Legals October 26, 2018

NOTICE TO CREDITORS IN THE DISTRICT COURT OF THE FIRST JUDICIAL DISTRICT OF THE STATE OF IDAHO, IN AND FOR THE COUNTY OF KOOTENAI In the Matter of the Estate of JOHN M. MOFFITT Deceased No. CV28-18-7849 NOTICE IS HEREBY GIVEN that the undersigned has been appointed Personal Representative of the above-named estate. All persons having claims against the decedent or his estate are required to present their claims within four (4) months after the date of first publication of this notice or said claims will be forever barred. Claims must be presented to the undersigned at the addresses indicated below and filed with the Clerk of the Court in the above-entitled Court. DATED this 21st day of September, 2018. /S/ Alison C. Richards Personal Representative 12202 NE 31st Pl. Bellevue, WA 98005 CDA LEGAL 519 AD# 237162 OCTOBER 19, 26, NOVEMBER 2, 2018

Notice of Self Storage Sale Please take notice By The Mall Storage - Located at 6176 N Government Way, Dalton Gardens, ID 83815 intends to hold a bid sale of self-storage units by the following persons in default of payment. The sale will occur at the storage facility: By The Mall Storage- Government Way on 10/29/18 at 12:00 PM. Bingham, Angel & Bryce, 2260 W Fairway Dr, Coeur d Alene, ID 83815, household goods. Chapin, Carrie, 3409 N 6th St, Coeur d Alene, ID 83815, household goods. All property is being stored at the above self-storage facility. This sale may be withdrawn at any time without notice. Certain terms and conditions apply. See manager for details. CDA LEGAL 518 AD# 237139 OCTOBER 19, 26, 2018

NOTICE TO CREDITORS IN THE DISTRICT COURT OF THE FIRST JUDICIAL DISTRICT OF THE STATE OF IDAHO, IN AND FOR THE COUNTY OF KOOTENAI IN THE MATTER OF THE ESTATES OF: HELEN MARIE OHRT and LELAND ALFRED OHRT Dates of Death: 5/6/2013 and 6/26/2018 respectively. CASE NO. CV28-18-7069 NOTICE IS HEREBY GIVEN that the undersigned has been appointed Personal Representative of the estates of the above-named decedents. All persons having claims against the decedents or the estates are required to present their claims within four months after the date of the first publication of this Notice or said claims will be forever barred. Claims must be presented to the undersigned at the address indicated, and filed with the Clerk of the Court. DATED this 22 day of October, 2018. /S/ Dale C. Ohrt DALE C. OHRT, Personal Representtive c/o Pamela MaseyCallahan & Associates, Chtd. PO Box 2226 Coeur d'Alene, ID 83816 CDA LEGAL 558 AD# 239537 OCTOBER 26, NOVEMBER 2, 9, 2018

NOTICE OF PUBLIC HEARING CITY OF DALTON GARDENS PLANNING COMMISSION SPECIAL USE REQUEST November 13, 2018 6:00 P.M. The Dalton Gardens Planning Commission will conduct a Public Hearing to receive testimony on a special use permit from Applicants Thomas and Eileen Wilson to allow an accessory structure to be built prior to the primary single family dwelling, pursuant to Section 5-5-2 of the Dalton Gardens Municipal Code. The Applicant proposes to construct a new 36'x60' shop at 7454 N Valley St. followed by a new home in 2019. The property is currently vacant. The property is identified as parcel number D98000020120. The legal description is Lot 12, Block 2, Schloss Addition. The property owner is The Wilson Family 1993 Trust. The hearing will be held at the Dalton Gardens City Hall, 6360 N. 4th Street, Dalton Gardens, Idaho on November 13, 2018 at 6:00 p.m. All interested persons are invited to appear and show cause, if any, why such items should or should not be approved. Copies of the application packets are available online at http://www.daltongardens.com or at City Hall during regular office hours (9am to 5pm, Monday - Thursday, 9am to 4 pm, Friday). City Hall is accessible to persons with disabilities. Anyone desiring accommodations for disabilities related to these documents or to the hearings can contact the City Clerk, 772-3698, at least 48 hours prior to the public hearing. Attest: Valerie Anderson City Clerk CDA LEGAL 559 AD# 239540 OCTOBER 26, NOVEMBER 2, 9, 2018

