Legals June 17, 2011

Notice of Trustee's Sale Idaho Code 45-1506 Today's date: May 18, 2011 File No.: 7777.16084 Sale date and time (local time): September 16, 2011 at 10:00 AM Sale location: in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID 83814 Property address: 8307 N Brookside Dr Hayden, ID 83835 Successor Trustee: Northwest Trustee Services, Inc., an Idaho Corporation P.O. Box 997 Bellevue, WA 98009 (425) 586-1900 Deed of Trust information Original grantor: Thomas B. Dennis and Elizabeth A. Dennis, husband and wife Original trustee: Pioneer Title Company of Kootenai County Original beneficiary: Wells Fargo Financial Idaho, Inc. Recording date: 08/30/2005 Recorder's instrument number: 1975996 County: Kootenai Sum owing on the obligation: as of May 18, 2011: $147,756.29 Because of interest, late charges, and other charges that may vary from day to day, the amount due on the day you pay may be greater. Hence, if you pay the amount shown above, an adjustment may be necessary after we receive your check. For further information write or call the Successor Trustee at the address or telephone number provided above. Basis of default: failure to make payments when due. Please take notice that the Successor Trustee will sell at public auction to the highest bidder for certified funds or equivalent the property described above. The property address is identified to comply with IC 60-113 but is not warranted to be correct. The property's legal description is: Lot 11, Block 3, Stoddard Meadows 1st Addition, according to the plat recorded in Book "I" of Plats, Page 447, records of Kootenai County, State of Idaho. The sale is subject to conditions, rules and procedures as described at the sale and which can be reviewed at www.northwesttrustee.com or USA-Foreclosure.com. The sale is made without representation, warranty or covenant of any kind. (TS# 7777.16084) 1002.193613-FEI Legal 2891 May 27, 2011 June 3, 10, 17, 2011

Notice of Trustee's Sale Idaho Code 45-1506 Today's date: May 25, 2011 File No.: 7037.76840 Sale date and time (local time): September 23, 2011 at 10:00 AM Sale location: in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID 83814 Property address: 905 North Tinsmith Lane Post Falls, ID 83854 Successor Trustee: Northwest Trustee Services, Inc., an Idaho Corporation P.O. Box 997 Bellevue, WA 98009 (425) 586-1900 Deed of Trust information Original grantor: Daryn W. Call and Audra L. Call, husband and wife Original trustee: Kootenai County Title Company Original beneficiary: JPMorgan Chase Bank, N.A. Recording date: 06/02/2009 Recorder's instrument number: 2214423000 and Re-recorded June 24, 2009 as Instrument No. 2218382000 County: Kootenai Sum owing on the obligation: as of May 25, 2011: $161,253.81 Because of interest, late charges, and other charges that may vary from day to day, the amount due on the day you pay may be greater. Hence, if you pay the amount shown above, an adjustment may be necessary after we receive your check. For further information write or call the Successor Trustee at the address or telephone number provided above. Basis of default: failure to make payments when due. Please take notice that the Successor Trustee will sell at public auction to the highest bidder for certified funds or equivalent the property described above. The property address is identified to comply with IC 60-113 but is not warranted to be correct. The property's legal description is: Lot 4, Mullan Trail Addition, according to the plat recorded in the office of the County Recorder in Book E of Plats at Page 200, records of Kootenai County, Idaho. The sale is subject to conditions, rules and procedures as described at the sale and which can be reviewed at www.northwesttrustee.com or USA-Foreclosure.com. The sale is made without representation, warranty or covenant of any kind. (TS# 7037.76840) 1002.194327-FEI Legal 2951 June 3, 10, 17, 24, 2011

Notice of Trustee's Sale Idaho Code 45-1506 Today's date: May 25, 2011 File No.: 7839.20191 Sale date and time (local time): September 23, 2011 at 10:00 AM Sale location: in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID 83814 Property address: 1305 N. 10th St Coeur d' Alene, ID 83814 Successor Trustee: Northwest Trustee Services, Inc., an Idaho Corporation P.O. Box 997 Bellevue, WA 98009 (425) 586-1900 Deed of Trust information Original grantor: Colleen Obeid, a widow Original trustee: UPF, Incorporated Original beneficiary: Washington Trust Bank Recording date: 04/28/2005 Recorder's instrument number: 1945477 County: Kootenai Sum owing on the obligation: as of May 25, 2011: $34,228.32 Because of interest, late charges, and other charges that may vary from day to day, the amount due on the day you pay may be greater. Hence, if you pay the amount shown above, an adjustment may be necessary after we receive your check. For further information write or call the Successor Trustee at the address or telephone number provided above. Basis of default: failure to make payments when due. Please take notice that the Successor Trustee will sell at public auction to the highest bidder for certified funds or equivalent the property described above. The property address is identified to comply with IC 60-113 but is not warranted to be correct. The property's legal description is: Lot 16, Block A, Nevin's Addition, to the Town of Coeur d'Alene, Kootenai County, State of Idaho, according to the plat recorded in Book "B" of Plats, Page 58. The sale is subject to conditions, rules and procedures as described at the sale and which can be reviewed at www.northwesttrustee.com or USA-Foreclosure.com. The sale is made without representation, warranty or covenant of any kind. (TS# 7839.20191) 1002.194288-FEI Legal 2952 June 3, 10, 17, 24, 2011

Notice of Trustee's Sale Idaho Code 45-1506 Today's date: May 25, 2011 File No.: 7303.20528 Sale date and time (local time): September 23, 2011 at 10:00 AM Sale location: in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID 83814 Property address: 2562 W. Berkley Ln Hayden, ID 83835 Successor Trustee: Northwest Trustee Services, Inc., an Idaho Corporation P.O. Box 997 Bellevue, WA 98009 (425) 586-1900 Deed of Trust information Original grantor: Edmund J. Dunne, Jr., an unmarried man Original trustee: First American Title Original beneficiary: Mortgage Electronic Registration Systems, Inc. solely as nominee for Key Mortgage Corporation Recording date: 01/23/2008 Recorder's instrument number: 2141546000 County: Kootenai Sum owing on the obligation: as of May 25, 2011: $194,944.88 Because of interest, late charges, and other charges that may vary from day to day, the amount due on the day you pay may be greater. Hence, if you pay the amount shown above, an adjustment may be necessary after we receive your check. For further information write or call the Successor Trustee at the address or telephone number provided above. Basis of default: failure to make payments when due. Please take notice that the Successor Trustee will sell at public auction to the highest bidder for certified funds or equivalent the property described above. The property address is identified to comply with IC 60-113 but is not warranted to be correct. The property's legal description is: Lot 7, Block 4, Broadmoore Estates Fifth Addition, according to the plat recorded in Book "J" of Plats, Page 190, records of Kootenai County, Idaho. The sale is subject to conditions, rules and procedures as described at the sale and which can be reviewed at www.northwesttrustee.com or USA-Foreclosure.com. The sale is made without representation, warranty or covenant of any kind. (TS# 7303.20528) 1002.194277-FEI Legal 2953 June 3, 10, 17, 24, 2011

NOTICE OF TRUSTEE'S SALE Trustee's Sale No. 02-OC-109213 NOTICE IS HEREBY GIVEN that, PIONEER TITLE OF ADA COUNTY DBA PIONEER LENDER TRUSTEE SERVICES, the duly appointed Successor Trustee, will on September 23, 2011, at the hour of 10:00 AM, of said day, FRONT ENTRANCE OF THE KOOTENAI COUNTY COURTHOUSE, 324 WEST GARDEN AVENUE, COEUR D'ALENE, ID, sell at public auction to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real and personal property (hereafter referred to collectively as the "Property"), situated in the County of KOOTENAI, State of Idaho, to-wit: LOT 10, BLOCK 3, COPPER VALLEY ESTATES, ACCORDING TO THE PLAT RECORDED IN THE OFFICE OF THE COUNTY RECORDER IN BOOK G OF PLATS, AT PAGE 456 RECORDS OF KOOTENAI COUNTY, IDAHO. The Trustee has no knowledge of a more particular description of the above-referenced Property but, for purposes of compliance with Section 60-113 of Idaho Code, the Trustee has been informed that the address of 6545 WEST FLAGSTAFF STREET , RATHDRUM, ID 83858, is sometimes associated with said real property. Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by MICHAEL J. TAYLOR AND DEBRA TAYLOR, HUSBAND AND WIFE, as Grantor, to ALLIANCE TITLE, as Trustee, for the benefit and security of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. AS NOMINEE FOR FREMONT INVESTMENT & LOAN, as Beneficiary, dated 6/23/2005, recorded 7/5/2005, under Instrument No. 1962376, Mortgage records of KOOTENAI County, IDAHO, the beneficial interest in which is presently held by Bank of America, National Association as Successor by Merger to LaSalle Bank National Association, as Trustee for the registered holders of GSAMP Trust 2005-HE6, Mortgage Pass-Through Certificates, Series 2005-HE6. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(A), IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. The default for which is sale is made is the failure to pay when due under the Deed of Trust Note dated 6/23/2005, THE MONTHLY PAYMENT WHICH BECAME DUE ON 2/1/2011 AND ALL SUBSEQUENT MONTHLY PAYMENTS, PLUS LATE CHARGES AND OTHER COSTS AND FEES AS SET FORTH. Amount due as of May 19, 2011 Delinquent Payments from February 01, 2011 4 payments at $1,101.50 each $4,406.00 (02-01-11 through 05-19-11) Late Charges: $0.00 Beneficiary Advances: $843.00 Suspense Credit: $ -894-00 All delinquencies are now due, together with unpaid and accruing taxes, assessments, trustee's fees, attorney's fees, costs and advances made to protect the security associated with this foreclosure. The principal balance is $127,870.22, together with interest thereon at 7.750% per annum from 1/1/2011, until paid. The Beneficiary elects to sell or cause the trust property to be sold to satisfy said obligation. Anyone having any objection to the sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the same. DATED: 5/19/2011. PIONEER TITLE OF ADA COUNTY DBA PIONEER LENDER TRUSTEE SERVICES, Trustee By Kara Lansberry, Assistant Trustee Officer c/o REGIONAL TRUSTEE SERVICES CORPORATION 616 1st Avenue, Suite 500 Seattle, WA 98104 Phone: (206) 340-2550 Sale information: http://www.rtrustee.com ASAP# 4006439 Legal 2963 June 3, 10, 17, 24, 2011

