Legals November 22, 2012

NOTICE OF TRUSTEE'S SALE: The following described property will be sold at public auction to the highest bidder, payable in lawful money of the United States, in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID, 83814, on 02/22/2013 at 10:00 AM, (recognized local time) for the purpose of foreclosing that certain Deed of Trust recorded 03/16/2006 as Instrument Number 2019569, and executed by RONALD W MONTAGUE, AND CORA L MONTAGUE, HUSBAND AND WIFE, as Grantor(s), in favor of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., as Beneficiary, to RECONTRUST COMPANY, N.A., the Current Trustee of record, covering the following real property located in Kootenai County, State of Idaho: LEGAL DESCRIPTION: THE LAND REFERRED TO IN THIS COMMITMENT IS DESCRIBED AS FOLLOWS: THOSE CERTAIN PREMISES COMPRISING A PORTION OF THE PROJECT KNOWN AS EVERGREEN COURT, SITUATE AT TWIN LAKES VILLAGE PLAT IN KOOTENAI COUNTY, IDAHO, SAID PROJECT HAVING BEEN ESTABLISHED AS A CONDOMINIUM BY DECLARATION AND BY-LAWS RECORDED AUGUST 3, 1976 AS INSTRUMENT NO. 706570 IN BOOK 84 OF MISCELLANEOUS AT PAGE 371, RECORDS OF KOOTENAI COUNTY, IDAHO, UNDER AND PURSUANT TO THE PROVISIONS OF THE CONDOMINIUM PROPERTY ACT OF THE STATE OF IDAHO, AND THE PREMISES HEREBY CONVEYED BEING MORE PARTICULARLY DESCRIBED AS FOLLOWS: FIRST: UNIT NO. 17 IN BUILDING NO. 3 OF SAID PROJECT AS SHOWN IN THE EXHIBITS ATTACHED TO THE SAID DECLARATION AND FILED THEREWITH, EXCEPTING AND RESERVING AND PORTION OF THE COMMON ELEMENTS LYING WITHIN SAID UNIT AND EASEMENTS THROUGH SAID UNIT AND APPURTENANT AREAS TO THE COMMON ELEMENTS AND OTHER UNITS, ALL AS SET FORTH IN SAID DECLARATION. SECOND: AN UNDIVIDED 3.425439 PERCENTAGE OWNERSHIP INTEREST APPURTENANT TO THE UNIT, WHICH INCLUDES AN UNDIVIDED .0021 PERCENTAGE OWNERSHIP INTEREST APPURTENANT TO THE CARPORT APPURTENANT TO SAID UNIT, IN ALL COMMON ELEMENTS OF SAID PROJECT AS DESCRIBED IN SAID DECLARATION INCLUDING THE BUILDINGS AND LAND DESCRIBED BELOW: LOT C-8, BLOCK 1, TWIN LAKES VILLAGE PLAT, ACCORDING TO THE PLAT RECORDED IN THE OFFICE OF THE COUNTY RECORDER IN BOOK E OF PLATS AT PAGE 151 DOCUMENT NO. 631042, RECORDS OF KOOTENAI COUNTY, IDAHO, ALL LOCATED IN KOOTENAI COUNTY, STATE OF IDAHO; THE EXISTING CONDOMINIUM BUILDINGS, THE EVERGREEN COURT, AND THE GARAGE BUILDING LOCATED ON SAID LAND. EXCEPTING THAT PARCEL CONVEYED IN QUITCLAM DEED TO RON WILSON, RECORDED JULY 7, 1993, AS INSTRUMENT NO. 1311243 DESCRIBED AS FOLLOWS: A PARCEL OF LAND LOCATED IN THE SOUTHEAST QUARTER, SECTION 8, TOWNSHIP 52 NORTH, RANGE 4 WEST, BOISE MERIDIAN, KOOTENAI COUNTY, IDAHO. SAID PARCEL BEING A PORTION OF LOT C-8, BLOCK 1, TWIN LAKES VILLAGE, AS SHOWN ON THE PLAT THEREOF FILED IN BOOK E OF PLATS AT PAGE 151, KOOTENAI COUNTY RECORDS MORE PARTICULARLY DESCRIBED AS FOLLOWS: COMMENCING AT AN IRON ROD MONUMENT MARKING THE SOUTHEASTERLY CORNER, SAID LOT C-8, THE TRUE POINT OF BEGINNING FOR THIS DESCRIPTION; THENCE SOUTH 82 DEGREES 33'30" WEST ALONG THE SOUTHERLY BOUNDARY LINE, SAID LOT C-8, A DISTANCE OF 14.50 FEET; THENCE NORTH 8 DEGREES 34'03" EAST LEAVING SAID LINE, A DISTANCE OF 52.07 FEET TO A POINT ON THE EASTERLY LINE SAID LOT C-8; THENCE SOUTH 7 DEGREES 36'09" EAST (SOUTH 7 DEGREES 26'30" EAST PLAT) ALONG SAID EASTERLY LINE A DISTANCE OF 50.05 FEET TO THE TRUE POINT OF BEGINNING. The Trustee has no knowledge of a more particular description of the above referenced real property, but for purpose of compliance with Idaho Code, Section 60-113, the Trustee has been informed that the street address of 5305 W FAIRWAY LN UNIT 17, Rathdrum, ID, 83858-6677 is sometimes associated with said real property. Bidders must be prepared to tender the trustee the full amount of the bid at the sale in the form of cash, or a cashier's check drawn on a state or federally insured savings institution. Said sale will be made without covenant or warranty, express or implied, regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in that certain Deed of Trust. The default for which this sale is to be made is: Failure to pay the monthly payment due 04/01/2011 of principal, interest and impounds and subsequent installments due thereafter; plus late charges, with interest currently accruing at 