NOTICE TO CREDITORS IN THE DISTRICT COURT OF THE FIRST JUDICIAL DISTRICT OF THE STATE OF IDAHO, IN AND FOR THE COUNTY OF KOOTENAI IN THE MATTER OF THE ESTATE OF: GABRIEL BARTON CARRUTH, aka BART CARRUTH, Deceased. CASE NO. CV28-18-7777 (I.C. §15-3-801) NOTICE IS HEREBY GIVEN that the undersigned has been appointed personal representative of the above-named decedent. All persons having claims against the decedent or the estate are required to pre-sent their claims within four months after the date of the first publication of this Notice or said claims will be forever barred. Claims must be presented to the undersigned at the address indicated, and filed with the Clerk of the Court. DATED: October 1, 2018 /s/:NANCY DECKER CARRUTH Personal Representative 9323 N. Government Way, #324, Hayden, ID 83835 CDA LEGAL 517 AD# 237131 OCTOBER 19, 26, NOVEMBER 2, 2018

PUBLIC NOTICE OF FINANCIAL STATEMENT COMBINED STATEMENT OF REVENUES & EXPENDITURES WITH CHANGES IN FUND BALANCE - ALL FUNDS School District Name/Number: ITCA/489, IDAHO Budget Actual 2017-18 Salary & 2017-18 Salary & Code Account Budget Benefits Actual Benefits REVENUE RECEIPTS 410000 Local Sources 420000 County Sources 430000 State Sources 1189837 1081665 440000 Federal Sources 7020 19103 450000 Other Sources 9441 TOTAL REVENUES 1196857 1110209 460000 Transfers IN TOTAL REVENUE & TRANSFERS 1196857 1110209 EXPENDITURES 500000 Instructional Services 600020 500000 766122 492550 600000 Support Services 596837 211140 344087 88856 700000 Non-Instructional Services 800000 Facility Acquisition Services 910000 Debt Services TOTAL EXPENDITURES 1196857 711140 1110209 581406 920000 Transfers OUT TOTAL EXPENDITURES 1196857 1110209 & TRANSFERS Excess (Deficiency) of Revenues 0 0 over Expenditures & Transfers 320001 Fund Balance at July 1, 2017 6321 320002 Adjustments 320003 Adj. Fund Balance July 1, 2017 0 6321 FUND BALANCE At June 30, 2018 0 6321 320000 *Total of Line 20 + 26 The undersigned certify that this is a true and correct report of the financial condition of the ITCA School District. /s/Kerry Wysocki Chairperson of the Board /s/Monti Pittman Clerk of the Board /s/Mark McCormack Treasure of the Board CDA LEGAL 554 AD# 239384 OCTOBER 26, 2018

PUBLIC NOTICE OF FINANCIAL STATEMENT COMBINED STATEMENT OF REVENUES & EXPENDITURES WITH CHANGES IN FUND BALANCE - ALL FUNDS School District Name/Number:IDVA/452,Idaho Budget Actual 2017-18 Salary & 2017-18 Salary & Code Account Budget Benefits Actual Benefits REVENUE RECEIPTS 410000 Local Sources 420000 County Sources 430000 State Sources 11310922 11578829 440000 Federal Sources 2176624 1349942 450000 Other Sources 10000 8491 TOTAL REVENUES 13497546 12937262 460000 Transfers IN TOTAL REVENUE & TRANSFERS 13497546 12937262 EXPENDITURES 500000 Instructional Services 8318149 4806000 9993729 4291888 600000 Support Services 3434397 534000 2943534 479430 700000 Non-Instructional Services 800000 Facility Acquisition Services 910000 Debt Services TOTAL EXPENDITURES 11752546 5340000 12937263 4771318 920000 Transfers OUT 1745000 TOTAL EXPENDITURES 13497546 12937263 & TRANSFERS Excess (Deficiency) of Revenues 0 0 over Expenditures & Transfers 320001 Fund Balance at July 1, 2017 320002 Adjustments 320003 Adj. Fund Balance July 1, 2017 0 0 FUND BALANCE At June 30, 2018 0 0 320000 *Total of Line 20 + 26 The undersigned certify that this is a true and correct report of the financial condition of the IDVA 452 School District. /s/ Bjorn Handeen Chairperson of the Board /s/ Kelly Edginton Clerk of the Board /s/Allen Wenger Treasurer of the Board CDA LEGAL 555 AD# 239476 OCTOBER 26, 2018

