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Legals December 13, 2018

| December 13, 2018 12:30 AM

LIEN NOTICE OF PUBLIC SALE Notice is hereby given that in pursuant to I.C. 55-2305 & 2306 Affordable Storage 54299 N. Old Hwy 95, Athol, ID 83801 will be holding a public auction on Saturday, December 15 at 9 am sharp to satisfy the lien of property stored by the following people: Dani and Micheal Valdez 321 W. Remington Rd Athol ID 83801; Ann Sydow 1594 E. Yellow Pine Athol ID 83801; Nykole Chaney 8050 W. Idaho St Rathdrum ID 83858; Shelli Wilson 10833 E. Parks Rd Athol, ID 83801; Kathy Maxwell 119 E. Anton #6 CDA ID 83815. Auction located 5 miles north of Hayden on Hwy 95 and Chilco Rd. CASH ONLY. CDA LEGAL 786 AD# 250783 DECEMBER 6, 13, 2018

NOTICE TO CREDITORS IN THE DISTRICT COURT OF THE FIRST JUDICIAL DISTRICT OF THE STATE OF IDAHO, IN AND FOR THE COUNTY OF KOOTENAI IN THE MATTER OF THE ESTATE OF JOHN WILLIAM ABEL, Deceased. Case No. CV28-18-8751 (I.C.15-3-801) NOTICE IS HEREBY GIVEN that Mary E. King was duly appointed as Personal Representative of the above-named decedent. All persons having claims against the decedent or the estate are required to present their claims within four months after the date of the first publication of this Notice, or within 60 days after the undersigned mailed or delivered a copy of this Notice to such persons, whichever is later, or said claims will be forever barred. Claims must be presented to the undersigned at the address indicated, and filed with the Clerk of the Court. DATED this 14th day of November, 2018. CRANDALL LAW GROUP, PLLC /S/Ryan J. Crandall 8596 N. Wayne Dr., Ste. B Hayden, ID 83835 Attorney for Personal Representative CDA LEGAL 754 AD# 249056 NOVEMBER 29, DECEMBER 6, 13, 2018

NOTICE FOR WATER RIGHT APPLICATIONS The following application(s) have been filed to appropriate the public waters of the State of Idaho: 95-17680 COMERFORD FIVE LLC 1217 E 26TH AVE SPOKANE, WA 99203 Point of Diversion NWSW S20 T48N R04W KOOTENAI County Source COEUR D ALENE LAKE Tributary SPOKANE RIVER Use: IRRIGATION 03/15 to 11/15 0.02 CFS Total Diversion: 0.02 CFS Date Filed: 11/6/2018 Place Of Use: IRRIGATION T48N R04W S20 L2(SWNW) L2(NWSW) Total Acres: 0.6 95-17688 THE WATT FAMILY TRUST 4201 CHESTNUT AVE LONG BEACH, CA 90807 Point of Diversion L9(SESE) S5 T50N R05W KOOTENAI County Source SPOKANE RIVER Tributary COLUMBIA RIVER Use: DOMESTIC 01/01 to 12/31 0.04 CFS Total Diversion: 0.04 CFS Date Filed: 11/8/2018 Place Of Use: DOMESTIC T50N R05W S5 L9(SESE) 95-17691 GLENN R BURDICK KELLIE R BURDICK 4605 S WILDWOOD LN SPOKANE, WA 99206 Point of Diversion SESW S14 T49N R04W KOOTENAI County Source COEUR D ALENE LAKE Tributary SPOKANE RIVER Use: DOMESTIC 01/01 to 12/31 0.04 CFS Total Diversion: 0.04 CFS Date Filed: 11/19/2018 Place Of Use: DOMESTIC T49N R04W S14 L4(SESW) 95-17696 CDA LAKE LLC 5114 S MUIRFIELD RD SPOKANE, WA 99223 Point of Diversion L1(NENE) S25 T48N R05W KOOTENAI County Source GROUND WATER Use: DOMESTIC 01/01 to 12/31 0.04 CFS Total Diversion: 0.04 CFS Date Filed: 11/23/2018 Place Of Use: DOMESTIC T48N R05W S25 L1(NENE) 95-17699 PEGGY L EMTMAN 20802 RD 6 NW QUINCY, WA 98848 Point of Diversion L1(NENE) S25 T48N R05W KOOTENAI County Source GROUND WATER Use: DOMESTIC 01/01 to 12/31 0.04 CFS Total Diversion: 0.04 CFS Date Filed: 11/23/2018 Place Of Use: DOMESTIC T48N R05W S25 L1(NENE) Permits will be subject to all prior water rights. For additional information concerning the property location, contact Northern Region office at (208) 762-2800. Protests may be submitted based on the criteria of Idaho Code § 42-203A. Any protest against the approval of this application must be filed with the Director, Dept. of Water Resources, Northern Region, 7600 N MINERAL DR STE 100, COEUR D ALENE ID 83815-7763 together with a protest fee of $25.00 for each application on or before 12/24/2018. The protestant must also send a copy of the protest to the applicant. GARY SPACKMAN, Director Published on 12/6/2018 and 12/13/2018 CDA LEGAL 788 AD# 251008 DECEMBER 6, 13, 2018

