Legals for March, 13 2020

NOTICE TO CREDITORS IN THE DISTRICT COURT OF THE FIRST JUDICIAL DISTRICT OF THE STATE OF IDAHO, IN AND FOR THE COUNTY OF KOOTENAI IN THE MATTER OF THE ESTATE OF: SHONTELL JOSETTE SILAR Date of Death: 12/29/19 CASE NO. CV28-20-0776 NOTICE IS HEREBY GIVEN that the undersigned has been appointed Personal Representative of the estate of the above-named decedent. All persons having claims against the decedent or the estate are required to present their claims within four months after the date of the first publication of this Notice or said claims will be forever barred. Claims must be presented to the undersigned at the address indicated, and filed with the Clerk of the Court. DATED: February 24, 2020 /s/REBECCA J. SMITH, Personal Representative c/o Pamela Massey Callahan & Associates, Chtd. PO Box 2226 Coeur d'Alene, ID 83816 CDA LEGAL 3212 AD#367766 FEBRUARY 28, MARCH 6, 13, 2020

NOTICE TO CREDITORS IN THE DISTRICT COURT OF THE FIRST JUDICIAL DISTRICT OF THE STATE OF IDAHO, IN AND FOR THE COUNTY OF KOOTENAI IN THE MATTER OF THE ESTATE OF: RUTH LOCENA GANDY Date of Death: 11/30/19 CASE NO. CV28-20-1599 NOTICE IS HEREBY GIVEN that the undersigned has been appointed Personal Representative of the estate of the above-named decedent. All persons having claims against the decedent or the estate are required to present their claims within four months after the date of the first publication of this Notice or said claims will be forever barred. Claims must be presented to the undersigned at the address indicated, and filed with the Clerk of the Court. DATED: March 10, 2020 /s/Steven Gandy, Personal Representative c/o Kimmer Callahan Callahan & Associates, Chtd. PO Box 2226 Coeur d'Alene, ID 83816 CDA LEGAL 3291 AD#371097 MARCH 13, 20, 27, 2020

City of Post Falls Kootenai County, Idaho WRF Tertiary Treatment Improvements ADVERTISEMENT FOR BIDS PROJECT TITLE: City of Post Falls WRF Tertiary Treatment Improvements Separate sealed BIDS for the WRF Tertiary Treatment Improvements located at Post Falls, Idaho and other related work as set forth in the Contract documents for the WRF Tertiary Treatment Improvements will be received by the City of Post Falls at the City Clerk's office, 408 N. Spokane St, Post Falls, Idaho 83854, until 2:00 p.m. local time on May 14, 2020 and then in the Basement Conference Room, publicly opened and read aloud. The project is an upgrade to an existing wastewater reclamation facility (WRF), generally including the following: 1.Conversion of oxidation ditches 1 to 4 from A-0 process to A-2-0 process to recover alkalinity and for total nitrogen reduction. 2.Equipment modifications and additions to oxidation ditches and nutrient reduction equipment in oxidation ditches 5 and 6. 3.New secondary clarifier no. 8 and RAS pumping. 4.New secondary effluent intermediate pump station. 5.New rapid mix, flocculation and plate settler tertiary clarification system. 6.New membrane filtration system and building. 7.New UV system in new building including utility water pumping. 8.New plant drain pump station no. 2, 9.Site, yard piping and electrical system improvements. 10.Other ancillary system improvements. It is the intent of these documents to describe the work required to complete this project in sufficient detail to secure comparable bids. All parts or work not specifically mentioned which are necessary in order to provide a complete installation shall be included in the bid and shall conform to all Local, State and Federal requirements. The PROJECT MANUAL, DRAWINGS and EXHIBITS may be examined at the following location(s): *City of Post Falls City Hall, 408 N. Spokane St, Post Falls, ID 83854 *Post Falls WRF, 2002 W. Seltice Way, Post Falls, ID 83854 *J-U-B ENGINEERS, Inc., 7825 Meadowlark Way, Coeur d'Alene, ID 83815 Electronic copies of the Contract Documents shall be obtained at www.questcdn.com upon payment of $20.00 (log on and enter Quest project #6805187). The standard set of Bidding Documents is electronic pdf files. A pre-Bid conference will be held on March 26, 2020 at 10:00 a.m. local time in the Council Chambers at the City of Post Falls, 408 N. Spokane St, Post Falls, ID 83854. Bidders are encouraged to attend and participate in the conference. In determining the lowest responsive bid, the Owner will consider all acceptable bids on a basis consistent with the bid package. All bids must be signed and accompanied by evidence of authority to sign. Bids must be accompanied by Bid Security in the form of a bid bond, certified check, cashier's check or cash in the amount of five percent of the amount of the bid proposal. Said bid security shall be forfeited to the City of Post Falls should the successful bidder fail to enter into contract in accordance with their proposal as specified in the Instructions to Bidders. The City of Post Falls reserves the right to reject any or all proposals, waive any nonmaterial irregularities in the bids received, and to accept the lowest responsive bid. Questions during bidding should be directed to Sharon Strom, P.E. at J-U-B ENGINEERS, Inc. at 7825 Meadowlark Way, Coeur d'Alene, ID 83815; phone (208) 762-8787; fax (208) 762-9797; email sstrom@jub.com. Date: March 11, 2020 John Beacham, Public Works Director, City of Post Falls CDA LEGAL 3294 AD#371146 MARCH 13, 20, 2020

NOTICE TO CREDITORS (I.C. 15-3-801) IN THE DISTRICT COURT OF THE FIRST JUDICIAL DISTRICT OF THE STATE OF IDAHO, IN AND FOR THE COUNTY OF KOOTENAI IN THE MATTER OF THE ESTATE OF Ronald Bernard Smith Deceased Case No. CV28-20-1538 NOTICE IS HEREBY GIVEN that Robin Bernard Smith has been appointed Personal Representative of the above named Estate. All persons having claims against the decedent or the Estate are required to present their claims within four (4) months after the date of the first publication of this Notice to Creditors, or said claims will be forever barred. Claims must be presented to the undersigned at the address indicated and filed with the Clerk of the Court. Dated this 10th day of March, 2020 /s/Rebecca R. Eyman Attorney at Law CDA LEGAL 3290 AD#371067 MARCH 13, 20, 27, 2020

NOTICE TO CREDITORS (I.C. 15-3-801) IN THE DISTRICT COURT OF THE FIRST JUDICIAL DISTRICT OF THE STATE OF IDAHO, IN AND FOR THE COUNTY OF KOOTENAI IN THE MATTER OF THE ESTATE OF JOSEPH C. HENDRICKSON, Deceased. CASE NO.:CV28-20-1194 NOTICE IS HEREBY GIVEN that Darlene Hendrickson has been appointed personal representative of the above-named decedent. All persons having claims against the decedent or the estate are required to present their claims within four months after the date of the first publication of this Notice or said claims will be forever barred. Claims must be presented to the undersigned at the address indicated, and filed with the Clerk of the Court. DATED this 3rd day of March, 2020. /s/ Ryan Crandall Attorney for Personal Representative CDA LEGAL 3248 AD#369541 MARCH 6, 13, 20, 2020