NOTICE OF PUBLIC HEARING PLAT OF SURVEY #299 'CHANGE IN MELLICK ROAD' VALIDATION REQUEST NOTICE IS HEREBY GIVEN, that the Board of Commissioners of the POST FALLS HIGHWAY DISTRICT will hold a public hearing in accordance with the provisions of Idaho Code 40-203 and 40-203A, to consider the validation of: Roadway described in the Plat of Survey #299, 'Change in Mellick Road' dated June 15, 1910 located adjacent to or lying in the Northwest Quarter of Section 15, Township 50 North, Range 5, West of the Boise Meridian, Kootenai County Idaho.This plat of survey was recorded on January 6, 2014 as Instrument Number 2442041000 in Kootenai County along with Viewer's Report 'Mellick Road' dated October 15, 1902. The public hearing will be held at the District Office of the Post Falls Highway District, 5629 E. Seltice Way, Post Falls, ID 83854, on Wednesday, November 7, 2018 at 6:00 p.m. Written, electronic mail, or oral comments will be accepted. Anyone wishing to view a detailed description can do so at the District Office or by calling 208-765-3717. Any person needing special accommodation to participate in the above noticed meeting should contact the office three working days prior to the meeting. PFHD is compliant with Title VI of the Civil Rights Act of 1964, and the Civil Rights Restoration Act of 1987 (Public Law 100.259). DATED this 5th day of September, 2018 POST FALLS HIGHWAY DISTRIC ATTEST: BOARD OF COMMISSIONER Shirley Walson, Terry Werner, Chairman District Clerk Todd Tondee, Vice-Chairman Lynn Humphreys, Commissioner CDA LEGAL 542 AD# 238478 OCTOBER 24, 26, NOVEMBER 2, 2018

Storage/Auction/Foreclosure/Lien Sale Saturday October 27th 2018 1:00pm @ Post Falls Self Storage Located at : 2655 E. Seltice Way Post Falls, ID 83854 (208)773-7488 To be held: October 27th, 2018 at 1pm Units to auctioned off to the highest bidder. CASH ONLY B15, Karen Smith PO Box 2037 Estacada, OR 97032 "Yamaha" dirt Bike, two older jet skis, misc. car parts, misc. small engines and small engine parts, misc. tires, three motorcycle helmets, Aluminum step ladder , misc. boxes and totes, one floor jack, 2 propane tanks. F05, Tonya Feltwell 315 E 22nd Street Post Falls, Idaho 83854 One queen mattress and box spring, one microwave, two "Sony" surround sound speakers, one "Bissell Pro-heat" carpet cleaner, one long board, misc. boxes, misc. housewares, one wooden shelf. C18 Michael Wuerth 2767 Sunnyside Rd. Sandpoint, Idaho 83864 One "Fisher Price" baby rocker, misc. kids toys, misc. children's toys. C01, Joshua Jones 1125 W Marie Ave unit 22 Coeur d Alene, Idaho 83815 one drum set, rocking chair, "Epson" photo printer, toddler bed with mattress, "Alesis" multi MX8 8 channel mixer, "Crate" AMP, small love seat, misc. stereo parts, one wooden chest of drawers. CDA LEGAL 516 AD# 237091 OCTOBER 19, 26, 2018

Storage/Auction/Foreclosure/Lien Sale Saturday October 27th 2018 1:00pm @ Post Falls East Self Storage Located at : 4459 E Seltice Way Post Falls, ID 83854 (208)457-9939 To be held: October 27th, 2018 at 12 Noon Units to auctioned off to the highest bidder. CASH ONLY A137 Michelle Mundy 2718 N Julia B100 Coeur d Alene, Idaho 83815 Misc. boxes and totes, one sewing machine, one roll of butcher paper, beach wood, one propane tank, one set of Tiki Torches, misc. sewing supplies. CDA LEGAL 523 AD# 237546 OCTOBER 19, 26, 2018

