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Legals November. 29, 2010

| November 28, 2010 11:00 PM

Notice of Trustee's Sale Idaho Code 45-1506 Today's date: October 26, 2010 File No.: 7104.11781 Sale date and time (local time): February 25, 2011 at 10:00 AM Sale location: in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID 83814 Property address: 26334 N Ramsey Rd Athol, ID 83801 Successor Trustee: Northwest Trustee Services, Inc., an Idaho Corporation P.O. Box 997 Bellevue, WA 98009 (425) 586-1900 Deed of Trust information Original grantor: James A. Boisseranc, as his separate estate, a married person Original trustee: Alliance Title & Escrow Corporation Original beneficiary: Chase Manhattan Mortgage Corp Recording date: April 2, 2004 Recorder's instrument number: 1867704 County: Kootenai Sum owing on the obligation: as of October 26, 2010: $168,269.67 Because of interest, late charges, and other charges that may vary from day to day, the amount due on the day you pay may be greater. Hence, if you pay the amount shown above, an adjustment may be necessary after we receive your check. For further information write or call the Successor Trustee at the address or telephone number provided above. Basis of default: failure to make payments when due. Please take notice that the Successor Trustee will sell at public auction to the highest bidder for certified funds or equivalent the property described above. The property address is identified to comply with IC 60-113 but is not warranted to be correct. The property's legal description is: A parcel of land situate Section 26, Township 53 North, Range 4 West, Boise Meridian, Kootenai County, Idaho, described as follows: A portion of the Northwest Quarter of said Section 26, shown as Parcel 6 on the Record of Survey thereof, filed at Book 15, Page 52 of Surveys in the office of the recorder, Kootenai County, Idaho, more particularly described as follows: Commencing at the Northwest corner of said Section 26 which is marked by a 2 1/2 inch brass cap at the intersection of Ramsey and Seasons Roads; thence, along the North line of said Section, South 89 degrees 20' 05'' East, 38.00 feet to a point; thence, South 00 degrees 17' 33'' West, 653.24 feet to a 1/2 in rebar on the Easterly right of way line of Ramsey Road, said point marks the True Point of Beginning of the land hereinafter described; thence, South 88 degrees 53' 51'' East, 1320.24 feet to a 1/2 inch rebar and plastic cap; thence, South 00 degrees 53' 55'' West, 330.36 feet to a 1/2 inch rebar and plastic cap; thence North 88 degrees 53' 51'' West, 1316.75 feet to a 1/2 inch rebar and plastic cap which lies on the Easterly right of way line of Ramsey Road; thence, Along said right of way line North 00 degrees 17' 33'' East, 330.39 feet to the True Point of Beginning, (also known as Parcel 6, Four Seasons Estates as shown on Record of Surveys recorded in Book 15 of Surveys, Page 52 and Book 16 of Surveys, Page 200, records of Kootenai County, Idaho.) Except the Westerly 30 feet thereof. The sale is subject to conditions, rules and procedures as described at the sale and which can be reviewed at www.northwesttrustee.com or USA-Foreclosure.com. The sale is made without representation, warranty or covenant of any kind. (TS# 7104.11781) 1002.118183-FEI Legal 1312 November 8, 15, 22, 29, 2010

NOTICE OF TRUSTEE'S SALE: The following described property will be sold at public auction to the highest bidder, payable in lawful money of the United States, in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID, 83814, on March 1, 2011 at 10:00 AM, (recognized local time) for the purpose of foreclosing that certain Deed of Trust recorded 03/19/2008 as 2149929000, and executed by LEE ROY E. STEINER, A SINGLE PERSON, as Grantor(s), in favor of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., as Beneficiary, to RECONTRUST COMPANY, N.A., the Current Trustee of record, covering the following real property located in Kootenai County, State of Idaho. LEGAL DESCRIPTION: A TRACT OF LAND IN THE NORTHEAST QUARTER OF THE SOUTHWEST QUARTER OF SECTION 31, TOWNSHIP 53 NORTH, RANGE 4 WEST, BOISE MERIDIAN, KOOTENAI COUNTY, IDAHO, MORE PARTICULARLY DESCRIBED AS FOLLOWS: COMMENCING AT THE NORTHEAST CORNER OF LOT 14, BLOCK 2, FIRST ADDITION TO LAKEVIEW ADDITION TO LOWER TWIN LAKES; THENCE NORTH 30 FEET TO A POINT; THENCE SOUTH 70 DEGREES 57' WEST 9 FEET TO A POINT IN THE WESTERLY LINE OF AN EXISTING ROAD BEING THE TRUE POINT OF BEGINNING; THENCE CONTINUING SOUTH 70 DEGREES 57' WEST, 91 FEET TOA POINT; THENCE NORTH 34 DEGREES 08' WEST, 102.7 FEET TO A POINT; THENCE NORTH 70 DEGREES 56' EAST, 95 FEET, MORE OR LESS, TO A POINT THAT IS NORTH 27 DEGREES 33' WEST OF THE POINT OF BEGINNING; THENCE SOUTH 27 DEGREES 33' EAST TO THE TRUE POINT OF BEGINNING. The Trustee has no knowledge of a more particular description of the above reference real property, but for purposed of compliance with Idaho Code, Section 60-113, the Trustee has been informed that the street address of, 7533 W RADMER ROAD, Rathdrum, ID, 83858 is sometimes associated with said real property. Bidders must be prepared to tender the trustee the full amount of the bid at the sale in the form of cash, or cashier's check drawn on a state or federally insured savings institution. Said sale will be made without covenant or warranty, express or implied, regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the certain Deed of Trust. The default for which this sale is to be made is: Failure to pay the monthly payment due June 01, 2010 of principal, interest and impounds and subsequent installments due thereafter; plus late charges, with interest currently accruing at 5.875% per annum; together with all subsequent sums advanced by beneficiary pursuant to the terms and conditions of said Deed of Trust, and any supplemental modifications thereto. The principal balance owing as of this date on said obligation is $149,435.28, plus interest, costs and expenses actually incurred in enforcing the obligations thereunder and in this sale, together with any unpaid and/or accruing real property taxes, and/or assessments, attorneys' fees, Trustees' fees and costs, and any other amount advanced to protect said security, as authorized in the promissory note secured by the aforementioned Deed of Trust. Therefore, the Beneficiary elects to sell, or cause said trust property to be sold, to satisfy said obligation. NOTICE IS HEREBY GIVEN THAT THIS FIRM IS ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE, AND THAT THE DEBT MAY BE DISPUTED. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(a) IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. DATED: October 22, 2010, Name and Address of the Current Trustee is: RECONTRUST COMPANY, N.A., 1800 Tapo Canyon Rd., CA6-914-01-94, SIMI VALLEY, CA 80028-1821, PHONE: (800) 281-8219. TS # 10-0136230 FEI #:1006.116991 Legal 1361 November 15, 22, 29, 2010 December 6, 2010

NOTICE OF TRUSTEE'S SALE: The following described property will be sold at public auction to the highest bidder, payable in lawful money of the United States, in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID, 83814, on March 1, 2011 at 10:00 AM, (recognized local time) for the purpose of foreclosing that certain Deed of Trust recorded 01/22/2007 as Instrument Number 2078781000, and executed by BILL VANKOMEN AND JENA VANKOMEN HUSBAND AND WIFE, as Grantor(s), in favor of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., as Beneficiary, to RECONTRUST COMPANY, N.A., the Current Trustee of record, covering the following real property located in Kootenai County, State of Idaho. LOT 4, BLOCK 1, PRAIRIE FALLS SUBDIVISION, ACCORDING TO THE PLAT RECORDED IN BOOK G OF PLATS, PAGE 148, RECORDS OF KOOTENAI COUNTY, STATE OF IDAHO. The Trustee has no knowledge of a more particular description of the above reference real property, but for purposed of compliance with Idaho Code, Section 60-113, the Trustee has been informed that the street address of, 340 EAST SAND WEDGE DRIVE, Post Falls, ID, 83854 is sometimes associated with said real property. Bidders must be prepared to tender the trustee the full amount of the bid at the sale in the form of cash, or cashier's check drawn on a state or federally insured savings institution. Said sale will be made without covenant or warranty, express or implied, regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the certain Deed of Trust. The default for which this sale is to be made is: Failure to pay the monthly payment due June 01, 2010 of principal, interest and impounds and subsequent installments due thereafter; plus late charges, with interest currently accruing at 5.750% per annum; together with all subsequent sums advanced by beneficiary pursuant to the terms and conditions of said Deed of Trust, and any supplemental modifications thereto. The principal balance owing as of this date on said obligation is $178,295.50, plus interest, costs and expenses actually incurred in enforcing the obligations thereunder and in this sale, together with any unpaid and/or accruing real property taxes, and/or assessments, attorneys' fees, Trustees' fees and costs, and any other amount advanced to protect said security, as authorized in the promissory note secured by the aforementioned Deed of Trust. Therefore, the Beneficiary elects to sell, or cause said trust property to be sold, to satisfy said obligation. NOTICE IS HEREBY GIVEN THAT THIS FIRM IS ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE, AND THAT THE DEBT MAY BE DISPUTED. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(a) IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. DATED: October 22, 2010, Name and Address of the Current Trustee is: RECONTRUST COMPANY, N.A., 1800 Tapo Canyon Rd., CA6-914-01-94, SIMI VALLEY, CA 80028-1821, PHONE: (800) 281-8219. TS # 10-0136228 FEI #:1006.116835 Legal 1362 November 15, 22, 29, 2010 December 6, 2010

NOTICE OF TRUSTEE'S SALE: The following described property will be sold at public auction to the highest bidder, payable in lawful money of the United States, in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID, 83814, on March 1, 2011 at 10:00 AM, (recognized local time) for the purpose of foreclosing that certain Deed of Trust recorded 08/30/2007 as Instrument Number 2119088000, and executed by CHARLES A. PALMER, A MARRIED MAN AS HIS SOLE AND SEPARATE PROPERTY, as Grantor(s), in favor of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., as Beneficiary, to RECONTRUST COMPANY, N.A., the Current Trustee of record, covering the following real property located in Kootenai County, State of Idaho. LOT 4, BLOCK 12, O'BRIEN'S SECOND ADDITION, ACCORDING TO THE PLAT RECORDED IN THE OFFICE OF THE COUNTY RECORDER IN BOOK "A" OF PLATS AT PAGE 100, RECORDS OF KOOTENAI COUNTY, IDAHO. The Trustee has no knowledge of a more particular description of the above reference real property, but for purposed of compliance with Idaho Code, Section 60-113, the Trustee has been informed that the street address of 1014 EAST COEUR D'ALENE AVENUE, Coeur D Alene, ID, 83814 is sometimes associated with said real property. Bidders must be prepared to tender the trustee the full amount of the bid at the sale in the form of cash, or cashier's check drawn on a state or federally insured savings institution. Said sale will be made without covenant or warranty, express or implied, regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the certain Deed of Trust. The default for which this sale is to be made is: Failure to pay the monthly payment due July 01, 2010 of principal, interest and impounds and subsequent installments due thereafter; plus late charges, with interest currently accruing at 6.875% per annum; together with all subsequent sums advanced by beneficiary pursuant to the terms and conditions of said Deed of Trust, and any supplemental modifications thereto. The principal balance owing as of this date on said obligation is $182,299.63, plus interest, costs and expenses actually incurred in enforcing the obligations thereunder and in this sale, together with any unpaid and/or accruing real property taxes, and/or assessments, attorneys' fees, Trustees' fees and costs, and any other amount advanced to protect said security, as authorized in the promissory note secured by the aforementioned Deed of Trust. Therefore, the Beneficiary elects to sell, or cause said trust property to be sold, to satisfy said obligation. NOTICE IS HEREBY GIVEN THAT THIS FIRM IS ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE, AND THAT THE DEBT MAY BE DISPUTED. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(a) IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. DATED: October 22, 2010, Name and Address of the Current Trustee is: RECONTRUST COMPANY, N.A., 1800 Tapo Canyon Rd., CA6-914-01-94, SIMI VALLEY, CA 80028-1821, PHONE: (800) 281-8219. TS # 10-0136225 FEI #:1006.116834 Legal 1363 November 15, 22, 29, 2010 December 6, 2010

NOTICE OF TRUSTEE'S SALE: The following described property will be sold at public auction to the highest bidder, payable in lawful money of the United States, in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID, 83814, on March 4, 2011 at 10:00 AM, (recognized local time) for the purpose of foreclosing that certain Deed of Trust recorded 11/09/2007 as Instrument Number 2131124000, and executed by WADE MICHAEL SUTTON, A MARRIED MAN AS HIS SOLE & SEPARATE PROPERTY, as Grantor(s), in favor of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., as Beneficiary, to RECONTRUST COMPANY, N.A., the Current Trustee of record, covering the following real property located in Kootenai County, State of Idaho. LEGAL DESCRIPTION: THE EAST 18 FEET OF LOT 5 AND ALL OF LOT 6, EXCEPT THE EAST 3 FEET IN BLOCK 7 OF SPOKANE ADDITION TO THE TOWN OF COEUR D'ALENE, ACCORDING TO THE OFFICIAL PLAT THEROF, FILED IN BOOK B OF PLATS AT PAGE(S) 134 OFFICIAL RECORDS OF KOOTENAI COUNTY, IDAHO. The Trustee has no knowledge of a more particular description of the above reference real property, but for purposed of compliance with Idaho Code, Section 60-113, the Trustee has been informed that the street address of, 1215 E ST MARIES AVE, Coeur D Alene, ID, 83814 is sometimes associated with said real property. Bidders must be prepared to tender the trustee the full amount of the bid at the sale in the form of cash, or cashier's check drawn on a state or federally insured savings institution. Said sale will be made without covenant or warranty, express or implied, regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the certain Deed of Trust. The default for which this sale is to be made is: Failure to pay the monthly payment due April 01, 2010 of principal, interest and impounds and subsequent installments due thereafter; plus late charges, with interest currently accruing at 6.125% per annum; together with all subsequent sums advanced by beneficiary pursuant to the terms and conditions of said Deed of Trust, and any supplemental modifications thereto. The principal balance owing as of this date on said obligation is $174,296.68, plus interest, costs and expenses actually incurred in enforcing the obligations thereunder and in this sale, together with any unpaid and/or accruing real property taxes, and/or assessments, attorneys' fees, Trustees' fees and costs, and any other amount advanced to protect said security, as authorized in the promissory note secured by the aforementioned Deed of Trust. Therefore, the Beneficiary elects to sell, or cause said trust property to be sold, to satisfy said obligation. NOTICE IS HEREBY GIVEN THAT THIS FIRM IS ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE, AND THAT THE DEBT MAY BE DISPUTED. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(a) IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. DATED: October 25, 2010, Name and Address of the Current Trustee is: RECONTRUST COMPANY, N.A., 1800 Tapo Canyon Rd., CA6-914-01-94, SIMI VALLEY, CA 80028-1821, PHONE: (800) 281-8219. TS # 10-0137240 FEI #:1006.117065 Legal 1364 November 15, 22, 29, 2010 December 6, 2010

