Legals November. 20, 2010

CATHERINE L. DULLEA, CHTD. Attorney at Law 101 N. Fourth Avenue, Suite 204 Sandpoint, Idaho 83864 PHONE: (208) 265-2276 FAX: (208) 265-1556 NOTICE OF TRUSTEE'S SALE NOTICE IS HEREBY GIVEN that on January 14, 2011, at 11:00 a.m. the office of Pioneer Title Co., 100 Wallace Avenue, Coeur d'Alene, Idaho, on behalf of Catherine L. Dullea, Attorney at Law, as Successor Trustee, will sell at public auction to the highest bidder, for cash in lawful money of the United States of America, all payable at the time of sale, the following real property situated in the County of Kootenai, State of Idaho, described as follows: Lot 12, Block 11, SANDERS PARK, according to the plat recorded in the office of the County Recorded in Book "B" of Plats at Page 109, records of Kootenai County, Idaho. The purported physical address is 1701 E. Sherman Avenue, Coeur d' Alene, Idaho. The Trustee has no knowledge of a more particular description of the above-described real property, but for purposes of compliance with Idaho Code \u00DF60-113, information may be obtained from Catherine L. Dullea, Attorney at Law, Telephone (208)265-2276. Said sale will be made, without covenant or warranty regarding title, possession or encumbrances, to satisfy the obligations secured by and pursuant to the power of sale conferred in the Deed of Trust executed by DAVID ROCCO ZITO, TRUSTEE OF THE DAVID ROCCO ZITO FAMILY TRUST, as Grantor to Pioneer Title Co., as Trustee, and said Trustee having resigned and the Beneficiary having appointed Catherine L. Dullea, Attorney at Law, as Successor Trustee, for the benefit and security of BRIAN P. MCCARTHY, TRUSTEE OF THE PONDORO, INC. PROFIT SHARING PLAN, as Beneficiary, said Deed of Trust having been recorded on January 28, 2009, as Instrument No. 2194217000, official records of Kootenai County, Idaho. THE ABOVE GRANTOR IS NAMED TO COMPLY WITH \u00DF45-1506(4)(a) IDAHO CODE. NO REPRESENTATION IS MADE THAT HE IS, OR IS NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. The default for which the sale is to be made is the failure of the Grantor and/or assumptive Grantor(s) to make monthly payments of $1,000.00, each, for the months of June, July and August 2010; failure to pay late fees in the sum of $50.00, each, for the same months; failure to pay $50.00 reimbursement for July, 2010, toward the $200.00/month lower payment reimbursement for payments made for the months of March, April and May, 2010; failure to pay the default and attorney fees in the sum of $250.00; and failure to pay the 2009 real property taxes. The balance owing as of the date hereof on the obligation secured by said Deed of Trust is the amount of $100,000.00, plus accrued interest at the rate of 12.0% per annum from May 12, 2010, plus any other costs or expenses associated with this obligation or foreclosure as provided by the Deed of Trust or Deed of Trust Note or by Idaho law. All portion of this claim shall be assumed valid unless disputed within Thirty (30) days of receiving this Notice. If disputed in writing, verification of the debt will be provided to you. If the original creditor is different from the above-named creditor, the name and address of the original creditor will also be provided. This is an attempt to collect a debt, and any information obtained will be used for that purposes. DATED this 8th day of September, 2010. ____________________________CATHERINE L. DULLEA Attorney at Law Successor Trustee Legal 1234 October 30, 2010 November 6, 13, 20, 2010

NOTICE OF TRUSTEE'S SALE Idaho Code 45-1506 Loan No.: 2291375C T.S. No.: 20000.2120.DD TSG No.: 137639 On 2/23/2011 at 11:00 AM (recognized local time), In the lobby of Pioneer Title Company of Kootenai County located at 100 Wallace Avenue, Coeur d'Alene, ID 83814.. In the County of Kootenai, State of Idaho, Pioneer Title Company of Ada County, dba Pioneer Lender Trustee Services, as Trustee on behalf of the beneficiary will sell at public auction, to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real property, situated in the County of Kootenai, State of Idaho, and described as follows: PARCEL 1: Lot 7, Block 3; Lot 15, Block 2 and Lots 1, 2 and 4, Block 4, PRAIRIE MEADOWS THIRD ADDITION, according to the plat recorded in Book "J" of Plats at Page 144, records of Kootenai County, Idaho PARCEL 2: Lot 10, Block 2; Lot 11, Block 3, PRAIRIE MEADOWS 4th ADDITION, according to the plat recorded in Book "J" of Plats at Page 179, records of Kootenai County, Idaho. ALSO KNOWN AS Lots 1, 2 and 3, Block 1, PRAIRIE MEADOWS FIFTH ADDITION, according to the plat recorded in Book "J" of Plats at Page 330, records of Kootenai County, Idaho The Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Section 60-113 Idaho Code, the Trustee has been informed that the address of: 2948, 2960, 3110 & 3119 N. Radiant Star Road AND 1969, 2039 & 2077 W. Twinkling Star Road AND 1875 Evening Star Road, Post Falls, ID 83854, is sometimes associated with said real property. Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by: Prairie Meadows, LLC an Idaho Limited Liability Company, As grantors, To: North Idaho Title Insurance, Inc, As Trustee, for the benefit and security of Idaho Independent Bank, As Beneficiary, dated 11/25/2008, recorded 12/1/2008, as Instrument No. 2187680000, records of Kootenai County, Idaho. Please Note: The above Grantors are named to comply with section 45-1506(4)(A), ID Code, No representation is made that they are, or are not, presently responsible for this obligation set forth herein. The Default for which this sale is to be made is the failure to pay when due, under Deed of Trust and Note dated 11/25/2008. INSTALLMENT OF PRINCIPAL AND INTEREST PLUS IMPOUNDS AND / OR ADVANCES WHICH BECAME DUE On 7/11/2010 PLUS LATE CHARGES, AND ALL SUBSEQUENT INSTALLMENTS OF PRINCIPAL, INTEREST, BALLOON PAYMENTS, PLUS IMPOUNDS AND/OR ADVANCES AND LATE CHARGES THAT BECOME PAYABLE.. The principal balance owing as of this date on the obligation secured by said Deed of Trust is $213,836.45, plus accrued interest at the rate of 21% per annum from 6/10/2010. All delinquent amounts are now due, together with accruing late charges, and interest, unpaid and accruing taxes, assessments, trustee's fees, attorney's fees, and any amounts advanced to protect the security associated with this foreclosure and that the beneficiary elects to sell or cause the trust property to be sold to satisfy said obligation. Dated: October 13, 2010 By: Pioneer Title Company of Ada County, dba Pioneer Lender Trustee Services Amy L. Bowles, Assistant Trustee Officer Legal 1250 October 30, 2010 November 6, 13, 20, 27, 2010

NOTICE OF TRUSTEE'S SALE Idaho Code 45-1506 Loan No.: 2291219A T.S. No.: 20000.2121.DD TSG No.: 137620 On 2/9/2011 at 11:00 AM (recognized local time), In the lobby of Pioneer Title Company of Kootenai County located at 100 Wallace Avenue, Coeur d'Alene, ID 83814. In the County of Kootenai, State of Idaho, Pioneer Title Company of Ada County, dba Pioneer Lender Trustee Services, as Trustee on behalf of the beneficiary will sell at public auction, to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real property, situated in the County of Kootenai, State of Idaho, and described as follows: Exhibit "A" PARCEL I: Lots 1, 2, 3, 4, 5 and 8, Block 1, ASPEN CREEK FIRST ADDITION, according to the plat recorded in Book "J" of Plats at Page 152, records of Kootenai County, Idaho. PARCEL II: Lots 1, 2, 3, and 4, Block 1, ASPEN CREEK SECOND ADDITION as per map recorded in Book "J" of Plats, at page 153, records of Kootenai County, Idaho. The Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Section 60-113 Idaho Code, the Trustee has been informed that the address of: NNA, 6232, 6132, 6024, 5932, 5790, 6305, 6081, 6001 West Quaking Aspen Drive, Coeur d'Alene, ID 83814 , is sometimes associated with said real property. Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by: Aspen Creek Estates, LLC, an Idaho Limited Liability Company, As grantors, To: Pioneer Title Company of Kootenai County, As Trustee, for the benefit and security of Idaho Independent Bank, As Beneficiary, dated 12/28/2007, recorded 1/2/2008, as Instrument No. 2138715000, and was Modified on 12/23/2009 as Instrument No. 2246475000 records of Kootenai County, Idaho. Please Note: The above Grantors are named to comply with section 45-1506(4)(A), ID Code, No representation is made that they are, or are not, presently responsible for this obligation set forth herein. The Default for which this sale is to be made is the failure to pay when due, under Deed of Trust and Note dated 12/28/2007. INSTALLMENT OF PRINCIPAL AND INTEREST PLUS IMPOUNDS AND / OR ADVANCES WHICH BECAME DUE On 7/11/2010 PLUS LATE CHARGES, AND ALL SUBSEQUENT INSTALLMENTS OF PRINCIPAL, INTEREST, BALLOON PAYMENTS, PLUS IMPOUNDS AND/OR ADVANCES AND LATE CHARGES THAT BECOME PAYABLE. The principal balance owing as of this date on the obligation secured by said Deed of Trust is $912,366.81, plus accrued interest at the variable rate of 4.5% through 07/11/2010 and a default rate of 21% per annum from 7/12/2010. All delinquent amounts are now due, together with accruing late charges, and interest, unpaid and accruing taxes, assessments, trustee's fees, attorney's fees, and any amounts advanced to protect the security associated with this foreclosure and that the beneficiary elects to sell or cause the trust property to be sold to satisfy said obligation. Dated: September 30, 2010 By: Pioneer Title Company of Ada County, dba Pioneer Lender Trustee Services Amy L. Bowles, Assistant Trustee Officer Legal 1251 October 30, 2010 November 6, 13, 20, 2010

