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Legals September. 15, 2010

| September 15, 2010 12:00 AM

Notice of Trustee's Sale Loan No. 0999357627 T.S. No. 201000376 - 33636 On 12/01/2010 at 11:00 am (recognized local time), at the following location in the County of Kootenai, State of Idaho: In the lobby of Pioneer Title Company of Kootenai County located at 100 Wallace Avenue, Coeur dAlene ID 83814, Pioneer Lenders Trustee Services, LLC, as Trustee will sell at public auction, to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following real property, situated in the County of Kootenai, State of Idaho, and described as follows: Lot 3, Block 5, Windsong, According to the plat recorded in the office of the County Recorder in BooK G of Plats at Page 48, Records of Kootenai County, Idaho The Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Section 60-113 Idaho Code, the Trustee has been informed that the address of 1309 E Horsehaven Ave. , Post Falls, Idaho 83854 is sometimes associated with said real property. Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by John D. Roletto, a single man, as grantors, to Wells Fargo Financial National Bank, as Trustee, for the benefit and security of Wells Fargo Bank, N.A., as Beneficiary, dated 01/20/2006 and recorded on 02/10/2006, as Instrument No. 2012856, of Official Records of Kootenai County, Idaho. Please Note: The above Grantors are named to comply with section 45-1506(4)(A), Idaho Code, No representation is made that they are, or are not, presently responsible for this obligation set forth herein. The Default for which this sale is to be made is the failure to pay when due, under Deed of Trust and Note dated 01/20/2006. The monthly installments of principal, interest, and impounds (if applicable) of 92.55, due per month for the months of 12/27/2009 through 7/14/2010, and all subsequent installments until the date of sale or reinstatement. The principal balance owing as of this date on the obligation secured by said Deed of Trust is $25,702.13, plus accrued interest at the rate of 4.24% per annum from 11/27/2009. All delinquent amounts are now due, together with accruing late charges, and interest, unpaid and accruing taxes, assessments, trustee's fees, attorney's fees, and any amounts advanced to protect the security associated with this foreclosure and that the beneficiary elects to sell or cause the trust property to be sold to satisfy said obligation. If the Trustee is unable to convey title for any reason, the successful bidder's sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. T.D. Service Company 1820 E. First Street, Suite 210, Santa Ana, CA 92705-4063 Sale Information Line: 714-259-7850 Reinstatement and Pay-Off Requests: (714) 480-5472 THIS IS AN ATTEMPT TO COLLECT A DEBT AND INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Date: 07/16/10 Pioneer Lenders Trustee Services, LLC By: Kara Lansberry, Assistant Trustee Officer ASAP# 3665523 Legal 0597 August 23, 30, 2010 September 6, 13, 2010

NOTICE OF TRUSTEE'S SALE On FRIDAY, DECEMBER 17, 2010, AT THE HOUR OF 11:00 o'clock A.M., local time, of said day, at the front steps of the Kootenai County Courthouse, 501 Government Way, Coeur d'Alene, Idaho, Jonathon D. Hallin, as Successor Trustee, will sell at public auction to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real property, together with fixtures, of the following described real property in Kootenai County, Idaho: PARCEL 1: LOTS 6, 7, 8, 9, 10, 11, 12, 13, 14, 15 AND 16, ULRICH'S BUENA VISTA BEACH, ACCORDING TO THE AMENDED PLAT RECORDED IN BOOK "D" OF PLATS AT PAGE 44, RECORDS OF KOOTENAI COUNTY, IDAHO. EXCEPT A PORTION OF LOTS 15 AND 16 OF THE AMENDED PLAT OF ULRICH'S BUENA VISTA BEACH, KOOTENAI COUNTY, IDAHO, DESCRIBED AS FOLLOWS: BEGINNING AT THE MOST SOUTHERLY CORNER OF LOT 16; THENCE ALONG THE SOUTHWESTERLY LINE NORTH 48 DEGREES 24' WEST, 131.03 FEET; THENCE NORTH 09 DEGREES 09' EAST, 222.85 FEET TO A POINT ON THE SHORE OF LAKE PEND O'REILLE; THENCE ALONG THE SHORE SOUTH 43 DEGREES 28' EAST, 90.0 FEET TO A POINT ON THE EAST LINE OF LOT 16; THENCE ALONG THE EAST LINE SOUTH 00 DEGREES 09' EAST, (RECORD SOUTH) 241.6 FEET TO THE POINT OF BEGINNING. PARCEL 2: THE NORTH HALF OF LOTS 3,4 AND 5, ULRICH'S BUENA VISTA BEACH, ACCORDING TO THE AMENDED PLAT RECORDED IN BOOK "D" OF PLATS AT PAGE 44, RECORDS OF KOOTENAI COUNTY, STATE OF IDAHO. NOW SHOWN AS THE ENTIRE PLAT OF: VISTA BAY VILLAGE CONDOMINIUM, ACCORDING TO THE PLAT RECORDED IN BOOK "K" OF PLATS AT PAGES 179 THROUGH 179L, AND FURTHER DEFINED IN THE MASTER CONDOMINIUM DECLARATION RECORDED SEPTEMBER 16, 2008 AS INSTRUMENT NO. 2177877000, AND ANY AMENDMENTS THERETO, RECORDS OF KOOTENAI COUNTY, IDAHO. TOGETHER WITH ALL OF THE COMMON AND LIMITED COMMON AREAS AS ESTABLISHED BY THE MASTER DECLARATION RECORDED SEPTEMBER 16, 2008 AS INSTRUMENT NO. 2177877000, RECORDS OF KOOTENAI COUNTY, IDAHO. EXCEPTING THEREFROM THE FOLLOWING DESCRIBED PARCEL BY PARTIAL RECONVEYANCE RECORDED JULY 06, 2006, AS INSTRUMENT NO. 2041581000: A PORTION OF LOTS 14, 15 AND 16, AMENDED PLAT OF ULRICHS BUENA VISTA BEACH, ACCORDING TO THE OFFICIAL PLAT ON FILE IN BOOK "D", PAGE 44, BEING A PART OF GOVERNMENT LOT 1, SECTION 2, TOWNSHIP 53 NORTH, RANGE 2 WEST, BOISE MERIDIAN, KOOTENAI COUNTY, IDAHO, MORE PARTICULARLY DESCRIBED AS FOLLOWS: BEGINNING AT THE SOUTHEAST CORNER OF SAID LOT 16; THENCE NORTH 48 DEGREES 24' WEST, 131.03 FEET TO THE TRUE POINT OF BEGINNING; THENCE CONTINUING NORTH 48 DEGREES 24' WEST, 131.03 FEET; THENCE NORTH 14 DEGREES 24' EAST, 222.4 FEET, TO A POINT ON THE HIGH WATER LINE, OF LAKE PEND O'REILLE; THENCE SOUTH 43 DEGREES 28' EAST, 113.4 FEET TO A POINT; THENCE SOUTH 09 DEGREES 09' WEST, 222.85 FEET TO THE POINT OF BEGINNING. TOGETHER WITH THOSE PORTIONS OF THE ABOVE LOTS 14, 15 AND 16, WHICH LIE BETWEEN THE EASTERLY AND WESTERLY LINES OF THE ABOVE PARCEL, WHEN EXTENDED IN A NORTHERLY DIRECTION TO THE SHORE LINE OF LAKE PEND O'REILLE. ALSO EXCEPTING THEREFROM THE FOLLOWING UNITS IN VISTA BAY VILLAGE CONDOMINIUM PLAT; UNITS 18, 19 & 20, TOGETHER WITH THEIR UNDIVIDED INTERESTS IN THE APPURTENANT COMMON AND LIMITED COMMON AREAS, BY PARTIAL RECONVEYANCES RECORDED APRIL 09, 2008 AS INSTRUMENT NO. 2153367000 AND DECEMBER 10, 2008 AS INSTRUMENT NO. 2188791000; UNITS C1l, C12, D2, D6, D7, D12, D13, D18 & D21, TOGETHER WITH THEIR UNDIVIDED INTERESTS IN THE COMMON AND LIMITED COMMON AREAS, BY PARTIAL RECONVEYANCE RECORDED SEPTEMBER 29,2009 AS INSTRUMENT NO. 2234070000; UNIT D3, TOGETHER WITH THE UNDIVIDED INTEREST IN THE COMMON AND LIMITED COMMON AREAS, BY PARTIAL RECONVEYANCE RECORDED MARCH 26, 2010 AS INSTRUMENT NO. 2258653000; UNIT D20, TOGETHER WITH THE UNDIVIDED INTEREST IN THE COMMON AND LIMITED COMMON AREAS, BY PARTIAL RECONVEYANCE RECORDED APRIL 19, 2010 AS INSTRUMENT NO. 2261843000; UNIT C9, TOGETHER WITH THE UNDIVIDED INTEREST IN THE COMMON AND LIMITED COMMON AREAS, BY PARTIAL RECONVEYANCE RECORDED APRIL 19, 2010 AS INSTRUMENT NO. 2261847000; UNIT C15, TOGETHER WITH THE UNDIVIDED INTEREST IN THE COMMON AND LIMITED COMMON AREAS, BY PARTIAL RECONVEYANCE RECORDED JULY 07, 2010 AS INSTRUMENT NO. 2272259000. The Trustee has no knowledge of a more particular description of the above referenced real property for purposes of compliance with Section 60-113 Idaho Code. Said sale will be made without covenant or warranty regarding title, possession or encumbrance to satisfy the obligations secured by and pursuant to the power of sale conferred in the Deed of Trust described as follows: THE EFFECT OF DEED OF TRUST TO SECURE AN INDEBTEDNESS OF $1,150,000.00, DATED NOVEMBER 30, 2004, RECORDED NOVEMBER 30, 2004, INSTRUMENT NO. 1915958, OFFICIAL RECORDS. TRUSTOR: Waterford Park Homes, LLC, an Idaho limited liability company DATED: April 19, 2005 TRUSTEE: UPF, Incorporated BENEFICIARY: Washington Trust Bank LOAN NO.: 25651 AFFECTS LEASEHOLDER'S INTEREST EXCEPTING UNITS 18, 19, 20, C9, C11, C12, C15, D2, D3, D6, D7, D12, D13, D18, D20, D21 OF VISTA BAY VILLAGE CONDOMINIUM ALSO EXCEPTING A PORTION OF LOTS 14, 15, 16 OF AMENDED ULRICHS BUENA VISTA BEACH BRAD L. WILLIAMS, ATTORNEY-AT-LAW, C/O UPF INCORPORATED, A WASHINGTON CORPORATION, WAS SUBSTITUTED AS TRUSTEE UNDER SAID DEED OF TRUST BY INSTRUMENT RECORDED JULY 06, 2006, INSTRUMENT NO. 2041588800, OFFICIAL RECORDS. AN AGREEMENT TO MODIFY THE TERMS AND PROVISIONS OF SAID DEED OF TRUST RECORDED APRIL 09, 2007, INSTRUMENT NO. 2092975000, OFFICIAL RECORDS THE GRANTOR NAMED HEREIN IS LISTED TO COMPLY WITH SECTION 45-1506 OF THE IDAHO CODE. No representation is made whether or not they are currently responsible for the obligation listed herein. The default for which this sale is to be made is the obligation secured by the Deed of Trust is in default for failure of the obligors to pay the balance due when the loan matured on December 5, 2009. As of June 8, 2010, the outstanding principal balance owing on the obligation secured by the Deed of Trust was $546,580.65, plus accrued interest and late charges in the amount of $88,834.99. Additional interest accrues at the rate of 6.00000% per annum or $125.2580656 per day. Grantors must also pay outstanding taxes, interest, penalties, late charges, service charges, appraisal fees, title policy fees, and any other disbursements, costs, fees or expenses incurred or paid by the Beneficiary and/or Trustee associated with this Notice of Default and/or foreclosure as provided by the Deed of Trust, Promissory Note, or by Idaho law. JONATHON D. HALLIN, Attorney at Law, is successor trustee of said Deed of Trust. DATED: August 5, 2010. ____________________________ JONATHON HALLIN, Trustee 601 E. Front Ave., Suite 502, Coeur d'Alene, Idaho 83814 208-667-0517 Legal 0623 August 30, 2010 September 6, 13, 20, 2010