PUBLIC NOTICE IDAHO HOUSING AND FINANCE ASSOCIATION ADDITIONAL MORTGAGE CREDIT CERTIFICATE PROGRAM The Idaho Housing and Finance Association ("IHFA") is implementing a new installment of its Mortgage Credit Certificate Program under Section 25 of the U.S. Internal Revenue Code (the "Code"). A Mortgage Credit Certificate ("MCC") reduces the amount of Federal income tax a qualified home buyer pays by providing a tax credit. Consequently, the home buyer has more disposable income to make loan payments. After all other credits and deductions are taken into account, the value of the MCC is applied directly to the home buyer's remaining Federal tax liability. The amount of the credit may not exceed a taxpayer's total tax liability for a specific year, however, any excess credit may be carried forward to a subsequent tax year for up to three years. IHFA continues to issue MCCs under its current program. Additional issuance of MCCs under this new installment of its MCC program is expected to begin after the authority from IHFA's 2017 MCC election is no longer available, but not before mid April 2019, for mortgage loans made at such time. MCCs will be made available to eligible home buyers on a first-come, first-served basis and may be used to purchase newly constructed housing, existing housing, or manufactured housing on owner occupied lots. An MCC cannot be issued to a home buyer who is refinancing an existing mortgage. The amount of the credit under the proposed program will range between ten percent (10%) and fifty percent (50%) of the yearly interest paid on a qualified mortgage with an annual credit maximum of $2,000 for the eligible borrower. At least 20% of the total program amount issued is reserved for MCC's for mortgage loans on single family residences located in targeted counties. A list of targeted counties is available at IdahoHousing.com. Present IHFA and Federal regulations require borrowers to meet the certain requirements to be eligible for an MCC including the following, unless IHFA is advised that less restrictive limits can legally be authorized: 1. The borrower must be a first-time home owner, except in the 27 targeted counties. A first-time home owner is defined as a household that has not owned a principal residence for a period of three (3) years prior to the date of executing the MCC-assisted mortgage loan. 2. A borrower with a family of three or more persons must have an annual gross income not exceeding 115% of the applicable area median family income, while a borrower with a family of one or two persons must have an annual gross income not exceeding 100% of the applicable area median family income, except that higher family income limits may be adopted for targeted counties. A list of the current income limits is available at IdahoHousing.com. 3. The borrower must purchase a single family residence, in Idaho, and occupy the housing unit as a principal residence. 4. The borrower must purchase a single family residence with an acquisition cost which does not exceed 90% of the average area purchase price applicable to such residence, except that the acquisition cost may be 110% of the average area purchase price in targeted counties. A list of these purchase price limits can be found at IdahoHousing.com. 5. The borrower must acquire a new mortgage or home loan and meet the credit and underwriting criteria established by the participating lender who provides the mortgage loan. Refinancing of an existing mortgage or land contract is not permissible. These eligibility requirements and the then current numeric values will be printed and distributed to the public in a Program brochure on Program implementation and will be available online at IdaMortgage.com. The eligibility requirements will not exceed, but may be lower than, the most recently published figures for applicable area median family income and average area purchase price which have been published by the Department of Housing and Urban Development and the Department of Treasury. MCCs may be used in conjunction with any privately insured, federally insured or guaranteed, or uninsured fixed rate or adjustable rate loan and such loans are expected to be purchased by IHFA from funds which are not derived from mortgage revenue bonds under Section 143 of the Code. A home buyer may make application for an MCC, through a participating lender or a participating mortgage broker, at the time of loan application. A list of such lenders and mortgage brokers will be available online at IdahoHousing.com. MCCs cannot be used with any mortgage loans supported by mortgage revenue bonds under Section 143 of the Code. Banks, savings and loan associations, mortgage companies, and other approved financing institutions are invited to participate as lenders. Any lender who wishes to participate will be required to sign a Lender Agreement, which outlines the lender's review and reporting responsibilities. IHFA's list of participating lenders is available at IdahoHousing.com. IHFA will assist lenders in their reporting and other responsibilities. Each borrower may be charged up to $300 as an MCC processing fee. If you have any questions regarding the Mortgage Credit Certificate Program or want further information about the requirements for participating lenders, please contact the Idaho Housing and Finance Association, mail address: P.O. Box 7899, Boise, Idaho 83707-1899; physical address: 565 West Myrtle Street, Boise, ID, 1-855-505-4700 ext.4732 or 208-331-4700 ext.4732. CDA LEGAL 820 AD# 252646 DECEMBER 13, 2018

