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Legals November. 4, 2010

| November 4, 2010 12:00 AM

NOTICE OF TRUSTEE'S SALE On Thursday, the 3rd day of February, 2011, at the hour of 10:00 o'clock a.m. of said day at Alliance Title & Escrow, 1270 Northwood Center Ct., Coeur d'Alene, in the County of Kootenai, State of Idaho, Charles W. Fawcett, as Successor Trustee, will sell at public auction, to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real property situated in the County of Kootenai, State of Idaho, and described as follows, to wit: LOT 3 IN BLOCK 1, OF ROSE ESTATES, ACCORDING TO THE OFFICIAL PLAT THEREOF, FILED IN BOOK F OF PLATS AT PAGE(S) 394, 394A AND 394B, OFFICIAL RECORDS OF KOOTENAI COUNTY, IDAHO. The Successor Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Section 60-113, Idaho Code, the Successor Trustee has been informed that the street address of 2609 N. Sharon Dr., Post Falls, Idaho, is sometimes associated with said real property. Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by MARY KNOWLES, an Unmarried Person, Grantor, to Charles W. Fawcett, Successor Trustee, for the benefit and security of FIRSTBANK NORTHWEST, recorded December 8, 2006, as Instrument No. 2071183000, Mortgage records of Kootenai County, Idaho; and assigned to the IDAHO HOUSING AND FINANCE ASSOCIATION by Assignment of Deed of Trust recorded on January 5, 2007, as Instrument No. 2076228000, Mortgage records of Kootenai County, Idaho. THE ABOVE GRANTOR IS NAMED TO COMPLY WITH SECTION 45-1506 (4)(a), IDAHO CODE. NO REPRESENTATION IS MADE THAT SHE IS, OR IS NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. The default for which this sale is to be made is the failure to pay when due, monthly installment payments under the Deed of Trust Note dated December 7, 2006, in the amount of $661.00 each, for the months of October, 2009, through September, 2010, inclusive; and for each and every month thereafter until date of sale or reimbursement. All delinquent payments are now due, plus accumulated late charges, plus any costs or expenses associated with this foreclosure. The accrued interest is at the rate of 5.47% per annum from September 1, 2009. The principal balance owing as of this date on the obligation secured by said Deed of Trust is $100,065.79, plus accrued interest at the rate of 5.47% per annum from September 1, 2009. DATED This 4th day of October, 2010. CHARLES W. FAWCETT, a Member of the Idaho State Bar, SUCCESSOR TRUSTEE Legal 1069 October 14, 21, 28, 2010 November 4, 2010

STATE OF WISCONSIN CIRCUIT COURT ST. CROIX COUNTY PUBLICATION SUMMONS Case No. 10-CV-971 The Honorable Howard W. Cameron Case Code 30404 (Foreclosure of Mortgage) The amount claimed exceeds $5000.00 Wells Fargo Bank, NA, 3476 Stateview Boulevard, Fort Mill, SC 29715, Plaintiff vs. Randy L. Kirk a/k/a Randy Kirk, 407 S. Chinook Cir., Post Falls, ID 83854-7061 and Patricia A. Kirk a/k/a Patricia Kirk, 505 Hillcrest Dr., Roberts, WI 54023-9721, Defendants THE STATE OF WISCONSIN To each person named above as a defendant: You are hereby notified that the plaintiff named above has filed a lawsuit or other legal action against you. Within 40 days after October 21, 2010 you must respond with a written demand for a copy of the complaint. The demand must be sent or delivered to the court, whose address is 1101 Carmichael Road, Government Center, Hudson, WI 54016-7708 and to Gray & Associates, L.L.P., plaintiff's attorney, whose address is 16345 West Glendale Drive, New Berlin, WI 53151-2841. You may have an attorney help or represent you. If you do not demand a copy of the complaint within 40 days, the court may grant judgment against you for the award of money or other legal action requested in the complaint, and you may lose your right to object to anything that is or may be incorrect in the complaint. A judgment may be enforced as provided by law. A judgment awarding money may become a lien against any real estate you own now or in the future, and may also be enforced by garnishment or seizure of property. Dated this 8th day of October, 2010. Timothy Mark Brovold, State Bar No. 1076008, Gray & Associates, L.L.P., Attorneys for Plaintiff, 16345 West Glendale Drive, New Berlin, WI 53151-2841, (414) 224-8404, (414) 224-3485. Gray & Associates, L.L.P. is attempting to collect a debt on our client's behalf and any information obtained will be used for that purpose. If you have previously received a discharge in a chapter 7 bankruptcy case, this communication should not be construed as an attempt to hold you personally liable for the debt. Legal 1139 October 21, 28, 2010 November 4, 2010

Notice of Trustee's Sale Idaho Code 45-1506 Today's date: October 7, 2010 File No.: 7023.78529 Sale date and time (local time): February 08, 2011 at 10:00 AM Sale location: in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID 83814 Property address: 12909 N. Yearling Drive Hayden, ID 83835 Successor Trustee: Northwest Trustee Services, Inc., an Idaho Corporation P.O. Box 997 Bellevue, WA 98009 (425) 586-1900 Deed of Trust information Original grantor: Tod Crawford, a single person Original trustee: Pioneer Title Company of Kootenai County Original beneficiary: Wells Fargo Bank, N.A. Recording date: December 15, 2004 Recorder's instrument number: 1919120 County: Kootenai Sum owing on the obligation: as of October 7, 2010: $338,516.49 Because of interest, late charges, and other charges that may vary from day to day, the amount due on the day you pay may be greater. Hence, if you pay the amount shown above, an adjustment may be necessary after we receive your check. For further information write or call the Successor Trustee at the address or telephone number provided above. Basis of default: failure to make payments when due. Please take notice that the Successor Trustee will sell at public auction to the highest bidder for certified funds or equivalent the property described above. The property address is identified to comply with IC 60-113 but is not warranted to be correct. The property's legal description is: Lot 2, Block 1, Deer Park Estates, according to the plat recorded in the Office of the County Recorder in Book "I" of Plats at Pages 205, 205A and 205B, records of Kootenai County, Idaho. The sale is subject to conditions, rules and procedures as described at the sale and which can be reviewed at www.northwesttrustee.com or USA-Foreclosure.com. The sale is made without representation, warranty or covenant of any kind. (TS# 7023.78529) 1002.173573-FEI Legal 1157 October 21, 28, 2010 November 4, 11, 2010

Notice of Trustee's Sale Idaho Code 45-1506 Today's date: October 7, 2010 File No.: 7023.78030 Sale date and time (local time): February 08, 2011 at 10:00 AM Sale location: in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID 83814 Property address: 526 W. Twighlight Ct. Coeur d' Alene, ID 83815 Successor Trustee: Northwest Trustee Services, Inc., an Idaho Corporation P.O. Box 997 Bellevue, WA 98009 (425) 586-1900 Deed of Trust information Original grantor: Robert L. Smith and Nancy L. Smith husband and wife Original trustee: First American Title Original beneficiary: Mortgage Electronic Registration Systems, Inc. solely as nominee for Residential Acceptance Network, Inc. Recording date: March 11, 2008 Recorder's instrument number: 2148697000 County: Kootenai Sum owing on the obligation: as of October 7, 2010: $207,636.09 Because of interest, late charges, and other charges that may vary from day to day, the amount due on the day you pay may be greater. Hence, if you pay the amount shown above, an adjustment may be necessary after we receive your check. For further information write or call the Successor Trustee at the address or telephone number provided above. Basis of default: failure to make payments when due. Please take notice that the Successor Trustee will sell at public auction to the highest bidder for certified funds or equivalent the property described above. The property address is identified to comply with IC 60-113 but is not warranted to be correct. The property's legal description is: Lot 29, Block 1, Sunrise Terrace, according to the plat recorded in Book E of Plats, Page 150, records of Kootenai County, Idaho. The sale is subject to conditions, rules and procedures as described at the sale and which can be reviewed at www.northwesttrustee.com or USA-Foreclosure.com. The sale is made without representation, warranty or covenant of any kind. (TS# 7023.78030) 1002.173653-FEI Legal 1158 October 21, 28, 2010 November 4, 11, 2010

Notice of Trustee's Sale Idaho Code 45-1506 Today's date: October 7, 2010 File No.: 7023.78647 Sale date and time (local time): February 08, 2011 at 10:00 AM Sale location: in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID 83814 Property address: 1851 W. Hampton Court Rathdrum, ID 83858 Successor Trustee: Northwest Trustee Services, Inc., an Idaho Corporation P.O. Box 997 Bellevue, WA 98009 (425) 586-1900 Deed of Trust information Original grantor: Mark Russell Cass, a single person Original trustee: Pioneer Title Company Original beneficiary: Wells Fargo Bank, N.A. Recording date: June 9, 2008 Recorder's instrument number: 2163026000 County: Kootenai Sum owing on the obligation: as of October 7, 2010: $372,939.07 Because of interest, late charges, and other charges that may vary from day to day, the amount due on the day you pay may be greater. Hence, if you pay the amount shown above, an adjustment may be necessary after we receive your check. For further information write or call the Successor Trustee at the address or telephone number provided above. Basis of default: failure to make payments when due. Please take notice that the Successor Trustee will sell at public auction to the highest bidder for certified funds or equivalent the property described above. The property address is identified to comply with IC 60-113 but is not warranted to be correct. The property's legal description is: Lot 1, Block 1, Panhandle Acres, according to the plat recorded in Book G of Plats, Page 477, records of Kootenai County, Idaho. The sale is subject to conditions, rules and procedures as described at the sale and which can be reviewed at www.northwesttrustee.com or USA-Foreclosure.com. The sale is made without representation, warranty or covenant of any kind. (TS# 7023.78647) 1002.173668-FEI Legal 1159 October 21, 28, 2010 November 4, 11, 2010