NOTICE OF TRUSTEE'S SALE On FRIDAY, DECEMBER 17, 2010, AT THE HOUR OF 11:00 o'clock A.M., local time, of said day, at the front steps of the Kootenai County Courthouse, 501 Government Way, Coeur d'Alene, Idaho, Jonathon D. Hallin, as Successor Trustee, will sell at public auction to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real property, together with fixtures, of the following described real property in Kootenai County, Idaho: PARCEL 1: LOTS 6, 7, 8, 9, 10, 11, 12, 13, 14, 15 AND 16, ULRICH'S BUENA VISTA BEACH, ACCORDING TO THE AMENDED PLAT RECORDED IN BOOK "D" OF PLATS AT PAGE 44, RECORDS OF KOOTENAI COUNTY, IDAHO. EXCEPT A PORTION OF LOTS 15 AND 16 OF THE AMENDED PLAT OF ULRICH'S BUENA VISTA BEACH, KOOTENAI COUNTY, IDAHO, DESCRIBED AS FOLLOWS: BEGINNING AT THE MOST SOUTHERLY CORNER OF LOT 16; THENCE ALONG THE SOUTHWESTERLY LINE NORTH 48 DEGREES 24' WEST, 131.03 FEET; THENCE NORTH 09 DEGREES 09' EAST, 222.85 FEET TO A POINT ON THE SHORE OF LAKE PEND O'REILLE; THENCE ALONG THE SHORE SOUTH 43 DEGREES 28' EAST, 90.0 FEET TO A POINT ON THE EAST LINE OF LOT 16; THENCE ALONG THE EAST LINE SOUTH 00 DEGREES 09' EAST, (RECORD SOUTH) 241.6 FEET TO THE POINT OF BEGINNING. PARCEL 2: THE NORTH HALF OF LOTS 3, 4 AND 5, ULRICH'S BUENA VISTA BEACH, ACCORDING TO THE AMENDED PLAT RECORDED IN BOOK "D" OF PLATS AT PAGE 44, RECORDS OF KOOTENAI COUNTY, STATE OF IDAHO. NOW SHOWN AS THE ENTIRE PLAT OF: VISTA BAY VILLAGE CONDOMINIUM, ACCORDING TO THE PLAT RECORDED IN BOOK "K" OF PLATS AT PAGES 179 THROUGH 179L, AND FURTHER DEFINED IN THE MASTER CONDOMINIUM DECLARATION RECORDED SEPTEMBER 16, 2008 AS INSTRUMENT NO. 2177877000, AND ANY AMENDMENTS THERETO, RECORDS OF KOOTENAI COUNTY, IDAHO. TOGETHER WITH ALL OF THE COMMON AND LIMITED COMMON AREAS AS ESTABLISHED BY THE MASTER DECLARATION RECORDED SEPTEMBER 16, 2008 AS INSTRUMENT NO. 2177877000, RECORDS OF KOOTENAI COUNTY, IDAHO. EXCEPTING THEREFROM THE FOLLOWING DESCRIBED PARCEL BY PARTIAL RECONVEYANCE RECORDED JULY 06, 2006, AS INSTRUMENT NO. 2041581000: A PORTION OF LOTS 14, 15 AND 16, AMENDED PLAT OF ULRICHS BUENA VISTA BEACH, ACCORDING TO THE OFFICIAL PLAT ON FILE IN BOOK "D", PAGE 44, BEING A PART OF GOVERNMENT LOT 1, SECTION 2, TOWNSHIP 53 NORTH, RANGE 2 WEST, BOISE MERIDIAN, KOOTENAI COUNTY, IDAHO, MORE PARTICULARLY DESCRIBED AS FOLLOWS: BEGINNING AT THE SOUTHEAST CORNER OF SAID LOT 16; THENCE NORTH 48 DEGREES 24' WEST, 131.03 FEET TO THE TRUE POINT OF BEGINNING; THENCE CONTINUING NORTH 48 DEGREES 24' WEST, 131.03 FEET; THENCE NORTH 14 DEGREES 24' EAST, 222.4 FEET, TO A POINT ON THE HIGH WATER LINE, OF LAKE PEND O'REILLE; THENCE SOUTH 43 DEGREES 28' EAST, 113.4 FEET TO A POINT; THENCE SOUTH 09 DEGREES 09' WEST, 222.85 FEET TO THE POINT OF BEGINNING. TOGETHER WITH THOSE PORTIONS OF THE ABOVE LOTS 14, 15 AND 16, WHICH LIE BETWEEN THE EASTERLY AND WESTERLY LINES OF THE ABOVE PARCEL, WHEN EXTENDED IN A NORTHERLY DIRECTION TO THE SHORE LINE OF LAKE PEND O'REILLE. ALSO EXCEPTING THEREFROM THE FOLLOWING UNITS IN VISTA BAY VILLAGE CONDOMINIUM PLAT; UNITS 18, 19 & 20, TOGETHER WITH THEIR UNDIVIDED INTERESTS IN THE APPURTENANT COMMON AND LIMITED COMMON AREAS, BY PARTIAL RECONVEYANCES RECORDED APRIL 09, 2008 AS INSTRUMENT NO. 2153367000 AND DECEMBER 10, 2008 AS INSTRUMENT NO. 2188791000; UNITS C11, C12, D2, D6, D7, D12, D13, D18 & D21, TOGETHER WITH THEIR UNDIVIDED INTERESTS IN THE COMMON AND LIMITED COMMON AREAS, BY PARTIAL RECONVEYANCE RECORDED SEPTEMBER 29, 2009 AS INSTRUMENT NO. 2234070000; UNIT D3, TOGETHER WITH THE UNDIVIDED INTEREST IN THE COMMON AND LIMITED COMMON AREAS, BY PARTIAL RECONVEYANCE RECORDED MARCH 26, 2010 AS INSTRUMENT NO. 2258653000; UNIT D20, TOGETHER WITH THE UNDIVIDED INTEREST IN THE COMMON AND LIMITED COMMON AREAS, BY PARTIAL RECONVEYANCE RECORDED APRIL 19, 2010 AS INSTRUMENT NO. 2261843000; UNIT C9, TOGETHER WITH THE UNDIVIDED INTEREST IN THE COMMON AND LIMITED COMMON AREAS, BY PARTIAL RECONVEYANCE RECORDED APRIL 19, 2010 AS INSTRUMENT NO. 2261847000; UNIT C15, TOGETHER WITH THE UNDIVIDED INTEREST IN THE COMMON AND LIMITED COMMON AREAS, BY PARTIAL RECONVEYANCE RECORDED JULY 07, 2010 AS INSTRUMENT NO. 2272259000. The Trustee has no knowledge of a more particular description of the above referenced real property for purposes of compliance with Section 60-113 Idaho Code. Said sale will be made without covenant or warranty regarding title, possession or encumbrance to satisfy the obligations secured by and pursuant to the power of sale conferred in the Deed of Trust described as follows: DEED OF TRUST TO SECURE AN INDEBTEDNESS OF $1,150,000.00, DATED NOVEMBER 30, 2004, RECORDED NOVEMBER 30, 2004, INSTRUMENT NO. 1915957, OFFICIAL RECORDS. TRUSTOR: Waterford Park Homes, LLC, an Idaho limited liability company TRUSTEE: UPF, Incorporated BENEFICIARY: Washington Trust Bank LOAN NO.: 25651 BRAD L. WILLIAMS, ATTORNEY-AT-LAW, C/O UPF INCORPORATED, A WASHINGTON CORPORATION, WAS SUBSTITUTED AS TRUSTEE UNDER SAID DEED OF TRUST BY INSTRUMENT RECORDED JULY 06, 2006, INSTRUMENT NO. 2041580000, OFFICIAL RECORDS. AN AGREEMENT TO MODIFY THE TERMS AND PROVISIONS OF SAID DEED OF TRUST RECORDED APRIL 09, 2007, INSTRUMENT NO. 2092973000, OFFICIAL RECORDS THE GRANTORS NAMED HEREIN ARE LISTED TO COMPLY WITH SECTION 45-1506 OF THE IDAHO CODE. No representation is made whether or not they are currently responsible for the obligation listed herein. The default for which this sale is to be made is the obligation secured by the Deed of Trust is in default for failure of the obligors to pay the balance due when the loan matured on December 5, 2009. As of June 8, 2010, the outstanding principal balance owing on the obligation secured by the Deed of Trust was $546,580.65, plus accrued interest and late charges in the amount of $88,834.99. Additional interest accrues at the rate of 6.00000% per annum or $125.2580656 per day. Grantors must also pay outstanding taxes, interest, penalties, late charges, service charges, appraisal fees, title policy fees, and any other disbursements, costs, fees or expenses incurred or paid by the Beneficiary and/or Trustee associated with this Notice of Default and/or foreclosure as provided by the Deed of Trust, Promissory Note, or by Idaho law. JONATHON D. HALLIN, Attorney at Law, is successor trustee of said Deed of Trust. DATED: August 5, 2010 ____________________________ JONATHON HALLIN, Trustee 601 E. Front Ave., Suite 502, Coeur d'Alene, Idaho 83814 208-667-0517 Legal 0624 August 30, 2010 September 6, 13, 20, 2010

NOTICE OF TRUSTEE'S SALE On FRIDAY, DECEMBER 10, 2010, AT THE HOUR OF 11:00 o'clock A.M., local time, of said day, at the front steps of the Kootenai County Courthouse, 501 Government Way, Coeur d'Alene, Idaho 83814, Jonathon D. Hallin, as Successor Trustee, will sell at public auction to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real property, together with fixtures, of the following described real property in Kootenai County, Idaho: Lot 1, Block 1, FOREST RIDGE ESTATES, according to the plat recorded in the office of the County Recorder in Book "K" of Plats at Page 18, records of Kootenai County, Idaho. Note: The address of the subject property is described as follows: 12844 N Pebble Creek Dr., Hayden, Idaho 83835 The Trustee has no knowledge of a more particular description of the above referenced real property for purposes of compliance with Section 60-113 Idaho Code. Said sale will be made without covenant or warranty regarding title, possession or encumbrance to satisfy the obligations secured by and pursuant to the power of sale conferred in the Deed of Trust described as follows: A DEED OF TRUST TO SECURE AN INDEBTEDNESS OF $598,000.00, AND ANY OTHER AMOUNTS AS THEREIN PROVIDED, PAYABLE UNDER THE TERMS, CONDITIONS, PROVISIONS AND STIPULATIONS THEREOF: DATED: August 29, 2007 GRANTOR: Sean D. Roberts and Teena M. Roberts, husband and wife TRUSTEE: Kootenai County Title Co. BENEFICIARY: Mountain West Bank RECORDED: August 31, 2007 INSTRUMENT NO.: 2119513000 THE GRANTORS NAMED HEREIN ARE LISTED TO COMPLY WITH SECTION 45-1506 OF THE IDAHO CODE. No representation is made whether or not they are currently responsible for the obligation listed herein. The default for which this sale is to be made is the obligation secured by the Deed of Trust is in default for failure of the obligors to pay monthly payments since May 2010. As of July 7, 2010, the outstanding principal balance owing on the obligation secured by the Deed of Trust was $598,000.00, plus accrued interest and late charges in the amount of $6,565.14. Additional interest accrues at the rate of 4.000000% per annum or $64.30107 per day. Grantors must also pay outstanding taxes, interest, penalties, late charges, service charges, appraisal fees, title policy fees, and any other disbursements, costs, fees or expenses incurred or paid by the Beneficiary and/or Trustee associated with this Notice of Default and/or foreclosure as provided by the Deed of Trust, Promissory Note, or by Idaho law. JONATHON D. HALLIN, Attorney at Law, is successor trustee of said Deed of Trust. DATED: August 3, 2010. ____________________________ JONATHON HALLIN, Trustee 601 E. Front Ave., Suite 502, Coeur d'Alene, Idaho 83814 208-667-0517 Legal 0625 August 30, 2010 September 6, 13, 20, 2010

NOTICE OF TRUSTEE'S SALE T.S. No.: ID-218528-C Loan No.: 7439005679 A.P.N.: V84000030060 119567 NOTICE IS HEREBY GIVEN that, PIONEER TITLE COMPANY OF ADA COUNTY dba PIONEER LENDER TRUSTEE SERVICES the duly appointed Successor Trustee, will on 11/15/2010 at 11:00 AM (recognized local time), In the office of Pioneer Title Company located at 100 Wallace Ave., Coeur D' Alene, ID 83814 , will sell at public auction, to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real property and personal property, situated in the County of Kootenai, State of Idaho, and described as follows: LOT 6 IN BLOCK 3 OF POINT HAYDEN, ACCORDING TO THE PLAT RECORDED IN THE OFFICE OF THE COUNTY RECORDER IN BOOK E OF PLATS AT PAGE(S) 19, RECORDS OF KOOTENAI COUNTY, IDAHO. The Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Section 60-113 Idaho Code, the Trustee has been informed that the address sometimes associated with said real property is: 2918 E POINT HAYDEN DR HAYDEN, Idaho 83835-9537 Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by: DAVID G. LOMBARD AND ANNA M. LOMBARD, HUSBAND AND WIFE, as grantors, to ALLIANCE TITLE & ESCROW CORP, as Trustee, for the benefit and security of "MERS" MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., SOLELY AS NOMINEE FOR FINANCE AMERICA. LLC A LIMITED LIABILITY COMPANY, as Beneficiary, dated 2/11/2005, recorded 2/23/2005, as Instrument No. 1931337 and re-recorded , records of Kootenai County, Idaho, the beneficial interest in which is presently held by MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC.. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(A), IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. The Default for which this sale is to be made is the failure to pay when due, under Deed of Trust and Note dated 2/11/2005. The monthly payments for Principal, Interest and Impounds (if applicable) of 2632.92, due per month from 2/1/2010 through 11/15/2010, and all subsequent payments until the date of sale or reinstatement. The principal balance owing as of this date on the obligation secured by said Deed of Trust is $370,597.61, plus accrued interest at the rate of 5.785% per annum from 1/1/2010. All delinquent amounts are now due, together with accruing late charges, and interest, unpaid and accruing taxes, assessments, trustee's fees, attorney's fees, and any amounts advanced to protect the security associated with this foreclosure. The Beneficiary elects to sell or cause the trust property to be sold to satisfy said obligation. Dated: 7/14/2010 PIONEER TITLE COMPANY OF ADA COUNTY dba PIONEER LENDER TRUSTEE SERVICES By Executive Trustee Services, As Attorney In Fact Dee Ortega, authorized signatory C/O Executive Trustee Services, LLC 2255 North Ontario Street, Suite 400 Burbank, California 91504-3120 Sale Line: (714) 730-2727 ASAP# 3650117 Legal 0658 August 30, 2010 September 6, 13, 20, 2010

Notice of Trustee's Sale Idaho Code 45-1506 Today's date: August 16, 2010 File No.: 7023.76385 Sale date and time (local time): December 16, 2010 at 10:00 AM Sale location: in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID 83814 Property address: 4928 W. Village Blvd., Unit 2 Rathdrum, ID 83858 Successor Trustee: Northwest Trustee Services, Inc., an Idaho Corporation P.O. Box 997 Bellevue, WA 98009 (425) 586-1900 Deed of Trust information Original grantor: Mary Ann Van Blyenburgh and Vernon Tull Original trustee: Escrow Settlement Original beneficiary: Mortgage Electronic Registration Systems, Inc. solely as nominee for Sterling National Mortgage Co. Inc. Recording date: July 10, 2009 Recorder's instrument number: 2221494000 County: Kootenai Sum owing on the obligation: as of August 16, 2010: $207,155.46 Because of interest, late charges, and other charges that may vary from day to day, the amount due on the day you pay may be greater. Hence, if you pay the amount shown above, an adjustment may be necessary after we receive your check. For further information write or call the Successor Trustee at the address or telephone number provided above. Basis of default: failure to make payments when due. Please take notice that the Successor Trustee will sell at public auction to the highest bidder for certified funds or equivalent the property described above. The property address is identified to comply with IC 60-113 but is not warranted to be correct. The property's legal description is: Unit IB, The Aspens at Twin Lakes Village, a Condominium, as shown on Survey Map and Floor Plan filed August 18, 1989, as Instrument No. 1158048 in Book "F" of Plats at Page 242 and 242A-D; and as further identified and defined by the Declaration thereof recorded June 9, 1989, as Instrument No. 1151085; and by Amended Declaration filed August 23, 1989, as Instrument No. 1158353; and by First Supplement to Amended Declaration recorded June 29, 1990, as Instrument No. 1187106; and by Second Supplement recorded July 15, 1992 as Instrument No. 12266198. Together with an undivided 7.69% interest in the common area and facilities as identified and defined in the Declaration thereof recorded June 9, 1989, as Instrument No. 1151085; and in the Amended Declaration filed August 23, 1989, as Instrument No. 1158353; and in the First Supplement to Amended Declaration of Covenants, Conditions and Restrictions filed June 29, 1990, as Instrument No. 1187106; and Second Supplement recorded July 15, 1992 as Instrument No. 1266198. Also together with such interest in and to the limited common area as may be identified and defined in the Declaration thereof recorded June 9, 1989, as Instrument No. 1151085; and in the Amended Declaration filed August 23, 1989, as Instrument No. 1158353; and in the First Supplement to Amended Declaration of Covenants, Conditions and Restrictions filed June 29, 1990, as Instrument No. 1187106; and Second Supplement recorded July 15, 1992 as Instrument No. 1266198. The sale is subject to conditions, rules and procedures as described at the sale and which can be reviewed at www.northwesttrustee.com or USA-Foreclosure.com. The sale is made without representation, warranty or covenant of any kind. (TS# 7023.76385) 1002.166889-FEI Legal 0659 August 30, 2010 September 6, 13, 20, 2010

Notice of Trustee's Sale Idaho Code 45-1506 Today's date: August 16, 2010 File No.: 7023.76682 Sale date and time (local time): December 16, 2010 at 10:00 AM Sale location: in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID 83814 Property address: 16682 North Radian Road Rathdrum, ID 83858 Successor Trustee: Northwest Trustee Services, Inc., an Idaho Corporation P.O. Box 997 Bellevue, WA 98009 (425) 586-1900 Deed of Trust information Original grantor: Kenneth W. Akins and Sharon L. Akins, husband and wife Original trustee: Pioneer Title Company of Ada County Original beneficiary: Wells Fargo Home Mortgage, Inc. Recording date: March 31, 2004 Recorder's instrument number: 1867209 County: Kootenai Sum owing on the obligation: as of August 16, 2010: $76,999.23 Because of interest, late charges, and other charges that may vary from day to day, the amount due on the day you pay may be greater. Hence, if you pay the amount shown above, an adjustment may be necessary after we receive your check. For further information write or call the Successor Trustee at the address or telephone number provided above. Basis of default: failure to make payments when due. Please take notice that the Successor Trustee will sell at public auction to the highest bidder for certified funds or equivalent the property described above. The property address is identified to comply with IC 60-113 but is not warranted to be correct. The property's legal description is: Lot 7, Block 2, Atlas Acres, according to the plat recorded in Book "F" of Plats at Page 71, records of Kootenai County, Idaho. The sale is subject to conditions, rules and procedures as described at the sale and which can be reviewed at www.northwesttrustee.com or USA-Foreclosure.com. The sale is made without representation, warranty or covenant of any kind. (TS# 7023.76682) 1002.166891-FEI Legal 0660 August 30, 2010 September 6, 13, 20, 2010