Notice of Trustee's Sale Idaho Code 45-1506 Today's date: November 3, 2010 File No.: 7307.23995 Sale date and time (local time): March 4, 2011 at 10:00 AM Sale location: in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID 83814 Property address: 11332 N. Crusader Street Hayden, ID 83835 Successor Trustee: Northwest Trustee Services, Inc., an Idaho Corporation P.O. Box 997 Bellevue, WA 98009 (425) 586-1900 Deed of Trust information Original grantor: Thomas R. Cook and Therese M. Cook, a married couple Original trustee: Pioneer Title Company of Kootenai County Original beneficiary: ABN AMRO Mortgage Group, Inc. Recording date: 08/26/2005 Recorder's instrument number: 1975310 County: Kootenai Sum owing on the obligation: as of November 3, 2010: $138,060.36 Because of interest, late charges, and other charges that may vary from day to day, the amount due on the day you pay may be greater. Hence, if you pay the amount shown above, an adjustment may be necessary after we receive your check. For further information write or call the Successor Trustee at the address or telephone number provided above. Basis of default: failure to make payments when due. Please take notice that the Successor Trustee will sell at public auction to the highest bidder for certified funds or equivalent the property described above. The property address is identified to comply with IC 60-113 but is not warranted to be correct. The property's legal description is: Lot 7, Block 2, Stinson Estates 2nd Addition, according to the official plat thereof, filed in Book "I" of Plats, Page 235, Official Records of Kootenai County, Idaho. The sale is subject to conditions, rules and procedures as described at the sale and which can be reviewed at www.northwesttrustee.com or USA-Foreclosure.com. The sale is made without representation, warranty or covenant of any kind. (TS# 7307.23995) 1002.175949-FEI Legal 1365 November 15, 22, 29, 2010 December 6, 2010

Notice of Trustee's Sale Idaho Code 45-1506 Today's date: November 3, 2010 File No.: 7023.79237 Sale date and time (local time): March 7, 2011 at 10:00 AM Sale location: in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID 83814 Property address: 506 East Lunceford Lane Coeur d' Alene, ID 83815 Successor Trustee: Northwest Trustee Services, Inc., an Idaho Corporation P.O. Box 997 Bellevue, WA 98009 (425) 586-1900 Deed of Trust information Original grantor: Jordan M. Keough and Monica R. Keough, husband and wife Original trustee: Alliance Title & Escrow Corporation Original beneficiary: Mortgage Electronic Registration Systems, Inc. solely as nominee for Idaho Independent Bank Recording date: 04/22/2003 Recorder's instrument number: 1795371 County: Kootenai Sum owing on the obligation: as of November 3, 2010: $50,789.97 Because of interest, late charges, and other charges that may vary from day to day, the amount due on the day you pay may be greater. Hence, if you pay the amount shown above, an adjustment may be necessary after we receive your check. For further information write or call the Successor Trustee at the address or telephone number provided above. Basis of default: failure to make payments when due. Please take notice that the Successor Trustee will sell at public auction to the highest bidder for certified funds or equivalent the property described above. The property address is identified to comply with IC 60-113 but is not warranted to be correct. The property's legal description is: Lot 2 of Alhambra Park, according to the official plat thereof, filed in Book E of Plats at Page(s) 100 Official Records of Kootenai County, Idaho. The sale is subject to conditions, rules and procedures as described at the sale and which can be reviewed at www.northwesttrustee.com or USA-Foreclosure.com. The sale is made without representation, warranty or covenant of any kind. (TS# 7023.79237) 1002.175958-FEI Legal 1366 November 15, 22, 29, 2010 December 6, 2010

Notice of Trustee's Sale Idaho Code 45-1506 Today's date: October 31, 2010 File No.: 7037.70810 Sale date and time (local time): March 07, 2011 at 10:00 AM Sale location: in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID 83814 Property address: 13660 N. Greensferry Road Rathdrum, ID 83858 Successor Trustee: Northwest Trustee Services, Inc., an Idaho Corporation P.O. Box 997 Bellevue, WA 98009 (425) 586-1900 Deed of Trust information Original grantor: Donald W. Fletschinger, a married man Original trustee: First American Title Insurance Company Original beneficiary: Mortgage Electronic Registration Systems, Inc. solely as nominee for American Mortgage Network, Inc. Recording date: June 12, 2007 Recorder's instrument number: 2104541000 County: Kootenai Sum owing on the obligation: as of October 31, 2010: $171,963.75 Because of interest, late charges, and other charges that may vary from day to day, the amount due on the day you pay may be greater. Hence, if you pay the amount shown above, an adjustment may be necessary after we receive your check. For further information write or call the Successor Trustee at the address or telephone number provided above. Basis of default: failure to make payments when due. Please take notice that the Successor Trustee will sell at public auction to the highest bidder for certified funds or equivalent the property described above. The property address is identified to comply with IC 60-113 but is not warranted to be correct. The property's legal description is: A part of the Southwest Quarter of the Northwest Quarter of Section 1, Township 51 North, Range 5 West Boise Meridian, Kootenai County, State of Idaho. Commencing at a point on the South line of said Southwest Quarter of the Northwest Quarter, which point is 405 feet East of the intersection of said South line with the East right of way line of the County Road; thence West 405 feet to said intersection of the said South line with the East right of way line of said County Road; thence North along said East right of way line of the County Road, a distance of 660 feet; thence East, 795 feet; thence Southwesterly in a straight line to the Point of Beginning. Less and Except a tract land being a portion of the Southwest Quarter of the Northwest Quarter of Section 1, Township 51 North, Range 5 West, Boise Meridian, Kootenai County, Idaho and further being a portion of Tax Number 7809 as monumented, fenced and shown on Record of Survey recorded in Book 4, Page 126 and being described metes and bounds as follows: Commencing at a found iron rod and aluminum cap marking the West Quarter corner of Section 1; thence Along the West line of Section 1, North 00 degrees 53' 35" East, a distance of 690.29 feet (660.00-Deed); thence South 89 degrees 49' 40" East, a distance of 18.48 feet to a set iron rod and cap for the Point of Beginning and the Northwest corner of Tax Number 7809; thence South 89 degrees 49' 40" East, along the centerline of a 30.00 foot wide road easement, a distance of 795.01 feet to a found iron rod marking the Northeast corner of Tax Number 7809; thence along the Easterly line of Tax Number 7809, South 30 degrees 44' 49" West, a distance of 357.65 feet to a set iron rod and cap at an existing fence corner; thence along an existing fenceline, North 85 degrees 27' 31" West, a distance of 289.48 feet to a set iron rod and cap at an existing fence corner; thence along a fenceline, North 03 degrees 26' 42" East, a distance of 75.65 feet to a set iron rod and cap; thence North 89 degrees 49' 40" West, a distance of 330.53 feet to a set iron rod and cap; thence North 00 degrees 39' 04" East, a distance of 210.35 feet to the Point of Beginning. The sale is subject to conditions, rules and procedures as described at the sale and which can be reviewed at www.northwesttrustee.com or USA-Foreclosure.com. The sale is made without representation, warranty or covenant of any kind. (TS# 7037.70810) 1002.176069-FEI Legal 1367 November 15, 22, 29, 2010 December 6, 2010

Notice of Trustee's Sale Idaho Code 45-1506 Today's date: November 5, 2010 File No.: 7023.79558 Sale date and time (local time): March 7, 2011 at 10:00 AM Sale location: in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID 83814 Property address: 9210 W. Driftwood Dr. Coeur d' Alene, ID 83814 Successor Trustee: Northwest Trustee Services, Inc., an Idaho Corporation P.O. Box 997 Bellevue, WA 98009 (425) 586-1900 Deed of Trust information Original grantor: Jody J. Barden and Kellie J. Barden, husband and wife Original trustee: Pioneer Title Company of Kootenai County Original beneficiary: Mortgage Electronic Registration Systems, Inc. solely as nominee for Panhandle State Bank Recording date: 08/09/2005 Recorder's instrument number: 1971174 County: Kootenai Sum owing on the obligation: as of November 5, 2010: $289,095.92 Because of interest, late charges, and other charges that may vary from day to day, the amount due on the day you pay may be greater. Hence, if you pay the amount shown above, an adjustment may be necessary after we receive your check. For further information write or call the Successor Trustee at the address or telephone number provided above. Basis of default: failure to make payments when due. Please take notice that the Successor Trustee will sell at public auction to the highest bidder for certified funds or equivalent the property described above. The property address is identified to comply with IC 60-113 but is not warranted to be correct. The property's legal description is: Lot 5, Block 1, Green Ferry Terrace, Kootenai County, State of Idaho, according to the plat recorded in Book "E" of Plats, Page 119. The sale is subject to conditions, rules and procedures as described at the sale and which can be reviewed at www.northwesttrustee.com or USA-Foreclosure.com. The sale is made without representation, warranty or covenant of any kind. (TS# 7023.79558) 1002.176115-FEI Legal 1368 November 15, 22, 29, 2010 December 6, 2010

Notice of Trustee's Sale Idaho Code 45-1506 Today's date: November 2, 2010 File No.: 7023.73710 Sale date and time (local time): March 3, 2011 at 10:00 AM Sale location: in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID 83814 Property address: 1815 W Honeysuckle Avenue Hayden, ID 83835 Successor Trustee: Northwest Trustee Services, Inc., an Idaho Corporation P.O. Box 997 Bellevue, WA 98009 (425) 586-1900 Deed of Trust information Original grantor: Eric D. Draper and Cynthia K. Draper, husband and wife Original trustee: First American Title Company of Idaho Original beneficiary: Mortgage Electronic Registration Systems, Inc. solely as nominee for Mountain West Bank Recording date: 09/16/2008 Recorder's instrument number: 2177855000 County: Kootenai Sum owing on the obligation: as of November 2, 2010: $290,311.34 Because of interest, late charges, and other charges that may vary from day to day, the amount due on the day you pay may be greater. Hence, if you pay the amount shown above, an adjustment may be necessary after we receive your check. For further information write or call the Successor Trustee at the address or telephone number provided above. Basis of default: failure to make payments when due. Please take notice that the Successor Trustee will sell at public auction to the highest bidder for certified funds or equivalent the property described above. The property address is identified to comply with IC 60-113 but is not warranted to be correct. The property's legal description is: Lot 1, Block 1, Draper's Acres, according to the plat recorded in Book K of Plats, Page 69, records of Kootenai County. The sale is subject to conditions, rules and procedures as described at the sale and which can be reviewed at www.northwesttrustee.com or USA-Foreclosure.com. The sale is made without representation, warranty or covenant of any kind. (TS# 7023.73710) 1002.175779-FEI Legal 1369 November 15, 22, 29, 2010 December 6, 2010

Notice of Trustee's Sale Idaho Code 45-1506 Today's date: November 2, 2010 File No.: 7023.79853 Sale date and time (local time): March 4, 2011 at 10:00 AM Sale location: in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID 83814 Property address: 169 North Spencer Street Post Falls, ID 83854 Successor Trustee: Northwest Trustee Services, Inc., an Idaho Corporation P.O. Box 997 Bellevue, WA 98009 (425) 586-1900 Deed of Trust information Original grantor: Michael A. Jaennette a married man as his sole & separate property Original trustee: First American Title Insurance Co Original beneficiary: Mortgage Electronic Registration Systems, Inc., solely as nominee for Idaho Independent Bank Recording date: 06/01/2007 Recorder's instrument number: 2102866000 County: Kootenai Sum owing on the obligation: as of November 2, 2010: $183,912.36 Because of interest, late charges, and other charges that may vary from day to day, the amount due on the day you pay may be greater. Hence, if you pay the amount shown above, an adjustment may be necessary after we receive your check. For further information write or call the Successor Trustee at the address or telephone number provided above. Basis of default: failure to make payments when due. Please take notice that the Successor Trustee will sell at public auction to the highest bidder for certified funds or equivalent the property described above. The property address is identified to comply with IC 60-113 but is not warranted to be correct. The property's legal description is: Lots 22 and 23, Block 1, Pinevilla West, according to the plat recorded in Book "F" of Plats at Page 149, of Kootenai, Idaho. The sale is subject to conditions, rules and procedures as described at the sale and which can be reviewed at www.northwesttrustee.com or USA-Foreclosure.com. The sale is made without representation, warranty or covenant of any kind. (TS# 7023.79853) 1002.175832-FEI Legal 1370 November 15, 22, 29, 2010 December 6, 2010

NOTICE OF TRUSTEE'S SALE: The following described property will be sold at public auction to the highest bidder, payable in lawful money of the United States, in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID, 83814, on February 22, 2011 at 10:00 AM, (recognized local time) for the purpose of foreclosing that certain Deed of Trust recorded 06/07/2007 as Instrument Number 2103767000, and executed by BONNIE DYE, AN UNMARRIED WOMAN, as Grantor(s), in favor of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., as Beneficiary, to RECONTRUST COMPANY, N.A., the Current Trustee of record, covering the following real property located in Kootenai County, State of Idaho. LOT 1, BLOCK 4, MONTROSE THIRD ADDITION, ACCORDING TO THE PLAT THEREOF, RECORDED IN BOOK "I" OF PLATS AT PAGES 376-376E, RECORDS OF KOOTENAI COUNTY, STATE OF IDAHO. The Trustee has no knowledge of a more particular description of the above reference real property, but for purposed of compliance with Idaho Code, Section 60-113, the Trustee has been informed that the street address of, 1299 WILLAMETTE DR, Post Falls, ID, 83854-5498 is sometimes associated with said real property. Bidders must be prepared to tender the trustee the full amount of the bid at the sale in the form of cash, or cashier's check drawn on a state or federally insured savings institution. Said sale will be made without covenant or warranty, express or implied, regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the certain Deed of Trust. The default for which this sale is to be made is: Failure to pay the monthly payment due February 01, 2010 of principal, interest and impounds and subsequent installments due thereafter; plus late charges, with interest currently accruing at 7.375% per annum; together with all subsequent sums advanced by beneficiary pursuant to the terms and conditions of said Deed of Trust, and any supplemental modifications thereto. The principal balance owing as of this date on said obligation is $204,958.19, plus interest, costs and expenses actually incurred in enforcing the obligations thereunder and in this sale, together with any unpaid and/or accruing real property taxes, and/or assessments, attorneys' fees, Trustees' fees and costs, and any other amount advanced to protect said security, as authorized in the promissory note secured by the aforementioned Deed of Trust. Therefore, the Beneficiary elects to sell, or cause said trust property to be sold, to satisfy said obligation. NOTICE IS HEREBY GIVEN THAT THIS FIRM IS ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE, AND THAT THE DEBT MAY BE DISPUTED. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(a) IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. DATED: October 14, 2010 , Name and Address of the Current Trustee is: RECONTRUST COMPANY, N.A., 1800 Tapo Canyon Rd., CA6-914-01-94, SIMI VALLEY, CA 80028-1821, PHONE: (800) 281-8219. TS # 10-0129459 FEI #:1006.115548 Legal 1313 November 8, 15, 22, 29, 2010

