Legals June. 10, 2010

NOTICE OF TRUSTEE'S SALE T.S. No.: ID-240992-C Loan No.: 0655753423 A.P.N.: C-6975-042-010-A NOTICE IS HEREBY GIVEN that, PIONEER LENDER TRUSTEE SERVICES, LLC the duly appointed Successor Trustee, will on 8/2/2010 at 11:00 AM (recognized local time), In the office of Pioneer Title Company located at 100 Wallace Ave., Coeur D' Alene, ID 83814 , will sell at public auction, to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real property and personal property, situated in the County of Kootenai, State of Idaho, and described as follows: LOT 10 AND THE EAST HALF OF LOT 11, BLOCK 42, O'BRIENS FIFTH ADDITION TO THE TOWN OF COEUR D'ALENE, KOOTENAI COUNTY, STATE OF IDAHO, ACCORDING TO THE PLAT RECORDED IN THE OFFICE OF THE COUNTY RECORDER TO BOOK "B" OF PLATS AT PAGE 78, RECORDS OF KOOTENAI COUNTY, STATE OF IDAHO. The Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Section 60-113 Idaho Code, the Trustee has been informed that the address sometimes associated with said real property is: 1309 LAKESIDE AVE COEUR D ALENE, Idaho 83814 Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by: DEBORAH KNIGHT, A MARRIED WOMAN AS HER SOLE AND SEPARATE PROPERTY, as grantors, to FIRST AMERICAN TITLE INSURANCE COMPANY, as Trustee, for the benefit and security of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., AS NOMINEE FOR GMAC MORTGAGE CORPORATION DBA DITECH.COM A RESIDENTIAL MORTGAGE LENDER, as Beneficiary, dated 10/21/2005, recorded 11/17/2005, as Instrument No. 1995596 and re-recorded , records of Kootenai County, Idaho, the beneficial interest in which is presently held by MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC.. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(A), IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. The Default for which this sale is to be made is the failure to pay when due, under Deed of Trust and Note dated 10/21/2005. The monthly payments for Principal, Interest and Impounds (if applicable) of 1428.05, due per month from 1/1/2010 through 8/2/2010, and all subsequent payments until the date of sale or reinstatement. The principal balance owing as of this date on the obligation secured by said Deed of Trust is $177,809.22, plus accrued interest at the rate of 6.375% per annum from 12/1/2009. All delinquent amounts are now due, together with accruing late charges, and interest, unpaid and accruing taxes, assessments, trustee's fees, attorney's fees, and any amounts advanced to protect the security associated with this foreclosure. The Beneficiary elects to sell or cause the trust property to be sold to satisfy said obligation. Dated: 3/30/2010 PIONEER LENDER TRUSTEE SERVICES, LLC By Executive Trustee Services, As Attorney In Fact Dee Ortega, authorized signatory C/O Executive Trustee Services, LLC 2255 North Ontario Street, Suite 400 Burbank, California 91504-3120 Sale Line: (714) 730-2727 ASAP# 3513020 Legal 9945 May 20, 27, 2010 June 3, 10, 2010

NOTICE OF TRUSTEE'S SALE TS No. 10-0059005 Title Order No. NWT004511 Parcel No. 061800010120 The following described property will be sold at public auction to the highest bidder, payable in lawful money of the United States, In the lobby of Pioneer Title Company of Kootenai County located at 100 Wallace Avenue, Coeur d'Alene, ID 83814, on 09/27/2010 at 11:00 am, (recognized local time) for the purpose of foreclosing that certain Deed of Trust recorded 07/06/2007 as Instrument Number 2109299000, and executed by JOSHUA R. STEVENS AND KATHERINE A. STEVENS, HUSBAND AND WIFE, as Grantor(s), in favor of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., as Beneficiary, to RECONTRUST COMPANY, N.A., the Current Trustee of record, covering the following real property located in Kootenai County, state of Idaho: LOT 12, BLOCK 1, PINEVIEW ESTATES, ACCORDING TO THE PLAT RECORDED IN BOOK "D" OF PLATS AT PAGE 187, RECORDS OF KOOTENAI COUNTY, IDAHO. The Trustee has no knowledge of a more particular description of the above referenced real property, but for purpose of compliance with Idaho Code, Section 60-113, the Trustee has been informed that the street address of, 11667 N PINETREE ROAD , HAYDEN, ID 83835 is sometimes associated with said real property. Bidders must be prepared to tender the trustee the full amount of the bid at the sale in the form of cash, or a cashier's check drawn on a state or federally insured savings institution. Said sale will be made without covenant or warranty, express or implied, regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in that certain Deed of Trust. The default for which this sale is to be made is: Failure to pay the monthly payment due 10/01/2009 of principal, interest and impounds and subsequent installments due thereafter; plus late charges, with interest currently accruing at 6.625% per annum; together with all subsequent sums advanced by beneficiary pursuant to the terms and conditions of said Deed of Trust, and any supplemental modifications thereto. The principal balance owing as of this date on said obligation is $252,040.32, plus interest, costs and expenses actually incurred in enforcing the obligations thereunder and in this sale, together with any unpaid and /or accruing real property taxes, and/or assessments, attorneys' fees, Trustees' fees and costs, and any other amount advanced to protect said security, as authorized in the promissory note secured by the aforementioned Deed of Trust. Therefore, the Beneficiary elects to sell, or cause said trust property to be sold, to satisfy said obligation. NOTICE IS HEREBY GIVEN THAT THIS FIRM IS ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE, AND THAT THE DEBT MAY BE DISPUTED. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(a) IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. DATED: 05/18/2010 Name and Address of the Current Trustee is: RECONTRUST COMPANY, N.A. 1800 Tapo Canyon Rd., CA6-914-01-94 SIMI VALLEY, CA 80028-1821 PHONE: (800) 281-8219 RECONTRUST COMPANY, N.A. Successor Trustee /S/ Sonia Gulley ASAP# 3574893 Legal 10012 May 27, 2010 June 3, 10, 17, 2010

NOTICE OF TRUSTEE'S SALE TS No. 10-0059385 Title Order No. NWT004571 Parcel No. H09760010020 The following described property will be sold at public auction to the highest bidder, payable in lawful money of the United States, In the lobby of Pioneer Title Company of Kootenai County located at 100 Wallace Avenue, Coeur d'Alene, ID 83814, on 09/27/2010 at 11:00 am, (recognized local time) for the purpose of foreclosing that certain Deed of Trust recorded 12/29/2005 as Instrument Number 2004650, and executed by TAMARA R. OLER, AN UNMARRIED PERSON, as Grantor(s), in favor of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., as Beneficiary, to RECONTRUST COMPANY, N.A., the Current Trustee of record, covering the following real property located in Kootenai County, state of Idaho: LOT 2 IN BLOCK 1 OF BROADMOORE ESTATES, ACCORDING TO THE OFFICIAL PLAT THEREOF, FILED IN BOOK I OF PLATS AT PAGE(S) 303 OFFICIAL RECORDS OF KOOTENAI COUNTY, IDAHO. The Trustee has no knowledge of a more particular description of the above referenced real property, but for purpose of compliance with Idaho Code, Section 60-113, the Trustee has been informed that the street address of, 8855 N TORREY LN , HAYDEN, ID 83835 is sometimes associated with said real property. Bidders must be prepared to tender the trustee the full amount of the bid at the sale in the form of cash, or a cashier's check drawn on a state or federally insured savings institution. Said sale will be made without covenant or warranty, express or implied, regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in that certain Deed of Trust. The default for which this sale is to be made is: Failure to pay the monthly payment due 02/01/2010 of principal, interest and impounds and subsequent installments due thereafter; plus late charges, with interest currently accruing at 6.375% per annum; together with all subsequent sums advanced by beneficiary pursuant to the terms and conditions of said Deed of Trust, and any supplemental modifications thereto. The principal balance owing as of this date on said obligation is $148,700.29, plus interest, costs and expenses actually incurred in enforcing the obligations thereunder and in this sale, together with any unpaid and /or accruing real property taxes, and/or assessments, attorneys' fees, Trustees' fees and costs, and any other amount advanced to protect said security, as authorized in the promissory note secured by the aforementioned Deed of Trust. Therefore, the Beneficiary elects to sell, or cause said trust property to be sold, to satisfy said obligation. NOTICE IS HEREBY GIVEN THAT THIS FIRM IS ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE, AND THAT THE DEBT MAY BE DISPUTED. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(a) IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. DATED: 05/18/2010 RECONTRUST COMPANY, N.A. Successor Trustee Sonia Gulley Name and Address of the Current Trustee is: RECONTRUST COMPANY, N.A. 1800 Tapo Canyon Rd., CA6-914-01-94 SIMI VALLEY, CA 80028-1821 PHONE: (800) 281-8219 ASAP# 3574879 Legal 10013 May 27, 2010 June 3, 10, 17, 2010

NOTICE OF TRUSTEE'S SALE TS No. 08-0082518 Title Order No. NWT003085 Parcel No. C18410040060 The following described property will be sold at public auction to the highest bidder, payable in lawful money of the United States, In the lobby of Pioneer Title Company of Kootenai County located at 100 Wallace Avenue, Coeur d'Alene, ID 83814, on 09/27/2010 at 11:00 am, (recognized local time) for the purpose of foreclosing that certain Deed of Trust recorded 06/01/2007 as Instrument Number 2102697000, and executed by ROBERT C PENLAND, A MARRIED MAN AS HIS SOLE & SEPARATE PROPERTY, as Grantor(s), in favor of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., as Beneficiary, to RECONTRUST COMPANY, N.A., the Current Trustee of record, covering the following real property located in Kootenai County, state of Idaho: LOT 6, BLOCK 4, COEUR D'ALENE PLACE SIXTH ADDITION, ACCORDING TO THE PLAT RECORDED IN BOOK "I" OF PLATS AT PAGE 146, ET SEQ., RECORDS OF KOOTENAI COUNTY, IDAHO. The Trustee has no knowledge of a more particular description of the above referenced real property, but for purpose of compliance with Idaho Code, Section 60-113, the Trustee has been informed that the street address of, 5860 N LA ROCHELLE DR , COEUR D ALENE, ID 83815-9146 is sometimes associated with said real property. Bidders must be prepared to tender the trustee the full amount of the bid at the sale in the form of cash, or a cashier's check drawn on a state or federally insured savings institution. Said sale will be made without covenant or warranty, express or implied, regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in that certain Deed of Trust. The default for which this sale is to be made is: Failure to pay the monthly payment due 04/01/2008 of principal, interest and impounds and subsequent installments due thereafter; plus late charges, with interest currently accruing at 6.750% per annum; together with all subsequent sums advanced by beneficiary pursuant to the terms and conditions of said Deed of Trust, and any supplemental modifications thereto. The principal balance owing as of this date on said obligation is $219,194.00, plus interest, costs and expenses actually incurred in enforcing the obligations thereunder and in this sale, together with any unpaid and /or accruing real property taxes, and/or assessments, attorneys' fees, Trustees' fees and costs, and any other amount advanced to protect said security, as authorized in the promissory note secured by the aforementioned Deed of Trust. Therefore, the Beneficiary elects to sell, or cause said trust property to be sold, to satisfy said obligation. NOTICE IS HEREBY GIVEN THAT THIS FIRM IS ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE, AND THAT THE DEBT MAY BE DISPUTED. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(a) IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. DATED: 05/18/2010 Name and Address of the Current Trustee is: RECONTRUST COMPANY, N.A. 1800 Tapo Canyon Rd., SV2-202 SIMI VALLEY, CA 80028-1821 PHONE: (800) 281-8219 RECONTRUST COMPANY, N.A. Successor Trustee /S/ Sonia Gulley ASAP# 3574887 Legal 10014 May 27, 2010 June 3, 10, 17, 2010