Notice of Trustee's Sale Idaho Code 45-1506 Today's date: August 16, 2010 File No.: 7023.76562 Sale date and time (local time): December 16, 2010 at 10:00 AM Sale location: in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID 83814 Property address: 3717 N. Purcell Pl. Coeur d' Alene, ID 83815 Successor Trustee: Northwest Trustee Services, Inc., an Idaho Corporation P.O. Box 997 Bellevue, WA 98009 (425) 586-1900 Deed of Trust information Original grantor: W. Patrick Sanders and Tina Sanders, husband and wife Original trustee: Pioneer Title Company Original beneficiary: Wells Fargo Home Mortgage, Inc. Recording date: January 27, 2003 Recorder's instrument number: 1777455 County: Kootenai Sum owing on the obligation: as of August 16, 2010: $138,572.47 Because of interest, late charges, and other charges that may vary from day to day, the amount due on the day you pay may be greater. Hence, if you pay the amount shown above, an adjustment may be necessary after we receive your check. For further information write or call the Successor Trustee at the address or telephone number provided above. Basis of default: failure to make payments when due. Please take notice that the Successor Trustee will sell at public auction to the highest bidder for certified funds or equivalent the property described above. The property address is identified to comply with IC 60-113 but is not warranted to be correct. The property's legal description is: Lot 13, Block 3, Foothills, according to the plat recorded in Book G of Plats, Page 130, records of Kootenai County, Idaho. The sale is subject to conditions, rules and procedures as described at the sale and which can be reviewed at www.northwesttrustee.com or USA-Foreclosure.com. The sale is made without representation, warranty or covenant of any kind. (TS# 7023.76562) 1002.166936-FEI Legal 0661 August 30, 2010 September 6, 13, 20, 2010

Notice of Trustee's Sale Idaho Code 45-1506 Today's date: August 17, 2010 File No.: 7303.20316 Sale date and time (local time): December 17, 2010 at 10:00 AM Sale location: in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID 83814 Property address: 30609 E Red Dell Loop Athol, ID 83801 Successor Trustee: Northwest Trustee Services, Inc., an Idaho Corporation P.O. Box 997 Bellevue, WA 98009 (425) 586-1900 Deed of Trust information Original grantor: Nathan Hester, an unmarried man Original trustee: Susan J. Robinson, Idaho Attorney Original beneficiary: Mortgage Electronic Registration Systems, Inc. solely as nominee for WMC Mortgage Corp. Recording date: October 3, 2006 Recorder's instrument number: 2059215000 County: Kootenai Sum owing on the obligation: as of August 17, 2010: $509,342.39 Because of interest, late charges, and other charges that may vary from day to day, the amount due on the day you pay may be greater. Hence, if you pay the amount shown above, an adjustment may be necessary after we receive your check. For further information write or call the Successor Trustee at the address or telephone number provided above. Basis of default: failure to make payments when due. Please take notice that the Successor Trustee will sell at public auction to the highest bidder for certified funds or equivalent the property described above. The property address is identified to comply with IC 60-113 but is not warranted to be correct. The property's legal description is: The Northwest of the Northeast of the Northwest of Section 13, Township 53 North, Range 4 West Boise Meridian, Kootenai County, State of Idaho, and the North half of the North half of the Southwest of the Northeast of the Northwest of Section 13, Township 53 North, Range 4 West Boise Meridian, Kootenai County, State of Idaho. Except that portion conveyed to the State of Idaho as Instrument No. 925284, recorded January 6, 1983, for Highway Right of Way purposes. The sale is subject to conditions, rules and procedures as described at the sale and which can be reviewed at www.northwesttrustee.com or USA-Foreclosure.com. The sale is made without representation, warranty or covenant of any kind. (TS# 7303.20316) 1002.167166-FEI Legal 0662 August 30, 2010 September 6, 13, 20, 2010

Notice of Trustee's Sale Idaho Code 45-1506 Today's date: August 18, 2010 File No.: 7037.08302 Sale date and time (local time): December 20, 2010 at 10:00 AM Sale location: in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID 83814 Property address: 7279 North Freezeout Court Coeur d' Alene, ID 83815 Successor Trustee: Northwest Trustee Services, Inc., an Idaho Corporation P.O. Box 997 Bellevue, WA 98009 (425) 586-1900 Deed of Trust information Original grantor: Eugene R. Guglielmo, an unmarried person Original trustee: North Idaho Title Insurance, Inc. Original beneficiary: FirstBank Northwest Recording date: March 7, 2006 Recorder's instrument number: 2017559 County: Kootenai Sum owing on the obligation: as of August 18, 2010: $163,035.68 Because of interest, late charges, and other charges that may vary from day to day, the amount due on the day you pay may be greater. Hence, if you pay the amount shown above, an adjustment may be necessary after we receive your check. For further information write or call the Successor Trustee at the address or telephone number provided above. Basis of default: failure to make payments when due. Please take notice that the Successor Trustee will sell at public auction to the highest bidder for certified funds or equivalent the property described above. The property address is identified to comply with IC 60-113 but is not warranted to be correct. The property's legal description is: Lot 8, Block 4, Sunshine Meadow Seventh Addition, according to the plat recorded in Book "J" of Plats at Page 192, records of Kootenai County, Idaho. The sale is subject to conditions, rules and procedures as described at the sale and which can be reviewed at www.northwesttrustee.com or USA-Foreclosure.com. The sale is made without representation, warranty or covenant of any kind. (TS# 7037.08302) 1002.167342-FEI Legal 0663 August 30, 2010 September 6, 13, 20, 2010

Notice of Trustee's Sale Idaho Code 45-1506 Today's date: August 20, 2010 File No.: 7261.28065 Sale date and time (local time): December 20, 2010 at 10:00 AM Sale location: in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID 83814 Property address: 1713 North Summer Hills Court Post Falls, ID 83854 Successor Trustee: Northwest Trustee Services, Inc., an Idaho Corporation P.O. Box 997 Bellevue, WA 98009 (425) 586-1900 Deed of Trust information Original grantor: Ron Quiring and Kamini Quiring, husband and wife as joint tenants Original trustee: First American Title Original beneficiary: Mortgage Electronic Registration Systems, Inc. solely as nominee for Accredited Home Lenders, Inc. Recording date: April 28, 2004 Recorder's instrument number: 1872553 County: Kootenai Sum owing on the obligation: as of August 20, 2010: $211,852.30 Because of interest, late charges, and other charges that may vary from day to day, the amount due on the day you pay may be greater. Hence, if you pay the amount shown above, an adjustment may be necessary after we receive your check. For further information write or call the Successor Trustee at the address or telephone number provided above. Basis of default: failure to make payments when due. Please take notice that the Successor Trustee will sell at public auction to the highest bidder for certified funds or equivalent the property described above. The property address is identified to comply with IC 60-113 but is not warranted to be correct. The property's legal description is: Lot 6, Block 1, Quail Run 2nd Addition, according to the plat recorded in Book G of Plats, Page 161, records of Kootenai County, Idaho. The sale is subject to conditions, rules and procedures as described at the sale and which can be reviewed at www.northwesttrustee.com or USA-Foreclosure.com. The sale is made without representation, warranty or covenant of any kind. (TS# 7261.28065) 1002.167388-FEI Legal 0664 August 30, 2010 September 6, 13, 20, 2010

Notice of Trustee's Sale Idaho Code 45-1506 Today's date: August 9, 2010 File No.: 7023.76377 Sale date and time (local time): December 10, 2010 at 10:00 AM Sale location: in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID 83814 Property address: 301 North 1st Street, Unit 802 Coeur d' Alene, ID 83814 Successor Trustee: Northwest Trustee Services, Inc., an Idaho Corporation P.O. Box 997 Bellevue, WA 98009 (425) 586-1900 Deed of Trust information Original grantor: Janet C. Cummings and Andrew J. Cummings, wife and husband Original trustee: Pioneer Title Company of Ada County Original beneficiary: Wells Fargo Bank, N.A. Recording date: July 24, 2007 Recorder's instrument number: 2112301000 County: Kootenai Sum owing on the obligation: as of August 9, 2010: $355,746.25 Because of interest, late charges, and other charges that may vary from day to day, the amount due on the day you pay may be greater. Hence, if you pay the amount shown above, an adjustment may be necessary after we receive your check. For further information write or call the Successor Trustee at the address or telephone number provided above. Basis of default: failure to make payments when due. Please take notice that the Successor Trustee will sell at public auction to the highest bidder for certified funds or equivalent the property described above. The property address is identified to comply with IC 60-113 but is not warranted to be correct. The property's legal description is: The land referred to in this commitment is described as follows: Unit 802, Coeur D'Alene North Condominium, according to the plat recorded in the office of the County Recorder in Book F of Plats at Page 143, et. Seq., and as defined and described in that Condominium Declaration for Park View Tower recorded in the records of Kootenai County, Idaho as Instrument No. 993564 in Book 136 of Miscellaneous at Page 672, records of Kootenai County, Idaho, and amended by Instrument recorded in Book 150 of Miscellaneous at Page 715, records of Kootenai County, Idaho. Amendments to Amended Declaration of Covenants recorded December 3, 1987 as Instrument No. 1103528, records of Kootenai County, Idaho. The sale is subject to conditions, rules and procedures as described at the sale and which can be reviewed at www.northwesttrustee.com or USA-Foreclosure.com. The sale is made without representation, warranty or covenant of any kind. (TS# 7023.76377) 1002.166328-FEI Legal 0598 August 23, 30, 2010 September 6, 13, 2010

Notice of Trustee's Sale Idaho Code 45-1506 Today's date: August 20, 2010 File No.: 7261.28086 Sale date and time (local time): December 20, 2010 at 10:00 AM Sale location: in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID 83814 Property address: 4165 N. Deerfield Drive Coeur D Alene, ID 83815 Successor Trustee: Northwest Trustee Services, Inc., an Idaho Corporation P.O. Box 997 Bellevue, WA 98009 (425) 586-1900 Deed of Trust information Original grantor: Nicholas R. Notte, and Deone L. Notte, husband and wife Original trustee: Fidelity National Title Ins Co Original beneficiary: Mortgage Electronic Registration Systems, Inc. solely as nominee for Countrywide Home Loans, Inc. Recording date: November 2, 2004 Recorder's instrument number: 1910514 County: Kootenai Sum owing on the obligation: as of August 20, 2010: $157,688.31 Because of interest, late charges, and other charges that may vary from day to day, the amount due on the day you pay may be greater. Hence, if you pay the amount shown above, an adjustment may be necessary after we receive your check. For further information write or call the Successor Trustee at the address or telephone number provided above. Basis of default: failure to make payments when due. Please take notice that the Successor Trustee will sell at public auction to the highest bidder for certified funds or equivalent the property described above. The property address is identified to comply with IC 60-113 but is not warranted to be correct. The property's legal description is: Lot 13, Block 3, Canfield Park, according to the plat recorded in Book "G" of Plats, Page 283, records of Kootenai County, Idaho. The sale is subject to conditions, rules and procedures as described at the sale and which can be reviewed at www.northwesttrustee.com or USA-Foreclosure.com. The sale is made without representation, warranty or covenant of any kind. (TS# 7261.28086) 1002.167389-FEI Legal 0665 August 30, 2010 September 6, 13, 20, 2010

Notice of Trustee's Sale Idaho Code 45-1506 Today's date: August 20, 2010 File No.: 7817.20326 Sale date and time (local time): December 20, 2010 at 10:00 AM Sale location: in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID 83814 Property address: 2541 N. Henry St. Post Falls, ID 83854 Successor Trustee: Northwest Trustee Services, Inc., an Idaho Corporation P.O. Box 997 Bellevue, WA 98009 (425) 586-1900 Deed of Trust information Original grantor: Cindy Hawkins, an unmarried woman Original trustee: Pioneer Title Company of Kootenai County Original beneficiary: Mortgage Electronic Registration Systems, Inc. solely as nominee for First Horizon Home Loan Corporation Recording date: May 18, 2005 Recorder's instrument number: 1950535 County: Kootenai Sum owing on the obligation: as of August 20, 2010: $161,119.38 Because of interest, late charges, and other charges that may vary from day to day, the amount due on the day you pay may be greater. Hence, if you pay the amount shown above, an adjustment may be necessary after we receive your check. For further information write or call the Successor Trustee at the address or telephone number provided above. Basis of default: failure to make payments when due. Please take notice that the Successor Trustee will sell at public auction to the highest bidder for certified funds or equivalent the property described above. The property address is identified to comply with IC 60-113 but is not warranted to be correct. The property's legal description is: Lot 18, Block 2, Prairie Falls Subdivision, according to the plat recorded in the Office of the County Recorder in Book "G" of Plats, Pages 148, 148A, 148B and 148C, records of Kootenai County, Idaho. The sale is subject to conditions, rules and procedures as described at the sale and which can be reviewed at www.northwesttrustee.com or USA-Foreclosure.com. The sale is made without representation, warranty or covenant of any kind. (TS# 7817.20326) 1002.167391-FEI Legal 0666 August 30, 2010 September 6, 13, 20, 2010

PAMELA B. MASSEY, P.C. Pamela B. Massey P.O. Box 1896 Hayden, ID 83835 Telephone: (208) 683-0816 Facsimile: (208) 683-2408 ISB # 7351 IN THE DISTRICT COURT OF THE FIRST JUDICIAL DISTRICT OF THE STATE OF IDAHO, IN AND FOR THE COUNTY OF KOOTENAI CASE NO. CV-10-4085 NOTICE OF CREDITORS IN THE MATTER OF THE ESTATE OF: ISABEL J. MISENHEIMER NOTICE IS HEREBY GIVEN that DONNA MAHONEY has been appointed personal representative of the above-named decedent. All persons having claims against the decedent or the estate are required to present their claims within four months after the date of the first publication of this Notice or said claims will be forever barred. Claims must be presented to: Donna Mahoney, Personal Representative, c/o Pamela Massey, P.O. Box 1896, Hayden, ID 83835, and filed with the Clerk of the Court. DATED this 25 day of August, 2010. ____________________________ PAMELA MASSEY Attorney for Personal Representative Legal 0684 August 30, 2010 September 6, 13, 2010

NOTICE OF HEARING ON NAME CHANGE A Petition to change the name of Jacob Dean Swan Wuolle, born 10/28/2003, in Coeur d'Alene, ID, residing at 863 E. Dakota Ave, Hayden, and the name of Hailey Ruth Swan, born 11/01/2004, in Coeur d'Alene, Idaho, residing at 863 E. Dakota Ave., Hayden, has been filed in Kootenai County District Court, Idaho. The reason for the name change is so that they carry the same last name as their biological parents and sister. The children's father is living. The children's mother is living. A hearing on the petition is scheduled for 9:00 o'clock AM on September 27, 2010, at the County Courthouse. Objections may be filed by any person who can show the court a good reason against the name changes. Date: 8/26/2010 By Sherry Huggman Deputy Clerk Legal 0692 August 30. 2010 September 6, 13, 20, 2010

NOTICE OF HEARING on NAME CHANGE A Petition to change the name of WEDNESDAY ALEXANDRA HARRIS, born May 16, 1995, in Salt Lake City, Utah to NATALIE HELEN HINZ and MICHAEL GABRIEL HYNES. The Petitioner to change WEDNESDAY ALEXANDRA HARRIS' name has been filed in Kootenai County First District Court, ID. The reason for the name change is because WEDNESDAY ALEXANDRA HARRIS present last name is Petitioner's maiden name and WEDNESDAY ALEXANDRA HARRIS and her parent, NATALIE HELEN HINZ desire to have her name be WEDNESDAY ALEXANDRA WALTON like her younger brother and WEDNESDAY ALEXANDRA HARRIS has informally used the last name of WALTON since she enrolled in school and would like to have the last name WALTON. WEDNESDAY ALEXANDRA HARRIS' father, MICHAEL GABRIEL HYNES is living in California with the mailing address of 5522 Briercrest Ave, Lakewood, CA. 90713. WEDNESDAY ALEXANDRA HARRIS and her mother, NATALIE HELEN HINZ reside at 1869 Teanaway Drive Post Falls, Kootenai County ID. 83854 since the spring of 2008. A hearing on the petition is schedule for 1:30 p.m., on 10/07/2010, at the Kootenai County Courthouse. Objections may be filed by any person who can show the court a good reason against the name change. Legal 0747 September 6, 13, 20, 27, 2010

