Legals January 3, 2011

NOTICE OF TRUSTEE'S SALE TS No. 7102570 Loan No. 1117061536 Parcel No. R43950010040 On 4/4/2011 at the hour of 11:00 AM, of said day at the inside of the building of First American Title located at 1866 N. Lakewood Drive, Coeur d Alene, ID 83814, First American Title Insurance Company, as Trustee, will sell at public auction, to the highest bidder, for cash, cashiers check drawn on a state or national bank, a check drawn by a State or Federal Credit Union, or a check drawn by a State or Federal Savings and Loan Association, Savings Association, or Savings Bank, all payable at the time of sale, the following described real property situated in the County of Kootenai, state of Idaho described as follows, to wit: LOT 4 BLOCK 1, PHEASANT RUN, ACCORDING TO PLAT ON FILE IN BOOK "1" OF PLATS, PAGE 327 AND 327A, RECORDS OF KOOTENAI COUNTY, IDAHO. Commonly known as 6526 W. Buffalo Grass Lane, Rathdrum, ID 83858 Said sale will be made without covenant or warranty, express or implied, regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the deed of trust executed by Joel G. House and Lisa A. House, Husband and Wife as Grantor, to Chicago Title Company as Trustee, for the benefit and security of Mortgage Electronic Registration Systems, Inc., as Beneficiary, recorded 6/18/2007 as Instrument No. 2105621000, in book xx, page xx of Mortgage records of Kootenai County, Idaho. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(a), IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONISBLE FOR THIS OBLIGATION. The default for which this sale is to be made is: FAILURE TO PAY THE MONTLY PAYMENT DUE 8/1/2010 OF PRINCIPAL, INTEREST AND IMPOUNDS AND SUBSEQUENT INSTALLMENTS DUE THEREAFTER; PLUS LATE CHARGES; TOGETHER WITH ALL SUBSEQUENT SUMS ADVANCED BY BENEFICIARY PURSUANT TO THE TERMS AND CONDITION OF SAID DEED OF TRUST. The estimated balance owing as of this date on the obligation secured by said deed of trust is $270,389.57, including interest, costs and expenses actually incurred in enforcing the obligation thereunder or in this sale, and trustee's fees and/or reasonable attorney's fees as authorized in the promissory note secured by the aforementioned Deed of Trust. Dated: 12/3/2010 FIRST AMERICAN TITLE INSURANCE COMPANY, Trustee C/O Max Default Services Corporation 43180 Business Park Drive, Suite 202 Temecula, CA 92590 (619)465-8200 DENNIS CANLAS ASAP# 3838868 Legal 1559 December 13, 20, 27, 2010 January 3, 2011

NOTICE OF TRUSTEE'S SALE Trustee's Sa!e No. 02-SF-101654 NOTICE IS HEREBY GIVEN that, PIONEER TITLE OF ADA COUNTY DBA PIONEER LENDER TRUSTEE SERVICES, LLC, the duly appointed Successor Trustee, will on April 12, 2011, at the hour of 10:00 AM, of said day, FRONT ENTRANCE OF THE KOOTENAI COUNTY COURTHOUSE, 324 WEST GARDEN AVENUE, COEUR D'ALENE, ID, sell at public auction to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real and personal property (hereafter referred to collectively as the "Property"), situated in the County of KOOTENAI, State of Idaho, to-wit: THE FOLLOWING DESCRIBED PREMISES, TO-WIT; A PORTION OF GOVERNMENT LOT 1, SECTION 4, TOWNSHIP 48 NORTH, RANGE 4 WEST, BOISE MERIDIAN, KOOTENAI COUNTRY, IDAHO, MORE PARTICULARLY DESCRIBED AS FOLLOWS: BEGINNING AT THE NORTHEAST CORNER OF SAID SECTION 4, A 3 1/4" ALUMINUM CAP MARKED RLS B18; THENCE ALONG THE NORTH LINE OF SAID SECTION 4. NORTH 87 DEGREES 13'06" WEST, 764.08 FEET THENCE SOUTH 17 DEGREES 26'22" EAST, 718.17 FEET; THENCE SOUTH 86 DEGREES 34'27" EAST, 555.42 FEET TO THE EAST LINE OF SECTION 4; THENCE ALONG SAID EAST LINE NORTH 0 DEGREES 32'42" WEST. 681.30 FEET TO THE POINT OF BEGINNING. The Trustee has no knowledge of a more particular description of the above-referenced Property but, for purposes of compliance with Section 60-113 of Idaho Code, the Trustee has been informed that the address of 5282 WEST MCLEAN ROAD, COEUR D' ALENE, ID 83814, is sometimes associated with said real property. Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by THOMAS W. OLSEN AND GINA M. OLSEN, HUSBAND AND WIFE, as Grantor, to CHICAGO TITLE INSURANCE COMPANY, as Trustee, for the benefit and security of Bank of America, N.A., as Beneficiary, dated 4/10/2006, recorded 4/24/2006, under Instrument No. 2027029000, rerecorded under Auditor's/Recorder's No. 2290854000, Mortgage records of KOOTENAI County, IDAHO, the beneficial interest in which is presently held by Bank of America, N.A.. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(A), IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. The default for which is sale is made is the failure to pay when due under the Deed of Trust Note dated 4/10/2006, THE MONTHLY PAYMENT WHICH BECAME DUE ON 5/29/2010 AND ALL SUBSEQUENT MONTHLY PAYMENTS, PLUS LATE CHARGES AND OTHER COSTS AND FEES AS SET FORTH. Amount due as of December 7, 2010 Delinquent Payments from May 29, 2010 6 payments at $ 212.00 each $ 1,272.00 1 payments at $ 317.60 each $ 317.60 (05-29-10 through 12-07-10} Late Charges: , $42.40 Beneficiary Advances: $ 0.00 Suspense Credit: $ 0.00 TOTAL: $ 1,632.00 All delinquencies are now due, together with unpaid and accruing taxes, assessments, trustee's fees, attorney's fees, costs and advances made to protect the security associated with this foreclosure. The principal balance is 3248,281.94, together with interest thereon at 0.000% per annum from 4/29/2010 to 11/29/2010, 0.000% per annum from 11/29/2010, until paid. The Beneficiary elects to sell or cause the trust property to be sold to satisfy said obligation. Anyone having any objection to the sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the same. DATED: 12/7/2010. PIONEER TITLE OF ADA COUNTY DBA PIONEER LENDER TRUSTEE SERVICES, LLC Trustee By Kara Lansberry, Assistant Trustee Officer c/o REGIONAL TRUSTEE SERVICE CORPORATION 616 1st Avenue, Suite 500 Seattle, WA 98104 Phone: (206) 340-2550 Sale Information: http://www.rtrustee.com ASAP# 3850060 Legal 1618 12/20/2010, 12/27/2010, 01/03/2011, 01/10/2011

Notice of Trustee's Sale TS #: ID-10-403753-NH On 4/11/2011, at 11:00 AM (recognized local time), at the following location in the County of KOOTENAI, State of Idaho: In the lobby of Pioneer Title Company of Kootenai County located at 100 Wallace Avenue, Coeur dAlene, ID 83814, Pioneer Title Company of Ada County dba Pioneer Lender Trustee Services as Trustee , as Trustee on behalf of JPMorgan Chase Bank, National Association will sell at public auction, to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following real property, situated in the County of KOOTENAI State of Idaho, and described as follows: LOT 12, BLOCK 2, FIRST ADDITION TO LAKEVIEW ADDITION TO LOWER TWIN LAKES ACCORDING TO THE PLAT RECORDED IN BOOK "D" OF PLATS AT PA GE 2, RECORDS OF KOOTENAI COUNTY, IDAHO. The Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Section 60-113 Idaho Code, the Trustee has been informed that the address of 8175 W TWIN LAKES ROAD , RATHDRUM, ID 83858 is sometimes associated with said real property. Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by JANICE M CARR , AN UNMARRIED WOMAN as Grantor/Trustor, in which WASHINGTON MUTUAL BANK, FA A FEDERAL SAVINGS BANK, is named as Beneficiary and NORTH IDAHO TITLE as Trustee and recorded 12/1/2006 as Instrument No. 2070157000 in book xxx, page xxx, of Official Records in the office of the Recorder of KOOTENAI County, Idaho. Please Note: The above Grantors are named to comply with section 45-1506(4)(A), Idaho Code, No representation is made that they are, or are not, presently responsible for this obligation set forth herein. The Default for which this sale is to be made is the failure to pay when due, under Deed of Trust and Note dated 11/29/2006. The monthly installments of principal, interest, and impounds (if applicable) of $931.42, due per month for the months of 8/1/2010 through 11/29/2010, and all subsequent installments until the date of sale or reinstatement. The principal balance owing as of this date on the obligation secured by said Deed of Trust is $134,556.50 together with interest thereon at the current rate of 7.0000 per cent (%) per annum from 7/1/2010. All delinquent amounts are now due, together with accruing late charges, and interest, unpaid and accruing taxes, assessments, trustee's fees, attorney's fees, and any amounts advanced to protect the security associated with this foreclosure and that the beneficiary elects to sell or cause the trust property to be sold to satisfy said obligation. If the Trustee is unable to convey title for any reason, the successful bidder's sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee, or the Mortgagee's Attorney. Date: 12/6/10 By: Pioneer Title Company of Ada County dba Pioneer Lender Trustee Services as Trustee By: Quality Loan Service Corp. of Washington, a Washington Corporation, its attorney-in-fact 2141 5th Avenue San Diego, CA 92101 Angelica Castillo, Assistant Secretary For Sale Information Call: 714-730-2727 or Login to: www.fidelityasap.com If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holders right's against the real property only. THIS IS AN ATTEMPT TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. ASAP# 3840502 Legal 1621 12/20/2010, 12/27/2010, 01/03/2011, 01/10/2011