NOTICE TO CREDITORS IN THE DISTRICT COURT OF THE FIRST JUDICIAL DISTRICT OF THE STATE OF IDAHO, IN AND FOR THE COUNTY OF KOOTENAI In the Matter of the Estate of: EVELYN S. NIEDENZU, Deceased. CASE NO. CV 28-20-1682 NOTICE IS HEREBY GIVEN that the undersigned has been appointed Personal Representative of the above-named Decedent. All persons having claims against the Decedent or the estate are required to present their claims within FOUR (4) MONTHS after the date of the first publication of this Notice to Creditors, or said claims will be forever barred. Claims must be presented to the undersigned at the address indicated and filed with the Clerk of the Court. DATED this 10th day of March, 2020. /s/KURT S. NIEDENZU Personal Representative c/o CUSACK LAW FIRM, PLLC 320 E. Neider Avenue, Suite 206 Coeur d'Alene, ID 83815 CDA LEGAL 3288 AD#371057 MARCH 13, 20, 27, 2020

SUMMARY OF ORDINANCE NO 264 The City of Dalton Gardens, Kootenai County, Idaho, hereby gives notice of the adoption of Dalton Gardens Ordinance No. 264, an ordinance of the City of Dalton Gardens, a municipal corporation of the State of Idaho, amending Title 1, Chapter 7, Section 1 to require posting of agendas on the city website; amending Title 1, to add Chapter 11 to provide for appeals; amending Title 2, to make the provisions for the building code board of appeals consistent with the building codes; amending Title 3, Chapter 6, Section 8 to make appeals for home based businesses consistent with other sections of the code; amending Title 3, Chapter 7, Section 5 to make appeals for parade permits consistent with other sections of the code; amending Title 4, Chapter 1, Section 5, Subsection b. to make it consistent with other code sections, amending Title 4, Chapter 1, Sections 10 and 11 to make appeals related to the building code consistent with other sections of the code; amending Title 4, Chapter 3, Section 10 to make site disturbance appeals consistent with other sections of the code; amending Title 4, Chapter 5, Section 10 to make hillside developinent appeals consistent with other sections of the code; amending Title 5, Chapter 3, Section 1 to make appeals related to classification of unlisted uses in the commercial zone consistent with other sections of the code; repealing Title 5, Chapter 3, Section 13 in its entirety; amending Title 5, Chapter 7, Section 6 to make special use permit appeals consistent with other sections of the code; amending Title 5, Chapter 8, Section 5 to inake variance appeals consistent with other sections of the code; amending Title 5, Chapter 10, Section 3 to clarify 110tice procedures for public hearings, annending Title 5, Chapter 10, Section 4 to make zoning appeals consistent with other sections of the code; amending Title 5, Chapter 10, Section 5 to delete the section in its entirety; amending Title 5, Chapter 10, Section 7 to make appeals for the notice and order process consistent with other sections of the code; amending Title 6, Chapter 6, Section 5 to make appeals on short subdivisions consistent with other sections of the code; amending Title 7, Chapter 4, Section 4 to make appeals regarding subsurface sewage disposal systems consistent with other sections of the code and to eliminate the variance provision for this chapter; providing severability; providing repeal of conflicting ordinances; and providing an effective date. The full text of the sunmarized Ordinance No. 264 is available at Dalton Gardens City Hall, 6360 N. 4" Street, Dalton Gardens, Idaho 83815 in the office of the City Clerk, /s/Valerie Anderson, City Clerk CDA LEGAL 3293 AD#371138 MARCH 13, 2020

SUMMONS To: CHRIS T. DAWSON You have been sued by UNIFUND CCR, LLC, the Plaintiff, in the FIRST District Court in and for KOOTENAI COUNTY, Idaho, Case No. CV28-19-7705. The nature of the claim against you is collection of money owed by you. Any time after 21 days following the last publication of this summons, the court may enter a judgment against you without further notice, unless prior to that time you have filed a written response in the proper form, including the Case No., and paid any required filing fee to the Clerk of the Court at 501 Government Way, Coeur d'Alene, ID, telephone (208) 466-1160,, and served a copy of your response on the Plaintiff's attorney MICHAEL J. ARCHIBALD, #8476 at M2 Law Group PC, P.O. Box 330, Meridian, ID 83680, telephone (208) 336-3331. A copy of the Summons and Complaint can be obtained by contacting either the Clerk of the Court or the attorney for Plaintiff. If you wish legal assistance, you should immediately retain an attorney to advise you in this matter. Dated: February 24, 2020 JIM BRANNON KOOTENAI COUNTY District Court By /s/ Susan McCoy Deputy CDA LEGAL 3211 AD#367745 FEBRUARY 28, MARCH 6, 13, 20, 2020

NOTICE OF HEARING ON NAME CHANGE (Adult or Emancipated Minor) IN THE DISTRICT COURT FOR THE FIRST JUDICIAL DISTRICT FOR THE STATE OF IDAHO, IN AND FOR THE COUNTY OF KOOTENAI IN RE: Jennifer Nicole Hart Legal Name Case No. CV28-20-1493 A Petition to change the name of Jennifer Nicole Hart now residing in the City of Rathdrum, State of Idaho, has been filed in the District Court in Kootenai County, Idaho. The name will change to Genevieve Serena Hart The reason for the change in name is: I have no personal connection to my birth name A hearing on the petition is scheduled for 1:30 o'clock p.m. on April 6, 2020 at the Kootenai County Courthouse. Objections may be filed by any person who can show the court a good reason against the name change. Date: February 25, 2020 CLERK OF THE DISTRICT COURT By:/s/ KATHERINE HAYDEN Deputy Clerk CDA LEGAL 3247 AD#369539 MARCH 6, 13, 20, 27, 2020

NOTICE OF HEARING ON NAME CHANGE (Adult or Emancipated Minor) IN THE DISTRICT COURT FOR THE SECOND JUDICIAL DISTRICT FOR THE STATE OF IDAHO, IN AND FOR THE COUNTY OF KOOTENAI IN RE: Erica Cheyanne Harrison CASE NO. CV-28-20-1690 A Petition to change the name of Erica Cheyanne Harrison, now residing in the City of Rathdrum, State of Idaho, has been filed in the District Court in Kootenai County, Idaho. The name will change to Erica Cheyanne Valli. The reason for the change in name is: I don't have any affiliation with my biological father. I want my step-dad's last name. A hearing on the petition is scheduled for 1:30 o'clock p.m. on April 6, 2020 at the Kootenai County Courthouse. Objections may be filed by any person who can show the court a good reason against the name change. Date: March 3, 2020 JIM BRANNON, CLERK OF THE DISTRICT COURT By: /s/ Bobee Deglman Deputy Clerk CDA LEGAL 3252 AD#369709 MARCH 6, 13, 20, 27, 2020

NOTICE TO CREDITORS (I.C. 15-3-801) IN THE DISTRICT COURT OF THE FIRST JUDICIAL DISTRICT OF THE STATE OF IDAHO, IN AND FOR THE COUNTY OF KOOTENAI IN THE MATTER OF THE ESTATE OF GERALD W. OLMSTED, Deceased. CASE NO. CV28-19-8273 NOTICE IS HEREBY GIVEN that the undersigned has been appointed personal representative of the above-named decedent. All persons having claims against the decedent or the estate are required to present their claims within the later of: (1) sixty days after the personal representative served or mailed the notice to the creditor as provided under I.C. 15-3-801(b); or (2) four months after the date of the first publication of the notice, or said claims will be forever barred. Claims must be presented to the undersigned at the address indicated, and filed with the Clerk of the Court. DATED this 4th day of November, 2019. /s/ Kristine Olmsted c/o Seanna M. Bodholt Randall | Danskin, P.S. 601 W. Riverside Ave., Ste. 1500 Spokane, WA 99201 CDA LEGAL 3287 AD#371054 MARCH 13, 20, 27, 2020