NOTICE OF TRUSTEE'S SALE Idaho Code 45-1506 Loan No.: 2291219B T.S. No.: 20000.2122.DD TSG No.: 137612 On 2/9/2011 at 11:00 AM (recognized local time), In the lobby of Pioneer Title Company of Kootenai County located at 100 Wallace Avenue, Coeur d'Alene, ID 83814. In the County of Kootenai, State of Idaho, Pioneer Title Company of Ada County, dba Pioneer Lender Trustee Services as Trustee on behalf of the beneficiary will sell at public auction, to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real property, situated in the County of Kootenai, State of Idaho, and described as follows: Exhibit "A" PARCEL I: A parcel of land in a portion of the Northwest Quarter of Section 4, Township 49 North, Range 4 West, Boise Meridian, Kootenai County, Idaho, more particularly described as follows: COMMENCING at the West Quarter of said Section 4; thence North 3810' East, 842.3 feet to a point on the Easterly right-of-way line of State Highway 95, said point being the TRUE POINT OF BEGINNING for this description; thence Leaving the said Easterly right-of-way line, North 89853'55" East, 1,330.16 feet; thence South 0852'27" West, 442.65 feet; thence South 89855'26" West, 1330.67 feet to the said Easterly right-of-way line; thence Along the said Easterly right-of-way line, North 0855'52" East, 442.08 feet to the TRUE POINT OF BEGINNING. PARCEL II: A parcel of land in a portion of the Northwest Quarter of Section 4, Township 49 North, Range 4 West, Boise Meridian, Kootenai County, Idaho, more particularly described as follows: COMMENCING at the West Quarter of said Section 4; thence North 5838' East, 400.9 feet to a point on the Easterly right-of-way line of State Highway 95, said point being the TRUE POINT OF BEGINNING for this description; thence Leaving the said Easterly right-of-way line of State Highway 95, said point being the TRUE POINT OF BEGINNING for this description; thence Leaving the said Easterly right-of-way line, North 89855'26" East, 1,330.67 feet; thence South 0852"27" West, 374.03 feet to the Northerly right-of-way line of Mica/Kidd Island Road; thence Along the said Northerly right-of-way line, South 89855'25" West, 1,122.29 feet to the Southeast corner of the Mica Grange Property; thence Leaving the said Northerly right-of-way line, North 1800'05" East, 183.66 feet to the Northeast corner of the said Mica Grange Property; thence South 89854'43" West, 209.01 feet to the Northwest corner of the said Mica Grange Property; thence Along the said Easterly right-of-way line, North 0855'52" East, 190.22 feet to the TRUE POINT OF BEGINNING. PARCEL II: A parcel of land in a portion of the Northwest Quarter of Section 4, Township 49 North, Range 4 West, Boise Meridian, Kootenai County, Idaho, more particularly described as follows: COMMENCING at the West Quarter corner of said Section 4; thence North 48807' East, 1,855.0 feet to a 5/8 rebar, said rebar being the TRUE POINT OF BEGINNING for this desription; thence North 2804'40" East, 101.89 feet to a point on the Southerly boundary line of the plat of Aspen Creek Amended, Book I, Page 176, records of Kootenai County; thence Along the said Southerly boundary line North 89842'00" East, 1,288.09 feet; thence Leaving the said Southerly bondary line along the center quarter line of said Section 4, South 0847'55" West, 413.91 feet; thence Leaving the said Northerly boundary line of the said Worley Highway District Property, South 89855'27" West, 628.99 feet; thence North 0833'35" East, 307.03 feet to the TRUE POINT OF BEGINNING. NOTE: The address of the subject property is described as follows: VACANT LAND The Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Section 60-113 Idaho Code, the Trustee has been informed that the address of: NNA, Coeur d'Alene, ID 83814, is sometimes associated with said real property. Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by: Michael J. Newell and Linda Marie Newell, Husband and Wife, As grantors, To: Pioneer Title Company of Kootenai County, As Trustee, for the benefit and security of Idaho Independent Bank, As Beneficiary, dated 12/28/2007, recorded 1/2/2008, as Instrument No. 2138716000, and was Modified on 12/23/2009 as Instrument No. 2246469000 records of Kootenai County, Idaho. Please Note: The above Grantors are named to comply with section 45-1506(4)(A), ID Code, No representation is made that they are, or are not, presently responsible for this obligation set forth herein. The Default for which this sale is to be made is the failure to pay when due, under Deed of Trust and Note dated 12/28/2007. INSTALLMENT OF PRINCIPAL AND INTEREST PLUS IMPOUNDS AND / OR ADVANCES WHICH BECAME DUE On 7/11/2010 PLUS LATE CHARGES, AND ALL SUBSEQUENT INSTALLMENTS OF PRINCIPAL, INTEREST, BALLOON PAYMENTS, PLUS IMPOUNDS AND/OR ADVANCES AND LATE CHARGES THAT BECOME PAYABLE.. The principal balance owing as of this date on the obligation secured by said Deed of Trust is $912,366.81, plus accrued interest at the rate of 4.5% through 7/11/2010 and a default rate of 21% per annum from 7/12/2010. All delinquent amounts are now due, together with accruing late charges, and interest, unpaid and accruing taxes, assessments, trustee's fees, attorney's fees, and any amounts advanced to protect the security associated with this foreclosure and that the beneficiary elects to sell or cause the trust property to be sold to satisfy said obligation. Dated: September 30, 2010 By: Pioneer Title Company of Ada County, dba Pioneer Lender Trustee Services Amy L. Bowles, Assistant Trustee Officer Legal 1252 October 30, 2010 November 6, 13, 20, 2010

LEGAL NOTICE On December 6, 2010, at the hour of 10:00 o'clock am in the front lobby of Pioneer Title Company, 100 Wallace Avenue, Coeur d'Alene, Idaho 83814, C. Jon Nees, a member of the Idaho State Bar, as successor trustee, will sell at public auction, to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real property, situated Kootenai County, State of Idaho, and described as follows: The East Half of the East 2/3rds of the South Half of the Southeast Quarter of the Southwest Quarter of Section 31, Township 52 North, Range 3 West, Boise Meridian, Kootenai County, Idaho. Situate in Kootenai County, Idaho. Tax Parcel No. 52N03W317050. The Successor Trustee has no knowledge of a more particular description of the above-referenced real property, but for purposes of compliance with Idaho Code Section 60-113, the Successor Trustee has been informed that the address of vacant land, Kootenai County ID Parcel No. 52N03W317050 B/N 204481, is sometimes associated with said real property. For more information regarding the location of said real property, please contact C. Jon Nees at (509) 928-9900. Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by Louis E. Christen and Elaine M. Christen, Trustees of the Louis E. and Elaine M. Christen Revocable Trust as Grantor, to Pioneer Title Company of Kootenai County, as Trustee, and the following individuals and/or entities as Beneficiaries: (i) R. Gunning & Associates, L.L.C., a Washington limited liability company, as to an undivided 18% interest; (ii) Equity Trust Co., Custodian FBO Preston K. Ramsey IRA Account No. 46633, as to an undivided 10% interest; (iii) Philip G. Rowe, a married man dealing in his separate property, as to an undivided 15% interest; (iv) Caferro Living Trust dated December 22, 2003, Jay J. Caferro and Jacqueline L. Caferro, Trustees, as to an undivided 11% interest; (v) McGinn Living Trust dated October 5, 2005, Gerald A. McGinn and F. Christine McGinn, Trustees, as to an undivided 11% interest; (vi) Dennis D. Hilsabeck, a married man dealing in his separate property, as to an undivided 11% interest; (vii) Ione V. Simpson Trust dated July 1, 2003, Ione V. Simpson, Trustee, as to an undivided 14% interest; (viii) Equity Trust Co., Custodian FBO Denyse King Allen IRA Account No. 46927, as to an undivided 10% interest (collectively, the "Beneficiaries"), dated March 18, 2008, and recorded March 21, 2008 as Instrument No. 2150147000, records of Kootenai County, Idaho. THE ABOVE GRANTOR IS NAMED TO COMPLY WITH SECTION 45-1506(4)(a) IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. The default for which the foreclosure is to be made is the failure to pay when due, under the Deed of Trust and Balloon Note dated March 18, 2008, all sums due and owing on March 21, 2010. The principal balance owing as of this date on the obligation secured by said Deed of Trust is $99,893.86.00, plus unpaid interest in the amount of $4,959.11 at 12% per annum from October 21, 2009 to March 21, 2010, plus interest accruing at the rate of 15% per annum from March 22, 2010, in the amount of $5,057.63 as of July 20, 2010 and any accrued interest thereafter. All delinquent payments are now due, plus accumulated late charges, delinquent real property taxes in the approximate sum of $2,089.14, trustee's fees, attorney's fees, costs and advances made to protect the security associated with this foreclosure. The amount necessary to bring the loan current would be the principal sum of $99,893.86, plus interest in the amount of $10,016.74, along with all costs and fees (including, without limitation, late fees) associated with this foreclosure. The Beneficiaries elect to sell or cause the trust property to be sold to satisfy this obligation. DATED this 20th day of July, 2010. THIS FIRM IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. ____________________________ C. Jon Nees, Successor Trustee Kyle W. Nolte, PLLC 12929 E. Sprague Avenue, Suite 101 Spokane Valley, WA 99216 (509) 928-9900 Legal 1253 October 30, 2010 November 6, 13, 20, 2010