CALLAHAN & ASSOCIATES, CHTD. By Kimmer W. Callahan P.O. Box 2226 Coeur d'Alene, Idaho 83816-2226 (208) 664-9228 - Phone (208) 664-5369 - Fax IN THE DISTRICT COURT OF THE FIRST JUDICIAL DISTRICT OF THE STATE OF IDAHO, IN AND FOR THE COUNTY OF KOOTENAI Case No. CV 10-5782 NOTICE TO CREDITORS IN THE MATTER OF THE ESTATE OF JOHN R. SCHADT, Deceased. NOTICE IS HEREBY GIVEN that NANCY K. BECK has been appointed Personal Representative of the above-referenced Estate. All persons having claims against the Estate are required to present their claims within four (4) months after the date of the first publication of this notice or the claims will be forever barred. Claims must be both presented in writing to NANCY K. BECK, Personal Representative of the Estate of JOHN R. SCHADT, Deceased, at the office of Callahan & Associates, Chtd., P.O. Box 2226, Coeur d'Alene, Idaho 83816-2226, and filed with the Court. Dated this 30 day of August, in the year 2010. ____________________________ CALLAHAN & ASSOCIATES, Chtd. Attorneys for Personal Representative By: Kimmer W. Callahan, Esq. Legal 0751 September 6, 13, 20, 2010

Notice of Trustee's Sale Idaho Code 45-1506 Today's date: August 23, 2010 File No.: 7023.74841 Sale date and time (local time): December 23, 2010 at 10:00 AM Sale location: in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID 83814 Property address: 7276 N. Calamonte Lane Coeur d' Alene, ID 83815 Successor Trustee: Northwest Trustee Services, Inc., an Idaho Corporation P.O. Box 997 Bellevue, WA 98009 (425) 586-1900 Deed of Trust information Original grantor: Helen Grilli, a single person Original trustee: Pioneer Title Company Original beneficiary: Wells Fargo Bank, N.A. Recording date: March 10, 2008 Recorder's instrument number: 2148322000 County: Kootenai Sum owing on the obligation: as of August 23, 2010: $133,084.30 Because of interest, late charges, and other charges that may vary from day to day, the amount due on the day you pay may be greater. Hence, if you pay the amount shown above, an adjustment may be necessary after we receive your check. For further information write or call the Successor Trustee at the address or telephone number provided above. Basis of default: failure to make payments when due. Please take notice that the Successor Trustee will sell at public auction to the highest bidder for certified funds or equivalent the property described above. The property address is identified to comply with IC 60-113 but is not warranted to be correct. The property's legal description is: Lot 16, Block 4, The Landing at Waterford Second Addition, according to the plat recorded in the Office of the County Recorder in Book J of Plats at Page 220, 220A, 220B and 220C, records of Kootenai County, Idaho. The sale is subject to conditions, rules and procedures as described at the sale and which can be reviewed at www.northwesttrustee.com or USA-Foreclosure.com. The sale is made without representation, warranty or covenant of any kind. (TS# 7023.74841) 1002.167940-FEI Legal 0752 September 6, 13, 20, 27, 2010

Notice of Trustee's Sale Idaho Code 45-1506 Today's date: August 23, 2010 File No.: 7023.76662 Sale date and time (local time): December 23, 2010 at 10:00 AM Sale location: in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID 83814 Property address: 12456 W. Rio Vista Place Post Falls, ID 83854 Successor Trustee: Northwest Trustee Services, Inc., an Idaho Corporation P.O. Box 997 Bellevue, WA 98009 (425) 586-1900 Deed of Trust information Original grantor: Robert J. Heberer and Dotty Heberer, husband and wife Original trustee: First American Title Insurance Company Original beneficiary: Mortgage Electronic Registration Systems, Inc., solely as nominee for Webster Bank, National Association Recording date: February 14, 2005 Recorder's instrument number: 1929786 County: Kootenai Sum owing on the obligation: as of August 23, 2010: $188,473.35 Because of interest, late charges, and other charges that may vary from day to day, the amount due on the day you pay may be greater. Hence, if you pay the amount shown above, an adjustment may be necessary after we receive your check. For further information write or call the Successor Trustee at the address or telephone number provided above. Basis of default: failure to make payments when due. Please take notice that the Successor Trustee will sell at public auction to the highest bidder for certified funds or equivalent the property described above. The property address is identified to comply with IC 60-113 but is not warranted to be correct. The property's legal description is: Parcel 1: That portion of Lot 8, Block 1, Hughes Addition, Kootenai County, State of Idaho, according to the recorded plat thereof in Book "F", Page 36, lying North of the land described in Deed to the Post Falls Highway District recorded February 25, 1983 as Instrument No. 929545. Parcel 2: That portion of Lot 9, Block 1, Hughes Addition, Kootenai County, State of Idaho, according to the recorded plat thereof in Book "F", Page 36, lying North of the land described in Deed to the Post Falls Highway District recorded February 25, 1983 as Instrument No. 929545. Parcel 3: Lot 4, Block 3, Hughes First Addition, Kootenai County, Idaho, according to the recorded plat thereof in Book "F" at page 165. Excepting From the boundaries of land described in Deed to the Post Falls Highway District recorded February 25, 1983 as Instrument No. 929545. Also Excepting that portion of Lot 4, which the Post Falls Highway District utilizes in the proposed cul-de-sac at the end of West Riverview Drive, as disclosed on the recorded plat thereof. The sale is subject to conditions, rules and procedures as described at the sale and which can be reviewed at www.northwesttrustee.com or USA-Foreclosure.com. The sale is made without representation, warranty or covenant of any kind. (TS# 7023.76662) 1002.167704-FEI Legal 0753 September 6, 13, 20, 27, 2010

Notice of Trustee's Sale T.S. No.: ID-09-328608-TD On 1/3/2011, at 11:00 AM (recognized local time), at the following location in the County of KOOTENAI, State of Idaho: In the lobby of Pioneer Title Company of Kootenai County located at 100 Wallace Avenue, Coeur dAlene, ID 83814, Pioneer Lender Trustee Services, LLC an Idaho limited liability company, as Trustee by Quality Loan Services, as Attorney in Fact, as Trustee on behalf of JPMorgan Chase Bank, National Association will sell at public auction, to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following real property, situated in the County of KOOTENAI State of Idaho, and described as follows: LOT 15, BLOCK 1, MEADOWLAND ACRES, ACCORDING TO THE PLAT RECORDED IN BOOK "G" OF PLATS AT PAGE 402, RECORDS OF KOOTENAI COUNTY, IDAHO. The Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Section 60-113 Idaho Code, the Trustee has been informed that the address of 10302 W GALLOP LN , POST FALLS, ID 83854 is sometimes associated with said real property. Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by THOMAS B DORR AND ROBBIE J DORR , HUSBAND AND WIFE as Grantor/Trustor, in which MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., AS NOMINEE FOR AMERICAN MORTGAGE NETWORK, INC., is named as Beneficiary and FIRST AMERICAN TITLE INSURANCE COMPANY as Trustee and recorded 10/7/2005 as Instrument No. 1986920 in book xxx, page xxx, of Official Records in the office of the Recorder of KOOTENAI County, Idaho. Please Note: The above Grantors are named to comply with section 45-1506(4)(A), Idaho Code, No representation is made that they are, or are not, presently responsible for this obligation set forth herein. The Default for which this sale is to be made is the failure to pay when due, under Deed of Trust and Note dated 9/29/2005. The monthly installments of principal, interest, and impounds (if applicable) of $2,122.89, due per month for the months of 3/1/2009 through , and all subsequent installments until the date of sale or reinstatement. The principal balance owing as of this date on the obligation secured by said Deed of Trust is $291,753.09 together with interest thereon at the current rate of 6.0000 per cent (%) per annum from 2/1/2009. All delinquent amounts are now due, together with accruing late charges, and interest, unpaid and accruing taxes, assessments, trustee's fees, attorney's fees, and any amounts advanced to protect the security associated with this foreclosure and that the beneficiary elects to sell or cause the trust property to be sold to satisfy said obligation. If the Trustee is unable to convey title for any reason, the successful bidder's sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee, or the Mortgagee's Attorney. Date: 8/23/2010 By: Pioneer Lender Trustee Services, LLC an Idaho limited liability company, as Trustee by Quality Loan Services, as Attorney in Fact, as Trustee Quality Loan Service Corp. of Washington, as Agent 2141 5th Avenue San Diego, CA 92101 Angelica Castillo, Assistant Secretary For Sale Information Call: 714-730-2727 or Login to: www.fidelityasap.com If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holders right's against the real property only. THIS IS AN ATTEMPT TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. ASAP# 3704882 Legal 0754 September 6, 13, 20, 27, 2010

NOTICE OF TRUSTEE'S SALE TS No. 10-0047640 Title Order No. NWT003271 Parcel No. C3375000003A The following described property will be sold at public auction to the highest bidder, payable in lawful money of the United States, In the lobby of Pioneer Title Company of Kootenai County located at 100 Wallace Avenue, Coeur d'Alene, ID 83814, on 01/07/2011 at 11:00 am, (recognized local time) for the purpose of foreclosing that certain Deed of Trust recorded 03/20/2006 as Instrument Number 2020055000, and executed by JENNIFER L SLONE, A MARRIED WOMAN AS HER SOLE AND SEPARATE PROPERTY, as Grantor(s), in favor of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., as Beneficiary, to RECONTRUST COMPANY, N.A., the Current Trustee of record, covering the following real property located in Kootenai County, state of Idaho: LOT 2, EXCEPT THE NORTH 56 FEET THEREOF, AND ALL OF LOT 3, FIELD'S ADDITION TO THE CITY OF COEUR D' ALENE, KOOTENAI COUNTY, STATE OF IDAHO, ACCORDING TO THE PLAT RECORDED IN BOOK "C" OF PLATS, PAGE 240. The Trustee has no knowledge of a more particular description of the above referenced real property, but for purpose of compliance with Idaho Code, Section 60-113, the Trustee has been informed that the street address of, 1012 NORTH 11TH STREET , COEUR D' ALENE, ID 83814 is sometimes associated with said real property. Bidders must be prepared to tender the trustee the full amount of the bid at the sale in the form of cash, or a cashier's check drawn on a state or federally insured savings institution. Said sale will be made without covenant or warranty, express or implied, regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in that certain Deed of Trust. The default for which this sale is to be made is: Failure to pay the monthly payment due 01/01/2010 of principal, interest and impounds and subsequent installments due thereafter; plus late charges, with interest currently accruing at 6.500% per annum; together with all subsequent sums advanced by beneficiary pursuant to the terms and conditions of said Deed of Trust, and any supplemental modifications thereto. The principal balance owing as of this date on said obligation is $100,644.87, plus interest, costs and expenses actually incurred in enforcing the obligations thereunder and in this sale, together with any unpaid and /or accruing real property taxes, and/or assessments, attorneys' fees, Trustees' fees and costs, and any other amount advanced to protect said security, as authorized in the promissory note secured by the aforementioned Deed of Trust. Therefore, the Beneficiary elects to sell, or cause said trust property to be sold, to satisfy said obligation. NOTICE IS HEREBY GIVEN THAT THIS FIRM IS ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE, AND THAT THE DEBT MAY BE DISPUTED. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(a) IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. DATED: 08/30/2010 Name and Address of the Current Trustee is: RECONTRUST COMPANY, N.A. 1800 Tapo Canyon Rd., CA6-914-01-94 SIMI VALLEY, CA 80028-1821 PHONE: (800) 281-8219 RECONTRUST COMPANY, N.A. Successor Trustee /S/ Melody Dewald ASAP# 3715276 Legal 0755 September 6, 13, 20, 27, 2010

Notice of Trustee's Sale Idaho Code 45-1506 Today's date: August 9, 2010 File No.: 7023.76559 Sale date and time (local time): December 10, 2010 at 10:00 AM Sale location: in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID 83814 Property address: 2613 W. Timberlake Loop Coeur d' Alene, ID 83814 Successor Trustee: Northwest Trustee Services, Inc., an Idaho Corporation P.O. Box 997 Bellevue, WA 98009 (425) 586-1900 Deed of Trust information Original grantor: Steven G. Bradley and Rebecca R. Bradley, husband and wife Original trustee: Pioneer Title Company of Kootenai County Original beneficiary: Mortgage Electronic Registration Systems, Inc. solely as nominee for Sierra Pacific Mortgage Company, Inc. Recording date: August 30, 2007 Recorder's instrument number: 2119104000 County: Kootenai Sum owing on the obligation: as of August 9, 2010: $272,823.71 Because of interest, late charges, and other charges that may vary from day to day, the amount due on the day you pay may be greater. Hence, if you pay the amount shown above, an adjustment may be necessary after we receive your check. For further information write or call the Successor Trustee at the address or telephone number provided above. Basis of default: failure to make payments when due. Please take notice that the Successor Trustee will sell at public auction to the highest bidder for certified funds or equivalent the property described above. The property address is identified to comply with IC 60-113 but is not warranted to be correct. The property's legal description is: Lot 1, Block 1, Sunshine Meadows 4th Addition, according to the plat recorded in Book "J" of Plats at Page 104, records of Kootenai County, Idaho. The sale is subject to conditions, rules and procedures as described at the sale and which can be reviewed at www.northwesttrustee.com or USA-Foreclosure.com. The sale is made without representation, warranty or covenant of any kind. (TS# 7023.76559) 1002.166454-FEILegal 0599 August 23, 30, 2010 September 6, 13, 2010

NOTICE OF ELECTION Dalton Gardens Irrigation District NOTICE IS HEREBY GIVEN: That an election will be held Tuesday November 2, 2010 from 8:00 am to 8:00 p.m. at the Dalton Gardens City Hall, for electing one director for a term of three years. Any person who is a qualified elector, holding title to land in the Dalton Gardens Irrigation District and who resides in Kootenai County is qualified to be a director of the Irrigation District. A Declaration of Candidacy form may be picked up at the Dalton Gardens Irrigation Office located in the Dalton City Hall 6360 N 4th St. during the hours of 9:00 am to 5:00 p.m. September 23, 2010 to the Dalton Gardens Irrigation District office located in the same building at the Dalton Gardens City Hall. Luella Franklin Secretary Treasurer Dalton Gardens Irrigation District Legal 0813 September 13, 20, 2010

OPEN HOUSE Old Highway 95 - Frontage Road The Public, especially property owners along Old Highway 95 from SH-53 to Chilco Road, is invited to attend a public open house. Old Highway 95, also known as The Frontage Road is being reconstructed as part of the US-95 Garwood to Sagle realignment project. The Lakes Highway District wants to show the current status of the roadway design, hear any concerns you may have, and discuss in detail how the changes may affect you. Please come see the latest roadway improvements for Old Highway 95. DATE OF NOTICE: September 8, 2010 DATE AND TIME OF OPEN HOUSE: September 15, 2010, 4:00pm to 7:00pm PLACE OF OPEN HOUSE: Lakes Highway Dist. 11341 N. Ramsey Road Hayden, ID 83835 The Lakes Highway District, assures that no person shall on the grounds of race, color, national origin or sex, as provided by Title VI of the Civil Rights Act of 1964, all related acts, orders or regulations, be excluded from participation in, be denied the benefits of, or be otherwise subjected to discrimination under any program or activity. The Lakes Highway District further assures every effort will be made to ensure non-discrimination in all of its programs and activities, whether those programs and activities are federally funded or not. Any person planning to attend and having special needs, such as hearing or mobility impairments should contact Russell Leahy at David Evans and Associates at (208)819-2707. The Lakes Highway District wants to hear from you! Thank you!!! Legal 0814 September 13, 14, 15, 2010