Notice of Trustee's Sale Idaho Code 45-1506 Today's date: November 5, 2010 File No.: 7023.77806 Sale date and time (local time): March 7, 2011 at 10:00 AM Sale location: in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID 83814 Property address: 4670 E. Hayden Lake Road Hayden, ID 83835 Successor Trustee: Northwest Trustee Services, Inc., an Idaho Corporation P.O. Box 997 Bellevue, WA 98009 (425) 586-1900 Deed of Trust information Original grantor: James R. Ashby, Jr. and Michelle L. Ashby, husband and wife Original trustee: Kootenai County Title Company, Inc Original beneficiary: Mortgage Electronic Registration Systems, Inc. solely as nominee for American Home Mortgage Recording date: 01/19/2007 Recorder's instrument number: 2078609000 County: Kootenai Sum owing on the obligation: as of November 5, 2010: $285,508.87 Because of interest, late charges, and other charges that may vary from day to day, the amount due on the day you pay may be greater. Hence, if you pay the amount shown above, an adjustment may be necessary after we receive your check. For further information write or call the Successor Trustee at the address or telephone number provided above. Basis of default: failure to make payments when due. Please take notice that the Successor Trustee will sell at public auction to the highest bidder for certified funds or equivalent the property described above. The property address is identified to comply with IC 60-113 but is not warranted to be correct. The property's legal description is: Parcel A: A part of Lot 20, Block 2, of the Hayden Lake Honeysuckle Hills Building Sites, according to the plat recorded in the office of the County Recorder in Book D of Plats at Page 47, Records of Kootenai County, State of Idaho, more particularly described as follows: Beginning at the Northeasterly corner of said Lot 20; thence South 75 degrees 14' West along the Northerly line of said Lot 20, 81 feet to the Northwest corner thereof; thence South 30 degrees 52' 30" East, 93.68 feet; thence South 12 degrees 43' 00" West, 20 feet; thence South 31 degrees 12' 55" East, 25.13 feet; thence South 73 degrees 31' 03" East, 93.13 feet to a point on the Easterly line of said Lot 20; thence North 21 degrees 53' 30" West along said Easterly line, 181.56 feet to the Point of Beginning. Parcel B: A part of Lot 20, Block 2, of the Hayden Lake Honeysuckle Hills Building Sites, according to the plat recorded in the office of the County Recorder in Book D of Plats at Page 47, Records of Kootenai County, State of Idaho, more particularly described as follows: Beginning at the Northwest corner of said Lot 20; thence South 30 degrees 52 1/2' East, 93.68 feet; thence South 12 degrees 53' West, (also of record as South 12 degrees 43' West), 56.36 feet to a point on the West line of said Lot 20; thence North 14 degrees 46' West, along the said West line of Lot 20, 140 feet to the Place of Beginning. Together With: A part of Lot 19, Block 2, of the Hayden Lake Honeysuckle Hills Building Sites, according to the plat recorded in the Office of the County Recorder in Book D of Plats at Page 47, Records of Kootenai County, State of Idaho, more particularly described as follows: Beginning at the Southwest corner of said Lot 19; thence along the South line of said Lot 19 North 75 degrees 47'36" East, 0.56 feet; thence North 19 degrees 01'15" West, 199.34 feet to the Northwesterly line of said Lot 19; thence along said Northwesterly line along a non-tangent curve concave to the North, 1.25 feet, having a radius of 230.00 feet, a central angle of 0 degrees 18' 41", and a long chord bearing South 70 degrees 13' 42" West, 1.25 feet; thence continuing along said Northwesterly line South 75 degrees 21' 27" West, 6.88 feet to the Northwest corner of said Lot 19; thence along the Southwesterly line of said Lot 19, South 21 degrees 11' 07" East, 199.95 feet to the Point of Beginning. The sale is subject to conditions, rules and procedures as described at the sale and which can be reviewed at www.northwesttrustee.com or USA-Foreclosure.com. The sale is made without representation, warranty or covenant of any kind. (TS# 7023.77806) 1002.176113-FEI Legal 1371 November 15, 22, 29, 2010 December 6, 2010

Notice of Trustee's Sale Idaho Code 45-1506 Today's date: November 2, 2010 File No.: 7023.79317 Sale date and time (local time): March 7, 2011 at 10:00 AM Sale location: in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID 83814 Property address: 38151 W. Gossamer Court Hauser, ID 83854 Successor Trustee: Northwest Trustee Services, Inc., an Idaho Corporation P.O. Box 997 Bellevue, WA 98009 (425) 586-1900 Deed of Trust information Original grantor: Glen W. Black, a single person Original trustee: Pioneer Title Company Original beneficiary: Wells Fargo Bank, N.A. Recording date: 08/29/2005 Recorder's instrument number: 1975919 County: Kootenai Sum owing on the obligation: as of November 2, 2010: $237,972.42 Because of interest, late charges, and other charges that may vary from day to day, the amount due on the day you pay may be greater. Hence, if you pay the amount shown above, an adjustment may be necessary after we receive your check. For further information write or call the Successor Trustee at the address or telephone number provided above. Basis of default: failure to make payments when due. Please take notice that the Successor Trustee will sell at public auction to the highest bidder for certified funds or equivalent the property described above. The property address is identified to comply with IC 60-113 but is not warranted to be correct. The property's legal description is: A parcel of land, being a portion of Government Lot 4, located in the Southwest quarter, Section 19, Township 51 North, Range 5 West, Boise Meridian, Kootenai County, Idaho, more particularly described as follows: Commencing at an iron rod monument marking the Southwest corner, said Section 19, from which an iron rod monument marking the Northwest corner, said Government Lot 4, bears North 00 degrees 06' 58" West, a distance of 1322.35 feet, said Southwest corner being the True Point of Beginning for this description; thence North 00 degrees 06' 58" West along the West line of said Government Lot 4, a distance of 487.81 feet; thence North 89 degrees 53' 02" East, a distance of 443.16 feet; thence South 23 degrees 51' 26" East, a distance of 173.19 feet; thence South 22 degrees 10' 38" West, a distance of 172.51 feet; thence South 39 degrees 13' 13" West, a distance of 228.41 feet to a point on the South line of said Government Lot 4; thence North 88 degrees 47' 25" West along said South line, a distance of 302.74 feet to the True Point of Beginning. The sale is subject to conditions, rules and procedures as described at the sale and which can be reviewed at www.northwesttrustee.com or USA-Foreclosure.com. The sale is made without representation, warranty or covenant of any kind. (TS# 7023.79317) 1002.175837-FEI Legal 1372 November 15, 22, 29, 2010 December 6, 2010

Notice of Trustee's Sale Idaho Code 45-1506 Today's date: November 5, 2010 File No.: 7023.79271 Sale date and time (local time): March 7, 2011 at 10:00 AM Sale location: in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID 83814 Property address: 6705 North Gavilan Lane Coeur d' Alene, ID 83815 Successor Trustee: Northwest Trustee Services, Inc., an Idaho Corporation P.O. Box 997 Bellevue, WA 98009 (425) 586-1900 Deed of Trust information Original grantor: Ulrich L. Hertenstein, an unmarried person and Pamela L. Van Winkle, an unmarried person Original trustee: First American Title Original beneficiary: Mortgage Electronic Registration Systems, Inc., solely as nominee for American Brokers Conduit Recording date: 06/08/2007 Recorder's instrument number: 2104063000 County: Kootenai Sum owing on the obligation: as of November 5, 2010: $194,159.46 Because of interest, late charges, and other charges that may vary from day to day, the amount due on the day you pay may be greater. Hence, if you pay the amount shown above, an adjustment may be necessary after we receive your check. For further information write or call the Successor Trustee at the address or telephone number provided above. Basis of default: failure to make payments when due. Please take notice that the Successor Trustee will sell at public auction to the highest bidder for certified funds or equivalent the property described above. The property address is identified to comply with IC 60-113 but is not warranted to be correct. The property's legal description is: Lot 18, Block 5 Hawks Nest, according to the plat recorded in Book J of Plats, Page 418, records of Kootenai County, Idaho. The sale is subject to conditions, rules and procedures as described at the sale and which can be reviewed at www.northwesttrustee.com or USA-Foreclosure.com. The sale is made without representation, warranty or covenant of any kind. (TS# 7023.79271) 1002.176119-FEI Legal 1373 November 15, 22, 29, 2010 December 6, 2010

Notice of Trustee's Sale Idaho Code 45-1506 Today's date: November 5, 2010 File No.: 7023.79715 Sale date and time (local time): March 7, 2011 at 10:00 AM Sale location: in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID 83814 Property address: 14637 N. Reagan Court Rathdrum, ID 83858 Successor Trustee: Northwest Trustee Services, Inc., an Idaho Corporation P.O. Box 997 Bellevue, WA 98009 (425) 586-1900 Deed of Trust information Original grantor: Cheryl Gulledge, a single person Original trustee: Pioneer Title Company of Kootenai County Original beneficiary: Wells Fargo Bank, N.A. Recording date: 12/08/2006 Recorder's instrument number: 2071311000 County: Kootenai Sum owing on the obligation: as of November 5, 2010: $201,893.15 Because of interest, late charges, and other charges that may vary from day to day, the amount due on the day you pay may be greater. Hence, if you pay the amount shown above, an adjustment may be necessary after we receive your check. For further information write or call the Successor Trustee at the address or telephone number provided above. Basis of default: failure to make payments when due. Please take notice that the Successor Trustee will sell at public auction to the highest bidder for certified funds or equivalent the property described above. The property address is identified to comply with IC 60-113 but is not warranted to be correct. The property's legal description is: Lot 5, Block 5, Boekel Ranch, according to the plat recorded in Book "J" of Plats, at Page 231, records of Kootenai County, Idaho. The sale is subject to conditions, rules and procedures as described at the sale and which can be reviewed at www.northwesttrustee.com or USA-Foreclosure.com. The sale is made without representation, warranty or covenant of any kind. (TS# 7023.79715) 1002.176131-FEI Legal 1374 November 15, 22, 29, 2010 December 6, 2010

Notice of Trustee's Sale Idaho Code 45-1506 Today's date: November 1, 2010 File No.: 7023.03520 Sale date and time (local time): March 03, 2011 at 10:00 AM Sale location: in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID 83814 Property address: 2736 West Blueberry Circle Hayden, ID 83835 Successor Trustee: Northwest Trustee Services, Inc., an Idaho Corporation P.O. Box 997 Bellevue, WA 98009 (425) 586-1900 Deed of Trust information Original grantor: Tim A. Huber, a married man as his sole and separate property Original trustee: First American Title Original beneficiary: Mortgage Electronic Registration Systems, Inc. solely as nominee for Sierra Pacific Mortgage Company, Inc. Recording date: October 5, 2007 Recorder's instrument number: 2125449000 County: Kootenai Sum owing on the obligation: as of November 1, 2010: $220,934.62 Because of interest, late charges, and other charges that may vary from day to day, the amount due on the day you pay may be greater. Hence, if you pay the amount shown above, an adjustment may be necessary after we receive your check. For further information write or call the Successor Trustee at the address or telephone number provided above. Basis of default: failure to make payments when due. Please take notice that the Successor Trustee will sell at public auction to the highest bidder for certified funds or equivalent the property described above. The property address is identified to comply with IC 60-113 but is not warranted to be correct. The property's legal description is: Lot 3, Block 1, Strawberry Fields, according to the plat recorded in Book J of Plats, Page 129, records of Kootenai County, Idaho. The sale is subject to conditions, rules and procedures as described at the sale and which can be reviewed at www.northwesttrustee.com or USA-Foreclosure.com. The sale is made without representation, warranty or covenant of any kind. (TS# 7023.03520) 1002.128986-FEI Legal 1375 November 15, 22, 29, 2010 December 6, 2010

NOTICE OF TRUSTEE'S SALE T. S. No.: ID-397331-NH On 3/11/2011 at 11:00:00 AM (recognized local time), at the following location in the County of Kootenai, State of Idaho: In the lobby of Pioneer Title Company of Kootenai County located at 100 Wallace Avenue, Coeur dAlene, ID 83814, Pioneer Title Company of Ada County dba Pioneer Lender Trustee Services as Trustee, as Trustee, on behalf of Mortgage Electronic Registration Systems, Inc. will sell at public auction, to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following real property, situated in the County of Kootenai, State of Idaho, and described as follows: Lot 10, Block 3, Avondale on Hayden, according to the plat recorded in the office of the County recorder in Book "E" of Plats at Page 33, records of Kootenai County, Idaho. The Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Section 60-113 Idaho Code, the Trustee has been informed that the address of 11204 N Strahorn Rd., Hayden, ID 83835 is sometimes associated with said real property. Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by Jarrod P Batchelder, a single man, as Grantor/Trustor, in which Mortgage Electronic Registration Systems, Inc., as nominee for GN Mortgage, LLC a limited liability company, is named as Beneficiary and Alliance Title and Escrow Corp. as Trustee and recorded 7/17/2006, as Instrument No. 2043723000 in book -, page - of Official Records in the office of the Recorder of Kootenai County, Idaho. Please Note: The above Grantors are named to comply with section 45-1506(4)(A), Idaho Code, No representation is made that they are, or are not, presently responsible for this obligation set forth herein. The Default for which this sale is to be made is the failure to pay when due, under Deed of Trust and Note dated 7/11/2006. The monthly installments of principal interest and impounds (if applicable) of $685.09, due per month for the months of 7/1/2010 through 10/22/2010, and all subsequent installments until the date of sale or reinstatement. The principal balance owing as of this date on the obligation secured by said Deed of Trust is $788,003.23 together with interest thereon at the current rate of 2.0000 per cent (%) per annum from 6/1/2010. All delinquent amounts are now due, together with accruing late charges, and interest, unpaid and accruing taxes, assessments, trustee's fees, attorney's fees, and any amounts advanced to protect the security associated with this foreclosure and that the beneficiary elects to sell or cause the trust property to be sold to satisfy said obligation. If the Trustee is unable to convey title for any reason, the successful bidder's sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. Dated: 11/1/2010 By: Pioneer Title Company of Ada County dba Pioneer Lender Trustee Services as Trustee, as Trustee Quality Loan Service Corp. of Washington, as Agent 2141 5th Avenue San Diego, CA 92101 By: Angelica Castillo, Assistant Secretary ***For Sale Information Call: 714-259-7850 or Login to: www.fidelityasap.com If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holder's rights against the real property only. This is an attempt to collect a debt and any information obtained will be used for that purpose. As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. ASAP# 3799591 Legal 1376 November 15, 22, 29, 2010 December 6, 2010