JEFFERY J. CRANDALL, ISB # 4879 OWENS & CRANDALL, PLLC 8596 N. Wayne Dr., Ste. A Hayden, ID 83835 Phone: (208)667-8989 Fax: (208)667-1939 ATTORNEY FOR PERSONAL REPRESENTATIVE IN THE DISTRICT COURT OF THE FIRST JUDICIAL DISTRICT OF THE STATE OF IDAHO, IN AND FOR THE COUNTY OF KOOTENAI CASE NO.: CV-10-9835 NOTICE TO CREDITORS (I.C. 15-3-801) IN THE MATTER OF THE ESTATE OF RICHARD KHACHADOORIAN, Deceased. NOTICE IS HEREBY GIVEN that the undersigned has been appointed personal representative of the above-named decedent. All persons having claims against the decedent or the estate are required to present their claims within four months after the date of the first publication of this Notice, or within 60 days after the undersigned mailed or delivered a copy of this Notice to such persons, whichever is later, or said claims will be forever barred. Claims must be presented to the undersigned at the address indicated, and filed with the Clerk of the Court. DATED this 14th day of December, 2010. Jennifer Ann Butigan 27917 Busman Road Murrieta, CA 92563 Legal 1619 December 20, 27, 2010 January 3, 2010

NOTICE OF TRUSTEE'S SALE On Friday, the 8th day of April, 2011, at the hour of 10:00 o'clock a.m. of said day at Alliance Title & Escrow, 1270 Northwood Center Ct., Coeur d'Alene, in the County of Kootenai, State of Idaho, Charles W. Fawcett, as Successor Trustee, will sell at public auction, to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real property situated in the County of Kootenai, State of Idaho, and described as follows, to wit: A portion of the Northwest Quarter of Section 10, Township 50 North, Range 5 West, Boise Meridian, Kootenai County, Idaho, more particularly described as follows: BEGINNING at the Easternmost corner of Lot 1, Block 3, Riverview Terrace, Kootenai County, Idaho; thence North 89857'00" East, along the South line of the platted road right of way, a distance of 68.57 feet; thence South 00807'00" West, 125.00 feet to the TRUE POINT OF BEGINNING for this description; thence North 89857'00" East, 226.23 feet to a point on the West right of way line of Pleasant View Road; thence South 08839'17" West along said right of way line, 100.00 feet; thence South 89857'00" West, 106.23 feet; thence North 46844'33" West, 144.10 feet to the TRUE POINT OF BEGINNING for this description. The Successor Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Section 60-113, Idaho Code, the Successor Trustee has been informed that the street address of 1099 S. Spokane St., Post Falls, Idaho, is sometimes associated with said real property. Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by CHRISTOPHER L. LINDLEY, an Unmarried Person, and CHRISTOPHER J. THOMPSON, an Unmarried Person, Grantor, to Charles W. Fawcett, Successor Trustee, for the benefit and security of MOUNTAIN WEST BANK, recorded November 21, 2008, as Instrument No. 2186843000, Mortgage records of Kootenai County, Idaho; and assigned to the IDAHO HOUSING AND FINANCE ASSOCIATION by Assignment of Deed of Trust recorded on April 2, 2009, as Instrument No. 2204152000, Mortgage records of Kootenai County, Idaho. THE ABOVE GRANTOR IS NAMED TO COMPLY WITH SECTION 45-1506 (4)(a), IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. The default for which this sale is to be made is the failure to pay when due, monthly installment payments under the Deed of Trust Note dated, November 20, 2008, in the amount of $956.00 each, for the months of June through November, 2010, inclusive; and for each and every month thereafter until date of sale or reimbursement. All delinquent payments are now due, plus accumulated late charges, plus any costs or expenses associated with this foreclosure. The accrued interest is at the rate of 6.10% per annum from May 1, 2010. The principal balance owing as of this date on the obligation secured by said Deed of Trust is $132,665.22, plus accrued interest at the rate of 6.10% per annum from May 1, 2010. DATED This 6th day of December, 2010. CHARLES W. FAWCETT, a Member of the Idaho State Bar, SUCCESSOR TRUSTEE Legal 1609 December 20, 27, 2010 January 3, 10, 2010

NOTICE OF TRUSTEE'S SALE On Thursday, the 7th day of April, 2011, at the hour of 10:00 o'clock a.m. of said day at Alliance Title & Escrow, 1270 Northwood Center Ct., Coeur d'Alene, in the County of Kootenai, State of Idaho, Charles W. Fawcett, as Successor Trustee, will sell at public auction, to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real property situated in the County of Kootenai, State of Idaho, and described as follows, to wit: LOT 11, BLOCK 14, TAYLOR'S ADDITION, ACCORDING TO THE PLAT RECORDED IN THE OFFICE OF THE COUNTY RECORDER IN BOOK B OF PLATS AT PAGE 106, RECORDS OF KOOTENAI COUNTY, IDAHO. The Successor Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Section 60-113, Idaho Code, the Successor Trustee has been informed that the street address of 1016 E. Boyd Ave., Coeur d'Alene, Idaho, is sometimes associated with said real property. Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by DOUGLAS A. DAVIS, an Unmarried Person, Grantor, to Charles W. Fawcett, Successor Trustee, for the benefit and security of FIRSTBANK NORTHWEST, recorded October 15, 1998, as Instrument No. 1558465, Mortgage records of Kootenai County, Idaho; and assigned to the IDAHO HOUSING AND FINANCE ASSOCIATION by Assignment of Deed of Trust recorded on December 18, 1998, as Instrument No. 1568073, Mortgage records of Kootenai County, Idaho. THE ABOVE GRANTOR IS NAMED TO COMPLY WITH SECTION 45-1506 (4)(a), IDAHO CODE. NO REPRESENTATION IS MADE THAT HE IS, OR IS NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. The default for which this sale is to be made is (1) the failure to pay when due, monthly installment payments under the Deed of Trust Note dated October 7, 1998, in the amount of $215.00 each, for the months of September through November, 2010, inclusive; and for each and every month thereafter until date of sale or reimbursement; and (2) the failure to occupy the premises as required by the Addendum to the Deed of Trust. All delinquent payments are now due, plus accumulated late charges, plus any costs or expenses associated with this foreclosure. The accrued interest is at the rate of 5.95% per annum from August 1, 2010. The principal balance owing as of this date on the obligation secured by said Deed of Trust is $19,787.98, plus accrued interest at the rate of 5.95% per annum from August 1, 2010. DATED This 3rd day of December, 2010. CHARLES W. FAWCETT, a Member of the Idaho State Bar, SUCCESSOR TRUSTEE Legal 1610 December 20, 27, 2010 January 3, 10, 2010

