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Legals September. 29, 2010

| September 29, 2010 12:00 AM

NOTICE OF TRUSTEE'S SALE On Thursday, the 30th day of December, 2010, at the hour of 10:00 o'clock a.m. of said day at Alliance Title & Escrow, 1270 Northwood Center Ct., Coeur d'Alene, in the County of Kootenai, State of Idaho, Charles W. Fawcett, as Successor Trustee, will sell at public auction, to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real property situated in the County of Kootenai, State of Idaho, and described as follows, to wit: LOT 2, BLOCK 8, NORTH PARK ADDITION TO COEUR D'ALENE, ACCORDING TO THE PLAT RECORDED IN BOOK "B" OF PLATS AT PAGE 5, RECORDS OF KOOTENAI COUNTY, IDAHO. The Successor Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Section 60-113, Idaho Code, the Successor Trustee has been informed that the street address of 959 N. 6th St., Coeur d'Alene, Idaho, is sometimes associated with said real property. Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by DAVID J. FRANK, a Married Person, and TEENA M. FRANK, a Married Person, Grantor, to Charles W. Fawcett, Successor Trustee, for the benefit and security of U.S. BANK, NATIONAL ASSOCIATION, recorded April 20, 2001, as Instrument No. 1675086, Mortgage records of Kootenai County, Idaho; and assigned to the IDAHO HOUSING AND FINANCE ASSOCIATION by Assignment of Deed of Trust recorded on April 20, 2001, as Instrument No. 1675087, Mortgage records of Kootenai County, Idaho. THE ABOVE GRANTOR IS NAMED TO COMPLY WITH SECTION 45--1506 (4)(a), IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. The default for which this sale is to be made is the failure to pay when due, monthly installment payments under the Deed of Trust Note dated April 19, 2001, in the amount of $568.00 each, for the months of April through August, 2010, inclusive; and for each and every month thereafter until date of sale or reimbursement. All delinquent payments are now due, plus accumulated late charges, plus any costs or expenses associated with this foreclosure. The accrued interest is at the rate of 6.08% per annum from March 1, 2010. The principal balance owing as of this date on the obligation secured by said Deed of Trust is $62,003.94, plus accrued interest at the rate of 6.08% per annum from March 1, 2010. DATED This 30th day of August, 2010. CHARLES W. FAWCETT, a Member of the Idaho State Bar, SUCCESSOR TRUSTEE Legal 0741 September 8, 15, 22, 29, 2010

Sue S. Flammia-ISB #2316 FLAMMIA AND SOLOMAN, P.C. Attorneys at Law P.O. Box 1117 Coeur d'Alene, ID 83816 (208) 667-3561 (208) 667-3207-FAX IN THE DISTRICT COURT OF THE FIRST JUDICIAL DISTRICT OF THE STATE OF IDAHO, IN AND FOR THE COUNTY OF KOOTENAI Probate Case No. CV 10-7259 NOTICE TO CREDITORS IN THE MATTER OF THE ESTATE OF MARILYN PATRICIA TYNER, Deceased. NOTICE IS HEREBY GIVEN that KAREN LANGE has been appointed Personal Representative of the above-named estate. All persons having claims against the said deceased are required to present their claims within four months after the date of the first publication of this notice or said claims will be forever barred. Claims must either be presented to FLAMMIA & SOLOMON, P.C., attorney for Personal Representative, P.O. Box 1117, Coeur d'Alene, Idaho 83816-1117, or filed with the Court. DATED this 9th day of September, 2010. FLAMMIA & SOLOMON, P.C. Attorneys for Personal Representative By Sue S. Flammia Legal 0845 September 15, 22, 29, 2010

Notice of Trustee's Sale Idaho Code 45-1506 Today's date: September 1, 2010 File No.: 7777.22544 Sale date and time (local time): January 05, 2011 at 10:00 AM Sale location: in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID 83814 Property address: 888 E. Loch Maree Drive Hayden, ID 83835 Successor Trustee: Northwest Trustee Services, Inc., an Idaho Corporation P.O. Box 997 Bellevue, WA 98009 (425) 586-1900 Deed of Trust information Original grantor: David Newton and Michelle A. Newton, Husband and Wife Original trustee: North Idaho Title Original beneficiary: New Century Mortgage Corporation Recording date: January 10, 2006 Recorder's instrument number: 2006887 County: Kootenai Sum owing on the obligation: as of September 1, 2010: $189,356.80 Because of interest, late charges, and other charges that may vary from day to day, the amount due on the day you pay may be greater. Hence, if you pay the amount shown above, an adjustment may be necessary after we receive your check. For further information write or call the Successor Trustee at the address or telephone number provided above. Basis of default: failure to make payments when due. Please take notice that the Successor Trustee will sell at public auction to the highest bidder for certified funds or equivalent the property described above. The property address is identified to comply with IC 60-113 but is not warranted to be correct. The property's legal description is: Lot 2, Block 2, Loch Haven Hills Second Addition, according to the plat recorded in Book "F" of Plats at Page 129, records of Kootenai County, Idaho. The sale is subject to conditions, rules and procedures as described at the sale and which can be reviewed at www.northwesttrustee.com or USA-Foreclosure.com. The sale is made without representation, warranty or covenant of any kind. (TS# 7777.22544) 1002.66409-FEI Legal 0851 September 15, 22, 29, 2010 October 6, 2010

NOTICE The INTERNAL REVENUE SERVICE, a private, for profit collection agency, not an agency of the Federal Government, has recorded a NOTICE OF FEDERAL TAX LIEN at the KOOTENAI COUNTY RECORDER'S Office against me, Roger Morris, living at 478 Bear Track Ln. Athol, Bonner County, Idaho. This lien was recorded without authorization or legal standing. This lien was not filed pursuant to IC 45-202, The IDAHO SECRETARY OF STATE has no record of said lien, and therefore it is null and void. This notice will serve as lawful warning to any person who complies with any demand with regard to this bogus lien, that they do so at their PERSONAL FINANCIAL risk. Legal 0905 September 22, 29, 2010 October 6, 13, 2010

Notice of Trustee's Sale Idaho Code 45-1506 Today's date: September 10, 2010 File No.: 7307.23786 Sale date and time (local time): January 12, 2011 at 10:00 AM Sale location: in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID 83814 Property address: 1201 E Indiana Avenue Coeur d' Alene, ID 83814 Successor Trustee: Northwest Trustee Services, Inc., an Idaho Corporation P.O. Box 997 Bellevue, WA 98009 (425) 586-1900 Deed of Trust information Original grantor: Melaine Murray-Geigle, a single woman as her sole and separate property Original trustee: North Idaho Title Insurance, Inc. Original beneficiary: Mortgage Electronic Registration Systems, Inc. solely as nominee for Pacific Union Financial Recording date: October 29, 2008 Recorder's instrument number: 2183971000 County: Kootenai Sum owing on the obligation: as of September 10, 2010: $169,188.49 Because of interest, late charges, and other charges that may vary from day to day, the amount due on the day you pay may be greater. Hence, if you pay the amount shown above, an adjustment may be necessary after we receive your check. For further information write or call the Successor Trustee at the address or telephone number provided above. Basis of default: failure to make payments when due. Please take notice that the Successor Trustee will sell at public auction to the highest bidder for certified funds or equivalent the property described above. The property address is identified to comply with IC 60-113 but is not warranted to be correct. The property's legal description is: Lot 6, Block 3, Boothe's Second Addition to the Town of Coeur d' Alene, according to the plat recorded in Book "C" of Plats at Page 141, records of Kootenai County, State of Idaho. Together with that portion of the vacated alley lying along the Northerly line of Lot 6 recorded by Ordinance No. 2424, dated January 21, 1992, recorded January 27, 1992 as Instrument No. 1245639, which attaches by operation of law. The sale is subject to conditions, rules and procedures as described at the sale and which can be reviewed at www.northwesttrustee.com or USA-Foreclosure.com. The sale is made without representation, warranty or covenant of any kind. (TS# 7307.23786) 1002.169969-FEI Legal 0906 September 22, 29, 2010 October 6, 13, 2010

