Legals December. 14, 2010

NOTICE OF TRUSTEE'S SALE: The following described property will be sold at public auction to the highest bidder, payable in lawful money of the United States, in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID, 83814 on March 14, 2011 at 10:00:00 AM, (recognized local time) for the purpose of foreclosing that certain Deed of Trust recorded 02/26/2008 as Instrument Number 2146401000, and executed by DENNY E LEGASPI, AN UNMARRIED MAN, as Grantor(s), in favor of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., as Beneficiary, to RECONTRUST COMPANY, N.A., the Current Trustee of record covering the following real property located in Kootenai County, State of Idaho. LEGAL DESCRIPTION: A portion of tract 26, Fruitland addition to Coeur d'Alene Kootenai county, state of Idaho, according to the plat recorded in book "C" of plats at page 12. Beginning at the southeast corner of tract 26, thence north 130 feet, thence west 26 feet, thence south 10 feet, thence west 29 feet, thence south 120 feet to the south line of tract 26, thence east 55 feet to the point of beginning. The Trustee has no knowledge of a more particular description of the above reference real property, but for purposed of compliance with Idaho Code, Section 60-113, the Trustee has been informed that the street address of 420 W HAYCRAFT AVE, Coeur D Alene, ID, 83815 is sometimes associated with said real property. Bidders must be prepared to tender the trustee the full amount of the bid at the sale in the form of cash, or cashier's check drawn on a state or federally insured savings institution. Said sale will be made without covenant or warranty, express or implied, regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the certain Deed of Trust. The default for which this sale is to be made is: Failure to pay the monthly payment due 07/01/2010 of principal, interest and impounds and subsequent installments due thereafter; plus late charges, with interest currently accruing at 6.500% per annum; together with all subsequent sums advanced by beneficiary pursuant to the terms and conditions of said Deed of Trust, and any supplemental modifications thereto. The principal balance owing as of this date on said obligation is $120,574.90, plus interest, costs and expenses actually incurred in enforcing the obligations thereunder and in this sale, together with any unpaid and/or accruing real property taxes, and/or assessments, attorneys' fees, Trustees' fees and costs, and any other amount advanced to protect said security, as authorized in the promissory note secured by the aforementioned Deed of Trust. Therefore, the Beneficiary elects to sell, or cause said trust property to be sold, to satisfy said obligation. NOTICE IS HEREBY GIVEN THAT THIS FIRM IS ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE, AND THAT THE DEBT MAY BE DISPUTED. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4) (a) IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. DATED: 11/02/2010, RECONTRUST COMPANY, N.A., Name and Address of the Current Trustee is: RECONTRUST COMPANY, N.A., 1800 Tapo Canyon Rd., CA6-914-01-94, SIMI VALLEY, CA 80028-1821, PHONE: (800) 281-8219. TS # 10-0139832 FEI #:1006.117712 Legal 1408 November 23, 30, 2010 December 7, 14, 2010

Notice of Trustee's Sale TS #: ID-10-391507-NH On 4/1/2011, at 11:00 AM (recognized local time), at the following location in the County of KOOTENAI, State of Idaho. In the lobby of Pioneer Title Company of Kootenai County located at 100 Wallace Avenue, Coeur dAlene, ID 83814, Pioneer Title Company of Ada County dba Pioneer Lender Trustee Services as Trustee , as Trustee on behalf of U.S. Bank N.A., in its capacity as Trustee for the registered holders of Home Equity Asset Trust 2005-3, Home Equity Pass-Through Certificates, Series 2005-3 will sell at public auction, to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following real property, situated in the County of KOOTENAI State of Idaho, and described as follows: LOT 4, BLOCK 19, FAIRWAY HILLS FOURTH ADDITION, ACCORDING TO THE PLAT RECORDED IN BOOK "E" PLATS AT PAGE 172, RECORDS OF KOOTENAI COUNTY, IDAHO. The Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Section 60-113 Idaho Code, the Trustee has been informed that the address of 3627 West Hillcrest Circle, Coeur D Alene, ID 83814 is sometimes associated with said real property. Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by JAMES HANEKE AND JANICE HANEKE , HUSBAND AND WIFE as Grantor/Trustor, in which MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., AS NOMINEE FOR AMERICAN MORTGAGE EXPRESS FINANCIAL DBA MILLENNIUM FUNDING GROUP A CORPORATION, is named as Beneficiary and NORTH IDAHO TITLE as Trustee and recorded 11/17/2004 as Instrument No. 1913487 in book -, page -, of Official Records in the office of the Recorder of KOOTENAI County, Idaho. Please Note: The above Grantors are named to comply with section 45-1506(4)(A), Idaho Code, No representation is made that they are, or are not, presently responsible for this obligation set forth herein. The Default for which this sale is to be made is the failure to pay when due, under Deed of Trust and Note dated 11/12/2004. The monthly installments of principal, interest, and impounds (if applicable) of $1,989.71, due per month for the months of 7/1/2010 through 11/15/2010, and all subsequent installments until the date of sale or reinstatement. The principal balance owing as of this date on the obligation secured by said Deed of Trust is $261,659.87 together with interest thereon at the current rate of 9.1200 per cent (%) per annum from 6/1/2010. All delinquent amounts are now due, together with accruing late charges, and interest, unpaid and accruing taxes, assessments, trustee's fees, attorney's fees, and any amounts advanced to protect the security associated with this foreclosure and that the beneficiary elects to sell or cause the trust property to be sold to satisfy said obligation. If the Trustee is unable to convey title for any reason, the successful bidder's sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee, or the Mortgagee's Attorney. Date: 11/23/2010 By: Pioneer Title Company of Ada County dba Pioneer Lender Trustee Services as Trustee By: Quality Loan Service Corp. of Washington, a Washington Corporation, its attorney-in-fact 2141 5th Avenue San Diego, CA 92101 Angelica Castillo, Assistant Secretary For Sale Information Call: 714-730-2727 or Login to: www.fidelityasap.com If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holders right's against the real property only. THIS IS AN ATTEMPT TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. ASAP# 3827121 Legal 1531 December 7, 14, 21, 28, 2010

\u2020NOTICE OF PUBLIC HEARING NOTICE IS HEREBY GIVEN that the Kootenai County Board of Commissioners will conduct a public hearing at or after the hour of 6:00 p.m. on January 13, 2011, in Room 1, Kootenai County Administration Building, located at 451 Government Way, Coeur d'Alene, Idaho, to consider the following:\u2020 Case No. CUP10-0005, Science, Technology and Research Center (S.T.A.R.), a request by Paul Matthews for Paul and Lorna Finman for a Conditional Use Permit to construct a school on approximately 285 acres in the Rural zone.\u2020 The Center's mission is to promote science and technology with youth.\u2020 The center will have a discovery exhibit as well as research labs to study agriculture, forestry, alternate energy and robotics (for farming). The Parcel Identification Numbers are 52N04W-30-2700, 52N04W-30-3700 and 52N04W-19-6100.\u2020 The subject site is located on the north and south side of Willadsen Road at 7350 W. Willadsen Road in Rathdrum. The site is described as Tax # 17806 [IN NE-NW], in Section 30; E2-NW EX TX# 17806 EX PTN LYING SE OF RR R/W & EX RR R/W [IN SE-NW], LOT 1 EX W 1 AC, LT 2 EX W 10 AC [TX#13658], PTN ABAND RR R/W LYING IN THE NE-NW in Section 30 & E2-SW, LT 3 & 4 in Section 19, Township 52 North, Range 04 West, B. M., Kootenai County, Idaho.\u2020 The Hearing Examiner heard this request on October 21, 2010 and recommended approval.\u2020 Written comments must be submitted ten days prior to the hearing.\u2020 If you require special accommodation, please contact the Kootenai County Building and Planning Department seven days prior to the hearing.\u2020 Further information may be obtained from the Kootenai County Building and Planning Department located at 451 Government Way, P.O. Box 9000, Coeur d'Alene, ID 83816-9000, (208) 446-1070. Legal 1581 December 14, 2010