NOTICE OF TRUSTEE'S SALE TS No. 10-0058998 Title Order No. NWT004513 Parcel No. P1350012009A The following described property will be sold at public auction to the highest bidder, payable in lawful money of the United States, In the lobby of Pioneer Title Company of Kootenai County located at 100 Wallace Avenue, Coeur d'Alene, ID 83814, on 09/27/2010 at 11:00 am, (recognized local time) for the purpose of foreclosing that certain Deed of Trust recorded 08/17/2005 as Instrument Number 1973331, and re-recorded 09/15/2005 as Instrument Number 1980643, and executed by THOMAS J CULHANE, AND LYNDA L CULHANE, HUSBAND AND WIFE, as Grantor(s), in favor of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., as Beneficiary, to RECONTRUST COMPANY, N.A., the Current Trustee of record, covering the following real property located in Kootenai County, state of Idaho: LOTS 8 AND 9, BLOCK 12, DRUMHELLER'S ADDITION TO POST FALLS, ACCORDING TO THE PLAT RECORDED IN OFFICE OF THE COUNTY RECORDER IN BOOK E OF DEEDS AT PAGE 244, RECORDS OF KOOTENAI COUNTY, IDAHO. EXCEPT THE WEST 15 FEET OF LOT 8. The Trustee has no knowledge of a more particular description of the above referenced real property, but for purpose of compliance with Idaho Code, Section 60-113, the Trustee has been informed that the street address of, 103 E 9TH AVE , POST FALLS, ID 83854-8609 is sometimes associated with said real property. Bidders must be prepared to tender the trustee the full amount of the bid at the sale in the form of cash, or a cashier's check drawn on a state or federally insured savings institution. Said sale will be made without covenant or warranty, express or implied, regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in that certain Deed of Trust. The default for which this sale is to be made is: Failure to pay the monthly payment due 02/01/2010 of principal, interest and impounds and subsequent installments due thereafter; plus late charges, with interest currently accruing at 6.500% per annum; together with all subsequent sums advanced by beneficiary pursuant to the terms and conditions of said Deed of Trust, and any supplemental modifications thereto. The principal balance owing as of this date on said obligation is $116,990.02, plus interest, costs and expenses actually incurred in enforcing the obligations thereunder and in this sale, together with any unpaid and /or accruing real property taxes, and/or assessments, attorneys' fees, Trustees' fees and costs, and any other amount advanced to protect said security, as authorized in the promissory note secured by the aforementioned Deed of Trust. Therefore, the Beneficiary elects to sell, or cause said trust property to be sold, to satisfy said obligation. NOTICE IS HEREBY GIVEN THAT THIS FIRM IS ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE, AND THAT THE DEBT MAY BE DISPUTED. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(a) IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. DATED: 05/18/2010 Name and Address of the Current Trustee is: RECONTRUST COMPANY, N.A. 1800 Tapo Canyon Rd., CA6-914-01-94 SIMI VALLEY, CA 80028-1821 PHONE: (800) 281-8219 RECONTRUST COMPANY, N.A. Successor Trustee /S/ Sonia Gulley ASAP# 3574854 Legal 10015 May 27, 2010 June 6, 10, 17, 2010

NOTICE OF TRUSTEE'S SALE TS No. 09-0157073 Title Order No. 090731390IDGNO Parcel No. 074200001390 The following described property will be sold at public auction to the highest bidder, payable in lawful money of the United States, In the lobby of Pioneer Title Company of Kootenai County located at 100 Wallace Avenue, Coeur d'Alene, ID 83814, on 09/27/2010 at 11:00 am, (recognized local time) for the purpose of foreclosing that certain Deed of Trust recorded 05/24/2007 as Instrument Number 2101263000, and executed by STEVEN A WALLIS, AND DIANNE L WALLIS, HUSBAND AND WIFE, as Grantor(s), in favor of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., as Beneficiary, to RECONTRUST COMPANY, N.A., the Current Trustee of record, covering the following real property located in Kootenai County, state of Idaho: TRACT 139 OF SPIRIT LAKE EAST, ACCORDING TO THE OFFICIAL PLAT THEREOF, FILED IN BOOK F OF PLATS AT PAGE(S) 18-18G OFFICIAL RECORDS OF KOOTENAI COUNTY, IDAHO. The Trustee has no knowledge of a more particular description of the above referenced real property, but for purpose of compliance with Idaho Code, Section 60-113, the Trustee has been informed that the street address of, 15643 W COEUR DALENE DR , SPIRIT LAKE, ID 83869-9355 is sometimes associated with said real property. Bidders must be prepared to tender the trustee the full amount of the bid at the sale in the form of cash, or a cashier's check drawn on a state or federally insured savings institution. Said sale will be made without covenant or warranty, express or implied, regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in that certain Deed of Trust. The default for which this sale is to be made is: Failure to pay the monthly payment due 07/01/2009 of principal, interest and impounds and subsequent installments due thereafter; plus late charges, with interest currently accruing at 5.875% per annum; together with all subsequent sums advanced by beneficiary pursuant to the terms and conditions of said Deed of Trust, and any supplemental modifications thereto. The principal balance owing as of this date on said obligation is $252,292.62, plus interest, costs and expenses actually incurred in enforcing the obligations thereunder and in this sale, together with any unpaid and /or accruing real property taxes, and/or assessments, attorneys' fees, Trustees' fees and costs, and any other amount advanced to protect said security, as authorized in the promissory note secured by the aforementioned Deed of Trust. Therefore, the Beneficiary elects to sell, or cause said trust property to be sold, to satisfy said obligation. NOTICE IS HEREBY GIVEN THAT THIS FIRM IS ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE, AND THAT THE DEBT MAY BE DISPUTED. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(a) IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. DATED: 05/19/2010 Name and Address of the Current Trustee is: RECONTRUST COMPANY, N.A. 1800 Tapo Canyon Rd., CA6-914-01-94 SIMI VALLEY, CA 80028-1821 PHONE: (800) 281-8219 RECONTRUST COMPANY, N.A. Successor Trustee /S/ Sonia Gulley ASAP# 3577316 Legal 10016 May 27, 2010 June 3, 10, 17, 2010

NOTICE OF TRUSTEE'S SALE TS No. 10-0054835 Title Order No. NWT004071 Parcel No. C5085003002A The following described property will be sold at public auction to the highest bidder, payable in lawful money of the United States, In the lobby of Pioneer Title Company of Kootenai County located at 100 Wallace Avenue, Coeur d'Alene, ID 83814, on 09/27/2010 at 11:00 am, (recognized local time) for the purpose of foreclosing that certain Deed of Trust recorded 04/28/2006 as Instrument Number 2028367000, and executed by ROBERT J OBEID, AN UNMARRIED MAN, as Grantor(s), in favor of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., as Beneficiary, to RECONTRUST COMPANY, N.A., the Current Trustee of record, covering the following real property located in Kootenai County, state of Idaho: LOT 2, BLOCK 3, KAESMEYER ADDITION TO THE CITY OF COEUR D'ALENE, KOOTENAI COUNTY, IDAHO, ACCORDING TO THE RECORDED PLAT BOOK "B" OF PLATS AT PAGE 129, RECORDS OF KOOTENAI COUNTY, IDAHO. The Trustee has no knowledge of a more particular description of the above referenced real property, but for purpose of compliance with Idaho Code, Section 60-113, the Trustee has been informed that the street address of, 306 S 17TH ST , COEUR D ALENE, ID 83814-5213 is sometimes associated with said real property. Bidders must be prepared to tender the trustee the full amount of the bid at the sale in the form of cash, or a cashier's check drawn on a state or federally insured savings institution. Said sale will be made without covenant or warranty, express or implied, regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in that certain Deed of Trust. The default for which this sale is to be made is: Failure to pay the monthly payment due 01/01/2010 of principal, interest and impounds and subsequent installments due thereafter; plus late charges, with interest currently accruing at 2.125% per annum; together with all subsequent sums advanced by beneficiary pursuant to the terms and conditions of said Deed of Trust, and any supplemental modifications thereto. The principal balance owing as of this date on said obligation is $165,492.02, plus interest, costs and expenses actually incurred in enforcing the obligations thereunder and in this sale, together with any unpaid and /or accruing real property taxes, and/or assessments, attorneys' fees, Trustees' fees and costs, and any other amount advanced to protect said security, as authorized in the promissory note secured by the aforementioned Deed of Trust. Therefore, the Beneficiary elects to sell, or cause said trust property to be sold, to satisfy said obligation. NOTICE IS HEREBY GIVEN THAT THIS FIRM IS ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE, AND THAT THE DEBT MAY BE DISPUTED. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(a) IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. DATED: 05/19/2010 RECONTRUST COMPANY, N.A. Successor Trustee Sonia Gulley Name and Address of the Current Trustee is: RECONTRUST COMPANY, N.A. 1800 Tapo Canyon Rd., CA6-914-01-94 SIMI VALLEY, CA 80028-1821 PHONE: (800) 281-8219 ASAP# 3576997 Legal 10017 May 27, 2010 June 3, 10, 17, 2010

NOTICE OF TRUSTEE'S SALE TS No. 10-0056541 Title Order No. NWT004214 Parcel No. C87580020090 The following described property will be sold at public auction to the highest bidder, payable in lawful money of the United States, In the lobby of Pioneer Title Company of Kootenai County located at 100 Wallace Avenue, Coeur d'Alene, ID 83814, on 09/27/2010 at 11:00 am, (recognized local time) for the purpose of foreclosing that certain Deed of Trust recorded 03/23/2007 as Instrument Number 2089860000, and executed by JOSHUA A MCKAIN AND MEGAN A MCKAIN, HUSBAND AND WIFE, as Grantor(s), in favor of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., as Beneficiary, to RECONTRUST COMPANY, N.A., the Current Trustee of record, covering the following real property located in Kootenai County, state of Idaho: LOT 9, BLOCK 2, SUNSHINE MEADOW 3RD ADDITION, ACCORDING TO THE PLAT RECORDED IN BOOK 'J' OF PLATS AT PAGE 103, RECORDS OF KOOTENAI COUNTY, IDAHO. The Trustee has no knowledge of a more particular description of the above referenced real property, but for purpose of compliance with Idaho Code, Section 60-113, the Trustee has been informed that the street address of, 2633 W APPERSON DR , COEUR D'ALENE, ID 83815 is sometimes associated with said real property. Bidders must be prepared to tender the trustee the full amount of the bid at the sale in the form of cash, or a cashier's check drawn on a state or federally insured savings institution. Said sale will be made without covenant or warranty, express or implied, regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in that certain Deed of Trust. The default for which this sale is to be made is: Failure to pay the monthly payment due 02/01/2010 of principal, interest and impounds and subsequent installments due thereafter; plus late charges, with interest currently accruing at 6.375% per annum; together with all subsequent sums advanced by beneficiary pursuant to the terms and conditions of said Deed of Trust, and any supplemental modifications thereto. The principal balance owing as of this date on said obligation is $158,182.76, plus interest, costs and expenses actually incurred in enforcing the obligations thereunder and in this sale, together with any unpaid and /or accruing real property taxes, and/or assessments, attorneys' fees, Trustees' fees and costs, and any other amount advanced to protect said security, as authorized in the promissory note secured by the aforementioned Deed of Trust. Therefore, the Beneficiary elects to sell, or cause said trust property to be sold, to satisfy said obligation. NOTICE IS HEREBY GIVEN THAT THIS FIRM IS ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE, AND THAT THE DEBT MAY BE DISPUTED. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(a) IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. DATED: 05/19/2010 Name and Address of the Current Trustee is: RECONTRUST COMPANY, N.A. 1800 Tapo Canyon Rd., CA6-914-01-94 SIMI VALLEY, CA 80028-1821 PHONE: (800) 281-8219 RECONTRUST COMPANY, N.A. Successor Trustee /S/ Sonia Gulley ASAP# 3577012 Legal 10018 May 27, 2010 June 3, 10, 17, 2010