Notice of Trustee's Sale TS #: ID-09-328138-TD On 1/12/2011, at 11:00 AM (recognized local time), at the following location in the County of KOOTENAI, State of Idaho: In the lobby of Pioneer Title Company of Kootenai County located at 100 Wallace Avenue, Coeur dAlene, ID 83814, Pioneer Lender Trustee Services, LLC an Idaho limited liability company, as Trustee by Quality Loan Services, as Attorney in Fact, as Trustee on behalf of JPMorgan Chase Bank, National Association will sell at public auction, to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following real property, situated in the County of KOOTENAI State of Idaho, and described as follows: LOT 21, OF CARROLL'S CAVE BAY HOMESITES SECOND ADDITION, ACCORDING TO THE OFFICIAL PLAT THEREOF, FILED IN BOOK E OF PLATS AT PAGE(S) 39 OF OFFICIAL RECORDS OF KOOTENAI COUNTY, IDAHO. The Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Section 60-113 Idaho Code, the Trustee has been informed that the address of 22270S CANDLELIGHT DR, WORLEY, ID 83876 is sometimes associated with said real property. Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by WAYNE ROBINSON , A MARRIED MAN AS HIS SOLE AND SEPARATE PROPERTY as Grantor/Trustor, in which MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., AS NOMINEE FOR ACCREDITED HOME LENDERS, INC., is named as Beneficiary and FIRST AMERICAN TITLE INSURANCE CO. as Trustee and recorded 4/24/2006 as Instrument No. 2027031000 in book xxx, page xxx, of Official Records in the office of the Recorder of KOOTENAI County, Idaho. Please Note: The above Grantors are named to comply with section 45-1506(4)(A), Idaho Code, No representation is made that they are, or are not, presently responsible for this obligation set forth herein. The Default for which this sale is to be made is the failure to pay when due, under Deed of Trust and Note dated 4/13/2006. The monthly installments of principal, interest, and impounds (if applicable) of $3,208.33, due per month for the months of 8/1/2009 through 8/17/2010, and all subsequent installments until the date of sale or reinstatement. The principal balance owing as of this date on the obligation secured by said Deed of Trust is $435,284.99 together with interest thereon at the current rate of 7.7000 per cent (%) per annum from 7/1/2009. All delinquent amounts are now due, together with accruing late charges, and interest, unpaid and accruing taxes, assessments, trustee's fees, attorney's fees, and any amounts advanced to protect the security associated with this foreclosure and that the beneficiary elects to sell or cause the trust property to be sold to satisfy said obligation. If the Trustee is unable to convey title for any reason, the successful bidder's sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee, or the Mortgagee's Attorney. Date: 09/08/2010 By: Pioneer Lender Trustee Services, LLC an Idaho limited liability company, as Trustee by Quality Loan Services, as Attorney in Fact, as Trustee Quality Loan Service Corp. of Washington, as Agent 2141 5th Avenue San Diego, CA Angelica Castillo, Assistant Secretary For Sale Information Call: 714-730-2727 or Login to: www.fidelityasap.com If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holders right's against the real property only. THIS IS AN ATTEMPT TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. ASAP# 3728513 Legal 0907 September 22, 29, 2010 October 6, 13, 2010

NOTICE OF TRUSTEE'S SALE Loan No.: 0031541089 T.S. No.: 10-10196-6. On 01/18/2011 at 11:00 am (recognized local time), In the lobby of Pioneer Title Company of Kootenai County located at 100 Wallace Avenue, CoeurdAlene, ID 83814. In the County of Kootenai, State of Idaho, Fidelity National Title Insurance Company as successor Trustee on behalf of DEUTSCHE BANK NATIONAL TRUST COMPANY will sell at public auction, to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real property, situated in the County of Kootenai, State of Idaho, and described as follows: LOT 25, BLOCK 10, SKYLINE MEADOWS FIRST ADDITION, ACCORDING TO THE PLAT RECORDED IN THE OFFICE OF THE COUNTY RECORDER IN BOOK "J" OF PLATS AT PAGE 337, RECORDS OF KOOTENAI COUNTY, IDAHO The Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Section 60-113 Idaho Code, the Trustee has been informed that the address of: 7115 W. MAJESTIC AVE, RATHDRUM , ID, is sometimes associated with said real property. Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by: ROBERT JAMES GIBSON JR. AND ELISSA GIBSON, HUSBAND AND WIFE AS JOINT TENANTS, As grantors, To: KOOTENAI COUNTY TITLE COMPANY, As Trustee, for the benefit and security of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC, As Beneficiary, dated 12/16/2006, recorded 12/28/2006, as Instrument No. 2074502000, of the records of Kootenai County, Idaho. ASSIGNMENT OF DOT TO DEUTSCHE BANK NATIONAL TRUST COMPANY RECORDED 9/13/2010 AS INSTRUMENT NUMBER 2281609000" Please Note: The above Grantors are named to comply with section 45-1506(4) (A), Idaho Code, No representation is made that they are, or are not, presently responsible for this obligation set forth herein. The Default for which this sale is to be made is the failure to pay when due, under Deed of Trust and Note dated 12/16/2006. The monthly payments for Principal, Interest and Impounds (if applicable) of $1,189.36, due per month from 06/01/2010, and all subsequent payments until the date of sale or reinstatement. The principal balance owing as of this date on the obligation secured by said Deed of Trust is $152,304.00, plus accrued interest at the rate of 7.62500% per annum from 05/01/2010 . All delinquent amounts are now due, together with accruing late charges, and interest, unpaid and accruing taxes, assessments, trustee's fees, attorney's fees, and any amounts advanced to protect the security associated with this foreclosure and that the beneficiary elects to sell or cause the trust property to be sold to satisfy said obligation. Dated: September 16, 2010 By: Fidelity National Title Insurance Company 17592 E. 17th Street, Suite 300, Tustin, CA 92780 714-508-5100 Michael Busby SALE INFORMATION CAN BE OBTAINED ON LINE AT www.fidelityasap.com AUTOMATED SALES INFORMATION PLEASE CALL 714-259-7850 ASAP# 3742330 Legal 0909 September 22, 29, 2010 October 6, 13, 2010

MARCH E. WALLACE WALLACE & CUSACK, P.A. Attorneys at Law 2370 N. Merritt Creek Loop, Suite 1 Coeur d'Alene, ID 83814 (208) 667-2264 (208) 667-2419 FAX ISB #2997 IN THE DISTRICT COURT OF THE FIRST JUDICIAL DISTRICT OF THE STATE OF IDAHO, IN AND FOR THE COUNTY OF KOOTENAI PROBATE CASE NO. CV 10-5697 NOTICE TO CREDITORS IN THE MATTER OF THE ESTATE OF FAITH B. CLAXTON, Deceased. NOTICE IS HEREBY GIVEN that the undersigned has been appointed Personal Representative of the above-named Decedent. All persons having claims against the Decedent or the estate are required to present their claims within FOUR (4) MONTHS after the date of the first publication of this Notice to Creditors, or said claims will be forever barred. Claims must be presented to the undersigned at the address indicated and filed with the Clerk of the Court. DATED this 17th day of September, 2010. ___________________________ JOELLA F. SAUSEN Personal Representative Legal 0912 September 22, 29, 2010 October 6, 2010

LEGAL NOTICE Notice is hereby given that All-In-One Mini Storage will hold a Public Sale of the entire contents of unit #235. The sale will be held on the premises at All-In-One Mini Storage at 3900 E. 16th Ave., Post Falls, Idaho 83854 on Saturday, October 2nd, 2010, at 10:00 am. The contents of this unit will be sold to the highest bidder for cash or certified funds only. No personal checks will be accepted. Unit #235, 10x10, Crystal Thurman Last known address: 845 N. Cimmaron St. Post Falls, Idaho 83854 Items to be sold are generally described as: Miscellaneous household goods in plastic totes, assorted cookware, metal file cabinet, wood bed frame on wheels, two dressers, two night stands, books, end table, plastic shelves, board games, children's toys and stuffed animals. Legal 0914 September 22, 29, 2010