NOTICE OF TRUSTEE'S SALE: The following described property will be sold at public auction to the highest bidder, payable in lawful money of the United States, in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID, 83814, on March 7, 2011 at 10:00:00 AM, (recognized local time) for the purpose of foreclosing that certain Deed of Trust recorded 11/28/2007 as Instrument Number 2133464000, and executed by SUZANNE HAWK, as Grantor(s), in favor of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., as Beneficiary, to RECONTRUST COMPANY, N.A., the Current Trustee of record, covering the following real property located in Kootenai County, State of Idaho. LOT 11, BLOCK 2, HAYDEN LAKE HONEYSUCKLE HILLS BIULDING SITES, ACCORDING TO THE PLAT THEREOF RECORDED IN BOOK "D" OF PLATS AT PAGE 47, RECORDS OF KOOTENAI COUNTY, IDAHO. The Trustee has no knowledge of a more particular description of the above reference real property, but for purposed of compliance with Idaho Code, Section 60-113, the Trustee has been informed that the street address of 4904 E HAYDEN LAKE RD, Hayden Lake, ID, 83835-7113 is sometimes associated with said real property. Bidders must be prepared to tender the trustee the full amount of the bid at the sale in the form of cash, or cashier's check drawn on a state or federally insured savings institution. Said sale will be made without covenant or warranty, express or implied, regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the certain Deed of Trust. The default for which this sale is to be made is: Failure to pay the monthly payment due 07/01/2010 of principal, interest and impounds and subsequent installments due thereafter; plus late charges, with interest currently accruing at 6.750% per annum; together with all subsequent sums advanced by beneficiary pursuant to the terms and conditions of said Deed of Trust, and any supplemental modifications thereto. The principal balance owing as of this date on said obligation is $126,353.29, plus interest, costs and expenses actually incurred in enforcing the obligations thereunder and in this sale, together with any unpaid and/or accruing real property taxes, and/or assessments, attorneys' fees, Trustees' fees and costs, and any other amount advanced to protect said security, as authorized in the promissory note secured by the aforementioned Deed of Trust. Therefore, the Beneficiary elects to sell, or cause said trust property to be sold, to satisfy said obligation. NOTICE IS HEREBY GIVEN THAT THIS FIRM IS ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE, AND THAT THE DEBT MAY BE DISPUTED. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(a) IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. DATED: 10/27/2010, RECONTRUST COMPANY, N.A., Name and Address of the Current Trustee is: RECONTRUST COMPANY, N.A., 1800 Tapo Canyon Rd., CA6-914-01-94, SIMI VALLEY, CA 80028-1821, PHONE: (800) 281-8219. TS # 10-0137239 FEI #:1006.117299 Legal 1407 November 22, 29, 2010 December 6, 13, 2010

NOTICE OF TRUSTEE'S SALE TS No. 7102323 Loan No. 1317080053 Parcel No. H-4950-002-007-0 On 3/4/2011 at the hour of 11:00 AM, of said day at the inside of the building of First American Title located at 1866 N. Lakewood Drive, Coeur d Alene, ID 83814, First American Title Insurance Company, as Trustee, will sell at public auction, to the highest bidder, for cash, cashiers check drawn on a state or national bank, a check drawn by a State or Federal Credit Union, or a check drawn by a State or Federal Savings and Loan Association, Savings Association, or Savings Bank, all payable at the time of sale, the following described real property situated in the County of Kootenai, state of Idaho described as follows, to wit: Lot 7, Block 2, Hayden Terrace, according to the plat recorded in Book "F" of Plats, Page 42, records of Kootenai County, State of Idaho. Commonly known as 9786 N Hillview Dr, Hayden, ID 83835 Said sale will be made without covenant or warranty, express or implied, regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the deed of trust executed by Michael R Smith and Manuela H Smith, Husband and Wife as Grantor, to First American Title Company as Trustee, for the benefit and security of Mortgage Electronic Registration Systems, Inc., as Beneficiary, recorded 8/28/2007 as Instrument No. 2118358000, in book xx, page xx of Mortgage records of Kootenai County, Idaho. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(a), IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONISBLE FOR THIS OBLIGATION. The default for which this sale is to be made is: FAILURE TO PAY THE MONTLY PAYMENT DUE 7/1/2010 OF PRINCIPAL, INTEREST AND IMPOUNDS AND SUBSEQUENT INSTALLMENTS DUE THEREAFTER; PLUS LATE CHARGES; TOGETHER WITH ALL SUBSEQUENT SUMS ADVANCED BY BENEFICIARY PURSUANT TO THE TERMS AND CONDITION OF SAID DEED OF TRUST. The estimated balance owing as of this date on the obligation secured by said deed of trust is $198,157.60, including interest, costs and expenses actually incurred in enforcing the obligation thereunder or in this sale, and trustee's fees and/or reasonable attorney's fees as authorized in the promissory note secured by the aforementioned Deed of Trust. Dated: 11/2/2010 FIRST AMERICAN TITLE INSURANCE COMPANY, Trustee C/O Max Default Services Corporation 43180 Business Park Drive, Suite 202 Temecula, CA 92590 (619)465-8200 DENNIS CANLAS ASAP# 3815472 Legal 1425 November 22, 29, 2010 December 6, 13, 2010

AMENDED NOTICE OF TRUSTEE'S SALE On FRIDAY, MARCH 4, 2011, AT THE HOUR OF 11:00 o'clock A.M., local time, of said day, at the front steps of the Kootenai County Courthouse, 501 Government Way, Coeur d'Alene, Idaho, Jonathon D. Hallin, as Successor Trustee, will sell at public auction to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real property, together with fixtures, of the following described real property in Kootenai County, Idaho: A portion of the Northwest Quarter of the Southeast Quarter of the Southeast Quarter of Section 30, Township 51 North, Range 3 West, Kootenai County, State of Idaho, more particularly described as follows: COMMENCING at the Northwest corner of the Southeast Quarter of the Southeast Quarter of said Section 30; thence South 00822 '33" West, along the West line of said Southeast Quarter of the Southeast Quarter a distance of 296.63 feet to the POINT OF BEGINNING; thence North 37834'39" East, a distance of 69.30 feet; thence South 89838'41" East, a distance of 160.00 feet; thence South 00822'33" West, a distance of 112.00 feet; thence South 89838'41" East, a distance of 160.00 feet; thence South 15804'41" East, 63.24 feet to a point of curvature; thence Through a curve to the right having a radius of 80.79 feet, a length of 79.43 feet, a delta angle of 56819'51", a chord bearing of South 13805'14" West, a chord length of 76.27 feet to a point of tangency; thence South 43805'19" West, a distance of 111.58 feet to a point of curvature; thence Through a curve to the left having a radius of 99.82 feet, a length of 34.68 feet, a delta angle of 19854'16", a chord bearing South 33808'11" West, a chord distance of 34.50 feet to a point of non-tangency; thence North 89838'41" West, a distance of 182.97 feet; thence North 27807'24" West, a distance of 183.32 feet to a point on said West line of the Southeast Quarter of the Southeast Quarter; thence North 00822'33" East, along said West line a distance of 140.49 feet to the POINT OF BEGINNING. The Trustee has no knowledge of a more particular description of the above referenced real property for purposes of compliance with Section 60-113 Idaho Code. Said sale will be made without covenant or warranty regarding title, possession or encumbrance to satisfy the obligations secured by and pursuant to the power of sale conferred in the Deed of Trust described as follows: A Deed of Trust to secure an indebtedness of $401,600.00, and any other amounts as therein provided, payable under the terms, conditions, provisions and stipulations thereof. Dated: December 12, 2001 Grantor: Marvin Erickson and Sharon N. Erickson, husband and wife Trustee: Pioneer Title Company of Kootenai County Beneficiary: Washington Trust Bank Recorded: December 19, 2001 Instrument No.: 1710399 THE GRANTORS NAMED HEREIN ARE LISTED TO COMPLY WITH SECTION 45-1506 OF THE IDAHO CODE. No representation is made whether or not they are currently responsible for the obligation listed herein. The default for which this sale is to be made is that the Grantors have breached paragraph 18 of the Deed of Trust. As a result, the Beneficiary has given notice and accelerated the unpaid balance of the underlying obligation. As of October 20, 2010, the outstanding principal balance owing on the obligation secured by the Deed of Trust was $345,223.06 plus accrued interest and late charges in the amount of $2,459.68. Additional interest accrues at the rate of 5.67000% per annum or $29.97 per day. Grantors must also pay outstanding taxes, interest, penalties, late charges, service charges, appraisal fees, title policy fees, and any other disbursements, costs, fees or expenses incurred or paid by the Beneficiary and/or Trustee associated with this Notice of Default and/or foreclosure as provided by the Deed of Trust, Promissory Note, or by Idaho law. JONATHON D. HALLIN, Attorney at Law, is successor trustee of said Deed of Trust. DATED: November 17th, 2010. ____________________________ JONATHON HALLIN, Trustee 601 E. Front Ave., Suite 502, Coeur d'Alene, Idaho 83814 208-667-0517 LEGAL 1349 November 22, 29, 2010 December 6, 13, 2010

Notice of Re-Scheduled Trustee's Sale Idaho Code 45-1506A Today's date: November 9, 2010 File No.: 7023.74661 Sale date and time (local time): January 03, 2011 at 10:00 AM Sale location: in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID 83814 Property address: 4895 W. Highland Drive Coeur d' Alene, ID 83814 Successor Trustee: Northwest Trustee Services, Inc., an Idaho Corporation P.O. Box 997 Bellevue, WA 98009 (425) 586-1900 Deed of Trust information Original grantor: Bradley A. Gunn and Sandra M. Gunn, husband and wife Original trustee: Pioneer Title Company Original beneficiary: Wells Fargo Bank, N.A. Recording date: June 5, 2006 Recorder's instrument number: 2035290000 County: Kootenai Sum owing on the obligation: as of November 9, 2010: $391,808.51 Because of interest, late charges, and other charges that may vary from day to day, the amount due on the day you pay may be greater. Hence, if you pay the amount shown above, an adjustment may be necessary after we receive your check. For further information write or call the Successor Trustee at the address or telephone number provided above. Basis of default: failure to make payments when due. Please take notice that the Successor Trustee will sell at public auction to the highest bidder for certified funds or equivalent the property described above. The property address is identified to comply with IC 60-113 but is not warranted to be correct. The property's legal description is: Parcel 1: A tract of land in the Southeast quarter of the Southeast quarter of Section 8, Township 50 North, Range 4 West, Boise Meridian, Kootenai County, State of Idaho, described as follows: Beginning at the Southeast corner of said Section 8; thence West, 140 feet which is the True Point of Beginning; thence North, 287.5 feet; thence West, 320 feet; thence South, 287.5 feet to the South line of said Section; thence East, 320 feet to the Point of Beginning. Parcel 2: A tract of land in the Northeast quarter of the Northeast quarter of Section 17, Township 50 North, Range 4 West, Boise Meridian, Kootenai County, State of Idaho, described as follows: Beginning at a point 510 feet West of the Northeast corner of said Section 17; thence South to the County Road; thence East along said road, 100 feet to the Point of Beginning; thence North, 110 feet; thence West, 50 feet; thence North to the North line of Section 17; thence East, 320 feet to a point 140 feet West of the East line of Section 17; thence South to the North line of a County Road; thence West to the Point of Beginning. Parcel 3: A tract of land in the Southeast quarter of the Southeast quarter of Section 8, Township 50 North, Range 4 West, Boise Meridian, Kootenai County, State of Idaho, described as follows: Beginning 140 feet West and 287.5 feet North of the Southeast corner of said Section 8; thence West, 320 feet; thence South, 287.5 feet to the South line of said Section; thence West, 50 feet; thence North 487.5 feet; thence East, 370 feet; thence South 200 feet to the Point of Beginning. Parcel 4: A tract of land in the Northeast quarter of the Northeast quarter of Section 17, Township 50 North, Range 4 West, Boise Meridian, Kootenai County, State of Idaho, described as follows: Beginning at a point 510 feet West of the Northeast corner of said Section 17; thence South to the County Road; thence East along said road 100 feet; thence North, 110 feet; thence West, 50 feet; thence North to the North line of Section 17; thence West, 50 feet to the Point of Beginning. Except any portion lying within the County Road right of way. The sale is subject to conditions, rules and procedures as described at the sale and which can be reviewed at www.northwesttrustee.com or USA-Foreclosure.com. The sale is made without representation, warranty or covenant of any kind. (TS# 7023.74661) 1002.159868-FEI Legal 1428 November 22, 29, 2010 December 6, 2010