Notice of Trustee's Sale Idaho Code 45-1506 Today's date: May 14, 2010 File No.: 7301.25078 Sale date and time (local time): September 16, 2010 at 10:00 AM Sale location: in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID 83814 Property address: 1405 ST MARIES AVE COEUR D ALENE, ID 83814 Successor Trustee: Northwest Trustee Services, Inc., an Idaho Corporation P.O. Box 997 Bellevue, WA 98009 (425) 586-1900 Deed of Trust information Original grantor: James K. Stroupe, an unmarried person Original trustee: First American Title Company of Idaho Original beneficiary: Mortgage Electronic Registration Systems, Inc., solely as nominee for Suntrust Mortgage, Inc. Recording date: April 1, 2005 Recorder's instrument number: 1939120 County: Kootenai Sum owing on the obligation: as of May 14, 2010: $146,957.60 Because of interest, late charges, and other charges that may vary from day to day, the amount due on the day you pay may be greater. Hence, if you pay the amount shown above, an adjustment may be necessary after we receive your check. For further information write or call the Successor Trustee at the address or telephone number provided above. Basis of default: failure to make payments when due. Please take notice that the Successor Trustee will sell at public auction to the highest bidder for certified funds or equivalent the property described above. The property address is identified to comply with IC 60-113 but is not warranted to be correct. The property's legal description is: Lot 1 and 2, Block 9, Spokane Addition to the City of Coeur d'Alene, according to the plat recorded in Book "B" of Plats at Page 134, records of Kootenai County, Idaho. Together with the East 10 feet of vacated 14th Street lying adjacent to and West of Lot 1 that would attach by Operation of Law. The sale is subject to conditions, rules and procedures as described at the sale and which can be reviewed at www.northwesttrustee.com or USA-Foreclosure.com. The sale is made without representation, warranty or covenant of any kind. (TS# 7301.25078) 1002.157145-FEI Legal 10020 May 27, 2010 June 3, 10, 17, 2010

NOTICE OF TRUSTEE'S SALE On FRIDAY 24, SEPTEMBER 2010, AT THE HOUR OF 11:15 o'clock A.M., local time, of said day, at the front steps of the Kootenai County Courthouse, 501 Government Way, Coeur d'Alene, Idaho, Jonathon D. Hallin, as Successor Trustee, will sell at public auction to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real property, together with fixtures, of the following described real property in Kootenai County, Idaho: UNITS P, Q, R, and S, BLACK BAY VILLAGE CONDOMINIUMS, ACCORDING TO THE PLAT RECORDED IN BOOK "J" OF PLATS, PAGE 359, RECORDS OF KOOTENAI COUNTY, IDAHO. TOGETHER WITH THE COMMON ELEMENTS AS IDENTIFIED AND DEFINED IN THE CONDOMINIUM DECLARATION RECORDED AUGUST 17, 2006 AS INSTRUMENT NO. 2050264000, RECORDS OF KOOTENAI COUNTY, IDAHO. Commonly known as 1403, 1401, 1435, and 1367 E. Mordyl Loop, Post Falls, Idaho 83854. The Trustee has no knowledge of a more particular description of the above referenced real property for purposes of compliance with Section 60-113 Idaho Code. Said sale will be made without covenant or warranty regarding title, possession or encumbrance to satisfy the obligations secured by and pursuant to the power of sale conferred in the Deed of Trust described as follows: DEED OF TRUST AND THE TERMS AND CONDITIONS THEREOF: GRANTOR: BLACKWOLF HOMES & DEVELOPMENT, INC., AN IDAHO CORPORATION TRUSTEE: FIRST AMERICAN TITLE COMPANY OF NORTH IDAHO, INC. BENEFICIARY: MOUNTAIN WEST BANK ORIGINAL AMOUNT $150,000.00 DATED/RECORDED: MARCH 11, 2008/MARCH 12, 2008 INSTRUMENT NO.: 2148857000 THE GRANTOR NAME HEREIN IS LISTED TO COMPLY WITH SECTION 45-1506 OF THE IDAHO CODE. No representation is made whether or not it is currently responsible for the obligation listed herein. The default for which this sale is to be made is the obligation secured by the Deed of Trust is in default for failure of the obligors to pay the balance due when the loan matured on November 1, 2009.\u2020 As of April 9, 2010, the outstanding principal balance owing on the obligation secured by the Deed of Trust was $150,000.00 plus accrued interest and late charges in the amount of $3,322.89. Additional interest accrues at the rate of 5.00% per annum or $20.54794 per day. Grantor must also pay outstanding taxes, interest, penalties, late charges, service charges, appraisal fees, title policy fees, and any other disbursements, costs, fees or expenses incurred or paid by the Beneficiary and/or Trustee associated with this Notice of Default and/or this foreclosure as provided by the Deed of Trust, the obligation instrument, or by Idaho law. Jonathon D. Hallin, Attorney at Law, is successor trustee of said Deed of Trust. DATED: 17, May 2010. ____________________________ JONATHON D. HALLIN, Trustee 601 E. Front Ave., Suite 502, Coeur d'Alene, Idaho 83814 208-667-0517 Legal 10036 June 3, 10, 17, 24, 2010

NOTICE OF TRUSTEE'S SALE On FRIDAY, 24 SEPTEMBER 2010, AT THE HOUR OF 11:00 o'clock A.M., local time, of said day, at the front steps of the Kootenai County Courthouse, 501 Government Way, Coeur d'Alene, Idaho, Jonathon D. Hallin, as Successor Trustee, will sell at public auction to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real property, together with fixtures, of the following described real property in Kootenai County, Idaho: UNITS A AND B, BLACK BAY VILLAGE CONDOMINIUMS, ACCORDING TO THE PLAT RECORDED IN BOOK "J" OF PLATS, PAGE 359, RECORDS OF KOOTENAI COUNTY, IDAHO. TOGETHER WITH THE COMMON ELEMENTS AS IDENTIFIED AND DEFINED IN THE CONDOMINIUMS DECLARATION RECORDED AUGUST 17, 2006 AS INSTRUMENT NO. 2050264000, RECORDS OF KOOTENAI COUNTY, IDAHO. Commonly known as: 1412 and 1410 Mordyl, Post Falls, Idaho 83854. The Trustee has no knowledge of a more particular description of the above referenced real property for purposes of compliance with Section 60-113 Idaho Code. Said sale will be made without covenant or warranty regarding title, possession or encumbrance to satisfy the obligations secured by and pursuant to the power of sale conferred in the Deed of Trust described as follows: DEED OF TRUST AND THE TERMS AND CONDITIONS THEREOF: GRANTOR: BLACKWOLF HOMES & DEVELOPMENT, INC., AN IDAHO CORPORATION TRUSTEE: FIRST AMERICAN TITLE COMPANY OF NORTH IDAHO, INC. BENEFICIARY: MOUNTAIN WEST BANK ORIGINAL AMOUNT $75, 000.00 DATED/RECORDED: MARCH 12, 2008 INSTRUMENT NO.: 2148859000 THE GRANTOR NAMED HEREIN IS LISTED TO COMPLY WITH SECTION 45-1506 OF THE IDAHO CODE. No representation is made whether or not it is currently responsible for the obligation listed herein. The default for which this sale is to be made is the obligation secured by the Deed of Trust is in default for failure of the obligor to pay the balance due when the loan matured on November 1, 2009. As of March 5, 2010, the outstanding principal balance owing on the obligation secured by the Deed of Trust was $75,000.00 plus accrued interest and late charges in the amount of $1,311.88. Additional interest accrues at the rate of 5.00% per annum or $10.27397 per day. Grantor must also pay outstanding taxes, interest, penalties, late charges, service charges, appraisal fee, title policy fees, and any other disbursements, costs fees or expenses incurred or paid by the Beneficiary and/or Trustee associated with this Notice of Default and/or this foreclosure as provided by the Deed of Trust, the obligation instrument, or by Idaho law. Jonathon D. Hallin, Attorney at Law, is successor trustee of said Deed of Trust. DATED: 17, May 2010. ____________________________ JONATHON D. HALLIN, Trustee 601 E. Front Ave., Suite 502, Coeur d'Alene, Idaho 83814 208-667-0517 Legal 10037 June 3, 10, 17, 24, 2010

NOTICE OF TRUSTEE'S SALE T.S. No.: ID-241709-C Loan No.: 0601928022 A.P.N.: P76160010110 NOTICE IS HEREBY GIVEN that, PIONEER LENDER TRUSTEE SERVICES, LLC the duly appointed Successor Trustee, will on 8/5/2010 at 11:00 AM (recognized local time), In the office of Pioneer Title Company located at 100 Wallace Ave., Coeur D' Alene, ID 83814 , will sell at public auction, to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real property and personal property, situated in the County of Kootenai, State of Idaho, and described as follows: LOT 11, BLOCK 1, RIVERSIDE HARBOR 8TH ADDITION, KOOTENAI COUNTY, STATE OF IDAHO, ACCORDING TO THE PLAT FILED IN BOOK "G" OF PLATS, PAGES 88 AND 88A. The Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Section 60-113 Idaho Code, the Trustee has been informed that the address sometimes associated with said real property is: 5137 EAST TWILA COURT POST FALLS, Idaho 83854 Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by: JAMES E. MCELWAIN AND DEBORAH L. MCELWAIN, HUSBAND AND WIFE, as grantors, to PIONEER TITLE COMPANY, as Trustee, for the benefit and security of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., AS NOMINEE FOR CHERRY CREEK MORTGAGE CO., INC. A CORPORATION, as Beneficiary, dated 11/15/2007, recorded 11/23/2007, as Instrument No. 2132870000 and re-recorded , records of Kootenai County, Idaho, the beneficial interest in which is presently held by MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC.. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(A), IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. The Default for which this sale is to be made is the failure to pay when due, under Deed of Trust and Note dated 11/15/2007. The monthly payments for Principal, Interest and Impounds (if applicable) of 2333.42, due per month from 12/1/2009 through 8/5/2010, and all subsequent payments until the date of sale or reinstatement. The principal balance owing as of this date on the obligation secured by said Deed of Trust is $312,934.52, plus accrued interest at the rate of 6.5% per annum from 11/1/2009. All delinquent amounts are now due, together with accruing late charges, and interest, unpaid and accruing taxes, assessments, trustee's fees, attorney's fees, and any amounts advanced to protect the security associated with this foreclosure. The Beneficiary elects to sell or cause the trust property to be sold to satisfy said obligation. Dated: 4/2/2010 PIONEER LENDER TRUSTEE SERVICES, LLC By Executive Trustee Services, As Attorney In Fact Dee Ortega, authorized signatory C/O Executive Trustee Services, LLC 2255 North Ontario Street, Suite 400 Burbank, California 91504-3120 Sale Line: (714) 730-2727 ASAP# 3518719 Legal 99946 May 20, 27, 2010 June 3, 10, 2010