NOTICE TO CREDITORS IN THE DISTRICT COURT OF THE FIRST JUDICIAL DISTRICT OF THE STATE OF IDAHO, IN AND FOR THE COUNTY OF KOOTENAI In the Matter of the Estate of GARY NEIL KNAPP, Deceased. Probate Case No. CV28-20-1380 NOTICE IS HEREBY GIVEN that CARLA BENNETT has been appointed Personal Representative for the above-named Decedent. All persons having claims against the Decedent or the estate are required to present their claims within FOUR (4) MONTHS after the date of the first publication of this Notice to Creditors, or said claims will be forever barred. Claims must be presented to the undersigned at the address indicated and filed with the Clerk of the Court. DATED this 3rd day of March, 2020. /s/Richard P. Wallace Attorney for Personal Representative PO Box 3561 Post Falls ID 83877 CDA LEGAL 3253 AD#369736 MARCH 6, 13, 20, 2020

Notice of Annual Report Notice is hereby given that the Spirit Lake Urban Renewal Agency has filed the Annual Report for the calendar year 2018 with the City of Spirit Lake. The report is available for inspection during business hours in the office of the City Clerk. CDA LEGAL 3285 AD#371148 MARCH 13, 2020

Notice of Annual Report Notice is hereby given that the Spirit Lake Urban Renewal Agency has filed the Annual Report for the calendar year 2019 with the City of Spirit Lake. The report is available for inspection during business hours in the office of the City Clerk. CDA LEGAL 3286 AD#371150 MARCH 13, 2020