Notice of Trustee's Sale Idaho Code 45-1506 Today's date: October 7, 2010 File No.: 7023.78083 Sale date and time (local time): February 08, 2011 at 10:00 AM Sale location: in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID 83814 Property address: 8427 Boysenberry LP Hayden, ID 83835 Successor Trustee: Northwest Trustee Services, Inc., an Idaho Corporation P.O. Box 997 Bellevue, WA 98009 (425) 586-1900 Deed of Trust information Original grantor: Jennifer M. Maynard, a married person as her sole and separate property Original trustee: Pioneer Title Company of Ada County Original beneficiary: Wells Fargo Bank, N.A. Recording date: September 14, 2007 Recorder's instrument number: 2121694000 County: Kootenai Sum owing on the obligation: as of October 7, 2010: $193,847.87 Because of interest, late charges, and other charges that may vary from day to day, the amount due on the day you pay may be greater. Hence, if you pay the amount shown above, an adjustment may be necessary after we receive your check. For further information write or call the Successor Trustee at the address or telephone number provided above. Basis of default: failure to make payments when due. Please take notice that the Successor Trustee will sell at public auction to the highest bidder for certified funds or equivalent the property described above. The property address is identified to comply with IC 60-113 but is not warranted to be correct. The property's legal description is: Lot 19, Block 6, Strawberry Fields Second Addition, according to the plat recorded in Book "J" of Plats at Pages 344 through 344G, records of Kootenai County, Idaho. The sale is subject to conditions, rules and procedures as described at the sale and which can be reviewed at www.northwesttrustee.com or USA-Foreclosure.com. The sale is made without representation, warranty or covenant of any kind. (TS# 7023.78083) 1002.173681-FEI Legal 1160 October 21, 28, 2010 November 4, 11, 2010

Notice of Trustee's Sale Idaho Code 45-1506 Today's date: October 7, 2010 File No.: 7023.78126 Sale date and time (local time): February 08, 2011 at 10:00 AM Sale location: in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID 83814 Property address: 1833 E. Pine Haven Lane Athol, ID 83801 Successor Trustee: Northwest Trustee Services, Inc., an Idaho Corporation P.O. Box 997 Bellevue, WA 98009 (425) 586-1900 Deed of Trust information Original grantor: Susan M. Nelson, a single person and Robert K. Little, a single person Original trustee: Pioneer Title Company Original beneficiary: Wells Fargo Bank, N.A. Recording date: October 29, 2004 Recorder's instrument number: 1909924 County: Kootenai Sum owing on the obligation: as of October 7, 2010: $146,187.56 Because of interest, late charges, and other charges that may vary from day to day, the amount due on the day you pay may be greater. Hence, if you pay the amount shown above, an adjustment may be necessary after we receive your check. For further information write or call the Successor Trustee at the address or telephone number provided above. Basis of default: failure to make payments when due. Please take notice that the Successor Trustee will sell at public auction to the highest bidder for certified funds or equivalent the property described above. The property address is identified to comply with IC 60-113 but is not warranted to be correct. The property's legal description is: A portion of Tract 28-A and 28-B designated as Resurvey of Tracts 28 & 30 of Chilco Estates filed at Page 268, Book 1 and lying in the Southwest quarter of Section 6, Township 52 North, Range 3 West, Boise Meridian, Kootenai County, Idaho, and further described as follows; Commencing at the Northwest corner of said Section 6, thence South 01 degrees 59' 52'' West along the West line of said Section 6, a distance of 2661.87 feet to the West quarter corner of said Section 6; thence continuing along said West line South 01 degrees 59' 52'' West, a distance of 1087.05 feet; thence South 71 degrees 42' 15'' East, a distance of 193.91 feet, thence South 23 degrees 24' 12'' East, a distance of 168.15 feet to the True Point of Beginning for this description; thence continuing South 23 degrees 24' 12'' East a distance of 776.11 feet to the center of a cul-de-sac in an existing road easement, known as "Pinehaven Lane" thence North 60 degrees 30' 23" East, along the centerline of an existing 50.00 foot wide road easement for said "Pinehaven Lane", a distance of 350.00 feet to a point thence leaving said centerline North 28 degrees 49' 38'' West, a distance of 598.32 feet to a point; thence North 87 degrees 13' 00'' West, a distance of 324.81 feet to the Point of Beginning. Less road right-of-way. The sale is subject to conditions, rules and procedures as described at the sale and which can be reviewed at www.northwesttrustee.com or USA-Foreclosure.com. The sale is made without representation, warranty or covenant of any kind. (TS# 7023.78126) 1002.173711-FEI Legal 1161 October 21, 28, 2010 November 4, 11, 2010

Notice of Trustee's Sale Idaho Code 45-1506 Today's date: October 11, 2010 File No.: 7037.09913 Sale date and time (local time): February 10, 2011 at 10:00 AM Sale location: in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID 83814 Property address: 31749 N. 10th Avenue Spirit Lake, ID 83869 Successor Trustee: Northwest Trustee Services, Inc., an Idaho Corporation P.O. Box 997 Bellevue, WA 98009 (425) 586-1900 Deed of Trust information Original grantor: Michael W. Norman, a married man as his sole and separate property Original trustee: North Idaho Title Original beneficiary: Mountain West Bank Recording date: July 26, 2005 Recorder's instrument number: 1967601 County: Kootenai Sum owing on the obligation: as of October 11, 2010: $116,480.53 Because of interest, late charges, and other charges that may vary from day to day, the amount due on the day you pay may be greater. Hence, if you pay the amount shown above, an adjustment may be necessary after we receive your check. For further information write or call the Successor Trustee at the address or telephone number provided above. Basis of default: failure to make payments when due. Please take notice that the Successor Trustee will sell at public auction to the highest bidder for certified funds or equivalent the property described above. The property address is identified to comply with IC 60-113 but is not warranted to be correct. The property's legal description is: Lot 9, Block W, Lakeview Addition to Spirit Lake, according to the plat recorded in Book "C" of Plats at Page 46, records of Kootenai County, Idaho. The sale is subject to conditions, rules and procedures as described at the sale and which can be reviewed at www.northwesttrustee.com or USA-Foreclosure.com. The sale is made without representation, warranty or covenant of any kind. (TS# 7037.09913) 1002.173823-FEI Legal 1163 October 21, 28, 2010 November 4, 11, 2010

Notice of Trustee's Sale TS #: ID-10-384009-NH On 2/17/2011, at 11:00:00 AM (recognized local time), at the following location in the County of KOOTENAI, State of Idaho: In the lobby of Pioneer Title Company of Kootenai County located at 100 Wallace Avenue, Coeur dAlene, ID 83814, Pioneer Title Company of Ada County dba Pioneer Lender Trustee Services as Trustee , as Trustee on behalf of US Bank N.A. as trustee, for the registered holders of CSMC Asset-Backed Trust 2007-NC1 OSI, CSMC Asset-Backed Pass-Through Certificates, Series 2007-NC1 OSI will sell at public auction, to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following real property, situated in the County of KOOTENAI State of Idaho, and described as follows: LOT 3, BLOCK 15, PINEGROVE PARK THIRD ADDITION, ACCORDING TO THE PLAT RECORDED IN BOOK F OF PLATS, PAGE 76, RECORDS OF KOOTENAI COUNTY, IDAHO The Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Section 60-113 Idaho Code, the Trustee has been informed that the address of 6001 West Pinegrove Drive, Coeur D Alene, ID 83815 is sometimes associated with said real property. Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by DANIEL ERIC POCKLINGTON , AN UNMARRIED MAN as Grantor/Trustor, in which MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., AS NOMINEE FOR NEW CENTURY MORTGAGE CORPORATION A CORPORATION, is named as Beneficiary and FIRST AMERICAN as Trustee and recorded 2/16/2007 as Instrument No. 2083600000 in book -, page -, of Official Records in the office of the Recorder of KOOTENAI County, Idaho. Please Note: The above Grantors are named to comply with section 45-1506(4)(A), Idaho Code, No representation is made that they are, or are not, presently responsible for this obligation set forth herein. The Default for which this sale is to be made is the failure to pay when due, under Deed of Trust and Note dated 2/15/2007. The monthly installments of principal, interest, and impounds (if applicable) of $738.26, due per month for the months of 5/1/2010 through 10/1/2010, and all subsequent installments until the date of sale or reinstatement. The principal balance owing as of this date on the obligation secured by said Deed of Trust is $224,280.28 together with interest thereon at the current rate of 3.9500 per cent (%) per annum from 4/1/2010. All delinquent amounts are now due, together with accruing late charges, and interest, unpaid and accruing taxes, assessments, trustee's fees, attorney's fees, and any amounts advanced to protect the security associated with this foreclosure and that the beneficiary elects to sell or cause the trust property to be sold to satisfy said obligation. If the Trustee is unable to convey title for any reason, the successful bidder's sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee, or the Mortgagee's Attorney. Date: 10/7/2010 By: Pioneer Title Company of Ada County dba Pioneer Lender Trustee Services as Trustee, as Trustee Quality Loan Service Corp. of Washington, as Agent 2141 5th Avenue San Diego, CA 92101 Angelica Castillo, Assistant Secretary For Sale Information Call: 714-730-2727 or Login to: www.fidelityasap.com If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holders right's against the real property only. THIS IS AN ATTEMPT TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. ASAP# 3768576 Legal 1164 October 21, 28, 2010 November 4, 11, 2010

