Legals November. 18, 2010

Notice of Trustee's Sale Idaho Code 45-1506 Today's date: October 17, 2010 File No.: 7037.08601 Sale date and time (local time): February 17, 2011 at 10:00 AM Sale location: in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID 83814 Property address: 322 N Promenade Loop Unit 208B Post Falls, ID 83854 Successor Trustee: Northwest Trustee Services, Inc., an Idaho Corporation P.O. Box 997 Bellevue, WA 98009 (425) 586-1900 Deed of Trust information Original grantor: Lucas Pichette, a married man as his sole and separate property Original trustee: North Idaho Title Insurance Original beneficiary: Mortgage Electronic Registration Systems, Inc. solely as nominee for Quick Mortgage Services Recording date: April 30, 2008 Recorder's instrument number: 2156923000 County: Kootenai Sum owing on the obligation: as of October 17, 2010: $172,745.63 Because of interest, late charges, and other charges that may vary from day to day, the amount due on the day you pay may be greater. Hence, if you pay the amount shown above, an adjustment may be necessary after we receive your check. For further information write or call the Successor Trustee at the address or telephone number provided above. Basis of default: failure to make payments when due. Please take notice that the Successor Trustee will sell at public auction to the highest bidder for certified funds or equivalent the property described above. The property address is identified to comply with IC 60-113 but is not warranted to be correct. The property's legal description is: Unit 208, Building 2, Promenade Condominiums, according to the plat recorded in Book "J" of Plats at Pages 472 through 472K, records of Kootenai County, Idaho. Together with an undivided interest in the common area as set forth in Condominium Declaration recorded March 28, 2007 as Instrument No. 2090779000. The sale is subject to conditions, rules and procedures as described at the sale and which can be reviewed at www.northwesttrustee.com or USA-Foreclosure.com. The sale is made without representation, warranty or covenant of any kind. (TS# 7037.08601) 1002.174704-FEI Legal 1191 October 28, 2010 November 4, 11, 18, 2010

NOTICE OF TRUSTEE'S SALE On Tuesday, the 22nd day of February, 2011, at the hour of 10:00 o'clock a.m. of said day at Alliance Title & Escrow, 1270 Northwood Center Ct., Coeur d'Alene, in the County of Kootenai, State of Idaho, Charles W. Fawcett, as Successor Trustee, will sell at public auction, to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real property situated in the County of Kootenai, State of Idaho, and described as follows, to wit: LOT 1, ANTONELLI SUBDIVISION, ACCORDING TO THE PLAT RECORDED IN BOOK "F" OF PLATS AT PAGES 305 AND 305A, RECORDS OF KOOTENAI COUNTY, IDAHO. The Successor Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Section 60-113, Idaho Code, the Successor Trustee has been informed that the street address of 1723 N. 9th St., Coeur d'Alene, Idaho, is sometimes associated with said real property. Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by ALEJANDRA E. MARTINEZ, an Unmarried Person, Grantor, to Charles W. Fawcett, Successor Trustee, for the benefit and security of MOUNTAIN WEST BANK, recorded March 1, 2007, as Instrument No. 2085756000, Mortgage records of Kootenai County, Idaho; and assigned to the IDAHO HOUSING AND FINANCE ASSOCIATION by Assignment of Deed of Trust recorded on April 2, 2007, as Instrument No. 2091636000, Mortgage records of Kootenai County, Idaho. THE ABOVE GRANTOR IS NAMED TO COMPLY WITH SECTION 45-1506 (4)(a), IDAHO CODE. NO REPRESENTATION IS MADE THAT SHE IS, OR IS NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. The default for which this sale is to be made is the failure to pay when due, monthly installment payments under the Deed of Trust Note dated March 1, 2007, in the amount of $1,082.00 each, for the months of April through September, 2010, inclusive; and for each and every month thereafter until date of sale or reimbursement. All delinquent payments are now due, plus accumulated late charges, plus any costs or expenses associated with this foreclosure. The accrued interest is at the rate of 5.59% per annum from March 1, 2010. The principal balance owing as of this date on the obligation secured by said Deed of Trust is $154,670.65, plus accrued interest at the rate of 5.59% per annum from March 1, 2010. DATED This 21st day of October, 2010. CHARLES W. FAWCETT, a Member of the Idaho State Bar, SUCCESSOR TRUSTEE Legal 1265 November 4, 11, 18, 25, 2010