NOTICE OF TRUSTEE'S SALE TS No. 08-0092981 Title Order No. W832124 Parcel No. C7335000001A The following described property will be sold at public auction to the highest bidder, payable in lawful money of the United States, In the lobby of Pioneer Title Company of Kootenai County located at 100 Wallace Avenue, Coeur d'Alene, ID 83814, on 10/03/2011 at 11:00 am, (recognized local time) for the purpose of foreclosing that certain Deed of Trust recorded 09/01/2006 as Instrument Number 2053166000, and re-recorded 03/08/2011 as Instrument Number 2305372000, and executed by NATHAN CLEVELAND, AND ERNESTINA CLEVELAND, HUSBAND AND WIFE, as Grantor(s), in favor of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., as Beneficiary, to RECONTRUST COMPANY, N.A., the Current Trustee of record, covering the following real property located in Kootenai County, state of Idaho: LOTS 1 AND 2, PERRENOUD'S ADDITION TO THE TOWN OR COEUR D'ALENE, ACCORDING TO THE PLAT RECORDED IN BOOK "C" OF PLATS AT PAGE 144 RECORDS OF KOOTENAI COUNTY, IDAHO. EXCEPT BEGINNING AT THE NORTHWEST CORNER OF SAID LOT 2; THENCE SOUTH ALONG THE WEST LINE OF SAID LOT 2, A DISTANCE OF 10 FEET; THENCE EAST PARALLEL WITH THE NORTH LINE OF SAID LOT 2, A DISTANCE OF 90 FEET; THENCE SOUTH 6 FEET; THENCE EAST 35 FEET TO A POINT ON THE EAST LINE OF SAID LOT 2; THENCE NORTH 16 FEET TO THE NORTHEAST CORNER OF SAID LOT 2; THENCE WEST ALONG THE NORTH LINE OF SAID LOT, 125 FEET TO THE POINT OF BEGINNING. Commonly known as: 905 East Walnut Avenue, Coeur d'Alene, Idaho 83814-4554 The Trustee has no knowledge of a more particular description of the above referenced real property, but for purpose of compliance with Idaho Code, Section 60-113, the Trustee has been informed that the street address of, 905 E WALNUT AVE, COEUR D ALENE, ID 83814-4554 is sometimes associated with said real property. Bidders must be prepared to tender the trustee the full amount of the bid at the sale in the form of cash, or a cashier's check drawn on a state or federally insured savings institution. Said sale will be made without covenant or warranty, express or implied, regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in that certain Deed of Trust. The default for which this sale is to be made is: Failure to pay the monthly payment due 04/01/2008 of principal, interest and impounds and subsequent installments due thereafter; plus late charges, with interest currently accruing at 9.250% per annum; together with all subsequent sums advanced by beneficiary pursuant to the terms and conditions of said Deed of Trust, and any supplemental modifications thereto. The principal balance owing as of this date on said obligation is $155,434.87, plus interest, costs and expenses actually incurred in enforcing the obligations thereunder and in this sale, together with any unpaid and /or accruing real property taxes, and/or assessments, attorneys' fees, Trustees' fees and costs, and any other amount advanced to protect said security, as authorized in the promissory note secured by the aforementioned Deed of Trust. Therefore, the Beneficiary elects to sell, or cause said trust property to be sold, to satisfy said obligation. NOTICE IS HEREBY GIVEN THAT THIS FIRM IS ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE, AND THAT THE DEBT MAY BE DISPUTED. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(a) IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. DATED: 05/25/2011 Name and Address of the Current Trustee is: RECONTRUST COMPANY, N.A. 1800 Tapo Canyon Rd., SV2-202 SIMI VALLEY, CA 80028-1821 PHONE: (800) 281-8219 RECONTRUST COMPANY, N.A. Successor Trustee /S/ Tonya Malugen ASAP# 4007230 Legal 2967 June 3, 10, 17, 24, 2011

NOTICE OF TRUSTEE'S SALE On Tuesday, the 27th day of September, 2011, at the hour of 10:00 o'clock a.m. of said day at Alliance Title & Escrow, 1270 Northwood Center Ct., Coeur d'Alene, in the County of Kootenai, State of Idaho, Ryan M. Fawcett, as Successor Trustee, will sell at public auction, to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real property situated in the County of Kootenai, State of Idaho, and described as follows, to wit: LOT 1, BLOCK 1, RAMSEY MEADOWS SECOND ADDITION, ACCORDING TO THE PLAT RECORDED IN BOOK "I" OF PLATS AT PAGE 477, RECORDS OF KOOTENAI COUNTY, IDAHO. The Successor Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Section 60-113, Idaho Code, the Successor Trustee has been informed that the street address of 4995 N. Santa Maria Dr., Coeur d'Alene, Idaho, is sometimes associated with said real property. Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by MARY E. HOLAPA, an Unmarried Person, Grantor, to Ryan M. Fawcett, Successor Trustee, for the benefit and security of MOUNTAIN WEST BANK, recorded February 6, 2009, as Instrument No. 2195688000, Mortgage records of Kootenai County, Idaho; and assigned to the IDAHO HOUSING AND FINANCE ASSOCIATION by Assignment of Deed of Trust recorded on April 10, 2009, as Instrument No. 2205405000, Mortgage records of Kootenai County, Idaho. THE ABOVE GRANTOR IS NAMED TO COMPLY WITH SECTION 45-1506 (4)(a), IDAHO CODE. NO REPRESENTATION IS MADE THAT SHE IS, OR IS NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. The default for which this sale is to be made is the failure to pay when due, monthly installment payments under the Deed of Trust Note dated, February 2, 2009, in the amount of $1,024.00 each, for the months of December, 2010, through May, 2011, inclusive; and for each and every month thereafter until date of sale or reimbursement. All delinquent payments are now due, plus accumulated late charges, plus any costs or expenses associated with this foreclosure. The accrued interest is at the rate of 5.375% per annum from November 1, 2010. The principal balance owing as of this date on the obligation secured by said Deed of Trust is $162,361.36, plus accrued interest at the rate of 5.375% per annum from November 1, 2010. DATED This 26th day of May, 2011. RYAN M. FAWCETT, a Member of the Idaho State Bar, SUCCESSOR TRUSTEE Legal 3015 June 10, 17, 24, 2011 July 1, 2011

NOTICE OF TRUSTEE'S SALE On Tuesday, the 27th day of September, 2011, at the hour of 10:00 o'clock a.m. of said day at Alliance Title & Escrow, 1270 Northwood Center Ct., Coeur d'Alene, in the County of Kootenai, State of Idaho, Ryan M. Fawcett, as Successor Trustee, will sell at public auction, to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real property situated in the County of Kootenai, State of Idaho, and described as follows, to wit: LOT 13, BLOCK 2, PIONEER RIDGE THIRD ADDITION, ACCORDING TO THE PLAT RECORDED IN BOOK "G" OF PLATS, PAGES 123 AND 123A, RECORDS OF KOOTENAI COUNTY, IDAHO. The Successor Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Section 60-113, Idaho Code, the Successor Trustee has been informed that the street address of 2314 N. Rawhide Ridge Rd., Post Falls, Idaho, is sometimes associated with said real property. Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by JOEL B. CHRISTY and HEIDI E. CHRISTY, Husband and Wife, Grantor, to Ryan M. Fawcett, Successor Trustee, for the benefit and security of GLOBAL CREDIT UNION, recorded July 27, 2007, as Instrument No. 2113104000, Mortgage records of Kootenai County, Idaho; and assigned to the IDAHO HOUSING AND FINANCE ASSOCIATION by Assignment of Deed of Trust recorded on July 27, 2007, as Instrument No. 2113105000, Mortgage records of Kootenai County, Idaho. THE ABOVE GRANTOR IS NAMED TO COMPLY WITH SECTION 45-1506 (4)(a), IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. The default for which this sale is to be made is the failure to pay when due, monthly installment payments under the Deed of Trust Note dated, July 20, 2007, in the amount of $963.00 each, for the months of December, 2010, through May, 2011, inclusive; and for each and every month thereafter until date of sale or reimbursement. All delinquent payments are now due, plus accumulated late charges, plus any costs or expenses associated with this foreclosure. The accrued interest is at the rate of 5.61% per annum from November 1, 2010. The principal balance owing as of this date on the obligation secured by said Deed of Trust is $139,659.01, plus accrued interest at the rate of 5.61% per annum from November 1, 2010. DATED This 26th day of May, 2011. RYAN M. FAWCETT, a Member of the Idaho State Bar, SUCCESSOR TRUSTEE Legal 3016 June 10, 17, 24, 2011 July 1, 2011

NOTICE OF TRUSTEE'S SALE On Friday, the 30th day of September, 2011, at the hour of 10:00 o'clock a.m. of said day at Alliance Title & Escrow, 1270 Northwood Center Ct., Coeur d'Alene, in the County of Kootenai, State of Idaho, Ryan M. Fawcett, as Successor Trustee, will sell at public auction, to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real property situated in the County of Kootenai, State of Idaho, and described as follows, to wit: LOT 1, BLOCK 3, KYLER AVENUE FIRST ADDITION, ACCORDING TO THE PLAT RECORDED IN BOOK "G" OF PLATS, PAGE 416 AND 416A, RECORDS OF KOOTENAI COUNTY, IDAHO. The Successor Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Section 60-113, Idaho Code, the Successor Trustee has been informed that the street address of 1004 W. Kyler Ave., Hayden, Idaho, is sometimes associated with said real property. Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by RUSSELL D. BOWEN and ALYSON P. BOWEN, Husband and Wife, Grantor, to Ryan M. Fawcett, Successor Trustee, for the benefit and security of FIRST SECURITY BANK, N.A., recorded June 3, 1998, as Instrument No. 1540304, Mortgage records of Kootenai County, Idaho; and assigned to the IDAHO HOUSING AND FINANCE ASSOCIATION by Assignment of Deed of Trust recorded on June 4, 1998, as Instrument No. 1540410, Mortgage records of Kootenai County, Idaho. THE ABOVE GRANTOR IS NAMED TO COMPLY WITH SECTION 45-1506 (4)(a), IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. The default for which this sale is to be made is the failure to pay when due, monthly installment payments under the Deed of Trust Note dated, June 2, 1998, in the amount of $705.00 each, for the months of December, 2010, through May, 2011, inclusive; and for each and every month thereafter until date of sale or reimbursement. All delinquent payments are now due, plus accumulated late charges, plus any costs or expenses associated with this foreclosure. The accrued interest is at the rate of 6.43% per annum from November 1, 2010. The principal balance owing as of this date on the obligation secured by said Deed of Trust is $72,991.89, plus accrued interest at the rate of 6.43% per annum from November 1, 2010. DATED This 1st day of June, 2011. RYAN M. FAWCETT, a Member of the Idaho State Bar, SUCCESSOR TRUSTEE Legal 3017 June 10, 17, 24, 2011 July 1, 2011