Notice of Trustee's Sale TS #: ID-10-380863-NH On 2/18/2011, at 11:00:00 AM (recognized local time), at the following location in the County of KOOTENAI, State of Idaho: In the lobby of Pioneer Title Company of Kootenai County located at 100 Wallace Avenue, Coeur dAlene, ID 83814, Pioneer Title Company of Ada County dba Pioneer Lender Trustee Services as Trustee , as Trustee on behalf of JPMorgan Chase Bank, National Association will sell at public auction, to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following real property, situated in the County of KOOTENAI State of Idaho, and described as follows: A PORTION OF GOVERNMENT LOT 1, SECTION 4, TOWNSHIP 48 NORTH, RANGE 4 WEST, BOISE MERIDIAN, KOOTENAI COUNTY, IDAHO, MORE PATRICULARLY DESCRIBED AS FOLLOWS: BEGINNING AT THE NORTHEAST CORNER OF SAID SECTION 4, A 3 1/4 " ALUMINUM CAP MARKED RLS 818; THENCE ALONG THE NORTH LINE OF SAID SECTION 4, NORTH 87 DEGREES 13'06" WEST, 764.08 FEET; THENCE SOUTH 17 DEGREES 26'22" EAST, 718.17 FEET; THENCE SOUTH 86 DEGREES 34'27" EAST, 555.42 FEET TO THE EAST LINE OF SECTION 4; THENCE ALONG SAID EAST LINE NORTH 0 DEGREES 32'42" WEST, 681.30 FEET TO THE POINT OF BEGINNING. The Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Section 60-113 Idaho Code, the Trustee has been informed that the address of 5282 WEST MCLEAN ROAD, COEUR D ALENE, ID 83814 is sometimes associated with said real property. Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by THOMAS W OLSEN AND GINA M OLSEN , HUSBAND AND WIFE as Grantor/Trustor, in which MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., AS NOMINEE FOR GREENPOINT MORTGAGE FUNDING, INC. A CORPORATION, is named as Beneficiary and NORTH IDAHO TITLE as Trustee and recorded 10/25/2005 as Instrument No. 1990894 in book xxx, page xxx, of Official Records in the office of the Recorder of KOOTENAI County, Idaho. Please Note: The above Grantors are named to comply with section 45-1506(4)(A), Idaho Code, No representation is made that they are, or are not, presently responsible for this obligation set forth herein. The Default for which this sale is to be made is the failure to pay when due, under Deed of Trust and Note dated 10/18/2005. The monthly installments of principal, interest, and impounds (if applicable) of $948.11, due per month for the months of 3/1/2010 through 10/4/2010, and all subsequent installments until the date of sale or reinstatement. The principal balance owing as of this date on the obligation secured by said Deed of Trust is $141,918.05 together with interest thereon at the current rate of 6.5000 per cent (%) per annum from 2/1/2010. All delinquent amounts are now due, together with accruing late charges, and interest, unpaid and accruing taxes, assessments, trustee's fees, attorney's fees, and any amounts advanced to protect the security associated with this foreclosure and that the beneficiary elects to sell or cause the trust property to be sold to satisfy said obligation. If the Trustee is unable to convey title for any reason, the successful bidder's sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee, or the Mortgagee's Attorney. Date: 10/015/2010 By: Pioneer Title Company of Ada County dba Pioneer Lender Trustee Services as Trustee, as Trustee Quality Loan Service Corp. of Washington, as Agent 2141 5th Avenue San Diego, CA 92101 Angelica Castillo, Assistant Secretary For Sale Information Call: 714-730-2727 or Login to: www.fidelityasap.com If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holders right's against the real property only. THIS IS AN ATTEMPT TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. ASAP# 3768721 Legal 1165 October 21, 28, 2010 November 4, 11, 2010

Notice of Trustee's Sale Idaho Code 45-1506 Today's date: October 17, 2010 File No.: 7037.08601 Sale date and time (local time): February 17, 2011 at 10:00 AM Sale location: in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID 83814 Property address: 322 N Promenade Loop Unit 208B Post Falls, ID 83854 Successor Trustee: Northwest Trustee Services, Inc., an Idaho Corporation P.O. Box 997 Bellevue, WA 98009 (425) 586-1900 Deed of Trust information Original grantor: Lucas Pichette, a married man as his sole and separate property Original trustee: North Idaho Title Insurance Original beneficiary: Mortgage Electronic Registration Systems, Inc. solely as nominee for Quick Mortgage Services Recording date: April 30, 2008 Recorder's instrument number: 2156923000 County: Kootenai Sum owing on the obligation: as of October 17, 2010: $172,745.63 Because of interest, late charges, and other charges that may vary from day to day, the amount due on the day you pay may be greater. Hence, if you pay the amount shown above, an adjustment may be necessary after we receive your check. For further information write or call the Successor Trustee at the address or telephone number provided above. Basis of default: failure to make payments when due. Please take notice that the Successor Trustee will sell at public auction to the highest bidder for certified funds or equivalent the property described above. The property address is identified to comply with IC 60-113 but is not warranted to be correct. The property's legal description is: Unit 208, Building 2, Promenade Condominiums, according to the plat recorded in Book "J" of Plats at Pages 472 through 472K, records of Kootenai County, Idaho. Together with an undivided interest in the common area as set forth in Condominium Declaration recorded March 28, 2007 as Instrument No. 2090779000. The sale is subject to conditions, rules and procedures as described at the sale and which can be reviewed at www.northwesttrustee.com or USA-Foreclosure.com. The sale is made without representation, warranty or covenant of any kind. (TS# 7037.08601) 1002.174704-FEI Legal 1191 October 28, 2010 November 4, 11, 18, 2010

NOTICE OF TRUSTEE'S SALE On Tuesday, the 1st day of February, 2011, at the hour of 10:00 o'clock a.m. of said day at Alliance Title & Escrow, 1270 Northwood Center Ct., Coeur d'Alene, in the County of Kootenai, State of Idaho, Charles W. Fawcett, as Successor Trustee, will sell at public auction, to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real property situated in the County of Kootenai, State of Idaho, and described as follows, to wit: LOT 14, BLOCK 2, EAST LAWN ADDITION TO COEUR D'ALENE, ACCORDING TO THE PLAT RECORDED IN BOOK D OF PLATS, PAGE 63, RECORDS OF KOOTENAI COUNTY, STATE OF IDAHO. The Successor Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Section 60-113, Idaho Code, the Successor Trustee has been informed that the street address of 901 N. 19th St., Coeur d'Alene, Idaho, is sometimes associated with said real property. Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by MISTY L. MILLER, an Unmarried Person, Grantor, to Charles W. Fawcett, Successor Trustee, for the benefit and security of FIRSTBANK NORTHWEST, recorded December 6, 2001, as Instrument No. 1708442, Mortgage records of Kootenai County, Idaho; and assigned to the IDAHO HOUSING AND FINANCE ASSOCIATION by Assignment of Deed of Trust recorded on February 25, 2002, as Instrument No. 1720386, Mortgage records of Kootenai County, Idaho. THE ABOVE GRANTOR IS NAMED TO COMPLY WITH SECTION 45-1506 (4)(a), IDAHO CODE. NO REPRESENTATION IS MADE THAT SHE IS, OR IS NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. The default for which this sale is to be made is the failure to pay when due, monthly installment payments under the Deed of Trust Note dated December 5, 2001, in the amount of $777.00 each, for the months of March through September, 2010, inclusive; and for each and every month thereafter until date of sale or reimbursement. All delinquent payments are now due, plus accumulated late charges, plus any costs or expenses associated with this foreclosure. The accrued interest is at the rate of 5.83% per annum from February 1, 2010. The principal balance owing as of this date on the obligation secured by said Deed of Trust is $83,966.83, plus accrued interest at the rate of 5.83% per annum from February 1, 2010. DATED This 1st day of October, 2010. CHARLES W. FAWCETT, a Member of the Idaho State Bar, SUCCESSOR TRUSTEE Legal 1070 October 14, 21, 28, 2010 November 4, 2010

CALL FOR BIDS ROCK CRUSHING The Lakes Highway District will accept sealed bids at the Lakes Highway District office located at 11341 North Ramsey Road, Hayden, Idaho for Crushing and Stockpiling Rock. The project consists of the following work: Crushing of _" Base & 3/8" Chip Materials for Roadway Purposes Bids will be received until 1:00 p.m. prevailing time, November 30, 2010 at which time they will be publicly opened and read aloud. Bids must be under seal and the envelope marked on the outside "Crushing Bid". All bids must contain one of the following forms of bidder's security in the amount of 10% of the bid: a) Cash b) Cashier's check made payable to the Lakes Highway District. c) A Bid Bond made payable to the Lakes Highway District, executed by a Surety Company licensed to do business in the State of Idaho. d) Certified check made payable to the Lakes Highway District. The Contract shall be awarded at the regular board meeting held the evening of December 6, 2010 on the basis of the lowest responsible bid as determined by the Commissioners and their judgment shall be final. The right to accept or reject any or all bids or waive any informality is reserved by the Commissioners. Lakes Highway District reserves the right to increase the tonnage on this bid. Specifications may be obtained at the office by calling (208) 772 7527. The Commissioners of the Lakes Highway District: J. Marvin Lekstrum, Chairman Rodney A. Twete, Vice-Chairman Monty Montgomery, Commissioner Legal 1231 October 28, 2010 November 4, 2010