AMENDED NOTICE OF TRUSTEE'S SALE On Wednesday, the 19th day of January, 2011, at the hour of 10:00 o'clock a.m. of said day at Alliance Title & Escrow, 1270 Northwood Center Ct., Coeur d'Alene, in the County of Kootenai, State of Idaho, Charles W. Fawcett, as Successor Trustee, will sell at public auction, to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real property situated in the County of Kootenai, State of Idaho, and described as follows, to wit: LOT 8, BLOCK 4, WINDSONG, ACCORDING TO THE PLAT RECORDED IN BOOK "G" OF PLATS, PAGE 48, RECORDS OF KOOTENAI COUNTY, IDAHO. The Successor Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Section 60--113, Idaho Code, the Successor Trustee has been informed that the street address of 1603 N. Arbor Ct., Post Falls, Idaho, is sometimes associated with said real property. Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by WENDY S. BURNAM and WILLIAM L. BURNAM, Wife and Husband, Grantor, to Charles W. Fawcett, Successor Trustee, for the benefit and security of MOUNTAIN WEST BANK, recorded April 25, 2003, as Instrument No. 1796310, Mortgage records of Kootenai County, Idaho; and assigned to the IDAHO HOUSING AND FINANCE ASSOCIATION by Assignment of Deed of Trust recorded on August 28, 2003, as Instrument No. 1824874, Mortgage records of Kootenai County, Idaho. THE ABOVE GRANTOR IS NAMED TO COMPLY WITH SECTION 45-1506 (4)(a), IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. The default for which this sale is to be made is the failure to pay when due, monthly installment payments under the Deed of Trust Note dated April 22, 2003, in the amount of $727.00 each, for the months of February through July, 2010, inclusive; and for each and every month thereafter until date of sale or reimbursement. All delinquent payments are now due, plus accumulated late charges, plus any costs or expenses associated with this foreclosure. The accrued interest is at the rate of 5.30% per annum from January 1, 2010. The principal balance owing as of this date on the obligation secured by said Deed of Trust is $92,651.98, plus accrued interest at the rate of 5.30% per annum from January 1, 2010. DATED This 16th day of September, 2010. CHARLES W. FAWCETT, a Member of the Idaho State Bar, SUCCESSOR TRUSTEE Legal 0919 September 29, 2010 October 6, 13, 20, 2010

NOTICE OF TRUSTEE'S SALE On Tuesday, the 18th day of January, 2011, at the hour of 10:00 o'clock a.m. of said day at Alliance Title & Escrow, 1270 Northwood Center Ct., Coeur d'Alene, in the County of Kootenai, State of Idaho, Charles W. Fawcett, as Successor Trustee, will sell at public auction, to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real property situated in the County of Kootenai, State of Idaho, and described as follows, to wit: LOT 10, AND THE WEST HALF OF LOT 11, BLOCK 8, TOWN OF SPIRIT LAKE, ACCORDING TO THE PLAT RECORDED IN BOOK "B" OF PLATS AT PAGE 143, RECORDS OF KOOTENAI COUNTY, IDAHO. The Successor Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Section 60-113, Idaho Code, the Successor Trustee has been informed that the street address of 5639 W. Vermont St., Spirit Lake, Idaho, is sometimes associated with said real property. Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by EDWARD G. BANDELIN, an Unmarried Man, Grantor, to Charles W. Fawcett, Successor Trustee, for the benefit and security of MOUNTAIN WEST BANK, recorded October 12, 2007, as Instrument No. 2126593000, Mortgage records of Kootenai County, Idaho; and assigned to the IDAHO HOUSING AND FINANCE ASSOCIATION by Assignment of Deed of Trust recorded on January 4, 2008, as Instrument No. 2138999000, Mortgage records of Kootenai County, Idaho. THE ABOVE GRANTOR IS NAMED TO COMPLY WITH SECTION 45-1506 (4)(a), IDAHO CODE. NO REPRESENTATION IS MADE THAT HE IS, OR IS NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. The default for which this sale is to be made is the failure to pay when due, monthly installment payments under the Deed of Trust Note dated October 11, 2007, in the amount of $1,123.00 each, for the months of February through August, 2010, inclusive; and for each and every month thereafter until date of sale or reimbursement. All delinquent payments are now due, plus accumulated late charges, plus any costs or expenses associated with this foreclosure. The accrued interest is at the rate of 5.91% per annum from January 1, 2010. The principal balance owing as of this date on the obligation secured by said Deed of Trust is $166,624.80, plus accrued interest at the rate of 5.91% per annum from January 1, 2010. DATED This 15th day of September, 2010. CHARLES W. FAWCETT, a Member of the Idaho State Bar, SUCCESSOR TRUSTEE Legal 0920 September 29, 2010 October 6, 13, 20, 2010

Order No. 74651 NOTICE OF TRUSTEE'S SALE On Thursday, December 16, 2010, at the hour of 11:00 A.M. of said day, in the lobby of the office of KOOTENAI COUNTY TITLE COMPANY, located at 1450 Northwest Boulevard, Suite 200, Coeur d'Alene, County of Kootenai, State of Idaho, KOOTENAI COUNTY TITLE COMPANY, INC., an Idaho corporation, as Trustee, will sell at public auction to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real property, situated in the County of Kootenai, State of Idaho, and described as follows: Unit 149, Building 1, of Hayden Lake Executive RV and Boat Condominiums, according to the plat recorded in the office of the County Recorder in Book J of Plats at page 102 thru 102 I, records of Kootenai County, Idaho. Together with an undivided 1/91 interest in Common area and facilities as identified and defined in the Plat thereof recorded November 17, 2004, as Instrument No. 1913335, Declaration of Covenants, Conditions and Restrictions filed November 17, 2004 as Instrument No. 1913334. The Trustee has no knowledge of a more particular description of the above-referenced Property but, for purposes of compliance with Section 60-113 of Idaho Code, the Trustee has been informed that the address sometimes associated with said real property is: 498 W Garwood Road - Unit 149, Rathdrum, Idaho 83858 For further information of the location of the property please contact Kootenai County Title Company. Said sale will be made without covenant or warranty regarding title, possession or encumbrance to satisfy the obligations secured by and pursuant to the power of sale conferred it, the Deed of Trust executed by PAUL L. BOGAERT and PAMELA B. BOGAERT, husband and wife, to KOOTENAI COUNTY TITLE CO., INC. as Trustee, for the benefit and security of Waterford Park Homes, LLC, an Idaho limited liability company, as initial Beneficiary, recorded the 27th day of December, 2004, as Instrument No. 1921008, records of Kootenai County, Idaho. By Assignment of Deed of Trust recorded on the 17th day of December, 2008, as Instrument No. 2189477000, records of Kootenai County, Idaho, beneficial interest under said Deed of Trust was assigned to bankcda. THE GRANTOR NAMED HEREIN IS LISTED TO COMPLY WITH SECTION 45-1506(4) (a) OF THE IDAHO CODE. No representation is made whether or not they are currently responsible for the obligation listed herein. AND FURTHER, that a breach of the obligation for which the transfer in trust is security has occurred, in that the Grantors above mentioned have failed to make monthly installment payments in the amount of $191.58, including interest, which were due on April 1, 2010 and on the 1st day of each month thereafter through July 1, 2010, AND have failed to pay General Property taxes for the year 2008, which are delinquent in the amount of $116.12 plus penalty and interest and General Property taxes for the year 2009, which are delinquent in the amount of $233.54 plus penalty and interest; together with late charges, service charges and any other disbursements, costs, fees or expenses incurred or paid by the Beneficiary and/or Trustee associated with this Notice of Default and/or this foreclosure as provided by the Deed of Trust or Deed of Trust Note, or by Idaho law. The Beneficiary has declared the entire principal and accrued interest due and payable in full. The balance owing as of the 27th day of July, 2010, on the obligation secured by said Deed of Trust is $26,076.26, plus accrued interest in the amount of $563.47, plus interest accruing at the rate of 7.500% annual percentage rate from July 28, 2010 until paid, together with late charges, service charges and any other disbursements, costs, fees or expenses incurred or paid by the Beneficiary and/or Trustee associated with this foreclosure as provided by the Deed of Trust or Deed of Trust Note, or by Idaho law. DATED this 12th day of August, 2010 KOOTENAI COUNTY TITLE COMPANY, Trustee BY /S/ J. T. JACOBSEN, President Legal 0742 September 8, 15, 22, 29, 2010