Notice Inviting Bids Bid No. 2019-01 The Kootenai County Board of Commissioners will receive sealed bids at the Commissioners' Office, Administration Building, 451 Government Way (third floor), P. O. Box 9000, Coeur d'Alene, ID 83816-9000, for Four (4) Transfer Trailers for the Solid Waste Department. Instructions to Bidders, Minimum Specifications, General Specifications with Exhibits, and Bid Submittal Forms are available from the Kootenai County Commissioners' Office. Sealed bids must be received by 2:00 p.m. on Tuesday, January 8, 2019, and must be marked "Sealed Bid - Transfer Trailers (4)". Bids received after this time will not be considered. Bids will be opened and publicly read at 2:00 p.m. on Tuesday, January 8, 2019. The Kootenai County Board of Commissioners reserves the right to reject any or all bids, to waive formalities which do not affect the essential fairness of the bidding process, to make awards in the interest of the County, and to accept the bid deemed best overall for Kootenai County. Dated this 6th day of December, 2018. KOOTENAI COUNTY BOARD OF COMMISSIONERS ATTEST: JIM BRANNON Marc Eberlein, Chairman By:Teri Johnston, Deputy Clerk CDA LEGAL 821 AD# 252684 DECEMBER 13, 20, 2018

Notice Inviting Bids Bid No. 2019-02 The Kootenai County Board of Commissioners will receive sealed bids at the Commissioners' Office, Administration Building, 451 Government Way (third floor), P. O. Box 9000, Coeur d'Alene, ID 83816-9000, for a Wheel Loader (Waste Handler Ar- rangement) for the Solid Waste Department. Instructions to Bidders, Minimum Specifications, General Specifications, and Bid Submittal Forms are available from the Kootenai County Commissioners' Office. Sealed bids must be received by 2:00 p.m. on Tuesday, January 8, 2019, and must be marked "Sealed Bid - Wheel Loader (Solid Waste)". Bids received after this time will not be considered. Bids will be opened and publicly read at 2:00 p.m. on Tuesday, January 8, 2019. The Kootenai County Board of Commissioners reserves the right to reject any or all bids, to waive formalities which do not affect the essential fairness of the bidding process, to make awards in the interest of the County, and to accept the bid deemed best overall for Kootenai County. Dated this 6th day of December, 2018. KOOTENAI COUNTY BOARD OF COMMISSIONERS ATTEST: JIM BRANNON Marc Eberlein, Chairman By:Teri Johnston, Deputy Clerk CDA LEGAL 824 AD# 252692 DECEMBER 13, 20, 2018