NOTICE OF TRUSTEE'S SALE On Tuesday, the 4th day of October, 2011, at the hour of 10:00 o'clock a.m. of said day at Alliance Title & Escrow, 1270 Northwood Center Ct., Coeur d'Alene, in the County of Kootenai, State of Idaho, Ryan M. Fawcett, as Successor Trustee, will sell at public auction, to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real property situated in the County of Kootenai, State of Idaho, and described as follows, to wit: LOT 26, BLOCK 1, SINGING HILLS, ACCORDING TO THE PLAT RECORDED IN THE OFFICE OF THE COUNTY RECORDER IN BOOK "G" OF PLATS AT PAGE 162, RECORDS OF KOOTENAI COUNTY, IDAHO. The Successor Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Section 60-113, Idaho Code, the Successor Trustee has been informed that the street address of 800 E. Glacier Peak Dr., Post Falls, Idaho, is sometimes associated with said real property. Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by RANDY W. SINK and ANGELA T. SINK, Husband and Wife, Grantor, to Ryan M. Fawcett, Successor Trustee, for the benefit and security of FIRSTBANK NORTHWEST, recorded April 30, 2003, as Instrument No. 1797154, Mortgage records of Kootenai County, Idaho; and assigned to the IDAHO HOUSING AND FINANCE ASSOCIATION by Assignment of Deed of Trust recorded on June 17, 2003, as Instrument No. 1807758, Mortgage records of Kootenai County, Idaho. THE ABOVE GRANTOR IS NAMED TO COMPLY WITH SECTION 45-1506 (4)(a), IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. The default for which this sale is to be made is the failure to pay when due, monthly installment payments under the Deed of Trust Note dated, April 28, 2003, in the amount of $846.00 each, for the months of December, 2010, through May, 2011, inclusive; and for each and every month thereafter until date of sale or reimbursement. All delinquent payments are now due, plus accumulated late charges, plus any costs or expenses associated with this foreclosure. The accrued interest is at the rate of 5.30% per annum from November 1, 2010. The principal balance owing as of this date on the obligation secured by said Deed of Trust is $102,224.88, plus accrued interest at the rate of 5.30% per annum from November 1, 2010. DATED This 3rd day of June, 2011. RYAN M. FAWCETT, a Member of the Idaho State Bar, SUCCESSOR TRUSTEE Legal 3018 June 10, 17, 24, 2011 July 1, 2011

NOTICE OF TRUSTEE'S SALE On Tuesday, the 4th day of October, 2011, at the hour of 10:00 o'clock a.m. of said day at Alliance Title & Escrow, 1270 Northwood Center Ct., Coeur d'Alene, in the County of Kootenai, State of Idaho, Ryan M. Fawcett, as Successor Trustee, will sell at public auction, to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real property situated in the County of Kootenai, State of Idaho, and described as follows, to wit: LOT 9, BLOCK 2, COPPER VALLEY RANCH FIRST ADDITION, ACCORDING TO THE PLAT ON FILED IN BOOK G OF PLATS, PAGE 311, RECORDS OF KOOTENAI COUNTY, IDAHO. The Successor Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Section 60-113, Idaho Code, the Successor Trustee has been informed that the street address of 6634 W. Silverado St., fka 672 W. Silverado St., Rathdrum, Idaho, is sometimes associated with said real property. Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by MICHAEL W. TUTTLE and MICHELLE L. TUTTLE, Husband and Wife, Grantor, to Ryan M. Fawcett, Successor Trustee, for the benefit and security of FIRST FEDERAL BANK OF IDAHO, FSB, recorded July 29, 1996, as Instrument No. 1455617, Mortgage records of Kootenai County, Idaho; and assigned to the IDAHO HOUSING AND FINANCE ASSOCIATION by Assignment of Deed of Trust recorded on September 17, 1996, as Instrument No. 1462106, Mortgage records of Kootenai County, Idaho. THE ABOVE GRANTOR IS NAMED TO COMPLY WITH SECTION 45-1506 (4)(a), IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. The default for which this sale is to be made is the failure to pay when due, monthly installment payments under the Deed of Trust Note dated, July 29, 1996, in the amount of $773.00 each, for the months of December, 2010, through May, 2011, inclusive; and for each and every month thereafter until date of sale or reimbursement. All delinquent payments are now due, plus accumulated late charges, plus any costs or expenses associated with this foreclosure. The accrued interest is at the rate of 7.02% per annum from November 1, 2010. The principal balance owing as of this date on the obligation secured by said Deed of Trust is $75,471.56, plus accrued interest at the rate of 7.02% per annum from November 1, 2010. DATED This 3rd day of June, 2011. RYAN M. FAWCETT, a Member of the Idaho State Bar, SUCCESSOR TRUSTEE Legal 3019 June 10, 17, 24, 2011 July 1, 2011

Notice of Trustee's Sale Idaho Code 45-1506 Today's date: May 18, 2011 File No.: 7023.93268 Sale date and time (local time): September 16, 2011 at 10:00 AM Sale location: in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID 83814 Property address: 2066 E. Mountain Court Athol, ID 83801 Successor Trustee: Northwest Trustee Services, Inc., an Idaho Corporation P.O. Box 997 Bellevue, WA 98009 (425) 586-1900 Deed of Trust information Original grantor: Calvin D. Stevenson and Gail R. Stevenson, husband and wife Original trustee: North Idaho Title Insurance Co Original beneficiary: Wells Fargo Home Mortgage, Inc. Recording date: 09/12/2001 Recorder's instrument number: 1695404 County: Kootenai Sum owing on the obligation: as of May 18, 2011: $68,416.55 Because of interest, late charges, and other charges that may vary from day to day, the amount due on the day you pay may be greater. Hence, if you pay the amount shown above, an adjustment may be necessary after we receive your check. For further information write or call the Successor Trustee at the address or telephone number provided above. Basis of default: failure to make payments when due. Please take notice that the Successor Trustee will sell at public auction to the highest bidder for certified funds or equivalent the property described above. The property address is identified to comply with IC 60-113 but is not warranted to be correct. The property's legal description is: Lot 1, Block 5, Abbott Dells, according to the plat recorded in Book "F" of Plats at Page 246 and 246A, records of Kootenai County, Idaho. The sale is subject to conditions, rules and procedures as described at the sale and which can be reviewed at www.northwesttrustee.com or USA-Foreclosure.com. The sale is made without representation, warranty or covenant of any kind. (TS# 7023.93268) 1002.193617-FEI Legal 2892 May 27, 2011 June 3, 10, 17, 2011

LEGAL NOTICE North McGuire Mini Storage announces the public sale of the following storage lots of personal property to satisfy its lien for non-payment of rent due: Unit 6: Name: Dale Johansen Address: PO Box 3307 City/State/Zipcode: Post Falls, ID 83877 Sale will be held at: North McGuire Mini Storage 14225 W. Stone Avenue at the Storage Unit on McGuire Rd. Post Falls, ID 83854 Telephone: (208)773-4280 Date: 6-18-11 Time: 9:00 am Dated this 3 day of June, 2011 Bill Cody Owner Legal 3020 June 10, 17 2011

NOTICE OF TRUSTEE'S SALE Loan No.: 0085332971 T.S. No.: 11-01990-3 ID On October 4, 2011 at 11:00 am, In the lobby of Pioneer Title Company of Kootenai County located at 100 Wallace Avenue, Coeur dAlene, ID 83814 in the County of Kootenai, State of Idaho, Fidelity National Title Insurance Company as Trustee on behalf of Wells Fargo Bank, NA. will sell at public auction, to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real property, situated in the County of Kootenai, State of Idaho, and described as follows: LOTS 18 AND 19, BLOCK H, WESTWOOD ADDITION TO RATHDRUM, ACCORDING TO THE PLAT RECORDED IN BOOK "A" OF DEEDS PAGE 119, RECORDS OF KOOTENAI COUNTY, IDAHO. APN#R800000H018A The Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Section 60-113 Idaho Code, the Trustee has been informed that the address of: 7977 W 4TH ST, RATHDRUM, ID, is sometimes associated with said real property. Said sale will be made without covenant or warranty regarding title, possession or encumbrance to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by BYRON D BRADLEY, A SINGLE PERSON AND DEBBIE L RICE, A SINGLE PERSON, as original grantor(s), to PIONEER TITLE COMPANY, as original trustee, for the benefit and security of Wells Fargo Bank, N.A., as original beneficiary, dated as of May 1, 2008, and recorded on May 13, 2008, as Instrument No. 2158846000, of the records of Kootenai County, Idaho. Please Note: The above grantor(s) are named to comply with section 45-1506(4)(A), Idaho Code, No representation is made that they are, or are not, presently responsible for this obligation set forth herein. The current beneficiary is Wells Fargo Bank, NA., (the "Beneficiary"). The default(s) for which this sale is to be made under Deed of Trust and Note dated May 1, 2008 are: Failed to pay the monthly payments of $1,066.58 due from December 1, 2010, together with all subsequent payments; together with late charges due; together with other fees and expenses incurred by the Beneficiary; The principal balance owing as of this date on the obligation secured by said Deed of Trust is $141,253.56, plus accrued interest at the rate of 5.50000% per annum from November 1, 2010. Ail delinquent amounts are now due, together with accruing late charges, and interest, unpaid and accruing taxes, assessments, trustee's fees, attorney's fees, and any amounts advanced to protect the security associated with this foreclosure and that the beneficiary elects to sell or cause the trust property to be sold to satisfy said obligation. Dated: May 24, 2011 Fidelity National Title Insurance Company, Trustee 135 Main Street, Suite 1900, San Francisco, CA 94105 415-247-2450 Mariah Booker, Authorized Signature SALE INFORMATION CAN BE OBTAINED ON LINE AT www.lpsasap.com FOR AUTOMATED SALES INFORMATION please call 714-730-2727 ASAP# 4008983 Legal 3025 June 10, 17, 24, 2011 July 1, 2011

Notice of Trustee's Sale Idaho Code 45-1506 Today's date: June 1, 2011 File No.: 7301.27198 Sale date and time (local time): September 30, 2011 at 10:00 AM Sale location: in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID 83814 Property address: 1711 N. 6th Street Coeur d' Alene, ID 83814 Successor Trustee: Northwest Trustee Services, Inc., an Idaho Corporation P.O. Box 997 Bellevue, WA 98009 (425) 586-1900 Deed of Trust information Original grantor: Debra S. Smith, an unmarried woman Original trustee: First American Title Original beneficiary: Mortgage Electronic Registration Systems, Inc. solely as nominee for Coldwell Banker Mortgage Recording date: 08/30/2007 Recorder's instrument number: 2118898000 County: Kootenai Sum owing on the obligation: as of June 1, 2011: $63,648.04 Because of interest, late charges, and other charges that may vary from day to day, the amount due on the day you pay may be greater. Hence, if you pay the amount shown above, an adjustment may be necessary after we receive your check. For further information write or call the Successor Trustee at the address or telephone number provided above. Basis of default: failure to make payments when due. Please take notice that the Successor Trustee will sell at public auction to the highest bidder for certified funds or equivalent the property described above. The property address is identified to comply with IC 60-113 but is not warranted to be correct. The property's legal description is: Lot 4, Block 21, Simm's Addition, according to the plat recorded in Book B of Plats, Page 57, records of Kootenai County, Idaho. The sale is subject to conditions, rules and procedures as described at the sale and which can be reviewed at www.northwesttrustee.com or USA-Foreclosure.com. The sale is made without representation, warranty or covenant of any kind. (TS# 7301.27198) 1002.194854-FEI Legal 3026 June 10, 17, 24, 2011 July 1, 2011