NOTICE OF TRUSTEE'S SALE On Tuesday, the 18th day of January, 2011, at the hour of 10:00 o'clock a.m. of said day at Alliance Title & Escrow, 1270 Northwood Center Ct., Coeur d'Alene, in the County of Kootenai, State of Idaho, Charles W. Fawcett, as Successor Trustee, will sell at public auction, to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real property situated in the County of Kootenai, State of Idaho, and described as follows, to wit: LOT 4, BLOCK 1, HEARTLAND SUBDIVISION, ACCORDING TO THE PLAT RECORDED IN THE OFFICE OF THE COUNTY RECORDER IN BOOK "G" OF PLATS AT PAGE 412, RECORDS OF KOOTENAI COUNTY, IDAHO. The Successor Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Section 60-113, Idaho Code, the Successor Trustee has been informed that the street address of 992 W. Springfield Dr., Coeur d'Alene, Idaho, is sometimes associated with said real property. Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by MELANIE A. HENDERSON, an Unmarried Person, Grantor, to Charles W. Fawcett, Successor Trustee, for the benefit and security of IDAHO INDEPENDENT BANK, recorded May 12, 2005, as Instrument No. 1949439, Mortgage records of Kootenai County, Idaho; and assigned to the IDAHO HOUSING AND FINANCE ASSOCIATION by Assignment of Deed of Trust recorded on May 24, 2005, as Instrument No. 1951873, Mortgage records of Kootenai County, Idaho. THE ABOVE GRANTOR IS NAMED TO COMPLY WITH SECTION 45-1506 (4)(a), IDAHO CODE. NO REPRESENTATION IS MADE THAT SHE IS, OR IS NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. The default for which this sale is to be made is the failure to pay when due, monthly installment payments under the Deed of Trust Note dated May 11, 2005, in the amount of $925.00 each, for the months of March through August, 2010, inclusive; and for each and every month thereafter until date of sale or reimbursement. All delinquent payments are now due, plus accumulated late charges, plus any costs or expenses associated with this foreclosure. The accrued interest is at the rate of 5.41% per annum from February 1, 2010. The principal balance owing as of this date on the obligation secured by said Deed of Trust is $125,376.52, plus accrued interest at the rate of 5.41% per annum from February 1, 2010. DATED This 15th day of September, 2010. CHARLES W. FAWCETT, a Member of the Idaho State Bar, SUCCESSOR TRUSTEE Legal 0921 September 29, 2010 October 6, 13, 20, 2010

NOTICE OF TRUSTEE'S SALE On Tuesday, the 18th day of January, 2011, at the hour of 10:00 o'clock a.m. of said day at Alliance Title & Escrow, 1270 Northwood Center Ct., Coeur d'Alene, in the County of Kootenai, State of Idaho, Charles W. Fawcett, as Successor Trustee, will sell at public auction, to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real property situated in the County of Kootenai, State of Idaho, and described as follows, to wit: LOT 9 AND THE EAST HALF OF LOT 8, BLOCK 7, FOREST PARK ADDITION TO POST FALLS, ACCORDING TO THE PLAT RECORDED IN THE OFFICE OF THE COUNTY RECORDER IN BOOK "A" OF PLATS AT PAGE 11, RECORDS OF KOOTENAI COUNTY, IDAHO. The Successor Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Section 60-113, Idaho Code, the Successor Trustee has been informed that the street address of 711 E. 13th Ave., Post Falls, Idaho, is sometimes associated with said real property. Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by DARRIN HIBBS and EMILY HIBBS, Husband and Wife, Grantor, to Charles W. Fawcett, Successor Trustee, for the benefit and security of MOUNTAIN WEST BANK, recorded March 7, 2008, as Instrument No. 2148190000, Mortgage records of Kootenai County, Idaho; and assigned to the IDAHO HOUSING AND FINANCE ASSOCIATION by Assignment of Deed of Trust recorded on June 17, 2009, as Instrument No. 2217111000, Mortgage records of Kootenai County, Idaho. THE ABOVE GRANTOR IS NAMED TO COMPLY WITH SECTION 45-1506 (4)(a), IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. The default for which this sale is to be made is the failure to pay when due, monthly installment payments under the Deed of Trust Note dated March 1, 2008, in the amount of $1,049.00 each, for the months of January through August, 2010, inclusive; and for each and every month thereafter until date of sale or reimbursement. All delinquent payments are now due, plus accumulated late charges, plus any costs or expenses associated with this foreclosure. The accrued interest is at the rate of 5.60% per annum from December 1, 2009. The principal balance owing as of this date on the obligation secured by said Deed of Trust is $158,330.85, plus accrued interest at the rate of 5.60% per annum from December 1, 2009. DATED This 15th day of September, 2010. CHARLES W. FAWCETT, a Member of the Idaho State Bar, SUCCESSOR TRUSTEE Legal 0922 September 29, 2010 October 6, 13, 20, 2010

NOTICE OF TRUSTEE'S SALE On Tuesday, the 18th day of January, 2011, at the hour of 10:00 o'clock a.m. of said day at Alliance Title & Escrow, 1270 Northwood Center Ct., Coeur d'Alene, in the County of Kootenai, State of Idaho, Charles W. Fawcett, as Successor Trustee, will sell at public auction, to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real property situated in the County of Kootenai, State of Idaho, and described as follows, to wit: THE NORTH HALF OF THE NORTHWEST QUARTER OF THE SOUTHWEST QUARTER OF THE NORTHEAST QUARTER IN SECTION 29, TOWNSHIP 52 NORTH, RANGE 4 WEST, BOISE MERIDIAN, KOOTENAI COUNTY, IDAHO. EXCEPT THAT PORTION CONVEYED TO NORTHERN PACIFIC RAILWAY COMPANY BY DEEDS RECORDED SEPTEMBER 14, 1904 AND SEPTEMBER 26, 1904 ON BOOK 9 OF DEEDS AT PAGES 212 AND 235, RESPECTIVELY. The Successor Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Section 60 113, Idaho Code, the Successor Trustee has been informed that the street address of 17207 N. Trails End Rd., Rathdrum, Idaho, is sometimes associated with said real property. Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by WILLIAM S. CODER and SHANNON R. CODER, Husband and Wife, Grantor, to Charles W. Fawcett, Successor Trustee, for the benefit and security of MOUNTAIN WEST BANK, recorded May 21, 2007, as Instrument No. 2100813000, Mortgage records of Kootenai County, Idaho; and assigned to the IDAHO HOUSING AND FINANCE ASSOCIATION by Assignment of Deed of Trust recorded on September 27, 2007, as Instrument No. 2123960000, Mortgage records of Kootenai County, Idaho. THE ABOVE GRANTOR IS NAMED TO COMPLY WITH SECTION 45 1506 (4)(a), IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. The default for which this sale is to be made is the failure to pay when due, monthly installment payments under the Deed of Trust Note dated May 15, 2007, in the amount of $1,322.00 each, for the months of April through August, 2010, inclusive; and for each and every month thereafter until date of sale or reimbursement. All delinquent payments are now due, plus accumulated late charges, plus any costs or expenses associated with this foreclosure. The accrued interest is at the rate of 6.60% per annum from March 1, 2010. The principal balance owing as of this date on the obligation secured by said Deed of Trust is $203,512.16, plus accrued interest at the rate of 6.60% per annum from March 1, 2010. DATED This 15th day of September, 2010. CHARLES W. FAWCETT, a Member of the Idaho State Bar, SUCCESSOR TRUSTEE Legal 0923 September 29, 2010 October 6, 13, 20, 2010

NOTICE OF TRUSTEE'S SALE On Tuesday, the 18th day of January, 2011, at the hour of 10:00 o'clock a.m. of said day at Alliance Title & Escrow, 1270 Northwood Center Ct., Coeur d'Alene, in the County of Kootenai, State of Idaho, Charles W. Fawcett, as Successor Trustee, will sell at public auction, to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real property situated in the County of Kootenai, State of Idaho, and described as follows, to wit: LOT 3, BLOCK 3, MEADOWLAND ESTATES 3RD ADDITION, ACCORDING TO THE PLAT RECORDED IN BOOK "I" OF PLATS AT PAGES 204, 204A, 204B AND 204C, RECORDS OF KOOTENAI COUNTY, IDAHO. The Successor Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Section 60-113, Idaho Code, the Successor Trustee has been informed that the street address of 14594 N. Wright St., Rathdrum, Idaho, is sometimes associated with said real property. Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by TYLER VAN WORMER, an Unmarried Man, Grantor, to Charles W. Fawcett, Successor Trustee, for the benefit and security of COUNTRYWIDE HOME LOANS, INC., recorded November 30, 2006, as Instrument No. 2069822000, Mortgage records of Kootenai County, Idaho; and assigned to the IDAHO HOUSING AND FINANCE ASSOCIATION by Assignment of Deed of Trust recorded on November 30, 2006, as Instrument No. 2069823000, Mortgage records of Kootenai County, Idaho. THE ABOVE GRANTOR IS NAMED TO COMPLY WITH SECTION 45-1506 (4)(a), IDAHO CODE. NO REPRESENTATION IS MADE THAT HE IS, OR IS NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. The default for which this sale is to be made is the failure to pay when due, monthly installment payments under the Deed of Trust Note dated November 28, 2006, in the amount of $1,248.00 each, for the months of March through August, 2010, inclusive; and for each and every month thereafter until date of sale or reimbursement. All delinquent payments are now due, plus accumulated late charges, plus any costs or expenses associated with this foreclosure. The accrued interest is at the rate of 5.32% per annum from February 1, 2010. The principal balance owing as of this date on the obligation secured by said Deed of Trust is $177,720.01, plus accrued interest at the rate of 5.32% per annum from February 1, 2010. DATED This 15th day of September, 2010. CHARLES W. FAWCETT, a Member of the Idaho State Bar, SUCCESSOR TRUSTEE Legal 0924 September 29, 2010 October 6, 13, 20, 2010