Notice of Trustee's Sale T.S. No. ID-10-358228-TD On 9/17/2010, at 11:00:00 AM (recognized local time), at the following location in the County of KOOTENAI, State of Idaho: In the lobby of Pioneer Title Company of Kootenai County located at 100 Wallace Avenue, Coeur dAlene, ID 83814, Pioneer Title Company of Ada County dba Pioneer Lender Trustee Services as Trustee , on behalf of Bank of America, National Association successor by merger to LaSalle Bank NA as trustee for Washington Mutual Asset-Backed Certificates WMABS Series 2007-HE2 Trust will sell at public auction, to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following real property, situated in the County of KOOTENAI State of Idaho, and described as follows: Lot 3, Block 1, of EAST LAWN ADDITION, according to the plat thereof, recorded in Book "D" of Plats, Page 63, records of Kootenai County, Idaho. The Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Section 60-113 Idaho Code, the Trustee has been informed that the address of 1802 E HASTINGS AVE, COEUR D ALENE, ID 83814 is sometimes associated with said real property. Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by JASON MOORE, A SINGLE MAN as Grantor/Trustor, in which MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., AS NOMINEE FOR WMC MORTGAGE CORP. A CORPORATION, is named as Beneficiary and SUSAN J. ROBINSON, IDAHO ATTORNEY as Trustee and recorded 11/1/2006 as Instrument No. 2064661000 in book -, page - of Official Records in the office of the Recorder of KOOTENAI County, Idaho. Please Note: The above Grantors are named to comply with section 45-1506(4)(A), Idaho Code, No representation is made that they are, or are not, presently responsible for this obligation set forth herein. The Default for which this sale is to be made is the failure to pay when due, under Deed of Trust and Note dated 10/31/2006. The monthly installments of principal, interest, and impounds (if applicable) of $1,031.07, due per month for the months of 1/1/2010 through 5/12/2010, and all subsequent installments until the date of sale or reinstatement. The principal balance owing as of this date on the obligation secured by said Deed of Trust is $138,949.29 together with interest thereon at the current rate of 7.4950 per cent (%) per annum from 12/1/2009. All delinquent amounts are now due, together with accruing late charges, and interest, unpaid and accruing taxes, assessments, trustee's fees, attorney's fees, and any amounts advanced to protect the security associated with this foreclosure and that the beneficiary elects to sell or cause the trust property to be sold to satisfy said obligation. If the Trustee is unable to convey title for any reason, the successful bidder's sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee, or the Mortgagee's Attorney. Date: 5/18/2010 By: Pioneer Title Company of Ada County dba Pioneer Lender Trustee Services as Trustee, Quality Loan Service Corp. of Washington, as Agent 2141 5th Avenue San Diego, CA 92101 Tara Donzella, Assistant Vice President ***For Sale Information Call: 714-730-2727 or Login to: www.fidelityasap.com If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holder's rights against the real property only. THIS IS AN ATTEMPT TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. ASAP# 3577238 Legal 10060 June 3, 10, 17, 24, 2010

NOTICE OF TRUSTEE'S SALE TS No. 10-0060450 Title Order No. NWT004743 Parcel No. 53N04W158450 The following described property will be sold at public auction to the highest bidder, payable in lawful money of the United States, In the lobby of Pioneer Title Company of Kootenai County located at 100 Wallace Avenue, Coeur d'Alene, ID 83814, on 10/04/2010 at 11:00 am, (recognized local time) for the purpose of foreclosing that certain Deed of Trust recorded 09/23/2005 as Instrument Number 1982606, and executed by BRIAN J WINKLE, A MARRIED MAN AS HIS SOLE & SEPARATE PROPERTY, as Grantor(s), in favor of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., as Beneficiary, to RECONTRUST COMPANY, N.A., the Current Trustee of record, covering the following real property located in Kootenai County, state of Idaho: THE EAST HALF OF THE NORTHEAST QUARTER OF THE SOUTHWEST QUARTER OF THE SOUTHEAST QUARTER OF SECTION 15, TOWNSHIP 53 NORTH, RANGE 4 WEST, BOISE MERIDIAN, KOOTENAI COUNTY, IDAHO. The Trustee has no knowledge of a more particular description of the above referenced real property, but for purpose of compliance with Idaho Code, Section 60-113, the Trustee has been informed that the street address of, 2111 W WESSON AVE, ATHOL, ID 83801-9501 is sometimes associated with said real property. Bidders must be prepared to tender the trustee the full amount of the bid at the sale in the form of cash, or a cashier's check drawn on a state or federally insured savings institution. Said sale will be made without covenant or warranty, express or implied, regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in that certain Deed of Trust. The default for which this sale is to be made is: Failure to pay the monthly payment due 02/01/2010 of principal, interest and impounds and subsequent installments due thereafter; plus late charges, with interest currently accruing at 6.125% per annum; together with all subsequent sums advanced by beneficiary pursuant to the terms and conditions of said Deed of Trust, and any supplemental modifications thereto. The principal balance owing as of this date on said obligation is $98,108.52, plus interest, costs and expenses actually incurred in enforcing the obligations thereunder and in this sale, together with any unpaid and /or accruing real property taxes, and/or assessments, attorneys' fees, Trustees' fees and costs, and any other amount advanced to protect said security, as authorized in the promissory note secured by the aforementioned Deed of Trust. Therefore, the Beneficiary elects to sell, or cause said trust property to be sold, to satisfy said obligation. NOTICE IS HEREBY GIVEN THAT THIS FIRM IS ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE, AND THAT THE DEBT MAY BE DISPUTED. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(a) IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. DATED: 05/25/2010 Name and Address of the Current Trustee is: RECONTRUST COMPANY, N.A. 1800 Tapo Canyon Rd., CA6-914-01-94 SIMI VALLEY, CA 80028-1821 PHONE: (800) 281-8219 RECONTRUST COMPANY, N.A. Successor Trustee /S/ Melonye Smith ASAP# 3583998 Legal 10061 June 3, 10, 17, 24, 2010

NOTICE OF TRUSTEE'S SALE TS No. 10-0061109 Title Order No. NWT004864 Parcel No. C7560008999C The following described property will be sold at public auction to the highest bidder, payable in lawful money of the United States, In the lobby of Pioneer Title Company of Kootenai County located at 100 Wallace Avenue, Coeur d'Alene, ID 83814, on 10/04/2010 at 11:00 am, (recognized local time) for the purpose of foreclosing that certain Deed of Trust recorded 06/30/2005 as Instrument Number 1961538, and executed by COLLEEN OBEID, AN UNMARRIED WOMAN, as Grantor(s), in favor of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., as Beneficiary, to RECONTRUST COMPANY, N.A., the Current Trustee of record, covering the following real property located in Kootenai County, state of Idaho: THE WEST 159 FEET OF THE NORTH HALF OF THE SOUTH HALF AND THE SOUTH 25 FEET OF THE WEST 120 FEET OF THE NORTH HALF IN BLOCK 8 OF REID'S ACRE TRACT, ALSO KNOWN AS REID'S ADDITION TO COEUR D' ALENE, ACCORDING TO THE OFFICIAL PLAT THEREOF, FILED IN BOOK A OF PLATS AT PAGE(S) 141 OFFICIAL RECORDS OF KOOTENAI COUNTY, IDAHO. The Trustee has no knowledge of a more particular description of the above referenced real property, but for purpose of compliance with Idaho Code, Section 60-113, the Trustee has been informed that the street address of, 906 N 7TH STREET , COEUR D ALENE, ID 83814-3124 is sometimes associated with said real property. Bidders must be prepared to tender the trustee the full amount of the bid at the sale in the form of cash, or a cashier's check drawn on a state or federally insured savings institution. Said sale will be made without covenant or warranty, express or implied, regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in that certain Deed of Trust. The default for which this sale is to be made is: Failure to pay the monthly payment due 02/01/2010 of principal, interest and impounds and subsequent installments due thereafter; plus late charges, with interest currently accruing at 4.500% per annum; together with all subsequent sums advanced by beneficiary pursuant to the terms and conditions of said Deed of Trust, and any supplemental modifications thereto. The principal balance owing as of this date on said obligation is $142,062.76, plus interest, costs and expenses actually incurred in enforcing the obligations thereunder and in this sale, together with any unpaid and /or accruing real property taxes, and/or assessments, attorneys' fees, Trustees' fees and costs, and any other amount advanced to protect said security, as authorized in the promissory note secured by the aforementioned Deed of Trust. Therefore, the Beneficiary elects to sell, or cause said trust property to be sold, to satisfy said obligation. NOTICE IS HEREBY GIVEN THAT THIS FIRM IS ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE, AND THAT THE DEBT MAY BE DISPUTED. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(a) IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. DATED: 05/26/2010 RECONTRUST COMPANY, N.A. Name and Address of the Current Trustee is: RECONTRUST COMPANY, N.A. 1800 Tapo Canyon Rd., CA6-914-01-94 SIMI VALLEY, CA 80028-1821 PHONE: (800) 281-8219 Successor Trustee Melonye Smith ASAP# 3586442 Legal 10062 June 3, 10, 17, 24, 2010

NOTICE OF TRUSTEE'S SALE TS No. 10-0059006 Title Order No. NWT004518 Parcel No. 062200010060 The following described property will be sold at public auction to the highest bidder, payable in lawful money of the United States, In the lobby of Pioneer Title Company of Kootenai County located at 100 Wallace Avenue, Coeur d'Alene, ID 83814, on 10/04/2010 at 11:00 am, (recognized local time) for the purpose of foreclosing that certain Deed of Trust recorded 02/11/2008 as Instrument Number 2144135000, and executed by ROBERT D. CHARBONNEAU AND DENA M. CHARBONNEAU, HUSBAND AND WIFE, as Grantor(s), in favor of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., as Beneficiary, to RECONTRUST COMPANY, N.A., the Current Trustee of record, covering the following real property located in Kootenai County, state of Idaho: LOT 6, BLOCK 1, OF PINEVILLA ESTATES, ACCORDING TO THE PLAT THEREOF, RECORDED IN BOOK E OF LATS, PAGE 83, RECORDS OF KOOTENAI COUNTY, IDAHO The Trustee has no knowledge of a more particular description of the above referenced real property, but for purpose of compliance with Idaho Code, Section 60-113, the Trustee has been informed that the street address of, 4162 EAST WOODLAND DRIVE , POST FALLS, ID 83854 is sometimes associated with said real property. Bidders must be prepared to tender the trustee the full amount of the bid at the sale in the form of cash, or a cashier's check drawn on a state or federally insured savings institution. Said sale will be made without covenant or warranty, express or implied, regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in that certain Deed of Trust. The default for which this sale is to be made is: Failure to pay the monthly payment due 06/01/2009 of principal, interest and impounds and subsequent installments due thereafter; plus late charges, with interest currently accruing at 6.000% per annum; together with all subsequent sums advanced by beneficiary pursuant to the terms and conditions of said Deed of Trust, and any supplemental modifications thereto. The principal balance owing as of this date on said obligation is $187,796.29, plus interest, costs and expenses actually incurred in enforcing the obligations thereunder and in this sale, together with any unpaid and /or accruing real property taxes, and/or assessments, attorneys' fees, Trustees' fees and costs, and any other amount advanced to protect said security, as authorized in the promissory note secured by the aforementioned Deed of Trust. Therefore, the Beneficiary elects to sell, or cause said trust property to be sold, to satisfy said obligation. NOTICE IS HEREBY GIVEN THAT THIS FIRM IS ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE, AND THAT THE DEBT MAY BE DISPUTED. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(a) IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. DATED: 05/26/2010 Name and Address of the Current Trustee is: RECONTRUST COMPANY, N.A. 1800 Tapo Canyon Rd., CA6-914-01-94 SIMI VALLEY, CA 80028-1821 PHONE: (800) 281-8219 RECONTRUST COMPANY, N.A. Successor Trustee /S/ Melonye Smith ASAP# 3586498 Legal 10063 June 3, 10, 17, 24, 2010