NOTICE OF TRUSTEE'S SALE Loan No.: 0026525766 T.S. No.: 11-01801-3 ID On October 4, 2011 at 11:00 am, In the lobby of Pioneer Title Company of Kootenai County located at 100 Wallace Avenue, Coeur dAlene, ID 83814 in the County of Kootenai, State of Idaho, Fidelity National Title Insurance Company as Trustee on behalf of Wells Fargo Bank, NA. will sell at public auction, to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real property, situated in the County of Kootenai, State of Idaho, and described as follows: LOT 16, BLOCK 1, NORTH PINES, ACCORDING TO THE PLAT RECORDED IN THE OFFICE OF THE COUNTY RECORDER IN BOOK "I" OF PLATS AT PAGES 145, 145A AND 145B, RECORDS OF KOOTENAI COUNTY, IDAHO. APN NO. C-6490-001-016-0 The Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Section 60-113 Idaho Code, the Trustee has been informed that the address of: 1261 E ELDERBERRY CIRCLE, COEUR DALENE, ID, is sometimes associated with said real property. Said sale will be made without covenant or warranty regarding title, possession or encumbrance to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by ROBERT DOUGLAS NOSWORTHY, A MARRIED PERSON, as original grantor(s), to PIONEER TITLE COMPANY OF KOOTENAI COUNTY, as original trustee, for the benefit and security of Wells Fargo Home Mortgage, Inc., As original beneficiary, dated as of June 17, 2003, and recorded on June 24, 2003, as Instrument No. 1809173, of the records of Kootenai County, Idaho. Please Note: The above grantor(s) are named to comply with section 45-1506(4)(A), Idaho Code, No representation is made that they are, or are not, presently responsible for this obligation set forth herein. The current beneficiary is Wells Fargo Bank, NA., (the "Beneficiary"). The default(s) for which this sale is to be made under Deed of Trust and Note dated June 17, 2003 are: Failed to pay the monthly payments of $729.35 due from February 1, 2011, together with all subsequent payments; together with late charges due; together with other fees and expenses incurred by the Beneficiary; The principal balance owing as of this date on the obligation secured by said Deed of Trust is $83,691.07, plus accrued interest at the rate of 5.50000% per annum from January 1, 2011. All delinquent amounts are now due, together with accruing late charges, and interest, unpaid and accruing taxes, assessments, trustee's fees, attorney's fees, and any amounts advanced to protect the security associated with this foreclosure and that the beneficiary elects to sell or cause the trust property to be sold to satisfy said obligation. Dated: May 24, 2011 Fidelity National Title Insurance Company, Trustee 135 Main Street, Suite 1900, San Francisco, CA 94105 415-247-2450 Mariah Booker, Authorized Signature SALE INFORMATION CAN BE OBTAINED ON LINE AT www.lpsasap.com FOR AUTOMATED SALES INFORMATION please call 714-730-2727 ASAP# 4011659 Legal 3032 June 10, 17, 24, 2011 July 1, 2011

NOTICE TO CREDITORS Case No. CV 11-3658 IN THE DISTRICT COURT OF THE FIRST JUDICIAL DISTRICT OF THE STATE OF IDAHO, IN AND FOR THE COUNTY OF KOOTENAI In the Matter of the Estate of: RICHARD ECCLES, Deceased NOTICE IS HEREBY GIVEN that SUEANN ECCLES has been appointed Personal Representative of the above-named Decedent. All persons having claims against the Decedent or the estate are required to present their claims within FOUR (4) months after the date of the first publication of this Notice or said claims will be forever barred. Claims must be presented to the undersigned at the address indicated, AND filed with the Clerk of the Court. DATED this 3rd day of June, 2011. Henry D. Madsen Madsen Law Offices, PC 1859 N. Lakewood Drive, Suite 201 Coeur d'Alene, ID 83814 Telephone: (208)664-8080 Legal 3033 June 10, 17, 24, 2011

NOTICE OF TRUSTEE'S SALE: The following described property will be sold at public auction to the highest bidder, payable in lawful money of the United States, in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID, 83814, on 10/04/2011 at 10:00 AM, (recognized local time) for the purpose of foreclosing that certain Deed of Trust recorded 05/07/2007 as Instrument Number 2098309000, and executed by ELINORE K GREENE, WIDOW, AND DON C GREENE JR, UNMARRIED MAN, as Grantor(s), in favor of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., as Beneficiary, to RECONTRUST COMPANY, N.A., the Current Trustee of record, covering the following real property located in Kootenai County, State of Idaho: SITUATED IN THE COUNTY OF KOOTENAI AND STATE OF IDAHO: WEST HALF OF THE EAST HALF OF TRACT 14 AVONDALE ACCORDING TO THE PLAT RECORDED IN THE OFFICE OF THE COUNTY RECORDER IN BOOK B OF PLATS, PAGE 132, RECORDS OF KOOTENAI COUNTY, IDAHO. The Trustee has no knowledge of a more particular description of the above referenced real property, but for purpose of compliance with Idaho Code, Section 60-113, the Trustee has been informed that the street address of, 316 E WYOMING AVE, Hayden, ID, 83835 is sometimes associated with said real property. Bidders must be prepared to tender the trustee the full amount of the bid at the sale in the form of cash, or a cashier's check drawn on a state or federally insured savings institution. Said sale will be made without covenant or warranty, express or implied, regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in that certain Deed of Trust. The default for which this sale is to be made is: Failure to pay the monthly payment due 07/25/2010 of principal, interest and impounds and subsequent installments due thereafter; plus late charges, with interest currently accruing at 3.250% per annum; together with all subsequent sums advanced by beneficiary pursuant to the terms and conditions of said Deed of Trust, and any supplemental modifications thereto. The principal balance owing as of this date on said obligation is $14,954.15, plus interest, costs and expenses actually incurred in enforcing the obligations thereunder and in this sale, together with any unpaid and/or accruing real property taxes, and/or assessments, attorneys' fees, Trustees' fees and costs, and any other amount advanced to protect said security, as authorized in the promissory note secured by the aforementioned Deed of Trust. Therefore, the Beneficiary elects to sell, or cause said trust property to be sold, to satisfy said obligation. NOTICE IS HEREBY GIVEN THAT THIS FIRM IS ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE, AND THAT THE DEBT MAY BE DISPUTED. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(a) IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. DATED: 05/31/2011 RECONTRUST COMPANY, N.A., Name and Address of the Current Trustee is: RECONTRUST COMPANY, N.A., 1800 Tapo Canyon Rd., CA6-914-01-94, SIMI VALLEY, CA 80028-1821, PHONE: (800) 281-8219. TS # 10-0161119 FEI # 1006.137180 Legal 3040 June 17, 24, 2011 July 1, 8, 2011

NOTICE OF TRUSTEE SALE Loan No.: 0216440057 T.S. No.: 11-01893-3 ID On October 12, 2011 at 11:00 am, In the lobby of Pioneer Title Company of Kootenai County located at 100 Wallace Avenue, Coeur dAlene, ID 83814 in the County of Kootenai, State of Idaho, Fidelity National Title insurance Company as Trustee on behalf of Wells Fargo Bank, NA. will sell at public auction, to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real property, situated in the County of Kootenai, State of Idaho, and described as follows: THE EAST 366 FEET OF THE SOUTH 110 FEET, TRACT 89, DALTON GARDENS ADDITION TO HAYDEN LAKE IRRIGATED LANDS, ACCORDING TO THE PLAT RECORDED IN THE OFFICE OF THE COUNTY RECORDER IN BOOK "B" OF PLATS, PLATS 151, RECORDS OF KOOTENAI COUNTY, IDAHO. A.P.N.:D-1400-250-89A-C The Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Section 60-113 Idaho Code, the Trustee has been informed that the address of: 7111 NORTH 15TH STREET, DALTON GARDEN, ID, is sometimes associated with said real property. Said sale will be made without covenant or warranty regarding title, possession or encumbrance to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by S. GRANT WAY AND VALERIE M. WAY, as original grantor(s), to PIONEER TITLE COMPANY OF KOOTENAI COUNTY, as original trustee, for the benefit and security of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. AS NOMINEE FOR APMC DBA KEY MORTGAGE, A CALIFORNIA CORPORATION, Assignment of DOT to Wells Fargo Bank, NA recorded June 1st, 2011 as Instrument No. 231546600 As original beneficiary, dated as of August 27, 2009, and recorded on September 2, 2009, as Instrument No. 2230435000, of the records of Kootenai County, Idaho. Please Note: The above grantor(s) are named to comply with section 45-1506(4)(A), Idaho Code, No representation is made that they are, or are not, presently responsible for this obligation set forth herein. The current beneficiary is Wells Fargo Bank, NA,, (the "Beneficiary"). The default(s) for which this sale is to be made under Deed of Trust and Note dated August 27, 2009 are: Failed to pay the monthly payments of $1,581.19 due from January 1, 2011, together with all subsequent payments; together with late charges due; together with other fees and expenses incurred by the Beneficiary; The principal balance owing as of this date on the obligation secured by said Deed of Trust is $225,196.18, plus accrued interest at the rate of 6.00000% per annum from December 1, 2010. All delinquent amounts are now due, together with accruing late charges, and interest, unpaid and accruing taxes, assessments, trustee's fees, attorney's fees, and any amounts advanced to protect the security associated with this foreclosure and that the beneficiary elects to sell or cause the trust property to be sold to satisfy said obligation. Dated: June 3, 2011 Fidelity National Title Insurance Company, Trustee 135 Main Street, Suite 1900, San Francisco, CA 94105 415-247-2450 Mariah Booker, Authorized Signature SALE INFORMATION CAN BE OBTAINED ON LINE AT www.lpsasap.com FOR AUTOMATED SALES INFORMATION please call 714-730-2727 ASAP# 4019438 Legal 3078 June 17, 24, 2011 July 1, 8, 2011

Notice of Trustee's Sale Idaho Code 45-1506 Today's date: June 9, 2011 File No.: 7307.24516 Sale date and time (local time): October 7, 2011 at 10:00 AM Sale location: in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID 83814 Property address: 3282 E. Fernan Terrace Dr Coeur d' Alene, ID 83814 Successor Trustee: Northwest Trustee Services, Inc., an Idaho Corporation P.O. Box 997 Bellevue, WA 98009 (425) 586-1900 Deed of Trust information Original grantor: Jeffrey L. Gilseth, an unmarried person Original trustee: First American Title Insurance Co. Original beneficiary: ABN AMRO Mortgage Group, Inc. Recording date: 02/08/2008 Recorder's instrument number: 2143919000 County: Kootenai Sum owing on the obligation: as of June 9, 2011: $290,331.46 Because of interest, late charges, and other charges that may vary from day to day, the amount due on the day you pay may be greater. Hence, if you pay the amount shown above, an adjustment may be necessary after we receive your check. For further information write or call the Successor Trustee at the address or telephone number provided above. Basis of default: failure to make payments when due. Please take notice that the Successor Trustee will sell at public auction to the highest bidder for certified funds or equivalent the property described above. The property address is identified to comply with IC 60-113 but is not warranted to be correct. The property's legal description is: Lot 13, Block 3, Fernan Lake Terrace First Addition, according to the plat recorded in Book "E" of Plats at Page 244, Records of Kootenai County, Idaho. The sale is subject to conditions, rules and procedures as described at the sale and which can be reviewed at www.northwesttrustee.com or USA-Foreclosure.com. The sale is made without representation, warranty or covenant of any kind. (TS# 7307.24516) 1002.195659-FEI Legal 3079 June 17, 24, 2011 July 1, 8, 2011