Katherine Monroe Coyle Wytychak Elder Law P.O. Box 1888 Coeur d'Alene, ID 83816-1888 Telephone (208) 765-3595 ISB No. 7990 IN THE DISTRICT COURT OF THE FIRST JUDICIAL DISTRICT OF THE STATE OF IDAHO, IN AND FOR THE COUNTY OF KOOTENAI Case No. CV 10-9227 NOTICE TO CREDITORS (I.C. 15-3-801) IN THE MATTER OF THE ESTATE OF Helen Calhoun Wilson Deceased NOTICE IS HEREBY GIVEN that Wilmer W. Wilson: Box 240511, Anchorage, AK 99524, and Paul C. Wilson: 19200 N. 93rd Dr., Peoria, AZ 85382 has been appointed Personal Representative of the above named Estate. All persons having claims against the decedent or the Estate are required to present their claims within four (4) months after the date of the first publication of this Notice to Creditors, or said claims will be forever barred. Claims must be presented to the undersigned at the address indicated and filed with the Clerk of the Court. Dated this 28 day of October, 2010. ____________________________ Katherine Monroe Coyle, Attorney at Law Legal 1293 November 4, 11, 18, 2010

Kenneth T. Jacobsen DOLAN & JACOBSEN Attorneys at Law P.O. Box 1116 Coeur d'Alene, Idaho 83816 Telephone: (208) 664-8258 Fax: (208) 667-9631 ISB #1661 IN THE DISTRICT COURT OF THE FIRST JUDICIAL DISTRICT OF THE STATE OF IDAHO, IN AND FOR THE COUNTY OF KOOTENAI CASE NO. CV-2010-8333 NOTICE TO CREDITORS In the Matter of the Estates of ARTHUR A. DEGENHARDT and H. AUDREY STADTMAN-DEGENHARDT Husband and Wife, Deceased NOTICE IS HEREBY GIVEN that the undersigned has been appointed Co-Personal Representative of the above named decedents. All persons having claims against the decedents or the estates are required to present their claims within four (4) months after the date of the first publication of this Notice or said claims will be forever barred. Claims must be presented to the undersigned at the address indicated, and filed with the Clerk of the Court. DATED this 26 day of October, 2010. ____________________________ Kim Degenhardt c/o Kenneth T. Jacobsen Attorney at Law P.O. Box 1116 Coeur d'Alene, ID 83816 Legal 1294 November 4, 11, 8, 2010

PUBLIC NOTICE In accordance with IDAPA 15.10.01.011.05 ("ISLD Rule" 011.05), the Idaho State Liquor Division hereby gives notice of intent to locate a liquor store to be operated as a Contract Store as defined in ISLD Rule 004. Location of said Contract Store is described as: Within the city limits of Worley, County of Kootenai, State of Idaho. Notice is hereby given of the public's right to apply for consideration to operate a Contract Store in Worley. Applications to be considered for the contract are available by contacting Cheryl Hurley-Peterson at: Idaho State Liquor Division District 3 Manager PO Box 1215 Hayden, ID 83835 208-762-4372 Applications will be considered by the ISLD Director in accordance with ISLD Rule 011.06. Completed applications must be received by no later than 5:00 PM, November 26, 2010, and returned to Cheryl Hurley-Peterson at the above address. Legal 1295 November 4, 11, 18, 2010

M. Gregory Embrey, ISB No. 6045 WITHERSPOON KELLEY Attorneys and Counselors The Spokesman-Review Building 608 Northwest Boulevard, Suite 300 Coeur d'Alene, Idaho 83814 Telephone: (208) 667-4000 Facsimile: (208) 667-8470 Email: mge@witherspoonkelley.com Attorneys for the Personal Representatives W. Stacey Cowles and Elizabeth A. Cowles IN THE DISTRICT COURT OF THE FIRST JUDICIAL DISTRICT OF THE STATE OF IDAHO, IN AND FOR THE COUNTY OF KOOTENAI In re: The Estate of ALLISON S. COWLES Case No. CV-10-7369 NOTICE TO CREDITORS (I.C. \u00DF 15-3-801) NOTICE IS HEREBY GIVEN that the undersigned have been appointed Co-Personal Representatives of the above-named Decedent's Estate. All persons having claims against the Decedent or the Estate are required to present their claims within four (4) months after the date of the first publication of this Notice or said claims will be forever barred. Claims must be presented to the undersigned at the address indicated, and filed with the Clerk of the Court. DATED this ___ day of November, 2010. W. Stacey Cowles 999 W. Riverside Spokane, WA 99201 Elizabeth A. Cowles 999 W. Riverside Spokane, WA 99201 Legal 1307 November 11, 18, 25, 2010