NOTICE OF TRUSTEE'S SALE On Thursday, the 7th day of April, 2011, at the hour of 10:00 o'clock a.m. of said day at Alliance Title & Escrow, 1270 Northwood Center Ct., Coeur d'Alene, in the County of Kootenai, State of Idaho, Charles W. Fawcett, as Successor Trustee, will sell at public auction, to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real property situated in the County of Kootenai, State of Idaho, and described as follows, to wit: UNIT 8245-1 LOWER, ACCORDING TO THE PLAT OF VILLAGE DRIVE CONDOMINIUMS, RECORDED IN BOOK "F" OF PLATS, PAGE 358, RECORDS OF KOOTENAI COUNTY, IDAHO, AND AS FURTHER IDENTIFIED AND DEFINED BY DECLARATION RECORDED SEPTEMBER 24, 1980 AS INSTRUMENT NO. 854592 AND DECLARATION OF ANNEXATION RECORDED AS INSTRUMENT NO. 1241532 AND CORRECTED ANNEXATION RECORDED JANUARY 02, 1992 AS INSTRUMENT NO. 1243555, ALL IN KOOTENAI COUNTY, IDAHO RECORDS. TOGETHER WITH AN UNDIVIDED INTEREST IN THE COMMON AREA AND FACILITIES AS IDENTIFIED AND DEFINED IN THE DECLARATION AND ANNEXATIONS SET FORTH ABOVE. AND TOGETHER WITH SUCH INTEREST IN AND TO THE LIMITED COMMON AREA AS MAY BE IDENTIFIED AND DEFINED IN THE DECLARATION AND ANNEXATIONS SET FORTH ABOVE. AND TOGETHER WITH CORRESPONDING GARAGE UNIT 1. The Successor Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Section 60-113, Idaho Code, the Successor Trustee has been informed that the street address of 8233 N. Ridgewood Dr., #1, Hayden, Idaho, is sometimes associated with said real property. Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by SUE THOMPSON, an Unmarried Person, Grantor, to Charles W. Fawcett, Successor Trustee, for the benefit and security of FIRST HORIZON HOME LOANS, A DIVISON OF FIRST TENNESSEE BANK N.A., recorded February 29, 2008, as Instrument No. 2146925000, Mortgage records of Kootenai County, Idaho; and assigned to the IDAHO HOUSING AND FINANCE ASSOCIATION by Assignment of Deed of Trust recorded on April 2, 2008, as Instrument No. 2152320000, Mortgage records of Kootenai County, Idaho. THE ABOVE GRANTOR IS NAMED TO COMPLY WITH SECTION 45-1506 (4)(a), IDAHO CODE. NO REPRESENTATION IS MADE THAT SHE IS, OR IS NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. The default for which this sale is to be made is the failure to pay when due, monthly installment payments under the Deed of Trust Note dated, inclusive; and for each and every month thereafter until date of sale or reimbursement. All delinquent payments are now due, plus accumulated late charges, plus any costs or expenses associated with this foreclosure. The accrued interest is at the rate of 5.62% per annum from April 1, 2010. The principal balance owing as of this date on the obligation secured by said Deed of Trust is $127,182.86, plus accrued interest at the rate of 5.62% per annum from April 1, 2010. DATED This 3rd day of December, 2010. CHARLES W. FAWCETT, a Member of the Idaho State Bar, SUCCESSOR TRUSTEE Legal 1611 December 20, 27, 2010 January 3, 10, 2011

Notice of Trustee's Sale Idaho Code 45-1506 Today's date: December 10, 2010 File No.: 7023.04095 Sale date and time (local time): April 12, 2011 at 10:00 AM Sale location: in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID 83814 Property address: 513 S. Shore Pines Road Post Falls, ID 83854 Successor Trustee: Northwest Trustee Services, Inc., an Idaho Corporation P.O. Box 997 Bellevue, WA 98009 (425) 586-1900 Deed of Trust information Original grantor: Dawn L. Ballou an unmarried woman Original trustee: Pioneer Title Company of Ada County Original beneficiary: Wells Fargo Bank, N.A. Recording date: 10/19/2006 Recorder's instrument number: 2062106000 County: Kootenai Sum owing on the obligation: as of December 10, 2010: $352,383.70 Because of interest, late charges, and other charges that may vary from day to day, the amount due on the day you pay may be greater. Hence, if you pay the amount shown above, an adjustment may be necessary after we receive your check. For further information write or call the Successor Trustee at the address or telephone number provided above. Basis of default: failure to make payments when due. Please take notice that the Successor Trustee will sell at public auction to the highest bidder for certified funds or equivalent the property described above. The property address is identified to comply with IC 60-113 but is not warranted to be correct. The property's legal description is: Lot 17 in Block 1 of Shore Pines, according to the official plat thereof, filed in Book" F" of Plats at Page(s) 139 official records of Kootenai County, Idaho. The sale is subject to conditions, rules and procedures as described at the sale and which can be reviewed at www.northwesttrustee.com or USA-Foreclosure.com. The sale is made without representation, warranty or covenant of any kind. (TS# 7023.04095) 1002.129784-FEI Legal 1628 December 27, 2010 January 3, 10, 17, 2011

NOTICE OF TRUSTEE'S SALE: The following described property will be sold at public auction to the highest bidder, payable in lawful money of the United States, in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID, 83814, on February 1, 2011 at 10:00:00 AM, (recognized local time) for the purpose of foreclosing that certain Deed of Trust recorded 10/09/2007 as Instrument Number 2125539000, and executed by ALEENE G EASTWOOD, AN UNMARRIED PERSON, as Grantor(s), in favor of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., as Beneficiary, to RECONTRUST COMPANY, N.A., the Current Trustee of record, covering the following real property located in Kootenai County, State of Idaho. LEGAL DESCRIPTION: A PARCEL OF LAND IN THE SOUTHEAST QUARTER OF THE SOUTHWEST QUARTER OF SECTION 11, TOWNSHIP 51 NORTH, RANGE 3 WEST OF THE BOISE MERIDIAN, KOOTENAI COUNTY, IDAHO, MORE PARTICULARLY DESCRIBED AS FOLLOWS: BEGINNING AT THE SOUTHEAST CORNER OF THE SOUTHWEST QUARTER OF SECTION 11; THENCE SOUTH 89 DEGREES 54'25" WEST ALONG THE SOUTH LINE OF SAID SECTION 11, 504.44 FEET TO THE TRUE POINT OF BEGINNING; THENCE LEAVING SAID SECTION LINE, NORTH 21 DEGREES 54'03" EAST, 431.66 FEET TO THE SOUTH LINE OF HAYDEN LAKE COUNTY ROAD; THENCE NORHTWESTERLY ALONG RIGHT OF WAY OF SAID EXISTING ROAD TO A POINT ON THE WEST LINE OF THE SOUTHEAST QUARTER OF THE SOUTHWEST QUARTER OF SAID SECTION 11; THENCE SOUTHERLY ALONG SAID WEST LINE TO A POINT ON THE NORTH SIDE OF A COUNTY ROAD RIGHT OF WAY; THENCE SOUTHEASTERLY ALONG RIGHT OF WAY OF SAID EXISTING ROAD TO A POINT ON THE SOUTH LINE OF SECTION 11; THENCE EASTERLY ALONG THE SOUTH LINE OF SECTION 11, TO THE TRUE POINT OF BEGINNING. ALSO, THAT PORTION OF THE SOUTH HALF OF GOVERNMENT LOT 7, SECTION 11, TOWNSHIP 51 NORTH, RANGE 3 WEST, OF THE BOISE MERIDIAN, KOOTENAI COUNTY, IDAHO, LYING NORTHEASTERLY OF HAYDEN LAKE ROAD. The Trustee has no knowledge of a more particular description of the above reference real property, but for purposed of compliance with Idaho Code, Section 60-113, the Trustee has been informed that the street address of 16920 E HAYDEN LAKE RD, Hayden, ID, 83835-7239 is sometimes associated with said real property. Bidders must be prepared to tender the trustee the full amount of the bid at the sale in the form of cash, or cashier's check drawn on a state or federally insured savings institution. Said sale will be made without covenant or warranty, express or implied, regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the certain Deed of Trust. The default for which this sale is to be made is: Failure to pay the monthly payment due 06/01/2010 of principal, interest and impounds and subsequent installments due thereafter; plus late charges, with interest currently accruing at 6.375% per annum; together with all subsequent sums advanced by beneficiary pursuant to the terms and conditions of said Deed of Trust, and any supplemental modifications thereto. The principal balance owing as of this date on said obligation is $226,717.30, plus interest, costs and expenses actually incurred in enforcing the obligations thereunder and in this sale, together with any unpaid and/or accruing real property taxes, and/or assessments, attorneys' fees, Trustees' fees and costs, and any other amount advanced to protect said security, as authorized in the promissory note secured by the aforementioned Deed of Trust. Therefore, the Beneficiary elects to sell, or cause said trust property to be sold, to satisfy said obligation. NOTICE IS HEREBY GIVEN THAT THIS FIRM IS ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE, AND THAT THE DEBT MAY BE DISPUTED. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(a) IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. DATED: 09/27/2010, RECONSTRUST COMPANY, N.A., Name and Address of the Current Trustee is: RECONTRUST COMPANY, N.A., 1800 Tapo Canyon Rd., CA6-914-01-94, SIMI VALLEY, CA 80028-1821, PHONE: (800) 281-8219. TS # 10-0119038 FEI #:1006.113521 Legal 1631 December 20, 27, 2010 January 3, 10, 2010