Notice of Trustee's Sale Idaho Code 45-1506 Today's date: June 9, 2011 File No.: 7307.24521 Sale date and time (local time): October 7, 2011 at 10:00 AM Sale location: in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID 83814 Property address: 12393 North Sherwood Court Hayden, ID 83835 Successor Trustee: Northwest Trustee Services, Inc., an Idaho Corporation P.O. Box 997 Bellevue, WA 98009 (425) 586-1900 Deed of Trust information Original grantor: Christopher M. Croghan and Julie M. Croghan, husband and wife Original trustee: First American Title Company, Inc. Original beneficiary: ABN AMRO Mortgage Group, Inc. Recording date: 04/09/2004 Recorder's instrument number: 1869178 County: Kootenai Sum owing on the obligation: as of June 9, 2011: $220,899.98 Because of interest, late charges, and other charges that may vary from day to day, the amount due on the day you pay may be greater. Hence, if you pay the amount shown above, an adjustment may be necessary after we receive your check. For further information write or call the Successor Trustee at the address or telephone number provided above. Basis of default: failure to make payments when due. Please take notice that the Successor Trustee will sell at public auction to the highest bidder for certified funds or equivalent the property described above. The property address is identified to comply with IC 60-113 but is not warranted to be correct. The property's legal description is: Lot 16, Block 27, Fourth Addition to Avondale on Hayden, according to the plat recorded in Book E of Plats, Page 126, Records of Kootenai County, Idaho. The sale is subject to conditions, rules and procedures as described at the sale and which can be reviewed at www.northwesttrustee.com or USA-Foreclosure.com. The sale is made without representation, warranty or covenant of any kind. (TS# 7307.24521) 1002.195655-FEI Legal 3080 June 17, 24, 2011 July 1, 8, 2011

NOTICE OF TRUSTEE'S SALE Trustee's Sale No. File No. 11-02366ID NOTICE IS HEREBY GIVEN that, Michael A. Pope, Esq. of, the duly appointed Successor Trustee, will on OCTOBER 7, 2011, at the hour of 10:00AM, of said day, front steps of the Kootenai County Courthouse, 324 West Garden Avenue, Coeur d' Alene, Idaho sell at public auction to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real and personal property (hereafter referred to collectively as the "Property"), situated in the County of Kootenai, State of Idaho, to-wit: LOT 5, BLOCK 2, PRAIRIE FALLS FOURTH ADDITION, ACCORDING TO THE PLAT RECORDED IN BOOK "I" OF PLATS AT PAGES 95 AND 95A, RECORDS OF KOOTENAI COUNTY, IDAHO The Successor Trustee has no knowledge of a more particular description of the above referenced Property but, for purposes of compliance with Section 60-113, Idaho Code, the Successor Trustee has been informed that the address of 3720 N. Graphite Ct, Post Falls, ID 83854, is sometimes associated with said real property. Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by Walter F Ruchti and Cheryl D Ruchti as Grantors, to North Idaho Title as Trustee, for the benefit and security of Mortgage Electronic Registration Systems, Ind., as nominee for Mountain West Bank as Beneficiary, dated November 7, 2008, recorded with the Kootenai County Recorder's Office on November 13, 2008, Instrument No. 2185703000, the beneficial interest in which is presently held by Branch Banking and Trust Company. THE ABOVE ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(a), IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATIONS. The default for which sale is made is the failure to pay when due under the Deed of Trust Note dated November 7, 2008, the monthly payment which became due on December 1, 2010 and all subsequent monthly payments, plus late charges and other costs and fees as set forth. Amount due as of July 1, 2011 Delinquent Payments from December 1, 2010 8 payments at $833.77 each month $6,670.16 (December 1, 2010 through July 1, 2011) All delinquencies are now due, together with unpaid and accruing taxes, assessments, trustee's fees, attorney's fees, costs and advances made to protect the security associated with this foreclosure. The sum owning on the obligation secured by the Deed of Trust is $165,336.46, which includes the outstanding principal balance, accrued interest, and other fees/charges. The Beneficiary elects to sell or cause the trust property to be sold to satisfy said obligation. Anyone having any objection to the sale on any grounds whatsoever will be afforded an opportunity to be hears as to those objections if they ring a lawsuit to restrain the same. DATED: June 9, 2011 By Michael A. Pope, (ISB#6267) of Robert J. Hopp & Associates, LLC as Successor Trustee P.O. Box 8689 Denver, CO 80201 Phone: (303)788-9600 Legal 3081 June 17, 24, 2011 July 1, 8, 2011

Order No. 76041 NOTICE OF TRUSTEE'S SALE On Tuesday, September 6, 2011 at the hour of 10:00 A. M. of said day, in the lobby of the office of the KOOTENAI COUNTY TITLE COMPANY located at 1450 Northwest Boulevard, Suite 200, Coeur d'Alene, County of Kootenai, State of Idaho, KOOTENAI COUNTY TITLE COMPANY, INC., an Idaho corporation as Successor Trustee, will sell at public auction to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real property, situated in the County of Kootenai, State of Idaho, and described as follows: Lot 3, Block 1, NATE ESTATES, according to the plat recorded in the office of the County Recorder in Book J of Plats at Page 138, records of Kootenai County, Idaho. The Trustee has no knowledge of a more particular description of the above-referenced Property but, for purposes of compliance with Section 60-113 of Idaho Code, the Trustee has been informed that the address sometimes associated with said real property is: 26625 N. Michelle Court, Athol, Idaho 83801 For further information of the location of the property please contact Kootenai County Title Company. Said sale will be made without covenant or warranty regarding title, possession or encumbrance to satisfy the obligations secured by and pursuant to the power of sale conferred it, the Deed of Trust executed by Frank L. Davis and Sheree L. Davis, husband and wife to Alliance Title & Escrow Corp. as initial Trustee, who resigned as such initial Trustee and the Beneficiary hereinafter mentioned appointed KOOTENAI COUNTY TITLE COMPANY, INC., an Idaho corporation as Successor Trustee, for the benefit and security of Grossglauser Construction, Inc. as initial Beneficiary, recorded September 18, 2007 as Instrument No. 2122150000, records of Kootenai County, Idaho. THE GRANTOR NAMED HEREIN IS LISTED TO COMPLY WITH SECTION 45-1506(4) (a) OF THE IDAHO CODE. No representation is made whether or not they are currently responsible for the obligation listed herein. AND FURTHER that a Substitution of Trustee was recorded August 13, 2009 as Instrument No. 2227352000, records of Kootenai County, Idaho, wherein KOOTENAI COUNTY TITLE COMPANY, INC. was appointed as Successor Trustee. The default for which this sale is to be made is failure to pay in full the principal balance in the amount of $129,500.00, which amount was due on October 1, 2010, together with penalty and interest, AND have failed to pay General Property taxes for the year 2008 in the amount of $185.23, plus penalty and interest AND General Property taxes for the year 2009 in the amount of $1,066.00, plus penalty and interest AND General Property taxes for the first half of the year 2010 in the amount of $791.63, plus penalty and interest; together with late charges, service charges and any other disbursements, costs, fees or expenses incurred or paid by the Beneficiary and/or Trustee associated with this foreclosure as provided by the Deed of Trust or Deed of Trust Note, or by Idaho law. The Beneficiary has declared the entire principal and accrued interest due and payable in full. The balance owing as of April 19, 2011 on the obligation secured by said Deed of Trust is $129,500.00, plus accrued interest in the amount of $12,143.54, plus interest accruing at the rate of 7.500% per annum from April 20, 2011 until paid, together with late charges, service charges and any other disbursements, costs, fees or expenses incurred or paid by the Beneficiary and/or Trustee associated with this foreclosure as provided by the Deed of Trust or Deed of Trust Note, or by Idaho law. DATED this 28th day of April, 2011. KOOTENAI COUNTY TITLE COMPANY, INC., Successor Trustee BY _________/S/_____________ J. T. Jacobsen, President Legal 2895 May 27, 2011 June 3, 10, 17, 2011

Notice of Hearing on Name Change Case No.: CV11-4559 A Petition to change the name of Amanda D. Bierman, born 4/27/89 in Moses Lake, Washington, residing at 120 E. 2nd St., Post Falls, has been filed in Kootenai County District Court, Idaho. The name will change to Amanda D. Harris, because divorce, I wish to take my mother's last name. The petitioner's father is living and his address is 715 Center St. E, Space 41, Kimberly, ID 83341. The petitioner's mother is living and her address is 3503 Equestrian Dr., W. Richland, WA 99353. A hearing on the petition is scheduled for 1:30 o'clock p.m. on July 18, 2011, at the County Courthouse. Objections may be filed by any person who can show the court a good reason against the name change. Date: 6-611 By: Sherry Huffman Deputy Clerk Assigned Judge Caldwell Legal 3082 June 17, 24, 2011 July 1, 8, 2011

NOTICE TO CREDITORS PROBATE CASE NO. CV 11-4476 IN THE DISTRICT COURT OF THE FIRST JUDICIAL DISTRICT OF THE STATE OF IDAHO, IN AND FOR THE COUNTY OF KOOTENAI IN THE MATTER OF THE ESTATE OF VERNETTA M. SCHMIDT Deceased. NOTICE IS HEREBY GIVEN that the undersigned have been appointed Co-Personal Representatives of the above-named Decedent. All persons having claims against the Decedent or the estate are required to present their claims within FOUR (4) MONTHS after the date of the first publication of this Notice to Creditors, or said claims will be forever barred. Claims must be presented to the undersigned at the address indicated and filed with the Clerk of the Court. DATED this 13th day of June, 2011. RONALD L. SCHMIDT Co-Personal Representative c/o MARC E. WALLACE WALLACE & CUSACK, P.A. Attorneys at Law 2370 N. Merritt Creek Loop, Suite 1 Coeur d'Alene, ID 83814 DEBRA D. JONES Co-Personal Representative c/o MARC E. WALLACE WALLACE & CUSACK, P.A. Attorneys at Law 2370 N. Merritt Creek Loop, Suite 1 Coeur d'Alene, ID 83814 Legal 3083 June 17, 24, 2011 July 1, 2011