NOTICE OF TRUSTEE'S SALE On Tuesday, the 18th day of January, 2011, at the hour of 10:00 o'clock a.m. of said day at Alliance Title & Escrow, 1270 Northwood Center Ct., Coeur d'Alene, in the County of Kootenai, State of Idaho, Charles W. Fawcett, as Successor Trustee, will sell at public auction, to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real property situated in the County of Kootenai, State of Idaho, and described as follows, to wit: LOT 19, BLOCK 3, THE LANDINGS AT WATERFORD, ACCORDING TO THE PLAT RECORDED IN BOOK "I" OF PLATS AT PAGE 490, RECORDS OF KOOTENAI COUNTY, IDAHO. The Successor Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Section 60-113, Idaho Code, the Successor Trustee has been informed that the street address of 3325 W. Thorndale Loop, Coeur d'Alene, Idaho, is sometimes associated with said real property. Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by BRYAN JOHN PETERSEN, an Unmarried Man, Grantor, to Charles W. Fawcett, Successor Trustee, for the benefit and security of FIRST HORIZON HOME LOANS, A DIVISION OF FIRST TENNESSEE BANK, N.A., recorded July 15, 2008, as Instrument No. 2168502000, Mortgage records of Kootenai County, Idaho; and assigned to the IDAHO HOUSING AND FINANCE ASSOCIATION by Assignment of Deed of Trust recorded on August 22, 2008, as Instrument No. 2174883000, Mortgage records of Kootenai County, Idaho. THE ABOVE GRANTOR IS NAMED TO COMPLY WITH SECTION 45-1506 (4)(a), IDAHO CODE. NO REPRESENTATION IS MADE THAT HE IS, OR IS NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. The default for which this sale is to be made is the failure to pay when due, monthly installment payments under the Deed of Trust Note dated July 9, 2008, in the amount of $1,192.00 each, for the months of March through August, 2010, inclusive; and for each and every month thereafter until date of sale or reimbursement. All delinquent payments are now due, plus accumulated late charges, plus any costs or expenses associated with this foreclosure. The accrued interest is at the rate of 5.56% per annum from February 1, 2010. The principal balance owing as of this date on the obligation secured by said Deed of Trust is $174,109.16, plus accrued interest at the rate of 5.56% per annum from February 1, 2010. DATED This 15th day of September, 2010. CHARLES W. FAWCETT, a Member of the Idaho State Bar, SUCCESSOR TRUSTEE Legal 0925 September 29, 2010 October 6, 13, 20, 2010

HAYDEN LAKE IRRIGATION DISTRICT NOTICE OF ASSESSMENT For Fiscal Year 2011 THE DIRECTORS OF THE HAYDEN LAKE IRRIGATION DISTRICT HAVE SET THE FOLLOWING ASSESSMENT LEVIES FOR THE FISCAL YEAR 2011. TRACT FEE $27.00; MAINTENANCE AND OPERATIONS $34.00 PER ACRE; FEDERAL GOVERNMENT REPAYMENT $6.00 PER ACRE; EPA/DEQ $10.00. EXCESS WATER SHALL BE ASSESSED AT $.85 PER THOUSAND GALLONS OVER ALLOTMENT. NO REFUNDS FOR UNUSED WATER. TOLLS & CHARGES DOMESTIC WATER $215.00 PER UNIT PER YEAR. COMMERCIAL WATER CR1 $306.00, CR2 $456.00, CR3 $607.00 AND CR4 $757.00 PER UNIT PER YEAR. EXCESS WATER SHALL BE ASSESSED AT $.85 PER THOUSAND GALLONS OVER ALLOTMENT. NO REFUNDS FOR UNUSED WATER. BOARD OF CORRECTION THE BOARD WILL MEET AS A BOARD OF CORRECTION ON TUESDAY, OCTOBER 5, 2010 AT 6 PM AT 2160 W DAKOTA AVE, HAYDEN, IDAHO FOR SUCH CHANGES AND ADJUSTMENTS AS MAY BE JUST AND EQUITABLE PERTAINING TO ASSESSMENTS. ASSESSMENT ROLL MAY BE INSPECTED AT THE DISTRICT OFFICE DURING REGULAR BUSINESS HOURS. Dated this 22nd day of September, 2010. Alan Miller Administrator Legal 0940 September 25, 29, 2010

NOTICE OF LETTING Sealed proposals will be received by the IDAHO TRANSPORTATION BOARD only at the office of the IDAHO TRANSPORTATION DEPARTMENT, 3311 WEST STATE STREET, BOISE, IDAHO 83703, ATTN: ROADWAY DESIGN until two o'clock p.m., on October 19, 2010, for the work of overlay on 2.48 miles of Lancaster Rd, MP 104.18 to MP 106.66; SMA-7218, Lancaster Rd; Huetter Rd to Near US-95, known as Idaho Federal Aid Project No. A012(264), in Kootenai County, Key No. 12264. [ADDITIONAL INFORMATION CONTACT: RESIDENT ENGINEER ***MARVIN FENN*** AT (208) 772-1253.] Plans, specifications, form of contract, proposal forms, and other information may be obtained at the office of the Idaho Transportation Department, Boise, Idaho, and are on file for examination at the office of the District Engineer at Coeur d'Alene Idaho. A non-refundable handling and mailing charge of FIVE DOLLARS ($5.00) plus applicable sales tax will be made for bid documents. Phone orders to (800) 732-2098 (in Idaho) or (208) 334-8430 shall be made by credit card (Visa or Mastercard). Written requests shall be made by check or money order to the Idaho Transportation Department, Attn: Revenue Operations, P. O. Box 34, Boise, ID 83731-0034. Dated September 24, 2010 TOM COLE, P.E. Chief Engineer Legal 0957 September 27, 28, 29, 30, 2010 October 1, 2010

NOTICE OF MINOR SUBDIVISION APPLICATION AND PUBLIC COMMENT PERIOD NOTICE IS HEREBY GIVEN of application of a Minor Subdivision Case No. MIN09-0019, Ranch At Cougar Creek, a request by Ranch At Cougar Creek to subdivide approximately 22 acres into four (4) residential lots in the Agricultural Suburban zone.\u2020 The site is located at the intersection of Clemetson Road and Reynolds Road. The parcel number is 50N04W-19-1800 and the property is described as Tax #21686, [IN SE?NE], Section 19, Township 50 North, Range 04 West, B. M. Kootenai County, Idaho. The public comment period for this application will begin on September 29, 2010 and end October 28, 2010.\u2020 Submit comments to or request information from the Kootenai County Building and Planning Department, P.O. Box 9000, Coeur d'Alene, ID 83816-9000, (208) 446-1070. Legal 0964\u2020 September 29, 2010