SUMMONS BY PUBLICATION Case No. CV28-18-7120 IN THE DISTRICT COURT OF THE FIRST JUDICIAL DISTRICT OF THE STATE OF IDAHO, IN AND FOR THE COUNTY OF KOOTENAI-JOSEPH M. COULTER SR., Plaintiff, vs F.T.C. LLC and John and Jane Does 1-5, Defendants. TO: JOSEPH M. COULTER JR., as registered agent of F.T.C. LLC, and it's members; You have been sued by Joseph M. Coulter Sr., Plaintiff, in the District Court in and for Kootenai County, Idaho, Case No. CV28-18-7120. The nature of the claim is for an action to quiet title against known or unknown claimants in and to certain real property commonly known as 9013 Hess Street, Hayden, Kootenai County, Idaho and held by F.T.C. LLC. Any time after the last date of publication of this Summons, which publication shall be at least once a week for four (4) consecutive weeks, the Court may enter Judgment against you without further notice unless, prior to that time, you file a written response in the proper form, including Case No. CV28-18-7120, and pay any required filing fee to the Clerk of the Court at 324 West Garden Avenue, P.O. Box 9000, Coeur d'Alene, ID 83816, and serve a copy of your response on the Plaintiff's attorney, Ramsden, Marfice, Ealy & Harris, LLP at P.O. Box 1336, Coeur d'Alene, ID 83816-1336, Phone: (208) 664-5818. A copy of the Summons and Complaint can be obtained by contacting either the Clerk of the Court or the attorney for the Plaintiff. If you wish to have legal assistance, you should immediately retain an attorney to advise you in this matter. DATED: 10/08/18 CLERK OF THE COURT By: /S/ Deputy Clerk. CDA LEGAL 481 AD# 235538 OCTOBER 12, 19, 26, NOVEMBER 2, 2018

NOTICE TO CREDITORS Case No. CV-28-18-7162 IN THE DISTRICT COURT OF THE FIRST JUDICIAL DISTRICT OF THE STATE OF IDAHO, IN AND FOR THE COUNTY OF KOOTENAI In the Matter of the Estate of JAMES CLARK KUYKENDALL Deceased. NOTICE IS HEREBY GIVEN that the undersigned has been appointed Personal Representative of the above-name decedent. All persons having claims against the decedent or the estate are required to present their claims within four months after the date of the first publication of this Notice or said claims will be forever barred. Claims must be presented to the undersigned at the address indicated, and filed with the Clerk of the Court. NAINA G. KUYKENDALL c/o Richard W. Kochansky Attorney at Law 408 E. Sherman Ave. #201 Coeur d'Alene, ID 83814 CDA LEGAL 553 AD# 239365 OCTOBER 26, NOVEMBER 2, 9, 2018

NOTICE TO CREDITORS IN THE DISTRICT COURT OF THE FIRST JUDICIAL DISTRICT OF THE STATE OF IDAHO, IN AND FOR THE COUNTY OF KOOTENAI In the Matter of the Estate of JAMES F. BORKOSKI, Deceased. Probate Case No. CV28-18-6104 NOTICE IS HEREBY GIVEN that BRIAN E. BORKOSKI has been appointed Personal Representative for the above-named Decedent. All persons having claims against the Decedent or the estate are required to present their claims within FOUR (4) MONTHS after the date of the first publication of this Notice to Creditors, or said claims will be forever barred. Claims must be presented to the undersigned at the address indicated and filed with the Clerk of the Court. DATED this 17 day of October, 2018. /S/ RICHARD P. WALLACE Attorney for Personal Representative Attorney at Law 2370 N. Merritt Creek Lp Ste 1 Coeur d'Alene, ID 83814 CDA LEGAL 556 AD# 239520 OCTOBER 26, NOVEMBER 2, 9, 2018