NOTICE OF TRUSTEE'S SALE Trustee's Sale No. ID-IIB-11002328 NOTICE IS HEREBY GIVEN that, Pioneer Title Company of Ada County, dba Pioneer Lender Trustee Services, the duly appointed Successor Trustee, will on October 12, 2011, at the hour of 11:00 AM, of said day, PIONEER TITLE COMPANY OF KOOTENAI COUNTY, 100 WALLACE AVE, COEUR D'ALENE, ID, sell at public auction to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real and personal property (hereafter referred to collectively as the "Property"), situated in the County of KOOTENAI, State of Idaho, to-wit: LOT 6, BLOCK 6 AND LOT 1, BLOCK 2, BLACK ROCK FIFTH ADDITION, ACCORDING TO THE PLAT RECORDED IN BOOK "J" OF PLATS AT PAGE 12, ET SEQ., RECORDS OF KOOTENAI COUNTY, IDAHO together with all existing or subsequently erected or affixed buildings, improvements and fixtures; all easements, rights of way, and appurtenances, all water, water rights and ditch rights (including stock in utilities with ditch or irrigation rights); and all other rights, royalties, and profits relating to the real property, including without limitation all minerals, oil, gas, geothermal and similar matters The Trustee has no knowledge of a more particular description of the above-referenced Property but, for purposes of compliance with Section 60-113 of Idaho Code, the Trustee has been informed that the address of VACANT LAND LOT 6, BLOCK 6 AND LOT 1, BLOCK 2 BLACK ROCK FIFTH ADDITION, COEUR D'ALENE, ID 83814, is sometimes associated with said real property. Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by ROCKFORD BAY INVESTMENTS, LLC, AN IDAHO LIMITED LIABILITY COMPANY AND BLACK ROCK DEVELOPMENT, INC, AN IDAHO CORPORATION, as Grantor, to NORTH IDAHO TITLE INSURANCE, as Trustee, for the benefit and security of IDAHO INDEPENDENT BANK, as Beneficiary, dated 5/16/2008, recorded 5/27/2008, under Instrument No. 2160980000, Mortgage records of KOOTENAI County, IDAHO, the beneficial interest in which is presently held by IDAHO INDEPENDENT BANK. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(A), IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. The Trustee hereby gives notice that a breach of the obligation for which such transfer is security has occurred, the nature of such breach is BREACH OF GUARANTY BY ROCKFORD BAY INVESTMENTS, LLC AND BLACK ROCK DEVELOPMENT, INC. REGARDING UNDERLYING AND OUTSTANDING OBLIGATIONS OWED BY MARSHALL R. CHESROWN TO BENEFICIARY, PURSUANT TO UNDERLYING NOTES AND AGREEMENTS FOR FAILURE TO MAKE MONTHLY PAYMENTS; FAILURE TO PAY THE OUTSTANDING OBLIGATION IN FULL A THE MAY 2, 2011 MATURITY DATE; FAILURE TO PAY INSURANCE, AND DEFAULTS IN THE PAYMENT OF PROPERTY TAXES DUE ON DECEMBER 20, 2009, AND THEREAFTER. With the Guaranties of Promissory Note in the total amount of $863,032.04, as of May 13, 2011, plus accruing interest, fees, and costs, secured by a Deed of Trust recorded as Instrument No. 2160980000 in Kootenai County, Idaho, the principal balance of $675,000.00, plus all accrued and unpaid interest accruing at the default rate of 21% per annum from December 21, 2009, until paid, and all additional amounts owed under the Deed of Trust, including escrow advances, attorney fees and costs, and any other sums incurred or advanced by the Beneficiary pursuant to the terms and conditions of the Deed of Trust. The Beneficiary elects to sell or cause the trust property to be sold to satisfy said obligation. Anyone having any objection to the sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the same. DATED: 6/9/2011. Pioneer Title Company of Ada County, dba Pioneer Lender Trustee Services Trustee By ________________________ Ronald W. Jantzen, Vice President c/o Pioneer Lender Trustee Services 8151 W. Rifleman Street Boise, ID 83704 Phone: 888-342-2510 Legal 3084 June 17, 24, 2011 July 1, 8, 2011

NOTICE OF TRUSTEE'S SALE Trustee's Sale No. ID-IIB-11002330 NOTICE IS HEREBY GIVEN that, Pioneer Title Company of Ada County, dba Pioneer Lender Trustee Services, the duly appointed Successor Trustee, will on October 12, 2011, at the hour of 11:00 AM, of said day, PIONEER TITLE COMPANY OF KOOTENAI COUNTY, 100 WALLACE AVE, COEUR D'ALENE, ID, sell at public auction to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real and personal property (hereafter referred to collectively as the "Property"), situated in the County of KOOTENAI, State of Idaho, to-wit: LOTS 3 & 4, BLOCK 6, BLACK ROCK FOURTH ADDITION, ACCORDING TO THE PLAT RECORDED IN BOOK "I" AT PAGE 441, ET SEQ., RECORDS OF KOOTENAI COUNTY, IDAHO together with all existing or subsequently erected or affixed buildings, improvements and fixtures; all easements, rights of way, and appurtenances, all water, water rights and ditch rights (including stock in utilities with ditch or irrigation rights); and all other rights, royalties, and profits relating to the real property, including without limitation all minerals, oil, gas, geothermal and similar matters The Trustee has no knowledge of a more particular description of the above-referenced Property but, for purposes of compliance with Section 60-113 of Idaho Code, the Trustee has been informed that the address of LOTS 3 & 4 IN BLOCK 6 OF BLACK ROCK 4TH ADDITION, COEUR D'ALENE, ID 83814, is sometimes associated with said real property. Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by ROCKFORD BAY INVESTMENTS, LLC, AN IDAHO LIMITED LIABILITY COMPANY AND BLACK ROCK DEVELOPMENT, INC., AN IDAHO CORPORATION, as Grantor, to NORTH IDAHO TITLE INSURANCE, INC., as Trustee, for the benefit and security of IDAHO INDEPENDENT BANK, as Beneficiary, dated 5/16/2008, recorded 5/27/2008, under Instrument No. 2160978000, Mortgage records of KOOTENAI County, IDAHO, the beneficial interest in which is presently held by IDAHO INDEPENDENT BANK. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(A), IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. The Trustee hereby gives notice that a breach of the obligation for which such transfer is security has occurred, the nature of such breach is BREACH OF GUARANTY BY ROCKFORD BAY INVESTMENTS, LLC AND BLACK ROCK DEVELOPMENT, INC. REGARDING UNDERLYING AND OUTSTANDING OBLIGATIONS OWED BY MARSHALL R. CHESROWN TO BENEFICIARY, PURSUANT TO UNDERLYING NOTES AND AGREEMENTS FOR FAILURE TO MAKE MONTHLY PAYMENTS; FAILURE TO PAY THE OUTSTANDING OBLIGATION IN FULL A THE MAY 2, 2011 MATURITY DATE; FAILURE TO PAY INSURANCE, AND DEFAULTS IN THE PAYMENT OF PROPERTY TAXES DUE ON DECEMBER 20, 2009, AND THEREAFTER. With the Guaranties of Promissory Note in the total amount of $863,032.04, as of May 13, 2011, plus accruing interest, fees, and costs, secured by a Deed of Trust recorded as Instrument No. 2160978000 in Kootenai County, Idaho, the principal balance of $675,000.00, plus all accrued and unpaid interest accruing at the default rate of 21% per annum from December 21, 2009, until paid, and all additional amounts owed under the Deed of Trust, including escrow advances, attorney fees and costs, and any other sums incurred or advanced by the Beneficiary pursuant to the terms and conditions of the Deed of Trust. The Beneficiary elects to sell or cause the trust property to be sold to satisfy said obligation. Anyone having any objection to the sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the same. DATED: 6/9/2011. Pioneer Title Company of Ada County, dba Pioneer Lender Trustee Services Trustee By _________________________ Ronald W. Jantzen, Vice President c/o Pioneer Lender Trustee Services 8151 W. Rifleman Street Boise, ID 83704 Phone: 888-342-2510 Legal 3085 June 17, 24, 2011 July 1, 8, 2011

NOTICE OF TRUSTEE'S SALE Trustee's Sale No. ID-IIB-11002329 NOTICE IS HEREBY GIVEN that, Pioneer Title Company of Ada County, dba Pioneer Lender Trustee Services, the duly appointed Successor Trustee, will on October 12, 2011, at the hour of 11:00 AM, of said day, PIONEER TITLE COMPANY OF KOOTENAI COUNTY, 100 WALLACE AVE, COEUR D'ALENE, ID, sell at public auction to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real and personal property (hereafter referred to collectively as the "Property"), situated in the County of KOOTENAI, State of Idaho, to-wit: LOT 4, BLOCK 2, BLACK ROCK SIXTH ADDITION, ACCORDING TO THE PLAT RECORDED IN BOOK "J" OF PLATS AT PAGE 41, ET SEQ., RECORDS OF KOOTENAI COUNTY, IDAHO together with all existing or subsequently erected or affixed buildings, improvements and fixtures; all easements, rights of way, and appurtenances, all water, water rights and ditch rights (including stock in utilities with ditch or irrigation rights); and all other rights, royalties, and profits relating to the real property, including without limitation all minerals, oil, gas, geothermal and similar matters The Trustee has no knowledge of a more particular description of the above-referenced Property but, for purposes of compliance with Section 60-113 of Idaho Code, the Trustee has been informed that the address of 7443 W. HERRADORA CT. , COEUR D'ALENE, ID 83814, is sometimes associated with said real property. Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by ROCKFORD BAY INVESTMENTS, LLC, AN IDAHO LIMITED LIABILITY COMPANY AND BLACK ROCK DEVELOPMENT, INC., AN IDAHO CORPORATION, as Grantor, to NORTH IDAHO TITLE INSURANCE, as Trustee, for the benefit and security of IDAHO INDEPENDENT BANK, as Beneficiary, dated 5/16/2008, recorded 5/27/2008, under Instrument No. 2160982000, Mortgage records of KOOTENAI County, IDAHO, the beneficial interest in which is presently held by IDAHO INDEPENDENT BANK. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(A), IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. The Trustee hereby gives notice that a breach of the obligation for which such transfer is security has occurred, the nature of such breach is the BREACH OF GUARANTY BY ROCKFORD BAY INVESTMENTS, LLC AND BLACK ROCK DEVELOPMENT, INC. REGARDING UNDERLYING AND OUTSTANDING OBLIGATIONS OWED BY MARSHALL R. CHESROWN TO BENEFICIARY, PURSUANT TO UNDERLYING NOTE AND AGREEMENTS FOR FAILURE TO MAKE MONTHLY PAYMENTS; FAILURE TO PAY THE OUTSTANDING OBLIGATION IN FULL AT THE MAY 2, 2011 MATURITY DATE; FAILURE TO PAY INSURANCE, AND DEFAULTS IN THE PAYMENT OF PROPERTY TAXES DUE ON DECEMBER 20, 2009, AND THEREAFTER. With the Guaranties of Promissory Note in the total amount of $863,032.04, as of May 13, 2011, plus accruing interest, fees, and costs, secured by a Deed of Trust recorded as Instrument No. 2160982000 in Kootenai County, Idaho, the principal balance of $675,000.00, plus all accrued and unpaid interest accruing at the default rate of 21% per annum from December 21, 2009, until paid, and all additional amounts owed under the Deed of Trust, including escrow advances, attorney fees and costs, and any other sums incurred or advanced by the Beneficiary pursuant to the terms and conditions of the Deed of Trust. The Beneficiary elects to sell or cause the trust property to be sold to satisfy said obligation. Anyone having any objection to the sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the same. DATED: 6/9/2011. Pioneer Title Company of Ada County, dba Pioneer Lender Trustee Services Trustee By _________________________ Ronald W. Jantzen, Vice President c/o Pioneer Lender Trustee Services 8151 W. Rifleman Street Boise, ID 83704 Phone: 888-342-2510