NOTICE OF TRUSTEE'S SALE: The following described property will be sold at public auction to the highest bidder, payable in lawful money of the United States, in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID, 83814, on February 25, 2011 at 10:00 AM, (recognized local time) for the purpose of foreclosing that certain Deed of Trust recorded 10/30/2007 as Instrument Number 2129198000, and executed by MICHAEL L. TOM, A SINGLE MAN, as Grantor(s), in favor of BANK OF AMERICA, N.A., as Beneficiary, to RECONTRUST COMPANY, N.A., the Current Trustee of record, covering the following real property located in Kootenai County, State of Idaho. LOT 21, BLOCK 1, DIAMOND BAR ESTATES, ACCORDING TO THE PLAT RECORDED IN THE OFFICE OF THE COUNTY RECORDER IN BOOK "G" OF PLATS AT PAGE 164, RECORDS OF KOOTENAI COUNTY, IDAHO. The Trustee has no knowledge of a more particular description of the above reference real property, but for purposed of compliance with Idaho Code, Section 60-113, the Trustee has been informed that the street address of, 14101 NORTH RODEO ROAD, Rathdrum, ID, 83858-8138 is sometimes associated with said real property. Bidders must be prepared to tender the trustee the full amount of the bid at the sale in the form of cash, or cashier's check drawn on a state or federally insured savings institution. Said sale will be made without covenant or warranty, express or implied, regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the certain Deed of Trust. The default for which this sale is to be made is: Failure to pay the monthly payment due July 01, 2010 of principal, interest and impounds and subsequent installments due thereafter; plus late charges, with interest currently accruing at 6.875% per annum; together with all subsequent sums advanced by beneficiary pursuant to the terms and conditions of said Deed of Trust, and any supplemental modifications thereto. The principal balance owing as of this date on said obligation is $298,459.71, plus interest, costs and expenses actually incurred in enforcing the obligations thereunder and in this sale, together with any unpaid and/or accruing real property taxes, and/or assessments, attorneys' fees, Trustees' fees and costs, and any other amount advanced to protect said security, as authorized in the promissory note secured by the aforementioned Deed of Trust. Therefore, the Beneficiary elects to sell, or cause said trust property to be sold, to satisfy said obligation. NOTICE IS HEREBY GIVEN THAT THIS FIRM IS ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE, AND THAT THE DEBT MAY BE DISPUTED. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(a) IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. DATED: October 18, 2010 RECONTRUST COMPANY, N.A., Name and Address of the Current Trustee is: RECONTRUST COMPANY, N.A., 1800 Tapo Canyon Rd., CA6-914-01-94, SIMI VALLEY, CA 80028-1821, PHONE: (800) 281-8219. TS # 10-0131842 FEI #:1006.116119 Legal 1302 November 6, 13, 20, 27, 2010

Notice of Trustee's Sale T.S. No.: ID-10-374129-NH On 12/28/2010, at 11:00:00 AM (recognized local time), at the following location in the County of KOOTENAI, State of Idaho: In the lobby of Pioneer Title Company of Kootenai County located at 100 Wallace Avenue, Coeur dAlene, ID 83814, Pioneer Title Company of Ada County dba Pioneer Lender Trustee Services as Trustee , as Trustee on behalf of Aurora Loan Services LLC will sell at public auction, to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following real property, situated in the County of KOOTENAI State of Idaho, and described as follows: LOT 1, BLOCK 2, DIAMOND BAR ESTATES, ACCORDING TO THE PLAT RECORDED IN BOOK "G" OF PLATS AT PAGE 164, RECORDS OF KOPOTENAI COUNTY, IDAHO. The Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Section 60-113 Idaho Code, the Trustee has been informed that the address of 1670 WEST DIAMOND BAR ROAD , RATHDRUM, ID 83858 is sometimes associated with said real property. Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by LYN S TRAMMELL , A MARRIED MAN, AS HIS SOLE AND SEPERATE PROPERTY as Grantor/Trustor, in which MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., AS NOMINEE FOR AMERICAN BROKERS CONDUIT A CORPORATION, is named as Beneficiary and NORTH IDAHO TITLE as Trustee and recorded 8/29/2005 as Instrument No. 1975902 in book xxx, page xxx, of Official Records in the office of the Recorder of KOOTENAI County, Idaho. Please Note: The above Grantors are named to comply with section 45-1506(4)(A), Idaho Code, No representation is made that they are, or are not, presently responsible for this obligation set forth herein. The Default for which this sale is to be made is the failure to pay when due, under Deed of Trust and Note dated 8/22/2005. The monthly installments of principal, interest, and impounds (if applicable) of $1,994.31, due per month for the months of 4/1/2010 through 8/10/2010, and all subsequent installments until the date of sale or reinstatement. The principal balance owing as of this date on the obligation secured by said Deed of Trust is $316,896.15 together with interest thereon at the current rate of 5.6250 per cent (%) per annum from 3/1/2010. All delinquent amounts are now due, together with accruing late charges, and interest, unpaid and accruing taxes, assessments, trustee's fees, attorney's fees, and any amounts advanced to protect the security associated with this foreclosure and that the beneficiary elects to sell or cause the trust property to be sold to satisfy said obligation. If the Trustee is unable to convey title for any reason, the successful bidder's sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee, or the Mortgagee's Attorney. Date: 08/19/2010 By: Pioneer Title Company of Ada County dba Pioneer Lender Trustee Services as Trustee , as Trustee Quality Loan Service Corp. of Washington, as Agent 2141 5th Avenue San Diego CA 92101 Angelica Castillo, Assistant Secretary For Sale Information Call: 714-730-2727 or Login to: www.fidelityasap.com If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holders right's against the real property only. THIS IS AN ATTEMPT TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. ASAP# 3702272 Legal 1303 November 6, 13, 20, 27, 2010

Katherine Monroe Coyle Wytychak Elder Law P.O. Box 1888 Coeur d'Alene, ID 83816-1888 Telephone (208) 765-3595 ISB No. 7990 IN THE DISTRICT COURT OF THE FIRST JUDICIAL DISTRICT OF THE STATE OF IDAHO, IN AND FOR THE COUNTY OF KOOTENAI Case No. CV 10-9228 IN THE MATTER OF THE ESTATE OF LaVina M. Sweitzer Deceased NOTICE TO CREDITORS (I.C. 15-3-801) NOTICE IS HEREBY GIVEN that Camilla B. deLacy Main has been appointed Personal Representative of the above named Estate. All persons having claims against the decedent or the Estate are required to present their claims within four (4) months after the date of the first publication of this Notice of Creditors, or said claims will be forever barred. Claims must be presented to the undersigned at the address indicated and filed with the Clerk of the Court. Dated this 5 day of November, 2010. ____________________________ Katherine Monroe Coyle, Attorney at Law Legal 1354 November 13, 20, 27, 2010

DEBORAH A. CORDES Attorney at law Mullan Professional Building 212 South 11th Street, Suite 1 Coeur d'Alene, ID 83814 Telephone: (208) 765-8437 Facsimile: (208) 664-6648 ISB# 2402 Deborah A. Cordes IN THE DISTRICT COURT OF THE FIRST JUDICIAL DISTRICT OF THE STATE OF IDAHO, IN AND FOR KOOTENAI COUNTY Case No. CV10-9498 NOTICE TO CREDITORS IN THE MATTER OF THE ESTATE OF DONALD GEORGE KLINE, Deceased YOU ARE NOTIFIED that MARGARET LESLIE SMOCK and DONALD STIMPSON KLINE have been appointed Co-Personal Representatives of the Estate of DONALD GEORGE KLINE and you are further notified to present any claims you may have against said Estate within four (4) months of the date of first publication of this notice, or said claim will be forever barred. Claims must be presented to the Co-Personal Representatives, MARGARET LESLIE SMOCK and DONALD STIMPSON KLINE, c/o DEBORAH A. CORDES, Attorney at Law, 212 S. 11th Street, Suite 1, Coeur d'Alene, Idaho 83814, and filed with the Court. DATED this 4 day of November, 2010. ____________________________ MARGARET LESLIE SMOCK Co-Personal Representative of the Estate of DONALD GEORGE KLINE ____________________________ DONALD STIMPSON KLINE Co-Personal Representative of the Estate of DONALD GEORGE KLINE Legal 1355 November 13, 20, 27, 2010

STEPHEN B. McCREA, ISB #1654 Attorney at Law P.O. Box 1501 608 Northwest Blvd., Suite 101 Coeur d'Alene, ID 83816-1501 (208) 666-2594 FAX: (208) 664-4370 email: sbmccrea@cda.twcbc.com IN THE DISTRICT COURT OF THE FIRST JUDICIAL DISTRICT OF THE STATE OF IDAHO, IN AND FOR THE COUNTY OF KOOTENAI CASE NO. CV 10-9710 NOTICE OF HEARING In the Matter of a Change of Name JILL CHRISTINE JESENSKY, Petitioner. Jill Christine Jesensky has petitioned the court for a change of name from Jill Christine Jesensky to Jillian Christine Jensen. Petitioner was born in Grand Forks, North Dakota, on January 16, 1961 and currently resides at 606 W. Stonington Ct, Coeur d'Alene, Idaho. The petitioner's father is Darrell W. Homolka, Sun City, Arizona. The reason for the change of name is that petitioner is no longer married and the name Jensen is preferred and desires that legal documents should reflect her name as Jillian Christine Jensen. Such Petition shall be heard on the 23rd day of December, 2010, at 9:30 o'clock a.m. and an object can be filed by any person who can show to the court a good reason against such a change of name. DATED this 8th day of November, 2010. ____________________________ STEPHEN B. McCREA Attorney for Petitoner Legal 1356 November 13, 20, 27, 2010 December 4, 2010