CITY OF COEUR D'ALENE, IDAHO LOCAL IMPROVEMENT DISTRICT NO. 149 BONDS, 2010 SUMMARY OF ORDINANCE NO. 3394 Passed September 21, 2010 Council Bill No. 10-1020 AN ORDINANCE of the City of Coeur d'Alene, Idaho, authorizing the issuance and sale of the City's Local Improvement District No. 149 Bonds, 2010, in the aggregate principal amount of $125,320.21, payable from assessments on property within LID 149, establishing the terms of the bonds, authorizing the City to purchase the bonds, and fixing the interest rate on assessments in LID 149. Section 1. Definitions. Defines certain capitalized terms used in the Ordinance. Section 2. Authorization of Bonds. Authorizes the City's ?Local Improvement District No. 149 Bonds? in the aggregate principal amount of $125,320.81 (the ?Bonds?) to provide funds to finance the cost of certain storm sewer service lines and street, curb and sidewalk improvements in LID 149. Describes the Bonds and it's terms of repayment over a ten (10) year period with interest at the rate of 4% per annum. Section 3. Bond Registrar. Appoints the Finance Director to act as the Bond Registrar. Section 4. Redemption. Provides for optional redemption and notice to redeem the Bonds prior to the date of maturity, under certain terms and conditions. Section 5. Forms of Bonds. Describes the form of the Bonds. Section 6. Execution of Bonds. Authorizes procedures for execution and authentication of the Bonds. Section 7. Defeasance of the Bonds. Provides for defeasance of the Bonds, which allows for the redemption and retirement of the Bonds in advance of the date of their maturity. Section 8. Tax Covenants' Special Designation. Includes covenants to comply with federal tax requirements and contains a special designation under the Internal Revenue Code of 1986, as amended. Section 9. Lost or Destroyed Bonds. Makes provision in case any Bond is lost, stolen or destroyed. Section 10. Payment of Assessments and Interest on Assessments. The City has heretofore levied assessments in the total amount of $252,210.77, of which $126,890.56 was prepaid prior to the passage of this ordinance, and the remaining $125,320.21 is payable in 10 equal annual installments together with interest thereon in the manner and at the times specified in Ordinance No. 3385. The balance of Assessments remaining unpaid at the end of the prepayment period shall bear interest at a per annum rate of 4%, which is equal to the interest rate on the Bonds. Section 11. Pledge of Assessments. Provides that the Bonds are obligations of the LID 149, and as such, the local improvement district assessments to be collected therein are pledged for the payment of the Bonds and the interest to accrue thereon. The officers now or hereafter charged by law with the duty of collecting such assessments for the payment of the Bonds and the interest thereon shall, in the manner provided by law, collect the assessments payable into the Bond Fund and the interest payable into the Interest Fund. Section 12. Bond Fund and Interest Fund. Confirms the creation of the Bond Fund and Interest Fund, for the purpose of depositing the collection of assessments on the property into the proper fund to make the principal and interest payments on the Bonds. Section 13. Sale of Bonds. Provides that the Bonds shall be purchased by the City. Section 14. Application of Bond Proceeds. Provides that the Bond proceeds will be used to repay any interfund loans for the Project, any remaining costs of the Project, and all costs of issuance of the Bonds. Section 15. Provides that the Bonds are exempt from the ongoing disclosure requirements of the Security and Exchange Commission. Section 16. General Authorization, Ratification of Prior Acts. Authorizes Mayor and Treasurer, City Clerk or other authorized official of the City to take appropriate steps to carry out the terms and provisions of, and complete the transactions contemplated by this ordinance. Section 17. Severability. Provides that other covenants and agreements in the Ordinance are not affected if one is made invalid. Section 18. Validity of the Issue. Provides that the Bonds are being validly issued pursuant to Idaho Code Sections 50-1702 through 50-1771, inclusive. Section 19. Publication and Right of Appeal. Pursuant to Idaho Code Section 50-1727, this ordinance, or a summary hereof, substantially in the form attached hereto as Exhibit ?A?, and incorporated herein by this reference shall be published once in the official newspaper of the City. Any contest or proceeding to question the validity or legality of this ordinance, or of any ordinance, resolution, or proceeding heretofore taken with respect to LID No. 149 or of the Bonds authorized hereby shall be brought in District Court by any person for any cause whatsoever after the expiration of thirty (30) days from the publication of this ordinance or a summary thereof, and after such time the validity, legality and regularity of this ordinance and any ordinance, resolution or proceedings with respect to LID No. 149 or the Bonds authorized hereby, shall be conclusively presumed. Section 20. Effective Date. Provides that the Ordinance shall take effect from and after its passage and publication as required by law. *The full text of Ordinance No. 3394 will be mailed without cost to any party requesting it from: Finance Director Coeur d'Alene City Hall 710 E. Mullan Avenue Coeur d'Alene, Idaho 83814 Legal 0965 September 29, 2010

SUMMARY OF COEUR D'ALENE ORDINANCE NO. 3395 Annual Appropriation Amendment for Fiscal Year 2009 - 2010 AN ORDINANCE AMENDING ORDINANCE 3366, THE ANNUAL APPROPRIATION ORDINANCE FOR THE FISCAL YEAR BEGINNING OCTOBER 1, 2009 APPROPRIATING THE SUM OF $73,729,135 $77,469,739, WHICH SUM INCLUDES ADDITIONAL MONIES RECEIVED BY THE CITY OF COEUR D'ALENE IN THE SUM OF $3,740,604; REPEALING ALL ORDINANCES AND PARTS OF ORDINANCES IN CONFLICT HEREWITH AND PROVIDING A SEVERABILITY CLAUSE. THE ORDINANCE SHALL BE EFFECTIVE UPON PUBLICATION OF THIS SUMMARY. THE FULL TEXT OF THE SUMMARIZED ORDINANCE NO. 3395IS AVAILABLE AT COEUR D'ALENE CITY HALL, 710 E. MULLAN AVENUE, COEUR D'ALENE, IDAHO 83814 IN THE OFFICE OF THE CITY CLERK. Susan K. Weathers, City Clerk Legal 0966 September 29, 2010

JUST LAW, INC. P.O. Box 50271 Idaho Falls, Idaho 83405 (208) 523-9106 FAX (208) 523-9146 Toll Free 1-800-923-9106 NOTICE OF TRUSTEE'S SALE On January 4, 2011, at the hour of 1:00 o'clock PM of said day, at Pioneer Title Company of Kootenai County, 100 Wallace Avenue, Coeur d' Alene, Idaho, JUST LAW, INC., as Successor Trustee, will sell at public auction to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real property, situated in the County of Kootenai, State of Idaho, and described as follows to wit: Lot 19, Block 1, MAJESTIC VIEW ESTATES FIRST ADDITION, according to the plat recorded in the office of the County Recorder in Book "G" of Plats, Pages 63 and 63A, records of Kootenai County, State of Idaho The Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Section 60-113 Idaho Code, the Trustee has been informed the address of 3860 W. Highwater Dr., Post Falls, ID, is sometimes associated with the said real property. This Trustee's Sale is subject to a bankruptcy filing, a payoff, a reinstatement or any other conditions of which the Trustee is not aware that would cause the cancellation of this sale. Further, if any of these conditions exist, this sale may be null and void, the successful bidder's funds shall be returned, and the Trustee and the Beneficiary shall not be liable to the successful bidder for any damages. Said sale will be made without covenant or warranty regarding title, possessions or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by Darrell Tso, an unmarried man, as Grantor(s) with PHH Mortgage Corporation fka Cendant Mortgage Corporation as the Beneficiary, under the Deed of Trust recorded September 9, 2003, as Instrument No. 1826886, said Deed of Trust was re-recorded November 4, 2005 as Instrument No. 1993338 and amended on July 31, 2006 as Instrument No. 2046455000, in the records of Kootenai County, Idaho. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(a), IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. The default for which this sale is to be made is the failure to pay the amount due under the certain Promissory Note and Deed of Trust, in the amounts called for thereunder as follows: Monthly payments in the amount of $892.29 for the months of November 2008 through and including to the date of sale, together with late charges and monthly payments accruing. The sum owing on the obligation secured by said Deed of Trust is $105,061.90 as principal, plus service charges, attorney's fees, costs of this foreclosure, any and all funds expended by Beneficiary to protect their security interest, and interest accruing at the rate of 6.23% from October 1, 2008, together with delinquent taxes plus penalties and interest to the date of sale. The Beneficiary elects to sell or cause the trust property to be sold to satisfy said obligation. Dated this 31st day of August, 2010. ____________________________ Tammie Harris Trust Officer for Just Law, Inc. For information concerning this sale please contact Just Law, Inc. at www.justlawidaho.com or Toll Free at 1-800-923-9106, Thank you. Legal 0772 September 8, 15, 22, 29, 2010