8.000% per annum; together with all subsequent sums advanced by beneficiary pursuant to the terms and conditions of said Deed of Trust, and any supplemental modifications thereto. The principal balance owing as of this date on said obligation is $81,444.03, plus interest, costs and expenses actually incurred in enforcing the obligations thereunder and in this sale, together with any unpaid and/or accruing real property taxes, and/or assessments, attorneys' fees, Trustees' fees and costs, and any other amount advanced to protect said security, as authorized in the promissory note secured by the aforementioned Deed of Trust. Therefore, the Beneficiary elects to sell, or cause said trust property to be sold, to satisfy said obligation. NOTICE IS HEREBY GIVEN THAT THIS FIRM IS ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE, AND THAT THE DEBT MAY BE DISPUTED. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(a) IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. DATED: 10/16/2012, RECONTRUST COMPANY, N.A., Name and Address of the Current Trustee is: RECONTRUST COMPANY, N.A., 1800 Tapo Canyon Rd., CA6-914-01-94, SIMI VALLEY, CA 80028-1821, PHONE: (800) 281-8219. TS # 11-0097185 FEI # 1006.145171 Legal 7365 November 1, 8, 15, 22, 2012

CASE NO. CV12-8036 NOTICE OF HEARING ON NAME CHANGE (Adult) IN THE DISTRICT COURT FOR THE FIRST JUDICIAL DISTRICT FOR THE STATE OF IDAHO, IN AND FOR THE COUNTY OF KOOTENAI A Petition to change the name of Jason Leroy Ballentine, now residing in the City of Post Falls, State of Idaho, has been filed in the District Court in Kootenai County, Idaho. The name will change to Jason Leroy White. The reason for the change in name is: I go by it. A hearing on the petition is scheduled for 3:30 o'clock p.m. on December 3, 2012 at the Kootenai County Courthouse. Objections may be filed by any person who can shoe the court a good reason against the name change. Date: November 5, 2012 CLIFFORD T. HAYES CLERK OF THE DISTRICT COURT /s/ By: Cathy Victorino, Deputy Clerk Legal 7474 November 8, 15, 22, 29, 2012

CASE NO. CV 12-8121 NOTICE OF HEARING ON NAME CHANGE (Adult) IN THE DISTRICT COURT FOR THE FIRST JUDICIAL DISTRICT FOR THE STATE OF IDAHO, IN AND FOR THE COUNTY OF KOOTENAI IN RE: Latanya Kay Worley A petition to change the name of Latanya Kay Worley, now residing in the City of Post Falls, State of Idaho, has been filed in the District Court in KOOTENAI County, Idaho. The name will change to Latanya Kay Gardom. The reason for the change in name is: Because I divorced my spouse. A hearing on the petition is scheduled for 10:00 o'clock a.m. on December 14, 2012 at the KOOTENAI County Courthouse. Objections may be filed by any person who can show the court a good reason against the name change. Date: November 6, 2012 CLIFFORD T HAYES CLERK OF THE DISTRICT COURT By: Cathy Victorino, Deputy Clerk Legal 7485 November 8, 15, 22, 29, 2012

NOTICE OF SALE OF ABANDONED VEHICLE THAT ON THE 7TH OF DECEMBER, 2012, AT 2:00 PM, THE COEUR D' ALENE POLICE DEPARTMENT, 3818 SCHREIBER WAY, COEUR D' ALENE, KOOTENAI COUNTY, IDAHO, WILL SELL TO THE HIGHEST BIDDER FOR CASH, IN LAWFUL MONEY OF THE UNITED STATES, AT THE TIME OF THE SALE, THE FOLLOWING PROPERTY WHICH IS LOCATED AT AND DESCRIBED AS FOLLOWS: YEAR: 2001 MAKE: DODGE MODEL: INTREPID VIN: 2B3HD46R81H671905 STORED AT: SCHAFFERS TOWING, 625 W DALTON AVE, COEUR D ALENE, ID 83815 LIEN AMOUNT: $1,925.00 TOWING & STORAGE CHARGES THIS SALE WILL BE MADE TO SATISFY LIENS, WHICH WERE INCURRED AS A RESULT OF TOWING AND STORAGE OF THE ABOVE DESCRIBED VEHICLE. SEALED BIDS WILL BE ACCEPTED AT THE COEUR D ALENE POLICE DEPARTMENT, 3818 SCHREIBER WAY, COEUR D ALENE, IDAHO 83815 UNTIL 2:00 PM, ON THE 7TH DAY OF DECEMBER, 2012, BIDS WILL BE OPENED AT THAT TIME AND THE HIGHEST BIDDER NOTIFIED. DATED THIS 7TH DAY OF NOVEMBER, 2012 AGENCY: COEUR D' ALENE POLICE DEPARTMENT 3818 SCHREIBER WAY COEUR D ALENE, ID 83815 CITY: COEUR D ALENE, IDAHO By: TE SUPPORT SERVICES Legal 7508 November 15, 22, 2012