JUST LAW, INC. P.O. Box 50271 Idaho Falls, Idaho 83405 (208) 523-9106 FAX (208) 523-9146 Toll Free 1-800-923-9106 NOTICE OF TRUSTEE'S SALE On February 11, 2011, at the hour of 11:00 o'clock AM of said day, at Pioneer Title Company of Kootenai County, 100 Wallace Avenue, Coeur d' Alene, Idaho, JUST LAW, INC., as Successor Trustee, will sell at public auction to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real property, situated in the County of Kootenai, State of Idaho, and described as follows to wit: Lot 12, Block 1, RIVERVIEW PARK ADDITION, according to the plat recorded in Book ?D" of Plats, Page 161, records of Kootenai County, State of Idaho The Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Section 60-113 Idaho Code, the Trustee has been informed the address of 1518 E. 1st Ave., Post Falls, ID, is sometimes associated with the said real property. This Trustee's Sale is subject to a bankruptcy filing, a payoff, a reinstatement or any other conditions of which the Trustee is not aware that would cause the cancellation of this sale. Further, if any of these conditions exist, this sale may be null and void, the successful bidder's funds shall be returned, and the Trustee and the Beneficiary shall not be liable to the successful bidder for any damages. Said sale will be made without covenant or warranty regarding title, possessions or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by Amanda M. Cook, an unmarried woman and Joshua D. McNeil, an unmarried man, as community property, as Grantor(s) with Mortgage Electronic Registration Systems, Inc. as the Beneficiary, under the Deed of Trust recorded December 6, 2006, as Instrument No. 2070739000, in the records of Kootenai County, Idaho. The Beneficial interest of said Deed of Trust was subsequently assigned to Flagstar Bank, FSB, recorded October 7, 2010, as Instrument No. 2285137000, in the records of said County. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(a), IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. The default for which this sale is to be made is the failure to pay the amount due under the certain Promissory Note and Deed of Trust, in the amounts called for thereunder as follows: Monthly payments in the amount of $950.69 for the months of June 2010 through and including to the date of sale, together with late charges and monthly payments accruing. The sum owing on the obligation secured by said Deed of Trust is $129,870.46 as principal, plus service charges, attorney's fees, costs of this foreclosure, any and all funds expended by Beneficiary to protect their security interest, and interest accruing at the rate of 6.375% from May 1, 2010, together with delinquent taxes plus penalties and interest to the date of sale. The Beneficiary elects to sell or cause the trust property to be sold to satisfy said obligation. Dated this 8th day of October, 2010. ____________________________Tammie Harris Trust Officer for Just Law, Inc. For information concerning this sale please contact Just Law, Inc. at www.justlawidaho.com or Toll Free at 1-800-923-9106, Thank you. Legal 1232 October 28, 2010 November 4, 11, 18, 2010

Notice of Trustee's Sale Idaho Code 45-1506 Today's date: September 28, 2010 File No.: 7023.70984 Sale date and time (local time): February 01, 2011 at 10:00 AM Sale location: in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID 83814 Property address: 30595 North Alice Court Athol, ID 83801 Successor Trustee: Northwest Trustee Services, Inc., an Idaho Corporation P.O. Box 997 Bellevue, WA 98009 (425) 586-1900 Deed of Trust information Original grantor: Kim Miller and Randy R. Miller, wife and husband Original trustee: North Idaho Title Original beneficiary: Mortgage Electronic Registration Systems, Inc. solely as nominee for Panhandle State Bank Recording date: November 29, 2006 Recorder's instrument number: 2069510000 County: Kootenai Sum owing on the obligation: as of September 28, 2010: $181,717.80 Because of interest, late charges, and other charges that may vary from day to day, the amount due on the day you pay may be greater. Hence, if you pay the amount shown above, an adjustment may be necessary after we receive your check. For further information write or call the Successor Trustee at the address or telephone number provided above. Basis of default: failure to make payments when due. Please take notice that the Successor Trustee will sell at public auction to the highest bidder for certified funds or equivalent the property described above. The property address is identified to comply with IC 60-113 but is not warranted to be correct. The property's legal description is: Lot 15, Block 2, Northern Meadows Phase 2, according to the plat recorded in Book "G" of Plats at Page 174, records of Kootenai County, Idaho. The sale is subject to conditions, rules and procedures as described at the sale and which can be reviewed at www.northwesttrustee.com or USA-Foreclosure.com. The sale is made without representation, warranty or covenant of any kind. (TS# 7023.70984) 1002.174551-FEI Legal 1233 October 28, 2010 November 4, 11, 18, 2010

NOTICE OF TRUSTEE'S SALE On Wednesday, the 9th day of February, 2011, at the hour of 10:00 o'clock a.m. of said day at Alliance Title & Escrow, 1270 Northwood Center Ct., Coeur d'Alene, in the County of Kootenai, State of Idaho, Charles W. Fawcett, as Successor Trustee, will sell at public auction, to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real property situated in the County of Kootenai, State of Idaho, and described as follows, to wit: LOT 11, BLOCK 2, MOUNTAIN VIEW ESTATES, ACCORDING TO THE PLAT RECORDED IN BOOK G OF PLATS, PAGE 89, RECORDS OF KOOTENAI COUNTY, IDAHO. The Successor Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Section 60-113, Idaho Code, the Successor Trustee has been informed that the street address of 940 N. Shannon Ln., Post Falls, Idaho, is sometimes associated with said real property. Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by JAMES R. COCHRAN and RENEE C. COCHRAN, Husband and Wife, Grantor, to Charles W. Fawcett, Successor Trustee, for the benefit and security of MOUNTAIN WEST BANK, recorded June 28, 2007, as Instrument No. 2107889000, Mortgage records of Kootenai County, Idaho; and assigned to the IDAHO HOUSING AND FINANCE ASSOCIATION by Assignment of Deed of Trust recorded on October 3, 2007, as Instrument No. 2124858000, Mortgage records of Kootenai County, Idaho. THE ABOVE GRANTOR IS NAMED TO COMPLY WITH SECTION 45-1506 (4)(a), IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. The default for which this sale is to be made is the failure to pay when due, monthly installment payments under the Deed of Trust Note dated June 26, 2007, in the amount of $1,404.00 each, for the months of April through September, 2010, inclusive; and for each and every month thereafter until date of sale or reimbursement. All delinquent payments are now due, plus accumulated late charges, plus any costs or expenses associated with this foreclosure. The accrued interest is at the rate of 5.80% per annum from March 1, 2010. The principal balance owing as of this date on the obligation secured by said Deed of Trust is $203,578.60, plus accrued interest at the rate of 5.80% per annum from March 1, 2010. DATED This 7th day of October, 2010. CHARLES W. FAWCETT, a Member of the Idaho State Bar, SUCCESSOR TRUSTEE Legal 1259 November 4, 11, 18, 25, 2010

NOTICE OF TRUSTEE'S SALE On Tuesday, the 15th day of February, 2011, at the hour of 10:00 o'clock a.m. of said day at Alliance Title & Escrow, 1270 Northwood Center Ct., Coeur d'Alene, in the County of Kootenai, State of Idaho, Charles W. Fawcett, as Successor Trustee, will sell at public auction, to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real property situated in the County of Kootenai, State of Idaho, and described as follows, to wit: LOT 28, BLOCK 1, TUSCANY PLACE, ACCORDING TO THE PLAT RECORDED IN THE OFFICE OF THE COUNTY RECORDER IN BOOK J OF PLATS AT PAGE 497, RECORDS OF KOOTENAI COUNTY, IDAHO. The Successor Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Section 60-113, Idaho Code, the Successor Trustee has been informed that the street address of 525 W. Grange Ave., Post Falls, Idaho, is sometimes associated with said real property. Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by REUBEN J. RENNER and TEAIRA L. RENNER, Husband and Wife, Grantor, to Charles W. Fawcett, Successor Trustee, for the benefit and security of FIRST HORIZON HOME LOANS, A DIVISION OF FIRST TENNESSEE BANK, N.A., recorded January 18, 2008, as Instrument No. 2141083000, Mortgage records of Kootenai County, Idaho; and assigned to the IDAHO HOUSING AND FINANCE ASSOCIATION by Assignment of Deed of Trust recorded on May 9, 2008, as Instrument No. 2158556000, Mortgage records of Kootenai County, Idaho. THE ABOVE GRANTOR IS NAMED TO COMPLY WITH SECTION 45-1506 (4)(a), IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. The default for which this sale is to be made is the failure to pay when due, monthly installment payments under the Deed of Trust Note dated January 16, 2008, in the amount of $1,305.00, for the month of April, 2010, and in the amount of $1,282.00 each, for the months of May through September, 2010, inclusive; and for each and every month thereafter until date of sale or reimbursement. All delinquent payments are now due, plus accumulated late charges, plus any costs or expenses associated with this foreclosure. The accrued interest is at the rate of 5.60% per annum from March 1, 2010. The principal balance owing as of this date on the obligation secured by said Deed of Trust is $162,371.54, plus accrued interest at the rate of 5.60% per annum from March 1, 2010. DATED This 12th day of October, 2010. CHARLES W. FAWCETT, a Member of the Idaho State Bar, SUCCESSOR TRUSTEE Legal 1260 November 4, 11, 18, 25, 2010