NOTICE OF TRUSTEE S SALE Loan No.: 0170493399 T.S. No.: 10-10477-6. On 03/09/2011 at 11:00 am (recognized local time), In the lobby of Pioneer Title Company of Kootenai County located at 100 Wallace Avenue, Coeur d'Alene, ID 83814. In the County of Kootenai, State of Idaho, Fidelity National Title Insurance Company as successor Trustee on behalf of WELLS FARGO BANK N.A., will sell at public auction, to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real property, situated in the County of Kootenai, State of Idaho, and described as follows: LOT 25, BLOCK 1. WESTWOOD VILLA FIRST ADDITION, ACCORDING TO THE PLAT RECORDED IN THE OFFICE OF THE COUNTY RECORDER IN BOOK T OF PLATS AT PAGES 78 AND 7BA, RECORDS OF KOOTENAI COUNTY, IDAHO. The Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Section 60-113 Idaho Code, the Trustee has been informed that the address of: 6571 W. TIMBERLINE ST , RATHDRUM , ID, is sometimes associated with said real property. Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by: LUCIA LAIZURE AN UNMARRIED PERSON, As grantors, To: PIONEER TITLE COMPANY OF KOOTENAI COUNTY, As Trustee, for the benefit and security of ACCEPTANCE CAPITAL MORTGAGE CORPORATION", As Beneficiary, dated 05/22/2007, recorded 05/29/2007, as Instrument No. 2101912000, of the records of Kootenai County, Idaho. "ASSIGNMENT OF DOT TO WELLS FARGO BANK N.A., RECORDED 05/29/2007 AS INSTRUMENT NO. 210193000 Please Note: The above Grantors are named to comply with section 45-1506(4)(A), Idaho Code, No representation is made that they are, or are not, presently responsible for this obligation set forth herein. The Default for which this sale is to be made is the failure to pay when due, under Deed of Trust and Note dated 05/22/2007. The monthly payments for Principal, Interest and Impounds (if applicable) of $1,381.09, due per month from 05/01/2010 , and all subsequent payments until the date of sale or reinstatement. The principal balance owing as of this date on the obligation secured by said Deed of Trust is $183,844.77, plus accrued interest at the rate of 6.25000% per annum from 04/01/2010 . All delinquent amounts are now due, together with accruing late charges, and interest, unpaid and accruing taxes, assessments, trustee's fees, attorney's fees, and any amounts advanced to protect the security associated with this foreclosure and that the beneficiary elects to sell or cause the trust property to be sold to satisfy said obligation. Dated: Novembers, 2010 By: Fidelity National Title Insurance Company 17592 E. 17th Street, Suite 300, Tustin, CA 92780 714-508-5100 Juan Enriquez SALE INFORMATlON CAN BE OBTAINED ON LINE AT www.fidelityasap.com AUTOMATED SALES INFORMATION please call 714-259-7850 ASAP# 3808692 Legal 1357 November 13, 20, 27, 2010 December 4, 2010

NOTICE OF TRUSTEE'S SALE Idaho Code 45-1506 Parcel No.: Exhibit "A" PARCEL Identification Numbers: 007740030030 007740030040 007750030050 007740030100 007760020030 007760020040 007750030020 007750030040 007750030050 007700040040 Loan No.: 2290237 T.S. No.: 20000.2112.DD TSG No.: 137555 On 2/9/2011 at 11:00 AM (recognized local time), In the lobby of Pioneer Title Company of Kootenai County located at 100 Wallace Avenue, Coeur d'Alene, ID 83814.. In the County of Kootenai, State of Idaho, Pioneer Title Company of Ada County, dba Pioneer Lender Trustee Services, as Trustee on behalf of the beneficiary will sell at public auction, to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real property, situated in the County of Kootenai, State of Idaho, and described as follows: Exhibit "B" PARCEL 1: Lots 3, 4, 5 and 10, Block 3, BLACK ROCK THIRD ADDITION, according to the plat recorded in Book "I" of Plats at Page 349, records of Kootenai County, Idaho. PARCEL 2: Lots 3 and 4, Block 2, BLACK ROCK FIFTH ADDITION, according to the plat recorded in Book "J" of Plats at Page 12, records of Kootenai County, Idaho. PARCEL 3: Lots 2, 4 and 5, Block 3, BLACK ROCK FOURTH ADDITON, according to the plat recorded in Book "I" of Plats of Page 441, records of Kootenai County, Idaho. PARCEL 4: Lot 4, Block 4, BLACK ROCK, according to the plat recorded in Book "I" of Plats at Page 299, records of Kootenai County, Idaho. NOTE: The address of the subject property is described as follows: NNA Black Rock, Coeur d'Alene, ID 83814; 16886 S. Citrine Dr., Coeur d'Alene, ID 83814; 16777 S. Gypsum Ct., Coeur d'Alene, ID 83814; and 16791 S. Lazurite Dr., Coeur d'Alene, ID 83814. The Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Section 60-113 Idaho Code, the Trustee has been informed that the address of: NNA Black Rock, Coeur d'Alene, ID 83814; 16886 S. Citrine Dr., Coeur d'Alene, ID 83814; 16777 S. Gypsum Ct., Coeur d'Alene, ID 83814; 16791 S. Lazurite Dr., Coeur d'Alene, ID 83814, is sometimes associated with said real property. Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by: MJN Properties, LLC, an Idaho limited liability company, As grantors, To: North Idaho Title Insurance, Inc., As Trustee, for the benefit and security of Idaho Independent Bank, As Beneficiary, dated 9/7/2004, recorded 9/8/2004, as Instrument No. 1899486, and Modified on 10/14/2005 as Instrument No. 1988145 and Further Modfied on 09/01/2006 as Instrument No. 2053344000 and on 12/23/2009 as Instrument No. 2246473000 records of Kootenai County, Idaho. Please Note: The above Grantors are named to comply with section 45-1506(4)(A), ID Code, No representation is made that they are, or are not, presently responsible for this obligation set forth herein. The Default for which this sale is to be made is the failure to pay when due, under Deed of Trust and Note dated 9/7/2004. INSTALLMENT OF PRINCIPAL AND INTEREST PLUS IMPOUNDS AND / OR ADVANCES WHICH BECAME DUE On 7/11/2010 PLUS LATE CHARGES, AND ALL SUBSEQUENT INSTALLMENTS OF PRINCIPAL, INTEREST, BALLOON PAYMENTS, PLUS IMPOUNDS AND/OR ADVANCES AND LATE CHARGES THAT BECOME PAYABLE.. The principal balance owing as of this date on the obligation secured by said Deed of Trust is $655,514.74, plus accrued interest at the rate of 4.5% through 7/11/2010 and a default rate of 21% per annum from 7/12/2010. All delinquent amounts are now due, together with accruing late charges, and interest, unpaid and accruing taxes, assessments, trustee's fees, attorney's fees, and any amounts advanced to protect the security associated with this foreclosure and that the beneficiary elects to sell or cause the trust property to be sold to satisfy said obligation. Dated: September 30, 2010 By: Pioneer Title Company of Ada County, dba Pioneer Lender Trustee Services Amy L. Bowles, Assistant Trustee Officer Legal 1242 October 30, 2010 November 6, 13, 20, 2010

NOTICE OF LETTING Sealed proposals will be received by the IDAHO TRANSPORTATION BOARD only at the office of the IDAHO TRANSPORTATION DEPARTMENT, 311 WEST STATE STREET, BOISE, IDAHO 83703, ATTN: ROADWAY DESIGN until two o'clock p.m., on December 7, 2010, for the work of performing cold milling and plantmix overlay on local reads, MP 0.350 to MP 3.150; STC-5721, Cave Bay Rd; Rock Cr to N of Bitter Cr, known as Idaho Federal Aid Project no. A012(240), in Kootenai County, Key No. 12240. [ADDITIONAL INFORMATION CONTACT; RESIDENT ENGINEER ***MARVIN FENN*** AT (208) 772-1253.] Plans, specifications, form of contract, proposal forms, and other information may be obtained at the office of Idaho Transportation Department, Boise, Idaho, and are on file for examination at the office of the District Engineer at Coeur d'Alene Idaho. A non-refundable handling and mailing charge of FIVE DOLLARS ($5.00), plus applicable sales tax will be made for bid documents. Phone orders to (800) 732-2098 (in Idaho) or (208) 334-8430 shall be made by credit card (Visa or Mastercard). Written requests shall be made by check or money order to the Idaho Transportation Department, Attn: Revenue Operations, P.O. Box 34, Boise, ID 83731-0034. Dated November 12, 2010 TOM COLE, P.E. Chief Engineer Legal 1397 November 16, 17, 18, 19, 20, 2010

NOTICE OF PUBLIC HEARING NOTICE IS HEREBY GIVEN that the City of Coeur d'Alene City Council invites you to the following public hearing to consider your oral comments and all written comments received on this item: ITEM O-3-10 What is being requested: The City of Coeur d'Alene is considering approval of amendments to the Off-Street Parking Regulations found in Title 17 Chapter 44 of the Coeur d'Alene City Code. These amendments would provide for a comprehensive modification generally reduces the amount of required off-street parking and loading spaces that are to be provided for residential, civic, commercial, warehousing and manufacturing land uses. The proposed amendments also provide updates and clarification to Shared Use Parking (17.44.225) and provisions for temporary parking facilities for educational uses. Public Hearing time and location: The public hearings will begin at 6:00 p.m. in the Community Room, Lower-level of Coeur d'Alene Public Library, 702 E. Front Avenue, at a regular meeting of the City Council on December 7, 2010. Require more information? To see a more detailed copy of the above legal description, obtain more information on the above request or a copy of the staff report; contact the Planning Department at 769-2240. Staff reports are also posted and available on December 3, 2010 at the City's web site at www.cdaid.org and clicking on agendas/City Council. Susan Weathers City Clerk Legal 1422 November 20, 2010