Notice of Trustee's Sale TS #: ID-10-389399-NH On 3/18/2011, at 11:00 AM (recognized local time), at the following location in the County of KOOTENAI, State of Idaho: In the lobby of Pioneer Title Company of Kootenai County located at 100 Wallace Avenue, Coeur d'Alene, ID 83814, Pioneer Title Company of Ada County dba Pioneer Lender Trustee Services as Trustee , as Trustee on behalf of JPMorgan Chase Bank, National Association will sell at public auction, to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following real property, situated in the County of KOOTENAI State of Idaho, and described as follows: THE NORTH HALF OF THE SOUTH HALF OF THE NORTHEAST QUARTER OF THE SOUTHWEST QUARTER OF SECTION 12, TOWNSHIP 53 NORTH, RANGE 4 WEST BOISE MERIDIAN, KOOTENAI COUNTY, IDAHO. The Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Section 60-113 Idaho Code, the Trustee has been informed that the address of 30968 N RIFFLE RD , SPIRIT LAKE, ID 83869 is sometimes associated with said real property. Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by JOHN J INMAN AND NAOMI INMAN , HUSBAND AND WIFE as Grantor/Trustor, in which MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., AS NOMINEE FOR GLOBAL CREDIT UNION A CREDIT UNION, is named as Beneficiary and ALLIANCE TITLE AND ESCROW CORPORATION as Trustee and recorded 5/22/2006 as Instrument No. 2032630000 in book xxx, page xxx, of Official Records in the office of the Recorder of KOOTENAI County, Idaho. Please Note: The above Grantors are named to comply with section 45-1506(4)(A), Idaho Code, No representation is made that they are, or are not, presently responsible for this obligation set forth herein. The Default for which this sale is to be made is the failure to pay when due, under Deed of Trust and Note dated 5/17/2006. The monthly installments of principal, interest, and impounds (if applicable) of $1,383.66, due per month for the months of 11/1/2009 through 11/1/2010, and all subsequent installments until the date of sale or reinstatement. The principal balance owing as of this date on the obligation secured by said Deed of Trust is $184,440.79 together with interest thereon at the current rate of 6.6250 per cent (%) per annum from 10/1/2009. All delinquent amounts are now due, together with accruing late charges, and interest, unpaid and accruing taxes, assessments, trustee's fees, attorney's fees, and any amounts advanced to protect the security associated with this foreclosure and that the beneficiary elects to sell or cause the trust property to be sold to satisfy said obligation. If the Trustee is unable to convey title for any reason, the successful bidder's sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee, or the Mortgagee's Attorney. Date: 11/09/2010 By Pioneer Title Company of Ada County dba Pioneer Lender Trustee Services as Trustee By: Quality Loan Service Corp. of Washington, a Washington Corporation, its attorney-in-fact 2141 5th Avenue San Diego, CA 92101 Angelica Castillo, Assistant Secretary For Sale Information Call: 714-730-2727 or Login to: www.fidelityasap.com If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holders right's against the real property only. THIS IS AN ATTEMPT TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations.ASAP# 3809875 Legal 1436 November 23, 30, 2010 December 7, 14, 2010