SUMMONS Case No. CV11-2400 IN THE DISTRICT COURT OF THE FIRST JUDICIAL DISTRICT OF THE STATE OF IDAHO, IN AND FOR THE COUNTY OF KOOTENAI DEUTSCHE BANK NATIONAL TRUST COMPANY, as Trustee for GSAA Home Equity Trust 2006-11, Asset-Backed Certificates Series 2006-11, Plaintiff, vs. GLEN KITCHIN, a married man as his sole and separate property; and/or DOES 1-10 as Residents of 8775 North Hill Road, Hauser, Idaho, 83854, Defendants. NOTICE: YOU HAVE BEEN SUED BY THE ABOVE-NAMED PLAINTIFF. THE COURT MAY ENTER JUDGMENT AGAINST YOU WITHOUT FURTHER NOTICE UNLESS YOU RESPOND WITHIN 20 DAYS. READ THE FOLLOWING BELOW. TO: All Defendants You are hereby notified that in order to defend this lawsuit, an appropriate written response must be filed with the above-designated court within 20 days after service of this Summons on you. If you fail to so respond, the court may enter judgment against you as demanded by the Plaintiff in the Complaint. The nature of the claim against you is for, among other things, restitution of the premises located at 8775 North Hill Road, Hauser, Idaho, 83854. A copy of the Complaint is served with this Summons. If you wish to seek the advice of or representation by an attorney in this matter, matter, you should do so promptly so that your written response, if any, may be filed in time and other legal rights protected. An appropriate written response requires compliance with Rule 10(a)(1) and other Idaho Rules of Civil Procedure and shall also include: 1. The title and number of this case. 2. If your response is an Answer to the Complaint, it must contain admissions or denials of the separate allega tions of the Complaint and other defenses you may claim. 3. Your signature, mailing address and telephone number, or the signature, mailing address and tele phone number of your attorney. 4. Proof of mailing or delivery of a copy of your response to Plaintiff's attorney, as designated above. To determine whether you must pay a filing fee with your response, contact the Clerk of the above-named Court. DATED This 21st day of March, 2011. CLERK OF THE DISTRICT COURT By: Janlyn K. Cleveland Deputy Clerk Legal 3088 June 17, 24, 2011 July 1, 8, 2011

NOTICE TO CREDITORS PROBATE CASE NO. CV 11-4323 IN THE DISTRICT COURT OF THE FIRST JUDICIAL DISTRICT OF THE STATE OF IDAHO, IN AND FOR THE COUNTY OF KOOTENAI IN THE MATTER OF THE ESTATE OF THOMAS E. CLEVELAND, Deceased. NOTICE IS HEREBY GIVEN that the undersigned has been appointed Personal Representative of the above-named Decedent. All persons having claims against the Decedent or the estate are required to present their claims within FOUR (4) MONTHS after the date of the first publication of this Notice to Creditors, or said claims will be forever barred. Claims must be presented to the undersigned at the address indicated and filed with the Clerk of the Court. DATED this 15th day of June, 2011. NICKY E. CLEVELAND Personal Representative PRO SE 9489 N. Macie Loop Hayden, Idaho 83835 208-762-9847 Legal 3093 June 17, 24, 2011 July 1, 2011

Ordinance # 546 Zoning Map Amendment Miller Rezone Residential (R-3) to Commercial (C ) An Ordinance of the City of Spirit Lake, A Municipal Corporation of Idaho, Providing for change in Zoning Classification for Land Generally Located in Section 8 Township 53 N Range 4 West Boise Meridian Described in Section 1 Below, From Residential (R-3) to Commercial (C); Providing for Amendment of the Official Zoning Map to Reflect this change; Providing that all Prior Zones Applicable to Lands Described in Section 1 are hereby Superseded; Providing an Effective Date: Whereas, the City of Spirit Lake has carried out the procedures required by law to consider the rezoning request addressed by this Ordinance, and has rendered a decision concerning this matter at the City Council meeting on the 14th of June 2011: Now, therefore, be it ordained, by the Mayor and City Council of the City of Spirit Lake, Idaho, as follows: Section 1. That the Zoning classification for the following described land: The south half of lot 9 and all of lot 10, in Block I (Lakeview Park Addition to Spirit Lake), situated within the corporate limits of the City of Spirit Lake, County of Kootenai, State of Idaho, is hereby changed from the current designation of Residential (R-3) to Commercial (C). Section 2. That said land shall hereafter be designated Commercial on the official Zoning Map of the City of Spirit Lake. The City Clerk is authorized to take such actions as may be necessary to carry out the provisions of this ordinance. Section 3. That prior zoning designations for the lands described in Section 1 of this ordinance are hereby superseded. Section 4. This ordinance shall be in full force and effect from and after its passage, approval, and publication according to law. Passed by the City Council upon a roll call vote on the 14th day of June 2011, and approved by the Mayor. Attest: Barbara L. Brown City Clerk Approved: Todd G. Clark Mayor Legal 3095 June 17, 2011

NOTICE TO CREDITORS CASE NO. CV2011-2915 IN THE DISTRICT COURT OF THE FIRST JUDICIAL DISTRICT OF THE STATE OF IDAHO, IN AND FOR THE COUNTY OF KOOTENAI In the Matter of the Estate of RICHARD MADDOX, Deceased. NOTICE IS HEREBY GIVEN that the undersigned has been appointed Personal Representative of the above-named estate. All persons having claims against the said decedent are required to present their claims within four (4) months after the date of the first publication of this Notice os said claims will be forever barred. Claims must either be presented to PATRICIA MADDOX, Personal Representative of the above estate, at 119 Main Street, Ste 201, Priest River, Idaho 83856, or filed with the Court. DATED this 17th day of March, 2011. PATRICIA MADDOX Personal Representative of the Estate of RICHARD A. MADDOX, Deceased Legal 3096 June 17, 24, 2011 July 1, 2011

NOTICE OF TRUSTEE'S SALE On FRIDAY, SEPTEMBER 16, 2011, AT THE HOUR OF 11:00 o'clock A.M., local time, of said day, at the front steps of the Kootenai County Courthouse, 501 Government Way, Coeur d'Alene, Idaho 83814, Jonathon D. Hallin, as Successor Trustee, will sell at public auction to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real property, together with fixtures, of the following described real property in Kootenai County, Idaho: Parcel I: Block Y, Lakeview Addition to Spirit Lake, according to the plat recorded in Book C of Plats, Page 46, records of Kootenai County, Idaho. Parcel II: Tract 5, Spirit Lake East, according to the plat recorded in Book F of Plats, Page 18, records of Kootenai County, Idaho. Commonly known as: NNA Parcel No. (S150000Y0000), Spirit Lake, ID 83869 NNA Parcel No. (074200000050), Spirit Lake, ID 83869 The Trustee has no knowledge of a more particular description of the above referenced real property for purposes of compliance with Section 60-113 Idaho Code. Said sale will be made without covenant or warranty regarding title, possession or encumbrance to satisfy the obligations secured by and pursuant to the power of sale conferred in the Deed of Trust described as follows: A DEED OF TRUST DATED JUNE 1, 2006, TO SECURE AN ORIGINAL INDEBTEDNESS OF $160,000.00, AND ANY OTHER AMOUNTS AND/OR OBLIGATIONS SECURED THEREBY RECORDED: June 5, 2006, as Instrument No. 2035328000 GRANTOR: Cody D. Johnston and Arlene A. Johnston, husband and wife TRUSTEE: First American Title Company of North Idaho, Inc. BENEFICIARY: Mountain West Bank THE GRANTORS NAMED HEREIN ARE LISTED TO COMPLY WITH SECTION 45-1506 OF THE IDAHO CODE. No representation is made whether or not they are currently responsible for the obligation listed herein. The default for which this sale is to be made is the obligation secured by the Deed of Trust is in default for failure of the obligors to pay monthly payments for February, March, April and May 2011. As of April 27, 2011, the outstanding principal balance owing on the obligation secured by the Deed of Trust was $159,833.70, plus accrued interest and late charges in the amount of $2,638.36. Additional interest accrues at the rate of 5.0% per annum or $21.89502 per day. Grantors must also pay outstanding taxes, interest, penalties, late charges, service charges, appraisal fees, title policy fees, and any other disbursements, costs, fees or expenses incurred or paid by the Beneficiary and/or Trustee associated with this Notice of Default and/or foreclosure as provided by the Deed of Trust, Promissory Note, or by Idaho law. JONATHON D. HALLIN, Attorney at Law, is successor trustee of said Deed of Trust. DATED this 17th day of May, 2011. JONATHON HALLIN, Trustee 601 E. Front Ave., Suite 502, Coeur d'Alene, Idaho 83814 (208) 667-0517 Legal 2911 May 27, 2011 June 3, 10, 17, 2011

NOTICE OF TRUSTEE'S SALE On FRIDAY, SEPTEMBER 23, 2011, AT THE HOUR OF 11:00 o'clock A.M., local time, of said day, at the front steps of the Kootenai County Courthouse, 501 Government Way, Coeur d'Alene, Idaho 83814, Jonathon D. Hallin, as Successor Trustee, will sell at public auction to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real property, together with fixtures, of the following described real property in Kootenai County, Idaho: A portion of the Northeast Quarter of the Northeast Quarter of Section 12, Township 51 North, Range 4 West, Boise Meridian, Kootenai County, Idaho, described as follows: COMMENCING at the Northeast corner of said Section 12, thence South 1 1/2802'00" West, 11.28 feet to a 1-inch iron pipe which is the Northwest corner of Lot 10, Block 26, THIRD ADDITION TO AVONDALE, filed in Book "E" of Plats, Page 60; thence South 0 1/2835'28" West, 1.33 feet along the West line of said Lot 10 to the South right- of-way of Lancaster Road; thence South 88 1/2840'54" West, 660.25 feet along the South line of the Northeast corner of the herein described tract and the TRUE POINT OF BEGINNING; thence Continuing South 88 1/2840'54" West, 220.12 feet along the South line; thence South 0 1/2834'40" West, 990.01 feet; thence North 88 1/2840'54" East, 220.12 feet parallel with the North line of the herein described tract; thence North 0 1/2834'40" East, 990.01 feet parallel with the West line of the herein described tract to the South right-of-way line of Lancaster Road and the TRUE POINT OF BEGINNING. NOTE: The address of the subject property is described as follows: 1474 E. Lancaster Rd., Hayden, ID 83835 The Trustee has no knowledge of a more particular description of the above referenced real property for purposes of compliance with Section 60-113 Idaho Code. Said sale will be made without covenant or warranty regarding title, possession or encumbrance to satisfy the obligations secured by and pursuant to the power of sale conferred in the Deed of Trust described as follows: A DEED OF TRUST TO SECURE AN INDEBTEDNESS OF $420,000.00, AND ANY OTHER AMOUNTS AS THEREIN PROVIDED, PAYABLE UNDER THE TERMS, CONDITIONS, PROVISIONS AND STIPULATIONS THEREOF: DATED: March 13, 2006 GRANTOR: Gary D. Schmidt and Emma D. Schmidt, husband and wife TRUSTEE: North Idaho Title BENEFICIARY: Mountain West Bank RECORDED: March 21, 2006 INSTRUMENT NO.: 2020279000 Said Deed of Trust modified by Instrument Recorded: July 6, 2006 Instrument No.: 2041640000 As Follows: The principal loan amount is hereby increased to $470,000.00. The new interest payment is $2,447.92 (this amount may change) due August 1, 2006. All other terms And conditions remain the same. THE GRANTORS NAMED HEREIN ARE LISTED TO COMPLY WITH SECTION 45-1506 OF THE IDAHO CODE. No representation is made whether or not they are currently responsible for the obligation listed herein. The default for which this sale is to be made is the obligation secured by the Deed of Trust is in default for failure of the obligors to pay monthly payments for January, February, March, April and May 2011. As of May 4, 2011, the outstanding principal balance owing on the obligation secured by the Deed of Trust was $471,253.88, plus accrued interest and late charges in the amount of $9,684.76. Additional interest accrues at the rate of 4.250000% per annum or $53.83948 per day. Grantors must also pay outstanding taxes, interest, penalties, late charges, service charges, appraisal fees, title policy fees, and any other disbursements, costs, fees or expenses incurred or paid by the Beneficiary and/or Trustee associated with this Notice of Default and/or foreclosure as provided by the Deed of Trust, Promissory Note, or by Idaho law. JONATHON D. HALLIN, Attorney at Law, is successor trustee of said Deed of Trust. DATED: May 20, 2011 _________________________ JONATHON HALLIN, Trustee 601 E. Front Ave., Suite 502, Coeur d'Alene, Idaho 83814 208-667-0517 Legal 2912 May 27, 2011 June 3, 10, 17, 2011