NOTICE OF TRUSTEE'S SALE On FRIDAY, MARCH 4, 2011, AT THE HOUR OF 11:15 o'clock A.M., local time, of said day, at the front steps of the Kootenai County Courthouse, 502 Government Way, Coeur d'Alene, Idaho, Jonathon D. Hallin, as Successor Trustee, will sell at public auction to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real property, together with fixtures, of the following described real property in Kootenai County, Idaho: PARCEL 1: A parcel of land described as the Southeast Quarter of the Northeast Quarter of the Southeast Quarter of the Southeast Quarter of Section 30, Township 51 North, Range 3 West, Boise Meridian, Kootenai County, Idaho; being more particularly described as follows: COMMENCING at the Southeast corner of said Section 30, from which the South Quarter corner of said Section 30 bears North 88838'41" West a distance of 2667.38 feet; thence North 01816'05'' East a distance of 658.41 feet to South-South 1/64th corner of said Section 30 and 29. Said corner marked by a 5/8"rebar and plastic cap stamped "ATS PLS 8962" and being the TRUE POINT OF BEGINNING for this parcel of land; thence North 88837' 13" West a distance of 333.19 feet to a 5/8" rebar and plastic cap stamped "ATS PLS 8962"; thence North 018 17'18" East a distance of 329.28 feet to a 5/8" rebar and plastic cap stamped "ATS PLS 8962"; thence South 88836'29" East a distance of 333.08 feet to a 5/8" rebar and plastic cap stamped "ATS PLS 8962"; thence South 01816'05" West a distance of 329.21 feet to the TRUE POINT OF BEGINNING of this described parcel of land. PARCEL 2: A parcel of land located in the Southeast Quarter of Section 30, Township 51 North, Range 3 West, Boise Meridian, Kootenai County, Idaho, being more particularly described as follows: COMMENCING at the Southeast corner of said Section 30, from which the South Quarter corner of said Section 30 bears North 88838'41" West a distance of 2667.38 feet; thence North 65824'24" West a distance of 723.83 feet to a 5/8" rebar and plastic cap stamped "ATS PLS 8962" and being the TRUE POINT OF BEGINNING for this parcel of land; thence North 56823'48" West a distance of 226.57 feet to a 5/8" rebar and plastic cap stamped "ATS PLS 8962"; thence North 33827'35" East a distance of 137.83 feet to a 5/8" rebar and plastic cap stamped "ATS PLS 8962", from which the said South Quarter corner bear South 75849'59" West a distance of 1955.21 feet; thence South 55854'25" East a distance of 240.77 feet to a 5/8" rebar and plastic cap stamped "ATS PLS 8962"; thence South 39825'37" West a distance of 136.48 feet to the TRUE POINT OF BEGINING of this described parcel of land. PARCEL 3: A parcel of land located in the Southeast Quarter of Section 30, Township 51 North, Range 3 West, Boise Meridian Kootenai County, Idaho, being more particularly described as follows: COMMENCING at the Southeast corner of said Section 30, from which the South Quarter corner of said Section 30 bears North 88838'41" West a distance of 2667.38 feet; thence North 73830'37" West a distance of 1127.77 feet to a 5/8" rebar and plastic cap stamped "ATS PLS 8962" and being the TRUE POINT OF BEGINNING for this parcel of land; thence North 48824'17" West a distance of 216.67 feet to a 5/8" rebar and plastic cap stamped "ATS PLS 8962"; thence North 69835'54" East a distance of 134.95 feet to a 5/8" rebar and plastic cap stamped "'ATS PLS 8962", from which said South Quarter corner bears South 73852'46" West a distance of 1613.13 feet; thence South 54858'01" East a distance of 138.68 feet to a 5/8" rebar and plastic cap stamped "ATS PLS 8962"; thence South 35801'59" West a distance of 135.89 feet to the TRUE POINT OF BEGINING of this described parcel of land. PARCEL 4: A parcel of land located in the Southeast Quarter of Section 30, Township 51 North, Range 3 West, Boise Meridian, Kootenai County, Idaho, being more particularly described as follows: COMMENCING at the Southeast corner of said Section 30, from which the South Quarter corner of said Section 30 bears North 888 38'41" West a distance of 2667.38 feet; thence North 38814'59" West a distance of 1186.27 feet to a 5/8" rebar and plastic cap stamped "ATS PLS 8962" and being the TRUE POINT OF BEGINING for this parcel of 1and; thence North 79800'17" West a distance of 129.19 feet to a 5/8" rebar and plastic cap stamped "ATS PLS 8962"; thence North 03857'09" West a distance of 92.24 feet to a 5/8" rebar and plastic cap stamped "ATS PLS 8962", from which said South Quarter corner bears South 61817'40" West a distance of 2051.14 feet; thence North 52800'37" East a distance of 174.51 feet to a 5/8" rebar and plastic cap stamped "ATS PLS 8962"; South 01806'53" West a distance of 224.12 feet to the TRUE POINT OF BEGINING of this described parcel of land. NOTE: The address of the subject property is described as follows: Vacant Land The Trustee has no knowledge of a more particular description of the above referenced real property for purposes of compliance with Section 60-113 Idaho Code. Said sale will be made without covenant or warranty regarding title, possession or encumbrance to satisfy the obligations secured by and pursuant to the power of sale conferred in the Deed of Trust described as follows: A Deed of Trust to secure an indebtedness of $151,598.00, and any other amounts as therein provided, payable under the terms, conditions, provisions and stipulations thereof. Dated: August 15, 2003 Grantor: Marvin R. Erickson and Sharon N. Erickson, husband and wife Trustee: First American Title Company of North Idaho, Inc. Beneficiary: Washington Trust Bank Recorded: September 10, 2003 Instrument No.: 1822442 Re-Recorded: September 30, 2003 Instrument No.: 1827589 Said Deed of Trust modified by Instrument Recorded: August 30, 2004 Instrument No.: 1897952 As Follows: Modifying Deed to Add Revolving Verbiage. Increasing indebtedness by $68,402.00 to a new total of $150,000.00 Deed now secures a Revolving Line of Credit. THE GRANTORS NAMED HEREIN ARE LISTED TO COMPLY WITH SECTION 45-1506 OF THE IDAHO CODE. No representation is made whether or not they are currently responsible for the obligation listed herein. The default for which this sale is to be made is the obligation secured by the Deed of Trust is in default for failure of the obligors to pay the balance due when the loan matured on February 10, 2010. As of October 15, 2010, the outstanding principal balance owing on the obligation secured by the Deed of Trust was $85,972.24, plus accrued interest and late charges in the amount of $14,203.73. Additional interest accrues at the rate of 9.50000% per annum or $22.69 per day. Grantors must also pay outstanding taxes, interest, penalties, late charges, service charges, appraisal fees, title policy fees, and any other disbursements, costs, fees or expenses incurred or paid by the Beneficiary and/or Trustee associated with this Notice of Default and/or foreclosure as provided by the Deed of Trust, Promissory Note, or by Idaho law. JONATHON D. HALLIN, Attorney at Law, is successor trustee of said Deed of Trust. DATED: October 27, 2010. ____________________________ JONATHON HALLIN, Trustee 601 E. Front Ave., Suite 502, Coeur d'Alene, Idaho 83814 208-667-0517 Legal 1350 November 20, 27, 2010 December 4, 11, 2010

SUMMARY OF ORDINANCE NO. 1205 The city of Post Falls, Kootenai County, Idaho, hereby gives notice of the adoption of Post Falls Ordinance No. 1205 an ordinance of the city of post falls, a municipal corporation of the state of Idaho, amending Section 15.04.010 of the Post Falls City Code to adopt the 2009 international building and residential codes with revisions adopted by the state, adopting the supplements, and adopting additional amendments; amending Section 15.10.010 to adopt the 2009 international existing building code; amending Section 15.48.010 to adopt the 2009 international energy conservation code as amended by the state; amending Section 15.52.010 to adopt the 2009 international mechanical and fuel gas codes; providing severability; providing repeal of conflicting ordinances, and providing that the Ordinance be effective January 1, 2011, upon the publication of this Summary. The full text of the summarized Ordinance No. 1205 is available at Post Falls City Hall, 408 N. Spokane Street, Post Falls, Idaho 83854 in the office of the City Clerk. ____________________________ Carol Fairhurst, City Clerk Legal 1426 November 20, 2010