Notice of Trustee's Sale Idaho Code 45-1506 Today's date: November 17, 2010 File No.: 7037.71235 Sale date and time (local time): March 18, 2011 at 10:00 AM Sale location: in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID 83814 Property address: 1018 N. 7th Street Coeur d' Alene, ID 83814 Successor Trustee: Northwest Trustee Services, Inc., an Idaho Corporation P.O. Box 997 Bellevue, WA 98009 (425) 586-1900 Deed of Trust information Original grantor: Tami D. Venzor, a single person Original trustee: First American Title Insurance Company Original beneficiary: Mortgage Electronic Registration Systems, Inc. solely as nominee for American Mortgage Network, Inc. Recording date: 08/02/2006 Recorder's instrument number: 2047319000 County: Kootenai Sum owing on the obligation: as of November 17, 2010: $109,267.29 Because of interest, late charges, and other charges that may vary from day to day, the amount due on the day you pay may be greater. Hence, if you pay the amount shown above, an adjustment may be necessary after we receive your check. For further information write or call the Successor Trustee at the address or telephone number provided above. Basis of default: failure to make payments when due. Please take notice that the Successor Trustee will sell at public auction to the highest bidder for certified funds or equivalent the property described above. The property address is identified to comply with IC 60-113 but is not warranted to be correct. The property's legal description is: The North 50 feet of the South 101 feet less the East 80 feet of Block 4, Reid's Addition to Coeur d'Alene, in Book "A" of Plats, Page 141, records of Kootenai County, Idaho. The sale is subject to conditions, rules and procedures as described at the sale and which can be reviewed at www.northwesttrustee.com or USA-Foreclosure.com. The sale is made without representation, warranty or covenant of any kind. (TS# 7037.71235) 1002.177232-FEI Legal 1448 November 30, 2010 December 7, 14, 21, 2010

NOTICE OF TRUSTEE'S SALE On FRIDAY, MARCH 11, 2011, AT THE HOUR OF 11:20 o'clock A.M., local time, of said day, at the front steps of the Kootenai County Courthouse, 501 Government Way, Coeur d'Alene, Idaho, Jonathon D. Hallin, as Successor Trustee, will sell at public auction to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real property, together with fixtures, of the following described real property in Kootenai County, Idaho: That portion of the North Half of the Southwest Quarter in Section 19, Township 51 North, Range 4 West, located North of that certain 100 foot strip conveyed to the Coeur d'Alene and Pend D'Oreille Railway Company, by deed recorded August 11, 1910, in Book 40 of Deeds, Page 262, records of Kootenai County, Idaho: EXCEPTING that portion conveyed to the State of Idaho by deed recorded March 26, 1952 in Book 140 of Deeds, Page 518, records of Kootenai County, Idaho; and FURTHER EXCEPTING the South 986.91 feet of the Northeast Quarter of the Southwest Quarter in Section 19, Township 51 North, Range 4 West, Boise Meridian, Kootenai County, Idaho. NOTE: The address of the subject property is described as follows: NNA Highway 41, Post Falls, Idaho 83854. The Trustee has no knowledge of a more particular description of the above referenced real property for purposes of compliance with Section 60-113 Idaho Code. Said sale will be made without covenant or warranty regarding title, possession or encumbrance to satisfy the obligations secured by and pursuant to the power of sale conferred in the Deed of Trust described as follows: A Deed of Trust to secure an indebtedness of $1,287,797.00, and any other amounts as therein provided, payable under the terms, conditions, provisions and stipulations thereof Dated: December 24, 2007 Grantor: Prairie Properties, LLC, an Idaho limited liability company Trustee: First American Title Company of North Idaho Beneficiary: Mountain West Bank Recorded: December 31, 2007 Instrument No.: 2138420000 Said Deed of Trust modified by Instrument Recorded: July 27, 2009 Instrument No.: 2224293000 THE GRANTORS NAMED HEREIN ARE LISTED TO COMPLY WITH SECTION 45-1506 OF THE IDAHO CODE. No representation is made whether or not they are currently responsible for the obligation listed herein. The default for which this sale is to be made is the obligation secured by the Deed of Trust is in default because the Grantors have breached provisions of the Deed of Trust including those paragraphs captioned "Death or Insolvency" and "Adverse Change," each