LEGAL NOTICE Community Action Partnership is applying for a USDA Rural Development Housing Preservation Grant (HPG). These funds will be used to address health and safety hazards and rehabilitation concerns in existing rural homes and multi- family housing projects. This grant will target homeowners or tenants who have very low or low incomes, with many beneficiaries being elderly or handicapped. The areas of impact will be throughout Idaho's Region I and II which includes Boundary, Bonner, Benewah, Kootenai, Shoshone, Latah, Nez Perce, Lewis, Idaho and Clearwater Counties. For information of a technical nature, please contact Lisa Stoddard at (208)746-3351, Community Action Partnership, 124 New 6th Street, Lewiston, ID 83501. Submission of written comments: Anyone may submit written comments regarding this proposed use of this grant. All written comments must be submitted within 30 days of this notice to the United States Department of Agriculture. Comments should be addressed to: M. Christine Fisher, Area Specialist (Multi-Family Housing), United States Department of Agriculture, Rural Development, 7830 Meadowlark Way, Suite C-3, Coeur d'Alene, ID 83815, mary.fisher@id.usda.gov. Donna Stratton, Human Resources Director, Community Action Partnership, Phone (208)746-3351 x4168, Fax (208)746-5456, 124 New 6th Street, Lewiston, ID 83501, d.stratton@cap4action.org Community Action Partnership is a catalyst for building relationships that inspire and equip people to end poverty in our community. Legal 10110 June 9, 10, 2010

MORRIS & WOLF, P.A. Nancy A. Wolff (ISB # 2930) 622 College Avenue St. Maries, Idaho 83861 Telephone: (208) 245-2523 Facsimile: (208) 245-4392 IN THE DISTRICT COURT OF THE FIRST JUDICIAL DISTRICT OF THE STATE OF IDAHO, IN AND FOR THE COUNTY OF KOOTENAI CASE No. CV10-3639 NOTICE OF TIME AND PLACE OF HEARING PETITION TO DETERMINE SURVIVING SPOUSE AS SOLE BENEFICIARY In the Matter of the Estate of MARGIE LOU NORDSTROM, Deceased. NOTICE IS HEREBY GIVEN that RICHARD A. NORDSTROM has filed a petition for a decree determining that he is the sole beneficiary of the decedent. Hearing has been set upon the petition of the 8th of July, 2010, at 10:00 a.m., at the Courtroom of the above entitled Court in Coeur d'Alene, County of Kootenai, State of Idaho, and any persons interested may appear at the said time and place and show cause, if any, why the petition should not be granted. DATED this 26 day of May, 2010. MORRIS & WOLFF, P.A. By:_________________________ NANCY A. WOLFF Attorney for Petitioner Legal 10115 June 10, 17, 24, 2010

NOTICE OF TRUSTEE'S SALE On October 5, 2010, at the hour of 10:00 a.m. of said day at the office of bankcda, 912 Northwest Blvd., Coeur d'Alene, in the County of Kootenai, State of Idaho, Charles R. Dean Jr., as Successor Trustee, will sell at public auction, to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real property situated in the County of Kootenai, State of Idaho, and described as: That portion of Government Lots 3 and 4, Section 3, Township 50 North) Range 5 West, Boise Meridian, Kootenai County, Idaho, described as follows: COMMENCING at the Northwest corner of said Section 3; thence East along the North line of said Section 3, 1,146.3 feet; thence South to a point on the South line of U.S. Highway No. 10, as conveyed to the State of Idaho by Right of Way-Deed recorded November 15, 1940 in Book 115 of Deeds at Page 456, records of Kootenai County, Idaho, being the TRUE POINT OF BEGINNING for this description; thence South to an iron pin on the North side of the Coeur d'Alene, Spokane and Palouse Railway right of way; thence Easterly along said right of way to the Westerly line of the right of way of the Northern Pacific Railway; thence Northerly along the West line of the right of way of the Northern Pacific Railway to the South line of U.S. Highway No. 10; thence West along said U.S. Highway No. 10 to the TRUE POINT OF BEGINNING; EXCEPT any portion thereof which lies within the Right of Way of Interstate 90 Highway. The Successor Trustee has no knowledge of a more particular description of the above-referenced real property, but for purposes of compliance with Section 60-113, Idaho Code, the Successor Trustee is informed that the property does not have a street address, but is commonly known as 414 - 420 W. Seltice Way, Post Falls, Idaho. Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by Treaty Rock, Inc., Grantor, to Charles R. Dean, Jr., Successor Trustee, for the benefit and security of bankcda, as Beneficiary, dated May 5, 2008, and recorded on May 7, 2008 as Instrument No. 2158145000, records of Kootenai County, Idaho. THE ABOVE GRANTOR IS NAMED TO COMPLY WITH SECTION 45-1506(4)(a), IDAHO CODE. NO REPRESENTATION IS MADE THAT IT IS, OR IS NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. The default for which this sale is to be made is the failure to pay when due monthly installment payments under the Note secured by said Deed of Trust for the months of March 2010 through May 2010 in the sum of $7,475.68 each plus late fees in the sum of $2,174.53. The Beneficiary elects to sell or cause the trust property to be sold to satisfy said obligation. Dated: June 2, 2010 Charles R. Dean, Jr., a Member of the Idaho State Bar, Successor Trustee State of Idaho } County of Kootenai } On this 2nd day of June 2010, before me, the undersigned, a Notary Public in and for said State, personally appeared Charles R. Dean, Jr., known to me, or proved to me on the basis of satisfactory evidence to be, the person who executed the within instrument and acknowledged that he executed the same. Patricia L. Fleming My Commission Expires: September 24, 2014 Legal 10116 June 10, 17, 24, 2010 July 1, 2010

LIEN SALE 1984 MODL- TL MAKE- SCHT \u2020Title # A90109323 VIN # P190910 Date of sale- July 1st\u2020 5:00pm @9021 N. Neufeld Rd. Hayden, ID 83835 Legal 10118 June 10, 17, 2010

Notice of Trustee's Sale Idaho Code 45-1506 Today's date: May 27, 2010 File No.: 7023.73585 Sale date and time (local time): September 27, 2010 at 10:00 AM Sale location: in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID 83814 Property address: 31755 N. 7th Avenue Spirit Lake, ID 83869 Successor Trustee: Northwest Trustee Services, Inc., an Idaho Corporation P.O. Box 997 Bellevue, WA 98009 (425) 586-1900 Deed of Trust information Original grantor: Chris A. Nunnallee-Hornung, an unmarried woman Original trustee: First American Title Original beneficiary: Mortgage Electronic Registration Systems, Inc. solely as nominee for Cherry Creek Mortgage Co., Inc. Recording date: September 1, 2006 Recorder's instrument number: 2053325000 County: Kootenai Sum owing on the obligation: as of May 27, 2010: $87,189.36 Because of interest, late charges, and other charges that may vary from day to day, the amount due on the day you pay may be greater. Hence, if you pay the amount shown above, an adjustment may be necessary after we receive your check. For further information write or call the Successor Trustee at the address or telephone number provided above. Basis of default: failure to make payments when due. Please take notice that the Successor Trustee will sell at public auction to the highest bidder for certified funds or equivalent the property described above. The property address is identified to comply with IC 60-113 but is not warranted to be correct. The property's legal description is: Lots 7 and 8, Block N, Lakeview Park Addition to Spirit Lake, according to the plat recorded in Book C of Plats, Page 134, records of Kootenai County Idaho. Including a 1981 Champion Home Builders Co. Champion Manufactured Home Serial Number 09113ND393DB which is affixed and attached to the land and is part of the real property. The sale is subject to conditions, rules and procedures as described at the sale and which can be reviewed at www.northwesttrustee.com or USA-Foreclosure.com. The sale is made without representation, warranty or covenant of any kind. (TS# 7023.73585) 1002.158398-FEI Legal 10119 June 10, 17, 24, 2010 July 1, 2010

Notice of Trustee's Sale Idaho Code 45-1506 Today's date: May 27, 2010 File No.: 7261.27931 Sale date and time (local time): September 27, 2010 at 10:00 AM Sale location: in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID 83814 Property address: 4471 N Webster St Coeur d'Alene, ID 83815 Successor Trustee: Northwest Trustee Services, Inc., an Idaho Corporation P.O. Box 997 Bellevue, WA 98009 (425) 586-1900 Deed of Trust information Original grantor: Gregory L. Lesser, an unmarried man as his separate estate Original trustee: Susan J. Robinson, Idaho Attorney Original beneficiary: Mortgage Electronic Registration Systems, Inc., solely as nominee for WMC Mortgage Corp. Recording date: June 2, 2005 Recorder's instrument number: 1954029 and modified on November 30, 2009 as Instrument No. 2243162000 County: Kootenai Sum owing on the obligation: as of May 27, 2010: $278,077.43 Because of interest, late charges, and other charges that may vary from day to day, the amount due on the day you pay may be greater. Hence, if you pay the amount shown above, an adjustment may be necessary after we receive your check. For further information write or call the Successor Trustee at the address or telephone number provided above. Basis of default: failure to make payments when due. Please take notice that the Successor Trustee will sell at public auction to the highest bidder for certified funds or equivalent the property described above. The property address is identified to comply with IC 60-113 but is not warranted to be correct. The property's legal description is: Lot 2, Block 1, Hoffman Third Addition, according to the plat recorded in Book G of Plats, Page 231, records of Kootenai County, Idaho. The sale is subject to conditions, rules and procedures as described at the sale and which can be reviewed at www.northwesttrustee.com or USA-Foreclosure.com. The sale is made without representation, warranty or covenant of any kind. (TS# 7261.27931) 1002.158475-FEI Legal 10120 June 10, 17, 24, 2010 July 1, 2010