ORDINANCE NO. 240 AN ORDINANCE ENTITLED THE ANNUAL APPROPRIATION ORDINANCE FOR THE FISCAL YEAR BEGINNING OCTOBER 1, 2010, APPROPRIATING THE SUM OF $671,950.00. TO DEFRAY THE EXPENSE AND LIABILITIES OF THE CITY OF HAYDEN LAKE FOR FISCAL YEAR 2010-2011, AUTHORIZING A LEVY OF A SUFFICIENT TAX UPON THE TAXABLE PROPERTY AND SPECIFYING THE OBJECTS AND PURPOSE FOR WHICH SAID APPROPRIATION IS MADE. BE IT ORDAINED by the Mayor and City Council of the City of Hayden Lake, Kootenai County, Idaho. Section 1: That the sum of $671,950.00 be, and the same is appropriated to defray the necessary expenses and liabilities of the City of Hayden Lake, Kootenai County, Idaho for the fiscal year beginning October 1, 2010. Section 2: The objects and purposes for which such appropriation is made, and the amount of each object and purpose is as follows: ESTIMATED EXPENDITURES GENERAL ADMINISTRATION: General Government $ 85,960 Legal 25,000 Professional Services 28,000 Insurance and Bonds 70,166 Other governmental Expenses 68,433 Bldg. Permit Payments 14,000 LAW ENFORCEMENT Administration $ 67,900 Legal 1,500 Other Law Enforcement expenses 32,389 STREET DEPARTMENT Street Lights 5,500 Street Construction 50,000 Other Street Department expenses 33,902 WATER DEPARTMENT Repairs/Mtce $ 4,000 Water Purchase 40,000 Other Water Department Expenses 145,200 TOTAL EXPENSES $ 671,950 Section 3: That a general tax levy on all taxable property within the City of Hayden Lake be levied in an amount allowed by law for general purposes for said City, for the fiscal year beginning October 1, 2010. Section 4: All ordinances and parts of ordinances in conflict with this ordinance are hereby repealed. Section 5: This ordinance shall take effect and be in full force upon its passage, approval and publication in one issue of the Coeur d'Alene Press, a newspaper of general circulation in the City of Hayden Lake, and the official newspaper of said City. PASSES under suspension of rules upon which a roll call vote was taken and duly enacted and Ordinance of the City of Hayden Lake, Kootenai County, Idaho at a convened meeting of the City of Hayden Lake City Council held on the7th day of September 2010. Nancy E. Morris - Mayor ATTEST Lynn M. Hagman - City Clerk/Treasurer Legal 0815 September 13, 2010

ADVERTISEMENT FOR BIDS The City of Post Falls, Idaho, invites you to submit a sealed Bid for CITY WIDE TREE PRUNING AND REMOVAL. Bids will be received at the City Clerk's Office located at 408 N. Spokane Street, Post Falls, Idaho 83854, until Monday, September 27, 2010 at 4:30 p.m. PDT The scope of the work is removal or pruning of public trees. Each tree will be assigned the type of pruning it is to receive or if it is to be removed. The type of pruning will consist of Crown Cleaning and Crown raising (CCCR); Crown Raising only (CR), or Crown Cleaning only (CC). Occasionally additional instructions will be given. All pruning shall be performed in accordance with American National Standards Institute (ANSI) A300 2001 standard practices. All work will be performed under the direct supervision of a certified arborist and will be completed on a work order basis. Bidders must have a valid public works license class C prior to entering into the contract. Bids will be prepared on forms supplied by the City. Bid packets are available at the Parks and Recreation Department, Post Falls City Hall, 408 N. Spokane St., Post Falls, Idaho 83854 or online at www.postfallsidaho.org/legals.html . If you have questions contact Brendan Murphy at (208) 292-2315 or email: bmurphy@postfallsidaho.org . ___________________________ Brendan Murphy, Urban Forester Legal 0816 September 13, 20, 2010

NOTICE OF MINOR SUBDIVISION APPLICATION AND PUBLIC COMMENT PERIOD RE-NOTICE FOR CLARIFICATION IS HEREBY GIVEN of application of a Minor Subdivision, Case No. MIN09-0013, Valhalla Sage, a request by SAGEWIND S. N. HOLDINGS, LP to create three (3) residential lots on approximately 5 acres in the Restricted Residential zone . Lot 1 will be approximately 1.584 acres, Lot 2 will be approximately 1.365 acres and Lot 3 will be approximately 2.136 acres. The subject parcel is located on the north side of Valhalla Road, approximately 3 miles from Kidd Island Road on the west side of Lake Coeur d'Alene.\u2020 The subject parcel is described as Tax #17797 Ex Tax #'s, Tax # 22177 [In Lot 1] in Section 11, Township 49N, Range 04W, B. M. Kootenai County, Idaho. The parcel number is 49N04W-11-0225.\u2020 The public comment period for this application will begin on September 13, 2010 and end on October 12, 2010.\u2020 Submit comments to or request information from the Kootenai County Building and Planning Department located at 451 Government Way, P.O. Box 9000, Coeur d'Alene, Idaho 83816-9000, (208) 446-1070.\u2020 Legal 0818\u2020 September 13, 2010

Notice of Trustee's Sale Idaho Code 45-1506 Today's date: August 23, 2010 File No.: 7023.77258 Sale date and time (local time): December 23, 2010 at 10:00 AM Sale location: in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID 83814 Property address: 708 E. Indiana Avenue Coeur d' Alene, ID 83814 Successor Trustee: Northwest Trustee Services, Inc., an Idaho Corporation P.O. Box 997 Bellevue, WA 98009 (425) 586-1900 Deed of Trust information Original grantor: Thomas H. Forsyth, an unmarried man Original trustee: First American Title Original beneficiary: Mortgage Electronic Registration Systems, Inc. solely as nominee for Fairway Independent Mortgage Corporation Recording date: March 12, 2008 Recorder's instrument number: 2148744000 County: Kootenai Sum owing on the obligation: as of August 23, 2010: $164,166.41 Because of interest, late charges, and other charges that may vary from day to day, the amount due on the day you pay may be greater. Hence, if you pay the amount shown above, an adjustment may be necessary after we receive your check. For further information write or call the Successor Trustee at the address or telephone number provided above. Basis of default: failure to make payments when due. Please take notice that the Successor Trustee will sell at public auction to the highest bidder for certified funds or equivalent the property described above. The property address is identified to comply with IC 60-113 but is not warranted to be correct. The property's legal description is: The East half of Lot 2, and the West half of Lot 3, Block 30, Coeur d'Alene and Kings addition, according to the Plat recorded in the Office of the County Recorder in Book C of Deeds at Page 144, Records of Kootenai County, Idaho. The sale is subject to conditions, rules and procedures as described at the sale and which can be reviewed at www.northwesttrustee.com or USA-Foreclosure.com. The sale is made without representation, warranty or covenant of any kind. (TS# 7023.77258) 1002.167749-FEI Legal 0819 September 13, 20, 27, 2010 October 4, 2010

Notice of Trustee's Sale Idaho Code 45-1506 Today's date: August 27, 2010 File No.: 7090.24158 Sale date and time (local time): December 28, 2010 at 10:00 AM Sale location: in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID 83814 Property address: 8946 N. Torrey Lane Hayden, ID 83835 Successor Trustee: Northwest Trustee Services, Inc., an Idaho Corporation P.O. Box 997 Bellevue, WA 98009 (425) 586-1900 Deed of Trust information Original grantor: James E. Stovern and Jennifer M. Stovern, husband & wife Original trustee: First American Title Original beneficiary: Mortgage Electronic Registration Systems, Inc. solely as nominee for American Brokers Conduit Recording date: June 9, 2006 Recorder's instrument number: 2036606000 County: Kootenai Sum owing on the obligation: as of August 27, 2010: $147,990.26 Because of interest, late charges, and other charges that may vary from day to day, the amount due on the day you pay may be greater. Hence, if you pay the amount shown above, an adjustment may be necessary after we receive your check. For further information write or call the Successor Trustee at the address or telephone number provided above. Basis of default: failure to make payments when due. Please take notice that the Successor Trustee will sell at public auction to the highest bidder for certified funds or equivalent the property described above. The property address is identified to comply with IC 60-113 but is not warranted to be correct. The property's legal description is: Lot 2, Block 2, Broadmoore Estates First Addition, according to the plat recorded in the Office of the County Recorder in Book "I" of Plats at Page 388, Records of Kootenai County, Idaho. The sale is subject to conditions, rules and procedures as described at the sale and which can be reviewed at www.northwesttrustee.com or USA-Foreclosure.com. The sale is made without representation, warranty or covenant of any kind. (TS# 7090.24158) 1002.168150-FEI Legal 0820 September 13, 20, 27, 2010 October 4, 2010

Notice of Trustee's Sale Idaho Code 45-1506 Today's date: August 27, 2010 File No.: 7817.20319 Sale date and time (local time): December 28, 2010 at 10:00 AM Sale location: in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID 83814 Property address: 322 N. Promenade Loop, B203 Post Falls, ID 83854 Successor Trustee: Northwest Trustee Services, Inc., an Idaho Corporation P.O. Box 997 Bellevue, WA 98009 (425) 586-1900 Deed of Trust information Original grantor: Andrea Deaver, an unmarried woman Original trustee: North Idaho Title Original beneficiary: Mortgage Electronic Registration Systems, Inc. solely as nominee for First Hoizon Home Loan Corporation Recording date: May 30, 2007 Recorder's instrument number: 2102263000 County: Kootenai Sum owing on the obligation: as of August 27, 2010: $111,710.92 Because of interest, late charges, and other charges that may vary from day to day, the amount due on the day you pay may be greater. Hence, if you pay the amount shown above, an adjustment may be necessary after we receive your check. For further information write or call the Successor Trustee at the address or telephone number provided above. Basis of default: failure to make payments when due. Please take notice that the Successor Trustee will sell at public auction to the highest bidder for certified funds or equivalent the property described above. The property address is identified to comply with IC 60-113 but is not warranted to be correct. The property's legal description is: Unit 203, Building 2, Promenade Condominiums, according to the plat recorded in Book "J" of Plats at Pages 472 through 472K, records of Kootenai County, Idaho. Together with an undivided interest in the common area as set forth in Condominium Declaration recorded March 28, 2007 as Instrument No. 2090779000. The sale is subject to conditions, rules and procedures as described at the sale and which can be reviewed at www.northwesttrustee.com or USA-Foreclosure.com. The sale is made without representation, warranty or covenant of any kind. (TS# 7817.20319) 1002.168154-FEI Legal 0821 September 13, 20, 27, 2010 October 4, 2010

Notice of Trustee's Sale Idaho Code 45-1506 Today's date: August 23, 2010 File No.: 7023.06035 Sale date and time (local time): January 03, 2011 at 10:00 AM Sale location: in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID 83814 Property address: 1705 E. 2nd Ave. Post Falls, ID 83854 Successor Trustee: Northwest Trustee Services, Inc., an Idaho Corporation P.O. Box 997 Bellevue, WA 98009 (425) 586-1900 Deed of Trust information Original grantor: Steven F. Cain, a single man Original trustee: Pioneer Title Company of Ada County Original beneficiary: Wells Fargo Bank, N.A. Recording date: October 5, 2007 Recorder's instrument number: 2125359000 County: Kootenai Sum owing on the obligation: as of August 23, 2010: $162,027.71 Because of interest, late charges, and other charges that may vary from day to day, the amount due on the day you pay may be greater. Hence, if you pay the amount shown above, an adjustment may be necessary after we receive your check. For further information write or call the Successor Trustee at the address or telephone number provided above. Basis of default: failure to make payments when due. Please take notice that the Successor Trustee will sell at public auction to the highest bidder for certified funds or equivalent the property described above. The property address is identified to comply with IC 60-113 but is not warranted to be correct. The property's legal description is: The East 30 feet of Lot 3 and the West 30 feet of Lot 4, Block 10, Riverview Addition, according to the plat recorded in Book "E" of Deeds, Page 329, records of Kootenai County, State of Idaho. Together with the North 20 feet of vacated 2nd Street, lying between the Southerly extensions of the East and West lines of the above described property. The sale is subject to conditions, rules and procedures as described at the sale and which can be reviewed at www.northwesttrustee.com or USA-Foreclosure.com. The sale is made without representation, warranty or covenant of any kind. (TS# 7023.06035) 1002.132652-FEI Legal 0822 September 13, 20, 27, 2010 October 4, 2010

Notice of Trustee's Sale Idaho Code 45-1506 Today's date: August 18, 2010 File No.: 7037.08430 Sale date and time (local time): January 03, 2011 at 10:00 AM Sale location: in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID 83814 Property address: 8656 W. Larch Street Rathdrum, ID 83858 Successor Trustee: Northwest Trustee Services, Inc., an Idaho Corporation P.O. Box 997 Bellevue, WA 98009 (425) 586-1900 Deed of Trust information Original grantor: Jessica L. Phillips and Robert A. Phillips, wife and husband Original trustee: Fidelity National Title Company Original beneficiary: Mortgage Electronic Registration Systems, Inc. solely as nominee for Freedom Mortgage Corporation Recording date: June 19, 2008 Recorder's instrument number: 2164909000 County: Kootenai Sum owing on the obligation: as of August 18, 2010: $176,930.11 Because of interest, late charges, and other charges that may vary from day to day, the amount due on the day you pay may be greater. Hence, if you pay the amount shown above, an adjustment may be necessary after we receive your check. For further information write or call the Successor Trustee at the address or telephone number provided above. Basis of default: failure to make payments when due. Please take notice that the Successor Trustee will sell at public auction to the highest bidder for certified funds or equivalent the property described above. The property address is identified to comply with IC 60-113 but is not warranted to be correct. The property's legal description is: Lot 9 in Block 5 of Roth First Addition, according to the official plat thereof, filed in Book E of Plats at Page(s) 185 official records of Kootenai County, Idaho. The sale is subject to conditions, rules and procedures as described at the sale and which can be reviewed at www.northwesttrustee.com or USA-Foreclosure.com. The sale is made without representation, warranty or covenant of any kind. (TS# 7037.08430) 1002.168971-FEI Legal 0823 September 13, 20, 27, 2010 October 4, 2010

Notice of Trustee's Sale Idaho Code 45-1506 Today's date: August 10, 2010 File No.: 7777.13287 Sale date and time (local time): December 10, 2010 at 10:00 AM Sale location: in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID 83814 Property address: 3506 N. Pine Hill Place Coeur d' Alene, ID 83815 Successor Trustee: Northwest Trustee Services, Inc., an Idaho Corporation P.O. Box 997 Bellevue, WA 98009 (425) 586-1900 Deed of Trust information Original grantor: Shawn E. James and Patricia L. James, husband and wife and Joan M. Olson, a single woman Original trustee: Lawyers Title Insurance Corporation Original beneficiary: Mortgage Electronic Registration Systems, Inc., solely as nominee for Decision One Mortgage Company, LLC Recording date: February 17, 2006 Recorder's instrument number: 2014363 County: Kootenai Sum owing on the obligation: as of August 10, 2010: $265,821.36 Because of interest, late charges, and other charges that may vary from day to day, the amount due on the day you pay may be greater. Hence, if you pay the amount shown above, an adjustment may be necessary after we receive your check. For further information write or call the Successor Trustee at the address or telephone number provided above. Basis of default: failure to make payments when due. Please take notice that the Successor Trustee will sell at public auction to the highest bidder for certified funds or equivalent the property described above. The property address is identified to comply with IC 60-113 but is not warranted to be correct. The property's legal description is: Lot 3, Block 7, Pine Hills, according to the plat recorded in Book "E" of Plats at Page 218, records of Kootenai County, Idaho. The sale is subject to conditions, rules and procedures as described at the sale and which can be reviewed at www.northwesttrustee.com or USA-Foreclosure.com. The sale is made without representation, warranty or covenant of any kind. (TS# 7777.13287) 1002.166456-FEI Legal 0600 August 23, 30, 2010 September 6, 13, 2010