NOTICE OF TRUSTEE'S SALE On FRIDAY, MARCH 4, 2011, AT THE HOUR OF 11:30 o'clock A.M., local time, of said day, at the front steps of the Kootenai County Courthouse, 501 Government Way, Coeur d'Alene, Idaho, Jonathon D. Hallin, as Successor Trustee, will sell at public auction to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real property, together with fixtures, of the following described real property in Kootenai County, Idaho: PARCEL 1: A parcel of land described as the Southeast Quarter of the Northeast Quarter of the Southeast Quarter of the Southeast Quarter of Section 30, Township 51 North, Range 3 West, Boise Meridian, Kootenai County, Idaho; being more particularly described as follows: COMMENCING at the Southeast corner of said Section 30, from which the South Quarter corner of said Section 30 bears North 88838'41" West a distance of 2667.38 feet; thence North 01816'05'' East a distance of 658.41 feet to South-South 1/64th corner of said Section 30 and 29. Said corner marked by a 5/8"rebar and plastic cap stamped "ATS PLS 8962" and being the TRUE POINT OF BEGINNING for this parcel of land; thence North 88837' 13" West a distance of 333.19 feet to a 5/8" rebar and plastic cap stamped "ATS PLS 8962"; thence North 018 17'18" East a distance of 329.28 feet to a 5/8" rebar and plastic cap stamped "ATS PLS 8962"; thence South 88836'29" East a distance of 333.08 feet to a 5/8" rebar and plastic cap stamped "ATS PLS 8962"; thence South 01816'05" West a distance of 329.21 feet to the TRUE POINT OF BEGINNING of this described parcel of land. PARCEL 2: A parcel of land located in the Southeast Quarter of Section 30, Township 51 North, Range 3 West, Boise Meridian, Kootenai County, Idaho, being more particularly described as follows: COMMENCING at the Southeast corner of said Section 30, from which the South Quarter corner of said Section 30 bears North 88838'41" West a distance of 2667.38 feet; thence North 65824'24" West a distance of 723.83 feet to a 5/8" rebar and plastic cap stamped "ATS PLS 8962" and being the TRUE POINT OF BEGINNING for this parcel of land; thence North 56823'48" West a distance of 226.57 feet to a 5/8" rebar and plastic cap stamped "ATS PLS 8962"; thence North 33827'35" East a distance of 137.83 feet to a 5/8" rebar and plastic cap stamped "ATS PLS 8962", from which the said South Quarter corner bears South 75849'59" West a distance of 1955.21 feet; thence South 55854'25" East a distance of 240.77 feet to a 5/8" rebar and plastic cap stamped "ATS PLS 8962"; thence South 39825'37" West a distance of 136.48 feet to the TRUE POINT OF BEGINING of this described parcel of land. PARCEL 3: A parcel of land located in the Southeast Quarter of Section 30, Township 51 North, Range 3 West, Boise Meridian Kootenai County, Idaho, being more particularly described as follows: COMMENCING at the Southeast corner of said Section 30, from which the South Quarter corner of said Section 30 bears North 88838'41" West a distance of 2667.38 feet; thence North 73830'37" West a distance of 1127.77 feet to a 5/8" rebar and plastic cap stamped "ATS PLS 8962" and being the TRUE POINT OF BEGINNING for this parcel of land; thence North 48824'17" West a distance of 216.67 feet to a 5/8" rebar and plastic cap stamped "ATS PLS 8962"; thence North 69835'54" East a distance of 134.95 feet to a 5/8" rebar and plastic cap stamped "'ATS PLS 8962", from which said South Quarter corner bears South 73852'46" West a distance of 1613.13 feet; thence South 54858'01" East a distance of 138.68 feet to a 5/8" rebar and plastic cap stamped '"ATS PLS 8962"; thence South 35801'59" West a distance of 135.89 feet to the TRUE POINT OF BEGINING of this described parcel of land. PARCEL 4: A parcel of land located in the Southeast Quarter of Section 30, Township 51 North, Range 3 West, Boise Meridian, Kootenai County, Idaho, being more particularly described as follows: COMMENCING at the Southeast corner of said Section 30, from which the South Quarter corner of said Section 30 bears North 888 38'41" West a distance of 2667.38 feet; thence North 38814'59" West a distance of 1186.27 feet to a 5/8" rebar and plastic cap stamped "ATS PLS 8962" and being the TRUE POINT OF BEGINING for this parcel of 1and; thence North 79800'17" West a distance of 129.19 feet to a 5/8" rebar and plastic cap stamped "ATS PLS 8962"; thence North 03857'09" West a distance of 92.24 feet to a 5/8" rebar and plastic cap stamped "ATS PLS 8962", from which said South Quarter corner bears South 61817'40" West a distance of 2051.14 feet; thence North 52800'37" East a distance of 174.51 feet to a 5/8" rebar and plastic cap stamped "ATS PLS 8962"; South 01806'53" West a distance of 224.12 feet to the TRUE POINT OF BEGINING of this described parcel of land. NOTE: The address of the subject property is described as follows: Vacant Land The Trustee has no knowledge of a more particular description of the above referenced real property for purposes of compliance with Section 60-113 Idaho Code. Said sale will be made without covenant or warranty regarding title, possession or encumbrance to satisfy the obligations secured by and pursuant to the power of sale conferred in the Deed of Trust described as follows: A Deed of Trust to secure an indebtedness of $151,034.00, and any other amounts as therein provided, payable under the terms, conditions, provisions and stipulations thereof. Dated: March 10, 2004 Grantor: Marvin R. Erickson and Sharon N. Erickson, husband and wife Trustee: First American Title Company of North Idaho, Inc. Beneficiary: Washington Trust Bank Recorded: March 12, 2004 Instrument No.: 1863542 Loan No.: 16077 Said Deed of Trust modified by Instrument Recorded: June 6, 2007 Instrument No. 2103570000 As Follows: Adding a Promissory Note dated May 10, 2007 in the principal amount of $116,000.00 THE GRANTORS NAMED HEREIN ARE LISTED TO COMPLY WITH SECTION 45-1506 OF THE IDAHO CODE. No representation is made whether or not they are currently responsible for the obligation listed herein. The default for which this sale is to be made is the obligation secured by the Deed of Trust is in default for failure of the obligors to pay the balance due when the loan matured on February 10, 2010. As of October 18, 2010, the outstanding principal balance owing on the obligation secured by the Deed of Trust was $68,761.42, plus accrued interest and late charges in the amount of $11,415.25. Additional interest accrues at the rate of 9.5000% per annum or $18.15 per day. Grantors must also pay outstanding taxes, interest, penalties, late charges, service charges, appraisal fees, title policy fees, and any other disbursements, costs, fees or expenses incurred or paid by the Beneficiary and/or Trustee associated with this Notice of Default and/or foreclosure as provided by the Deed of Trust, Promissory Note, or by Idaho law. JONATHON D. HALLIN, Attorney at Law, is successor trustee of said Deed of Trust. DATED: October 28, 2010. ____________________________ JONATHON HALLIN, Trustee 601 E. Front Ave., Suite 502, Coeur d'Alene, Idaho 83814 208-667-0517 Legal 1351 November 20, 27, 2010 December 4, 11, 2010

NOTICE OF TRUSTEE'S SALE On FRIDAY, MARCH 4, 2011, AT THE HOUR OF 10:45 o'clock A.M., local time, of said day, at the front steps of the Kootenai County Courthouse, 501 Government Way, Coeur d'Alene, Idaho, Jonathon D. Hallin, as Successor Trustee, will sell at public auction to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real property, together with fixtures, of the following described real property in Kootenai County, Idaho: Lot 2, Block 1, BLACK HAWK RANCH, according to the plat thereof, recorded in Book "K" of Plats, at Page 11, records of Kootenai County, Idaho. Note: The address of the subject property is described as follows: Vacant Land known as TBD Rapids Bend Lane, Post Falls, Idaho 83854 The Trustee has no knowledge of a more particular description of the above referenced real property for purposes of compliance with Section 60-113 Idaho Code. Said sale will be made without covenant or warranty regarding title, possession or encumbrance to satisfy the obligations secured by and pursuant to the power of sale conferred in the Deed of Trust described as follows: A DEED OF TRUST TO SECURE AN INDEBTEDNESS OF $502,500.00, AND ANY OTHER AMOUNTS AS THEREIN PROVIDED, PAYABLE UNDER THE TERMS, CONDITIONS, PROVISIONS AND STIPULATIONS THEREOF: DATED: October 1, 2008 GRANTOR: Darrin L. Pelton and Melissa A. Filipkowski-Pelton, husband and wife TRUSTEE: Pioneer Title Company of Kootenai County BENEFICIARY: Mountain West Bank RECORDED: October 3, 2008 INSTRUMENT NO.: 2180333000 LOAN NO. 0181748754 THE GRANTORS NAMED HEREIN ARE LISTED TO COMPLY WITH SECTION 45-1506 OF THE IDAHO CODE. No representation is made whether or not they are currently responsible for the obligation listed herein. The default for which this sale is to be made is the obligation secured by the Deed of Trust is in default for failure of the obligors to pay the monthly payment when due for the month of July 2010. As of October 7, 2010, the outstanding principal balance owing on the obligation secured by the Deed of Trust was $502,500.00, plus accrued interest and late charges in the amount of $12,928.02. Additional interest accrues at the rate of 7.000000% per annum or $96.36986 per day. Grantors must also pay outstanding taxes, interest, penalties, late charges, service charges, appraisal fees, title policy fees, and any other disbursements, costs, fees or expenses incurred or paid by the Beneficiary and/or Trustee associated with this Notice of Default and/or foreclosure as provided by the Deed of Trust, Promissory Note, or by Idaho law. JONATHON D. HALLIN, Attorney at Law, is successor trustee of said Deed of Trust. DATED: October 29, 2010. ____________________________ JONATHON HALLIN, Trustee 601 E. Front Ave., Suite 502, Coeur d'Alene, Idaho 83814 208-667-0517 Legal 1348 November 20, 27, 2010 December 4, 11, 2010

NOTICE OF TRUSTEE'S SALE Idaho Code 45-1506 Loan No.: 2291375B T.S. No.: 20000.2119.DD TSG No.: 137607 On 2/9/2011 at 11:00 AM (recognized local time), In the lobby of Pioneer Title Company of Kootenai County located at 100 Wallace Avenue, Coeur d'Alene, ID 83814.. In the County of Kootenai, State of Idaho, Pioneer Title Company of Ada County, dba Pioneer Lender Trustee Services as Trustee on behalf of the beneficiary will sell at public auction, to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real property, situated in the County of Kootenai, State of Idaho, and described as follows: Lot 6 in Block 114 and Lot 6, Block 115, of First Addition to Spirit Lake, according to the official plat thereof, filed in Book "C" of Plats at Page(s) 32 Official Records of Kootenai County, Idaho. The Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Section 60-113 Idaho Code, the Trustee has been informed that the address of: NNA Spirit Lake, ID 83869 (Vacant Land), is sometimes associated with said real property. Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by: MJN Properties, LLC, A Limited Liablity Company, As grantors, To: Pioneer Title Company of Kootenai County, As Trustee, for the benefit and security of Idaho Independent Bank, As Beneficiary, dated 11/25/2008, recorded 12/1/2008, as Instrument No. 2187679000, records of Kootenai County, Idaho. Please Note: The above Grantors are named to comply with section 45-1506(4)(A), ID Code, No representation is made that they are, or are not, presently responsible for this obligation set forth herein. The Default for which this sale is to be made is the failure to pay when due, under Deed of Trust and Note dated 11/25/2008. INSTALLMENT OF PRINCIPAL AND INTEREST PLUS IMPOUNDS AND / OR ADVANCES WHICH BECAME DUE On 7/11/2010 PLUS LATE CHARGES, AND ALL SUBSEQUENT INSTALLMENTS OF PRINCIPAL, INTEREST, BALLOON PAYMENTS, PLUS IMPOUNDS AND/OR ADVANCES AND LATE CHARGES THAT BECOME PAYABLE. The principal balance owing as of this date on the obligation secured by said Deed of Trust is $213,836.45, plus accrued interest at the rate of 4.5% through 7/11/2010 and a default rate of 21% per annum from 7/12/2010. All delinquent amounts are now due, together with accruing late charges, and interest, unpaid and accruing taxes, assessments, trustee's fees, attorney's fees, and any amounts advanced to protect the security associated with this foreclosure and that the beneficiary elects to sell, or cause the trust property to be sold to satisfy said obligation. Dated: September 30, 2010 By: Pioneer Title Company of Ada County, dba Pioneer Lender Trustee Services Amy L. Bowles, Assistant Trustee Officer Legal 1243 October 30, 2010 November 6, 13, 20, 2010