NOTICE OF TRUSTEE'S SALE TS No. 10-0052405 Title Order No. NWT003811 Parcel No. C55220040130 The following described property will be sold at public auction to the highest bidder, payable in lawful money of the United States, In the lobby of Pioneer Title Company of Kootenai County located at 100 Wallace Avenue, Coeur d'Alene, ID 83814, on 09/20/2010 at 11:00 am, (recognized local time) for the purpose of foreclosing that certain Deed of Trust recorded 05/31/2005 as Instrument Number 1953495, and executed by SHAWN LEFFINGWELL AND MARTHA ORTIZ LEFFINGWELL, HUSBAND AND WIFE., as Grantor(s), in favor of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., as Beneficiary, to RECONTRUST COMPANY, N.A., the Current Trustee of record, covering the following real property located in Kootenai County, state of Idaho: LOT 13, BLOCK 4, THE LANDINGS AT WATERFORD FIRST ADDITION, ACCORDING TO THE PLAT RECORDED IN BOOK "J" OF PLATS AT PAGE 78, RECORDS OF KOOTENAI COUNTY, IDAHO. The Trustee has no knowledge of a more particular description of the above referenced real property, but for purpose of compliance with Idaho Code, Section 60-113, the Trustee has been informed that the street address of, 3569 MANNING LOOP , COEUR D' ALENE, ID 83815 is sometimes associated with said real property. Bidders must be prepared to tender the trustee the full amount of the bid at the sale in the form of cash, or a cashier's check drawn on a state or federally insured savings institution. Said sale will be made without covenant or warranty, express or implied, regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in that certain Deed of Trust. The default for which this sale is to be made is: Failure to pay the monthly payment due 01/01/2010 of principal, interest and impounds and subsequent installments due thereafter; plus late charges, with interest currently accruing at 4.000% per annum; together with all subsequent sums advanced by beneficiary pursuant to the terms and conditions of said Deed of Trust, and any supplemental modifications thereto. The principal balance owing as of this date on said obligation is $116,842.10, plus interest, costs and expenses actually incurred in enforcing the obligations thereunder and in this sale, together with any unpaid and /or accruing real property taxes, and/or assessments, attorneys' fees, Trustees' fees and costs, and any other amount advanced to protect said security, as authorized in the promissory note secured by the aforementioned Deed of Trust. Therefore, the Beneficiary elects to sell, or cause said trust property to be sold, to satisfy said obligation. NOTICE IS HEREBY GIVEN THAT THIS FIRM IS ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE, AND THAT THE DEBT MAY BE DISPUTED. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(a) IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. DATED: 05/11/2010 Name and Address of the Current Trustee is: RECONTRUST COMPANY, N.A. 1800 Tapo Canyon Rd., CA6-914-01-94 SIMI VALLEY, CA 80028-1821 PHONE: (800) 281-8219 RECONTRUST COMPANY, N.A. SUCCESSOR TRUSTEE SONIA GULLEY ASAP# 3565990 Legal 9951 May 20, 27, 2010 June 3, 10, 2010

NOTICE OF TRUSTEE'S SALE TS No. 10-0063065 Title Order No. NWT005096 Parcel No. C9045000016D The following described property will be sold at public auction to the highest bidder, payable in lawful money of the United States, In the lobby of Pioneer Title Company of Kootenai County located at 100 Wallace Avenue, Coeur d'Alene, ID 83814, on 10/12/2010 at 11:00 am, (recognized local time) for the purpose of foreclosing that certain Deed of Trust recorded 06/29/2005 as Instrument Number 1960874, and executed by COLLEEN OBEID, AN UNMARRIED WOMAN, as Grantor(s), in favor of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., as Beneficiary, to RECONTRUST COMPANY, N.A., the Current Trustee of record, covering the following real property located in Kootenai County, state of Idaho: THE NORTH 100 FEET OF THE WEST 200 FEET OF LOT 16 AND THE SOUTH 12 1/2 FEET OF THE WEST 200 FEET OF LOT 17, THOMAS PARK ADDITION, ACCORDING TO THE PLAT RECORDED IN BOOK "B" OF PLATS AT PAGE 142. The Trustee has no knowledge of a more particular description of the above referenced real property, but for purpose of compliance with Idaho Code, Section 60-113, the Trustee has been informed that the street address of, 1501 E GILBERT AVE , COEUR D ALENE, ID 83815-6215 is sometimes associated with said real property. Bidders must be prepared to tender the trustee the full amount of the bid at the sale in the form of cash, or a cashier's check drawn on a state or federally insured savings institution. Said sale will be made without covenant or warranty, express or implied, regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in that certain Deed of Trust. The default for which this sale is to be made is: Failure to pay the monthly payment due 01/01/2010 of principal, interest and impounds and subsequent installments due thereafter; plus late charges, with interest currently accruing at 4.250% per annum; together with all subsequent sums advanced by beneficiary pursuant to the terms and conditions of said Deed of Trust, and any supplemental modifications thereto. The principal balance owing as of this date on said obligation is $158,487.43, plus interest, costs and expenses actually incurred in enforcing the obligations thereunder and in this sale, together with any unpaid and /or accruing real property taxes, and/or assessments, attorneys' fees, Trustees' fees and costs, and any other amount advanced to protect said security, as authorized in the promissory note secured by the aforementioned Deed of Trust. Therefore, the Beneficiary elects to sell, or cause said trust property to be sold, to satisfy said obligation. NOTICE IS HEREBY GIVEN THAT THIS FIRM IS ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE, AND THAT THE DEBT MAY BE DISPUTED. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(a) IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. DATED: 06/03/2010 Name and Address of the Current Trustee is: RECONTRUST COMPANY, N.A. 1800 Tapo Canyon Rd., CA6-914-01-94 SIMI VALLEY, CA 80028-1821 PHONE: (800)281-8219 RECONTRUST COMPANY, N.A. Successor Trustee Sonia Gulley ASAP# 3596408 Legal 10121 June 10, 17, 24, 2010 July 1, 2010

NOTICE OF TRUSTEE'S SALE TS No. 10-0063076 Title Order No. NWT005095 Parcel No. 084900030080 The following described property will be sold at public auction to the highest bidder, payable in lawful money of the United States, In the lobby of Pioneer Title Company of Kootenai County located at 100 Wallace Avenue, Coeur d'Alene, ID 83814, on 10/12/2010 at 11:00 am, (recognized local time) for the purpose of foreclosing that certain Deed of Trust recorded 11/17/2005 as Instrument Number 1995857, and executed by IAN S WALTZ, A SINGLE PERSON, as Grantor(s), in favor of BANK OF AMERICA, N. A., as Beneficiary, to RECONTRUST COMPANY, N.A., the Current Trustee of record, covering the following real property located in Kootenai County, state of Idaho: LOT 8, BLOCK 3, WATERFORD ESTATES, ACCORDING TO THE PLAT RECORDED IN BOOK I OF PLATS, PAGE 346, RECORDS OF KOOTENAI COUNTY, IDAHO. The Trustee has no knowledge of a more particular description of the above referenced real property, but for purpose of compliance with Idaho Code, Section 60-113, the Trustee has been informed that the street address of, 19058 W. PANTHER ROCK COURT, HAUSER, ID 83854 is sometimes associated with said real property. Bidders must be prepared to tender the trustee the full amount of the bid at the sale in the form of cash, or a cashier's check drawn on a state or federally insured savings institution. Said sale will be made without covenant or warranty, express or implied, regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in that certain Deed of Trust. The default for which this sale is to be made is: Failure to pay the monthly payment due 11/01/2009 of principal, interest and impounds and subsequent installments due thereafter; plus late charges, with interest currently accruing at 6.250% per annum; together with all subsequent sums advanced by beneficiary pursuant to the terms and conditions of said Deed of Trust, and any supplemental modifications thereto. The principal balance owing as of this date on said obligation is $109,350.00, plus interest, costs and expenses actually incurred in enforcing the obligations thereunder and in this sale, together with any unpaid and /or accruing real property taxes, and/or assessments, attorneys' fees, Trustees' fees and costs, and any other amount advanced to protect said security, as authorized in the promissory note secured by the aforementioned Deed of Trust. Therefore, the Beneficiary elects to sell, or cause said trust property to be sold, to satisfy said obligation. NOTICE IS HEREBY GIVEN THAT THIS FIRM IS ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE, AND THAT THE DEBT MAY BE DISPUTED. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(a) IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. DATED: 06/03/2010 Name and Address of the Current Trustee is: RECONTRUST COMPANY, N.A. 1800 Tapo Canyon Rd., CA6-914-01-94 SIMI VALLEY, CA 80028-1821 PHONE: (800) 281-8219 RECONTRUST COMPANY, N.A. SUCCESSOR TRUSTEE SONIA GULLEY ASAP# 3596403 Legal 10122 June 10, 17, 24, 2010 July 1, 2010

NOTICE OF TRUSTEE'S SALE TS No. 10-0062352 Title Order No. NWT005009 Parcel No. C32700040010 The following described property will be sold at public auction to the highest bidder, payable in lawful money of the United States, In the lobby of Pioneer Title Company of Kootenai County located at 100 Wallace Avenue, Coeur d'Alene, ID 83814, on 10/12/2010 at 11:00 am, (recognized local time) for the purpose of foreclosing that certain Deed of Trust recorded 08/30/2005 as Instrument Number 1976009, and executed by MARY J ROSE, A MARRIED WOMAN AS HER SOLE AND SEPARATE PROPERTY, as Grantor(s), in favor of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., as Beneficiary, to RECONTRUST COMPANY, N.A., the Current Trustee of record, covering the following real property located in Kootenai County, state of Idaho: LOT 1, BLOCK 4, FERNAN HILL ESTATES, ACCORDING TO THE PLAT RECORDED IN BOOK F OF PLATS, PAGE 197, RECORDS OF KOOTENAI COUNTY, IDAHO. The Trustee has no knowledge of a more particular description of the above referenced real property, but for purpose of compliance with Idaho Code, Section 60-113, the Trustee has been informed that the street address of, 910 N VICTORIAN DR , COEUR D ALENE, ID 83814-6844 is sometimes associated with said real property. Bidders must be prepared to tender the trustee the full amount of the bid at the sale in the form of cash, or a cashier's check drawn on a state or federally insured savings institution. Said sale will be made without covenant or warranty, express or implied, regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in that certain Deed of Trust. The default for which this sale is to be made is: Failure to pay the monthly payment due 02/01/2010 of principal, interest and impounds and subsequent installments due thereafter; plus late charges, with interest currently accruing at 5.500% per annum; together with all subsequent sums advanced by beneficiary pursuant to the terms and conditions of said Deed of Trust, and any supplemental modifications thereto. The principal balance owing as of this date on said obligation is $324,660.42, plus interest, costs and expenses actually incurred in enforcing the obligations thereunder and in this sale, together with any unpaid and /or accruing real property taxes, and/or assessments, attorneys' fees, Trustees' fees and costs, and any other amount advanced to protect said security, as authorized in the promissory note secured by the aforementioned Deed of Trust. Therefore, the Beneficiary elects to sell, or cause said trust property to be sold, to satisfy said obligation. NOTICE IS HEREBY GIVEN THAT THIS FIRM IS ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE, AND THAT THE DEBT MAY BE DISPUTED. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(a) IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. DATED: 06/02/2010 Name and Address of the Current Trustee is: RECONTRUST COMPANY, N.A. 1800 Tapo Canyon Rd., CA6-914-01-94 SIMI VALLEY, CA 80028-1821 PHONE: (800)281-8219 RECONTRUST COMPANY, N.A. Successor Trustee Sonia Gulley ASAP# 3594754 Legal 10123 June 10, 17, 24, 2010 July 1, 2010