Notice of Trustee's Sale Idaho Code 45-1506 Today's date: August 23, 2010 File No.: 7023.77278 Sale date and time (local time): January 03, 2011 at 10:00 AM Sale location: in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID 83814 Property address: 7215 N. Joanna Dr. Coeur d' Alene, ID 83815 Successor Trustee: Northwest Trustee Services, Inc., an Idaho Corporation P.O. Box 997 Bellevue, WA 98009 (425) 586-1900 Deed of Trust information Original grantor: Zebulun M. Brown, a married person, as his sole and separate property Original trustee: Kootenai County Title Company Original beneficiary: Mortgage Electronic Registration Systems, Inc. solely as nominee for Mountain West Bank Recording date: April 4, 2008 Recorder's instrument number: 2152707000 County: Kootenai Sum owing on the obligation: as of August 23, 2010: $198,890.04 Because of interest, late charges, and other charges that may vary from day to day, the amount due on the day you pay may be greater. Hence, if you pay the amount shown above, an adjustment may be necessary after we receive your check. For further information write or call the Successor Trustee at the address or telephone number provided above. Basis of default: failure to make payments when due. Please take notice that the Successor Trustee will sell at public auction to the highest bidder for certified funds or equivalent the property described above. The property address is identified to comply with IC 60-113 but is not warranted to be correct. The property's legal description is: Lot 14, Block 4, Sunshine Meadow Seventh Addition, according to the Plat recorded in Book "J" of Plats at Page 192, Records of Kootenai County, Idaho. The sale is subject to conditions, rules and procedures as described at the sale and which can be reviewed at www.northwesttrustee.com or USA-Foreclosure.com. The sale is made without representation, warranty or covenant of any kind. (TS# 7023.77278) 1002.168982-FEI Legal 0824 September 13, 20, 27, 2010 October 4, 2010

Notice of Trustee's Sale Idaho Code 45-1506 Today's date: August 23, 2010 File No.: 7023.77181 Sale date and time (local time): January 04, 2011 at 10:00 AM Sale location: in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID 83814 Property address: 8426 W. Nebraska St. Rathdrum, ID 83858 Successor Trustee: Northwest Trustee Services, Inc., an Idaho Corporation P.O. Box 997 Bellevue, WA 98009 (425) 586-1900 Deed of Trust information Original grantor: Dion W. Holton and Joanetta J. Holton, husband and wife Original trustee: North Idaho Title Original beneficiary: Silver Sierra Mortgage, Inc. Recording date: May 20, 2005 Recorder's instrument number: 1951406 County: Kootenai Sum owing on the obligation: as of August 23, 2010: $144,179.23 Because of interest, late charges, and other charges that may vary from day to day, the amount due on the day you pay may be greater. Hence, if you pay the amount shown above, an adjustment may be necessary after we receive your check. For further information write or call the Successor Trustee at the address or telephone number provided above. Basis of default: failure to make payments when due. Please take notice that the Successor Trustee will sell at public auction to the highest bidder for certified funds or equivalent the property described above. The property address is identified to comply with IC 60-113 but is not warranted to be correct. The property's legal description is: Lot 7 in Block 3 of Prairie Estates to Rathdrum, according to the plat recorded in Book "G" of Plats at Page 149, ET SEQ., records of Kootenai County, Idaho. The sale is subject to conditions, rules and procedures as described at the sale and which can be reviewed at www.northwesttrustee.com or USA-Foreclosure.com. The sale is made without representation, warranty or covenant of any kind. (TS# 7023.77181) 1002.169032-FEI Legal 0825 September 13, 20, 27, 2010 October 4, 2010

Notice of Trustee's Sale Idaho Code 45-1506 Today's date: August 23, 2010 File No.: 7023.07577 Sale date and time (local time): January 04, 2011 at 10:00 AM Sale location: in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID 83814 Property address: 3505 N. Belmont Road Coeur d' Alene, ID 83815 Successor Trustee: Northwest Trustee Services, Inc., an Idaho Corporation P.O. Box 997 Bellevue, WA 98009 (425) 586-1900 Deed of Trust information Original grantor: Stacy R. Hawks, a single person Original trustee: Pioneer Title Company of Ada County Original beneficiary: Wells Fargo Bank, N.A. Recording date: October 19, 2005 Recorder's instrument number: 1989366 County: Kootenai Sum owing on the obligation: as of August 23, 2010: $116,598.99 Because of interest, late charges, and other charges that may vary from day to day, the amount due on the day you pay may be greater. Hence, if you pay the amount shown above, an adjustment may be necessary after we receive your check. For further information write or call the Successor Trustee at the address or telephone number provided above. Basis of default: failure to make payments when due. Please take notice that the Successor Trustee will sell at public auction to the highest bidder for certified funds or equivalent the property described above. The property address is identified to comply with IC 60-113 but is not warranted to be correct. The property's legal description is: Lot 21, Block 2, Queen Anne Estates, according to the plat recorded in Book E of Plats, Page 162, records of Kootenai County, Idaho. The sale is subject to conditions, rules and procedures as described at the sale and which can be reviewed at www.northwesttrustee.com or USA-Foreclosure.com. The sale is made without representation, warranty or covenant of any kind. (TS# 7023.07577) 1002.136153-FEI Legal 0826 September 13, 20, 27, 2010 October 4, 2010

NOTICE OF TRUSTEE'S SALE TS No. 10-0076712 Title Order No. NWT005896 Parcel No. 50N05W091700 The following described property will be sold at public auction to the highest bidder, payable in lawful money of the United States, In the lobby of Pioneer Title Company of Kootenai County located at 100 Wallace Avenue, Coeur d'Alene, ID 83814, on 01/12/2011 at 11:00 am, (recognized local time) for the purpose of foreclosing that certain Deed of Trust recorded 11/05/2003 as Instrument Number 1841149, and executed by STEVEN MCLAUGHLIN AND LAURIE MCLAUGHLIN, HUSBAND AND WIFE, as Grantor(s), in favor of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., as Beneficiary, to RECONTRUST COMPANY, N.A., the Current Trustee of record, covering the following real property located in Kootenai County, state of Idaho: A PART OF THE NORTH HALF OF SECTION 9, TOWNSHIP SO NORTH, RANGE 5 WEST, BOISE MERIDIAN, KOOTENAI COUNTY, IDAHO, MORE PARTICULARLY DESCRIBED AS FOLLOWS: BEGINNING AT A POINT THAT IS ON THE SOUTH LINE OF THE SAID NORTH HALF OF SECTION 9, SAID LINE BEING ESTABLISHED BY THE LINE RUNNING FROM THE WEST QUARTER CORNER AS SHOWN ON THE RECORD OF SURVEY, BOOK 4, PAGE 142, TO THE SOUTHEAST CORNER OF TAX NUMBER 8168, BEING A 3/4 INCH IRON PIPE IN THE CENTER OF A MOUND OF ROCKS AND A 5/8 INCH STEEL ROD RESPECTIVELY, THIS POINT OF BEGINNING, BEING SOUTH 87 DEGREES 55' 40" EAST, 2,879.11 FEET FROM THE WEST QUARTER CORNER ABOVE MENTIONED, AND ALSO BEING THE SOUTHEAST CORNER OF PROPERTY DESCRIBED IN QUITCLAIM DEED TO CORA B. MONTAGUE AND RON MONTAGUE AS RECORDED SEPTEMBER 5, 1984 AS INSTRUMENT NO. 985107; THENCE NORTH 14 DEGREES 22' 00" WEST, 901.53 FEET TO A POINT ON THE SOUTH RIGHT-OF-WAY LINE OF WEST PLEASANT VIEW ROAD; THENCE ALONG THE SOUTHERN RIGHT-OF-WAY LINE OF WEST PLEASANT VIEW ROAD AS FOLLOWS: SOUTH 72 DEGREES 02' 01" EAST, 79.59 FEET; THENCE SOUTH 56 DEGREES 30' 02" EAST, 97.47 FEET; THENCE SOUTH 73 DEGREES 43' 55" EAST, 68.21 FEET; THENCE NORTH 89 DEGREES 58' 25" EAST, 58.09 FEET; THENCE LEAVING THE SAID SOUTHERN RIGHT-OF-WAY AND RUNNING SOUTH 05 DEGREES 34' 33" WEST, 262.59 FEET; THENCE SOUTH 15 DEGREES 55' 59" EAST, 541.89 FEET TO A POINT THAT IS ON THE SAID SOUTH LINE OF THE NORTH HALF OF SECTION 9; THENCE NORTH 87 DEGREES 55' 40" WEST, ALONG THE SAID SOUTH LINE OF THE NORTH HALF OF SECTION 9, 180.23 FEET TO THE PLACE OF BEGINNING. The Trustee has no knowledge of a more particular description of the above referenced real property, but for purpose of compliance with Idaho Code, Section 60-113, the Trustee has been informed that the street address of, 15686 WEST RIVERVIEW DRIVE , POST FALLS, ID 83854 is sometimes associated with said real property. Bidders must be prepared to tender the trustee the full amount of the bid at the sale in the form of cash, or a cashier's check drawn on a state or federally insured savings institution. Said sale will be made without covenant or warranty, express or implied, regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in that certain Deed of Trust. The default for which this sale is to be made is: Failure to pay the monthly payment due 12/01/2009 of principal, interest and impounds and subsequent installments due thereafter; plus late charges, with interest currently accruing at 6.875% per annum; together with all subsequent sums advanced by beneficiary pursuant to the terms and conditions of said Deed of Trust, and any supplemental modifications thereto. The principal balance owing as of this date on said obligation is $108,265.06, plus interest, costs and expenses actually incurred in enforcing the obligations thereunder and in this sale, together with any unpaid and /or accruing real property taxes, and/or assessments, attorneys' fees, Trustees' fees and costs, and any other amount advanced to protect said security, as authorized in the promissory note secured by the aforementioned Deed of Trust. Therefore, the Beneficiary elects to sell, or cause said trust property to be sold, to satisfy said obligation. NOTICE IS HEREBY GIVEN THAT THIS FIRM IS ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE, AND THAT THE DEBT MAY BE DISPUTED. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(a) IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. DATED: 09/01/2010 Name and Address of the Current Trustee is: RECONTRUST COMPANY, N.A. 1800 Tapo Canyon Rd., CA6-914-01-94 SIMI VALLEY, CA 80028-1821 PHONE: (800)281-8219 RECONTRUST COMPANY, N.A. Successor Trustee Tonya Malugen ASAP# 3719573 Legal 0827 September 13, 20, 27, 2010 October 4, 2010

NOTICE OF TRUSTEE'S SALE TS No. 10-0103079 Title Order No. NWT007695 Parcel No. 50N05W260320The following described property will be sold at public auction to the highest bidder, payable in lawful money of the United States, In the lobby of Pioneer Title Company of Kootenai County located at 100 Wallace Avenue, Coeur d'Alene, ID 83814, on 01/12/2011 at 11:00 am, (recognized local time) for the purpose of foreclosing that certain Deed of Trust recorded 07/03/2007 as Instrument Number 2108748000, and executed by HEIDI HAGER-HOLMES, A MARRIED WOMAN, as Grantor(s), in favor of BANK OF AMERICA, N.A., as Beneficiary, to RECONTRUST COMPANY, N.A., the Current Trustee of record, covering the following real property located in Kootenai County, state of Idaho: SEE ATTACHED LEGAL The Trustee has no knowledge of a more particular description of the above referenced real property, but for purpose of compliance with Idaho Code, Section 60-113, the Trustee has been informed that the street address of, 2184 SOUTH BIG BEAR ROAD , COEUR D ALENE, ID 83814 is sometimes associated with said real property. Bidders must be prepared to tender the trustee the full amount of the bid at the sale in the form of cash, or a cashier's check drawn on a state or federally insured savings institution. Said sale will be made without covenant or warranty, express or implied, regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in that certain Deed of Trust. The default for which this sale is to be made is: Failure to pay the monthly payment due 06/01/2009 of principal, interest and impounds and subsequent installments due thereafter; plus late charges, with interest currently accruing at 5.875% per annum; together with all subsequent sums advanced by beneficiary pursuant to the terms and conditions of said Deed of Trust, and any supplemental modifications thereto. The principal balance owing as of this date on said obligation is $447,280.00, plus interest, costs and expenses actually incurred in enforcing the obligations thereunder and in this sale, together with any unpaid and /or accruing real property taxes, and/or assessments, attorneys' fees, Trustees' fees and costs, and any other amount advanced to protect said security, as authorized in the promissory note secured by the aforementioned Deed of Trust. Therefore, the Beneficiary elects to sell, or cause said trust property to be sold, to satisfy said obligation. NOTICE IS HEREBY GIVEN THAT THIS FIRM IS ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE, AND THAT THE DEBT MAY BE DISPUTED. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(a) IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. DATED: 09/01/2010 RECONTRUST COMPANY, N.A. Name and Address of the Current Trustee is: RECONTRUST COMPANY, N.A. 1800 Tapo Canyon Rd., CA6-914-01-94 SIMI VALLEY, CA 80028-1821 Successor Trustee PHONE: (800)281-8219 Tonya Malugen ASAP# 3719575 Legal 0828 September 13, 20, 27, 2010 October 4, 2010

NOTICE OF TRUSTEE'S SALE TS No. 10-0103066 Title Order No. NWT007691 Parcel No. P24640020190 The following described property will be sold at public auction to the highest bidder, payable in lawful money of the United States, In the lobby of Pioneer Title Company of Kootenai County located at 100 Wallace Avenue, Coeur d'Alene, ID 83814, on 01/14/2011 at 11:00 am, (recognized local time) for the purpose of foreclosing that certain Deed of Trust recorded 04/26/2005 as Instrument Number 1945029, and executed by BIJAY SINGH, AN UNMARRIED MAN, as Grantor(s), in favor of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., as Beneficiary, to RECONTRUST COMPANY, N.A., the Current Trustee of record, covering the following real property located in Kootenai County, state of Idaho: LOT 19, BLOCK 2 FIELDSTONE AT PRAIRIE FALLS SECOND ADDITION, ACCORDING TO THE PLAT RECORDED IN BOOK "I" OF PLATS, PAGE 474, RECORDS OF KOOTENAI COUNTY, IDAHO. The Trustee has no knowledge of a more particular description of the above referenced real property, but for purpose of compliance with Idaho Code, Section 60-113, the Trustee has been informed that the street address of, 1033 E WARM SPRINGS AVE , POST FALLS, ID 83854-9729 is sometimes associated with said real property. Bidders must be prepared to tender the trustee the full amount of the bid at the sale in the form of cash, or a cashier's check drawn on a state or federally insured savings institution. Said sale will be made without covenant or warranty, express or implied, regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in that certain Deed of Trust. The default for which this sale is to be made is: Failure to pay the monthly payment due 05/01/2010 of principal, interest and impounds and subsequent installments due thereafter; plus late charges, with interest currently accruing at 6.250% per annum; together with all subsequent sums advanced by beneficiary pursuant to the terms and conditions of said Deed of Trust, and any supplemental modifications thereto. The principal balance owing as of this date on said obligation is $125,079.60, plus interest, costs and expenses actually incurred in enforcing the obligations thereunder and in this sale, together with any unpaid and /or accruing real property taxes, and/or assessments, attorneys' fees, Trustees' fees and costs, and any other amount advanced to protect said security, as authorized in the promissory note secured by the aforementioned Deed of Trust. Therefore, the Beneficiary elects to sell, or cause said trust property to be sold, to satisfy said obligation. NOTICE IS HEREBY GIVEN THAT THIS FIRM IS ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE, AND THAT THE DEBT MAY BE DISPUTED. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(a) IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. DATED: 09/03/2010 Name and Address of the Current Trustee is: RECONTRUST COMPANY, N.A. 1800 Tapo Canyon Rd., CA6-914-01-94 SIMI VALLEY, CA 80028-1821 PHONE: (800)281-8219 RECONTRUST COMPANY, N.A. Successor Trustee /S/ Tonya Malugen ASAP# 3724070 Legal 0829 September 13, 20, 27, 2010 October 4, 2010