NOTICE OF TRUSTEE'S SALE On Wednesday, the 16th day of February, 2011, at the hour of 10:00 o'clock a.m. of said day at Alliance Title & Escrow, 1270 Northwood Center Ct., Coeur d'Alene, in the County of Kootenai, State of Idaho, Charles W. Fawcett, as Successor Trustee, will sell at public auction, to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real property situated in the County of Kootenai, State of Idaho, and described as follows, to wit: LOT 4, BLOCK 2, HERITAGE PLACE, ACCORDING TO THE PLAT RECORDED IN THE OFFICE OF THE COUNTY RECORDER IN BOOK ?F" OF PLATS AT PAGE 344, RECORDS OF KOOTENAI COUNTY, IDAHO. The Successor Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Section 60-113, Idaho Code, the Successor Trustee has been informed that the street address of 1009 N. Frank Ct., Post Falls, Idaho, is sometimes associated with said real property. Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by MAGDALENA PIMENTEL, an Unmarried Person, and JOSE T. FIGUEROA GUZMAN, an Unmarried Person, Grantor, to Charles W. Fawcett, Successor Trustee, for the benefit and security of MOUNTAIN WEST BANK, recorded April 9, 2007, as Instrument No. 2093045000, Mortgage records of Kootenai County, Idaho; and assigned to the IDAHO HOUSING AND FINANCE ASSOCIATION by Assignment of Deed of Trust recorded on July 23, 2007, as Instrument No. 2111865000, Mortgage records of Kootenai County, Idaho. THE ABOVE GRANTOR IS NAMED TO COMPLY WITH SECTION 45-1506 (4)(a), IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. The default for which this sale is to be made is the failure to pay when due, monthly installment payments under the Deed of Trust Note dated April 5, 2007, in the amount of $1,225.00 each, for the months of April through September, 2010, inclusive; and for each and every month thereafter until date of sale or reimbursement. All delinquent payments are now due, plus accumulated late charges, plus any costs or expenses associated with this foreclosure. The accrued interest is at the rate of 5.17% per annum from March 1, 2010. The principal balance owing as of this date on the obligation secured by said Deed of Trust is $188,515.67, plus accrued interest at the rate of 5.17% per annum from March 1, 2010. DATED This 14th day of October, 2010. CHARLES W. FAWCETT, a Member of the Idaho State Bar, SUCCESSOR TRUSTEE Legal 1261 November 4, 11, 18, 25, 2010

NOTICE OF TRUSTEE'S SALE On Tuesday, the 15th day of February, 2011, at the hour of 10:00 o'clock a.m. of said day at Alliance Title & Escrow, 1270 Northwood Center Ct., Coeur d'Alene, in the County of Kootenai, State of Idaho, Charles W. Fawcett, as Successor Trustee, will sell at public auction, to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real property situated in the County of Kootenai, State of Idaho, and described as follows, to wit: LOT 4, BLOCK 9, STRAWBERRY FIELDS SECOND ADDITION, ACCORDING TO THE PLAT RECORDED IN BOOK ?J" OF PLATS AT PAGES 344 THROUGH 344G, RECORDS OF KOOTENAI COUNTY, IDAHO. The Successor Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Section 60-113, Idaho Code, the Successor Trustee has been informed that the street address of 8532 N. Boysenberry Loop, Hayden, Idaho, is sometimes associated with said real property. Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by ADAM G. HEATON, an Unmarried Man, Grantor, to Charles W. Fawcett, Successor Trustee, for the benefit and security of FIRST HORIZON HOME LOANS A DIVISION OF FIRST TENNESSEE BANK, N.A., recorded September 4, 2007, as Instrument No. 2119705000, Mortgage records of Kootenai County, Idaho; and assigned to the IDAHO HOUSING AND FINANCE ASSOCIATION by Assignment of Deed of Trust recorded on November 8, 2007, as Instrument No. 2131009000, Mortgage records of Kootenai County, Idaho. THE ABOVE GRANTOR IS NAMED TO COMPLY WITH SECTION 45-1506 (4)(a), IDAHO CODE. NO REPRESENTATION IS MADE THAT HE IS, OR IS NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. The default for which this sale is to be made is the failure to pay when due, monthly installment payments under the Deed of Trust Note dated August 28, 2007, in the amount of $1,284.00 each, for the months of April through September, 2010, inclusive; and for each and every month thereafter until date of sale or reimbursement. All delinquent payments are now due, plus accumulated late charges, plus any costs or expenses associated with this foreclosure. The accrued interest is at the rate of 5.91% per annum from March 1, 2010. The principal balance owing as of this date on the obligation secured by said Deed of Trust is $178,907.77, plus accrued interest at the rate of 5.91% per annum from March 1, 2010. DATED This 12th day of October, 2010. CHARLES W. FAWCETT, a Member of the Idaho State Bar, SUCCESSOR TRUSTEE Legal 1262 November 4, 11, 18, 25, 2010

NOTICE OF TRUSTEE'S SALE On Tuesday, the 22nd day of February, 2011, at the hour of 10:00 o'clock a.m. of said day at Alliance Title & Escrow, 1270 Northwood Center Ct., Coeur d'Alene, in the County of Kootenai, State of Idaho, Charles W. Fawcett, as Successor Trustee, will sell at public auction, to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real property situated in the County of Kootenai, State of Idaho, and described as follows, to wit: LOT 19, BLOCK 1, THE LANDINGS AT WATERFORD THIRD ADDITION, ACCORDING TO THE PLAT RECORDED IN BOOK ?J" OF PLATS, PAGE 271 AND 271A, RECORDS OF KOOTENAI COUNTY, IDAHO. The Successor Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Section 60-113, Idaho Code, the Successor Trustee has been informed that the street address of 3295 Lotze Loop, Coeur d'Alene, Idaho, is sometimes associated with said real property. Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by JAMES G. ELLIOTT and RENEE ELLIOTT, Husband and Wife, Grantor, to Charles W. Fawcett, Successor Trustee, for the benefit and security of GLOBAL CREDIT UNION, recorded September 27, 2007, as Instrument No. 2123870000, Mortgage records of Kootenai County, Idaho; and assigned to the IDAHO HOUSING AND FINANCE ASSOCIATION by Assignment of Deed of Trust recorded on September 27, 2007, as Instrument No. 2123871000, Mortgage records of Kootenai County, Idaho. THE ABOVE GRANTOR IS NAMED TO COMPLY WITH SECTION 45-1506 (4)(a), IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. The default for which this sale is to be made is the failure to pay when due, monthly installment payments under the Deed of Trust Note dated August 21, 2007, in the amount of $1,188.00 each, for the months of April through September, 2010, inclusive; and for each and every month thereafter until date of sale or reimbursement. All delinquent payments are now due, plus accumulated late charges, plus any costs or expenses associated with this foreclosure. The accrued interest is at the rate of 6.11% per annum from March 1, 2010. The principal balance owing as of this date on the obligation secured by said Deed of Trust is $172,169.24, plus accrued interest at the rate of 6.11% per annum from March 1, 2010. DATED This 21st day of October, 2010. CHARLES W. FAWCETT, a Member of the Idaho State Bar, SUCCESSOR TRUSTEE Legal 1263 November 4, 11, 18, 25, 2010

NOTICE OF TRUSTEE'S SALE On Tuesday, the 22nd day of February, 2011, at the hour of 10:00 o'clock a.m. of said day at Alliance Title & Escrow, 1270 Northwood Center Ct., Coeur d'Alene, in the County of Kootenai, State of Idaho, Charles W. Fawcett, as Successor Trustee, will sell at public auction, to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real property situated in the County of Kootenai, State of Idaho, and described as follows, to wit: LOT 8, BLOCK 1, BAKER & LOVLYN ADDITION, ACCORDING TO THE PLAT RECORDED IN BOOK ?F" OF PLATS AT PAGE 6, RECORDS OF KOOTENAI COUNTY, IDAHO. The Successor Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Section 60-113, Idaho Code, the Successor Trustee has been informed that the street address of 1305 E. Borah Ave., Coeur d'Alene, Idaho, is sometimes associated with said real property. Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by COBY FUQUA, an Unmarried Man, Grantor, to Charles W. Fawcett, Successor Trustee, for the benefit and security of COUNTRYWIDE HOME LOANS INC., recorded June 20, 2007, as Instrument No. 2106348000, Mortgage records of Kootenai County, Idaho; and assigned to the IDAHO HOUSING AND FINANCE ASSOCIATION by Corrective Assignment of Deed of Trust recorded on September 12, 2007, as Instrument No. 2121270000, Mortgage records of Kootenai County, Idaho. THE ABOVE GRANTOR IS NAMED TO COMPLY WITH SECTION 45-1506 (4)(a), IDAHO CODE. NO REPRESENTATION IS MADE THAT HE IS, OR IS NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. The default for which this sale is to be made is the failure to pay when due, monthly installment payments under the Deed of Trust Note dated June 19, 2007, in the amount of $1,266.00 each, for the months of April through September, 2010, inclusive; and for each and every month thereafter until date of sale or reimbursement. All delinquent payments are now due, plus accumulated late charges, plus any costs or expenses associated with this foreclosure. The accrued interest is at the rate of 5.70% per annum from March 1, 2010. The principal balance owing as of this date on the obligation secured by said Deed of Trust is $172,368.48, plus accrued interest at the rate of 5.70% per annum from March 1, 2010. DATED This 21st day of October, 2010. CHARLES W. FAWCETT, a Member of the Idaho State Bar, SUCCESSOR TRUSTEE Legal 1264 November 4, 11, 18, 25, 2010