PUBLIC SUMMONS SUMMONS TO: DOES 1-100, being all unknown persons in possession of or claiming an interest in the property described as Kootenai County Parcel No. 52N04W086500, AIN No. 120884, situated at 20849 N. Altamont Rd., Rathdrum, Idaho 83858 and more fully described as a part of Government Lot 5 in Section 8, Township 52 North, Range 4 West, Boise Meridian, Kootenai County, State of Idaho, described as follows: BEGINNING on the West shore of Lower Twin Lakes at a point of intersection of section line between Sections 8 and 17, Township 52 North, Range 4 West, Boise Meridian, running North 30° West, 260 feet along shore to foot of rocky ledge; thence South 26° West, along foot to rocky ledge to a point on section line; thence Easterly 242 feet, more or less, on section line to POINT OF BEGINNING. You have been sued by Eric Carlson, the Plaintiff, in the District Court in and for Kootenai County, Idaho, Case No. CV28-18-8580. The nature of the claim against you is for the partition of real property. Any time after 21 days following the last publication of this summons, the court may enter a judgment against you without further notice, unless prior to that time you have filed a written response in the proper form, including the Case No., and paid any required filing fee to the Clerk of the Court at the mailing address of P.O. Box 9000, Coeur d'Alene, Idaho 83816 (Physical address: 324 W Garden Ave, Coeur d'Alene, ID 83814; Telephone: 208-446-1160) and served a copy of your response on the Plaintiff's attorney at Macomber Law, PLLC, Attn: Gregory M. George, Attorney, 1900 Northwest Blvd., Ste. 110, Coeur d'Alene, ID 83814, (208) 664-4700. A copy of the Summons and Complaint can be obtained by contacting either the Clerk of the Court or the attorney for Plaintiff. If you wish legal assistance, you should immediately retain an attorney to advise you in this matter. Dated: December 5, 2018 JIM BRANNON, CLERK OF THE DISTRICT COURT By: Susan McCoy, Deputy Clerk II CDA LEGAL 816 AD# 252462 DECEMBER 13, 20, 27, 2018 JANUARY 3, 2019

NOTICE TO CREDITORS IN THE DISTRICT COURT OF THE FIRST JUDICIAL DISTRICT OF THE STATE OF IDAHO, IN AND FOR THE COUNTY OF KOOTENAI IN THE MATTER OF THE ESTATE OF ALICE MARGARET CADICK, Deceased. Case No. CV28-18-8189 NOTICE IS HEREBY GIVEN that the undersigned has been appointed Personal Representative of the above named Decedent. All persons having claims against the decedents or their estate are required to present their claims within four (4) months after the date of the first publication of this notice or said claims will be forever barred. Claims must either be presented to the undersigned at the address indicated below or be filed with the Clerk of the Court. DATED this 24th day of October, 2018. /S/ Wendy Biondi, Personal Representative c/o Mark A. Jackson 110 E. Wallace Avenue Coeur d'Alene, ID 83814 CDA LEGAL 822 AD# 252707 DECEMBER 13, 20, 27, 2018

Notice of Self Storage Sale Please take notice Keylock Storage - Fruitland 3735 N. Fruitland Lane, Coeur d'Alene, ID 83815 intends to hold an auction of the goods stored in the following unit in default for non-payment of rent. The sale will occur as an online auction via www.storagetreasures.com on 12/20/2018 at 12:00pm. Unless stated otherwise the description of the contents are household goods and furnishings. Megan Weaver: 457 W. Max Loop #13, Coeur D'Alene, ID 83815. All property is being stored at the above self-storage facility. This sale may be withdrawn at any time without notice. Certain terms and conditions apply. See manager for details. CDA LEGAL 742 AD# 248017 DECEMBER 6, 13, 2018