NOTICE OF TRUSTEE'S SALE Deed of Trust Grantor: Recreational Living, LLC, an Idaho limited liability company, as to Parcels 1, 2, 3 and 4, and Ah Two, LLC, an Idaho limited liability company, as to Parcel 5. Current Beneficiaries of the Deed of Trust: Kerry Lease & Associates, LLC a Washington limited liability company, as to an undivided 82.88% interest and to Paul F. Sands a married man as his sole and separate property, as to an undivided 17.12% interest. Current Trustee of the Deed of Trust: Steven O. Anderson, Stamper Rubens, P.S. 720 W. Boone Ave., Spokane, WA 99201, (509) 326-4800. Current Mortgage servicer of the Deed of Trust: Allegro Escrow Services, Inc., 12423 E. Broadway, Spokane Valley, WA 99216, (800) 285-5341. (Allegro Escrow Account Number xxx45637). Reference No. of Deed of Trust: Records of Kootenai County, ID, Instrument No. 2463230000, on July 15, 2014. Tax Parcel Nos: C2565017009B, C2565017008C, C2565017008D, C2565015011A, C2565015012B, and C2565015013C. NOTICE UNDER 15 U.S.C. Section 1692 et seq. - The above account has been listed for immediate collection. Unless you dispute the validity of this debt or any portion of it within 30 days of receipt of this notice, we assume the debt to be a valid one. If however you notify us within the next thirty (30) days following receipt of this notice, that you do dispute the validity of this debt, or any portion of it, we will obtain verification of the debt, or a copy of the judgment, whichever the case may be and mail that copy of the verification or judgment to you. Also, upon request within thirty (30) days of the receipt of this notice, we will provide you with the name and address of the original creditor, if it is different from the current creditor listed above. On Friday, May 1, 2020, at the hour of 10:00 o'clock A.M., of said day within the lobby of the First American Title Company, located at 1866 North Lakewood Drive, Coeur d'Alene, Idaho, 83814, an authorized Agent for Steven O. Anderson, Trustee, will sell at public auction, to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real property, situated in the County of Kootenai, State of Idaho, and described as follows, to-wit: A complete legal description of C2565017009B, C2565017008C, C2565017008D, C2565015011A, C2565015012B, C2565015013C, and C2565017011A is attached hereto as Exhibit A. (ONE OF THE LIEN INSTRUMENTS DESCRIBED HEREIN BELOW ERRONEOUSLY ENCUMBERED A PORTION OF SAID TAX PARCEL NO. C2565017011A. SAID LIEN INSTRUMENTS DESCRIBED HEREIN ARE IN THE PROCESS OF BEING PARTIALLY RECONVEYED IN ORDER TO CORRECT SAID ERRONEOUS LEGAL DESCRIPTION. SAID TAX PARCEL C2565017011A IS NOT BEING FORECLOSED UPON IN THIS FORECLOSURE.) Information concerning the foreclosure action may be obtained from the Trustee, whose telephone number is (509) 326-4800. According to the Trustee's records, the street addresses of 1221 W. Mill Ave., Coeur d'Alene, Idaho 83814 as to Parcel No. C2565017009B, 1219 W. Mill Ave., Coeur d'Alene, Idaho 83814 as to Parcel No. C2565017008C, 1217 W. Mill Ave., Coeur d'Alene, Idaho 83814 as to Parcel No. C2565017008D, and 1808 and 1820 Northwest Blvd. Coeur d'Alene, Idaho 83814 as to Parcel Nos. C2565015011A, C2565015012B and C2565015013C, are sometimes associated with said properties. Said sale will be made without covenant or warranty regarding title, possession, or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by Recreational Living, LLC and Covered Bridge Income Two, LLC, as Grantors, Steven O. Anderson as Trustee, and Kerry Lease & Associates, LLC, as to an undivided 77.21% interest, and Paul Sands, a married man, as to an a 22.79% interest as Beneficiaries, dated July 10, 2014, and recorded July 15, 2014 as Instrument No. 246323000, records of Kootenai County, Idaho, which Deed of Trust was modified by that modification agreement recorded April 1, 2015 as instrument no. 2492209000 and re-recorded on April 9, 2015 as instrument no. 2493071000, and was modified again by that second modification agreement recorded on September 21, 2018 as instrument no. 2662569000. THE ABOVE GRANTOR IS NAMED TO COMPLY WITH SECTION 45-1506(4)(a) IDAHO CODE. NO REPRESENTATION IS MADE THAT IT IS, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. The default for which the foreclosure is to be made is the failure to pay when due, under the Deed of Trust and Note dated July 10, 2014, an unpaid principal balance in the amount of $492,258.28, accrued and unpaid interest (12/31/18 to 10/18/19) in the amount of $91,522.96, late charges as of October 18, 2019 totaling $8,860.68, an extension fee of $31,996.84, payable to the Beneficiaries, as in the modification executed March 27, 2015, a modification fee of $37,500.00, payable to Kerry Lease & Associates, and a modification fee of $15,000.00, payable to Commercial Lending Northwest, as in the Modification executed September 12, 2018, and Escrow fees owed in the amount of $793.90. All amounts so stated are delinquent and now due, in addition to any unpaid interest, late charges and escrow fees having accrued since October 18, 2019, together with the advances by beneficiary to protect the security associated with this foreclosure, and the Trustee's fees and/or attorney's fees and costs incurred by said beneficiary in this foreclosure. (1) Grantors are in further default of the obligations set forth in the Deed of Trust dated July 10, 2014, recorded July 15, as Instrument No. 2463230000, records of Kootenai County, Idaho, in the following particulars: Grantors have, in violation of the terms of the said Deed of Trust, permitted recordation of the following encumbrances against the real property above described: (a) As to Parcel 1: (Parcel No. C2565017009B - 1221 W. Mill Avenue) a. Unpaid and delinquent real property taxes, 2016, in the amount of $1,308.00, plus penalties and interest having accrued and accruing thereon; b. Unpaid and delinquent real property taxes, 2017, in the amount of $1,469.92, plus penalties and interest having accrued and accruing thereon; c. Unpaid and delinquent real property taxes, 2018, in the amount of $1,486.06, plus penalties and interest having accrued and accruing thereon; (b) As to Parcel 2: (Parcel No. C2565017008C - 1219 W. Mill Avenue) a. Unpaid and delinquent real property taxes, 2016, in the amount of $1,740.67, plus penalties and interest having accrued and accruing thereon; b. Unpaid and delinquent real property taxes, 2017, in the amount of $1,816.95, plus penalties and interest having accrued and accruing thereon; c. Unpaid and delinquent real property taxes, 2018, in the amount of $1,809.93, plus penalties and interest having accrued and accruing thereon; (c) As to Parcel 3: (Parcel No. C2565017008D - 1217 W. Mill Avenue) a. Unpaid and delinquent real property taxes, 2016, in the amount of $606.01, plus penalties and interest having accrued and accruing thereon; b. Unpaid and delinquent real property taxes, 2017, in the amount of $721.05, plus penalties and interest having accrued and accruing thereon; c. Unpaid and delinquent real property taxes, 2018, in the amount of $728.49, plus penalties and interest having accrued and accruing thereon; (d) As to Parcel 5: (Parcel Nos. C2565015011A, C2565015012B, C2565015013C - 1808 & 1820 NW Blvd.) a. C2565015011A: i. Unpaid and delinquent real property taxes, 2018, in the amount of $2,358.27, plus penalties and interest having accrued and accruing thereon; b. C2565015012B: i. Unpaid and delinquent real property taxes, 2016, in the amount of $6,126.04, plus penalties and interest having accrued and accruing thereon; ii. Unpaid and delinquent real property taxes, 2017, in the amount of $6,248.34, plus penalties and interest having accrued and accruing thereon; iii. Unpaid and delinquent real property taxes, 2018, in the amount of $5,753.76, plus penalties and interest having accrued and accruing thereon, C. C2565015013C: i. Unpaid and delinquent real property taxes, 2018, in the amount of $6,230.02, plus penalties and interest having accrued and accruing thereon. The beneficiary elects to sell or cause the trust property to be sold to satisfy this obligation. DATED this 30th day of December, 2019. THIS FIRM IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE DEBT SET FORTH ON THIS NOTICE WILL BE ASSUMED TO BE VALID UNLESS YOU DISPUTE THE DEBT BY PROVIDING THIS OFFICE WITH NOTICE OF YOUR DISPUTE WITHIN 30 DAYS OF YOUR RECEIPT OF THIS NOTICE, SETTING FORTH THE BASIS OF YOUR DISPUTE. IF YOU DISPUTE THE DEBT WITHIN 30 DAYS, WE WILL OBTAIN AND MAIL VERIFICATION OF THE DEBT TO YOU. IF THE CREDITOR IDENTIFIED IN THIS NOTICE IS DIFFERENT THAN YOUR ORIGINAL CREDITOR, WE WILL PROVIDE YOU WITH THE NAME AND ADDRESS OF THE ORIGINAL CREDITOR IF YOU REQUEST THIS INFORMATION IN WRITING WITHIN 30 DAYS. Steven Ø. Anderson. Trustee Stamper Rubens, P.S. 720 W. Boone, Suite 200 Spokane, WA 99201 (509) 326-4800 Exhibit "A" Real property in the County of Kootenai, State of Idaho, described as follows: Parcel 1: The West 97 feet of the South half of Lot 9, Block 17, East Lacrosse, according to the plat recorded in Book B of Plats, page 119, records of Kootenai County, Idaho, described as follows: Commencing at the Southwest corner of Lot 9 in Block 17; thence Easterly, 97 feet; thence at right angles Northerly 138.25 feet to a point; thence at right angles Westerly, 97.4 feet to the West line of said Lot 9; thence at right angles Southerly along West line of Lot 9, 138.25 feet to the place of beginning, Parcel 2: The West 50 feet of the South half of Lot 8, Block 17, East Lacrosse, according to the Plat recorded in Book B of Plats, page 119, records of Kootenai County, Idaho, Parcel 3: The East 50 feet of the West 100 feet of the South half of Lot 8, Block 17, East Lacrosse, according to the plat recorded in Book B of Plats, page 119, records of Kootenai County, Idaho. Parcel 4: The fifty foot wide vacated right of way of Mill Street from the noted plat of East Lacrosse adjoining the Westerly one hundred feet of Lot 8, all of Lots 9 and 10, and the Westerly one hundred feet of Lot 11, Block 17, and the Easterly thirty feet of vacated government road from the noted Fort Sherman abandoned military reservation, adjoining the Westerly end of the Mill Street right of way, and lying between portions of government road vacated by city of Coeur d'Alene ordinance no. 3122 (recorded as Instrument No. 1814589), both vacated under ordinance no. 3499, recorded January 9, 2015 as Instrument No. 2482887000, situated in the county of Kootenai, State of Idaho. Parcel 5: All that portion of Lots 11 and 12, Block 15, East Lacrosse Addition to Coeur d'Alene, Kootenai County, State of Idaho, according to the plat recorded in Book "B" of Plats, page 119, lying North and East of the Gibbs by-pass highway. And Lot 13, Block 15, East Lacrosse Addition to Coeur d'Alene, Kootenai County, State of Idaho, according to the plat recorded in Book "B" of Plats, page 119, Except the South 62 feet of West 100 feet thereof; Also except the East 3 feet of the South 60 feet thereof; and except: Commencing at the Southeast corner of Lot 13, Block 15, East Lacrosse Addition; thence North along the East line of said Lot 13, a distance of 60 feet to the point of beginning for this description; thence Continuing North along said East line of Lot 13, a distance of 86 feet to a point on the South line of North half of said Lot 13; thence At right angles West, along South line of said North half of Lot 13, a distance of 47 feet to a point; thence At right angles South, 86 feet to a point; thence at right angles West, 3 feet to a point; thence At right angles South, 60 feet to a point on the South line of said Lot 13; thence At right angles East, 47 feet along the South line of said Lot 13; thence At right angles North, parallel with the East line of said Lot 13, a distance of 60 feet to a point; thence At right angles East, 3 feet to the point of beginning. And The West 50 feet of the North half of Lot 14, all in Block 15, East Lacrosse Addition to Coeur d'Alene, Kootenai County, State of Idaho, according to the plat recorded in Book "B" of Plats, page 119. And together with that portion of North Street vacated by Ordinance No. 3277, recorded November 14, 2006 as Instrument No. 2066688000, that would attach by operation of law. Also except from all of the above the North 5.0 feet of Lots 11, 12, 13 and West 50 feet of Lot 14, Block 15, of the East Lacrosse Addition to Coeur d'Alene, recorded in Book "B" of Plats, page 119, records of Kootenai County, Idaho. Also except: A portion of Lot 11, Block 15 of East Lacrosse Addition to Coeur d'Alene (according to the plat filed in Book B of Plats at page 119, records of Kootenai County, Idaho) situated in the Southwest quarter of Section 11, Township 50 North, Range 4 West, Kootenai County, Idaho, described as follows: Commencing at the Northeast corner of that portion of said Lot 11 shown on a record of survey filed in Book 20 of Surveys at page 141 (records of Kootenai County, Idaho), being also a point on the Southerly right of way of Emma Avenue; thence Along said Southerly right of way North 88°52'10" West, 136.83 feet to a point on the Easterly right of way of Northwest Boulevard, said point being the real point of beginning; thence Along the Southerly right of way of said Emma Avenue South 88°52'10" East, 25.82 feet to a point; thence Leaving said Southerly right of way South 29°40'17" West, 24.08 feet to a point on the Easterly right of way of said Northwest Boulevard; thence Along said Easterly right of way North 32°56'51" West, 25,54 feet to the real point of beginning. Also except: A portion of Lot 12, Block 15 of East Lacrosse Addition to Coeur d'Alene (according to the plat filed in Book B of Plats at page 119, records of Kootenai County, Idaho) situated in the Southwest quarter of Section 11, Township 50 North, Range 4 West, Kootenai County, Idaho described as follows: Commencing at the Southeast corner of that portion of said Lot 12 shown on a record of survey filed in Book 20 of Surveys at page 141 (records of Kootenai County, Idaho), being also a point on the Northerly right of way of Davidson Avenue; thence Along said Northerly right of way North 88°52'33" West, 89.38 feet to a point on the Easterly right of way of Northwest Boulevard, said point being the real point of beginning; thence Leaving said Northerly right of way along said Easterly right of way North 32°56'51" West, 7.33 feet; thence Leaving said Easterly right of way South 61°24'05" East 13.15 feet to a point on the Northerly right of way of said Davidson Avenue; thence Along said Northerly right of way North 88°52'33" West 7.57 feet to the real point of beginning. CDA LEGAL 3157 AD#365498 FEBRUARY 21, 28, MARCH 6, 13, 2020