NOTICE OF TRUSTEE'S SALE On Tuesday, the 22nd day of February, 2011, at the hour of 10:00 o'clock a.m. of said day at Alliance Title & Escrow, 1270 Northwood Center Ct., Coeur d'Alene, in the County of Kootenai, State of Idaho, Charles W. Fawcett, as Successor Trustee, will sell at public auction, to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real property situated in the County of Kootenai, State of Idaho, and described as follows, to wit: LOT 1, ANTONELLI SUBDIVISION, ACCORDING TO THE PLAT RECORDED IN BOOK "F" OF PLATS AT PAGES 305 AND 305A, RECORDS OF KOOTENAI COUNTY, IDAHO. The Successor Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Section 60-113, Idaho Code, the Successor Trustee has been informed that the street address of 1723 N. 9th St., Coeur d'Alene, Idaho, is sometimes associated with said real property. Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by ALEJANDRA E. MARTINEZ, an Unmarried Person, Grantor, to Charles W. Fawcett, Successor Trustee, for the benefit and security of MOUNTAIN WEST BANK, recorded March 1, 2007, as Instrument No. 2085756000, Mortgage records of Kootenai County, Idaho; and assigned to the IDAHO HOUSING AND FINANCE ASSOCIATION by Assignment of Deed of Trust recorded on April 2, 2007, as Instrument No. 2091636000, Mortgage records of Kootenai County, Idaho. THE ABOVE GRANTOR IS NAMED TO COMPLY WITH SECTION 45-1506 (4)(a), IDAHO CODE. NO REPRESENTATION IS MADE THAT SHE IS, OR IS NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. The default for which this sale is to be made is the failure to pay when due, monthly installment payments under the Deed of Trust Note dated March 1, 2007, in the amount of $1,082.00 each, for the months of April through September, 2010, inclusive; and for each and every month thereafter until date of sale or reimbursement. All delinquent payments are now due, plus accumulated late charges, plus any costs or expenses associated with this foreclosure. The accrued interest is at the rate of 5.59% per annum from March 1, 2010. The principal balance owing as of this date on the obligation secured by said Deed of Trust is $154,670.65, plus accrued interest at the rate of 5.59% per annum from March 1, 2010. DATED This 21st day of October, 2010. CHARLES W. FAWCETT, a Member of the Idaho State Bar, SUCCESSOR TRUSTEE Legal 1265 November 4, 11, 18, 25, 2010

NOTICE OF TRUSTEE'S SALE: The following described property will be sold at public auction to the highest bidder, payable in lawful money of the United States, in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID. 83814 on January 31, 2011 at 10:00:00 AM, (recognized local time) for the purpose of foreclosing that certain Deed of Trust recorded 06/01/2006 as 2034870000, and executed by JENNIFER, B. ORSUA AND MICHAEL T. ORSUA, WIFE AND HUSBAND, as Grantor(s), in favor of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., as Beneficiary, to RECONTRUST COMPANY, N.A., the Current Trustee of record covering the following real property located in Kootenai County, State of Idaho. LOT 3, BLOCK 3, MONTROSE SECOND ADDITION, ACCORDING TO THE PLAT RECORDED IN VOLUME "I" OF PLATS AT PAGE 375, RECORDS OF KOOTENAI COUNTY, IDAHO. TOGETHER WITH THAT PORTION OF THE VACATED ALLEY ADJACENT TO SAID LOT 3 THAT ATTACHES BY OPERATION LAW. The Trustee has no knowledge of a more particular description of the above reference real property, but for purposed of compliance with Idaho Code, Section 60-113, the Trustee has been informed that the street address of 2004 N WILLAMETTE DRIVE, Post Falls, ID, 83854-5282 is sometimes associated with said real property. Bidders must be prepared to tender the trustee the full amount of the bid at the sale in the form of cash, or cashier's check drawn on a state or federally insured savings institution. Said sale will be made without covenant or warranty, express or implied, regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the certain Deed of Trust. The default for which this sale is to be made is: Failure to pay the monthly payment due 01/01/2010 of principal, interest and impounds and subsequent installments due thereafter; plus late charges, with interest currently accruing at 3.750% per annum; together with all subsequent sums advanced by beneficiary pursuant to the terms and conditions of said Deed of Trust, and any supplemental modifications thereto. The principal balance owing as of this date on said obligation is $216,503.41, plus interest, costs and expenses actually incurred in enforcing the obligations thereunder and in this sale, together with any unpaid and/or accruing real property taxes, and/or assessments, attorneys' fees, Trustees' fees and costs, and any other amount advanced to protect said security, as authorized in the promissory note secured by the aforementioned Deed of Trust. Therefore, the Beneficiary elects to sell, or cause said trust property to be sold, to satisfy said obligation. NOTICE IS HEREBY GIVEN THAT THIS FIRM IS ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE, AND THAT THE DEBT MAY BE DISPUTED. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(a) IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. DATED: 09/21/2010, RECONTRUST COMPANY, N.A., Name and Address of the Current Trustee is: RECONTRUST COMPANY, N.A., 1800 Tapo Canyon Rd., CA6-914-01-94, SIMI VALLEY, CA 80028-1821, PHONE: (800) 281-8219. TS # 10-0115038 FEI #:1006.112757 Legal 1101 October 14, 21, 28, 2010 November 4, 2010

NOTICE OF LETTING Sealed proposals will be received by the IDAHO TRANSPORTATION BOARD only at the office of the IDAHO TRANSPORTATION DEPARTMENT, 3311 WEST STATE STREET, BOISE, IDAHO 83703, ATTN: ROADWAY DESIGN until two o'clock p.m., on November 23, 2010, for the work of performing Cold Recycled Asphalt Base Stabilization (CRABS) and plantmix overlay on local roads, MP 1.325 to MP 5.753; STC-5722, Conkling Rd; Larson to Benewah Co Ln, known as Idaho Federal Aid Project No. A012(232), in Kootenai County, Key No. 12232. [ADDITIONAL INFORMATION CONTACT: RESIDENT ENGINEER ***MARVIN FENN*** AT (208) 772-1253.] Plans, specifications, form of contract, proposal forms, and other information may be obtained at the office of the Idaho Transportation Department, Boise, Idaho, and are on file for examination at the office of the District Engineer at Coeur d'Alene Idaho. A non-refundable handling and mailing charge of FIVE DOLLARS ($5.00) plus applicable sales tax will be made for bid documents. Phone orders to (800) 732-2098 (in Idaho) or (208) 334-8430 shall be made by credit card (Visa or Mastercard). Written requests shall be made by check or money order to the Idaho Transportation Department, Attn: Revenue Operations, P. O. Box 34, Boise, ID 83731-0034. Dated October 29, 2010 TOM COLE, P.E. Chief Engineer Legal 1279 November 2, 3, 4, 5, 6, 2010

NORTH IDAHO FAIR SUMMARY RECEIPTS & DISBURSEMENTS 10/31/10 RECEIPTS Cash Balance January 1, 2010 $57,987.59 County Appropriations $100,000.00 Income $840,588.42 TOTAL $998,576.01 DISBURSEMENTS Maintenance & Operations $294,698.83 Salaries, Wages & Fees $345,192.37 Premiums, Prizes & Entertainment $219,856.16 Capital Improvements & Equipment $50,422.97 Cash Balances October 31, 2010 $88,405.68 $998,576.01 Chris Holloway North Idaho Fair Manager Bob Dreyer 2010 North Idaho Fair Board Chairperson Legal 1291 November 4, 2010

LEGAL NOTICE The Idaho Department of Health and Welfare hereby gives notice of the exclusion of Barbara Buvel from participation in the Idaho Medicaid program effective September 10, 2010, through September 9, 2020. This action is taken pursuant to the Code of Federal Regulations, 42 CFR, Chapter V, subsection 1002.203. Legal 1292 November 4, 2010

Katherine Monroe Coyle Wytychak Elder Law P.O. Box 1888 Coeur d'Alene, ID 83816-1888 Telephone (208) 765-3595 ISB No. 7990 IN THE DISTRICT COURT OF THE FIRST JUDICIAL DISTRICT OF THE STATE OF IDAHO, IN AND FOR THE COUNTY OF KOOTENAI Case No. CV 10-9227 NOTICE TO CREDITORS (I.C. 15-3-801) IN THE MATTER OF THE ESTATE OF Helen Calhoun Wilson Deceased NOTICE IS HEREBY GIVEN that Wilmer W. Wilson: Box 240511, Anchorage, AK 99524, and Paul C. Wilson: 19200 N. 93rd Dr., Peoria, AZ 85382 has been appointed Personal Representative of the above named Estate. All persons having claims against the decedent or the Estate are required to present their claims within four (4) months after the date of the first publication of this Notice to Creditors, or said claims will be forever barred. Claims must be presented to the undersigned at the address indicated and filed with the Clerk of the Court. Dated this 28 day of October, 2010. ____________________________ Katherine Monroe Coyle, Attorney at Law Legal 1293 November 4, 11, 18, 2010