NOTICE OF HEARING ON NAME CHANGE (Adult or Emancipated Minor) CASE NO. CV28-18-8896 IN THE DISTRICT COURT FOR THE FIRST JUDICIAL DISTRICT FOR THE STATE OF IDAHO, IN AND FOR THE COUNTY OF KOOTENAI IN RE:CASSIDY MICHELLE LATUSECK A Petition to change the name of Cassidy Michelle Latuseck, now residing in the City of Coeur d'Alene, State of Idaho, has been filed in the District Court in Kootenai County, Idaho. The name will change to Cassidy Michelle Baker. The reason for the change in name is: to share the name of mom and stepdad. A hearing on the petition is scheduled for 1:30 o'clock p.m. on December 24, 2018, at the Kootenai County Courthouse. Objections may be filed by any person who can show the court a good reason against the name change. Date: November 16, 2018 JIM BRANNON, CLERK OF THE DISTRICT COURT By: /S/: Tiffany Wade Deputy Clerk CDA LEGAL 706 AD# 246695 NOVEMBER 22, 29, DECEMBER 6, 13, 2018

NOTICE OF HEARING ON NAME CHANGE (Adult or Emancipated Minor) CASE NO. CV28-18-9096 IN THE DISTRICT COURT FOR THE FIRST JUDICIAL DISTRICT FOR THE STATE OF IDAHO, IN AND FOR THE COUNTY OF KOOTENAI IN RE: HAILEY MARIE ARMSTRONG A Petition to change the name of Hailey Marie Armstrong, now residing in the City of Spirit Lake, State of Idaho, has been filed in the District Court in Kootenai County, Idaho. The name will change to Hailey Marie Polombo. The reason for the change in name is: To have the name of my parents and unborn child to have the family name. A hearing on the petition is scheduled for 1:30 o'clock p.m. on January 7, 2018, at the Kootenai County Courthouse. Objections may be filed by any person who can show the court a good reason against the name change. Date: November 28, 2018 JIM BRANNON, CLERK OF THE DISTRICT COURT By: /S/: Tiffany Wade Deputy Clerk CDA LEGAL 787 AD# 250849 DECEMBER 6, 13, 20, 27, 2018

NOTICE OF HEARING ON NAME CHANGE (Adult or Emancipated Minor) CASE NO. CV28-18-9431 IN THE DISTRICT COURT FOR THE FIRST JUDICIAL DISTRICT FOR THE STATE OF IDAHO, IN AND FOR THE COUNTY OF KOOTENAI IN RE: MARY MARIE ARNDT A Petition to change the name of Mary Marie Arndt, now residing in the City of Coeur d'Alene, State of Idaho, has been filed in the District Court in Kootenai County, Idaho. The name will change to Mary Blanche Arndt. The reason for the change in name is: This was the name given to me at birth. A hearing on the petition is scheduled for 1:30 o'clock p.m. on January 28, 2018, at the Kootenai County Courthouse. Objections may be filed by any person who can show the court a good reason against the name change. Date: December 10, 2018 JIM BRANNON, CLERK OF THE DISTRICT COURT By: /S/: Bobee Deglman, Deputy Clerk CDA LEGAL 814 AD# 252390 DECEMBER 13, 20, 27, 2018 JANUARY 3, 2019