of which constitutes an Event of Default. As a result, the Beneficiary has given notice and accelerated the unpaid balance due on the underlying obligation. As of October 18, 2010, the outstanding principal balance owing on the obligation secured by the Deed of Trust was $1,306,041.00, plus accrued interest and late charges in the amount of $6,798.57. Additional interest accrues at the rate of 5.000000% per annum or $178.90972 per day. Grantors must also pay outstanding taxes, interest, penalties, late charges, service charges, appraisal fees, title policy fees, and any other disbursements, costs, fees or expenses incurred or paid by the Beneficiary and/or Trustee associated with this Notice of Default and/or foreclosure as provided by the Deed of Trust, Promissory Note, or by Idaho law. JONATHON D. HALLIN, Attorney at Law, is successor trustee of said Deed of Trust. DATED: November 5, 2010 ____________________________ JONATHON HALLIN, Trustee 601 E. Front Ave., Suite 502, Coeur d'Alene, Idaho 83814 208-667-0517 Legal 1451 November 30, 2010 December 7, 14, 21, 2010

David W. Lohman, P.A. Attorney at Law Post Office Box 2332 Coeur d'Alene, ID 83816 Telephone (208) 664-5544 Facsimile (208) 765-1101 Attorney for Harriet Lucas IN THE DISTRICT COURT OF THE FIRST JUDICIAL DISTRICT OF THE STATE OF IDAHO, IN AND FOR THE COUNTY OF KOOTENAI Case No. CV-10-9337 NOTICE TO CREDITORS IN THE MATTER OF THE ESTATE OF WESLEY EHRMANTRANT, Deceased. NOTICE is hereby given that the undersigned, Harriet Lucas, has been appointed personal representative of the above-named decedent. All persons having claims against the decedent or the estate are required to present their claims within four months after the date of the first publication of this Notice to Creditors or said claims will be forever barred. Claims must be presented to the undersigned at the address indicated, and filed with the Clerk of the Court. DATED this 10th day of November, 2010. ____________________________ Harriet Lucas c/o David W. Lohman, P.A. Attorney at Law Post Office Box 2332 Coeur d'Alene, ID 83816 Telephone (208) 664-5544 Legal 1483 November 30, 2010 December 7, 14, 2010

Notice of Trustee's Sale Idaho Code 45-1506 Today's date: November 19, 2010 File No.: 7037.71343 Sale date and time (local time): March 21, 2011 at 10:00 AM Sale location: in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID 83814 Property address: 233 S. Eastwood Street Post Falls, ID 83854 Successor Trustee: Northwest Trustee Services, Inc., an Idaho Corporation P.O. Box 997 Bellevue, WA 98009 (425) 586-1900 Deed of Trust information Original grantor: Michael F. Saccone, an unmarried man Original trustee: Stewart Title Original beneficiary: Mortgage Electronic Registration Systems, Inc. solely as nominee for Accredited Home Lenders, Inc. Recording date: 05/12/2005 Recorder's instrument number: 1949394 County: Kootenai Sum owing on the obligation: as of November 19, 2010: $131,263.79 Because of interest, late charges, and other charges that may vary from day to day, the amount due on the day you pay may be greater. Hence, if you pay the amount shown above, an adjustment may be necessary after we receive your check. For further information write or call the Successor Trustee at the address or telephone number provided above. Basis of default: failure to make payments when due. Please take notice that the Successor Trustee will sell at public auction to the highest bidder for certified funds or equivalent the property described above. The property address is identified to comply with IC 60-113 but is not warranted to be correct. The property's legal description is: Lot 5, Block 1, of Eastwood Glen, according to the plat thereof, recorded in Book F of Plats, Pages 58 and 58A, Records of Kootenai County, Idaho. The sale is subject to conditions, rules and procedures as described at the sale and which can be reviewed at www.northwesttrustee.com or USA-Foreclosure.com. The sale is made without representation, warranty or covenant of any kind. (TS# 7037.71343) 1002.177511-FEI Legal 1484 November 30, 2010 December 7, 14, 21, 2010