Order No. 76116 NOTICE OF TRUSTEE'S SALE On Tuesday, September 6, 2011 at the hour of 11:00 A. M. of said day, in the lobby of the office of the KOOTENAI COUNTY TITLE COMPANY located at 1450 Northwest Boulevard, Suite 200, Coeur d'Alene, County of Kootenai, State of Idaho, KOOTENAI COUNTY TITLE COMPANY, INC., an Idaho corporation as Successor Trustee, will sell at public auction to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real property, situated in the County of Kootenai, State of Idaho, and described as follows: Unit 140, Building 1, of HAYDEN LAKE EXECUTIVE RV AND BOAT CONDOMINIUMS, according to the plat recorded in the office of the County Recorder in Book ''J'' of Plats at Page 102 through 102 I, records of Kootenai County, Idaho. TOGETHER WITH an undivided interest in common area and limited common area and facilities as identified and defined in the Plat thereof recorded November 17, 2004 as Instrument No.1913335, Declarations of Covenants, Conditions and Restrictions filed November 17, 2004 as Instrument No.1913334, records of Kootenai County, Idaho. The Trustee has no knowledge of a more particular description of the above-referenced Property but, for purposes of compliance with Section 60-113 of Idaho Code, the Trustee has been informed that the address sometimes associated with said real property is: 498 W. Garwood Road, Unit 140, Rathdrum, Idaho 83858 For further information of the location of the property please contact Kootenai County Title Company. Said sale will be made without covenant or warranty regarding title, possession or encumbrance to satisfy the obligations secured by and pursuant to the power of sale conferred it, the Deed of Trust executed by Dave Mundhenk, a single man to North Idaho Title as initial Trustee, who resigned as such initial Trustee and the Beneficiary hereinafter mentioned appointed KOOTENAI COUNTY TITLE COMPANY, INC., an Idaho corporation as Successor Trustee, for the benefit and security of Waterford Park Homes, LLC, an Idaho limited liability company as initial Beneficiary, recorded September 26, 2006 as Instrument No. 2057710000, records of Kootenai County, Idaho. THE GRANTOR NAMED HEREIN IS LISTED TO COMPLY WITH SECTION 45-1506(4) (a) OF THE IDAHO CODE. No representation is made whether or not they are currently responsible for the obligation listed herein. AND FURTHER, that an Assignment of Deed of Trust was filed of record on December 17, 2008 as Instrument No. 2189533000, records of Kootenai County, Idaho, wherein beneficial interest was subsequently assigned to bankcda. AND FURTHER that a Substitution of Trustee was recorded April 29, 2011 as Instrument No. 2311707000, records of Kootenai County, Idaho, wherein KOOTENAI COUNTY TITLE COMPANY, INC. was appointed as Successor Trustee. The default for which this sale is to be made is failure to make monthly installment payments in the amount of $278.99, which amount was due on December 1, 2010 and due each month thereafter, through April 1, 2011, AND have failed to pay General Property taxes for the year 2009 in the amount of $116.77, plus penalty and interest, AND General Property taxes for the first half of the year 2010 in the amount of $142.28, plus penalty and interest; together with late charges, service charges and any other disbursements, costs, fees or expenses incurred or paid by the Beneficiary and/or Trustee associated with this foreclosure as provided by the Deed of Trust or Deed of Trust Note, or by Idaho law. The Beneficiary has declared the entire principal and accrued interest due and payable in full. The balance owing as of April 19, 2011 on the obligation secured by said Deed of Trust is $27,823.40, plus accrued interest in the amount of $432.18, plus interest accruing at the rate of 7.500% per annum from April 20, 2011 until paid, together with late charges, service charges and any other disbursements, costs, fees or expenses incurred or paid by the Beneficiary and/or Trustee associated with this foreclosure as provided by the Deed of Trust or Deed of Trust Note, or by Idaho law. DATED this 28th day of April, 2011. KOOTENAI COUNTY TITLE COMPANY, INC., Successor Trustee BY ____________/S/_____________J. T. JACOBSEN, President Legal 2916 May 27, 2011 June 3, 10, 17, 2011

NOTICE OF TRUSTEE'S SALE On September 28, 2011, at the hour of 12:00 o'clock PM of said day, at Kootenai County Title, 1450 Northwest Blvd., Coeur d'Alene, ID, JUST LAW, INC., as Successor Trustee, will sell at public auction to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real property, situated in the County of Kootenai, State of Idaho, and described as follows to wit: The South 99 feet of Tract 294 and the North 33 feet of Tract 295, DALTON GARDENS ADDITION TO HAYDEN LAKE IRRIGATED LANDS, according to the plat recorded in Book "B" of Plats at Page 151, records of Kootenai County, Idaho The Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Section 60-113 Idaho Code, the Trustee has been informed the address of 5797 N. Valley Street, Dalton Gardens, ID, is sometimes associated with the said real property. This Trustee's Sale is subject to a bankruptcy filing, a payoff, a reinstatement or any other conditions of which the Trustee is not aware that would cause the cancellation of this sale. Further, if any of these conditions exist, this sale may be null and void, the successful bidder's funds shall be returned, and the Trustee and the Beneficiary shall not be liable to the successful bidder for any damages. Said sale will be made without covenant or warranty regarding title, possessions or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by David A. Kelley and Dianne M. Kelley, husband and wife, as Grantor(s) with Mortgage Electronic Registration Systems, Inc. as the Beneficiary, under the Deed of Trust recorded December 7, 2006, as Instrument No. 2071040000, in the records of Kootenai County, Idaho. The Beneficial interest of said Deed of Trust was subsequently assigned to Flagstar Bank, FSB, recorded May 23, 2011, as Instrument No. 2314503000, in the records of said County. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(a), IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. The default for which this sale is to be made is the failure to pay the amount due under the certain Promissory Note and Deed of Trust, in the amounts called for thereunder as follows: Monthly payments in the amount of $1,852.61 for the months of December 2010 through and including to the date of sale, together with late charges and monthly payments accruing. The sum owing on the obligation secured by said Deed of Trust is $257,664.77 as principal, plus service charges, attorney's fees, costs of this foreclosure, any and all funds expended by Beneficiary to protect their security interest, and interest accruing at the rate of 6.25% from November 1, 2010, together with delinquent taxes plus penalties and interest to the date of sale. The Beneficiary elects to sell or cause the trust property to be sold to satisfy said obligation. Dated this 24th day of May, 2011. _________________________ Tammie Harris Trust Officer for Just Law, Inc. For information concerning this sale please contact Just Law, Inc. at www.justlawidaho.com or Toll Free at 1-800-923-9106, Thank you. Legal 2931 May 27, 2011 June 3, 10, 17, 2011

Notice of Trustee's Sale Idaho Code 45-1506 Today's date: May 24, 2011 File No.: 7763.29886 Sale date and time (local time): September 22, 2011 at 10:00 AM Sale location: in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID 83814 Property address: 695 West Bridle Lane Post Falls, ID 83854 Successor Trustee: Northwest Trustee Services, Inc., an Idaho Corporation P.O. Box 997 Bellevue, WA 98009 (425) 586-1900 Deed of Trust information Original grantor: Karen M. Guldbech, an unmarried woman and Tom Guldbech, an unmarried man Original trustee: First American Title Company Original beneficiary: Washington Mutual Bank, FA Recording date: 04/11/2007 Recorder's instrument number: 2093419000 County: Kootenai Sum owing on the obligation: as of May 24, 2011: $183,540.27 Because of interest, late charges, and other charges that may vary from day to day, the amount due on the day you pay may be greater. Hence, if you pay the amount shown above, an adjustment may be necessary after we receive your check. For further information write or call the Successor Trustee at the address or telephone number provided above. Basis of default: failure to make payments when due. Please take notice that the Successor Trustee will sell at public auction to the highest bidder for certified funds or equivalent the property described above. The property address is identified to comply with IC 60-113 but is not warranted to be correct. The property's legal description is: Lot 22, Block 3, Pioneer Ridge Fifth Addition, according to the plat recorded in the office of the County Recorder in Book "G" of Plats at Page 409, records of Kootenai County, Idaho. The sale is subject to conditions, rules and procedures as described at the sale and which can be reviewed at www.northwesttrustee.com or USA-Foreclosure.com. The sale is made without representation, warranty or covenant of any kind. (TS# 7763.29886) 1002.194225-FEI Legal 2934 June 3, 10, 17, 24, 2011

NOTICE OF PUBLIC HEARING PRAIRIE AVE, MEYER TO HUETTER NOTICE is hereby given that a public meeting will be held at the Post Falls Highway District Office, 5629 Seltice Way, Post Falls, Idaho on Wednesday, June 22, 2011 from 4-6 p.m. The purpose of the meeting is to provide interested individuals, agencies, groups, and others an opportunity to provide oral and written comments on the Prairie Avenue, Meyer to Huetter project. The public will have the opportunity to view preliminary design displays, ask questions and provide feedback regarding the project. The meeting, to be held in open house format, will describe the Prairie Avenue, Meyer to Huetter project, which funding was secured by the District through the Local Highway Technical Assistance Council. This project would widen Prairie Avenue to five lanes with curb & gutter, bike lanes and roadside swales. This proposed design will match the existing five-lane segment of Prairie Avenue east of Huetter Road. The Post Falls Highway District is committed to compliance with Title VI of the Civil Rights Act of 1964 and all related regulations and directives. The District assures that no person shall on the grounds of race, color, national origin, gender, age, or disability be excluded from participation in, be denied the benefits of, or be otherwise subjected to discrimination under any District service, program, or activity. The District also assures that every effort will be made to prevent discrimination through the impacts of its programs, policies and activities on minority and low-income populations. In addition, the District will take reasonable steps to provide meaningful access to services for persons with Limited English Proficiency. For accommodations, call 765-3717. POST FALLS HIGHWAY DISTRICT Lynn Humphreys, Chairman Terry Werner, Vice-Chairman Robert Miller, Commissioner ATTEST: Shirley Walson/District Clerk Legal 2948 June 3, 10, 17, 2011