NOTICE TO CREDITORS IN THE DISTRICT COURT OF THE FIRST JUDICIAL DISTRICT OF THE STATE OF IDAHO, IN AND FOR THE COUNTY OF KOOTENAI IN THE MATTER OF THE ESTATE OF CAMULA D. POPIEL, Deceased CV 28-18-6722 NOTICE IS HEREBY GIVEN that the undersigned has been appointed Personal Representative of the above-named Decedent. All persons having claims against the Decedent or the estate are required to present their claims within FOUR (4) MONTHS after the date of the first publication of this Notice to Creditors, or within SIXTY (60) DAYS after the undersigned mailed or delivered a copy of this Notice to such persons, whichever is later, or said claims will be forever barred. Claims must be presented to the undersigned at the address indicated and filed with the Clerk of the Court. DATED this 3rd day of December, 2018. REAGAN LAW OFFICE, P.A. /s/MICHAEL E. REAGAN Attorney for Lindsay Toepke, Personal Representative 1044 Northwest Blvd, Ste D, Coeur d'Alene, ID 83814 CDA LEGAL 817 AD# 252496 DECEMBER 13, 20, 27, 2018

NOTICE OF PUBLIC HEARING The regular meeting of the Twin Lakes-Rathdrum Creek Flood Control District No.17 will be held at the Twin Lakes Village clubhouse, 5416 W Village Blvd, Rathdrum, Idaho, at 7:00 pm on the following dates: January 3, 2019; February 7, 2019, March 7, 2019; April 4, 2019; May 2, 2019; June 6, 2019; August 1, 2019, preliminary budget hearing; September 5, 2019, final budget hearing; October 3, 2019; November 7, 2019; and December 5, 2019. CDA LEGAL 823 AD# 252712 DECEMBER 13,2 018