NOTICE OF TRUSTEE'S SALE Deed of Trust Grantor: Ronald J. Ayers, a single man, as to Parcel I; Devon Mountain, LLC, an Idaho limited liability company, as to Parcel II. Current Beneficiaries of the Deed of Trust: Craig D. Gates and Christine B. Gates, husband and wife, as to an undivided 24.5902% interest, Richard H. Conrad, an unmarried man, as to an a 28.6885% interest, and Paul F. Sands, an unmarried man as to an undivided 22.1311% interest, and J. Scott Fitzgerald and Tessa M. Fitzgerald, husband and wife, as to an undivided 24.5902% interest. Current Trustee of the Deed of Trust: Steven 0. Anderson, Stamper Rubens, P.S. 720 W. Boone Ave., Spokane, WA 99201, (509) 326-4800. Current Mortgage servicer of the Deed of Trust: Allegro Escrow Services, Inc., 12423 E. Broadway, Spokane Valley, WA 99216, (800) 285-5341. (Allegro Escrow Account Number xxx47230). Reference No. of Deed of Trust: Records of Kootenai County, ID, Instrument No. 2548697000, on June 10, 2016. Tax Parcel Nos: Parcel I: C2565015015A and Parcel II: 49N02W069100. NOTICE UNDER 15 U.S.C. Section 1692 et seq. - The above account has been listed for immediate collection. Unless you dispute the validity of this debt or any portion of it within 30 days of receipt of this notice, we assume the debt to be a valid one. If however you notify us within the next thirty (30) days following receipt of this notice, that you do dispute the validity of this debt, or any portion of it, we will obtain verification of the debt, or a copy of the judgment, whichever the case may be and mail that copy of the verification or judgment to you. Also, upon request within thirty (30) days of the receipt of this notice, we will provide you with the name and address of the original creditor, if it is different from the current creditor listed above. On Friday, May 1, 2020, at the hour of 10:00 o'clock A.M., of said day within the lobby of the First American Title Company, located at 1866 North Lakewood Drive, Coeur d'Alene, Idaho, 83814, an authorized Agent for Steven O. Anderson, Trustee, will sell at public auction, to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real property, situated in the County of Kootenai, State of Idaho, and described as follows, to-wit: Parcel I: Kootenai County Tax Parcel No. C2565015015A, 1750 Pinewood Court, Coeur d'Alene, Idaho 83814. Parcel II: Kootenai County Tax Parcel No. 49N02W069100, 10588 W. Wolf Lodge Bay Road, Coeur d'Alene, Idaho 83814. (A complete legal description for Parcel I and Parcel II is attached hereto as Exhibit "A") Information concerning the foreclosure action may be obtained from the Trustee, whose telephone number is (509) 326-4800. According to the Trustee's records, the street addresses of 1750 Pinewood Court, Coeur d'Alene, Idaho 83814 as to Parcel I and 10588 W. Wolf Lodge Bay Road, Coeur d'Alene, Idaho 83814 as to Parcel 2 are sometimes associated with said properties. Said sale will be made without covenant or warranty regarding title, possession, or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by Ronald J. Ayers, a single man, and Devon Mountain, LLC, as Grantors, Steven O. Anderson as Trustee, and Craig D. Gates and Christine B. Gates, husband and wife, as to an undivided 30.1508% interest, Richard H. Conrad, an unmarried man, as to an a 27.6382% interest, and Paul F. Sands, an unmarried man as to an undivided 12.0602% interest, and J. Scott Fitzgerald and Tessa M. Fitzgerald, husband and wife, as to an undivided 30.1508% interest as Beneficiaries, dated June 8, 2016, and recorded as Instrument No. 2548697000, records of Kootenai County, Idaho. THE ABOVE GRANTOR IS NAMED TO COMPLY WITH SECTION 45-1506(4)(a) IDAHO CODE. NO REPRESENTATION IS MADE THAT IT IS, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. The default for which the foreclosure is to be made is the failure to pay when due, under the Deed of Trust and Note dated June 8, 2016, an unpaid principal balance in the total amount of $1,220,000.00, accrued and unpaid interest as of October 18, 2019, in the total amount of $240,884.16, accrued and unpaid late charges as of October 18, 2019 in the total amount of $23,790.00, a modification fee payable to the Beneficiaries as in the Modification executed September 12, 2018, provided, in the total amount of $78,300.00, and accrued and unpaid escrow fees as of October 18, 2019, in the total amount of $757.66. All amounts so stated are delinquent and now due, in addition to any unpaid interest, late charges and escrow fees having accrued since October 18, 2019, together with the advances by beneficiary to protect the security associated with this foreclosure, and the Trustee's fees and/or attorney's fees and costs incurred by said beneficiary in this foreclosure. (1) Grantors are in further default of the obligations set forth in the Deed of Trust dated June 8, 2016, recorded June 10, 2016, as Instrument No. 2548697000, records of Kootenai County, Idaho, in the following particulars: Grantors have, in violation of the terms of the said Deed of Trust, permitted recordation of the following encumbrances against the real property above described as Parcel I: Real Property Taxes: Unpaid and delinquent real property taxes, 2018, in the amount of $6,979.68, plus penalties and interest having accrued and accruing thereon; Grantors have, in violation of the terms of the said Deed of Trust, permitted recordation of the following encumbrances against the real property above described as Parcel II: Real Property Taxes: Unpaid and delinquent real property taxes, 2018, in the amount of $8,944.84, plus penalties and interest having accrued and accruing thereon; Grantors have, in violation of the terms of the said Deed of Trust, permitted recordation of the following encumbrances against the real property above described as Parcel I and Parcel II: (a) Lien: Idaho Tax Commission, State Tax, Lien No. 20182259715, dated February 27, 2018; (b) Lien: Idaho State Tax Commission, State Taxes, Lien Nos.20192314218, 20192314242, 20192314280, 20192314334, 20192314305, 20192314354, 20192314416 & 20192314388, dated February 15, 2019; (c) Lien: Idaho State Tax Commission, State Tax, Lien Nos. 20194606092, 20194606224, 20194606757 & 20194607219, dated March 26, 2019; (d) Lien: Idaho State Tax Commission, State Tax, Lien Nos. 20194956166 & 20194957225; (e) Lien: Idaho State Tax Commission, State Tax, Lien Nos. 20195000639 & 20195001547; and, (f) Lien: Miller Stauffer Architects, P.A., Lien No. 2711988000. The beneficiary elects to sell or cause the trust property to be sold to satisfy this obligation DATED this 30th day of December, 2019. THIS FIRM IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE DEBT SET FORTH ON THIS NOTICE WILL BE ASSUMED TO BE VALID UNLESS YOU DISPUTE THE DEBT BY PROVIDING THIS OFFICE WITH NOTICE OF YOUR DISPUTE WITHIN 30 DAYS OF YOUR RECEIPT OF THIS NOTICE, SETTING FORTH THE BASIS OF YOUR DISPUTE. IF YOU DISPUTE THE DEBT WITHIN 30 DAYS, WE WILL OBTAIN AND MAIL VERIFICATION OF THE DEBT TO YOU. IF THE CREDITOR IDENTIFIED IN THIS NOTICE IS DIFFERENT THAN YOUR ORIGINAL CREDITOR, WE WILL PROVIDE YOU WITH THE NAME AND ADDRESS OF THE ORIGINAL CREDITOR IF YOU REQUEST THIS INFORMATION IN WRITING WITHIN 30 DAYS. Steven O. Anderson. Trustee Stamper Rubens, P.S. 720 W. Boone, Suite 200 Spokane, WA 99201 (509) 326-4800 Exhibit "A" Real property in the County of Kootenai, State of Idaho, described as follows: PARCEL I: That portion of the East 50 feet of Lot 14 and all of Lots 15 and 16, Block 15, EAST LACROSSE, according to the plat recorded in Book "B" of plats at Page 119, records of Kootenai County, Idaho. Described as a portion of that tract described in Warranty Deed recorded as Instrument No. 1932320 (records of Kootenai County, Idaho), described as follows: COMMENCING at a found iron rod monumenting the Northwest corner of said tract, and as shown on Record of Survey recorded in Book 13 of Surveys at Page 46 (records of Kootenai County, Idaho), said point being the REAL POINT OF BEGINNING; thence Along the Northerly line of said tract North 89°59'12" East (North 89°59'19" East, record) a distance of 266.85 feet; thence Leaving said Northerly line South 00°17'54" West, a distance of 110.16 feet; thence South 89°42'06" East, a distance of 1,00 feet; thence South 00°17'54" West, a distance of 95.30 feet; thence South 89°58'16" West, a distance of 1.00 feet; thence South 00°17'54" West, a distance of 86.63 feet to a point on the Southerly line of said tract; thence Along said Southerly line, South 90°00'00" West, a distance of 265.69 feet to the Southwest corner of said tract; thence Leaving said Southerly line along the Westerly line of said tract, North 00°04'19" east, a distance of 292,03 feet (North 00°04'30" East, 292.00 feet, record) to the REAL POINT OF BEGINNING. EXCEPTING THEREFROM the West 5.0 feet of the East 50.0 feet of Lot 14; also the North 5.0 feet of the East 50.0 feet of Lot 14, the North 5.0 feet of Lots 15 and 16; also, the South 5.0 feet of the East 50.0 feet of Lot 14, the South 5.0 feet of Lots 15 and 16, all being in Block 15 of the EAST LACROSSE ADDITION, recorded in Book "B" of Plats at Page 119, records of Kootenai County, Idaho. PARCEL II: A portion of the South half of the Southeast Quarter of Section 6, Township 49 North, Range 2 West of the Boise Meridian, Kootenai County, Idaho, more particularly described as follows: BEGINNING at the Southeast corner of said Section 6; thence, South 87°38'36" West, 1961.21 feet; thence North 06°05'37" West, 712.35 feet; thence North 40°27'43" West, 372.42 feet; thence North 64°18'08" West 229.36 feet; thence North 55°05'54" West, 166.00 feet to a point; thence North 01°09'53" West, 94.08 feet to a point (under water at this time); thence North 88°50'11" East, 731.93 feet to a point; thence North 89°39'45" East, 1881.21 feet to a point (on the section line common to Sections 5 and 6); thence South 00°24'11" East, 1225.49 feet to the Southeast corner of said Section 6 (USFS aluminum cap monument) and the TRUE POINT OF BEGINNING. EXCEPTING THEREFROM that portion conveyed to the State of Idaho by Deed recorded November 19, 1958 in Book 176 of Deeds at Page 107, records of Kootenai County, Idaho. ALSO EXCEPTING THEREFROM that portion conveyed to the State of Idaho by Deed recorded November 19, 1958 in Book 176 at Page 109, records of Kootenai County, Idaho. CDA LEGAL 3158 AD#365507 FEBRUARY 21, 28, MARCH 6, 13, 2020