Notice of Trustee's Sale Idaho Code 45-1506 Today's date: November 19, 2010 File No.: 7037.71616 Sale date and time (local time): March 21, 2011 at 10:00 AM Sale location: in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID 83814 Property address: 9653 North Cloverleaf Road Hauser, ID 83854 Successor Trustee: Northwest Trustee Services, Inc., an Idaho Corporation P.O. Box 997 Bellevue, WA 98009 (425) 586-1900 Deed of Trust information Original grantor: Bill E. Otto and Cindy A. Otto, husband and wife Original trustee: Pioneer Title Original beneficiary: JPMorgan Chase Bank, N.A. Recording date: 01/08/2008 Recorder's instrument number: 2139474000 County: Kootenai Sum owing on the obligation: as of November 19, 2010: $204,934.83 Because of interest, late charges, and other charges that may vary from day to day, the amount due on the day you pay may be greater. Hence, if you pay the amount shown above, an adjustment may be necessary after we receive your check. For further information write or call the Successor Trustee at the address or telephone number provided above. Basis of default: failure to make payments when due. Please take notice that the Successor Trustee will sell at public auction to the highest bidder for certified funds or equivalent the property described above. The property address is identified to comply with IC 60-113 but is not warranted to be correct. The property's legal description is: The South 125 feet of Block 37, Lakeside Gardens, according to the plat recorded in the office of the County Recorder in Book "C" of Plats at Page 35, Records of Kootenai County, State of Idaho. Less and except the East 4 feet of the South 4 feet of Tract 37, Lakeside Gardens, according to the plat recorded in the office of the County Recorder in Book "C" of Plats at Page 35, Records of Kootenai County, State of Idaho. The sale is subject to conditions, rules and procedures as described at the sale and which can be reviewed at www.northwesttrustee.com or USA-Foreclosure.com. The sale is made without representation, warranty or covenant of any kind. (TS# 7037.71616) 1002.177484-FEI Legal 1485 November 30, 2010 December 7, 14, 21, 2010

Notice of Trustee's Sale Idaho Code 45-1506 Today's date: October 3, 2010 File No.: 7037.09558 Sale date and time (local time): February 02, 2011 at 10:00 AM Sale location: in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID 83814 Property address: 4051 W. Pleasant Lane Post Falls, ID 83854 Successor Trustee: Northwest Trustee Services, Inc., an Idaho Corporation P.O. Box 997 Bellevue, WA 98009 (425) 586-1900 Deed of Trust information Original grantor: Steven D. Banker & Kimberly Banker, husband & wife Original trustee: First American Title Original beneficiary: Mortgage Electronic Registration Systems, Inc. solely as nominee for First Horizon Home Loans, a division of First Tennessee Bank N.A. Recording date: January 28, 2008 Recorder's instrument number: 2142036000 County: Kootenai Sum owing on the obligation: as of October 3, 2010: $204,024.90 Because of interest, late charges, and other charges that may vary from day to day, the amount due on the day you pay may be greater. Hence, if you pay the amount shown above, an adjustment may be necessary after we receive your check. For further information write or call the Successor Trustee at the address or telephone number provided above. Basis of default: failure to make payments when due. Please take notice that the Successor Trustee will sell at public auction to the highest bidder for certified funds or equivalent the property described above. The property address is identified to comply with IC 60-113 but is not warranted to be correct. The property's legal description is: Lot 2, Block 2, Pleasant View, according to the plat recorded in Book E of Plats, Page 231, Records of Kootenai County, Idaho. The sale is subject to conditions, rules and procedures as described at the sale and which can be reviewed at www.northwesttrustee.com or USA-Foreclosure.com. The sale is made without representation, warranty or covenant of any kind. (TS# 7037.09558) 1002.172771-FEI Legal 1529 December 7, 14, 21, 28, 2010