Notice of Trustee's Sale Idaho Code 45-1506 Today's date: December 15, 2010 File No.: 7777.14068 Sale date and time (local time): April 15, 2011 at 10:00 AM Sale location: in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID 83814 Property address: 10060 E. Remington Rd. Athol, ID 83801 Successor Trustee: Northwest Trustee Services, Inc., an Idaho Corporation P.O. Box 997 Bellevue, WA 98009 (425) 586-1900 Deed of Trust information Original grantor: Ricky J. Shirley, a married man Original trustee: Pioneer Title Company of Kootenai County Original beneficiary: Wells Fargo Financial Idaho, Inc. Recording date: 04/20/2007 Recorder's instrument number: 2095183000 County: Kootenai Sum owing on the obligation: as of December 15, 2010: $305,019.07 Because of interest, late charges, and other charges that may vary from day to day, the amount due on the day you pay may be greater. Hence, if you pay the amount shown above, an adjustment may be necessary after we receive your check. For further information write or call the Successor Trustee at the address or telephone number provided above. Basis of default: failure to make payments when due. Please take notice that the Successor Trustee will sell at public auction to the highest bidder for certified funds or equivalent the property described above. The property address is identified to comply with IC 60-113 but is not warranted to be correct. The property's legal description is: The East half of Lot 4, being that portion of the Northeast quarter of Section 21, Township 53 North, Range 3 West, Boise Meridian, Kootenai County, State of Idaho, described as: Commencing at the Northeast corner of said Section 21; thence North 89 degrees 57' 48'' West along the North line of said Section, 1203.87 feet to the True Point of Beginning; thence South 0 degrees 44' 26'' West, 1328.78 feet to a point of a concrete State Highway marker right of way; thence South 89 degrees 57' 48'' West, 182.5 feet to a point; thence North 0 degrees 44' 26'' East, 1328.60 feet to the North line of said Section 21; thence South 87 degrees 34' East along said North line, 182.5 feet to the True Point of Beginning. The sale is subject to conditions, rules and procedures as described at the sale and which can be reviewed at www.northwesttrustee.com or USA-Foreclosure.com. The sale is made without representation, warranty or covenant of any kind. (TS# 7777.14068) 1002.179892-FEI Legal 1648 December 27, 2010 January 3, 10, 17, 2010

NOTICE OF MINOR SUBDIVISION APPLICATION AND PUBLIC COMMENT PERIOD NOTICE IS HEREBY GIVEN of application of a Minor Subdivision Case No. MIN10-0009, Greensferry Manor, a request by Terry Forrester, to create two (2) lots (one residential lot and one open space lot) on approximately 10.859 acres in the Rural zone. This will be a re-plat of Lot 6 of Ridge Line Estates ? First Addition, recorded on January 6, 1993.\u2020 There is a single family residence located on proposed Lot 1, Block 1. Proposed Tract A is designated as open space. The subject parcels are located on the west side of Greensferry Road at the intersection with Ridge Line Lane, approximately 2 ? miles south of E. Riverview Drive. Parcel number 0-6596-001-006-A is described as Ridge Line Estates ? 1st Addition Except Tax # 19391 in Lot 6 Block 1 and parcel number 0-6596-001-006-B is described as Ridge Line Estates ? First Addition Tax number 19391 in Lot 6 Block 1 in Section 24, Township 50 North, Range 05 West, B. M. Kootenai County. The public comment period for this application will begin on January 3, 2011 and end on February 1, 2011.\u2020 Submit comments to or request information from the Kootenai County Building and Planning Department, P.O. Box 9000, Coeur d'Alene, ID 83816-9000, (208) 446-1070. Legal 1700\u2020 January 3, 2011

JUST LAW, INC. P.O. Box 50271 Idaho Falls, Idaho 83405 (208) 523-9106 FAX (208) 523-9146 Toll Free 1-800-923-9106 NOTICE OF TRUSTEE'S SALE On April 5, 2011, at the hour of 11:00 o'clock AM of said day, at First American Title Co., 1866 N. Lakewood Drive, Coeur d' Alene, Idaho, JUST LAW, INC., as Successor Trustee, will sell at public auction to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real property, situated in the County of Kootenai, State of Idaho, and described as follows to wit: Lot 28, Block 1, Diamond Bar Estates, according to the plat recorded in the office of the County Recorder in Book G of plats at page 164, records of Kootenai County, Idaho. The Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Section 60-113 Idaho Code, the Trustee has been informed the address of 3085 W. Diamond Bar Rd., Rathdrum, ID, is sometimes associated with the said real property. This Trustee's Sale is subject to a bankruptcy filing, a payoff, a reinstatement or any other conditions of which the Trustee is not aware that would cause the cancellation of this sale. Further, if any of these conditions exist, this sale may be null and void, the successful bidder's funds shall be returned, and the Trustee and the Beneficiary shall not be liable to the successful bidder for any damages. Said sale will be made without covenant or warranty regarding title, possessions or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by Rodney E. Stark and Dorothy A. Stark, husband and wife, as Grantor(s) with Mortgage Electronic Registration Systems, Inc. as the Beneficiary, under the Deed of Trust recorded June 14, 2004, as Instrument No. 1881930, re-recorded June 21, 2004, Instrument No. 1883255, in the records of Kootenai County, Idaho. The Beneficial interest of said Deed of Trust was subsequently assigned to Nationstar Mortgage LLC, recorded March 11, 2010, as Instrument No. 2256821000, in the records of said County. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(a), IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. The default for which this sale is to be made is the failure to pay the amount due under the certain Promissory Note and Deed of Trust, in the amounts called for thereunder as follows: Monthly payments in the amount of $1,687.52 for the months of June 2009 through and including to the date of sale, together with late charges and monthly payments accruing. The sum owing on the obligation secured by said Deed of Trust is $209,701.92 as principal, plus service charges, attorney's fees, costs of this foreclosure, any and all funds expended by Beneficiary to protect their security interest, and interest accruing at the rate of 6.75% from May 1, 2009, together with delinquent taxes plus penalties and interest to the date of sale. The Beneficiary elects to sell or cause the trust property to be sold to satisfy said obligation. Dated this 29th day of November, 2010. ____________________________Tammie Harris Trust Officer for Just Law, Inc. Legal 1572 December 13, 20, 27, 2010 January 3, 2010

NOTICE OF HEARING ON PETITION TO ABANDON AND VACATE PUBLIC RIGHT-OF-WAY NOTICE IS HEREBY GIVEN THAT by Petition dated November 1, 2010, filed with the Lakes Highway District, Jeff Allen and Traci Shaw, have requested that the District abandon and vacate the following roadway: A portion of Jesse Lane located in Elkhorn Ranch Estates 1st Additon, Section 10, Township 52 North, Range 4 West, Boise Meridian, Kootenai County, Idaho. The Commissioners of said District intend to hold a public hearing to consider the propsed abandonment and vacation, which hearing has been set for January 17, 2011, at 5:45 p.m. or as soon thereafter as possible, at the District's office at 11341 N. Ramsey Road, Hayden, Idaho 83835. Members of the public are invited to attend and give oral or written testimony relating to the proposed abandonment and vacation. DATED: December 8, 2010. LAKES HIGHWAY DISTRICT: By: Joseph H. Wuest, Road Supervisor Legal 1702 January 3, 10, 2011