NOTICE OF TRUSTEE'S SALE: The following described property will be sold at public auction to the highest bidder, payable in lawful money of the United States, in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID, 83814, on February 22, 2011 at 10:00 AM, (recognized local time) for the purpose of foreclosing that certain Deed of Trust recorded 01/18/2007 as Instrument Number 2078413000, and executed by JENA C MILLER, AND WILLIAM J MILLER, WIFE AND HUSBAND, as Grantor(s), in favor of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., as Beneficiary, to RECONTRUST COMPANY, N.A., the Current Trustee of record, covering the following real property located in Kootenai County, State of Idaho. LOT 3, BLOCK 5, COLUMBUS PARK ADDITION, ACCORDING TO THE PLAT RECORDED IN THE OFFICE OF THE COUNTY RECORDER IN BOOK B AT PAGE 117, RECORDS OF KOOTENAI COUNTY, IDAHO. The Trustee has no knowledge of a more particular description of the above reference real property, but for purposed of compliance with Idaho Code, Section 60-113, the Trustee has been informed that the street address of, 1065 N. A. STREET, Coeur D' Alene, ID, 83814-2255 is sometimes associated with said real property. Bidders must be prepared to tender the trustee the full amount of the bid at the sale in the form of cash, or cashier's check drawn on a state or federally insured savings institution. Said sale will be made without covenant or warranty, express or implied, regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the certain Deed of Trust. The default for which this sale is to be made is: Failure to pay the monthly payment due June 01, 2010 of principal, interest and impounds and subsequent installments due thereafter; plus late charges, with interest currently accruing at 9.200% per annum; together with all subsequent sums advanced by beneficiary pursuant to the terms and conditions of said Deed of Trust, and any supplemental modifications thereto. The principal balance owing as of this date on said obligation is $175,053.16, plus interest, costs and expenses actually incurred in enforcing the obligations thereunder and in this sale, together with any unpaid and/or accruing real property taxes, and/or assessments, attorneys' fees, Trustees' fees and costs, and any other amount advanced to protect said security, as authorized in the promissory note secured by the aforementioned Deed of Trust. Therefore, the Beneficiary elects to sell, or cause said trust property to be sold, to satisfy said obligation. NOTICE IS HEREBY GIVEN THAT THIS FIRM IS ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE, AND THAT THE DEBT MAY BE DISPUTED. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(a) IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. DATED: October 13, 2010 , Name and Address of the Current Trustee is: RECONTRUST COMPANY, N.A., 1800 Tapo Canyon Rd., CA6-914-01-94, SIMI VALLEY, CA 80028-1821, PHONE: (800) 281-8219. TS # 10-0119033 FEI #:1006.115378 Legal 1314 November 8, 15, 22, 29, 2010

NOTICE OF TRUSTEE'S SALE On FRIDAY, MARCH 11, 2011, AT THE HOUR OF 11:00 o'clock A.M., local time, of said day, at the front steps of the Kootenai County Courthouse, 501 Government Way, Coeur d'Alene, Idaho, Jonathon D. Hallin, as Successor Trustee, will sell at public auction to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real property, together with fixtures, of the following described real property in Kootenai County, Idaho: Lot 11, Block 4, FOREST HEIGHTS, according to the plat recorded in the office of the County Recorder in Book "B" of Plats, Page 82, records of Kootenai County, Idaho. Note: The address of the subject property is described as follows: 1016 & 1018 N. D Street, Coeur d'Alene, Idaho 83814 The Trustee has no knowledge of a more particular description of the above referenced real property for purposes of compliance with Section 60-113 Idaho Code. Said sale will be made without covenant or warranty regarding title, possession or encumbrance to satisfy the obligations secured by and pursuant to the power of sale conferred in the Deed of Trust described as follows: A DEED OF TRUST TO SECURE AN INDEBTEDNESS OF $184,000.00, AND ANY OTHER AMOUNTS AS THEREIN PROVIDED, PAYABLE UNDER THE TERMS, CONDITIONS, PROVISIONS AND STIPULATIONS THEREOF: DATED: November 19, 2008 GRANTOR: Lindsay J. Diemert, an unmarried person TRUSTEE: Kootenai County Title Company BENEFICIARY: Mountain West Bank RECORDED: November 26, 2008 INSTRUMENT NO.: 2187265000 THE GRANTORS NAMED HEREIN ARE LISTED TO COMPLY WITH SECTION 45-1506 OF THE IDAHO CODE. No representation is made whether or not they are currently responsible for the obligation listed herein. The default for which this sale is to be made is the obligation secured by the Deed of Trust is in default for failure of the obligors to pay the monthly payment when due for the month of August 2010. As of October 7, 2010, the outstanding principal balance owing on the obligation secured by the Deed of Trust was $180,496.27, plus accrued interest and late charges in the amount of $2,259.51. Additional interest accrues at the rate of 6.500000% per annum or $31.47354 per day. Grantors must also pay outstanding taxes, interest, penalties, late charges, service charges, appraisal fees, title policy fees, and any other disbursements, costs, fees or expenses incurred or paid by the Beneficiary and/or Trustee associated with this Notice of Default and/or foreclosure as provided by the Deed of Trust, Promissory Note, or by Idaho law. JONATHON D. HALLIN, Attorney at Law, is successor trustee of said Deed of Trust. DATE: November 2, 2010 ____________________________ JONATHON HALLIN, Trustee 601 E. Front Ave., Suite 502, Coeur d'Alene, Idaho 83814 208-667-0517 Legal 1429 November 29, 2010 December 6, 13, 20, 2010

NOTICE OF TRUSTEE'S SALE On FRIDAY, MARCH 11, 2011, AT THE HOUR OF 11:10 o'clock A.M., local time, of said day, at the front steps of the Kootenai County Courthouse, 501 Government Way, Coeur d'Alene, Idaho, Jonathon D. Hallin, as Successor Trustee, will sell at public auction to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real property, together with fixtures, of the following described real property in Kootenai County, Idaho: Lot 12, Block 4, FOREST HEIGHTS, according to the plat recorded in the office of the County Recorder in Book "B" of Plats, Page 82, records of Kootenai County, Idaho. Note: The address of the subject property is described as follows: 1020 & 1022 N. D Street, Coeur d'Alene, Idaho 83814 The Trustee has no knowledge of a more particular description of the above referenced real property for purposes of compliance with Section 60-113 Idaho Code. Said sale will be made without covenant or warranty regarding title, possession or encumbrance to satisfy the obligations secured by and pursuant to the power of sale conferred in the Deed of Trust described as follows: A DEED OF TRUST TO SECURE AN INDEBTEDNESS OF $154,000.00, AND ANY OTHER AMOUNTS AS THEREIN PROVIDED, PAYABLE UNDER THE TERMS, CONDITIONS, PROVISIONS AND STIPULATIONS THEREOF: DATED: November 19, 2008 GRANTOR: Lindsay J. Diemert, an unmarried person TRUSTEE: Kootenai County Title Company BENEFICIARY: Mountain West Bank RECORDED: November 26, 2008 INSTRUMENT NO.: 2187267000 THE GRANTORS NAMED HEREIN ARE LISTED TO COMPLY WITH SECTION 45-1506 OF THE IDAHO CODE. No representation is made whether or not they are currently responsible for the obligation listed herein. The default for which this sale is to be made is the obligation secured by the Deed of Trust is in default for failure of the obligors to pay the monthly payment when due for the month of August 2010. As of October 7, 2010, the outstanding principal balance owing on the obligation secured by the Deed of Trust was $151,067.70, plus accrued interest and late charges in the amount of $1,891.10. Additional interest accrues at the rate of 6.500000% per annum or $26.34193 per day. Grantors must also pay outstanding taxes, interest, penalties, late charges, service charges, appraisal fees, title policy fees, and any other disbursements, costs, fees or expenses incurred or paid by the Beneficiary and/or Trustee associated with this Notice of Default and/or foreclosure as provided by the Deed of Trust, Promissory Note, or by Idaho law. JONATHON D. HALLIN, Attorney at Law, is successor trustee of said Deed of Trust. DATED: November 2, 2010 ____________________________ JONATHON HALLIN, Trustee 601 E. Front Ave., Suite 502, Coeur d'Alene, Idaho 83814 208-667-0517 Legal 1430 November 29, 2010 December 6, 13, 20, 2010

NOTICE OF TRUSTEE'S SALE Trustee's Sale No. 02-FMB-73404 NOTICE IS HEREBY GIVEN that, PIONEER TITLE OF ADA COUNTY DBA PIONEER LENDER TRUSTEE SERVICES, LLC, the duly appointed Successor Trustee, will on March 11, 2011, at the hour of 10:00 AM, of said day, FRONT ENTRANCE OF THE KOOTENAI COUNTY COURTHOUSE, 324 WEST GARDEN AVENUE, COEUR D'ALENE, ID, sell at public auction to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real and personal property (hereafter referred to collectively as the "Property"), situated in the County of KOOTENAI, State of Idaho, to-wit: The Southwest Quarter of the Northwest Quarter of Section 34, Township 54 North, Range 2 West, Boise Meridian, Kootenai County, State of Idaho. EXCEPT a tract conveyed to H.R. Anderson by deed recorded in Book 159 Deeds, Page 457, described as: COMMENCING at a point on the South line of said Southwest Quarter of the Northwest Quarter of Section 34, which said point is identified as being the point of intersection of the East line of Forestry Road commonly known and referred to as Cape Horn Lookout Road, with said South line of the Southwest Quarter of the Northwest Quarter, which point is approximately 45 rods Easterly from the Southwest corner of said Southwest Quarter of the Northwest Quarter; thence North along the East line of said road a distance of 200 feet; thence East parallel to the South line of said Southwest Quarter, 200 feet to the South line of said Southwest Quarter; thence West along said South line 200 feet to BEGINNING. ALSO EXCEPTING THEREFROM the property conveyed in the following deeds recorded on March 24, 1961 in Book 185, page 182 of Deeds, November 26, 1962 in Book 207 of Deeds, April 27, 1966 as Instrument No. 485389, May 24, 1966 as Instrument No. 487108, May 24, 1966 as Instrument No. 487109, April 12, 1968 as Instrument No. 527848, July 18, 1969 as Instrument No. 549975, December 17, 1970 as Instrument No. 574018, April 16, 1971 as Instrument No. 579445, November 30, 1971 as Instrument No. 592629, February 8, 1972 as Instrument No. 596053, May 5, 1972 as Instrument No. 601169, September 21, 1976 as Instrument No. 710965, October 8, 1976 as Instrument No. 748098. The Trustee has no knowledge of a more particular description of the above-referenced Property but, for purposes of compliance with Section 60-113 of Idaho Code, the Trustee has been informed that the address of 34560 NORTH LYVEL AVENUE , BAYVIEW, ID 83803, is sometimes associated with said real property. Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by NANCY C. HUGHES, AN UNMARRIED WOMAN, as Grantor, to CHICAGO TITLE INSURANCE COMPANY, as Trustee, for the benefit and security of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. AS NOMINEE FOR ITS SUCCESSORS AND ASSIGNS, as Beneficiary, dated 1/12/2007, recorded 2/7/2007, under Instrument No. 2081832000, rerecorded under Auditor's/Recorder's No. 2271159000, Mortgage records of KOOTENAI County, IDAHO, the beneficial interest in which is presently held by OneWest Bank, FSB. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506{4)(A), IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. The default for which is sale is made is the failure to pay when due under the Deed of Trust Note dated 1/12/2007, THE MONTHLY PAYMENT WHICH BECAME DUE ON 12/1/2008 AND ALL SUBSEQUENT MONTHLY PAYMENTS, PLUS LATE CHARGES AND OTHER COSTS AND FEES AS SET FORTH. Amount due as of November 4, 2010 Delinquent Payments from December 01, 2008 15 payments at $1,430.72 each $ 21,460.80 9 payments at $ 1,478.87 each $ 13,309.83 (12-01-08 through 11-04-10) Late Charges: $ 1,339.06 Beneficiary Advances: $ 1,269.00 Suspense Credit: $ 0.00 TOTAL: $ 37,378.69 All delinquencies are now due, together with unpaid and accruing taxes, assessments, trustee's fees, attorney's fees, costs and advances made to protect the security associated with this foreclosure. The principal balance is $207,000.00, together with interest thereon at 6.750% per annum from 11/1/2008 to 3/1/2010, 6.750% per annum from 3/1/2010, until paid. The Beneficiary elects to sell or cause the trust property to be sold to satisfy said obligation. Anyone having any objection to the sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the same. DATED: 11/4/2010. PIONEER TITLE OF ADA COUNTY DBA PIONEER LENDER TRUSTEE SERVICES, LLC Trustee By: Kara Lansberry, Assistant Trustee Officer c/o REGIONAL TRUSTEE SERVICES CORPORATION 616 1st Avenue, Suite 500 Seattle, WA 98104 Phone: (206) 340-2550 Sale Information: http://www.rtrustee.com ASAP# 3816051 Legal 1431 November 22, 29, 2010 December 6, 13, 2010

Notice of Trustee's Sale Idaho Code 45-1506 Today's date: October 11, 2010 File No.: 7037.09904 Sale date and time (local time): February 10, 2011 at 10:00 AM Sale location: in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID 83814 Property address: 2602 N. Cool Water Drive Post Falls, ID 83854 Successor Trustee: Northwest Trustee Services, Inc., an Idaho Corporation P.O. Box 997 Bellevue, WA 98009 (425) 586-1900 Deed of Trust information Original grantor: Brian A. Chamberlain, a married man, as his sole and separate property Original trustee: Alliance Title Original beneficiary: JPMorgan Chase Bank, N.A. Recording date: October 14, 2008 Recorder's instrument number: 2181724000 County: Kootenai Sum owing on the obligation: as of October 11, 2010: $171,368.17 Because of interest, late charges, and other charges that may vary from day to day, the amount due on the day you pay may be greater. Hence, if you pay the amount shown above, an adjustment may be necessary after we receive your check. For further information write or call the Successor Trustee at the address or telephone number provided above. Basis of default: failure to make payments when due. Please take notice that the Successor Trustee will sell at public auction to the highest bidder for certified funds or equivalent the property described above. The property address is identified to comply with IC 60-113 but is not warranted to be correct. The property's legal description is: Lot 16, in Block 3 of Fieldstone at Prairie Falls Third Addition, according to the official plat thereof, filed in Book J of Plats at Page 92 official records of Kootenai County, Idaho. The sale is subject to conditions, rules and procedures as described at the sale and which can be reviewed at www.northwesttrustee.com or USA-Foreclosure.com. The sale is made without representation, warranty or covenant of any kind. (TS# 7037.09904) 1002.173813-FEI Legal 1438 November 29, 2010 December 6, 13, 20, 2010