NOTICE OF PUBLIC HEARING REQUEST TO VACATE AND ABANDON Portions of Miles Avenue and Goerig Road NOTICE IS HEREBY GIVEN, that the Board of Commissioners of the POST FALLS HIGHWAY DISTRICT will hold a public hearing in accordance with the provisions of Idaho Code, to consider the vacation and abandonment of portions of Section 15, Township 51 North, Range 4 West, Boise Meridian, Kootenai County, Idaho, as follows: Parcel 1 The North 20 feet of the Northeast Quarter of the Southwest Quarter of Section 15, Township 51 North, Range 4 West, Boise Meridian, Kootenai County, Idaho adjoining Tract 147 and the East One-Half of Tract 148 of the Hayden Lake Irrigated Tracts Amended Plat, as shown on Book C Page 67 of Plats, records of Kootenai County. Parcel 2 The East 20 feet of the Northeast Quarter of the Southwest Quarter of Section 15, Township 51 North, Range 4 West, Boise Meridian, Kootenai County, Idaho adjoining Tract 147 of the Hayden Lake Irrigated Tracts Amended Plat, as shown on Book C Page 67 of Plats, records of Kootenai County. The public hearing will be held in at the District Office of the Post Falls Highway District, 5629 E. Seltice Way, Post Falls, ID 83854, on Wednesday, October 6, 2010 at 6:00 p.m. Anyone wishing to obtain further information concerning this vacation and abandonment should refer to the petition requesting said action, on file in the office of the Post Falls Highway District. Contact 208-765-3717. For ADA accommodations, contact the office at least three (3) working days prior to the meeting. PFHD does not discriminate in practices or employment opportunities on any category set forth in federal or state regulations. DATED this 18TH day of August, 2010. POST FALLS HIGHWAY DISTRICT BOARD OF COMMISSIONERS Lynn Humphreys, Chairman Terry Werner, Vice-Chairman Robert Miller, Commissioner ATTEST: Shirley Walson, District Clerk Legal 0967 September 29, 30, 2010 October 1, 2010

NOTICE OF RESCHEDULED TRUSTEE'S SALE On the 2nd day of February, 2011, at the hour of 10:00 A.M. (Pacific Standard Time), in the lobby at the Law Offices of Brown, Justh & Romero, PLLC, located at 627 Government Way, Coeur d'Alene, County of Kootenai, State of Idaho, ROBERT R. ROMERO, JR., OF THE FIRM BROWN, JUSTH, & ROMERO, PLLC, ATTORNEYS AT LAW, MEMBER OF THE IDAHO STATE BAR, as Successor Trustee, will sell at public auction, to the highest bidder, for cash, in the lawful money of the United States of America, all payable at the time of sale, the following described property, situated in the County of Kootenai, State of Idaho, to wit: LOT 13, BLOCK 1, COYOTE TRAILS ESTATES, ACCORDING TO THE PLAT RECORDED IN BOOK J OF PLATS, PAGE 366, RECORDS OF KOOTENAI COUNTY, IDAHO. A Trustee's Sale of the above described property had initially been scheduled for the 22nd day of December, 2010; and the Notice having been recorded on the 18th day of August, 2010, as Instrument Number 227805000 in the Public Records of Kootenai County. The sale has been cancelled and rescheduled as above described. The Successor Trustee has no knowledge of a more particular description OF THE ABOVE REFERENCED REAL PROPERTY, BUT FOR PURPOSES OF Section 60-113, Idaho Code, the Successor Trustee has been informed that the address of 13583 W. Hayden Ave., Post Falls, County of Kootenai, State of Idaho, is sometimes associated with said real property. Information concerning the location of said property may be obtained from the Successor Trustee at 627 Government Way, Coeur d'Alene, Idaho 83814, Phone (208) 664-2191. Said sale will be made without covenant or warranty regarding title, possession or encumbrances or to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of or transfer in Trust executed by Mark A. Doerfler and Kory L. Doefler as Grantor/Trustor, to First American Title Company, or trustee and subsequently, by Substitution of Trustee recorded on August 13, 2010 as Instrument No. 2277476000 in the the Public Records of Kootenai County, State of Idaho, to ROBERT R. ROMERO, JR., OF THE FIRM BROWN, JUSTH, & ROMERO, PLLC, ATTORNEYS AT LAW, MEMBER OF THE IDAHO STATE BAR as Successor Trustee, for the benefit and security of bankcda, dated September 15, 2008, recorded on September 23, 2008 as Instrument No. 2178801000 Official Records, County of Kootenai, State of Idaho; and by Modifications of Deed of Trust dated December 1, 2009, recorded on December 10, 2009 as Instrument No. 2244662000 Official Records of Kootenai County, State of Idaho. THE ABOVE TRUSTOR/GRANTOR IS NAMED TO COMPLY WITH SECTION 45-1506(4)(a) IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT RESPONSIBLE FOR THIS OBLIGATION. The default for which this sale is to be made is the failure to pay when due, under Deed of Trust Note and Modified by a Change in Terms Agreement dated December 1, 2009, the monthly payments for Principal and Interest in the amount of $1,101.00, for the month of April, 2010 and all subsequent monthly payments until the date of sale or reinstatement, with a monthly late charge of $116.02, the total Principal owing as of this date on the obligation secured by said Deed of Trust is $239,866.21 plus accruing interest. ALL AMOUNTS ARE NOW DUE AND PAYABLE, together with accruing late charges and interest, unpaid and accruing taxes, assessments, trustee's fees, attorney's fees, title fees and any other amounts advanced to protect the security associated with this foreclosure. The Beneficiary elects to sell or cause the trust property to be sold to satisfy said obligation. DATED: September 21, 2010 ROBERT R. ROMERO, JR. BROWN, JUSTH, & ROMERO, PLLC ATTORNEYS AT LAW SUCCESSOR TRUST AND MEMBER OF THE IDAHO STATE BAR BY________________________ Robert B. Romero, Jr. Brown, Justh & Romero, PLLC Legal 0968 September 29, 2010 October 6, 13, 20, 2010

Notice of Trustee's Sale Idaho Code 45-1506 Today's date: August 25, 2010 File No.: 7023.77028 Sale date and time (local time): December 30, 2010 at 10:00 AM Sale location: in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID 83814 Property address: 11850 N. Peridot Dr. Hayden, ID 83835 Successor Trustee: Northwest Trustee Services, Inc., an Idaho Corporation P.O. Box 997 Bellevue, WA 98009 (425) 586-1900 Deed of Trust information Original grantor: Robert D. Nissen and Jeannine M. Lafleur-Nissen, husband and wife Original trustee: Pioneer Title Company Original beneficiary: Wells Fargo Bank, N.A. Recording date: March 15, 2005 Recorder's instrument number: 1935349 County: Kootenai Sum owing on the obligation: as of August 25, 2010: $149,114.87 Because of interest, late charges, and other charges that may vary from day to day, the amount due on the day you pay may be greater. Hence, if you pay the amount shown above, an adjustment may be necessary after we receive your check. For further information write or call the Successor Trustee at the address or telephone number provided above. Basis of default: failure to make payments when due. Please take notice that the Successor Trustee will sell at public auction to the highest bidder for certified funds or equivalent the property described above. The property address is identified to comply with IC 60-113 but is not warranted to be correct. The property's legal description is: Lot 8, Block 3, Emerald Estates, according to the plat recorded in Book E of Plats, Page 233, records of Kootenai County, Idaho. The sale is subject to conditions, rules and procedures as described at the sale and which can be reviewed at www.northwesttrustee.com or USA-Foreclosure.com. The sale is made without representation, warranty or covenant of any kind. (TS# 7023.77028) 1002.168343-FEI Legal 0773 September 8, 15, 22, 29, 2010