Ref: Rathburn, Chad, 488.1027601 NOTICE: YOU ARE HEREBY NOTIFIED THAT THE AMOUNT OF YOUR INDEBTEDNESS TO THE BENEFICIARY, THEIR SUCCESSORS IN INTEREST AND/OR ASSIGNEES AS RECITED BELOW, AS OF THE DATE OF THIS NOTICE/LETTER, IS $292,819.59. INTEREST FEES AND COSTS WILL CONTINUE TO ACCRUE AFTER THE DATE OF THIS NOTICE/LETTER. UNLESS YOU DISPUTE THE VALIDITY OF THE DEBT OR ANY PORTION THEREOF WITHIN 30 DAYS AFTER RECEIVING NOTICE OF THIS DOCUMENT, THIS OFFICE WILL ASSUME THE DEBT TO BE VALID. IF YOU NOTIFY THIS OFFICE IN WRITING WITHIN THE 30-DAY PERIOD THAT THE DEBT OR ANY PORTION THEREOF IS DISPUTED, VERIFICATION OF THE DEBT WILL BE OBTAINED AND WILL BE MAILED TO YOU. UPON WRITTEN REQUEST WITHIN 30 DAYS, THE NAME AND ADDRESS OF THE ORIGINAL CREDITOR, IF DIFFERENT FROM THE CURRENT CREDITOR, WILL BE PROVIDED. NOTICE: WE ARE A DEBT COLLECTOR. THIS COMMUNICATION IS AN ATTEMPT TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR PURPOSES OF DEBT COLLECTION. NOTICE OF TRUSTEE'S SALE On March 23, 2011 at the hour of 10:00am of said day, (recognized local time), on the front steps of the Kootenai County Courthouse, 324 West Garden Avenue, City of Coeur d'Alene located in Kootenai County, State of Idaho. William L. Bishop, Jr., as successor trustee, will sell at public auction to the highest bidder, payable, for certified funds, or the equivalent, which is lawful money of the United States of America, all payable at the time of sale in compliance with Section 45-1506(9) Idaho Code, the following described real property, situated in Kootenai County, State of Idaho, and described as follows, to-wit; Lot 1 in Block 1 of Riverside Harbor 1st Addition, according to the official plat thereof, filed in Book F of Plats at page(s) 360 Official Records of Kootenai County, Idaho. The Trustee has no knowledge of a more particular description of the above-referenced real property, but for purposes to the County Assessors office, the address of 4907 E. Shoreline Dr., Post Falls, ID 83854 is sometimes associated with said real property. Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the deed of trust executed by Chad Rathburn, a single person, as grantors to William L. Bishop, Jr., as successor trustee, for the benefit and security of U.S. Bank National Association ND, recorded June 1, 2005, as Instrument No. 1953921 Mortgage Records of Kootenai County, Idaho. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(A), IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THE OBLIGATION. The default(s) for which this sale is to be made is the failure to pay when due, under the Deed of Trust note, the following The monthly payments fro Principal and Interest Due from 2/1/2010 through 11/1/2010: and all subsequent payments until the date of sale or reinstatement 10 payment(s) at $2272.48 These payments include interest at a fixed rate The current rate is 5.15% Total: $22,724.80 With Monthly Late Charges accruing: 9 late charge(s) at $80.12 for each monthly payment not made within 15 days of its due date Total Late Charges $721.08 Lender's Property Inspection Fees $95.00 TOTAL DEFAULT $23,540.88 The sum owing on the obligation secured by the said trust deed and costs. All delinquent amounts are now due, together with accruing late charges and interest, unpaid and accruing taxes, assessments, trustee's fees, attorney's fees, and any amounts advanced to protect the security associated with this foreclosure. DATED: November 9, 2010. TRUSTEE By:_________________________ William L. Bishop, Jr., Attorney at Law 720 Olive Way, Suite 1301 Seattle, WA 98101 (206) 622-7527 Legal 1703 January 3, 10, 17, 24, 2011

Notice of Re-Scheduled Trustee's Sale Idaho Code 45-1506A Today's date: December 16, 2010 File No.: 7023.74974 Sale date and time (local time): January 31, 2011 at 10:00 AM Sale location: in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID 83814 Property address: 1304 E. Maple Ave. Coeur d' Alene, ID 83814 Successor Trustee: Northwest Trustee Services, Inc., an Idaho Corporation P.O. Box 997 Bellevue, WA 98009 (425) 586-1900 Deed of Trust information Original grantor: Benjamin King, a single person Original trustee: North Idaho Title Company Original beneficiary: Mortgage Electronic Registration Systems, Inc. solely as nominee for Golf Savings Bank Recording date: December 15, 2008 Recorder's instrument number: 2189282000 County: Kootenai Sum owing on the obligation: as of December 16, 2010: $186,778.18 Because of interest, late charges, and other charges that may vary from day to day, the amount due on the day you pay may be greater. Hence, if you pay the amount shown above, an adjustment may be necessary after we receive your check. For further information write or call the Successor Trustee at the address or telephone number provided above. Basis of default: failure to make payments when due. Please take notice that the Successor Trustee will sell at public auction to the highest bidder for certified funds or equivalent the property described above. The property address is identified to comply with IC 60-113 but is not warranted to be correct. The property's legal description is: Lot 6, Block 2, McCreas Addition (Amended), according to the plat recorded in Book "C" of Plats, Page 72, records of Kootenai County, Idaho. The sale is subject to conditions, rules and procedures as described at the sale and which can be reviewed at www.northwesttrustee.com or USA-Foreclosure.com. The sale is made without representation, warranty or covenant of any kind. (TS# 7023.74974) 1002.160403-FEI Legal 1704 January 3, 10, 17, 2011

Notice of Trustee's Sale Idaho Code 45-1506 Today's date: December 21, 2010 File No.: 7174.21923 Sale date and time (local time): April 21, 2011 at 10:00 AM Sale location: in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID 83814 Property address: 2286 East Remington Road Athol, ID 83801 Successor Trustee: Northwest Trustee Services, Inc., an Idaho Corporation P.O. Box 997 Bellevue, WA 98009 (425) 586-1900 Deed of Trust information Original grantor: Makayla Seger, a married person as her sole and separate property Original trustee: Pioneer Title Company of Ada County Original beneficiary: Wells Fargo Home Mortgage, Inc. Recording date: 10/31/2003 Recorder's instrument number: 1840212 County: Kootenai Sum owing on the obligation: as of December 21, 2010: $322,771.51 Because of interest, late charges, and other charges that may vary from day to day, the amount due on the day you pay may be greater. Hence, if you pay the amount shown above, an adjustment may be necessary after we receive your check. For further information write or call the Successor Trustee at the address or telephone number provided above. Basis of default: failure to make payments when due. Please take notice that the Successor Trustee will sell at public auction to the highest bidder for certified funds or equivalent the property described above. The property address is identified to comply with IC 60-113 but is not warranted to be correct. The property's legal description is: Lot 1, Block 1, Mulligan Estates, according to the plat recorded in Book 'I' of Plats at Page 183, Records of Kootenai County, Idaho. The sale is subject to conditions, rules and procedures as described at the sale and which can be reviewed at www.northwesttrustee.com or USA-Foreclosure.com. The sale is made without representation, warranty or covenant of any kind. (TS# 7174.21923) 1002.180474-FEI Legal 1705 January 3, 10, 17, 24, 2011

Notice of Trustee's Sale Idaho Code 45-1506 Today's date: December 22, 2010 File No.: 7023.07747 Sale date and time (local time): April 22, 2011 at 10:00 AM Sale location: in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID 83814 Property address: 3673 W. Loxton Loop Coeur d' Alene, ID 83815 Successor Trustee: Northwest Trustee Services, Inc., an Idaho Corporation P.O. Box 997 Bellevue, WA 98009 (425) 586-1900 Deed of Trust information Original grantor: Thomas A. Lund and Linda L. Lund, husband and wife Original trustee: Pioneer Title Company Original beneficiary: Wells Fargo Bank, N.A. Recording date: 06/26/2007 Recorder's instrument number: 2107310000 County: Kootenai Sum owing on the obligation: as of December 22, 2010: $323,376.65 Because of interest, late charges, and other charges that may vary from day to day, the amount due on the day you pay may be greater. Hence, if you pay the amount shown above, an adjustment may be necessary after we receive your check. For further information write or call the Successor Trustee at the address or telephone number provided above. Basis of default: failure to make payments when due. Please take notice that the Successor Trustee will sell at public auction to the highest bidder for certified funds or equivalent the property described above. The property address is identified to comply with IC 60-113 but is not warranted to be correct. The property's legal description is: Lot 17, Block 1, The Landing at Waterford, according to the plat recorded in Book 1 of Plats, Page 490, Records of Kootenai County, Idaho The sale is subject to conditions, rules and procedures as described at the sale and which can be reviewed at www.northwesttrustee.com or USA-Foreclosure.com. The sale is made without representation, warranty or covenant of any kind. (TS# 7023.07747) 1002.137982-FEI Legal 1706 January 3, 10, 17, 24, 2011