NOTICE OF TRUSTEE'S SALE Deed of Trust Grantor: Recreational Living, LLC, an Idaho limited liability company. Current Beneficiaries of the Deed of Trust: Robert K. Kirkpatrick, an incapacitated unmarried man, by and through conservator, Kenneth A. Hildebrant. Current Trustee of the Deed of Trust: Steven O. Anderson, Stamper Rubens, P.S. 720 W. Boone Ave., Spokane, WA 99201, (509) 326-4800. Current Mortgage servicer of the Deed of Trust: Allegro Escrow Services, Inc., 12423 E. Broadway, Spokane Valley, WA 99216, (800) 285-5341. (Allegro Escrow Account Number xxx48459). Reference No. of Deed of Trust: Records of Kootenai County, ID, Instrument No. 2619008000, on November 3, 2017. Tax Parcel Nos: C2565017011A. NOTICE UNDER 15 U.S.C. Section 1692 et seq. - The above account has been listed for immediate collection. Unless you dispute the validity of this debt or any portion of it within 30 days of receipt of this notice, we assume the debt to be a valid one. If however you notify us within the next thirty (30) days following receipt of this notice, that you do dispute the validity of this debt, or any portion of it, we will obtain verification of the debt, or a copy of the judgment, whichever the case may be and mail that copy of the verification or judgment to you. Also, upon request within thirty (30) days of the receipt of this notice, we will provide you with the name and address of the original creditor, if it is different from the current creditor listed above. On Friday, May 1, 2020, at the hour of 10:00 o'clock A.M., of said day within the lobby of the First American Title Company, located at 1866 North Lakewood Drive, Coeur d'Alene, Idaho, 83814, an authorized Agent for Steven O. Anderson, Trustee, will sell at public auction, to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real property, situated in the County of Kootenai, State of Idaho, and described as follows, to-wit: Kootenai County Tax Parcel No. C2565017011A, 1214 W. Mill Avenue, Coeur d'Alene, Idaho 83814. (A complete legal description is attached hereto as Exhibit "A") Information concerning the foreclosure action may be obtained from the Trustee, whose telephone number is (509) 326-4800. According to the Trustee's records, the street address of 1214 W. Mill Avenue, Coeur d'Alene, Idaho 83814 is sometimes associated with said property. Said sale will be made without covenant or warranty regarding title, possession, or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by Recreational Living, LLC, as Grantor, First American Title Company as Trustee, and Robert K. Kirkpatrick, an incapacitated unmarried man, by and through conservator, Kenneth A. Hildebrant as Beneficiary, dated November 2, 2017, and recorded as Instrument No. 2619008000, records of Kootenai County, Idaho. THE ABOVE GRANTOR IS NAMED TO COMPLY WITH SECTION 45-1506(4)(a) IDAHO CODE. NO REPRESENTATION IS MADE THAT IT IS, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. The default for which the foreclosure is to be made is the failure to pay when due, under the Deed of Trust and Note dated November 2, 2017, an unpaid principal balance in the total amount of $270,000, accrued and unpaid interest as of October 18, 2019, in the total amount of $40,261.56, accrued and unpaid late charges as of October 18, 2019 in the total amount of $3,780.00, and accrued and unpaid escrow fees as of October 18, 2019, in the total amount of $496.53. All amount so stated are delinquent and now due, in addition to any unpaid interest, late charges and escrow fees having accrued since October 18, 2019, together with the advances by beneficiary to protect the security associated with this foreclosure, and the Trustee's fees and/or attorney's fees and costs incurred by said beneficiary in this foreclosure. (1) Grantors are in further default of the obligations set forth in the Deed of Trust dated November 2, 2017, recorded November 3, 2017, as Instrument No. 2619008000, records of Kootenai County, Idaho, in the following particulars: Grantors have, in violation of the terms of the said Deed of Trust, permitted recordation of the following encumbrances against the real property above described: Real Property Taxes: a. Unpaid and delinquent real property taxes, 2016, in the amount of $14,567.93, plus penalties and interest having accrued and accruing thereon; b. Unpaid and delinquent real property taxes, 2017, in the amount of $14,502.62, plus penalties and interest having accrued and accruin thereon; c. Unpaid and delinquent real property taxes, 2018, in the amount of $13,342.23, plus penalties and interest having accrued and accruing thereon; The beneficiary elects to sell or cause the trust property to be sold to satisfy this obligation. DATED this 23rd day of December 2019. THIS FIRM IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE DEBT SET FORTH ON THIS NOTICE WILL BE ASSUMED TO BE VALID UNLESS YOU DISPUTE THE DEBT BY PROVIDING THIS OFFICE WITH NOTICE OF YOUR DISPUTE WITHIN 30 DAYS OF YOUR RECEIPT OF THIS NOTICE, SETTING FORTH THE BASIS OF YOUR DISPUTE. IF YOU DISPUTE THE DEBT WITHIN 30 DAYS, WE WILL OBTAIN AND MAIL VERIFICATION OF THE DEBT TO YOU. IF THE CREDITOR IDENTIFIED IN THIS NOTICE IS DIFFERENT THAN YOUR ORIGINAL CREDITOR, WE WILL PROVIDE YOU WITH THE NAME AND ADDRESS OF THE ORIGINAL CREDITOR IF YOU REQUEST THIS INFORMATION IN WRITING WITHIN 30 DAYS. Steven O. Anderson. Trustee Stamper Rubens, P.S. 720 W. Boone, Suite 200 Spokane, WA 99201 (509) 326-4800 Exhibit "A" Real property In the County of Kootenai, State of Idaho, described as follows: LOTS 10, 11 AND THE NORTH 130 FEET OF LOT 12, BLOCK 17, EAST LACROSSE ADDITION TO THE TOWN OF COEUR D'ALENE, ACCORDING TO THE PLAT RECORDED IN BOOK B OF PLATS, PAGE 119, TOGETHER WITH ANY PORTION OF VACATED ROADWAY THAT WOULD ATTACH BY OPERATION OF LAW AS RECORDED IN NOTICE OF ABANDONMENT AND VACATION OF ROADWAY, RECORDED JULY 18, 1997 AS INSTRUMENT NO. 1497879, TOGETHER WITH ANY PORTION OF VACATED RIGHT OF WAY THAT WOULD ATTACH BY OPERATION OF LAW AS RECORDED IN ORDINANCE NO. 3499, RECORDED JANUARY 9, 2015 AS INSTRUMENT NO. 2482887000. EXCEPTING THEREFROM THAT PORTION DESCRIBED IN QUITCLAIM DEED BY AND BETWEEN IDAHO AND WESTERLY RAILWAY COMPANY, A CORPORATION, TO COEUR D'ALENE AND PEND O'REILLE RAILWAY COMPANY, A CORPORATION, RECORDED JANUARY 4, 1912 IN BOOK 47 OF DEEDS, PAGE 7, RECORDS OF KOOTENAI COUNTY, IDAHO, CDA LEGAL 3159 AD#365521 FEBRUARY 21, 28, MARCH 6, 13, 2020