Notice of Trustee's Sale T.S. No.: ID-10-375821-NH On 1/5/2011, at 11:00:00 AM (recognized local time), at the following location in the County of KOOTENAI, State of Idaho: In the lobby of Pioneer Title Company of Kootenai County located at 100 Wallace Avenue, Coeur dAlene, ID 83814, Pioneer Title Company of Ada County dba Pioneer Lender Trustee Services as Trustee, as Trustee on behalf of Ocwen Loan Servicing, LLC will sell at public auction, to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following real property, situated in the County of KOOTENAI State of Idaho, and described as follows: LOT 1, BLOCK 1, DUTCH MASTERS ESTATES, ACCORDING TO THE PLAT RECORDED IN BOOK "I" OF PLATS AT PAGES 493 AND 493A, RECORDS OF KOOTENAI COUNTY, STATE OF IDAHO. The Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Section 60-113 Idaho Code, the Trustee has been informed that the address of 27548 N CLAGSTONE ROAD, ATHOL, ID 83801 is sometimes associated with said real property. Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by LOUIS TROTTA , A MARRIED MAN, DEALING WITH HIS SOLE AND SEPARATE PROPERTY as Grantor/Trustor, in which MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., AS NOMINEE FOR SYDION FINANCIAL, LLC A LIMITED LIABILITY COMPANY, is named as Beneficiary and PIONEER TITLE COMPANY OF KOOTENAI COUNTY as Trustee and recorded 3/7/2008 as Instrument No. 2148090000 in book - , page - , of Official Records in the office of the Recorder of KOOTENAI County, Idaho. Please Note: The above Grantors are named to comply with section 45-1506(4)(A), Idaho Code, No representation is made that they are, or are not, presently responsible for this obligation set forth herein. The Default for which this sale is to be made is the failure to pay when due, under Deed of Trust and Note dated 3/3/2008. The monthly installments of principal, interest, and impounds (if applicable) of $363.04, due per month for the months of 3/1/2010 through 8/18/2010, and all subsequent installments until the date of sale or reinstatement. The principal balance owing as of this date on the obligation secured by said Deed of Trust is $217,823.51 together with interest thereon at the current rate of 2.0000 per cent (%) per annum from 2/1/2010. All delinquent amounts are now due, together with accruing late charges, and interest, unpaid and accruing taxes, assessments, trustee's fees, attorney's fees, and any amounts advanced to protect the security associated with this foreclosure and that the beneficiary elects to sell or cause the trust property to be sold to satisfy said obligation. If the Trustee is unable to convey title for any reason, the successful bidder's sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee, or the Mortgagee's Attorney. Date: 08/25/2010 By: Pioneer Title Company of Ada County dba Pioneer Lender Trustee Services as Trustee, as Trustee Quality Loan Service Corp. of Washington, as Agent 2141 5th Avenue San Diego, CA 92101 Angelica Castillo, Assistant Secretary For Sale Information Call: 714-730-2727 or Login to: www.fidelityasap.com If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holders right's against the real property only. THIS IS AN ATTEMPT TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. ASAP# 3710353 Legal 0774 September 8, 15, 22, 29, 2010

03-10 RESCHEDULED NOTICE OF TRUSTEE'S SALE At 10:00 o'clock A.M. (local standard time) on November 2, 2010, in the Office of First American Title Company, Inc., 1866 N. Lakewood Drive, Coeur d'Alene, Idaho, First American Title Company, Inc., as Successor Trustee, will sell at public auction, to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real property, situated in Kootenai County, Idaho, and described as follows, to-wit: Parcel 1: Lot 2, Block 1, Cumberland Meadows First Addition, according to the Plat recorded in Book "I" of Plats at Page 342, records of Kootenai County, Idaho. Parcel 2: Lot 3, Block 1, Cumberland Meadows First Addition, according to the Plat recorded in Book "I" of Plats at Page 342, records of Kootenai County, Idaho. Information concerning the foreclosure action may be obtained from the Trustee, whose telephone number is (208) 785-2515.\u2020 According to the Trustee's records, the street address of 5450 & 5460 N Martha Loop, Coeur d'Alene, ID 83814 is sometimes associated with said property. Said sale will be made without covenant or warranty regarding title, possession, or encumbrances to satisfy the obligations secured by and pursuant to the power of sale conferred in the Deed of Trust executed by Caleb Allen and Lorin Griffitts Allen, husband and wife, as Grantors, Kootenai County Title Company, Inc., as Trustee, for the benefit and security of Panhandle State Bank, recorded June 15, 2007, \u2020as Instrument No. 2105367000, all records of Kootenai County, Idaho. The default for which this sale is to be made is the failure to: pay the monthly payment of $817.20 due for 10th day of October, 2009 $841.11 due for the 10th day of November, 2009 and $717.21 due for the 10th day of December, 2009 and the monthly payment for each and every month thereafter.\u2020\u2020\u2020\u2020\u2020 The above Grantor(s) are named to comply with Section 45-1506(4)(a), Idaho Code.\u2020 No representation is made that they are, or are not, presently responsible for this obligation. As of December 29, 2009 there is due and owing on the loan an unpaid principal balance of $107,580.52, accrued interest in the amount of $2,629.75 and late charges in the amount of $300.00 for a total amount due of $110,510.27.\u2020 Interest accrues\u2020 on the Note at the rate of 8.000% per annum with a per diem rate of $23.907 after December 29, 2009.\u2020\u2020\u2020 Interest continues to accrue.\u2020 All delinquencies are now due together with any late charges, advances to protect the security, and fees and costs associated with this foreclosure.\u2020 The Beneficiary elects to sell or cause said property to be sold to satisfy said obligation.\u2020 DATED September 8, 2010 FIRST AMERICAN TITLE COMPANY, INC., Successor Trustee By:Dalia Martinez, Trust Officer Legal 0811 September 15, 22, 29, 2010

NOTICE OF HEARING ON NAME CHANGE A Petition to change the name of Karen Falk, born 3/30/78, in Mesa, AZ, residing at 2580 E. Sundown, CDA, has been filed in Kootenai County District Court, Idaho. The name will change to Karen Smith, because of divorce. The petitioner's father is living and his address is 700 N. Dobson Rd. #41, Chandler, AZ 85224. The petitioner's mother is living and her address is same as above. A hearing on the petition is scheduled for 9:00 o'clock AM on 10/18/10, at the County Courthouse. Objections may be filed by any person who can show the court a good reason against the name change. Date: September 10, 2010. DANIEL J. ENGLISH By: Cathy Victorino Deputy Clerk Legal 0842 September 15, 22, 29, 2010 October 6, 2010

NOTICE OF HEARING ON NAME CHANGE A Petition to change the name of Nicholas Harrison, born 8/10/95, in Torrance, CA residing at Post Falls, has been filed in Kootenai County District Court, Idaho. The name will change to Nicholas Goodman, because minor wants father's last name. The child's father is living. The child's mother is living. A hearing on the petition is scheduled for 9:00 o'clock AM on October 18, 2010, at the County Courthouse. Objections may be filed by any person who can show the court a good reason against the name changes. Date: 9/10/10 By Susan Reed Deputy Clerk Legal 0843 September 15, 22, 29, 2010 October 6, 2010

CHARLES M. DODSON Attorney at Law 1424 Sherman Avenue, Suite 300 Coeur d'Alene, ID 83814 (208) 664-1577 Facsimile (208) 666-9211 ISB #2134 IN THE DISTRICT COURT OF THE FIRST JUDICIAL DISTRICT OF THE STATE OF IDAHO, IN AND FOR THE COUNTY OF KOOTENAI CASE NUMBER: CV-10-7545 SUMMONS FOR PUBLICATION PAUL FINNEY and SUSAN FINNEY AS CO-TRUSTEES OF THE PAUL and SUSAN FINNEY INTERVIVIOS TRUST, PLAINTIFF, VS. ELIZABETH ROBISH, HER HEIRS, EXECUTORS, ADMINISTRATORS, AND ASSIGNS AND ANY PERSON CLAIMING BY, THROUGH OR UNDER HER AS A CREDITOR OR OTHERWISE AND CERTAIN REAL PROPERTY DESCRIBED AS: The Southwest Quarter of the Southeast Quarter of Section 23, Township 50 North, Range 1 West, Boise Meridian, Kootenai County, State of Idaho, DEFENDANTS. TO: The Defendants and each and all of them: You have been sued by the Plaintiff in the District Court in and for Kootenai County, Idaho, Case No. CV-10-7545. The nature of the claim against you is Quieting Title in the property in the caption hereinabove. Any time after 20 days following the last publication of this summons, the court may enter a judgment against you without further notice, unless prior to that time you have filed a written response in the proper form, including the Case No., and paid any required filing fee to the Clerk of the Court at 501 Government Way, Coeur d'Alene, Idaho 83814 208-446-1160 and served a copy of your response on the Plaintiff's attorney at CHARLES M. DODSON, ATTORNEY AT LAW, 1424 SHERMAN AVENUE, SUITE 300, COEUR D'ALENE, IDAHO 83814, 208-664-1577. A copy of the Summons and Complaint can be obtained by contacting either the Clerk of the Court or the attorney for Plaintiff. If you wish legal assistance, you should immediately retain an attorney to advise you in this matter. DATED this 9 day of September, 2010. Kootenai County District Court BY: Brittani Lisonbee Deputy Clerk Legal 0844 September 15, 22, 29, 2010 October 6, 2010