CASE NO. 2012-7586 NOTICE TO CREDITORS IN THE DISTRICT COURT OF THE FIRST JUDICIAL DISTRICT OF THE STATE OF IDAHO IN AND FOR THE COUNTY OF KOOTENAI In the Matter of the Estate of: SHARON LYNN BANDUCCI, Decedent. d.o.d. September 5, 2012 NOTICE is hereby given that Todd Banducci has been appointed personal representative of the above named decedent's estate. All persons having claims against the decedent or decedent's estate are required to present their claims within four (4) months after the date of the first publication of this notice or those claims will be forever barred. Claims must be made by delivering or mailing to the undersigned, at the address indicated, a written statement or the claim indicated its basis, the name and address or the claimant, and the amount claimed, and by filing a written statement of the claim, in the form prescribed by rule, with the Clerk of the Court. DATED this 12th day of November, 2012 MALCOLM DYMKOSKI Legal 7524 November 15, 22, 29, 2012

NOTICE of negotiated private bond sale Public notice is hereby given by the City of Coeur d'Alene, Kootenai County, Idaho (the "City"), of negotiation for and private sale to the Idaho Bond Bank Authority (the "Purchaser") of the City's Sewer Revenue Refunding Bond, Series 2012 in the principal amount of up to $12,500,000 (the "Bond") pursuant to a Loan Agreement between the City and the Purchaser (the "Loan Agreement"). The terms of the Bond and Loan Agreement will be as authorized by a bond ordinance and supplemental ordinance (collectively, the "Ordinance") adopted at a special meeting of the members of the City's Council to be held on Thursday, November\u202029, 2012 at 4:00 p.m. at City Hall, 710 E. Mullan Avenue, Coeur d'Alene, Idaho in the Old Council Chambers. Additional information concerning the terms and provisions of the Bond, the Ordinance, the Loan Agreement, the security for payment of the Bond, and other pertinent information relating to the Bond is available for public inspection at City Hall, 710 E. Mullan Avenue, Coeur d'Alene, Idaho (telephone: 208.769.2300). The City intends to proceed to close on the Bond on or about December\u202020, 2012, subject to meeting all necessary conditions set forth in the proposed Loan Agreement with the Purchaser and the Bond Ordinance. Dated: November\u202021, 2012. CITY OF COEUR D'ALENE, KOOTENAI COUNTY, IDAHO /s/ Sandi Bloem, Mayor Legal 7574 November 23, 2012

NOTICE OF TRUSTEE'S SALE On FRIDAY, FEBRUARY 15, 2013, AT THE HOUR OF 11:00 o'clock A.M., local time, of said day, at the front steps of the Kootenai County Courthouse, 501 Government Way, Coeur d'Alene, Idaho, Jonathon Hallin, as Successor Trustee, will sell at public auction to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real property, together with fixtures, of the following described real property in Kootenai County, Idaho: A part of Government Lots 2 and 3, Section 7, Township 51 North, Range 5 West, Boise Meridian, Kootenai County, Idaho, more particularly described as follows: COMMENCING at the East Quarter corner of said Section 7; thence North 88833'52" West, along the East-West centerline of said Section 7, 910.72 feet (of record as West, 920.4 feet); thence North 0807'25" West, 223 feet; thence South 89855'17" West, 575.38 feet (of record as West) to the POINT OF BEGINNING; thence West 162.97 feet, to a point on the South line extended of Block "A", Plat of FIRST ADDITION TO WILDWOOD, (Book C of Plats, Page 191, records of Kootenai County); thence South 78823'41" West, 218.82 feet (of record as South 78815' West), along said South line extended to the Southwest corner of said Block "A"; thence South 78825'01" West, 249.73 feet (of record as South 78815' West, 250.00 feet); thence South 15847'09" East, 154.57 feet (of record as South 15839'45" East, 154.70 feet); thence South 78827'08" West, 183.66 feet (of record as South 78833'30" West, 184.20 feet); thence South 48804'03" West, 54.17 feet (of record as South 47847'30" West, 54.20 feet) to a point on the Easterly right way line of the existing county road; thence South 47843'32" West, 105.20 feet to the shoreline of Hauser Lake; thence In a Southeasterly direction along said shoreline, the meander of which is South 55822'16" East, 157.49 feet; thence North 42859'17" East, 99.56 feet to the Easterly right of way line of said existing county road; thence North 40816'43" West, 10.00 feet to the North line of a 60 foot wide right of way for private