Notice of Trustee's Sale Idaho Code 45-1506 Today's date: November 16, 2010 File No.: 7174.21942 Sale date and time (local time): March 17, 2011 at 10:00 AM Sale location: in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID 83814 Property address: 2760 N Cochise St Post Falls, ID 83854 Successor Trustee: Northwest Trustee Services, Inc., an Idaho Corporation P.O. Box 997 Bellevue, WA 98009 (425) 586-1900 Deed of Trust information Original grantor: Heidi O'Donnell, an unmarried woman Original trustee: North Idaho Title Original beneficiary: Mortgage Electronic Registration Systems, Inc. solely as nominee for GreenPoint Mortgage Funding, Inc. Recording date: 09/23/2005 Recorder's instrument number: 1982846 County: Kootenai Sum owing on the obligation: as of November 16, 2010: $161,619.15 Because of interest, late charges, and other charges that may vary from day to day, the amount due on the day you pay may be greater. Hence, if you pay the amount shown above, an adjustment may be necessary after we receive your check. For further information write or call the Successor Trustee at the address or telephone number provided above. Basis of default: failure to make payments when due. Please take notice that the Successor Trustee will sell at public auction to the highest bidder for certified funds or equivalent the property described above. The property address is identified to comply with IC 60-113 but is not warranted to be correct. The property's legal description is: Lot 7, Block 3, Treaty Rock Estates Second Addition "Shenandoah" according to the plat recording in the Office of the County Recorder in Book "I" of Plats at Page 86, Records of Kootenai County, Idaho. The sale is subject to conditions, rules and procedures as described at the sale and which can be reviewed at www.northwesttrustee.com or USA-Foreclosure.com. The sale is made without representation, warranty or covenant of any kind. (TS# 7174.21942) 1002.177058-FEI Legal 1442 November 29, 2010 December 6, 13, 20, 2010

Notice of Trustee's Sale Idaho Code 45-1506 Today's date: November 16, 2010 File No.: 7307.23966 Sale date and time (local time): March 17, 2011 at 10:00 AM Sale location: in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID 83814 Property address: 2083 N. Luke Lane Post Falls, ID 83854 Successor Trustee: Northwest Trustee Services, Inc., an Idaho Corporation P.O. Box 997 Bellevue, WA 98009 (425) 586-1900 Deed of Trust information Original grantor: Lance W. Paules Jr and Angela M. Paules, husband and wife Original trustee: First American Title Insurance Company Original beneficiary: ABN AMRO Mortgage Group, Inc. Recording date: 05/02/2007 Recorder's instrument number: 2097467000 County: Kootenai Sum owing on the obligation: as of November 16, 2010: $203,416.31 Because of interest, late charges, and other charges that may vary from day to day, the amount due on the day you pay may be greater. Hence, if you pay the amount shown above, an adjustment may be necessary after we receive your check. For further information write or call the Successor Trustee at the address or telephone number provided above. Basis of default: failure to make payments when due. Please take notice that the Successor Trustee will sell at public auction to the highest bidder for certified funds or equivalent the property described above. The property address is identified to comply with IC 60-113 but is not warranted to be correct. The property's legal description is: Lot 1, Block 3, Horsehaven Place, according to the plat recorded in the Office of the County Recorder in Book J of Plats at Page 193 thru 193d, Records of Kootenai County, Idaho. The sale is subject to conditions, rules and procedures as described at the sale and which can be reviewed at www.northwesttrustee.com or USA-Foreclosure.com. The sale is made without representation, warranty or covenant of any kind. (TS# 7307.23966) 1002.177086-FEI Legal 1443 November 29, 2010 December 6, 13, 20, 2010

Notice of Trustee's Sale Idaho Code 45-1506 Today's date: November 17, 2010 File No.: 7023.71340 Sale date and time (local time): March 18, 2011 at 10:00 AM Sale location: in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID 83814 Property address: 6977 W Hertitage Street #A and #B, aka #1 and #2 Rathdrum, ID 83858 Successor Trustee: Northwest Trustee Services, Inc., an Idaho Corporation P.O. Box 997 Bellevue, WA 98009 (425) 586-1900 Deed of Trust information Original grantor: Connie Fisher, a single person Original trustee: Pioneer Title Company of Ada County Original beneficiary: Wells Fargo Bank, N.A. Recording date: 01/30/2008 Recorder's instrument number: 2142295000 County: Kootenai Sum owing on the obligation: as of November 17, 2010: $240,227.72 Because of interest, late charges, and other charges that may vary from day to day, the amount due on the day you pay may be greater. Hence, if you pay the amount shown above, an adjustment may be necessary after we receive your check. For further information write or call the Successor Trustee at the address or telephone number provided above. Basis of default: failure to make payments when due. Please take notice that the Successor Trustee will sell at public auction to the highest bidder for certified funds or equivalent the property described above. The property address is identified to comply with IC 60-113 but is not warranted to be correct. The property's legal description is: Lot 8, Block 4, Westwood Villa, Kootenai County, State of Idaho, according to the plat recorded in Book "F" of Plats, Page 50. The sale is subject to conditions, rules and procedures as described at the sale and which can be reviewed at www.northwesttrustee.com or USA-Foreclosure.com. The sale is made without representation, warranty or covenant of any kind. (TS# 7023.71340) 1002.148064-FEI Legal 1444 November 29, 2010 December 6, 13, 20, 2010

Notice of Trustee's Sale Idaho Code 45-1506 Today's date: November 15, 2010 File No.: 7023.79247 Sale date and time (local time): March 18, 2011 at 10:00 AM Sale location: in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID 83814 Property address: 8824 East Challenge Road Hayden, ID 83835 Successor Trustee: Northwest Trustee Services, Inc., an Idaho Corporation P.O. Box 997 Bellevue, WA 98009 (425) 586-1900 Deed of Trust information Original grantor: Michael D. Threadgill and Heidi K. Threadgill, husband and wife Original trustee: Pioneer Title Company Original beneficiary: Wells Fargo Bank, N.A. Recording date: 03/10/2008 Recorder's instrument number: 2148331000 County: Kootenai Sum owing on the obligation: as of November 15, 2010: $335,326.03 Because of interest, late charges, and other charges that may vary from day to day, the amount due on the day you pay may be greater. Hence, if you pay the amount shown above, an adjustment may be necessary after we receive your check. For further information write or call the Successor Trustee at the address or telephone number provided above. Basis of default: failure to make payments when due. Please take notice that the Successor Trustee will sell at public auction to the highest bidder for certified funds or equivalent the property described above. The property address is identified to comply with IC 60-113 but is not warranted to be correct. The property's legal description is: Lot 2, Hayden Overlook Estates, according to a short plat thereof, recorded in Book "I" of Plats, Page 93, and Amended Hayden Overlook Estates recorded in Book "I," Page 395 and 395A, records of Kootenai County, Idaho. The sale is subject to conditions, rules and procedures as described at the sale and which can be reviewed at www.northwesttrustee.com or USA-Foreclosure.com. The sale is made without representation, warranty or covenant of any kind. (TS# 7023.79247) 1002.177010-FEI Legal 1445 November 29, 2010 December 6, 13, 20, 2010

Notice of Trustee's Sale Idaho Code 45-1506 Today's date: November 17, 2010 File No.: 7301.26429 Sale date and time (local time): March 18, 2011 at 10:00 AM Sale location: in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID 83814 Property address: 28569 N. Ramsey Road Athol, ID 83801 Successor Trustee: Northwest Trustee Services, Inc., an Idaho Corporation P.O. Box 997 Bellevue, WA 98009 (425) 586-1900 Deed of Trust information Original grantor: Danny E. Cowperthwaite and Susan Cowperthwaite, husband and wife Original trustee: Janet Rinaldl Original beneficiary: Mortgage Electronic Registration Systems, Inc. solely as nominee for Carnegie Mortgage LLC Recording date: 07/28/2008 Recorder's instrument number: 2170468000 County: Kootenai Sum owing on the obligation: as of November 17, 2010: $451,381.74 Because of interest, late charges, and other charges that may vary from day to day, the amount due on the day you pay may be greater. Hence, if you pay the amount shown above, an adjustment may be necessary after we receive your check. For further information write or call the Successor Trustee at the address or telephone number provided above. Basis of default: failure to make payments when due. Please take notice that the Successor Trustee will sell at public auction to the highest bidder for certified funds or equivalent the property described above. The property address is identified to comply with IC 60-113 but is not warranted to be correct. The property's legal description is: The North half of the North half of the Southeast quarter of the Southeast quarter of Section 15, Township 53 North, Range 4 West, Boise Meridian, Kootenai County, Idaho. The sale is subject to conditions, rules and procedures as described at the sale and which can be reviewed at www.northwesttrustee.com or USA-Foreclosure.com. The sale is made without representation, warranty or covenant of any kind. (TS# 7301.26429) 1002.177219-FEI Legal 1446 November 29, 2010 December 6, 13, 20, 2010

Notice of Trustee's Sale Idaho Code 45-1506 Today's date: November 17, 2010 File No.: 7090.23805 Sale date and time (local time): March 18, 2011 at 10:00 AM Sale location: in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID 83814 Property address: 17577 North Ramsey Road fka 17555 North Ramsey Road Rathdrum, ID 83858 Successor Trustee: Northwest Trustee Services, Inc., an Idaho Corporation P.O. Box 997 Bellevue, WA 98009 (425) 586-1900 Deed of Trust information Original grantor: Dale R. Broadsword and Debbie L. Broadsword, husband and wife, as joint tenants Original trustee: First American Title Company Original beneficiary: Option One Mortgage Corporation, a California corporation Recording date: 12/12/1996 Recorder's instrument number: 1472848 County: Kootenai Sum owing on the obligation: as of November 17, 2010: $108,536.88 Because of interest, late charges, and other charges that may vary from day to day, the amount due on the day you pay may be greater. Hence, if you pay the amount shown above, an adjustment may be necessary after we receive your check. For further information write or call the Successor Trustee at the address or telephone number provided above. Basis of default: failure to make payments when due. Please take notice that the Successor Trustee will sell at public auction to the highest bidder for certified funds or equivalent the property described above. The property address is identified to comply with IC 60-113 but is not warranted to be correct. The property's legal description is: Tract A and Lot 78, Panhandle Village, according to the plat recorded in Book 'E' of Plats, Page 87, records of Kootenai County, Idaho. Less and except the portion conveyed to Lakes Highway District by Right of Way Deed recorded July 19, 2001 as Instrument No. 1687500 described as follows: A strip of land, 5 feet in width, for roadway purposes situated in the Northeast Quarter of the Section 27, Township 52 North, Range 4 West, Boise Meridian, Kootenai County, Idaho, said strip of land being the Easterly 5 feet of Tract A of Panhandle Village (Book E of Plats, Page 87, records of Kootenai County, Idaho.) The sale is subject to conditions, rules and procedures as described at the sale and which can be reviewed at www.northwesttrustee.com or USA-Foreclosure.com. The sale is made without representation, warranty or covenant of any kind. (TS# 7090.23805) 1002.177231-FEI Legal 1447 November 29, 2010 December 6, 13, 20, 2010

Notice of Trustee's Sale TS #: ID-09-328608-TD C n 3/1/2011, at 11:00:00 AM (recognized local time), at the following location in the County of KOOTENAI, State of Idaho: In the lobby of Pioneer Title Company of Kootenai County located at 100 Wallace Avenue, Coeur d'Alene, ID 83814, Pioneer Lender Trustee Services LLC an Idaho limited liability company, as Trustee by Quality Loan Services, as Attorney in Fact, as Trustee on behalf of JPMorgan Chase Bank, National Association will sell at public auction, to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following real property, situated in the County of KOOTENAI State of Idaho, and described as follows: LOT 15, BLOCK 1, MEADOWLAND ACRES, ACCORRDING TO THE PLAT RECORDED IN BOOK "G" OF PLATS AT PAGE 402, RECORDS OF KOOTENAI COUNTY, IDAHO. The Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Section 60-113 Idaho Code, the Trustee has been informed that the address of 10302 W GALLOP LN , POST FALLS, ID 83854 is sometimes associated with said real property. Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by THOMAS B DORR AND ROBBIE J DORR , HUSBAND AND WIFE as Grantor/Trustor, in which MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., AS NOMINEE FOR AMERICAN MORTGAGE NETWORK, INC., is named as Beneficiary and FIRST AMERICAN TITLE INSURANCE COMPANY as Trustee and recorded 10/7/20015 as Instrument No. 1986920 in book xxx, page xxx, of Official Records in the office of the Recorder of KOOTENAI County, Idaho. Please Note: The above Grantors are named to comply with section 45-1506(4)(A), Idaho Code, No representation is made that they are, or are not, presently responsible for this obligation set forth herein. The Default for which this sale is to be made is the failure to pay when due, under Deed of Trust and Note dated 9/29/2005. The monthly installments of principal, interest, and impounds (if applicable) of $2,122.89, due per month for the months of 3/1/2009 through 10/7/2010, and all subsequent installments until the date of sale or reinstatement. The principal balance owing as of this date on the obligation secured by said Deed of Trust is $291,753.09 together with interest thereon sit the current rate of 6.0000 per cent (%) per annum from 2/1/2009. All delinquent amounts are now due, together with accruing late charges, and interest, unpaid and accruing taxes, assessments, trustee's fees, attorney's fees, and any amounts advanced to protect the security associated with this foreclosure and that the beneficiary elects to sell or cause the trust property to be sold to satisfy said obligation. If the Trustee is unable to convey title for any reason, the successful bidder's sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee, or the Mortgagee's Attorney. Date: 10/25/2010 By: Pioneer Lender Trustee Services, LLC an Idaho limited liability company, as Trustee by Quality Loan Services, as Attorney in Fact, as Trustee Quality Loan Service Corp. of Washington, as Agent 2141 5th Avenue San Diego, CA 92101 Angelica Castillo, Assistant Secretary For Sale Information Call: 714-730-2727 or Login to: www.fidelityasap.com If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holders right's against the real property only. THIS IS AN ATTEMPT TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. ASAP# 3788365 Legal 1315 November 8, 15, 22, 29, 2010

NOTICE OF APPLICATION Pursuant to Section 58-104(g) and 58-1301, et seq., Idaho Code (The Lake Protection Act) and the rules of the State Board of Land Commissioners, notice is hereby given that William Caleb Pillsbury of 27895 S. Highway 3 Cataldo, ID 83810 has made application to place 220 cubic yards of riprap material and 230 cubic yards of sand-gravel as a filter gradation along 900 lineal feet of shoreline for bank stabilization with placement of willow/dogwood cuttings entire length of project at 5 feet spacing. Located on Coeur d'Alene River adjacent to: Parcel Number 48N01W067900; Government Lot 8, Section 6, Township 48 North, Range 1 West; Boise Meridian: Kootenai County. Written objections to or requests for hearing in this matter must be on file with the Idaho Department of Lands, 3258 W. Industrial Loop-Coeur d'Alene, ID 83815 within thirty (30) days after the first appearance of this notice. Specific information regarding this application may be obtained from Carl Washburn Specialist, Navigable Water/Submerged Lands Leasing at the above address or by calling (208) 769-1577. /S/ MICHAEL R. DENNEY, Area Supervisor Idaho Department of Lands Legal 1449 November 22, 29, 2010