NOTICE OF TRUSTEE'S SALE NOTICE: YOU ARE HEREBY NOTIFIED THAT THE AMOUNT OF YOUR INDEBTEDNESS TO THE BENEFICIARY, THEIR SUCCESSORS IN INTEREST AND/OR ASSIGNEES AS RECITED BELOW, AS OF THE DATE OF THIS NOTICE/LETTER, IS $161,471.56. INTEREST (PRESENTLY AT THE RATE OF 7.000% PER ANNUM), FEES AND COSTS WILL CONTINUE TO ACCRUE AFTER THE DATE OF THIS NOTICE/LETTER. UNLESS YOU DISPUTE THE VALIDITY OF THE DEBT, OR ANY PORTION THEREOF WITHIN 30 DAYS AFTER RECEIVING NOTICE OF THIS DOCUMENT, THIS OFFICE WILL ASSUME THE DEBT TO BE VALID. IF YOU NOTIFY THIS OFFICE IN WRITING WITHIN THE 30-DAY PERIOD THAT THE DEBT OR ANY PORTION THEREOF IS DISPUTED, VERIFICATION OF THE DEBT WILL BE OBTAINED AND MAILED TO YOU. UPON WRITTEN REQUEST WITHIN 30 DAYS, THE NAME AND ADDRESS OF THE ORIGINAL CREDITOR, IF DIFFERENT FROM THE CURRENT CREDITOR, WILL BE PROVIDED. NOTICE: WE ARE A DEBT COLLECTOR. THIS COMMUNICATION IS AN ATTEMPT TO COLLECT A DEBT, AND ANY INFORMATION OBTAINED WILL BE USED FOR PURPOSES OF DEBT COLLECTION. On February 8, 2019 at the hour of at 10:00 AM of said day, (recognized local time) at the Front entrance of the Kootenai County Courthouse, located at 324 W Garden Ave, in the City of Coeur d'Alene located in Kootenai County, State of Idaho. William L. Bishop Jr., as successor trustee, will sell at public auction to the highest bidder, payable, for certified funds, or the equivalent, which is lawful money of the United States of America, all payable at the time of sale in compliance with Section 45-1506(9) Idaho Code, the following described real property, situated in Kootenai County, State of Idaho, and described as follows, to-wit; A parcel of land lying in the Northeast Quarter of the Northwest Quarter of Section 5, Township of 50 North, Range 3 West, Boise Meridian, Kootenai County, Idaho, described as follows: BEGINNING at the Northwest corner of the Northeast Quarter of the Northwest Quarter of said Section, said point marked by a found 5/8 inch rebar; thence South 89°28'52" East 644.21 feet to the East line of the West Half of the Northeast Quarter of the Northwest Quarter; thence South 00°24'54" West along said East line, 859.76 feet to a half inch rebar with yellow cap marked PLS 4182; thence North 89°28'52" West 626.49 feet to a half inch rebar with yellow cap marked PLS 4182; thence North 04°55°35" West 204.44 feet to the West line of the Northeast Quarter of the Northwest Quarter; thence North 00°31'46" East along said West line, 656.24 feet to the POINT OF BEGINNING. The Trustee has no knowledge of a more particular description of the above-referenced real property, but for purposes of compliance with Section 60-113 Idaho Code, the Trustee has been informed that according to the County Assessor's office, the address of Vacant Land E. Wild Turkey Trail, Coeur D Alene, ID 83814, is sometimes associated with said real property. Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the deed of trust executed by Sally Manthos, as grantors to, Alliance Title Company of Kootenai County, as trustee, for the benefit and security of Only Mine, LLC, recorded August 28, 2012, as Instrument No. 2372709000 Mortgage Records of Kootenai County, Idaho. National Acceptance Company, hereby grants, assigns and transfers to Rose Acceptance, Inc., and recorded August 7, 2018 as Instrument No. 2655886000. Rose Acceptance, Inc. is the current beneficial of the Deed of Trust. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(A), IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THE OBLIGATION. The default(s) for which this sale is to be made is the failure to pay when due, under the Deed of Trust note, the following: The monthly payments for Principal and Interest Due from April 1, 2018 through September 1, 2018 and all subsequent payments until the date of sale or reinstatement These payments include interest at the current rate of 7.000%. Delinquent Payment: $6,786.06 Collection Fees: $85.00 Unpaid Fees: $25.00 Total Due: $6,896.06 The current beneficiary has declared that the Grantor is in breach of the terms and conditions of the obligation secured by the deed of trust. The nature of the breach is Grantor's failure to pay when due the monthly payments of principal, interest applicable escrow account payments from April 1, 2018, together with all subsequent payments, costs, advances, attorney's and trustee's fees and costs accruing until the date of sale, full satisfaction, or reinstatement of obligation. The sum owing on the obligation secured by the said trust deed consists of the principal balance of $155,379.45, together with any advances plus foreclosure fees and costs. All delinquent amounts are now due, together with accruing late charges and interest, unpaid and accruing taxes, assessments, trustee's fees, attorney's fees, and any amounts advanced to protect the security associated with this foreclosure. DATED: SEPTEMBER 19, 2018 TRUSTEE By:/S/ William L. Bishop Jr., Attorney at Law 2001 Western Ave Ste 400 Seattle, WA 98121 CDA LEGAL 446 AD# 233243 DECEMBER 6, 13, 20, 27, 2018

NOTICE TO CREDITORS IN THE DISTRICT COURT OF THE FIRST JUDICIAL DISTRICT OF THE STATE OF IDAHO, IN AND FOR THE COUNTY OF KOOTENAI In the Matter of the Estate of ELYNOR T. HANNA, Deceased. Case No. CV 28-18-9061 (I.C. § 15-3-801) NOTICE IS HEREBY GIVEN that the undersigned has been appointed Personal Representative of the above-named Decedents. All persons having claims against the Decedents or either of the Estates are required to present their claims within four months after the date of the first publication of this Notice or said claims will be forever barred. Claims must be presented to the undersigned at the address indicated and filed with the Clerk of the Court. DATED this 5th day of December, 2018. Dayne G. Hanna c/o M. Gregory Embrey WITHERSPOON KELLEY 608 Northwest Boulevard, Suite 300 Coeur d'Alene, Idaho 83814 (208) 667-4000 CDA LEGAL 815 AD# 252446 DECEMBER 13, 20, 27, 2018