Kenneth T. Jacobsen DOLAN & JACOBSEN Attorneys at Law P.O. Box 1116 Coeur d'Alene, Idaho 83816 Telephone: (208) 664-8258 Fax: (208) 667-9631 ISB #1661 IN THE DISTRICT COURT OF THE FIRST JUDICIAL DISTRICT OF THE STATE OF IDAHO, IN AND FOR THE COUNTY OF KOOTENAI CASE NO. CV-2010-8333 NOTICE TO CREDITORS In the Matter of the Estates of ARTHUR A. DEGENHARDT and H. AUDREY STADTMAN-DEGENHARDT Husband and Wife, Deceased NOTICE IS HEREBY GIVEN that the undersigned has been appointed Co-Personal Representative of the above named decedents. All persons having claims against the decedents or the estates are required to present their claims within four (4) months after the date of the first publication of this Notice or said claims will be forever barred. Claims must be presented to the undersigned at the address indicated, and filed with the Clerk of the Court. DATED this 26 day of October, 2010. ____________________________ Kim Degenhardt c/o Kenneth T. Jacobsen Attorney at Law P.O. Box 1116 Coeur d'Alene, ID 83816 Legal 1294 November 4, 11, 8, 2010

PUBLIC NOTICE In accordance with IDAPA 15.10.01.011.05 (?ISLD Rule" 011.05), the Idaho State Liquor Division hereby gives notice of intent to locate a liquor store to be operated as a Contract Store as defined in ISLD Rule 004. Location of said Contract Store is described as: Within the city limits of Worley, County of Kootenai, State of Idaho. Notice is hereby given of the public's right to apply for consideration to operate a Contract Store in Worley. Applications to be considered for the contract are available by contacting Cheryl Hurley-Peterson at: Idaho State Liquor Division District 3 Manager PO Box 1215 Hayden, ID 83835 208-762-4372 Applications will be considered by the ISLD Director in accordance with ISLD Rule 011.06. Completed applications must be received by no later than 5:00 PM, November 26, 2010, and returned to Cheryl Hurley-Peterson at the above address. Legal 1295 November 4, 11, 18, 2010

ADVERTISEMENT FOR QUALIFICATIONS REQUEST FOR QUALIFICATIONS The Kootenai County Board of County Commissioners is requesting qualifications for a qualified firm to provide architectural and engineering consultant services for potential construction projects anticipated to be built in 2011. Bid packets can be picked up at the Board of County Commissioners Office located at 451 N. Government Way, P.O. Box 9000, Coeur d' Alene, ID 83816-9000. According to the Kootenai County Procurement Policy, any work performed by a contractor will be required to have Worker's Compensation Insurance as well as a minimum of $5,000,000 professional liability insurance coverage. Also, the selected respondent will enter into a contract with the County which will identify the terms of the contract, date of commencement and substantial completion date, contract sum, payments, insurance and other terms and conditions which might apply to this project. The Respondent and Respondent's subcontractors shall not discriminate against any employee or applicant for employment because of race, religion, color, sex, age or national origin. The Contractor shall take affirmative action to insure that applicants are employed, and that employees are treated during employment without regard to their race, religion, color, sex, age, or national origin. Such action shall include the following: employment, upgrading, demotion or transfer; recruitment or recruitment advertising; layoff or termination; rates of pay or other forms of compensation; and selection for training including apprenticeship. The Respondent agrees to post in conspicuous places, available to employees and applicants for employment, notices setting forth the policies of non-discrimination. Sealed quotes are to be received by 2:00 p.m. December 7th, 2010 at 451 N. Government Way, P.O. Box 9000, Coeur d' Alene, ID 83816-9000. All proposals shall be marked ?Architectural and Engineering Consultant - RFQ." Proposals received after this date will be returned and shall not be considered. The Kootenai County Board of Commissioners reserves the right to reject any or all qualifications and to waive informalities. Dated this 2th day of November, 2010. KOOTENAI COUNTY ATTEST: BOARD OF COMMISSIONERS DANIEL J. ENGLISH, CLERK By:_____________________ Elmer R. Currie, Chairman Deputy Clerk Legal 1296 November 4, 19, 2010

Notice of Trustee's Sale Idaho Code 45-1506 Today's date: September 28, 2010 File No.: 7023.19467 Sale date and time (local time): February 01, 2011 at 10:00 AM Sale location: in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID 83814 Property address: 21182 North Camper Road Rathdrum, ID 83858 Successor Trustee: Northwest Trustee Services, Inc., an Idaho Corporation P.O. Box 997 Bellevue, WA 98009 (425) 586-1900 Deed of Trust information Original grantor: Kurtis L. Marley and Linda J. Marley, husband and wife Original trustee: Pioneer Title Company Original beneficiary: Wells Fargo Bank, N.A. Recording date: January 25, 2007 Recorder's instrument number: 2079438000 and re-recorded on February 2, 2007 Instrument No. 2081265000 County: Kootenai Sum owing on the obligation: as of September 28, 2010: $233,394.63 Because of interest, late charges, and other charges that may vary from day to day, the amount due on the day you pay may be greater. Hence, if you pay the amount shown above, an adjustment may be necessary after we receive your check. For further information write or call the Successor Trustee at the address or telephone number provided above. Basis of default: failure to make payments when due. Please take notice that the Successor Trustee will sell at public auction to the highest bidder for certified funds or equivalent the property described above. The property address is identified to comply with IC 60-113 but is not warranted to be correct. The property's legal description is: The land referred to in this Commitment is described as follows: A parcel of land located in the Southeast quarter of Section 8, Township 52 North, Range 4 West, Boise Meridian, Kootenai County, Idaho, being further described as: A portion of Lot 1, Block 7, Twin Lakes Village, according to the plat recorded in Book "E" of Plats at Page 151, records of Kootenai County, Idaho, more particularly described as follows: Commencing at an aluminum cap monument marking the Southeast corner, said Section 8, from which the East quarter corner, said Section 8, bears North 01 degree 00'50" East, a distance of 2610.18 feet; thence North 89 degrees 25' 15" West, along the South line of the Southeast quarter, said Section 8, said line also being the South boundary line of said Block 7, a distance of 545.92 feet to a point on the Easterly right-of-way line of Idaho State Highway No. 41; thence North 26 degrees 12' 55" East, along said right-of-way line, said line also being the Westerly boundary line of said Block 7, a distance of 939.51 feet to the beginning of a curve concave Westerly, having a radius of 3870.00 feet, the True point of Beginning for this description; thence Northeasterly along said curve, continuing along said right-of-way line, said line also being a portion of the Westerly boundary line of said Lot 1, through a central angle of 05 degrees 40' 42", a distance along the arc of 383.55 feet to the point of intersection of said curve and right-of-way line with the East line of the Southeast quarter, said Section 8, said point being the most Northerly corner of said Lot 1; thence South 01 degree 00' 50" West, along said East line, said line also being the East boundary line of said Lot 1, a distance of 350.50 feet to the Northeast corner of Lot 2, Block 7; thence North 88 degrees 59' 10" West, leaving said East line, along the common boundary line of said Lots 1 and 2, a distance of 100.00 feet to the beginning of a non-tangent curve concave Southerly, having a radius of 19.18 feet, from which the end-point of said curve bears North 88 degrees 59' 10" West, a chord distance of 38.37 feet; thence Northerly, Westerly, and Southerly along said curve, through a central angle of 180 degrees 00' 00", a distance along the arc of 60.27 feet; thence South 62 degrees 32' 57" West, a distance of 8.52 feet to the True Point of Beginning. The sale is subject to conditions, rules and procedures as described at the sale and which can be reviewed at www.northwesttrustee.com or USA-Foreclosure.com. The sale is made without representation, warranty or covenant of any kind. (TS# 7023.19467) 1002.112534-FEI Legal 1102 October 14, 21, 28, 2010 November 4, 2010

Notice of Trustee's Sale Idaho Code 45-1506 Today's date: September 27, 2010 File No.: 7023.73331 Sale date and time (local time): January 31, 2011 at 10:00 AM Sale location: in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID 83814 Property address: 840 East Miles Avenue Hayden, ID 83835 Successor Trustee: Northwest Trustee Services, Inc., an Idaho Corporation P.O. Box 997 Bellevue, WA 98009 (425) 586-1900 Deed of Trust information Original grantor: Joseph M. Ginter, an unmarried person Original trustee: Pioneer Title Company of Ada County Original beneficiary: Wells Fargo Home Mortgage, Inc. Recording date: June 29, 2001 Recorder's instrument number: 1684889 County: Kootenai Sum owing on the obligation: as of September 27, 2010: $116,779.08 Because of interest, late charges, and other charges that may vary from day to day, the amount due on the day you pay may be greater. Hence, if you pay the amount shown above, an adjustment may be necessary after we receive your check. For further information write or call the Successor Trustee at the address or telephone number provided above. Basis of default: failure to make payments when due. Please take notice that the Successor Trustee will sell at public auction to the highest bidder for certified funds or equivalent the property described above. The property address is identified to comply with IC 60-113 but is not warranted to be correct. The property's legal description is: The West half of the West half of Tract 41, Avondale, according to the plat recorded in the Office of the County Recorder in Book "B" of Plats at Page 132, records of Kootenai County, State of Idaho. Except the North 184 feet thereof. Also the West 24 feet of the North 184 feet of said tract of land. The sale is subject to conditions, rules and procedures as described at the sale and which can be reviewed at www.northwesttrustee.com or USA-Foreclosure.com. The sale is made without representation, warranty or covenant of any kind. (TS# 7023.73331) 1002.172294-FEI Legal 1103 October 14, 21, 28, 2010 November 4, 2010