NOTICE OF HEARING ON NAME CHANGE A Petition to change the name of Sheryl Lynn Gormley born 8-21-1956 in Post Falls, Idaho residing at 1005 E. Teton, CDA, has been filed in Kootenai County District Court, Idaho. The name will change to Sheryl Lynn Pulis because social security has me in the system wrong. The petitioner's father has died and the names and addresses of his closest blood relatives are: James D. Neal 299 Junction Ave, Livermore CA. The petitioner's mother is living and her address is 299 Junction Ave, Livermore, CA. A hearing on the petition is scheduled for 1:30 o'clock p.m. on December 27, 2010, at the County Courthouse. Objections may be filed by any person who can show the court a good reason against the name change. Date: 11-19-2010. By:_________________________ Deputy Clerk Legal 1457 November 29, 2010 December 6, 13, 20, 2010

NOTICE OF ADVERTISEMENT FOR BIDS The Board of Trustees of Coeur d'Alene School District 271 will be accepting sealed bids at the office of the Clerk of the Board located at the District Administration Center at 311 North 10th Street, Coeur d'Alene, Idaho 83814, on or before December 13, 2010, until the hour of 10:00 a.m. of said day for: MULTIPLE COMPARTMENT WALK-IN REFRIGERATED STORAGE UNIT FOR THE NUTRITION SERVICES DEPARTMENT Bids will be opened at the District Administration Center at 10:00 a.m. on said date. All interested individuals are welcome to attend. Bid response forms, bidder's instructions and specifications are available to interested bidders at the District Administration Center. All bids shall be presented or otherwise delivered to the Clerk of the Board under sealed envelope with the concise statement, "SEALED BID - WALK-IN REFRIGERATOR" marked on the out\u00A8side. Bids will not be accepted via facsimile or e-mail. Any bid re\u00A8ceived after the hour of 10:00 a.m. on December 13, 2010, will not be considered. The right is reserved to reject any or all bids for any reason whatsoever. Dated this 29th day of November, 2010. ____________________________Lynn Towne, Clerk of the Board Coeur d'Alene School District 271 Legal 1471 November 29, 2010 December 6, 2010

LEGAL NOTICE PAYMENT OF ASSESSMENTS Dalton Gardens Irrigation District Assessments are due Dec. 20, 2010, and are payable without penalty as follows: first half, due December 20, 2010. The second half due June 20, 2011 and will become delinquent at five o'clock p.m. on the 20th day of December 2010 and on the 20th day of June 2011. Payments may be made directly during office hours Monday and Tuesday 8:30 am to 12:30 p.m. or for your convenience there is a drop box on the South main Entrance of Dalton City Hall or you can mail payments to 6360 Nth 4th Street Dalton Gardens, ID. 83815. Legal 1472 November 29, 2010 December 6, 2010

MARY W. CUSACK WALLACE & CUSACK, P.A. Attorneys at Law 2370 N. Merritt Creek Loop, Suite 1 Coeur d'Alene, ID 83814 (208) 667-2264 (208) 667-2419 FAX ISB #5332 IN THE DISTRICT COURT OF THE FIRST JUDICIAL DISTRICT OF THE STATE OF IDAHO, IN AND FOR THE COUNTY OF KOOTENAI PROBATE CASE NO. CV10-9992 NOTICE TO CREDITORS IN THE MATTER OF THE ESTATE OF BONNIE E. ANDERSON, Deceased. NOTICE IS HEREBY GIVEN that the undersigned has been appointed Personal Representative of the above-named Decedent. All persons having claims against the Decedent or the estate is required to present their claims within FOUR (4) MONTHS after the date of the first publication of this Notice to Creditors, or said claims will be forever barred. Claims must be presented to the undersigned at the address indicated and filed with the Clerk of the Court. DATED this 22nd day of November, 2010. ____________________________ CAROL A. LIEBERMAN C/O MARY W. CUSACK WALLACE & CUSACK, P.A. ATTORNEYS AT LAW 2370 N. MERRITT CREEK LOOP, SUITE 1 COEUR D'ALENE, ID 83814 Legal 1473 November 29, 2010 December 6, 13, 2010

NOTICE OF TRUSTEE'S SALE TS No. 09-0185867 Title Order No. 090886524IDGNO Parcel No. C27000020060 The following described property will be sold at public auction to the highest bidder, payable in lawful money of the United States, In the lobby of Pioneer Title Company of Kootenai County located at 100 Wallace Avenue, Coeur d'Alene, ID 83814, on 04/01/2011 at 11:00 am, (recognized local time) for the purpose of foreclosing that certain Deed of Trust recorded 06/01/2006 as Instrument Number 2034885000, and executed by MATTHEW HENSLEY, AN UNMARRIED MAN, as Grantor(s), in favor of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., as Beneficiary, to RECONTRUST COMPANY, N.A., the Current Trustee of record, covering the following real property located in Kootenai County, state of Idaho: LOT 6, BLOCK 2, FAIRWAY ESTATES ADDITION, ACCORDING TO THE PLAT RECORDED IN BOOK "E" OF PLATS AT PAGE 103, RECORDS OF KOOTENAI COUNTY, IDAHO. The Trustee has no knowledge of a more particular description of the above referenced real property, but for purpose of compliance with Idaho Code, Section 60-113, the Trustee has been informed that the street address of, 2837 W FAIRWAY PL , COEUR D ALENE, ID 83815-8052 is sometimes associated with said real property. Bidders must be prepared to tender the trustee the full amount of the bid at the sale in the form of cash, or a cashier's check drawn on a state or federally insured savings institution. Said sale will be made without covenant or warranty, express or implied, regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in that certain Deed of Trust. The default for which this sale is to be made is: Failure to pay the monthly payment due 02/01/2010 of principal, interest and impounds and subsequent installments due thereafter; plus late charges, with interest currently accruing at 6.875% per annum; together with all subsequent sums advanced by beneficiary pursuant to the terms and conditions of said Deed of Trust, and any supplemental modifications thereto. The principal balance owing as of this date on said obligation is $166,443.92, plus interest, costs and expenses actually incurred in enforcing the obligations thereunder and in this sale, together with any unpaid and /or accruing real property taxes, and/or assessments, attorneys' fees, Trustees' fees and costs, and any other amount advanced to protect said security, as authorized in the promissory note secured by the aforementioned Deed of Trust. Therefore, the Beneficiary elects to sell, or cause said trust property to be sold, to satisfy said obligation. NOTICE IS HEREBY GIVEN THAT THIS FIRM IS ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE, AND THAT THE DEBT MAY BE DISPUTED. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(a) IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. DATED: 11/16/2010 Name and Address of the Current Trustee is: RECONTRUST COMPANY, N.A. 1800 Tapo Canyon Rd., CA6-914-01-94 SIMI VALLEY, CA 80028-1821 PHONE: (800) 281-8219 RECONTRUST COMPANY, N.A. Successor Trustee /S/ Melody Dewald ASAP# FNMA3818662 Legal 1474 November 29, 2010 December 6, 13, 20, 2010

NOTICE OF TRUSTEE'S SALE TS No. 10-0080324 Title Order No. NWT006072 Parcel No. PJ3100010190 The following described property will be sold at public auction to the highest bidder, payable in lawful money of the United States, In the lobby of Pioneer Title Company of Kootenai County located at 100 Wallace Avenue, Coeur d'Alene, ID 83814, on 04/01/2011 at 11:00 am, (recognized local time) for the purpose of foreclosing that certain Deed of Trust recorded 02/08/2007 as Instrument Number 2082000000, and executed by DENNIS R ROBERTSON, A MARRIED MAN AS HIS SOLE & SEPARATE PROPERTY, as Grantor(s), in favor of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., as Beneficiary, to RECONTRUST COMPANY, N.A., the Current Trustee of record, covering the following real property located in Kootenai County, state of Idaho: LOT 19, BLOCK 1, GREENSIDE VISTAS, KOOTENAI COUNTY, STATE OF IDAHO, ACCORDING TO THE PLAT RECORDED IN BOOK J OF PLATS, PAGE 310. The Trustee has no knowledge of a more particular description of the above referenced real property, but for purpose of compliance with Idaho Code, Section 60-113, the Trustee has been informed that the street address of, 3633 NORTH GUY ROAD , POST FALLS, ID 83854 is sometimes associated with said real property. Bidders must be prepared to tender the trustee the full amount of the bid at the sale in the form of cash, or a cashier's check drawn on a state or federally insured savings institution. Said sale will be made without covenant or warranty, express or implied, regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in that certain Deed of Trust. The default for which this sale is to be made is: Failure to pay the monthly payment due 04/01/2010 of principal, interest and impounds and subsequent installments due thereafter; plus late charges, with interest currently accruing at 7.125% per annum; together with all subsequent sums advanced by beneficiary pursuant to the terms and conditions of said Deed of Trust, and any supplemental modifications thereto. The principal balance owing as of this date on said obligation is $209,000.00, plus interest, costs and expenses actually incurred in enforcing the obligations thereunder and in this sale, together with any unpaid and /or accruing real property taxes, and/or assessments, attorneys' fees, Trustees' fees and costs, and any other amount advanced to protect said security, as authorized in the promissory note secured by the aforementioned Deed of Trust. Therefore, the Beneficiary elects to sell, or cause said trust property to be sold, to satisfy said obligation. NOTICE IS HEREBY GIVEN THAT THIS FIRM IS ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE, AND THAT THE DEBT MAY BE DISPUTED. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(a) IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. DATED: 11/16/2010 Name and Address of the Current Trustee is: RECONTRUST COMPANY, N.A. 1800 Tapo Canyon Rd., CA6-914-01-94 SIMI VALLEY, CA 80028-1821 PHONE: (800) 281-8219 RECONTRUST COMPANY, N.A. Successor Trustee /S/ Melody Dewald ASAP# FNMA3817470 Legal 1482 November 29, 2010 December 6, 13, 20, 2010

Notice of Re-Scheduled Trustee's Sale Idaho Code 45-1506A Today's date: November 16, 2010 File No.: 7023.75055 Sale date and time (local time): January 05, 2011 at 10:00 AM Sale location: in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID 83814 Property address: 585 N. Corbin Road Post Falls, ID 83854 Successor Trustee: Northwest Trustee Services, Inc., an Idaho Corporation P.O. Box 997 Bellevue, WA 98009 (425) 586-1900 Deed of Trust information Original grantor: Timothy D. Lockwood, a single person Original trustee: Pioneer Title Company Original beneficiary: Wells Fargo Bank, N.A. Recording date: July 29, 2005 Recorder's instrument number: 1968716 County: Kootenai Sum owing on the obligation: as of November 16, 2010: $169,082.62 Because of interest, late charges, and other charges that may vary from day to day, the amount due on the day you pay may be greater. Hence, if you pay the amount shown above, an adjustment may be necessary after we receive your check. For further information write or call the Successor Trustee at the address or telephone number provided above. Basis of default: failure to make payments when due. Please take notice that the Successor Trustee will sell at public auction to the highest bidder for certified funds or equivalent the property described above. The property address is identified to comply with IC 60-113 but is not warranted to be correct. The property's legal description is: Lot 20, Block 1, Casey's Place, according to the plat recorded in the Office of the County Recorder in Book G of Plats at Page 451, records of Kootenai County, Idaho. The sale is subject to conditions, rules and procedures as described at the sale and which can be reviewed at www.northwesttrustee.com or USA-Foreclosure.com. The sale is made without representation, warranty or covenant of any kind. (TS# 7023.75055) 1002.160153-FEI Legal 1475 November 29, 2010 December 6, 13, 2010

Notice of Trustee's Sale Idaho Code 45-1506 Today's date: November 19, 2010 File No.: 7023.90154 Sale date and time (local time): March 21, 2011 at 10:00 AM Sale location: in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID 83814 Property address: 5953 E. Hayden Lake Road Hayden, ID 83835 Successor Trustee: Northwest Trustee Services, Inc., an Idaho Corporation P.O. Box 997 Bellevue, WA 98009 (425) 586-1900 Deed of Trust information Original grantor: Troy Campbell and Jessica Campbell, husband and wife Original trustee: Pioneer Title Company Original beneficiary: Wells Fargo Bank, N.A. Recording date: 07/06/2006 Recorder's instrument number: 2041807000 County: Kootenai Sum owing on the obligation: as of November 19, 2010: $180,971.42 Because of interest, late charges, and other charges that may vary from day to day, the amount due on the day you pay may be greater. Hence, if you pay the amount shown above, an adjustment may be necessary after we receive your check. For further information write or call the Successor Trustee at the address or telephone number provided above. Basis of default: failure to make payments when due. Please take notice that the Successor Trustee will sell at public auction to the highest bidder for certified funds or equivalent the property described above. The property address is identified to comply with IC 60-113 but is not warranted to be correct. The property's legal description is: Lot 48, Block 4, Hayden Lake Honeysuckle Hills Building Sites, according to the plat recorded in the Office of the County Recorder in Book "D" of Plats, Page 55, records of Kootenai County, State of Idaho. The sale is subject to conditions, rules and procedures as described at the sale and which can be reviewed at www.northwesttrustee.com or USA-Foreclosure.com. The sale is made without representation, warranty or covenant of any kind. (TS# 7023.90154) 1002.177458-FEI Legal 1476 November 29, 2010 December 6, 13, 20, 2010

Notice of Trustee's Sale Idaho Code 45-1506 Today's date: November 19, 2010 File No.: 7023.90255 Sale date and time (local time): March 21, 2011 at 10:00 AM Sale location: in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID 83814 Property address: 2209 North 12th Street Coeur d' Alene, ID 83814 Successor Trustee: Northwest Trustee Services, Inc., an Idaho Corporation P.O. Box 997 Bellevue, WA 98009 (425) 586-1900 Deed of Trust information Original grantor: John R. Cook and Jamee L. Cook, husband and wife Original trustee: First American Title Company Original beneficiary: FirstBank Northwest Recording date: 11/24/2004 Recorder's instrument number: 1915195 County: Kootenai Sum owing on the obligation: as of November 19, 2010: $143,361.64 Because of interest, late charges, and other charges that may vary from day to day, the amount due on the day you pay may be greater. Hence, if you pay the amount shown above, an adjustment may be necessary after we receive your check. For further information write or call the Successor Trustee at the address or telephone number provided above. Basis of default: failure to make payments when due. Please take notice that the Successor Trustee will sell at public auction to the highest bidder for certified funds or equivalent the property described above. The property address is identified to comply with IC 60-113 but is not warranted to be correct. The property's legal description is: Lot 9, Block 2, Monte Vista Third Addition, according to the plat recorded in Book "E" of Plats at Page 7, records of Kootenai County, Idaho. The sale is subject to conditions, rules and procedures as described at the sale and which can be reviewed at www.northwesttrustee.com or USA-Foreclosure.com. The sale is made without representation, warranty or covenant of any kind. (TS# 7023.90255) 1002.177448-FEI Legal 1477 November 29, 2010 December 6, 13, 20, 2010