Notice of Trustee's Sale TS#: ID-10-398031-NH On 4/1/2011, at 11:00 AM (recognized local time), at the following location in the County of KOOTENAI, State of Idaho: In the lobby of Pioneer Title Company of Kootenai County located at 100 Wallace Avenue, Coeur dAlene, ID 83814, Pioneer Title Company Of Ada County dba Pioneer Lender Trustee Services as Trustee , as Trustee on behalf of Wells Fargo Bank, N.A will sell at public auction, to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following real property, situated in the County of KOOTENAI State of Idaho, and described as follows: A portion of the Northeast Quarter of Section 18, Township 50 North, Range 3 West, Boise Meridian, Kootenai County, Idaho, described as follows: BEGINNING at the Southeast corner of the PONDEROSA PARK SUBDIVISION, said point being the Southeast corner of Lot 13, Block 3, said PONDEROSA PARK SUBDIVISION; thence South 16 degrees 21' West, 194.46 feet; thence North 87 degrees 25' West, 225.39 feet; thence North 4 degrees 56' East, 89.10 feet to an iron pin which is the TRUE POINT OF BEGINNING; thence North 70 degrees 09' West 148.27 feet to an iron pin; thence South 63 degrees 10' West, 31.12 feet to an iron pin; thence South 28 degrees 10' East, 126.88 feet to an iron pin; thence North 54 degrees 49' East, 131.33 feet to the TRUE POINT OF BEGINNING. LESS any portion within the road right of way. NOTE: The address of the subject property is described as follows: 1480 N. Galena Drive, Coeur d'Alene, ID 83814 The Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Section 60-113 Idaho Code, the Trustee has been informed that the address of 1480 N GALENA DRIVE, COEUR D ALENE, ID 83814 is sometimes associated with said real property. Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by MATTHEW E LAVIGNE AND JENNIFER L LAVIGNE, HUSBAND AND WIFE as Grantor/Trustor, in which WORLD SAVINGS BANK, FSB, ITS SUCCESSORS AND/OR ASSIGNEES, A FEDERAL SAVINGS BANK, is named as Beneficiary and ALLIANCE TITLE & ESCROW CORPORATION, A DELWARE CORPORATION as Trustee and recorded 12/13/2006 as Instrument No. 2072124000 in book - , page - , of Official Records in the office of the Recorder of KOOTENAI County, Idaho. Please Note: The above Grantors are named to comply with section 45-1506(4)(A), Idaho Code, No representation is made that they are, or are not, presently responsible for this obligation set forth herein. The Default for which this sale is to be made is the failure to pay when due, under Deed of Trust and Note dated 12/8/2006. The monthly installments of principal, interest, and impounds (if applicable) of $944.80, due per month for the months of 8/1/2010 through 11/16/2010, and all subsequent installments until the date of sale or reinstatement. The principal balance owing as of this date on the obligation secured by said Deed of Trust is $202,685.47 together with interest thereon at the current rate of 7.3000 per cent (%) per annum from 7/1/2010. All delinquent amounts are now due, together with accruing late charges, and interest, unpaid and accruing taxes, assessments, trustee's fees, attorney's fees, and any amounts advanced to protect the security associated with this foreclosure and that the beneficiary elects to sell or cause the trust property to be sold to satisfy said obligation. If the Trustee is unable to convey title for any reason, the successful bidder's sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee, or the Mortgagee's Attorney. Date: 11/23/2010 By: Pioneer Title Company of Ada County dba Pioneer Lender Trustee Services as Trustee By: Quality Loan Service Corp. of Washington, a Washington Corporation, its attorney-in-fact 2141 5th Avenue San Diego, CA 92101 Angelica Castillo, Assistant Secretary For Sale Information Call: 714-730-2727 or Login to: www.fidelityasap.com If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holders right's against the real property only. THIS IS AN ATTEMPT TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. ASAP# 3827168 Legal 1530 December 7, 14, 21, 28, 2010