NOTICE OF TRUSTEE'S SALE TS No. 10-0104135 Title Order No. NWT007757 Parcel No. 52N03W339175 The following described property will be sold at public auction to the highest bidder, payable in lawful money of the United States, In the lobby of Pioneer Title Company of Kootenai County located at 100 Wallace Avenue, Coeur d'Alene, ID 83814, on 01/11/2011 at 11:00 am, (recognized local time) for the purpose of foreclosing that certain Deed of Trust recorded 07/14/1998 as Instrument Number 1545999, and executed by LYLE D. WALKER, AND JOYCE P. WALKER, HUSBAND AND WIFE, as Grantor(s), in favor of AMERICA'S WHOLESALE LENDER, as Beneficiary, to RECONTRUST COMPANY, N.A., the Current Trustee of record, covering the following real property located in Kootenai County, state of Idaho: ALL THAT PART OF THE SOUTHEAST QUARTER OF THE SOUTHEAST QUARTER OF SECTIONS 33, TOWNSHIP 52 NORTH, RANGE 3 W.B.M., KOOTENAI COUNTY, IDAHO, LYING NORTH OF THE COUNTY ROAD, EXCEPT THE FOLLOWING DESCRIBED PARCEL: COMMENCING AT A POINT WHICH IS 870 FEET WEST AND 317 FEET NORTH OF THE SOUTHEAST CORNER THEREOF, WHICH IS THE TRUE POINT OF BEGINNING; THENCE NORTH 589 FEET; THENCE WEST 450 FEET; THENCE SOUTH 749 FEET; THENCE ALONG THE NORTH LINE OF THE COUNTY ROAD TO THE PLACE OF BEGINNING. The Trustee has no knowledge of a more particular description of the above referenced real property, but for purpose of compliance with Idaho Code, Section 60-113, the Trustee has been informed that the street address of, 14655 N. HAYDEN LAKE ROAD , HAYDEN, ID 83835 is sometimes associated with said real property. Bidders must be prepared to tender the trustee the full amount of the bid at the sale in the form of cash, or a cashier's check drawn on a state or federally insured savings institution. Said sale will be made without covenant or warranty, express or implied, regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in that certain Deed of Trust. The default for which this sale is to be made is: Failure to pay the monthly payment due 04/01/2010 of principal, interest and impounds and subsequent installments due thereafter; plus late charges, with interest currently accruing at 6.875% per annum; together with all subsequent sums advanced by beneficiary pursuant to the terms and conditions of said Deed of Trust, and any supplemental modifications thereto. The principal balance owing as of this date on said obligation is $28,767.66, plus interest, costs and expenses actually incurred in enforcing the obligations thereunder and in this sale, together with any unpaid and /or accruing real property taxes, and/or assessments, attorneys' fees, Trustees' fees and costs, and any other amount advanced to protect said security, as authorized in the promissory note secured by the aforementioned Deed of Trust. Therefore, the Beneficiary elects to sell, or cause said trust property to be sold, to satisfy said obligation. NOTICE IS HEREBY GIVEN THAT THIS FIRM IS ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE, AND THAT THE DEBT MAY BE DISPUTED. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(a) IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. DATED: 09/03/2010 Name and Address of the Current Trustee is: RECONTRUST COMPANY, N.A. 1800 Tapo Canyon Rd., CA6-914-01-94 SIMI VALLEY, CA 80028-1821 PHONE: (800)281-8219 RECONTRUST COMPANY, N.A. Successor Trustee /S/ Tonya Malugen ASAP# 3724065 Legal 0830 September 13, 20, 27, 2010 October 4, 2010

Notice of Trustee's Sale TS#: ID-10-378175-NH On 1/6/2011, at 11:00:00 AM (recognized local time), at the following location in the County of KOOTENAI, State of Idaho: In the lobby of Pioneer Title Company of Kootenai County located at 100 Wallace Avenue, Coeur dAlene, ID 83814, Pioneer Title Company of Ada County dba Pioneer Lender Trustee Services as Trustee , as Trustee on behalf of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. will sell at public auction, to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following real property, situated in the County of KOOTENAI State of Idaho, and described as follows: THE EAST 55 FEET OF LOT 6 AND THE WEST 15 OF LOT 7, FAIRWAY VISTA, ACCORDING TO THE PLAT RECORDED IN BOOK "E" OF PLATS AT PAGE 28, RECORDS OF KOOTENAI COUNTY, IDAHO. The Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Section 60-113 Idaho Code, the Trustee has been informed that the address of 2230 & 2234 WEST FAIRWAY DRIVE, COEUR D ALENE, ID, 83815 now known as 2238 & 2240 W. Fairway Drive Coeur D Alene, ID 83815 is sometimes associated with said real property. Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by MARK D. NISSLEY , AN UNMARRIED MAN as Grantor/Trustor, in which MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., AS NOMINEE FOR HOMECOMINGS FINANCIAL, LLC (F/K/A HOMECOMINGS FINANCIAL NETWORK, INC.) A LIMITED LIABILITY COMPANY, is named as Beneficiary and PIONEER TITLE as Trustee and recorded 12/19/2006 as Instrument No. 2073136000 in book xxx, page xxx, of Official Records in the office of the Recorder of KOOTENAI County, Idaho. Please Note: The above Grantors are named to comply with section 45-1506(4)(A), Idaho Code, No representation is made that they are, or are not, presently responsible for this obligation set forth herein. The Default for which this sale is to be made is the failure to pay when due, under Deed of Trust and Note dated 12/13/2006. The monthly installments of principal, interest, and impounds (if applicable) of $883.20, due per month for the months of 5/1/2010 through 8/18/2010, and all subsequent installments until the date of sale or reinstatement. The principal balance owing as of this date on the obligation secured by said Deed of Trust is $215,512.64 together with interest thereon at the current rate of 3.3750 per cent (%) per annum from 4/1/2010. All delinquent amounts are now due, together with accruing late charges, and interest, unpaid and accruing taxes, assessments, trustee's fees, attorney's fees, and any amounts advanced to protect the security associated with this foreclosure and that the beneficiary elects to sell or cause the trust property to be sold to satisfy said obligation. If the Trustee is unable to convey title for any reason, the successful bidder's sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee, or the Mortgagee's Attorney. Date: 9/7/2010 By: Pioneer Title Company of Ada County dba Pioneer Lender Trustee Services as Trustee , as Trustee Quality Loan Service Corp. of Washington, as Agent 2141 5th Avenue San Diego, CA 92101 Angelica Castillo, Assistant Secretary For Sale Information Call: 714-730-2727 or Login to: www.fidelityasap.com If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holders right's against the real property only. THIS IS AN ATTEMPT TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. ASAP# 3715777 Legal 0831 September 13, 20, 27, 2010 October 4, 2010

LEGAL NOTICE The Board of Trustees of the Consolidated Free Library District dba Kootenai-Shoshone Area Libraries will hold a public hearing on Wednesday, 22 September 2010, 4:45 p.m. at the Pinehurst Library, 107 Main Ave., Pinehurst, Idaho, to discuss raising the maximum amount for overdue materials fines. These fee increases are to reflect the consolidation of the Post Falls Library with Kootenai-Shoshone Area Libraries. Glen Seely Clerk of the Board Kootenai-Shoshone Area Libraries 8385 N. Government Way Hayden, ID 83835-9280 Legal 0839 September 13, 16, 2010

Notice of Trustee's Sale Idaho Code 45-1506 Today's date: August 10, 2010 File No.: 7023.76430 Sale date and time (local time): December 10, 2010 at 10:00 AM Sale location: in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID 83814 Property address: 4487 W. Princetown Lane Coeur d' Alene, ID 83815 Successor Trustee: Northwest Trustee Services, Inc., an Idaho Corporation P.O. Box 997 Bellevue, WA 98009 (425) 586-1900 Deed of Trust information Original grantor: Michael Irwin and Lyndsay Irwin, husband and wife Original trustee: Pioneer Title Company Original beneficiary: Wells Fargo Bank, N.A. Recording date: February 15, 2008 Recorder's instrument number: 2145123000 County: Kootenai Sum owing on the obligation: as of August 10, 2010: $161,167.27 Because of interest, late charges, and other charges that may vary from day to day, the amount due on the day you pay may be greater. Hence, if you pay the amount shown above, an adjustment may be necessary after we receive your check. For further information write or call the Successor Trustee at the address or telephone number provided above. Basis of default: failure to make payments when due. Please take notice that the Successor Trustee will sell at public auction to the highest bidder for certified funds or equivalent the property described above. The property address is identified to comply with IC 60-113 but is not warranted to be correct. The property's legal description is: Lot 37, Block 6, The Landings at Waterford Fourth Addition, according to the plat recorded in Book J of Plats, Page 343, records of Kootenai County, Idaho. The sale is subject to conditions, rules and procedures as described at the sale and which can be reviewed at www.northwesttrustee.com or USA-Foreclosure.com. The sale is made without representation, warranty or covenant of any kind. (TS# 7023.76430) 1002.166464-FEI Legal 0601 August 23, 30, 2010 September 6, 13, 2010

Notice of Trustee's Sale Idaho Code 45-1506 Today's date: August 10, 2010 File No.: 7777.11268 Sale date and time (local time): December 13, 2010 at 10:00 AM Sale location: in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID 83814 Property address: 3207 North Lodgepole Road Coeur d' Alene, ID 83815 Successor Trustee: Northwest Trustee Services, Inc., an Idaho Corporation P.O. Box 997 Bellevue, WA 98009 (425) 586-1900 Deed of Trust information Original grantor: Kenneth E. Lupold and Spouse, Leslie M. Lupold Original trustee: Pioneer Title Co. Original beneficiary: Mortgage Electronic Registration Systems, Inc. solely as nominee for Sebring Capital Corporation Recording date: March 29, 2005 Recorder's instrument number: 1938280 County: Kootenai Sum owing on the obligation: as of August 10, 2010: $177,247.68 Because of interest, late charges, and other charges that may vary from day to day, the amount due on the day you pay may be greater. Hence, if you pay the amount shown above, an adjustment may be necessary after we receive your check. For further information write or call the Successor Trustee at the address or telephone number provided above. Basis of default: failure to make payments when due. Please take notice that the Successor Trustee will sell at public auction to the highest bidder for certified funds or equivalent the property described above. The property address is identified to comply with IC 60-113 but is not warranted to be correct. The property's legal description is: Lot 12, Block 10, Indian Meadows, according to the plat recorded in Book "E" of Plats at Page 130, and certificate of corrected dedication and amendents to Indian Meadows Subdivision, as recorded January 28, 1972 as Instrument No. 595469, records of Kootenai County, Idaho. The sale is subject to conditions, rules and procedures as described at the sale and which can be reviewed at www.northwesttrustee.com or USA-Foreclosure.com. The sale is made without representation, warranty or covenant of any kind. (TS# 7777.11268) 1002.133754-FEI Legal 0602 August 23, 30, 2010 September 6, 13, 2010

Notice of Trustee's Sale Idaho Code 45-1506 Today's date: August 12, 2010 File No.: 7037.08358 Sale date and time (local time): December 13, 2010 at 10:00 AM Sale location: in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID 83814 Property address: 11953 N Eastshore Drive Hayden, ID 83835 Successor Trustee: Northwest Trustee Services, Inc., an Idaho Corporation P.O. Box 997 Bellevue, WA 98009 (425) 586-1900 Deed of Trust information Original grantor: Peter A. Hawk, Melanie B. Hawk, husband and wife Original trustee: Alliance Title and Escrow Corp. Original beneficiary: Mortgage Electronic Registration Systems, Inc. solely as nominee for GN Mortgage, LLC Recording date: May 31, 2005 Recorder's instrument number: 1953249 County: Kootenai Sum owing on the obligation: as of August 12, 2010: $224,722.28 Because of interest, late charges, and other charges that may vary from day to day, the amount due on the day you pay may be greater. Hence, if you pay the amount shown above, an adjustment may be necessary after we receive your check. For further information write or call the Successor Trustee at the address or telephone number provided above. Basis of default: failure to make payments when due. Please take notice that the Successor Trustee will sell at public auction to the highest bidder for certified funds or equivalent the property described above. The property address is identified to comply with IC 60-113 but is not warranted to be correct. The property's legal description is: Lot 4 in Block 36 of Seventh Addition to Avondale on Hayden, according to the official plat thereof, filed in Book E of Plats at Page(s) 248 official records of Kootenai County, Idaho. The sale is subject to conditions, rules and procedures as described at the sale and which can be reviewed at www.northwesttrustee.com or USA-Foreclosure.com. The sale is made without representation, warranty or covenant of any kind. (TS# 7037.08358) 1002.166688-FEI Legal 0603 August 23, 30, 2010 September 6, 13, 2010