road; thence Along the Northerly right of way line of said road as follows: North 49848'24" East, 78.52 feet; thence North 42843'35" East, 103.60 feet; thence North 89831'16" East, 105.95 feet; thence South 73829'26" East, 84.56 feet; thence South 81859'10" East, 148.75 feet; thence North 59827'00" East and leaving said right of way line, 258.57 feet; thence North 181.18 feet to the TRUE POINT OF BEGINNING. Commonly known as: 12008 North Woodland Beach Drive, Hauser Lake, Idaho 83854 The Trustee has no knowledge of a more particular description of the above referenced real property for purposes of compliance with Section 60-113 Idaho Code. Said sale will be made without covenant or warranty regarding title, possession or encumbrance to satisfy the obligations secured by and pursuant to the power of sale conferred in the Deed of Trust described as follows: A Deed of Trust to secure an indebtedness in the amount shown below. Amount: $470,000.00 Trustor/Grantor: Anabella, Inc., an Idaho corporation Trustee: Pioneer Title Company of Kootenai County Beneficiary: Mountain West Bank Dated: October 4, 2004 Recorded: October 4, 2004 Instrument No. :1904852 THE GRANTORS NAMED HEREIN ARE LISTED TO COMPLY WITH SECTION 45-1506 OF THE IDAHO CODE. No representation is made whether or not they are currently responsible for the obligation listed herein. The default for which this sale is to be made is the obligation secured by the Deed of Trust is in default for failure of the obligors to pay the monthly payments when due for the months of August, September, October, 2012, and any payments thereafter accruing. As of October 1, 2012, the outstanding principal balance owing on the obligation secured by the Deed of Trust was $390,063.76, plus accrued interest and late charges in the amount of $5,260.87. Additional interest accrues at the rate of 5.7500% per annum or $61.28050 per day. Grantors must also pay outstanding taxes, interest, penalties, late charges, service charges, appraisal fees, title policy fees, and any other disbursements, costs, fees or expenses incurred or paid by the Beneficiary and/or Trustee associated with this Notice of Default and/or foreclosure as provided by the Deed of Trust, Promissory Note, or by Idaho law. JONATHON HALLIN, Attorney at Law, is successor trustee of said Deed of Trust. DATED this 17th day of October, 2012 JONATHON HALLIN, Trustee 601 E. Front Ave., Suite\u2020502 Coeur d'Alene, Idaho 83814 (208) 667-0517 Legal 7384 November 1, 8, 15, 22, 2012

NOTICE OF TRUSTEE'S SALE On FRIDAY, FEBRUARY 8, 2013, AT THE HOUR OF 11:00 o'clock A.M., local time, of said day, at the front steps of the Kootenai County Courthouse, 501 Government Way, Coeur d'Alene, Idaho, Jonathon Hallin, as Successor Trustee, will sell at public auction to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real property, together with fixtures, of the following described real property in Kootenai County, Idaho: Lot 5, Block 4, THE LANDINGS AT WATERFORD FOURTH ADDITION, according to the plat recorded in the office of the County Recorder in Book "J" of Plats at Page 343, records of Kootenai County, Idaho. Note: The address of the subject property is described as follows: 7799 Balta Lane, Coeur d'Alene, ID 83815 The Trustee has no knowledge of a more particular description of the above referenced real property for purposes of compliance with Section 60-113 Idaho Code. Said sale will be made without covenant or warranty regarding title, possession or encumbrance to satisfy the obligations secured by and pursuant to the power of sale conferred in the Deed of Trust described as follows: A Deed of Trust to secure an indebtedness of $216,312.00, and any other amounts as therein provided, payable under the terms, conditions, provisions and stipulations thereof. Dated: October 8, 2009 Grantor: Joi Knowles, an unmarried person and Raymond W. Doney, an unmarried person Trustee: North Idaho Title Beneficiary: Mountain West Bank, Corporation Recorded: October 9, 2009 Instrument No.: 2235950000 Loan No.; 0181788608 THE GRANTORS NAMED HEREIN ARE LISTED TO COMPLY WITH SECTION 45-1506 OF THE IDAHO CODE. No representation is made whether or not they are currently responsible for the obligation