NOTICE OF TRUSTEE'S SALE T.S. No. 090205-ID Parcel No.: R1600001013A On 7/8/2020 at 9:00 AM (recognized local time), North Entrance, Administration building -Veteran's Memorial Plaza, 451 Government Way, Coeur D'Alene, ID 83815, in the County of Kootenai, SYDNEY K. LEAVITT, ESQ., a member of the State Bar of Idaho, of ALDRIDGE PITE, LLP as trustee, will sell at public auction, to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real property, situated in the County of Kootenai, State of Idaho, and described as follows, to wit: THE WEST 40 FEET OF LOT 13, BLOCK 1, CRENSHAW'S ADDITION TO RATHDRUM, ACCORDING TO THE PLAT RECORDED IN BOOK "A" OF PLATS, PAGE 121, RECORDS OF KOOTENAI COUNTY, IDAHO. The Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Idaho Code Section 60-113, the Trustee has been informed that the address of: 7845 W FIVEPOINT ST, RATHDRUM, IDAHO 83858, is commonly associated with said real property. Said sale will be made without covenant or warranty, express or implied, regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by TYLER J. COLOMBINI AND CANDACE M. COLOMBINI, HUSBAND AND WIFE, as Grantor(s), to NORTH IDAHO TITLE INSURANCE INC., as Trustee, for the benefit and security of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., AS BENEFICIARY, AS NOMINEE FOR EVERGREEN MONEYSOURCE MORTGAGE COMPANY, ITS SUCCESSORS AND ASSIGNS, as Beneficiary, dated 10/28/2015, recorded 10/30/2015, as Instrument No. 2521815000, official records of Kootenai County, Idaho. Please note: The above named Grantors are named to comply with Idaho Code Section 45-1506(4)(a); no representation is made that they are, or are not, presently responsible for the obligation. The default for which this sale is to be made is the failure to make monthly payments when due from 7/1/2019 and all subsequent monthly payments thereafter, including installments of principal, interest, impounds, advances, plus any charges lawfully due under the note secured by the aforementioned Deed of Trust, Deed of Trust and as allowed under Idaho Law. The sum owing on the obligation secured by said Deed of Trust as of 2/24/2020 is $90,212.05 including interest, costs, fees, including trustee and/or attorney fees and costs, and expenses actually incurred in enforcing the obligation thereunder or in this sale and to protect the security associated with the Deed of Trust, as authorized in the Note, Deed of Trust or as allowed under Idaho Law. Because interest, late charges, fees, costs and expenses continue to accrue, the total amount due varies from day to day. Hence, if you pay the amount shown above, an adjustment may be necessary after receipt of funds to satisfy the debt. For further information, write the Trustee at 4375 Jutland Drive, Ste. 200, San Diego, CA 92117, or call (866)931-0036 DATED: 2/24/2020 SYDNEY K. LEAVITT, ESQ., a member of the State Bar of Idaho, of ALDRIDGE PITE, LLP CDA LEGAL 3210 AD#367731 MARCH 6, 13, 20, 27, 2020