NOTICE OF TRUSTEE'S SALE On FRIDAY, DECEMBER 17, 2010, AT THE HOUR OF 11:00 o'clock A.M., local time, of said day, at the front steps of the Kootenai County Courthouse, 501 Government Way, Coeur d'Alene, Idaho, Jonathon D. Hallin, as Successor Trustee, will sell at public auction to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real property, together with fixtures, of the following described real property in Kootenai County, Idaho: PARCEL 1: LOTS 6, 7, 8, 9, 10, 11, 12, 13, 14, 15 AND 16, ULRICH'S BUENA VISTA BEACH, ACCORDING TO THE AMENDED PLAT RECORDED IN BOOK "D" OF PLATS AT PAGE 44, RECORDS OF KOOTENAI COUNTY, IDAHO. EXCEPT A PORTION OF LOTS 15 AND 16 OF THE AMENDED PLAT OF ULRICH'S BUENA VISTA BEACH, KOOTENAI COUNTY, IDAHO, DESCRIBED AS FOLLOWS: BEGINNING AT THE MOST SOUTHERLY CORNER OF LOT 16; THENCE ALONG THE SOUTHWESTERLY LINE NORTH 48 DEGREES 24' WEST, 131.03 FEET; THENCE NORTH 09 DEGREES 09' EAST, 222.85 FEET TO A POINT ON THE SHORE OF LAKE PEND O'REILLE; THENCE ALONG THE SHORE SOUTH 43 DEGREES 28' EAST, 90.0 FEET TO A POINT ON THE EAST LINE OF LOT 16; THENCE ALONG THE EAST LINE SOUTH 00 DEGREES 09' EAST, (RECORD SOUTH) 241.6 FEET TO THE POINT OF BEGINNING. PARCEL 2: THE NORTH HALF OF LOTS 3,4 AND 5, ULRICH'S BUENA VISTA BEACH, ACCORDING TO THE AMENDED PLAT RECORDED IN BOOK "D" OF PLATS AT PAGE 44, RECORDS OF KOOTENAI COUNTY, STATE OF IDAHO. NOW SHOWN AS THE ENTIRE PLAT OF: VISTA BAY VILLAGE CONDOMINIUM, ACCORDING TO THE PLAT RECORDED IN BOOK "K" OF PLATS AT PAGES 179 THROUGH 179L, AND FURTHER DEFINED IN THE MASTER CONDOMINIUM DECLARATION RECORDED SEPTEMBER 16, 2008 AS INSTRUMENT NO. 2177877000, AND ANY AMENDMENTS THERETO, RECORDS OF KOOTENAI COUNTY, IDAHO. TOGETHER WITH ALL OF THE COMMON AND LIMITED COMMON AREAS AS ESTABLISHED BY THE MASTER DECLARATION RECORDED SEPTEMBER 16, 2008 AS INSTRUMENT NO. 2177877000, RECORDS OF KOOTENAI COUNTY, IDAHO. EXCEPTING THEREFROM THE FOLLOWING DESCRIBED PARCEL BY PARTIAL RECONVEYANCE RECORDED JULY 06, 2006, AS INSTRUMENT NO. 2041581000: A PORTION OF LOTS 14, 15 AND 16, AMENDED PLAT OF ULRICHS BUENA VISTA BEACH, ACCORDING TO THE OFFICIAL PLAT ON FILE IN BOOK "D", PAGE 44, BEING A PART OF GOVERNMENT LOT 1, SECTION 2, TOWNSHIP 53 NORTH, RANGE 2 WEST, BOISE MERIDIAN, KOOTENAI COUNTY, IDAHO, MORE PARTICULARLY DESCRIBED AS FOLLOWS: BEGINNING AT THE SOUTHEAST CORNER OF SAID LOT 16; THENCE NORTH 48 DEGREES 24' WEST, 131.03 FEET TO THE TRUE POINT OF BEGINNING; THENCE CONTINUING NORTH 48 DEGREES 24' WEST, 131.03 FEET; THENCE NORTH 14 DEGREES 24' EAST, 222.4 FEET, TO A POINT ON THE HIGH WATER LINE, OF LAKE PEND O'REILLE; THENCE SOUTH 43 DEGREES 28' EAST, 113.4 FEET TO A POINT; THENCE SOUTH 09 DEGREES 09' WEST, 222.85 FEET TO THE POINT OF BEGINNING. TOGETHER WITH THOSE PORTIONS OF THE ABOVE LOTS 14, 15 AND 16, WHICH LIE BETWEEN THE EASTERLY AND WESTERLY LINES OF THE ABOVE PARCEL, WHEN EXTENDED IN A NORTHERLY DIRECTION TO THE SHORE LINE OF LAKE PEND O'REILLE. ALSO EXCEPTING THEREFROM THE FOLLOWING UNITS IN VISTA BAY VILLAGE CONDOMINIUM PLAT; UNITS 18, 19 & 20, TOGETHER WITH THEIR UNDIVIDED INTERESTS IN THE APPURTENANT COMMON AND LIMITED COMMON AREAS, BY PARTIAL RECONVEYANCES RECORDED APRIL 09, 2008 AS INSTRUMENT NO. 2153367000 AND DECEMBER 10, 2008 AS INSTRUMENT NO. 2188791000; UNITS C1l, C12, D2, D6, D7, D12, D13, D18 & D21, TOGETHER WITH THEIR UNDIVIDED INTERESTS IN THE COMMON AND LIMITED COMMON AREAS, BY PARTIAL RECONVEYANCE RECORDED SEPTEMBER 29,2009 AS INSTRUMENT NO. 2234070000; UNIT D3, TOGETHER WITH THE UNDIVIDED INTEREST IN THE COMMON AND LIMITED COMMON AREAS, BY PARTIAL RECONVEYANCE RECORDED MARCH 26, 2010 AS INSTRUMENT NO. 2258653000; UNIT D20, TOGETHER WITH THE UNDIVIDED INTEREST IN THE COMMON AND LIMITED COMMON AREAS, BY PARTIAL RECONVEYANCE RECORDED APRIL 19, 2010 AS INSTRUMENT NO. 2261843000; UNIT C9, TOGETHER WITH THE UNDIVIDED INTEREST IN THE COMMON AND LIMITED COMMON AREAS, BY PARTIAL RECONVEYANCE RECORDED APRIL 19, 2010 AS INSTRUMENT NO. 2261847000; UNIT C15, TOGETHER WITH THE UNDIVIDED INTEREST IN THE COMMON AND LIMITED COMMON AREAS, BY PARTIAL RECONVEYANCE RECORDED JULY 07, 2010 AS INSTRUMENT NO. 2272259000. The Trustee has no knowledge of a more particular description of the above referenced real property for purposes of compliance with Section 60-113 Idaho Code. Said sale will be made without covenant or warranty regarding title, possession or encumbrance to satisfy the obligations secured by and pursuant to the power of sale conferred in the Deed of Trust described as follows: THE EFFECT OF DEED OF TRUST TO SECURE AN INDEBTEDNESS OF $1,500,000.00, DATED JANUARY 27, 2005, RECORDED JANUARY 27, 2005, INSTRUMENT NO. 1926584, OFFICIAL RECORDS. TRUSTOR: Waterford Park Homes, LLC, an Idaho limited liability company TRUSTEE: UPF, Incorporated BENEFICIARY: Washington Trust Bank LOAN NO.: 25964 AFFECTS LEASEHOLDER'S INTEREST EXCEPTING UNITS 18, 19, 20, C9, C11, C12, D2, D3, D6, D7, D12, D13, D18, D20, D21 OF VISTA BAY VILLAGE CONDOMINIUM BRAD L. WILLIAMS, ATTORNEY-AT-LAW, C/O UPF INCORPORATED, A WASHINGTON CORPORATION, WAS SUBSTITUTED AS TRUSTEE UNDER SAID DEED OF TRUST BY INSTRUMENT RECORDED JULY 06, 2006, INSTRUMENT NO. 2041582000, OFFICIAL RECORDS. THE GRANTORS NAMED HEREIN ARE LISTED TO COMPLY WITH SECTION 45-1506 OF THE IDAHO CODE. No representation is made whether or not they are currently responsible for the obligation listed herein. The default for which this sale is to be made is the obligation secured by the Deed of Trust is in default for failure of the obligors to pay the balance due when the loan matured on March 5, 2009. As of June 8, 2010, the outstanding principal balance owing on the obligation secured by the Deed of Trust was $457,119.32, plus accrued interest and late charges in the amount of $103,499.54. Additional interest accrues at the rate of 9.250% per annum or $168.2453053 per day. Grantors must also pay outstanding taxes, interest, penalties, late charges, service charges, appraisal fees, title policy fees, and any other disbursements, costs, fees or expenses incurred or paid by the Beneficiary and/or Trustee associated with this Notice of Default and/or foreclosure as provided by the Deed of Trust, Promissory Note, or by Idaho law. JONATHON D. HALLIN, Attorney at Law, is successor trustee of said Deed of Trust. DATED: August 9, 2010. ____________________________ JONATHON HALLIN, Trustee 601 E. Front Ave., Suite 502, Coeur d'Alene, Idaho 83814 208-667-0517 Legal 0621 August 30, 2010 September 6, 13, 20, 2010

NOTICE OF TRUSTEE'S SALE On FRIDAY, DECEMBER 17, 2010, AT THE HOUR OF 11:00 o'clock A.M., local time, of said day, at the front steps of the Kootenai County Courthouse, 501 Government Way, Coeur d'Alene, Idaho, Jonathon D. Hallin, as Successor Trustee, will sell at public auction to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real property, together with fixtures, of the following described real property in Kootenai County, Idaho: PARCEL 1: LOTS 6, 7, 8, 9, 10, 11, 12, 13, 14, 15 AND 16, ULRICH'S Buena Vista BEACH, ACCORDING TO THE AMENDED PLAT RECORDED IN BOOK "D" OF PLATS AT PAGE 44, RECORDS OF KOOTENAI COUNTY, IDAHO. EXCEPT A PORTION OF LOTS 15 AND 16 OF THE AMENDED PLAT OF ULRICH'S BUENA VISTA BEACH, KOOTENAI COUNTY, IDAHO, DESCRIBED AS FOLLOWS: BEGINNING AT THE MOST SOUTHERLY CORNER OF LOT 16; THENCE ALONG THE SOUTHWESTERLY LINE NORTH 48 DEGREES 24' WEST, 131.03 FEET; THENCE NORTH 09 DEGREES 09' EAST, 222.85 FEET TO A POINT ON THE SHORE OF LAKE PEND O'REILLE; THENCE ALONG THE SHORE SOUTH 43 DEGREES 28' EAST, 90.0 FEET TO A POINT ON THE EAST LINE OF LOT 16; THENCE ALONG THE EAST LINE SOUTH 00 DEGREES 09' EAST, (RECORD SOUTH) 241.6 FEET TO THE POINT OF BEGINNING. PARCEL 2: THE NORTH HALF OF LOTS 3, 4 AND 5, ULRICH'S BUENA VISTA BEACH, ACCORDING TO THE AMENDED PLAT RECORDED IN BOOK "D" OF PLATS AT PAGE 44, RECORDS OF KOOTENAI COUNTY, STATE OF IDAHO. NOW SHOWN AS THE ENTIRE PLAT OF: VISTA BAY VILLAGE CONDOMINIUM, ACCORDING TO THE PLAT RECORDED IN BOOK "K" OF PLATS AT PAGES 179 THROUGH 179L, AND FURTHER DEFINED IN THE MASTER CONDOMINIUM DECLARATION RECORDED SEPTEMBER 16, 2008 AS INSTRUMENT NO. 2177877000, AND ANY AMENDMENTS THERETO, RECORDS OF KOOTENAI COUNTY, IDAHO. TOGETHER WITH ALL OF THE COMMON AND LIMITED COMMON AREAS AS ESTABLISHED BY THE MASTER DECLARATION RECORDED SEPTEMBER 16, 2008 AS INSTRUMENT NO. 2177877000, RECORDS OF KOOTENAI COUNTY, IDAHO. EXCEPTING THEREFROM THE FOLLOWING DESCRIBED PARCEL BY PARTIAL RECONVEYANCE RECORDED JULY 06, 2006, AS INSTRUMENT NO. 2041581000: A PORTION OF LOTS 14, 15 AND 16, AMENDED PLAT OF ULRICHS BUENA VISTA BEACH, ACCORDING TO THE OFFICIAL PLAT ON FILE IN BOOK "D", PAGE 44, BEING A PART OF GOVERNMENT LOT 1, SECTION 2, TOWNSHIP 53 NORTH, RANGE 2 WEST, BOISE MERIDIAN, KOOTENAI COUNTY, IDAHO, MORE PARTICULARLY DESCRIBED AS FOLLOWS: BEGINNING AT THE SOUTHEAST CORNER OF SAID LOT 16; THENCE NORTH 48 DEGREES 24' WEST, 131.03 FEET TO THE TRUE POINT OF BEGINNING; THENCE CONTINUING NORTH 48 DEGREES 24' WEST, 131.03 FEET; THENCE NORTH 14 DEGREES 24' EAST, 222.4 FEET, TO A POINT ON THE HIGH WATER LINE, OF LAKE PEND O'REILLE; THENCE SOUTH 43 DEGREES 28' EAST, 113. 4 FEET TO A POINT; THENCE SOUTH 09 DEGREES 09' WEST, 222.85 FEET TO THE POINT OF BEGINNING. TOGETHER WITH THOSE PORTIONS OF THE ABOVE LOTS 14, 15 AND 16, WHICH LIE BETWEEN THE EASTERLY AND WESTERLY LINES OF THE ABOVE PARCEL, WHEN EXTENDED IN A NORTHERLY DIRECTION TO THE SHORE LINE OF LAKE PEND O'REILLE. ALSO EXCEPTING THEREFROM THE FOLLOWING UNITS IN VISTA BAY VILLAGE CONDOMINIUM PLAT; UNITS 18, 19 & 20, TOGETHER WITH THEIR UNDIVIDED INTERESTS IN THE APPURTENANT COMMON AND LIMITED COMMON AREAS, BY PARTIAL RECONVEYANCES RECORDED APRIL 09, 2008 AS INSTRUMENT NO. 2153367000 AND DECEMBER 10, 2008 AS INSTRUMENT NO. 2188791000; UNITS C11, C12, D2, D6, D7, D12, D13, D18 & D21, TOGETHER WITH THEIR UNDIVIDED INTERESTS IN THE COMMON AND LIMITED COMMON AREAS, BY PARTIAL RECONVEYANCE RECORDED SEPTEMBER 29, 2009 AS INSTRUMENT NO. 2234070000; UNIT D3, TOGETHER WITH THE UNDIVIDED INTEREST IN THE COMMON AND LIMITED COMMON AREAS, BY PARTIAL RECONVEYANCE RECORDED MARCH 26, 2010 AS INSTRUMENT NO. 2258653000; UNIT D20, TOGETHER WITH THE UNDIVIDED INTEREST IN THE COMMON AND LIMITED COMMON AREAS, BY PARTIAL RECONVEYANCE RECORDED APRIL 19, 2010 AS INSTRUMENT NO. 2261843000; UNIT C9, TOGETHER WITH THE UNDIVIDED INTEREST IN THE COMMON AND LIMITED COMMON AREAS, BY PARTIAL RECONVEYANCE RECORDED APRIL 19, 2010 AS INSTRUMENT NO. 2261847000; UNIT C15, TOGETHER WITH THE UNDIVIDED INTEREST IN THE COMMON AND LIMITED COMMON AREAS, BY PARTIAL RECONVEYANCE RECORDED JULY 07, 2010 AS INSTRUMENT NO. 2272259000. The Trustee has no knowledge of a more particular description of the above referenced real property for purposes of compliance with Section 60-113 Idaho Code. Said sale will be made without covenant or warranty regarding title, possession or encumbrance to satisfy the obligations secured by and pursuant to the power of sale conferred in the Deed of Trust described as follows: THE EFFECT OF DEED OF TRUST TO SECURE AN INDEBTEDNESS OF $1,500,000.00, DATED JANUARY 27, 2005, RECORDED JANUARY 27, 2005, INSTRUMENT NO. 1926582, OFFICIAL RECORDS. TRUSTOR: Waterford Park Homes, LLC, an Idaho limited liability company TRUSTEE: UPF, Incorporated BENEFICIARY: Washington Trust Bank LOAN NO.: 25964 EXCEPTING UNITS 18, 19, 20, C9, C11, C12, D2, D3, D6, D7, D12, D13, D18, D20, D21 BRAD L. WILLIAMS, ATTORNEY-AT-LAW, C/O UPF INCORPORATED, A WASHINGTON CORPORATION, WAS SUBSTITUTED AS TRUSTEE UNDER SAID DEED OF TRUST BY INSTRUMENT RECORDED JULY 06, 2006, INSTRUMENT NO. 2041586000, OFFICIAL RECORDS. THE GRANTORS NAMED HEREIN ARE LISTED TO COMPLY WITH SECTION 45-1506 OF THE IDAHO CODE. No representation is made whether or not they are currently responsible for the obligation listed herein. The default for which this sale is to be made is the obligation secured by the Deed of Trust is in default for failure of the obligors to pay the balance due when the loan matured on March 5, 2009. As of June 8, 2010, the outstanding principal balance owing on the obligation secured by the Deed of Trust was $457,119.32, plus accrued interest and late charges in the amount of $103,499.54. Additional interest accrues at the rate of 9.250% per annum or $168.2453053 per day. Grantors must also pay outstanding taxes, interest, penalties, late charges, service charges, appraisal fees, title policy fees, and any other disbursements, costs, fees or expenses incurred or paid by the Beneficiary and/or Trustee associated with this Notice of Default and/or foreclosure as provided by the Deed of Trust, Promissory Note, or by Idaho law. JONATHON D. HALLIN, Attorney at Law, is successor trustee of said Deed of Trust. DATED: August 9, 2010. ____________________________ JONATHON HALLIN, Trustee 601 E. Front Ave., Suite 502, Coeur d'Alene, Idaho 83814 208-667-0517 Legal 0622 August 30, 2010 September 6, 13, 20, 2010