listed herein. The default for which this sale is to be made is the obligation secured by the Deed of Trust is in default for failure of the obligors to pay monthly payments when due for the months of July, August, September, 2012, and any other payments that have since become due and owing. As of September 14, 2012, the outstanding principal balance owing on the obligation secured by the Deed of Trust was $200,878.50, plus accrued interest and late charges in the amount of $2,887.60. Additional interest accrues at the rate of 4.875% per annum or $27.06833 per day. Grantors must also pay outstanding taxes, interest, penalties, late charges, service charges, appraisal fees, title policy fees, and any other disbursements, costs, fees or expenses incurred or paid by the Beneficiary and/or Trustee associated with this Notice of Default and/or foreclosure as provided by the Deed of Trust, Promissory Note, or by Idaho law. JONATHON HALLIN, Attorney at Law, is successor trustee of said Deed of Trust. DATED this 8TH day of October, 2012 JONATHON HALLIN, Trustee 601 E. Front Ave., Suite\u2020502, Coeur d'Alene, Idaho 83814 (208) 667-0517 Legal 7386 November 1, 8, 15, 22, 2012

NOTICE OF TRUSTEE'S SALE On Tuesday, the 19th day of February, 2013, at the hour of 10:00 o'clock a.m. of said day at Alliance Title & Escrow, 1270 Northwood Center Ct., Coeur d'Alene, in the County of Kootenai, State of Idaho, Ryan M. Fawcett, as Successor Trustee, will sell at public auction, to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real property situated in the County of Kootenai, State of Idaho, and described as follows, to wit: LOT 24, BLOCK 7, DEERFIELD, ACCORDING TO THE PLAT THEREOF, RECORDED IN THE OFFICE OF THE COUNTY RECORDER IN BOOK "G" OF PLATS AT PAGE 376, RECORDS OF KOOTENAI COUNTY, STATE OF IDAHO. The Successor Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Section 60-113, Idaho Code, the Successor Trustee has been informed that the street address of 6451 W. Basswood Dr., Rathdrum, Idaho, is sometimes associated with said real property. Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by LEE MARTENSON, an Unmarried Person and JENNIFER RAGAN, an Unmarried Person, Grantor, to Ryan M. Fawcett, Successor Trustee, for the benefit and security of FIRSTBANK NORTHWEST, recorded April 29, 2005, as Instrument No. 1945862, Mortgage records of Kootenai County, Idaho; and assigned to the IDAHO HOUSING AND FINANCE ASSOCIATION by Assignment of Deed of Trust recorded on July 6, 2005, as Instrument No. 1962580, Mortgage records of Kootenai County, Idaho. THE ABOVE GRANTOR IS NAMED TO COMPLY WITH SECTION 45-1506 (4)(a), IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. The default for which this sale is to be made is the failure to pay when due, monthly installment payments under the Deed of Trust Note dated April 25, 2005, in the amount of $816.00 each, for the months of April through October, 2012, inclusive; and for each and every month thereafter until date of sale or reimbursement. All delinquent payments are now due, plus accumulated late charges, plus any costs or expenses associated with this foreclosure. The accrued interest is at the rate of 4.99% per annum from March 1, 2012. The principal balance owing as of this date on the obligation secured by said Deed of Trust is $109,877.91, plus accrued interest at the rate of 4.99% per annum from March 1, 2012. DATED This 19th day of October, 2012. RYAN M. FAWCETT, a Member oF the Idaho State Bar, SUCCESSOR TRUSTEE Legal 7416 November 1, 8, 15, 22, 2012

CASE NO. CV12-6958 ANOTHER SUMMONS IN THE DISTRICT COURT OF THE FIRST JUDICIAL DISTRICT OF THE STATE OF IDAHO, IN AND FOR THE COUNTY OF KOOTENAI UNITED STATES OF AMERICA, acting through the UNITED STATES DEPARTMENT OF AGRICULTURE, RURAL DEVELOPMENT Plaintiff, vs. UNKNOWN HEIRS AND DEVISES OF IGOR NIAKI, GRETCHEN NIAKI, and RONI M. ATKINS, as Personal Representative of the estate of IGOR NIAKI, Defendants. NOTICE: YOU HAVE BEEN SUED BY THE ABOVE-NAMED PLAINTIFF(S). THE COURT MAY ENTER JUDGMENT AGAINST YOU WITHOUT FURTHER NOTICE UNLESS YOU RESPOND WITHIN 20 DAYS. READ THE INFORMATION BELOW. TO: UNKNOWN HEIRS AND DEVISEES OR IGOR NIAKI YOU ARE HEREBY NOTIFIED That in order to defend