NOTICE TO CREDITORS IN THE DISTRICT COURT OF THE FIRST JUDICIAL DISTRICT OF THE STATE OF IDAHO, IN AND FOR THE COUNTY OF KOOTENAI In the Matter of the Estate of LAWRENCE VERNON REHMS, Deceased. Probate case No. 28CV18-5851 NOTICE IS HEREBY GIVEN that the undersigned has been appointed Personal Representative of the above-named Decedent. All persons having claims against the Decedent or the estate are required to present their claims within FOUR (4) MONTHS after the date of the first publication of this Notice to Creditors, or said claims will be forever barred. Claims must be presented to the undersigned at the address indicated and filed with the Clerk of the Court. DATED this 18th day of October, 2018. /S/ RICHARD P. WALLACE Attorney for Personal Representative Attorney at Law 2370 N. Merritt Creek Lp Coeur d'Alene, ID 83814 CDA LEGAL 557 AD# 239523 OCTOBER 26, NOVEMBER 2, 9, 2018

NOTICE OF TRUSTEE SALE T.S. No. 073443-ID Parcel No.: 50N04W154975 NOTICE OF TRUSTEE'S SALE On 2/6/2019 at 9:00 AM (recog- nized local time), in the AUCTION.COM ROOM, LA QUINTA INN & SUITES, 333 W. IRONWOOD DRIVE, COUER D'ALENE, ID 83814, in the County of Kootenai, SYDNEY K. LEAVITT, ESQ., a member of the State Bar of Idaho, of ALDRIDGE PITE, LLP as trustee, will sell at public auction, to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real property, situated in the County of Kootenai, State of Idaho, and described as follows, to wit: ALL THAT PORTION OF THE NORTHEAST QUARTER OF THE SOUTHWEST QUARTER OF SECTION 15, TOWNSHIP 50 NORTH, RANGE 4 WEST, BOISE MERIDIAN, KOOTENAI COUNTY, IDAHO, DESCRIBED AS FOLLOWS: BEGINNING AT A POINT ON THE NORTH LINE OF SAID SOUTHWEST QUARTER OF SECTION 15, WHICH BEARS EAST 365.6 FEET FROM THE NORTHWEST CORNER OF SAID NORTHEAST QUAR- TER OF THE SOUTHWEST QUARTER OF SECTION 15 AND MARKED BY AN IRON PIPE; THENCE SOUTH 11°51' WEST, 25.6 FEET TO AN IRON PIPE; THENCE SOUTH 11°51' WEST, 194 FEET, MORE OR LESS, TO THE COUNTY ROAD RIGHT OF WAY; THENCE NORTHWESTERLY 125.5 FEET; THENCE NORTH 11°51' EAST, 150 FEET, MORE OR LESS, TO INTERSECT THE QUARTER SECTION LINE; THENCE EAST 120 FEET TO THE POINT OF BEGINNING. EXCEPT THE NORTH 25 FEET FOR RIGHT OF WAY. The Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Idaho Code Section 60-113, the Trustee has been informed that the address of: 2770 W CARDER LANE, COEUR D'ALENE, ID 83814, is commonly associated with said real property. Said sale will be made without covenant or warranty, express or implied, regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by GREG D HORNE, AN UNMARRIED PERSON, as Grantor(s), to PIONEER TITLE COMPANY OF KOOTENAI COUNTY, as Trustee, for the benefit and security of MORTGAGE ELECTRONIC REGISTRA- TION SYSTEMS INC., SOLELY AS NOMINEE FOR IDAHO INDEPENDENT BANK, ITS SUCCESSORS AND ASSIGNS, as Beneficia- ry, dated 4/15/2005, recorded 4/22/2005, as Instrument No. 1944370, official records of Kootenai County, Idaho. Please note: The above named Grantors are named to comply with Idaho Code Section 45-1506(4)(a); no representation is made that they are, or are not, presently responsible for the obligation. The default for which this sale is to be made is the failure to make monthly payments when due from 4/1/2018 and all subsequent monthly payments there- after, including installments of principal, interest, im- pounds, advances, plus any charges lawfully due under the note secured by the aforementioned Deed of Trust, Deed of Trust and as allowed under Idaho Law. The sum owing on the obligation secured by said Deed of Trust as of 9/28/2018 is $66,578.24 including interest, costs, fees, including trustee and/or attorney fees and costs, and expenses actually incurred in enforcing the obligation thereunder or in this sale and to protect the security associated with the Deed of Trust, as authorized in the Note, Deed of Trust or as allowed under Idaho Law. Because interest, late charges, fees, costs and expenses continue to accrue, the total amount due varies from day to day. Hence, if you pay the amount shown above, an adjustment may be necessary after receipt of funds to satisfy the debt. For further informa-tion, write the Trustee at 4375 Jutland Drive, Ste. 200, San Diego, CA 92117, or call (866)931-0036 DATED: 9/28/2018 SYDNEY K. LEAVITT, ESQ., a member of the State Bar of Idaho, of ALDRIDGE PITE, LLP CDA LEGAL 444 AD# 233107 OCTOBER 12, 19, 26, NOVEMBER 2, 2018