NOTICE YOU ARE HEREBY NOTIFIED THAT THE AMOUNT OF YOUR INDEBTEDNESS TO THE BENEFICIARY, THEIR SUCCESSORS IN INTEREST AND/OR ASSIGNEES AS RECITED BELOW, AS OF THE DATE OF THIS NOTICE/LETTER, IS $255,019.47. INTEREST (PRESENTLY AT THE RATE OF 3.125% PER ANNUM), FEES AND COSTS WILL CONTINUE TO ACCRUE AFTER THE DATE OF THIS NOTICE/LETTER. UNLESS YOU DISPUTE THE VALIDITY OF THE DEBT, OR ANY PORTION THEREOF WITHIN 30 DAYS AFTER RECEIVING NOTICE OF THIS DOCUMENT, THIS OFFICE WILL ASSUME THE DEBT TO BE VALID. IF YOU NOTIFY THIS OFFICE IN WRITING WITHIN THE 30-DAY PERIOD THAT THE DEBT OR ANY PORTION THEREOF IS DISPUTED, VERIFICATION OF THE DEBT WILL BE OBTAINED AND MAILED TO YOU. UPON WRITTEN REQUEST WITHIN 30 DAYS, THE NAME AND ADDRESS OF THE ORIGINAL CREDITOR, IF DIFFERENT FROM THE CURRENT CREDITOR, WILL BE PROVIDED. NOTICE: WE ARE A DEBT COLLECTOR. THIS COMMUNICATION IS AN ATTEMPT TO COLLECT A DEBT, AND ANY INFORMATION OBTAINED WILL BE USED FOR PURPOSES OF DEBT COLLECTION. NOTICE OF TRUSTEE'S SALE On May 13, 2020 at the hour of at 9:00 AM in the Auction.com Room of the La Quinta Inn & Suites Coeur d'Alene, 333 W. Ironwood Drive, Coeur d'Alene, ID 83814 located in Kootenai County, State of Idaho. William L. Bishop Jr., as successor trustee, will sell at public auction to the highest bidder, payable, for certified funds, or the equivalent, which is lawful money of the United States of America, all payable at the time of sale in compliance with Section 45-1506(9) Idaho Code, the following described real property, situated in Kootenai County, State of Idaho, and described as follows, to-wit; Lot 3 in Block 1 of Magellan Court, according to the plat thereof, filed in Book "G" of Plats at Page 140, official records of Kootenai County, Idaho. The Trustee has no knowledge of a more particular description of the above-referenced real property, but for purposes of compliance with Section 60-113 Idaho Code, the Trustee has been informed that according to the County Assessor's office, the address of 1530 W Columbus Ave, Coeur D'alene, ID 83815, is sometimes associated with said real property. Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the deed of trust executed by David Brian Childs and Kathy A. Childs, Husband and Wife, as grantors to, Pioneer Title Company, as trustee, for the benefit and security of Wells Fargo Financial Idaho, Inc., recorded November 21, 2005, as Instrument No. 1996548 Mortgage Records of Kootenai County, Idaho. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(A), IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THE OBLIGATION. The default(s) for which this sale is to be made is the failure to pay when due, under the Deed of Trust note, the following: The monthly payments for Principal and Interest Due from 06/01/2019 through 12/01/2019: and all subsequent payments until the date of sale or reinstatement These payments include interest at the current rate of 3.125%. Delinquent Payment(s): $8,724.77 NSF Fees: $30.00 Recoverable Balance: $2,874.03 Total Due: $11,628.80 The current beneficiary has declared that the Grantor is in breach of the terms and conditions of the obligation secured by the deed of trust. The nature of the breach is Grantor's failure to pay when due the monthly payments of principal, interest applicable escrow account payments from June 1, 2019, together with all subsequent payments, costs, advances, attorney's and trustee's fees and costs accruing until the date of sale, full satisfaction, or reinstatement of obligation. The sum owing on the obligation secured by the said trust deed consists of the principal balance of $244,163.10, together with any advances plus foreclosure fees and costs. All delinquent amounts are now due, together with accruing late charges and interest, unpaid and accruing taxes, assessments, trustee's fees, attorney's fees, and any amounts advanced to protect the security associated with this foreclosure. DATED: December 26, 2019 TRUSTEE By:/s/William L. Bishop Jr., Attorney At Law CDA LEGAL 2952 AD#353310 MARCH 13, 20, 27, APRIL 3, 2020

SUMMONS FOR SERVICE BY PUBLICATION IN THE DISTRICT COURT FOR THE FIRST JUDICIAL DISTRICT OF THE STATE OF IDAHO, IN AND FOR THE COUNTY OF KOOTENAI BELMONT, LLC, an Idaho limitedLiability company Plaintiff, v. WOODLAND SHORES, INC., a dissolved Idaho corporation; WOODLAND PARK, INC, an Idaho corporation; WOODLAND SHORES WATER AND SEWER ASSOCIATION, INC., an Idaho corporation; and JOHN and JANE DOES I through X, including ANY AND ALL PERSONS KNOWN OR UNKNOWN having any claim to or interest whatsoever in the following-described parcel of property: Lot 9, Block 1, WOODLAND SHORES SECOND ADDITION, County of Kootenai, State of Idaho, according to the official plat thereof recorded in Book F of Plats at Page 296, records of Kootenai County, Idaho, EXCEPTING THEREFROM THAT portion conveyed to the Worley Highway District in a deed recorded October 5, 2004 as Instrument No. 1904860, records of Kootenai County, Idaho. Defendants. Case No. CV28-20-1834 TO: JOHN and JANE DOES I through X, including ANY AND ALL PERSONS KNOWN OR UNKNOWN having any claim to or interest whatsoever in the following-described parcel of property. You have been sued by BELMONT, LLC, an Idaho limited liability company, the Plaintiff in the above mentioned case. The nature of the claim against you is to quiet title to the following real property: Lot 9, Block 1, WOODLAND SHORES SECOND ADDITION, County of Kootenai, State of Idaho, according to the official plat thereof recorded in Book F of Plats at Page 296, records of Kootenai County, Idaho, EXCEPTING THEREFROM THAT portion conveyed to the Worley Highway District in a deed recorded October 5, 2004 as Instrument No. 1904860, records of Kootenai County, Idaho. The Plaintiff in this case is seeking to quiet title to the subject property, and reserves the right to seek attorneys' fees in prosecuting this matter if judgment is taken by default, or in the event of contest, as set by this Court, together with Plaintiff's costs and disbursements incurred herein. Any time after twenty (21) days following the last publication of this Summons, the court may enter a judgment against you without further notice, unless prior to that time you have filed a written response in the proper form, including the case number, and paid any required filing fee to the Clerk of the Court at 324 W Garden Ave, Coeur d'Alene, Idaho 83814, and served a copy of your response on counsel for the Plaintiff, whose mailing address and telephone number are: Witherspoon, Kelley, c/o William C. Lenz, 422 W. Riverside Ave., Ste. 1100, Spokane, WA 99201, telephone no. (509) 624-5265. A copy of the Summons and Complaint for Quiet Title can be obtained by contacting either the Clerk of the Court or counsel for the Plaintiffs. If you wish legal assistance, you should immediately retain an attorney to advise you in this matter. DATED: March 9, 2020 KOOTENAI COUNTY DISTRICT COURT CLERK By:/s/ Susan McCoy Deputy CDA LEGAL 3289 AD#371061 MARCH 13, 20, 27, APRIL 3, 2020