NOTICE OF TRUSTEE'S SALE Idaho Code 45-1506 Loan No.: 2290334 T.S. No.: 20000.2113.DD TSG No.: 137546 On 2/9/2011 at 11:00 AM (recognized local time), In the lobby of Pioneer Title Company of Kootenai County located at 100 Wallace Avenue, Coeur d'Alene, ID 83814.. In the County of Kootenai, State of Idaho, Pioneer Title Company of Ada County, dba Pioneer Lender Trustee Services, as Trustee on behalf of the beneficiary will sell at public auction, to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real property, situated in the County of Kootenai, State of Idaho, and described as follows: Lot 3, Block 3, Black Rock Third Addition, according to the Plat recorded in Book "I" of Plats at Page 349, Records of Kootenai County, Idaho The Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Section 60-113 Idaho Code, the Trustee has been informed that the address of: 16866 South Citrine Dr., Coeur d'Alene, ID 83814, is sometimes associated with said real property. Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by: MJN Properties, LLC, an Idaho limited liability company, As grantors, To: North Idaho title Insurance, Inc., As Trustee, for the benefit and security of Idaho Independent Bank, As Beneficiary, dated 1/19/2005, recorded 1/21/2005, as Instrument No. 1925606, and Modified on 12/23/2005 as Instrument No. 2003858 and Further Modified on 09/01/2006 as Instrument No. 2053327000 and on 12/23/2009 as Instrument No. 2246479000 records of Kootenai County, Idaho. Please Note: The above Grantors are named to comply with section 45-1506(4)(A), ID Code, No representation is made that they are, or are not, presently responsible for this obligation set forth herein. The Default for which this sale is to be made is the failure to pay when due, under Deed of Trust and Note dated 1/19/2005. INSTALLMENT OF PRINCIPAL AND INTEREST PLUS IMPOUNDS AND / OR ADVANCES WHICH BECAME DUE On 7/11/2010 PLUS LATE CHARGES, AND ALL SUBSEQUENT INSTALLMENTS OF PRINCIPAL, INTEREST, BALLOON PAYMENTS, PLUS IMPOUNDS AND/OR ADVANCES AND LATE CHARGES THAT BECOME PAYABLE.. The principal balance owing as of this date on the obligation secured by said Deed of Trust is $728,924.74, plus accrued interest at the rate of 4.5% through 7/11/2010 and a default rate 21% per annum from 7/12/2010. All delinquent amounts are now due, together with accruing late charges, and interest, unpaid and accruing taxes, assessments, trustee's fees, attorney's fees, and any amounts advanced to protect the security associated with this foreclosure and that the beneficiary elects to sell or cause the trust property to be sold to satisfy said obligation. Dated: September 30, 2010 By: Pioneer Title Company of Ada County, dba Pioneer Lender Trustee Services Amy L. Bowles, Assistant Trustee Officer Legal 1244 October 30, 2010 November 6, 13, 20, 2010

NOTICE OF TRUSTEE'S SALE Idaho Code 45-1506 Loan No.: 2290351 T.S. No.: 20000.2114.DD TSG No.: 137559 On 2/9/2011 at 11:00 AM (recognized local time), In the lobby of Pioneer Title Company of Kootenai County located at 100 Wallace Avenue, Coeur d'Alene, ID 83814.. In the County of Kootenai, State of Idaho, Pioneer Title Company of Ada County, dba Pioneer Lender Trustee Services, as Trustee on behalf of the beneficiary will sell at public auction, to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real property, situated in the County of Kootenai, State of Idaho, and described as follows: Lot 3, Block 2, Black Rock Fifth Addition, according to the plat recorded in Book "J" of Plats at Page 12, records of Kootenai County, Idaho The Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Section 60-113 Idaho Code, the Trustee has been informed that the address of: 16777 S. Gypsum Court, Coeur d'Alene, ID 83814, is sometimes associated with said real property. Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by: MJN Properties, LLC, an Idaho limited liability company, As grantors, To: North Idaho Title Insurance, Inc., As Trustee, for the benefit and security of Idaho Independent Bank, As Beneficiary, dated 2/17/2005, recorded 2/23/2005, as Instrument No. 1931320, and Modified on 12/23/2005 as Instrument No. 2003852 and further Modified on 09/01/2006 as Instrument No. 2053328000 and on 12/23/2009 as Instrument No. 2246476000 records of Kootenai County, Idaho. Please Note: The above Grantors are named to comply with section 45-1506(4)(A), ID Code, No representation is made that they are, or are not, presently responsible for this obligation set forth herein. The Default for which this sale is to be made is the failure to pay when due, under Deed of Trust and Note dated 2/17/2005. INSTALLMENT OF PRINCIPAL AND INTEREST PLUS IMPOUNDS AND / OR ADVANCES WHICH BECAME DUE On 7/11/2010 PLUS LATE CHARGES, AND ALL SUBSEQUENT INSTALLMENTS OF PRINCIPAL, INTEREST, BALLOON PAYMENTS, PLUS IMPOUNDS AND/OR ADVANCES AND LATE CHARGES THAT BECOME PAYABLE.. The principal balance owing as of this date on the obligation secured by said Deed of Trust is $740,484.13, plus accrued interest at the rate of 4.5% through 7/11/2010 and a default rate of 21% per annum from 7/12/2010. All delinquent amounts are now due, together with accruing late charges, and interest, unpaid and accruing taxes, assessments, trustee's fees, attorney's fees, and any amounts advanced to protect the security associated with this foreclosure and that the beneficiary elects to sell or cause the trust property to be sold to satisfy said obligation. Dated: September 30, 2010 By: Pioneer Title Company of Ada County, dba Pioneer Lender Trustee Services Amy L. Bowles, Assistant Trustee Officer Legal 1245 October 30, 2010 November 6, 13, 20, 2010

NOTICE OF TRUSTEE'S SALE Idaho Code 45-1506 Loan No.: 2290407 T.S. No.: 20000.2115.DD TSG No.: 137556 On 2/9/2011 at 11:00 AM (recognized local time), In the lobby of Pioneer Title Company of Kootenai County located at 100 Wallace Avenue, Coeur d'Alene, ID 83814.. In the County of Kootenai, State of Idaho, Pioneer Title Company of Ada County, dba Pioneer Lender Trustee Services, as Trustee on behalf of the beneficiary will sell at public auction, to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real property, situated in the County of Kootenai, State of Idaho, and described as follows: Lot 5, Block 3, Black Rock Third Addition, According to the Plat Recorded in Book "I" of Plats at Page 349, Records of Kootenai county, Idaho The Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Section 60-113 Idaho Code, the Trustee has been informed that the address of: 16812 S. Citrine Dr., Coeur d'Alene, ID 83814, is sometimes associated with said real property. Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by: MJN Properties, LLC, a Limited Liability Company, As grantors, To: North Idaho Title Insurance, Inc., As Trustee, for the benefit and security of Idaho Independent Bank, As Beneficiary, dated 4/8/2005, recorded 4/11/2005, as Instrument No. 1940905, and was Modified on 12/23/2005 as Instrument No. 2003855 and Furthur Modified on 09/01/2006 as Instrument No. 2053330000 and furthur Modified on 12/23/2009 as Instrumnet No. 2246471000 records of Kootenai County, Idaho. Please Note: The above Grantors are named to comply with section 45-1506(4)(A), ID Code, No representation is made that they are, or are not, presently responsible for this obligation set forth herein. The Default for which this sale is to be made is the failure to pay when due, under Deed of Trust and Note dated 4/8/2005. INSTALLMENT OF PRINCIPAL AND INTEREST PLUS IMPOUNDS AND / OR ADVANCES WHICH BECAME DUE On 7/10/2010 PLUS LATE CHARGES, AND ALL SUBSEQUENT INSTALLMENTS OF PRINCIPAL, INTEREST, BALLOON PAYMENTS, PLUS IMPOUNDS AND/OR ADVANCES AND LATE CHARGES THAT BECOME PAYABLE.. The principal balance owing as of this date on the obligation secured by said Deed of Trust is $767,084.35, plus accrued interest at the rate of 4.5% through 7/11/2010 and a default rate of 21% per annum from 7/12/2010. All delinquent amounts are now due, together with accruing late charges, and interest, unpaid and accruing taxes, assessments, trustee's fees, attorney's fees, and any amounts advanced to protect the security associated with this foreclosure and that the beneficiary elects to sell or cause the trust property to be sold to satisfy said obligation. Dated: September 30, 2010 By: Pioneer Title Company of Ada County, dba Pioneer Lender Trustee Services Amy L. Bowles, Assistant Trustee Officer Legal 1246 October 30, 2010 November 6, 13, 20, 2010