this lawsuit, an appropriate written response must be filed with the above designated court within 20 days after service of this Another Summons on you. If you fail to so respond, the court may enter judgment against you as demanded by the plaintiff(s) in the Complaint. A copy of the Complaint is served with this Another Summons. If you wish to seek the advice of or representation by an attorney in this matter you should do so promptly so that your written response, if any, may be filed in time and other legal rights protected. The nature of the claim against you is for, among other things, judicial foreclosure of real property located at 217 South Pine Court, Post Falls, Idaho, 83854. An appropriate written response requires compliance with Rule 10(a)(1) and other Idaho Rules of Civil Procedure and shall also include: 1. The title and number of this case. 2. If your response is an Answer to the Complaint, it must contain admissions or denials of the separate allegations of the Complaint and other defenses you may claim. 3. Your signature, mailing address and telephone number, or the signature, mailing address and telephone number of your attorney. 4. Proof of mailing or delivery of a copy of your response, contact the Clerk of the above-named court. To determine whether you must pay a filing fee with your response, contact the Clerk of the above-named court. DATED this 16th day of October, 2012. CLIFFORD T. HAYES, Clerk By: Cathy, Victorino, Deputy Clerk Legal 7418 November 1, 8, 15, 22, 2012

NOTICE OF TRUSTEE'S SALE On Monday, February 11, 2013, at the hour of 11:00 A.M. of said day, in the lobby of the office of KOOTENAI COUNTY TITLE COMPANY, located at 1450 Northwest Boulevard, Suite 200, Coeur d'Alene, County of Kootenai, State of Idaho, KOOTENAI COUNTY TITLE COMPANY, INC., an Idaho corporation, as Trustee, will sell at public auction to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real property, situated in the County of Kootenai, State of Idaho, and described as follows: Lot 8, Block 7, MOUNTAIN VIEW TERRACE 1ST ADDITION, according to the plat recorded in the office of the County Recorder in Book D of Plats at Page 178, records of Kootenai County, Idaho. The Trustee has no knowledge of a more particular description of the above-referenced Property but, for purposes of compliance with Section 60-113 of Idaho Code, the Trustee has been informed that the address sometimes associated with said real property is: 3435 West Box Canyon Drive, Post Falls, Idaho 83854 For further information of the location of the property please contact Kootenai County Title Company. Said sale will be made without covenant or warranty regarding title, possession or encumbrance to satisfy the obligations secured by and pursuant to the power of sale conferred it, the Deed of Trust executed by James Lamanna and Jennifer Lamanna, to KOOTENAI COUNTY TITLE COMPANY, INC. as Trustee, for the benefit and security of Carla Jo Wheeler, as Beneficiary, recorded September 23, 2009 as Instrument No. 2233397000, records of Kootenai County, Idaho. THE GRANTOR NAMED HEREIN IS LISTED TO COMPLY WITH SECTION 45-1506(4) (a) OF THE IDAHO CODE. No representation is made whether or not they are currently responsible for the obligation listed herein. AND FURTHER, that a breach of the obligation for which the transfer in trust is security has occurred, in that the Grantors above mentioned have failed to make monthly installment payments in the amount of $630.30, including interest, which were due on June 6, 2011 and on the 6th day of each month thereafter through September 6, 2012; together with late charges, service charges and any other disbursements, costs, fees or expenses incurred or paid by the Beneficiary and/or Trustee associated with this Notice of Default and/or this foreclosure as provided by the Deed of Trust or Deed of Trust Note, or by Idaho law. The Beneficiary has declared the entire principal and accrued interest due and payable in full. The balance owing as of August 28, 2012, on the obligation secured by said Deed of Trust is $84,467.79, plus accrued interest in the amount of $8,810.74, plus interest accruing at the rate of 8.00% annual percentage rate from August 28, 2012 until paid, together with late charges, service charges and any other disbursements, costs, fees or expenses incurred or paid by the Beneficiary and/or Trustee associated with this foreclosure as provided by the Deed of Trust or Deed of Trust Note, or by Idaho law. DATED this 11th day of October, 2012 KOOTENAI COUNTY TITLE COMPANY, Trustee By: Denise K. Potts, Secretary Legal 7426 November 1, 8, 15, 22, 2012