NOTICE OF TRUSTEE'S SALE TS No. 10-0061811 Title Order No. NWT004948 Parcel No. C69300330100 The following described property will be sold at public auction to the highest bidder, payable in lawful money of the United States, In the lobby of Pioneer Title Company of Kootenai County located at 100 Wallace Avenue, Coeur d'Alene, ID 83814, on 10/12/2010 at 11:00 am, (recognized local time) for the purpose of foreclosing that certain Deed of Trust recorded 08/30/2006 as Instrument Number 2052705000, and executed by LETICIA M. TATUM, A MARRIED PERSON, as Grantor(s), in favor of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., as Beneficiary, to RECONTRUST COMPANY, N.A., the Current Trustee of record, covering the following real property located in Kootenai County, state of Idaho: LOT 10, BLOCK 33, O'BRIEN'S FOURTH ADDITION, TO COEUR D'ALENE, ACCORDING TO THE PLAT RECORDED IN THE OFFICE OF THE COUNTY RECORDER IN BOOK "A" OF PLATS AT PAGE 145, RECORDS OF KOOTENAI COUNTY, IDAHO. The Trustee has no knowledge of a more particular description of the above referenced real property, but for purpose of compliance with Idaho Code, Section 60-113, the Trustee has been informed that the street address of, 1017 EAST WALLACE AVENUE , COEUR D' ALENE, ID 83814 is sometimes associated with said real property. Bidders must be prepared to tender the trustee the full amount of the bid at the sale in the form of cash, or a cashier's check drawn on a state or federally insured savings institution. Said sale will be made without covenant or warranty, express or implied, regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in that certain Deed of Trust. The default for which this sale is to be made is: Failure to pay the monthly payment due 09/01/2009 of principal, interest and impounds and subsequent installments due thereafter; plus late charges, with interest currently accruing at 7.125% per annum; together with all subsequent sums advanced by beneficiary pursuant to the terms and conditions of said Deed of Trust, and any supplemental modifications thereto. The principal balance owing as of this date on said obligation is $183,985.91, plus interest, costs and expenses actually incurred in enforcing the obligations thereunder and in this sale, together with any unpaid and /or accruing real property taxes, and/or assessments, attorneys' fees, Trustees' fees and costs, and any other amount advanced to protect said security, as authorized in the promissory note secured by the aforementioned Deed of Trust. Therefore, the Beneficiary elects to sell, or cause said trust property to be sold, to satisfy said obligation. NOTICE IS HEREBY GIVEN THAT THIS FIRM IS ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE, AND THAT THE DEBT MAY BE DISPUTED. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(a) IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. DATED: 06/02/2010 Name and Address of the Current Trustee is: RECONTRUST COMPANY, N.A. 1800 Tapo Canyon Rd., CA6-914-01-94 SIMI VALLEY, CA 80028-1821 PHONE: (800) 281-8219 RECONTRUST COMPANY, N.A. Successor Trustee /S/ Sonia Gulley ASAP# 3594757 Legal 10124 June 10, 17, 24, 2010 July 1, 2010

PUBLIC NOTICE IDAHO HOUSING AND FINANCE ASSOCIATION MORTGAGE CERDIT CERTIFICATE PROGRAM The Idaho Housing and Finance Association ("IHFA") is implementing a new installment of its Mortgage Credit Certificate Program under Section 25 of the U.S. Internal Revenue Code (the "Code"). A Mortgage Credit Certificate ("MCC") reduces the amount of Federal income tax a qualified home buyer pays by providing a tax credit. Consequently, the home buyer has more disposable income to make loan payments. After all other credits and deductions are taken into account, the value of the MCC is applied directly to the home buyer's remaining Federal tax liability. The amount of the credit may not exceed a taxpayer's total tax liability for a specific year, however, any excess credit may be carried forward to a subsequent tax year for up to three years. Issuance of MCCs is expected to begin in early September, 2010 for mortgage loans made at that time. MCCs will be made available to eligible home buyers on a first-come, first-served basis and may be used to purchase newly constructed housing, existing housing, or manufactured housing on owner occupied lots. An MCC cannot be issued to a home buyer who is refinancing an existing mortgage. The amount of the credit under the proposed program will be twenty percent (20%) of the yearly interest paid on a qualified mortgage with an annual credit maximum of $2,000 for the eligible borrower. At least 20% of the amount issued is reserved for MCC's for mortgage loans on single family residences located in targeted counties. A list of targeted counties is available at IdaMortgage.com. Present IHFA and Federal regulations require borrowers to meet the certain requirements to be eligible for an MCC including the following, unless IHFA is advised that less restrictive limits can legally be authorized: 1. The borrower must be a first-time home owner, except in the 27 targeted counties. A first-time home owner is defined as a household that has not owned a principal residence for a period of three (3) years prior to the date of executing the MCC-assisted mortgage loan. 2. A borrower with a family of three or more persons must have an annual gross income not exceeding 115% of the applicable area median family income, while a borrower with a family of one or two persons must have an annual gross income not exceeding 100% of the applicable area median family income, except that higher family income limits may be adopted for targeted counties. A list of the current income limits is available at IdaMortgage.com. 3. The borrower must purchase a single family residence, in Idaho, and occupy the housing unit as a principal residence. 4. The borrower must purchase a single family residence with an acquisition cost which does not exceed 90% of the average area purchase price applicable to such residence, except that the acquisition cost may be 110% of the average area purchase price in targeted counties. A list of these purchase price limits can be found at IdaMortgage.com.. 5. The borrower must acquire a new mortgage or home loan and meet the credit and underwriting criteria established by the participating lender who provides the mortgage loan. Refinancing of an existing mortgage or land contract is not permissible. These eligibility requirements and the then current numeric values will be printed and distributed to the public in a Program brochure on Program implementation and will be available online at IdaMortgage.com. The eligibility requirements will not exceed, but may be lower than, the most recently published figures for applicable area median family income and average area purchase price which have been published by the Department of Housing and Urban Development and the Department of Treasury. MCCs may be used in conjunction with any privately insured or uninsured fixed rate or adjustable rate loan and such loans are expected to be purchased by IHFA from funds which are not derived from mortgage revenue bonds under Section 143 of the Code. A home buyer may make application for an MCC, through a participating lender or a participating mortgage broker, at the time of loan application. A list of such lenders and mortgage brokers will be available online at IdaMortgage.com. MCCs cannot be used with any mortgage loans supported by mortgage revenue bonds under Section 143 of the Code. Banks, savings and loan associations, mortgage companies, and other approved financing institutions are invited to participate as lenders. Any lender who wishes to participate will be required to sign a Lender Agreement, which outlines the lender's review and reporting responsibilities. IHFA's list of participating lenders is available at IdaMortgage.com. Each borrower may be charged up to $ 500 as a MCC processing fee. If you have any questions regarding the Mortgage Credit Certificate Program or want further information about the requirements for participating lenders, please contact the Idaho Housing and Finance Association, mail address: P.O. Box 7899, Boise , Idaho 83707-1899; physical address: 565 West Myrtle Street, Boise, Idaho, 1-866-432-4066 or (208) 424-7066. Legal 10126 June 10, 2010

NOTICE OF TRUSTEE'S SALE TS No. 10-0056536 Title Order No. NWT004211 Parcel No. H85900010010 The following described property will be sold at public auction to the highest bidder, payable in lawful money of the United States, In the lobby of Pioneer Title Company of Kootenai County located at 100 Wallace Avenue, Coeur d'Alene, ID 83814, on 09/20/2010 at 11:00 am, (recognized local time) for the purpose of foreclosing that certain Deed of Trust recorded 06/06/2006 as Instrument Number 2035716000, and executed by KARI P CURTIS, AND JASON E CURTIS, WIFE AND HUSBAND, as Grantor(s), in favor of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., as Beneficiary, to RECONTRUST COMPANY, N.A., the Current Trustee of record, covering the following real property located in Kootenai County, state of Idaho: LOT 1, BLOCK 1, STERLING MEADOWS, ACCORDING TO THE PLAT RECORDED IN BOOK I OF PLATS, PAGE 46, RECORDS OF KOOTENAI COUNTY, IDAHO. The Trustee has no knowledge of a more particular description of the above referenced real property, but for purpose of compliance with Idaho Code, Section 60-113, the Trustee has been informed that the street address of, 10416 N CRIMSON DR, HAYDEN, ID 83835-9234 is sometimes associated with said real property. Bidders must be prepared to tender the trustee the full amount of the bid at the sale in the form of cash, or a cashier's check drawn on a state or federally insured savings institution. Said sale will be made without covenant or warranty, express or implied, regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in that certain Deed of Trust. The default for which this sale is to be made is: Failure to pay the monthly payment due 02/01/2010 of principal, interest and impounds and subsequent installments due thereafter; plus late charges, with interest currently accruing at 7.500% per annum; together with all subsequent sums advanced by beneficiary pursuant to the terms and conditions of said Deed of Trust, and any supplemental modifications thereto. The principal balance owing as of this date on said obligation is $173,510.21, plus interest, costs and expenses actually incurred in enforcing the obligations thereunder and in this sale, together with any unpaid and /or accruing real property taxes, and/or assessments, attorneys' fees, Trustees' fees and costs, and any other amount advanced to protect said security, as authorized in the promissory note secured by the aforementioned Deed of Trust. Therefore, the Beneficiary elects to sell, or cause said trust property to be sold, to satisfy said obligation. NOTICE IS HEREBY GIVEN THAT THIS FIRM IS ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE, AND THAT THE DEBT MAY BE DISPUTED. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(a) IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. DATED: 05/12/2010 Name and Address of the Current Trustee is: RECONTRUST COMPANY, N.A. 1800 Tapo Canyon Rd., CA6-914-01-94 SIMI VALLEY, CA 80028-1821 PHONE: (800) 281-8219 RECONTRUST COMPANY, N.A. Successor Trustee/S/ Sonia Gulley ASAP# 3567564 Legal 9968 May 20, 27, 2010 June 3, 10, 2010

JUST LAW, INC. P.O. Box 50271 Idaho Falls, Idaho 83405 (208) 523-9106 FAX (208) 523-9146 Toll Free 1-800-923-9106 NOTICE OF TRUSTEE'S SALE On September 16, 2010, at the hour of 12:00 o'clock PM of said day, at First American Title Co., 1866 N. Lakewood Drive, Coeur d' Alene, Idaho, JUST LAW, INC., as Successor Trustee, will sell at public auction to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real property, situated in the County of Kootenai, State of Idaho, and described as follows to wit: Lot 11, Block 1, Windwood Court, according to the plat thereof, recorded in Book "G" of Plats, Page 207, records of Kootenai County, Idaho The Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Section 60-113 Idaho Code, the Trustee has been informed the address of 1892 E. Windwood Ct., Post Falls, ID, is sometimes associated with the said real property. This Trustee's Sale is subject to a bankruptcy filing, a payoff, a reinstatement or any other conditions of which the Trustee is not aware that would cause the cancellation of this sale. Further, if any of these conditions exist, this sale may be null and void, the successful bidder's funds shall be returned, and the Trustee and the Beneficiary shall not be liable to the successful bidder for any damages. Said sale will be made without covenant or warranty regarding title, possessions or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by Joshua P. Willette and Carla J. Willette, husband and wife, as Grantor(s) with Mortgage Electronic Registration Systems, Inc. as the Beneficiary, under the Deed of Trust recorded August 28, 2009, as Instrument No. 2229658000, in the records of Kootenai County, Idaho. The Beneficial interest of said Deed of Trust was subsequently assigned to PHH Mortgage Corporation, recorded May 11, 2010, as Instrument No. 2264848000, in the records of said County. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(a), IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. The default for which this sale is to be made is the failure to pay the amount due under the certain Promissory Note and Deed of Trust, in the amounts called for thereunder as follows: Monthly payments in the amount of $1,501.51 for the months of December 2009 through and including to the date of sale, together with late charges and monthly payments accruing. The sum owing on the obligation secured by said Deed of Trust is $209,682.96 as principal, plus service charges, attorney's fees, costs of this foreclosure, any and all funds expended by Beneficiary to protect their security interest, and interest accruing at the rate of 5.375% from November 1, 2009, together with delinquent taxes plus penalties and interest to the date of sale. The Beneficiary elects to sell or cause the trust property to be sold to satisfy said obligation. Dated this 14th day of May, 2010. ___________________________ Tammie Harris Trust Officer for Just Law, Inc. For information concerning this sale please contact Just Law, Inc. at www.justlawidaho.com or Toll Free at 1-800-923-9106, Thank you. Legal 9970 May 20, 27, 2010 June 3, 10, 2010