CALLAHAN & ASSOCIATES, CHTD. By Kimmer W. Callahan P.O. Box 2226 Coeur d'Alene, Idaho 83816-2226 (208) 664-9228-Phone (208) 664-5369-Fax IN THE DISTRICT COURT OF THE FIRST JUDICIAL DISTRICT OF THE STATE OF IDAHO, IN AND FOR THE COUNTY OF KOOTENAI Case No. CV10-9500 NOTICE TO CREDITORS IN THE MATTER OF THE ESTATE OF ROSEMARIE V. FRIEND, Deceased. NOTICE IS HEREBY GIVEN that JEFFERY L. FRIEND has been appointed Personal Representative of the above-referenced Estate. All persons having claims against the decedent or the estate are required to present their claims within four months after the date of the first publication of this Notice or said claims will be forever barred. Claims must be both presented in writing to JEFFERY L. FRIEND, Personal Representative of the Estate of ROSEMARIE V. FRIEND, Deceased, at the office of Callahan & Associates, Chtd., P. O. Box 2226, Coeur d'Alene, Idaho 83816-2226, and filed with the Clerk of the Court. Dated this 5 day of November, in the year 2010. ____________________________ CALLAHAN & ASSOCIATES, Chtd. Attorneys for Personal Representative By: Kimmer W. Callahan, Esq. Legal 1329 November 11, 18, 25, 2010

JEFFERY J. CRANDALL, ISB # 4879 OWENS & CRANDALL, PLLC 8596 N. Wayne Dr., Ste. A Hayden, ID 83835 Phone: (208)667-8989 Fax: (208)667-1939 ATTORNEY FOR PERSONAL REPRESENTATIVE IN THE DISTRICT COURT OF THE FIRST JUDICIAL DISTRICT OF THE STATE OF IDAHO, IN AND FOR THE COUNTY OF KOOTENAI CASE NO.: CV-10-9475 NOTICE TO CREDITORS (I.C. 15-3-801) IN THE MATTER OF THE ESTATE OF SHARLEE A. GRIFFITTS, Deceased. NOTICE IS HEREBY GIVEN that the undersigned has been appointed personal representative of the above-named decedent. All persons having claims against the decedent or the estate are required to present their claims within four months after the date of the first publication of this Notice, or within 60 days after the undersigned mailed or delivered a copy of this Notice to such persons, whichever is later, or said claims will be forever barred. Claims must be presented to the undersigned at the address indicated, and filed with the Clerk of the Court. DATED this _____ day of November, 2010. Steven J. Griffitts, Personal Representative 10181 N. Pine Road Hayden Lake, ID 83835 Legal 1330 November 11, 18, 25, 2010

JUST LAW, INC. P.O. Box 50271 Idaho Falls, Idaho 83405 (208) 523-9106 FAX (208) 523-9146 Toll Free 1-800-923-9106 NOTICE OF TRUSTEE'S SALE On March 10, 2011, at the hour of 11:00 o'clock AM of said day, at First American Title Co., 1866 N. Lakewood Drive, Coeur d' Alene, Idaho, JUST LAW, INC., as Successor Trustee, will sell at public auction to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real property, situated in the County of Kootenai, State of Idaho, and described as follows to wit: The South half of Lots 1 and 2 in Block 1 of TAYLOR'S ADDITION TO COEUR D'ALENE, according to the plat recorded in the office of the County Recorder in Book B of Plats at Page 106, records of Kootenai County, Idaho The Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Section 60-113 Idaho Code, the Trustee has been informed the address of 718 N. 8th St., Coeur d'Alene, ID, is sometimes associated with the said real property. This Trustee's Sale is subject to a bankruptcy filing, a payoff, a reinstatement or any other conditions of which the Trustee is not aware that would cause the cancellation of this sale. Further, if any of these conditions exist, this sale may be null and void, the successful bidder's funds shall be returned, and the Trustee and the Beneficiary shall not be liable to the successful bidder for any damages. Said sale will be made without covenant or warranty regarding title, possessions or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by Ian F. Kramer, as an unmarried person, as Grantor(s) with Mortgage Electronic Registration Systems, Inc. as the Beneficiary, under the Deed of Trust recorded June 15, 2007, as Instrument No. 2105208000, in the records of Kootenai County, Idaho. The Beneficial interest of said Deed of Trust was subsequently assigned to Suntrust Mortgage, Inc., recorded October 22, 2010, as Instrument No. 2287136000, in the records of said County. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(a), IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. The default for which this sale is to be made is the failure to pay the amount due under the certain Promissory Note and Deed of Trust, in the amounts called for thereunder as follows: Monthly payments in the amount of $1,209.97 for the months of March 2010 through and including to the date of sale, together with late charges and monthly payments accruing. The sum owing on the obligation secured by said Deed of Trust is $176,246.60 as principal, plus service charges, attorney's fees, costs of this foreclosure, any and all funds expended by Beneficiary to protect their security interest, and interest accruing at the rate of 6.75% from February 1, 2010, together with delinquent taxes plus penalties and interest to the date of sale. The Beneficiary elects to sell or cause the trust property to be sold to satisfy said obligation. Dated this 3rd day of November, 2010. ____________________________Tammie Harris Trust Officer for Just Law, Inc. For information concerning this sale please contact Just Law, Inc. at www.justlawidaho.com or Toll Free at 1-800-923-9106, Thank you. Legal 1331 November 11, 18, 25, 2010 December 2, 2010