NOTICE OF TRUSTEE'S SALE On February 28, 2013, at the hour of 11:00 o'clock AM of said day, at First American Title Co., 1866 N. Lakewood Drive, Coeur d' Alene, Idaho, JUST LAW, INC., as Successor Trustee, will sell at public auction to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real property, situated in the County of Kootenai, State of Idaho, and described as follows to wit: Lot 215, Best Land Annex, according to the Plat recorded in Book "C" of Plats at Page 173, records of Kootenai County, Idaho The Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Section 60-113 Idaho Code, the Trustee has been informed the address of 1203 E. Stiner Ave., Coeur d'Alene, ID 83815, is sometimes associated with the said real property. This Trustee's Sale is subject to a bankruptcy filing, a payoff, a reinstatement or any other conditions of which the Trustee is not aware that would cause the cancellation of this sale. Further, if any of these conditions exist, this sale may be null and void, the successful bidder's funds shall be returned, and the Trustee and the Beneficiary shall not be liable to the successful bidder for any damages. Said sale will be made without covenant or warranty regarding title, possessions or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by Adam J. Nieder, an unmarried person and Allison R. Theony, an unmarried person, as Grantor(s) with Mortgage Electronic Registration Systems, Inc. as the Beneficiary, under the Deed of Trust recorded August 4, 2006, as Instrument No. 2047804000, in the records of Kootenai County, Idaho. The Beneficial interest of said Deed of Trust was subsequently assigned to Wells Fargo Bank, National Association, as Trustee for the Holders of The First Franklin Mortgage Loan Trust 2006-FF15 Mortgage Pass Through Certificates, Series 2006-FF15, recorded January 30, 2012, as Instrument No. 2343922000, in the records of said County. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(a), IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. The default for which this sale is to be made is the failure to pay the amount due under the certain Promissory Note and Deed of Trust, in the amounts called for thereunder as follows: Monthly payments in the amount of $903.24 for the months of July 2012 through and including to the date of sale, together with late charges and monthly payments accruing. The sum owing on the obligation secured by said Deed of Trust is $133,191.07 as principal, plus service charges, attorney's fees, costs of this foreclosure, any and all funds expended by Beneficiary to protect their security interest, and interest accruing at the rate of 5.0% from June 1, 2012, together with delinquent taxes plus penalties and interest to the date of sale. The Beneficiary elects to sell or cause the trust property to be sold to satisfy said obligation. Dated this 24th day of October, 2012. ___________/s/ Tammie Harris Trust Officer for Just Law, Inc. For information concerning this sale please contact Just Law, Inc. at www.justlawidaho.com or Toll Free at 1-800-923-9106, Thank you. Legal 7427 November 1, 8, 15, 22, 2012

NOTICE OF TRUSTEE'S SALE On February 28, 2013, at the hour of 11:00 o'clock AM of said day, at First American Title Co., 1866 N. Lakewood Drive, Coeur d' Alene, Idaho, JUST LAW, INC., as Successor Trustee, will sell at public auction to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real property, situated in the County of Kootenai, State of Idaho, and described as follows to wit: Tract 308, Spirit Lake East, according to the plat recorded in Book "F" of Plats, Page 18, records of Kootenai County, Idaho The Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Section 60-113 Idaho Code, the Trustee has been informed the address of 5959 W. Coeur d'Alene Dr., Spirit Lake, ID, is sometimes associated with