Order No. 74066 NOTICE OF TRUSTEE'S SALE On Friday, September 3, 2010 at the hour of 11:00 A. M. of said day, in the lobby of the office of the KOOTENAI COUNTY TITLE COMPANY located at 1450 Northwest Boulevard, Suite 200, Coeur d'Alene, County of Kootenai, State of Idaho, KOOTENAI COUNTY TITLE COMPANY, INC., an Idaho corporation as Trustee, will sell at public auction to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real property, situated in the County of Kootenai, State of Idaho, and described as follows: That portion of Government Lots 2 and the Northeast Quarter of the Southwest Quarter of Section 15, Township 50 North, Range 5 West, B.M., Kootenai County, State of Idaho, described as follows: BEGINNING at the Southwest corner of the Northwest Quarter of the Southwest Quarter of the Northeast Quarter of the Southwest Quarter; thence North to a point on the North right of way line of the County Road; thence Northwesterly along the Easterly line of the County Road right of way to a point on the North line of Government Lot 2; thence East along the North line of Government Lot 2 to the Northeast corner of said Government Lot 2, thence East along the North line of the Northeast Quarter of the Southwest Quarter to the Northwest corner of that certain parcel of land described in the deed to Joseph Frank Bilski and Diannlee Bilski, husband and wife, recorded December 31, 1991 as Instrument No. 1243151; thence South along the West line of the above described deed to the Southwest corner of the above described deed; thence Southwesterly to the point of beginning. EXCEPT any portion lying within the County Road rights of way. The Trustee has no knowledge of a more particular description of the above-referenced Property but, for purposes of compliance with Section 60-113 of Idaho Code, the Trustee has been informed that the address sometimes associated with said real property is: 12451 West Monument Drive, Post Falls, Idaho 83854 For further information of the location of the property please contact Kootenai County Title Company. Said sale will be made without covenant or warranty regarding title, possession or encumbrance to satisfy the obligations secured by and pursuant to the power of sale conferred it, the Deed of Trust executed by RICHARD J. ABBEY and KERI A. ABBEY, husband and wife to KOOTENAI COUNTY TITLE COMPANY, INC., an Idaho corporation as Trustee, for the benefit and security of Jameson Mortgage Company as initial Beneficiary, recorded May 30, 2008 as Instrument No. 2161815000, records of Kootenai County, Idaho. THE GRANTOR NAMED HEREIN IS LISTED TO COMPLY WITH SECTION 45-1506(4) (a) OF THE IDAHO CODE. No representation is made whether or not they are currently responsible for the obligation listed herein. AND FURTHER, that a Seller's Assignment of Deed of Trust was filed of record on August 12, 2008 as Instrument No. 2173442000, records of Kootenai County, Idaho, wherein beneficial interest was subsequently assigned to RUSSELL D. HOOPER and DONNA E. HOOPER, Trustees for the Russell D. Hooper and Donna E Hooper Trust. The default for which this sale is to be made is failure to make monthly installment payments in the amount of $2,070.00. including interest, which were due on November 1, 2008 and December 1, 2008, and monthly installment payments in the amount of $2,540.00 which was due on January 1, 2009 and due on the 1st day of each month thereafter through April 1, 2010, AND failure to pay General Property taxes for the year 2008, which are delinquent in the amount of $1,374.72 plus penalty and interest, AND failure to pay General Property taxes for the first half of the year 2009, which are delinquent in the amount of $908.94 plus penalty and interest; together with late charges, service charges and any other disbursements, costs, fees or expenses incurred or paid by the Beneficiary and/or Trustee associated with this foreclosure as provided by the Deed of Trust or Deed of Trust Note, or by Idaho law. The Beneficiary has declared the entire principal and accrued interest due and payable in full. The balance owing as of April 21, 2010 on the obligation secured by said Deed of Trust is $220,905.14, plus accrued interest in the amount of $42,903.87, plus interest accruing at the rate of 13.00% per annum from April 22, 2010 until paid, together with late charges, service charges and any other disbursements, costs, fees or expenses incurred or paid by the Beneficiary and/or Trustee associated with this foreclosure as provided by the Deed of Trust or Deed of Trust Note, or by Idaho law. DATED this 28th day of April, 2010. KOOTENAI COUNTY TITLE COMPANY, INC., Trustee BY /S/_________________________ J. T. Jacobsen, President Legal 10006 May 27, 2010 June 3, 10, 17, 2010

AMENDED NOTICE OF HEARING ON NAME CHANGE A Petition to change the name of Joy Rebecca Taylor Siemens, born 9/25/1985, in Garland, TX, residing at 1411 Lunceford #1, Coeur d'Alene, has been filed in Kootenai County District Court, Idaho. The name will change to Joy Rebecca Ball, because I want to share the same last name as my daughter. The petitioner's father is living and his address is 1006 N. Peak #4, Dallas, TX and the petitioner's mother is living and her address is 8227 N. Brookshire Dr, Hayden, ID 83835. A hearing on the petition is scheduled for 1:30 o'clock p.m. on July 26, 2010, at the County Courthouse. Objections may be filed by any person who can show the court a good reason against the name change. Date: 5-24-2010 By:________________________ Deputy Clerk Legal 10029 May 27, 2010 June 3, 10, 17, 2010

NOTICE OF TRUSTEE'S SALE Idaho Code 45-1506 Loan No.: 701125601A T.S. No.: 20000.1947 TSG No.: 136288 On 9/8/2010 at 11:00 AM (recognized local time), In the lobby of Pioneer Title Company of Kootenai County located at 100 Wallace Avenue, Coeur d'Alene, ID 83814.In the County of Kootenai, State of Idaho, Pioneer Lender Trustee Services, as Trustee on behalf of the beneficiary will sell at public auction, to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real property, situated in the County of Kootenai, State of Idaho, and described as follows: Exhibit "A" A portion of land in Lot 2, Section 5, Township 49 North, Range 4 West, Boise Meridian, Kootenai County, State of Idaho, more specifically described as follows: COMMENCING at the Southeast Corner of said Section 5; thence North 00858'00" East. 5701.54 feet to a point; thence South 8806'48" West, 223.55 feet to a point; thence South 1802'16" West, 1229.13 feet to a point; thence North 88823'47" West, 898.32 feet to a point; thence North 88823'47" West, 777.89 feet to the TRUE POINT OF BEGINNING; thence North 47807'48" West, 1234.79 feet to a point; thence North 00836'19" East to a point, being the Southwest Corner of that certain parcel of land described in Book 63 of Miscellaneous Records at Page 156 and recorded October 6, 1970; thence Easterly along the South line of the above-described parcel; thence South 16812'24" East, 539.22 feet; thence South 562.11 feet to the TRUE POINT OF BEGINNING. Note: The address of the subject property is described as follows: 9887 S. Highway 95, Coeur d'Alene, ID 83814 The Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Section 60-113 Idaho Code, the Trustee has been informed that the address of: 9887 S. Hwy 95, Coeur d'Alene, ID 83814, is sometimes associated with said real property. Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by: William M. McNeil and Mary Anne McNeil, husband and wife, As grantors, To: Pioneer Title company of Kootenai County, As Trustee, for the benefit and security of Panhandle State Bank, As Beneficiary, dated 9/21/2007, recorded 10/1/2007, as Instrument No. 2124475000, records of Kootenai County, Idaho. Please Note: The above Grantors are named to comply with section 45-1506(4)(A), ID Code, No representation is made that they are, or are not, presently responsible for this obligation set forth herein. The Default for which this sale is to be made is the failure to pay when due, under Deed of Trust and Note dated 9/21/2007. INSTALLMENT OF PRINCIPAL AND INTEREST PLUS IMPOUNDS AND / OR ADVANCES WHICH BECAME DUE On 12/15/2009 PLUS LATE CHARGES, AND ALL SUBSEQUENT INSTALLMENTS OF PRINCIPAL, INTEREST, BALLOON PAYMENTS, PLUS IMPOUNDS AND/OR ADVANCES AND LATE CHARGES THAT BECOME PAYABLE.. The principal balance owing as of this date on the obligation secured by said Deed of Trust is $299,900.18, plus accrued interest at the rate of 8.75% per annum from 10/21/2009. All delinquent amounts are now due, together with accruing late charges, and interest, unpaid and accruing taxes, assessments, trustee's fees, attorney's fees, and any amounts advanced to protect the security associated with this foreclosure and that the beneficiary elects to sell or cause the trust property to be sold to satisfy said obligation. Dated: April 26, 2010 By: Pioneer Title Company of Ada County dba Pioneer Lender Trustee Services Amy L. Bowles, Assistant Trustee Officer Legal 10025 May 27, 2010 June 3, 10, 17, 2010

NOTICE OF TRUSTEE'S SALE Idaho Code 45-1506 Loan No.: 701125601B T.S. No.: 20000.1948 TSG No.: 136229 On 9/8/2010 at 11:00 AM (recognized local time), In the lobby of Pioneer Title Company of Kootenai County located at 100 Wallace Avenue, Coeur d'Alene, ID 83814.. In the County of Kootenai, State of Idaho, Pioneer Lender Trustee Services, as Trustee on behalf of the beneficiary will sell at public auction, to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real property, situated in the County of Kootenai, State of Idaho, and described as follows: Lot 2, Block 1, Rolling Hills Estates, according to the plat recorded in the office of the County Recorder in Book "K" of Plats, at Page 13 and 13A, records of Kootenai County, Idaho The Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Section 60-113 Idaho Code, the Trustee has been informed that the address of: NNA Rolling Hills Estates, Worley, ID 83876, is sometimes associated with said real property. Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by: William M. McNeil and Mary Anne McNeil, husband and wife, As grantors, To: Pioneer Title Company of Kootenai County, As Trustee, for the benefit and security of Panhandle State Bank, As Beneficiary, dated 9/21/2007, recorded 10/1/2007, as Instrument No. 2124476000, records of Kootenai County, Idaho. Please Note: The above Grantors are named to comply with section 45-1506(4)(A), ID Code, No representation is made that they are, or are not, presently responsible for this obligation set forth herein. The Default for which this sale is to be made is the failure to pay when due, under Deed of Trust and Note dated 9/21/2007. INSTALLMENT OF PRINCIPAL AND INTEREST PLUS IMPOUNDS AND / OR ADVANCES WHICH BECAME DUE On 12/15/2009 PLUS LATE CHARGES, AND ALL SUBSEQUENT INSTALLMENTS OF PRINCIPAL, INTEREST, BALLOON PAYMENTS, PLUS IMPOUNDS AND/OR ADVANCES AND LATE CHARGES THAT BECOME PAYABLE.. The principal balance owing as of this date on the obligation secured by said Deed of Trust is $99,966.73, plus accrued interest at the rate of 8.75% per annum from 10/21/2009. All delinquent amounts are now due, together with accruing late charges, and interest, unpaid and accruing taxes, assessments, trustee's fees, attorney's fees, and any amounts advanced to protect the security associated with this foreclosure and that the beneficiary elects to sell or cause the trust property to be sold to satisfy said obligation. Dated: April 26, 2010 By: Pioneer Title Company of Ada County dba Pioneer Lender Trustee Services Amy L. Bowles, Assistant Trustee Officer Legal 10026 May 27, 2010 June 3, 10, 17, 2010