Notice of Trustee's Sale TS #: ID-10-396622-NH On 3/7/2011, at 11:00:00 AM (recognized local time), at the following location in the County of KOOTENAI, State of Idaho. In the lobby of Pioneer Title Company of Kootenai County located at 100 Wallace Avenue, Coeur d'Alene, ID 83814, Pioneer Title Company of Ada County dba Pioneer Lender Trustee Services as Trustee , as Trustee on behalf of Mortgage Electronic Registration Systems, Inc. will sell at public auction, to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following real property situated in the County of KOOTENAI State of Idaho, and described as follows: LOT ll BLOCK 3, ROSENBERGER SUBDIVISION, ACCORDING TO THE PLAT RECORDED IN BOOK I OF PLATS, PAGE 389, RECORDS OF KOOTENAI COUNTY, IDAHO. The Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Section 60-113 Idaho Code, the Trustee has been informed that the address of 737 E. ROUND UP CIRCLE , HAYDEN, ID 83835 is sometimes associated with said real property. Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by BRIAN HIRZEL AND SILVANA HIRZEL , HUSBAND AND WIFE as Grantor/Trustor, in which MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., AS NOMINEE FOR CENTRAL PACIFIC MORTGAGE COMPANY, A CALIFORNIA CORPORATION, is named as Beneficiary and FIRST AMERICAN TITLE INS CO as Trustee and recorded 6/14/2006 as Instrument No. 2037400000 in book xxx, page xxx, of Official Records in the office of the Recorder of KOOTENAI County, Idaho. Please Note: The above Grantors are named to comply with section 45-1506(4)(A), Idaho Code, No representation is made that they are, or are not, presently responsible for this obligation set forth herein. The Default for which this sale is to be made is the failure to pay when due, under Deed of Trust and Note dated 6/6/2006. The monthly installments of principal, interest, and impounds (if applicable) of $1,636.29, due per month for the months of 7/1/2010 through 10/19/2010, and all subsequent installments until the date of sale or reinstatement. The principal balance owing as of this date on the obligation secured by said Deed of Trust is $338,296.14 together with interest thereon at the current rate of 4.0000 per cent (%) per annum from 6/1/2010. All delinquent amounts are now due, together with accruing late charges, and interest, unpaid and accruing taxes, assessments, trustee's fees, attorney's fees, and any amounts advanced to protect the security associated with this foreclosure and that the beneficiary elects to sell or cause the trust property to be sold to satisfy said obligation. If the Trustee is unable to convey title for any reason, the successful bidder's sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee, or the Mortgagee's Attorney. Date: 10/25/2010 By: Pioneer Title Company of Ada County dba Pioneer Lender Trustee Services as Trustee , as Trustee Quality Loan Service Corp. of Washington, as Agent 2141 5th Avenue San Diego CA 92101 Angelica Castillo, Assistant Secretary For Sale Information Call: 714-730-2727 or Login to: www.fidelityasap.com If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holders right's against the real property only. THIS IS AN ATTEMPT TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. ASAP# 3789274 Legal 1316 November 8, 15, 22, 29, 2010

NOTICE OF HEARING ON NAME CHANGE A Petition to change the name of Colleen Brady Ward, born 10/17/79 in Miami, FL, residing at 213 W. Foster Ave, CDA, has been filed in Kootenai County District Court, Idaho. The name will change to Brady Ward King because petitioner has just gotten married and wishes to take her husband's last name and drop her first name. The petitioner's father is living and his address is 4360 Lennox Dr. Miami, FL. The petitioner's mother is living and her address is 4360 Lennox Dr, Miami, FL. A hearing on the petition is scheduled for 1:30 o'clock p.m. on Dec. 27, 2010, at the County Courthouse. Objections may be filed by any person who can show the court a good reason against the name change. Date: 11-24-2010 DANIEL J. ENGLISH By: Cathy Victorino Deputy Clerk Legal 1486 November 29, 2010 December 6, 13, 20, 2010

Notice of Trustee's Sale TS #: ID-10-391430-NH On 3/7/2011, at 11:00:00 AM (recognized local time), at the following location in the County of KOOTENAI, State of Idaho: In the lobby of Pioneer Title Company of Kootenai County located at 100 Wallace Avenue, Coeur d'Alene, ID 83814, Pioneer Title Company of Ada County dba Pioneer Lender Trustee Services as Trustee , as Trustee on behalf of DEUTSCHE BANK NATIONAL TRUST COMPANY, AS TRUSTEE FOR THE REGISTERED HOLDERSOF NovaStar Mortgage Funding Trust, Series 2007-2 NovaStar Home Equity Loan Asset-Backed Certificates, Series 2007-2 will sell at public auction, to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following real property, situated in the County of KOOTENAI State of Idaho, and described as follows: A PART OF TRACT 87, AVONDALE, KOOTENAI COUNTY, STATE OF IDAHO, ACCORDING TO THE PLAT RECORDED IN BOOK "B" OF PLATS, PAGE 132, DESCRIBED AS FOLLOWS: BEGINNING AT THE NORTHWEST CORNER OF THE EAST HALF OF THE WEST HALF OF TRACT 87; THENCE EAST, 100 FEET ALONG THE NORTH LINE OF TRACT 87 TO THE PLACE OF BEGINNING; THENCE SOUTH, 150 FEET; THENCE EAST, 110 FEET; THENCE NORTH, 150 FEET; THENCE WEST, 110 FEET ALONG THE NORTH LINE C F SAID TRACT 87 TO THE POINT OF BEGINNING. The Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Section 60-113 Idaho Code, the Trustee has been informed that the address of 696 W Miles Ave., Hayden, ID 83835 is sometimes associated with said real property. Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by BRIAN C WADE , A MARRIED MAN, JOINED BY HIS SPOUSE, MARY WADE as Grantor/Trustor, in which MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., AS NOMINEE FOR NOVASTAR MORTGAGE, INC A CORPORATION, is named as Beneficiary and QUALITY LOAN SERVICES as Trustee and recorded 6/13/2007 as Instrument No. 2104807000 in book xxx, page xxx, of Official Records in the office of the Recorder of KOOTENAI County, Idaho. Please Mote: The above Grantors are named to comply with section 45-1506(4)(A), Idaho Code, No representation is made that they are, or are not, presently responsible for this obligation set forth herein. The Default for which this sale is to be made is the failure to pay when due, under Deed of Trust arid Note dated 6/8/2007. The monthly installments of principal, interest, and impounds (if applicable) of $1,397.22, due per month for the months of 7/1/2010 through 10/19/2010, and all subsequent installments until the date of sale or reinstatement. The principal balance owing as of this date on the obligation secured by said Deed of Trust is $208,281.00 together with interest thereon at the current rate of 8.0500 per cent (%) per annum from 6/1/2010. All delinquent amounts are now due, together with accruing late charges, and interest, unpaid and accruing taxes, assessments, trustee's fees, attorney's fees, and any amounts advanced to protect the security associated with this foreclosure and that the beneficiary elects to sell or cause the trust property to be sold to satisfy said obligation. If the Trustee is unable to convey title for any reason, the successful bidder's sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee, or the Mortgagee's Attorney. Date: 10/25/2010 By: Pioneer Title Company of Ada County dba Pioneer Lender Trustee Services as Trustee , as Trustee Quality Loan Service Corp. of Washington, as Agent 2141 5th Avenue San Diego, CA 92101 Angelica Castillo, Assistant Secretary For Sale Information Call: 714-730-2727 or Login to: www.fidelityasap.com If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holders right's against the real property only. THIS IS AN ATTEMPT TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations.ASAP# 3789260 Legal 1317 November 8, 15, 22, 29, 2010

PUBLIC NOTICE FOR PROPOSAL FOR A/E Notice is hereby given that the Northern Lakes Fire Protection District (NLFPD), Hayden and Rathdrum, Idaho is accepting sealed bids from qualified firms for architectural and engineering services for the design and construction costs of a Leadership in Energy and Environmental Design (LEED?) Silver Fire Station. All requirements for the design and construction for the new station will comply with the A.R.R.A. Assistance to Firefighters Fire Station Construction Grants Guidance (CFDA 97-115) on the web at http://www.firegrantsupport.com/docs/2009SCGguidance.pdf. Bids will be received until 3:00 p.m. prevailing local time on Tuesday, December 7th, 2010 at the NLFPD Administrative Office, 125 W. Hayden Ave., Hayden, Idaho 83835. Bids shall be submitted in a sealed envelope clearly marked "FIRE STATION BID PROPOSAL". All bids will be opened and publicly read at the Board of Fire Commissioners' regular board meeting at 3:00 p.m. local prevailing time on Tuesday, December 7th, 2010 at 125 W. Hayden Ave., Hayden, Idaho. Bidder instructions and specifications are available from the NLFPD Administrative Office during normal business hours and on the District website at www.northernlakesfire.com. NLFPD reserves the right to reject any and all bids, waive any irregularities in the bids received and to accept the bid deemed most advantageous to its best interests. Legal 1333 November 11, 29, 2010

NOTICE OF TRUSTEE'S SALE: The following described property will be sold at public auction to the highest bidder, payable in lawful money of the United States, in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID, 83814, on March 1, 2011 at 10:00 AM, (recognized local time) for the purpose of foreclosing that certain Deed of Trust recorded 01/31/2008 as Instrument Number 2142635000, and executed by JERRY E IRVIN, AN UNMARRIED MAN, as Grantor(s), in favor of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., as Beneficiary, to RECONTRUST COMPANY, N.A., the Current Trustee of record, covering the following real property located in Kootenai County, State of Idaho. LOT 7 IN BLOCK 6 OF HAYDEN TERRACE, ACCORDING TO THE OFFICIAL PLAT THEREOF, FILED IN BOOK F OF PLATS AT PAGE(S) 42 OFFICIAL RECORDS OF KOOTENAI COUNTY, IDAHO. The Trustee has no knowledge of a more particular description of the above reference real property, but for purposed of compliance with Idaho Code, Section 60-113, the Trustee has been informed that the street address of, 10337 N SUNVIEW LN, Hayden, ID, 83835 is sometimes associated with said real property. Bidders must be prepared to tender the trustee the full amount of the bid at the sale in the form of cash, or cashier's check drawn on a state or federally insured savings institution. Said sale will be made without covenant or warranty, express or implied, regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the certain Deed of Trust. The default for which this sale is to be made is: Failure to pay the monthly payment due March 01, 2010 of principal, interest and impounds and subsequent installments due thereafter; plus late charges, with interest currently accruing at 5.625% per annum; together with all subsequent sums advanced by beneficiary pursuant to the terms and conditions of said Deed of Trust, and any supplemental modifications thereto. The principal balance owing as of this date on said obligation is $92,425.97, plus interest, costs and expenses actually incurred in enforcing the obligations thereunder and in this sale, together with any unpaid and/or accruing real property taxes, and/or assessments, attorneys' fees, Trustees' fees and costs, and any other amount advanced to protect said security, as authorized in the promissory note secured by the aforementioned Deed of Trust. Therefore, the Beneficiary elects to sell, or cause said trust property to be sold, to satisfy said obligation. NOTICE IS HEREBY GIVEN THAT THIS FIRM IS ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE, AND THAT THE DEBT MAY BE DISPUTED. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(a) IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. DATED: October 22, 2010, Name and Address of the Current Trustee is: RECONTRUST COMPANY, N.A., 1800 Tapo Canyon Rd., CA6-914-01-94, SIMI VALLEY, CA 80028-1821, PHONE: (800) 281-8219. TS # 10-0135673 FEI #:1006.116833 Legal 1359 November 15, 22, 29, 2010 December 6, 2010

NOTICE OF TRUSTEE'S SALE: The following described property will be sold at public auction to the highest bidder, payable in lawful money of the United States, in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID, 83814, on March 1, 2011 at 10:00 AM, (recognized local time) for the purpose of foreclosing that certain Deed of Trust recorded 03/07/2007 as Instrument Number 2086730000, and executed by ANDREW M BARIL, AND BARBARA J BARIL, HUSBAND AND WIFE, as Grantor(s), in favor of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., as Beneficiary, to RECONTRUST COMPANY, N.A., the Current Trustee of record, covering the following real property located in Kootenai County, State of Idaho. LOT 13, BLOCK 6, PINE HILLS, ACCORDING TO THE PLAT RECORDED IN BOOK "E" OF PLATS, PAGES 218 AND 218A, RECORDS OF KOOTENAI COUNTY, STATE OF IDAHO. The Trustee has no knowledge of a more particular description of the above reference real property, but for purposed of compliance with Idaho Code, Section 60-113, the Trustee has been informed that the street address of, 3317 N PINE HILL PL, Coeur D Alene, ID, 83815-6609 is sometimes associated with said real property. Bidders must be prepared to tender the trustee the full amount of the bid at the sale in the form of cash, or cashier's check drawn on a state or federally insured savings institution. Said sale will be made without covenant or warranty, express or implied, regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the certain Deed of Trust. The default for which this sale is to be made is: Failure to pay the monthly payment due March 01, 2010 of principal, interest and impounds and subsequent installments due thereafter; plus late charges, with interest currently accruing at 6.625% per annum; together with all subsequent sums advanced by beneficiary pursuant to the terms and conditions of said Deed of Trust, and any supplemental modifications thereto. The principal balance owing as of this date on said obligation is $170,209.84, plus interest, costs and expenses actually incurred in enforcing the obligations thereunder and in this sale, together with any unpaid and/or accruing real property taxes, and/or assessments, attorneys' fees, Trustees' fees and costs, and any other amount advanced to protect said security, as authorized in the promissory note secured by the aforementioned Deed of Trust. Therefore, the Beneficiary elects to sell, or cause said trust property to be sold, to satisfy said obligation. NOTICE IS HEREBY GIVEN THAT THIS FIRM IS ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE, AND THAT THE DEBT MAY BE DISPUTED. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(a) IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. DATED: October 22, 2010, Name and Address of the Current Trustee is: RECONTRUST COMPANY, N.A., 1800 Tapo Canyon Rd., CA6-914-01-94, SIMI VALLEY, CA 80028-1821, PHONE: (800) 281-8219. TS # 10-0135665 FEI #:1006.116832 Legal 1360 November 15, 22, 29, 2010 December 6, 2010