the said real property. This Trustee's Sale is subject to a bankruptcy filing, a payoff, a reinstatement or any other conditions of which the Trustee is not aware that would cause the cancellation of this sale. Further, if any of these conditions exist, this sale may be null and void, the successful bidder's funds shall be returned, and the Trustee and the Beneficiary shall not be liable to the successful bidder for any damages. Said sale will be made without covenant or warranty regarding title, possessions or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by Jeremy Schmidt and Lora L. Schmidt, husband and wife, as Grantor(s) with Mortgage Electronic Registration Sytems, Inc. as the Beneficiary, under the Deed of Trust recorded December 17, 2007, as Instrument No. 2136392000, in the records of Kootenai County, Idaho. The Beneficial interest of said Deed of Trust was subsequently assigned to Flagstar Bank, FSB, recorded October 18, 2012, as Instrument No. 2380000000, in the records of said County. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(a), IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. The default for which this sale is to be made is the failure to pay the amount due under the certain Promissory Note and Deed of Trust, in the amounts called for thereunder as follows: Monthly payments in the amount of $1,841.87 for the months of July 2012 through and including to the date of sale, together with late charges and monthly payments accruing. The sum owing on the obligation secured by said Deed of Trust is $258,076.45 as principal, plus service charges, attorney's fees, costs of this foreclosure, any and all funds expended by Beneficiary to protect their security interest, and interest accruing at the rate of 5.875% from June 1, 2012, together with delinquent taxes plus penalties and interest to the date of sale. The Beneficiary elects to sell or cause the trust property to be sold to satisfy said obligation. Dated this 24th day of October, 2012. ___________/s/ Tammie Harris Trust Officer for Just Law, Inc. For information concerning this sale please contact Just Law, Inc. at www.justlawidaho.com or Toll Free at 1-800-923-9106, Thank you. Legal 7428 November 1, 8, 15, 22, 2012

Notice of Trustee's Sale Idaho Code 45-1506 Today's date: November 1, 2012 File No.: 7345.26179 Sale date and time (local time): March 06, 2013 at 10:00 AM Sale location: in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID 83814 Property address: 1225 W Snoqualmie Ave Post Falls, ID 83854 Successor Trustee: Northwest Trustee Services, Inc., an Idaho Corporation P.O. Box 997 Bellevue, WA 98009 (425) 586-1900 Deed of Trust information Original grantor: David E. Boomer and Laura B. Boomer, husband and wife Original trustee: First American Title Insurance Company Original beneficiary: Mortgage Electronic Registration Systems, Inc. solely as nominee for American Mortgage Network, Inc. Recording date: June 16, 2006 Recorder's instrument number: 2037890000 County: Kootenai Sum owing on the obligation: as of November 1, 2012: $226,653.18 Because of interest, late charges, and other charges that may vary from day to day, the amount due on the day you pay may be greater. Hence, if you pay the amount shown above, an adjustment may be necessary after we receive your check. For further information write or call the Successor Trustee at the address or telephone number provided above. Basis of default: failure to make payments when due. Please take notice that the Successor Trustee will sell at public auction to the highest bidder for certified funds or equivalent the property described above. The property address is identified to comply with IC 60-113 but is not warranted to be correct. The property's legal description is: Lot 8, Block 5, Montrose First Addition, according to the plat recorded in Book "I" of Plats at Page 106, records of Kootenai County, Idaho. The sale is subject to conditions, rules and procedures as described at the sale and which can be reviewed at www.northwesttrustee.com or USA-Foreclosure.com. The sale is made without representation, warranty or covenant of any kind. (TS# 7345.26179) 1002.230991-File No. Legal 7471 November 15, 22, 29, 2012 December 6, 2012