Notice of Re-Scheduled Trustee's Sale Idaho Code 45-1506A Today's date: December 20, 2010 File No.: 7023.75306 Sale date and time (local time): February 03, 2011 at 10:00 AM Sale location: in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID 83814 Property address: 2024 N. Ridgeview Dr. Post Falls, ID 83854 Successor Trustee: Northwest Trustee Services, Inc., an Idaho Corporation P.O. Box 997 Bellevue, WA 98009 (425) 586-1900 Deed of Trust information Original grantor: Marc G. Anderson and Janell M. Anderson, husband and wife Original trustee: First American Title Company Original beneficiary: Mortgage Electronic Registration Systems, Inc. solely as nominee for Global Credit Union Recording date: December 27, 2005 Recorder's instrument number: 2004060 County: Kootenai Sum owing on the obligation: as of December 20, 2010: $151,580.78 Because of interest, late charges, and other charges that may vary from day to day, the amount due on the day you pay may be greater. Hence, if you pay the amount shown above, an adjustment may be necessary after we receive your check. For further information write or call the Successor Trustee at the address or telephone number provided above. Basis of default: failure to make payments when due. Please take notice that the Successor Trustee will sell at public auction to the highest bidder for certified funds or equivalent the property described above. The property address is identified to comply with IC 60-113 but is not warranted to be correct. The property's legal description is: Lot 5, Block 3, Fair Winds Subdivision, according to the plat recorded in Book F of Plats, Page 85, records of Kootenai County, Idaho. The sale is subject to conditions, rules and procedures as described at the sale and which can be reviewed at www.northwesttrustee.com or USA-Foreclosure.com. The sale is made without representation, warranty or covenant of any kind. (TS# 7023.75306) 1002.164108-FEI Legal 1707 January 3, 10, 17, 2011

Notice of Trustee's Sale Idaho Code 45-1506 Today's date: December 23, 2010 File No.: 7261.26257 Sale date and time (local time): April 25, 2011 at 10:00 AM Sale location: in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID 83814 Property address: 1620 East Gilbert Avenue Coeur d'Alene, ID 83815 Successor Trustee: Northwest Trustee Services, Inc., an Idaho Corporation P.O. Box 997 Bellevue, WA 98009 (425) 586-1900 Deed of Trust information Original grantor: John B. Wastweet and Sherri L. Wastweet, husband and wife Original trustee: First American Title Company Original beneficiary: Mortgage Electronic Registration Systems, Inc., solely as nominee for D.L. Evans Bank Recording date: 10/16/2006 Recorder's instrument number: 2061253000 County: Kootenai Sum owing on the obligation: as of December 23, 2010: $168,372.25 Because of interest, late charges, and other charges that may vary from day to day, the amount due on the day you pay may be greater. Hence, if you pay the amount shown above, an adjustment may be necessary after we receive your check. For further information write or call the Successor Trustee at the address or telephone number provided above. Basis of default: failure to make payments when due. Please take notice that the Successor Trustee will sell at public auction to the highest bidder for certified funds or equivalent the property described above. The property address is identified to comply with IC 60-113 but is not warranted to be correct. The property's legal description is: The South 105 feet of the East 127 feet of Tract 15, Thomas Park Addition, according to the plat recorded in Book B of Plats, Page 142, records of Kootenai County, Idaho. The sale is subject to conditions, rules and procedures as described at the sale and which can be reviewed at www.northwesttrustee.com or USA-Foreclosure.com. The sale is made without representation, warranty or covenant of any kind. (TS# 7261.26257) 1002.126990-FEI Legal 1708 January 3, 10, 17, 24, 2011

Notice of Trustee's Sale Idaho Code 45-1506 Today's date: December 15, 2010 File No.: 7023.90780 Sale date and time (local time): April 15, 2011 at 10:00 AM Sale location: in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID 83814 Property address: 905 W. Kyler Ave. Hayden, ID 83835 Successor Trustee: Northwest Trustee Services, Inc., an Idaho Corporation P.O. Box 997 Bellevue, WA 98009 (425) 586-1900 Deed of Trust information Original grantor: Ed J. Gaboury, a single man Original trustee: First American Title Original beneficiary: All American Liberty Mortgage, Inc. Recording date: 02/19/2002 Recorder's instrument number: 1719490 County: Kootenai Sum owing on the obligation: as of December 15, 2010: $80,217.90 Because of interest, late charges, and other charges that may vary from day to day, the amount due on the day you pay may be greater. Hence, if you pay the amount shown above, an adjustment may be necessary after we receive your check. For further information write or call the Successor Trustee at the address or telephone number provided above. Basis of default: failure to make payments when due. Please take notice that the Successor Trustee will sell at public auction to the highest bidder for certified funds or equivalent the property described above. The property address is identified to comply with IC 60-113 but is not warranted to be correct. The property's legal description is: Lot 7, Block 2, Kyler Avenue Subdivision, according to the plat recorded in Book "G" of Plats Pg. 327, records of Kootenai County, Idaho. The sale is subject to conditions, rules and procedures as described at the sale and which can be reviewed at www.northwesttrustee.com or USA-Foreclosure.com. The sale is made without representation, warranty or covenant of any kind. (TS# 7023.90780) 1002.179885-FEI Legal 1710 January 3, 10, 17, 24, 2011

Notice of Trustee's Sale Idaho Code 45-1506 Today's date: December 15, 2010 File No.: 7301.25670 Sale date and time (local time): April 15, 2011 at 10:00 AM Sale location: in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID 83814 Property address: 5032 E. Lancaster Road Hayden, ID 83835 Successor Trustee: Northwest Trustee Services, Inc., an Idaho Corporation P.O. Box 997 Bellevue, WA 98009 (425) 586-1900 Deed of Trust information Original grantor: Amy L. Frew, a married woman, as her sole and separate property Original trustee: First American Title Company Original beneficiary: CitiMortgage, Inc. Recording date: 12/23/2003 Recorder's instrument number: 1850100 County: Kootenai Sum owing on the obligation: as of December 15, 2010: $75,308.35 Because of interest, late charges, and other charges that may vary from day to day, the amount due on the day you pay may be greater. Hence, if you pay the amount shown above, an adjustment may be necessary after we receive your check. For further information write or call the Successor Trustee at the address or telephone number provided above. Basis of default: failure to make payments when due. Please take notice that the Successor Trustee will sell at public auction to the highest bidder for certified funds or equivalent the property described above. The property address is identified to comply with IC 60-113 but is not warranted to be correct. The property's legal description is: The West half of the Northwest Quarter of the Northwest Quarter of the Northwest Quarter and the West Ten (10) feet of the East Half of the Northwest Quarter of the Northwest Quarter of the Northwest Quarter of Section 9, Township 51 North, Range 3 West, Boise Meridian, Kootenai County, Idaho. Excepting therefrom a portion of the Northwest Quarter of the Northwest Quarter of Section 9, Township 51 North, Range 3 West, Boise Meridian, Kootenai County, Idaho, more particularly described as follows: Beginning at the Northwest corner of said Section 9; thence East along the North line of Section 9, 660 feet, more or less, to the E-E1/64 corner; thence continuing East along the North section line 10.0 feet to the True Point of Beginning; thence West along the North line of Section 9, 369.0 feet to a point; thence Southeasterly to a point on the South line of the Northwest Quarter of the Northwest Quarter of the Northwest Quarter, said point being 283 feet West of the Southeast corner of the Northwest Quarter of the Northwest Quarter of the Northwest Quarter; thence East Parallel with the North line of Section 9, 293.0 feet; thence Northerly 659.42 feet, more or less to the True Point of Beginning. Less and Except that portion described in Right of Way Warranty Deed to Lakes Highway District recorded April 8, 2010 as Instrument No. 2260495000 The sale is subject to conditions, rules and procedures as described at the sale and which can be reviewed at www.northwesttrustee.com or USA-Foreclosure.com. The sale is made without representation, warranty or covenant of any kind. (TS# 7301.25670) 1002.179939-FEI Legal 1711 January 3, 10, 17, 24, 2011