NOTICE OF TRUSTEE'S SALE T.S. No. 074257-ID Parcel No.: 009400330110 On 2/12/2019 at 10:00 AM (recognized local time), at the VETERANS MEMORIAL PLAZA NORTH ENTRANCE ADMIN BUILDING 451 N GOVERNMENT WAY, COEUR D'ALENE, ID 83815, in the County of Kootenai, SYDNEY K. LEAVITT, ESQ., a member of the State Bar of Idaho, of ALDRIDGE PITE, LLP as trustee, will sell at public auction, to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real property, situated in the County of Kootenai, State of Idaho, and described as follows, to wit: LOT 11, BLOCK 33, BONANZA RANCH FOURTH ADDITION, ACCORDING TO THE PLAT RECORDED IN THE OFFICE OF THE COUNTY RECORDER IN BOOK "D" OF PLATS, PAGE 176, RECORDS OF KOOTENAI COUNTY, STATE OF IDAHO. The Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Idaho Code Section 60-113, the Trustee has been informed that the address of: 6645 E SUNNYSIDE ROAD AKA , 7002 E. SUNNYSIDE ROAD, COEUR D'ALENE, ID 83814 AKA, , is commonly associated with said real property. Said sale will be made without covenant or warranty, express or implied, regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by LARRY W. MENTER, AN UNMARRIED PERSON, as Grantor(s), to PIONEER TITLE COMPANY OF KOOTENAI COUNTY INC., as Trustee, for the benefit and security of FIRST FEDERAL BANK OF IDAHO, FSB, as Beneficiary, dated 4/11/1996, recorded 4/12/1996, as Instrument No. 1441507, , and later modified by a Loan Modification Agreement recorded on5/30/2017, as Instrument 2596386000, official records of Kootenai County, Idaho. Please note: The above named Grantors are named to comply with Idaho Code Section 45-1506(4)(a); no representation is made that they are, or are not, presently responsible for the obligation. The default for which this sale is to be made is the failure to make monthly payments when due from 4/1/2018 and all subsequent monthly payments thereafter, including installments of principal, interest, impounds, advances, plus any charges lawfully due under the note secured by the aforementioned Deed of Trust, Deed of Trust and as allowed under Idaho Law. The sum owing on the obligation secured by said Deed of Trust as of 10/5/2018 is $105,047.91 including interest, costs, fees, including trustee and/or attorney fees and costs, and expenses actually incurred in enforcing the obligation thereunder or in this sale and to protect the security associated with the Deed of Trust, as authorized in the Note, Deed of Trust or as allowed under Idaho Law. Because interest, late charges, fees, costs and expenses continue to accrue, the total amount due varies from day to day. Hence, if you pay the amount shown above, an adjustment may be necessary after receipt of funds to satisfy the debt. For further information, write the Trustee at 4375 Jutland Drive, Ste. 200, San Diego, CA 92117, or call (866)931-0036 DATED: 10/5/2018 SYDNEY K. LEAVITT, ESQ., a member of the State Bar of Idaho, of ALDRIDGE PITE, LLP CDA LEGAL 437 AD# 234661 OCTOBER 19, 26, NOVEMBER 2, 9, 2018