NOTICE OF TRUSTEE'S SALE Idaho Code 45-1506 Loan No.: 2290572 T.S. No.: 20000.2116.DD TSG No.: 137553 On 2/9/2011 at 11:00 AM (recognized local time), In the lobby of Pioneer Title Company of Kootenai County located at 100 Wallace Avenue, Coeur d'Alene, ID 83814.. In the County of Kootenai, State of Idaho, Pioneer Title Company of Ada County, dba Pioneer Lender Trustee Services, as Trustee on behalf of the beneficiary will sell at public auction, to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real property, situated in the County of Kootenai, State of Idaho, and described as follows: The West Half of the Southwest Quarter of Section 8, Township 50 North, Range 4 West, Boise Meridian, Kootenai County, Idaho; LESS that portion thereof lying South of Highland Drive: LESS any portion lying within Riverview Drive, a county road: ALSO LESS any portion lying within Highland Drive. The Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Section 60-113 Idaho Code, the Trustee has been informed that the address of: NNA Riverview Drive, Post Falls, ID 83854 (Vacant Land), is sometimes associated with said real property. Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by: MJN Properties, LLC, a Limited Liabilty Company, As grantors, To: North Idaho Title Insurance, Inc, As Trustee, for the benefit and security of Idaho Independent Bank, As Beneficiary, dated 9/7/2005, recorded 9/8/2005, as Instrument No. 1978895, and Modified on 09/01/2006 as Istrument No.2053339000 and Further Modified on 12/23/2009 as Instrument No. 2246478000 records of Kootenai County, Idaho. Please Note: The above Grantors are named to comply with section 45-1506(4)(A), ID Code, No representation is made that they are, or are not, presently responsible for this obligation set forth herein. The Default for which this sale is to be made is the failure to pay when due, under Deed of Trust and Note dated 9/7/2005. INSTALLMENT OF PRINCIPAL AND INTEREST PLUS IMPOUNDS AND / OR ADVANCES WHICH BECAME DUE On 7/11/2010 PLUS LATE CHARGES, AND ALL SUBSEQUENT INSTALLMENTS OF PRINCIPAL, INTEREST, BALLOON PAYMENTS, PLUS IMPOUNDS AND/OR ADVANCES AND LATE CHARGES THAT BECOME PAYABLE.. The principal balance owing as of this date on the obligation secured by said Deed of Trust is $999,517.58, plus accrued interest at the rate of 4.5% through 7/11/2010 and a default rate of 21% per annum from 7/12/2010. All delinquent amounts are now due, together with accruing late charges, and interest, unpaid and accruing taxes, assessments, trustee's fees, attorney's fees, and any amounts advanced to protect the security associated with this foreclosure and that the beneficiary elects to sell or cause the trust property to be sold to satisfy said obligation. Dated: September 30, 2010 By: Pioneer Title Company of Ada County, dba Pioneer Lender Trustee Services Amy L. Bowles, Assistant Trustee Officer Legal 1247 October 30, 2010 November 6, 13, 20, 2010

NOTICE OF TRUSTEE'S SALE Idaho Code 45-1506 Loan No.: 2291375A T.S. No.: 20000.2118.DD TSG No.: 137603 On 2/9/2011 at 11:00 AM (recognized local time), In the lobby of Pioneer Title Company of Kootenai County located at 100 Wallace Avenue, Coeur d'Alene, ID 83814.. In the County of Kootenai, State of Idaho, Pioneer Title Company of Ada County, dba Pioneer Lender Trustee Services as Trustee on behalf of the beneficiary will sell at public auction, to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real property, situated in the County of Kootenai, State of Idaho, and described as follows: Lot 12, Block 2, Coeur Addition, Kootenai County, State of Idaho, according to the plat recorded in Book "E" of Plats, Page 104 The Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Section 60-113 Idaho Code, the Trustee has been informed that the address of: 205 W. Bourbon Drive, Coeur d'Alene, ID 83815 aka 4297 N Bourbon Dr, Coeur d'Alene, ID 83815, is sometimes associated with said real property. Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by: MJN Properties, LLC, an Idaho Limited Liability Company, As grantors, To: Pioneer Title Company of Kootenai County, As Trustee, for the benefit and security of Idaho Independent Bank, As Beneficiary, dated 11/25/2008, recorded 12/1/2008, as Instrument No. 2187677000, records of Kootenai County, Idaho. Please Note: The above Grantors are named to comply with section 45-1506(4)(A), ID Code, No representation is made that they are, or are not, presently responsible for this obligation set forth herein. The Default for which this sale is to be made is the failure to pay when due, under Deed of Trust and Note dated 11/25/2008. INSTALLMENT OF PRINCIPAL AND INTEREST PLUS IMPOUNDS AND / OR ADVANCES WHICH BECAME DUE On 7/11/2010 PLUS LATE CHARGES, AND ALL SUBSEQUENT INSTALLMENTS OF PRINCIPAL, INTEREST, BALLOON PAYMENTS, PLUS IMPOUNDS AND/OR ADVANCES AND LATE CHARGES THAT BECOME PAYABLE.. The principal balance owing as of this date on the obligation secured by said Deed of Trust is $213,836.45, plus accrued interest at the rate of 4.5% through 7/11/2010 and a default rate of 21% per annum from 7/12/2010. All delinquent amounts are now due, together with accruing late charges, and interest, unpaid and accruing taxes, assessments, trustee's fees, attorney's fees, and any amounts advanced to protect the security associated with this foreclosure and that the beneficiary elects to sell or cause the trust property to be sold to satisfy said obligation. Dated: September 30, 2010 By: Pioneer Title Company of Ada County, dba Pioneer Lender Trustee Services Amy L. Bowles, Assistant Trustee Office Legal 1248 October 30, 2010 November 6, 13, 20, 2010

NOTICE OF TRUSTEE'S SALE Idaho Code 45-1506 Loan No.: 2291469 T.S. No.: 20000.2117.DD TSG No.: 137552 On 2/9/2011 at 11:00 AM (recognized local time), In the lobby of Pioneer Title Company of Kootenai County located at 100 Wallace Avenue, Coeur d'Alene, ID 83814.. In the County of Kootenai, State of Idaho, Pioneer Title Company of Ada County, dba Pioneer Lender Trustee Services, as Trustee on behalf of the beneficiary will sell at public auction, to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real property, situated in the County of Kootenai, State of Idaho, and described as follows: Exhibit "A" PARCEL I: Lots 1, 2 and 3, Block 1, GRANITE BLUFF SECOND ADDITION, according to the plat recorded in Book "K" of Plats at Page 240 records of Kootenai County, State of Idaho. PARCEL II: A parcel of land located in the North Half of Lot 3 in the Northwest Quarter of the Southwest Quarter of Section 30, Township 49 North, Range 3 West, Boise Meridian, Kootenai County, Idaho, more particularly described as follows: BEGINNING at the Southwest corner, a point on the highwater line of Lake Coeur d'Alene whence the Northeast corner of Lot 3 of Section 30, Township 49 North, Range 3 West, Boise Meridian, bears North 52829' East 836.4 feet distant; thence South 62815' East 287 feet to the Southeast corner, a point on the West side of Alternate U.S. Highway 95; thence Northeasterly 76 feet along said highway to the Northeast corner; thence North 62815' West 310 feet to the highwater line of Lake Coeur d'Alene; thence Southwesterly 75 feet along the highwater line to the Southwest corner and PLACE OF BEGINNING. NOTE: The addresses of the subject properties are described as follows: Parcel 1: NNA Post Falls, ID 83854 Parcel 2: 380 E. Ganos Lane, Harrison, ID 83833 The Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Section 60-113 Idaho Code, the Trustee has been informed that the address of: NNA, Post Falls, ID 83854 AND 380 E. Ganos Lane, Harrison, ID 83833, is sometimes associated with said real property. Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by: MJN Properties, LLC, as to parcel I and Michael J. Newell and Linda M. Newell, Husband and Wife, as to parcel II, As grantors, To: Pioneer Title Company of Kootenai County, As Trustee, for the benefit and security of Idaho Independent Bank, As Beneficiary, dated 12/4/2009, recorded 12/22/2009, as Instrument No. 2246353000, records of Kootenai County, Idaho. Please Note: The above Grantors are named to comply with section 45-1506(4)(A), ID Code, No representation is made that they are, or are not, presently responsible for this obligation set forth herein. The Default for which this sale is to be made is the failure to pay when due, under Deed of Trust and Note dated 12/4/2009. INSTALLMENT OF PRINCIPAL AND INTEREST PLUS IMPOUNDS AND / OR ADVANCES WHICH BECAME DUE On 7/11/2010 PLUS LATE CHARGES, AND ALL SUBSEQUENT INSTALLMENTS OF PRINCIPAL, INTEREST, BALLOON PAYMENTS, PLUS IMPOUNDS AND/OR ADVANCES AND LATE CHARGES THAT BECOME PAYABLE.. The principal balance owing as of this date on the obligation secured by said Deed of Trust is $354,848.88, plus accrued interest at the rate of 4.5% through 7/11/2010 and a default rate of 21% per annum from 7/12/2010. All delinquent amounts are now due, together with accruing late charges, and interest, unpaid and accruing taxes, assessments, trustee's fees, attorney's fees, and any amounts advanced to protect the security associated with this foreclosure and that the beneficiary elects to sell or cause the trust property to be sold to satisfy said obligation. Dated: September 30, 2010 By: Pioneer Title Company of Ada County, dba Pioneer Lender Trustee Services Amy L. Bowles, Assistant Trustee Officer Legal 1249 October 30, 2010 November 6, 13, 20, 2010