NOTICE OF TRUSTEE'S SALE T.S. No.: ID-224422-C Loan No.: 7440512820 A.P.N.: P87000020190;131618 NOTICE IS HEREBY GIVEN that, PIONEER TITLE COMPANY OF ADA COUNTY dba PIONEER LENDER TRUSTEE SERVICES the duly appointed Successor Trustee, will on 3/14/2011 at 11:00 AM (recognized local time), In the office of Pioneer Title Company located at 100 Wallace Ave., Coeur D' Alene, ID 83814 , will sell at public auction, to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real property and personal property, situated in the County of Kootenai, State of Idaho, and described as follows: LOT 19, BLOCK 2, SUNDANCE MEADOWS, ACCORDING TO THE PLAT RECORDED IN THE OFFICE OF THE COUNTY RECORDER IN BOOK "F" OF PLATS, PAGES 43A AND 43B, RECORDS OF KOOTENAI COUNTY, IDAHO. The Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Section 60-113 Idaho Code, the Trustee has been informed that the address sometimes associated with said real property is: 1903 E. MEADOW LANE POST FALLS, Idaho 83854 Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by: RONALD K. JANDREAU II AND KIMBERLEE J. JANDREAU, HUSBAND AND WIFE, as grantors, to PIONEER TITLE COMPANY OF KOOTENAI COUNTY, as Trustee, for the benefit and security of NEW CENTURY MORTGAGE CORPORATION A CORPORATION, as Beneficiary, dated 10/25/2005, recorded 11/1/2005, as Instrument No. 1992539 and re-recorded , records of Kootenai County, Idaho, the beneficial interest in which is presently held by U.S. Bank National Association as Trustee RAMP 2005NC1 By: Residential Funding, LLC fka Residential Funding Corporation, Attorney-in-Fact.. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(A), IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. The Default for which this sale is to be made is the failure to pay when due, under Deed of Trust and Note dated 10/25/2005. The monthly payments for Principal, Interest and Impounds (if applicable) of 649.45, due per month from 7/1/2010 through 3/14/2011, and all subsequent payments until the date of sale or reinstatement. The principal balance owing as of this date on the obligation secured by said Deed of Trust is $100,608.29, plus accrued interest at the rate of 4.0% per annum from 6/1/2010. All delinquent amounts are now due, together with accruing late charges, and interest, unpaid and accruing taxes, assessments, trustee's fees, attorney's fees, and any amounts advanced to protect the security associated with this foreclosure. The Beneficiary elects to sell or cause the trust property to be sold to satisfy said obligation. Dated: 11/10/2010 PIONEER TITLE COMPANY OF ADA COUNTY dba PIONEER LENDER TRUSTEE SERVICES By Executive Trustee Services, As Attorney In Fact Dee Ortega, authorized signatory C/O Executive Trustee Services, LLC 2255 North Ontario Street, Suite 400 Burbank, California 91504-3120 Sale Line: (714) 730-2727 ASAP# 3811267 Legal 1712 01/03/2011, 01/10/2011, 01/17/2011, 01/24/2011

Notice of Trustee's Sale Idaho Code 45-1506 Today's date: November 24, 2010 File No.: 7023.90295 Sale date and time (local time): March 28, 2011 at 10:00 AM Sale location: in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID 83814 Property address: 1041 West Mill Avenue Coeur d' Alene, ID 83814 Successor Trustee: Northwest Trustee Services, Inc., an Idaho Corporation P.O. Box 997 Bellevue, WA 98009 (425) 586-1900 Deed of Trust information Original grantor: Richard O. Dunn and Joyce A. Dunn, husband and wife Original trustee: Alliance Title and Escrow Original beneficiary: Wells Fargo Home Mortgage, Inc. Recording date: 04/27/2001 Recorder's instrument number: 1675981 County: Kootenai Sum owing on the obligation: as of November 24, 2010: $27,967.88 Because of interest, late charges, and other charges that may vary from day to day, the amount due on the day you pay may be greater. Hence, if you pay the amount shown above, an adjustment may be necessary after we receive your check. For further information write or call the Successor Trustee at the address or telephone number provided above. Basis of default: failure to make payments when due. Please take notice that the Successor Trustee will sell at public auction to the highest bidder for certified funds or equivalent the property described above. The property address is identified to comply with IC 60-113 but is not warranted to be correct. The property's legal description is: The East 100 feet of the South 138.25 feet of Lot 4, Block 17, East LaCross Addition to Coeur d'Alene recorded in Book B of Plats in Book 119, records of Kootenai County, Idaho. The sale is subject to conditions, rules and procedures as described at the sale and which can be reviewed at www.northwesttrustee.com or USA-Foreclosure.com. The sale is made without representation, warranty or covenant of any kind. (TS# 7023.90295) 1002.177778-FEI Legal 1574 December 13, 20, 27, 2010 January 3, 2010

Notice of Trustee's Sale Idaho Code 45-1506 Today's date: November 30, 2010 File No.: 7037.71911 Sale date and time (local time): March 31, 2011 at 10:00 AM Sale location: in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID 83814 Property address: 3195 E. Springview Drive Coeur d' Alene, ID 83814 Successor Trustee: Northwest Trustee Services, Inc., an Idaho Corporation P.O. Box 997 Bellevue, WA 98009 (425) 586-1900 Deed of Trust information Original grantor: Jon D. Polimeni, a single person Original trustee: First American Title Insurance Company Original beneficiary: Mortgage Electronic Registration Systems, Inc., solely as nominee for Golf Savings Bank Recording date: 12/31/2007 Recorder's instrument number: 2138487000 and Modified on November 18, 2008 as Instrument No. 2186379000 County: Kootenai Sum owing on the obligation: as of November 30, 2010: $337,495.27 Because of interest, late charges, and other charges that may vary from day to day, the amount due on the day you pay may be greater. Hence, if you pay the amount shown above, an adjustment may be necessary after we receive your check. For further information write or call the Successor Trustee at the address or telephone number provided above. Basis of default: failure to make payments when due. Please take notice that the Successor Trustee will sell at public auction to the highest bidder for certified funds or equivalent the property described above. The property address is identified to comply with IC 60-113 but is not warranted to be correct. The property's legal description is: Lot 5, Block 3, Springview Terrace First Addition, according to the plat recorded in Book E of Plats, Page 96, records of Kootenai County, Idaho. The sale is subject to conditions, rules and procedures as described at the sale and which can be reviewed at www.northwesttrustee.com or USA-Foreclosure.com. The sale is made without representation, warranty or covenant of any kind. (TS# 7037.71911) 1002.178142-FEI Legal 1575 Decemeber 13, 20, 27, 2010 January 3, 2010

Notice of Trustee's Sale Idaho Code 45-1506 Today's date: November 30, 2010 File No.: 7037.71677 Sale date and time (local time): March 31, 2011 at 10:00 AM Sale location: in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID 83814 Property address: 14349 N Hauser Lake Rd fka 8805 N. Hauser Lake Road Hauser, ID 83854 Successor Trustee: Northwest Trustee Services, Inc., an Idaho Corporation P.O. Box 997 Bellevue, WA 98009 (425) 586-1900 Deed of Trust information Original grantor: Lillian McPoland, a married woman, as her sole and separate property Original trustee: First American Title Company Original beneficiary: Prime One Mortgage Corporation Recording date: 11/05/2001 Recorder's instrument number: 1703551 County: Kootenai Sum owing on the obligation: as of November 30, 2010: $286,249.66 Because of interest, late charges, and other charges that may vary from day to day, the amount due on the day you pay may be greater. Hence, if you pay the amount shown above, an adjustment may be necessary after we receive your check. For further information write or call the Successor Trustee at the address or telephone number provided above. Basis of default: failure to make payments when due. Please take notice that the Successor Trustee will sell at public auction to the highest bidder for certified funds or equivalent the property described above. The property address is identified to comply with IC 60-113 but is not warranted to be correct. The property's legal description is: A tract of land in Section 1, Township 51 North, Range 6 West, Boise Meridian more particularly described as follows: Beginning at a point which is located North 0 degrees 01' 27" East a distance of 1737.53 feet and South 89 degrees 53' 46" East a distance of 1000.00 feet from the Southwest Section corner of said Section 1; thence North 32 degrees 00' 00" West a distance of 1246.02 feet; thence North 58 degrees 00' 00" East a distance of 631.89 feet; thence South 32 degrees 00' 00" East a distance of 1170.25 feet; thence South 0 degrees 06' 14" West a distance of 400.00 feet; thence North 89 degrees 53' 46" West a distance of 495.00 feet to the Point of Beginning. The sale is subject to conditions, rules and procedures as described at the sale and which can be reviewed at www.northwesttrustee.com or USA-Foreclosure.com. The sale is made without representation, warranty or covenant of any kind. (TS# 7037.71677) 1002.178309-FEI Legal 1576 December 13, 20, 27, 2010 January 3, 2010