NOTICE OF TRUSTEE'S SALE NOTICE: YOU ARE HEREBY NOTIFIED THAT THE AMOUNT OF YOUR INDEBTEDNESS TO THE BENEFICIARY, THEIR SUCCESSORS IN INTEREST AND/OR ASSIGNEES AS RECITED BELOW, AS OF THE DATE OF THIS NOTICE/LETTER, IS $50,612.75. INTEREST (PRESENTLY AT THE RATE OF 6.0000% PER ANNUM), FEES AND COSTS WILL CONTINUE TO ACCRUE AFTER THE DATE OF THIS NOTICE/LETTER. UNLESS YOU DISPUTE THE VALIDITY OF THE DEBT, OR ANY PORTION THEREOF WITHIN 30 DAYS AFTER RECEIVING NOTICE OF THIS DOCUMENT, THIS OFFICE WILL ASSUME THE DEBT TO BE VALID. IF YOU NOTIFY THIS OFFICE IN WRITING WITHIN THE 30-DAY PERIOD THAT THE DEBT OR ANY PORTION THEREOF IS DISPUTED, VERIFICATION OF THE DEBT WILL BE OBTAINED AND MAILED TO YOU. UPON WRITTEN REQUEST WITHIN 30 DAYS, THE NAME AND ADDRESS OF THE ORIGINAL CREDITOR, IF DIFFERENT FROM THE CURRENT CREDITOR, WILL BE PROVIDED. NOTICE: WE ARE A DEBT COLLECTOR. THIS COMMUNICATION IS AN ATTEMPT TO COLLECT A DEBT, AND ANY INFORMATION OBTAINED WILL BE USED FOR PURPOSES OF DEBT COLLECTION. On December 12, 2018 at the hour of at 9:00 AM of said day, (recognized local time) at Auction.com Room of the La Quinta Inn & Suites Coeur d'Alene, 333 W. Ironwood Drive, Coeur d'Alene, ID 83814 located in Kootenai County, State of Idaho. William L. Bishop, Jr., as successor trustee, will sell at public auction to the highest bidder, payable, for certified funds, or the equivalent, which is lawful money of the United States of America, all payable at the time of sale in compliance with Section 45-1506(9) Idaho Code, the following described real property, situated in Kootenai County, State of Idaho, and described as follows, to-wit; Lots 1 and 2, Block 11, Worley, according to the Plat recorded in Book "C" of Plats at page 42, records of Kootenai County, Idaho. The Trustee has no knowledge of a more particular description of the above-referenced real property, but for purposes of compliance with Section 60-113 Idaho Code, the Trustee has been informed that according to the County Assessor's office, the address of 9816 West D St, Worley, ID 83876, is sometimes associated with said real property. Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the deed of trust executed by Tiffany F. Armstrong, a single woman, as grantors to, North Idaho Title, as trustee, for the benefit and security of Mortgage Electronic Registration Systems, Inc., acting solely as nominee for Frontier Investments Co. DBA Rainland Mortgage Company, it successors and assigns, recorded July 8, 2003, as Instrument No. 1812280 Mortgage Records of Kootenai County, Idaho. Said Deed of Trust was assigned to Bayview Loan Servicing, LLC by an instrument recorded under Auditor's File No. 2618360000, on October 31, 2017. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(A), IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THE OBLIGATION. The default(s) for which this sale is to be made is the failure to pay when due, under the Deed of Trust note, the following: The monthly payments for Principal and Interest Due from July 1, 2017 through August 1, 2018 and all subsequent payments until the date of sale or reinstatement These payments include interest at the current rate of 6.0000%. Total Delinquent Payments: $6,270.79 Late Charges: $ 199.76 Corporate Advance: $1,754.48 Subtotal: $8,225.03 Suspense: - ($5.43) Total Default: $8,219.60 The current beneficiary has declared that the Grantor is in breach of the terms and conditions of the obligation secured by the deed of trust. The nature of the breach is Grantor's failure to pay when due the monthly payments of principal, interest applicable escrow account payments from July 1, 2017, together with all subsequent payments, costs, advances, attorney's and trustee's fees and costs accruing until the date of sale, full satisfaction, or reinstatement of obligation. The sum owing on the obligation secured by the said trust deed consists of the principal balance of $44,856.23, together with any advances plus foreclosure fees and costs. All delinquent amounts are now due, together with accruing late charges and interest, unpaid and accruing taxes, assessments, trustee's fees, attorney's fees, and any amounts advanced to protect the security associated with this foreclosure. DATED: 8/8/18 TRUSTEE By: /S/ William L. Bishop Jr., Attorney at Law 2001 Western Ave Ste 400 Seattle, WA 98121 CDA LEGAL 183 AD#219100 OCTOBER 19, 26, NOVEMBER 2, 9, 2018