Notice of Trustee's Sale Idaho Code 45-1506 Today's date: September 27, 2010 File No.: 7023.77938 Sale date and time (local time): January 31, 2011 at 10:00 AM Sale location: in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID 83814 Property address: 1025 East Montana Avenue Coeur d' Alene, ID 83814 Successor Trustee: Northwest Trustee Services, Inc., an Idaho Corporation P.O. Box 997 Bellevue, WA 98009 (425) 586-1900 Deed of Trust information Original grantor: Jeremy M. Springer, a married man Original trustee: Alliance Title and Escrow Corp. Original beneficiary: Mortgage Electronic Registration Systems, Inc. solely as nominee for Watermark Financial Partners, Inc. Recording date: April 7, 2004 Recorder's instrument number: 1868437 County: Kootenai Sum owing on the obligation: as of September 27, 2010: $91,325.81 Because of interest, late charges, and other charges that may vary from day to day, the amount due on the day you pay may be greater. Hence, if you pay the amount shown above, an adjustment may be necessary after we receive your check. For further information write or call the Successor Trustee at the address or telephone number provided above. Basis of default: failure to make payments when due. Please take notice that the Successor Trustee will sell at public auction to the highest bidder for certified funds or equivalent the property described above. The property address is identified to comply with IC 60-113 but is not warranted to be correct. The property's legal description is: The East 60 feet of Lot 7 in Block 14 of Taylors Addition to Coeur d'Alene, according to the official plat thereof, filed in Book B of Plats at Page(s) 106 official records of Kootenai County, Idaho. The sale is subject to conditions, rules and procedures as described at the sale and which can be reviewed at www.northwesttrustee.com or USA-Foreclosure.com. The sale is made without representation, warranty or covenant of any kind. (TS# 7023.77938) 1002.172293-FEI Legal 1104 October 14, 21, 28, 2010 November 4, 2010

Notice of Trustee's Sale Idaho Code 45-1506 Today's date: September 27, 2010 File No.: 7023.77731 Sale date and time (local time): January 31, 2011 at 10:00 AM Sale location: in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID 83814 Property address: 2068 W. Polo Green Ave. Post Falls, ID 83854 Successor Trustee: Northwest Trustee Services, Inc., an Idaho Corporation P.O. Box 997 Bellevue, WA 98009 (425) 586-1900 Deed of Trust information Original grantor: William J. Noordam and Cheryl A. Noordam husband and wife Original trustee: Pioneer Title Company of Ada County Original beneficiary: Wells Fargo Bank, N.A. Recording date: January 24, 2007 Recorder's instrument number: 2079263000 County: Kootenai Sum owing on the obligation: as of September 27, 2010: $437,642.40 Because of interest, late charges, and other charges that may vary from day to day, the amount due on the day you pay may be greater. Hence, if you pay the amount shown above, an adjustment may be necessary after we receive your check. For further information write or call the Successor Trustee at the address or telephone number provided above. Basis of default: failure to make payments when due. Please take notice that the Successor Trustee will sell at public auction to the highest bidder for certified funds or equivalent the property described above. The property address is identified to comply with IC 60-113 but is not warranted to be correct. The property's legal description is: Lot 5 in Block 6 of The Meadows First Addition, according to the official plat thereof, filed in Book I of Plats at Page(s) 497 official records of Kootenai County, Idaho. The sale is subject to conditions, rules and procedures as described at the sale and which can be reviewed at www.northwesttrustee.com or USA-Foreclosure.com. The sale is made without representation, warranty or covenant of any kind. (TS# 7023.77731) 1002.172537-FEI Legal 1105 October 14, 21, 28, 2010 November 4, 2010

Notice of Trustee's Sale Idaho Code 45-1506 Today's date: October 3, 2010 File No.: 7037.09905 Sale date and time (local time): February 03, 2011 at 10:00 AM Sale location: in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID 83814 Property address: 6872 W. Theo Street Rathdrum, ID 83858 Successor Trustee: Northwest Trustee Services, Inc., an Idaho Corporation P.O. Box 997 Bellevue, WA 98009 (425) 586-1900 Deed of Trust information Original grantor: Jonathon D. Mahoney, Casey A. Mahoney, husband and wife, as community property with rights of survivorship Original trustee: Chicago Title Insurance Original beneficiary: JPMorgan Chase Bank, N.A. Recording date: October 14, 2008 Recorder's instrument number: 2181611000 County: Kootenai Sum owing on the obligation: as of October 3, 2010: $158,315.30 Because of interest, late charges, and other charges that may vary from day to day, the amount due on the day you pay may be greater. Hence, if you pay the amount shown above, an adjustment may be necessary after we receive your check. For further information write or call the Successor Trustee at the address or telephone number provided above. Basis of default: failure to make payments when due. Please take notice that the Successor Trustee will sell at public auction to the highest bidder for certified funds or equivalent the property described above. The property address is identified to comply with IC 60-113 but is not warranted to be correct. The property's legal description is: Lot 3, Block 4, Westwood Villa, according to the plat recorded in the office of the County Recorder in Book F of Plats at Page 50, records of Kootenai County, Idaho. The sale is subject to conditions, rules and procedures as described at the sale and which can be reviewed at www.northwesttrustee.com or USA-Foreclosure.com. The sale is made without representation, warranty or covenant of any kind. (TS# 7037.09905) 1002.172960-FEI Legal 1106 October 14, 21, 28, 2010 November 4, 2010

Notice of Trustee's Sale TS#: ID-10-385512-NH On 2/11/2011, at 11:00:00 AM (recognized local time), at the following location in the County of KOOTENAI, State of Idaho: In the lobby of Pioneer Title Company of Kootenai County located at 10(1 Wallace Avenue, Coeur dAlene, ID 83814, Pioneer Title Company of Ada County dba Pioneer Lender Trustee Services as Trustee , as Trustee on behalf of Aurora Loan Services, LLC will sell at public auction, to the highest bidder, for cash, in lawful money of the United States, al payable at the time of sale, the following real property, situated in the County of KOOTENAI State of Idaho, and described as follows: LOTS 2 AND 3, BLOCK 6, FORD'S ADDITION TO THE TOWN OF POST FALLS, KOOTENAI COUNTY, STATE OF IDAHO, ACCORDING TO THE PLAT RECORDED IN Book F of Deeds, PAGE 8B. The Trustee h as no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Section 60-113 Idaho Code, the Trustee has been informed that the address of 806 EAST 2ND STREET , POST FALLS, ID 83854 is sometimes associated with said real property. Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by STEPHEN G MCKENZIE AND KARI A MCKENZIE , HUSBAND AND WIFE as Grantor/Trustor, in which MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., AS NOMINEE FOR LEHMAN BROTHERS BANK, FSB, A FEDERAL SAVINGS BANK, is named as Beneficiary and PIONEER TITLE COMPANY OF KOOTENAI COUNTY as Trustee and recorded 3/6/2006 as Instrument No. 2017098 in book xxx, page xxx, of Official Records in the office of the Recorder of KOOTENAI County, Idaho. Please Note: The above Grantors are named to comply with section 45-1506(4)(A), Idaho Code, No representation is; made that they are, or are not, presently responsible for this obligation set forth heroin. The Default for which this sale is to be made is the failure to pay when due, under Deed of Trust and Note dated 3/2/2006. The monthly installments of principal, interest, and impounds (if applicable) of $1,041.57, due per month for the months of 6/1/2010 through 9/24/2010, and all subsequent installments until the date of sale or reinstatement. The principal balance owing as of this date on the obligation secured by said Deed of Trust is $133,221.10 together with interest thereon at the current rate of 6.7500 per cent (%) per annum from 5/1/2010. All delinquent amounts are now due, together with accruing late charges, and interest, unpaid and accruing taxes, assessments;, trustee's fees, attorney's fees, and any amounts advanced to protect the security associated with this foreclosure and that the beneficiary elects to sell or cause the trust property to be sold to satisfy said obligation. If the Trustee is unable to convey title for any reason, the successful bidder's sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder s hall have no further recourse. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee, or the Mortgagee's Attorney. Date: 09/30/2010 By: Pioneer Title Company of Ada County dba Pioneer Lender Trustee Services as Trustee , as Trustee Quality Loan Service Corp. of Washington, as Agent 2141 5th Avenue San Diego, CA 92101 Angelica Castillo, Assistant Secretary For Sale Information Call: 714-730-2727 or Login to: www.fidelityasap.com If you have previous y been discharged through bankruptcy, you may have been released of personal .liability for ':his loan in which case this letter is intended to exercise the note holders right's against the real property only. THIS IS AN ATTEMPT TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. ASAP# 3758769 Legal 1108 October 14, 21, 28, 2010 November 4, 2010

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