Notice of Trustee's Sale Idaho Code 45-1506 Today's date: December 1, 2010 File No.: 7023.90017 Sale date and time (local time): April 1, 2011 at 10:00 AM Sale location: in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID 83814 Property address: 887 E. Dakota Avenue Hayden, ID 83835 Successor Trustee: Northwest Trustee Services, Inc., an Idaho Corporation P.O. Box 997 Bellevue, WA 98009 (425) 586-1900 Deed of Trust information Original grantor: Derek R. Deucher, Sally J. Deucher, husband and wife Original trustee: First American Title Company of Idaho Original beneficiary: Mortgage Electronic Registration Systems, Inc. solely as nominee for SunTrust Mortgage, Inc. Recording date: 06/18/2007 Recorder's instrument number: 2105697000 County: Kootenai Sum owing on the obligation: as of December 1, 2010: $157,680.21 Because of interest, late charges, and other charges that may vary from day to day, the amount due on the day you pay may be greater. Hence, if you pay the amount shown above, an adjustment may be necessary after we receive your check. For further information write or call the Successor Trustee at the address or telephone number provided above. Basis of default: failure to make payments when due. Please take notice that the Successor Trustee will sell at public auction to the highest bidder for certified funds or equivalent the property described above. The property address is identified to comply with IC 60-113 but is not warranted to be correct. The property's legal description is: The East 85 feet of the South 160 feet of the West half of Tract 44, Avondale, according to the plat recorded in Book B of Plats, Page 132, records of Kootenai County, Idaho. Excepting therefrom the East 10 feet thereof. The sale is subject to conditions, rules and procedures as described at the sale and which can be reviewed at www.northwesttrustee.com or USA-Foreclosure.com. The sale is made without representation, warranty or covenant of any kind. (TS# 7023.90017) 1002.178417-FEI Legal 1577 December 13, 20, 27, 2010 January 3, 2010

Notice of Trustee's Sale Idaho Code 45-1506 Today's date: December 1, 2010 File No.: 7023.74641 Sale date and time (local time): April 1, 2011 at 10:00 AM Sale location: in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID 83814 Property address: 31201 N. Caravelle Road Athol, ID 83801 Successor Trustee: Northwest Trustee Services, Inc., an Idaho Corporation P.O. Box 997 Bellevue, WA 98009 (425) 586-1900 Deed of Trust information Original grantor: Gene M. Garcia and Rosemarie I. Garcia, husband and wife Original trustee: Pioneer Title Company Original beneficiary: Wells Fargo Bank, N.A. Recording date: 05/07/2008 Recorder's instrument number: 2158099000, and re-recorded May 13, 2008, as Instrument No. 2158940000 County: Kootenai Sum owing on the obligation: as of December 1, 2010: $200,359.23 Because of interest, late charges, and other charges that may vary from day to day, the amount due on the day you pay may be greater. Hence, if you pay the amount shown above, an adjustment may be necessary after we receive your check. For further information write or call the Successor Trustee at the address or telephone number provided above. Basis of default: failure to make payments when due. Please take notice that the Successor Trustee will sell at public auction to the highest bidder for certified funds or equivalent the property described above. The property address is identified to comply with IC 60-113 but is not warranted to be correct. The property's legal description is: The North half of the Northwest quarter of the Northwest quarter of the Southeast quarter of Section 7, Township 53 North, Range 2 West, Boise Meridian, Kootenai County, State of Idaho. The sale is subject to conditions, rules and procedures as described at the sale and which can be reviewed at www.northwesttrustee.com or USA-Foreclosure.com. The sale is made without representation, warranty or covenant of any kind. (TS# 7023.74641) 1002.178311-FEI Legal 1578 December 13, 20, 27, 2010 January 3, 2011

NOTICE OF TRUSTEE'S SALE On Thursday, the 7th day of April, 2011, at the hour of 10:00 o'clock a.m. of said day at Alliance Title & Escrow, 1270 Northwood Center Ct., Coeur d'Alene, in the County of Kootenai, State of Idaho, Charles W. Fawcett, as Successor Trustee, will sell at public auction, to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real property situated in the County of Kootenai, State of Idaho, and described as follows, to wit: LOT 3 IN BLOCK 3 OF GREENSFERRY LANDING SECOND ADDITION, ACCORDING TO THE OFFICIAL PLAT THEREOF, FILED IN BOOK I OF PLATS AT PAGE(S) 500, OFFICIAL RECORDS OF KOOTENAI COUNTY, IDAHO. The Successor Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Section 60-113, Idaho Code, the Successor Trustee has been informed that the street address of 2652 E. Bremington St., Post Falls, Idaho, is sometimes associated with said real property. Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by RAMON ALVARADO and BEATRIZ ALVARADO, Husband and Wife, Grantor, to Charles W. Fawcett, Successor Trustee, for the benefit and security of MOUNTAIN WEST BANK, recorded May 2, 2007, as Instrument No. 2097270000, Mortgage records of Kootenai County, Idaho; and assigned to the IDAHO HOUSING AND FINANCE ASSOCIATION by Assignment of Deed of Trust recorded on November 13, 2007, as Instrument No. 2131477000, Mortgage records of Kootenai County, Idaho. THE ABOVE GRANTOR IS NAMED TO COMPLY WITH SECTION 45-1506 (4)(a), IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. The default for which this sale is to be made is the failure to pay when due, monthly installment payments under the Deed of Trust Note dated May 1, 2007, in the amount of $1,199.00 each, for the months of May through November, 2010, inclusive; and for each and every month thereafter until date of sale or reimbursement. All delinquent payments are now due, plus accumulated late charges, plus any costs or expenses associated with this foreclosure. The accrued interest is at the rate of 6.15% per annum from April 1, 2010. The principal balance owing as of this date on the obligation secured by said Deed of Trust is $172,593.37, plus accrued interest at the rate of 6.15% per annum from April 1, 2010. DATED This 3rd day of December, 2010. CHARLES W. FAWCETT, a Member of the Idaho State Bar, SUCCESSOR TRUSTEE Legal 1608 December 20, 27, 2010 January 3, 10, 2010

Notice of Trustee's Sale Idaho Code 45-1506 Today's date: December 3, 2010 File No.: 7174.21742 Sale date and time (local time): April 5, 2011 at 10:00 AM Sale location: in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID 83814 Property address: 1100 N Tubsgate Ct Post Falls, ID 83854 Successor Trustee: Northwest Trustee Services, Inc., an Idaho Corporation P.O. Box 997 Bellevue, WA 98009 (425) 586-1900 Deed of Trust information Original grantor: Julius A. Hessen, an unmarried person and Elinda N. Edgemon, an unmarried person Original trustee: Pioneer Title Company of Kootenai County Original beneficiary: Mortgage Electronic Registration Systems, Inc. solely as nominee for Taylor, Bean & Whitaker Mortgage Corp. Recording date: 12/18/2006 Recorder's instrument number: 2072955000 County: Kootenai Sum owing on the obligation: as of December 3, 2010: $206,083.75 Because of interest, late charges, and other charges that may vary from day to day, the amount due on the day you pay may be greater. Hence, if you pay the amount shown above, an adjustment may be necessary after we receive your check. For further information write or call the Successor Trustee at the address or telephone number provided above. Basis of default: failure to make payments when due. Please take notice that the Successor Trustee will sell at public auction to the highest bidder for certified funds or equivalent the property described above. The property address is identified to comply with IC 60-113 but is not warranted to be correct. The property's legal description is: Lot 5, Block 3, Greensferry Landing First Addition, according to the plat recorded in Book "I" of Plats at page 367, records of Kootenai County, Idaho. The sale is subject to conditions, rules and procedures as described at the sale and which can be reviewed at www.northwesttrustee.com or USA-Foreclosure.com. The sale is made without representation, warranty or covenant of any kind. (TS# 7174.21742) 1002.138162-FEI Legal 1617 December 20, 27, 2010 January 3, 10, 2011