NOTICE OF TRUSTEE'S SALE On FRIDAY, MARCH 4, 2011, AT THE HOUR OF 11:00 o'clock A.M., local time, of said day, at the front steps of the Kootenai County Courthouse, 501 Government Way, Coeur d'Alene, Idaho, Jonathon D. Hallin, as Successor Trustee, will sell at public auction to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real property, together with fixtures, of the following described real property in Kootenai County, Idaho: A portion of the Northwest Quarter of the Southeast Quarter of the Southeast Quarter of Section 30, Township 51 North, Range 3 West, Kootenai County, State of Idaho, more particularly described as follows: COMMENCING at the Northwest corner of the Southeast Quarter of the Southeast Quarter of said Section 30; thence South 00822 '33" West, along the West line of said Southeast Quarter of the Southeast Quarter a distance of 296.63 feet to the POINT OF BEGINNING; thence North 37834'39" East, a distance of 69.30 feet; thence South 89838'41" East, a distance of 160.00 feet; thence South 00822'33" West, a distance of 112.00 feet; thence South 89838'41" East, a distance of 160.00 feet; thence South 15804'41" East, 63.24 feet to a point of curvature; thence Through a curve to the right having a radius of 80.79 feet, a length of 79.43 feet, a delta angle of 56819'51", a chord bearing of South 13805'14" West, a chord length of 76.27 feet to a point of tangency; thence South 43805'19" West, a distance of 111.58 feet to a point of curvature; thence Through a curve to the left having a radius of 99.82 feet, a length of 34.68 feet, a delta angle of 19854'16", a chord bearing South 33008' 11" West, a chord distance of 34.50 feet to a point of non-tangency; thence North 89838'41" West, a distance of 182.97 feet; thence North 27807'24" West, a distance of 183.32 feet to a point on said West line of the Southeast Quarter of the Southeast Quarter; thence North 00822'33" East, along said West line a distance of 140.49 feet to the POINT OF BEGINNING. The Trustee has no knowledge of a more particular description of the above referenced real property for purposes of compliance with Section 60-113 Idaho Code. Said sale will be made without covenant or warranty regarding title, possession or encumbrance to satisfy the obligations secured by and pursuant to the power of sale conferred in the Deed of Trust described as follows: A Deed of Trust to secure an indebtedness of $401,600.00, and any other amounts as therein provided, payable under the terms, conditions, provisions and stipulations thereof. Dated: December 21, 2001March 26, 2007 Grantor: Marvin Erickson and Sharon N. Erickson, husband and wife Trustee: Pioneer Title Company of Kootenai County Beneficiary: Washington Trust Bank Recorded: December 19, 2001 Instrument No.: 1710399 THE GRANTORS NAMED HEREIN ARE LISTED TO COMPLY WITH SECTION 45-1506 OF THE IDAHO CODE. No representation is made whether or not they are currently responsible for the obligation listed herein. The default for which this sale is to be made is that the Grantors have breached paragraph 18 of the Deed of Trust. As a result, the Beneficiary has given notice and accelerated the unpaid balance of the underlying obligation. As of October 20, 2010, the outstanding principal balance owing on the obligation secured by the Deed of Trust was $345,223.06 plus accrued interest and late charges in the amount of $2,459.68. Additional interest accrues at the rate of 5.67000% per annum or $29.97 per day. Grantors must also pay outstanding taxes, interest, penalties, late charges, service charges, appraisal fees, title policy fees, and any other disbursements, costs, fees or expenses incurred or paid by the Beneficiary and/or Trustee associated with this Notice of Default and/or foreclosure as provided by the Deed of Trust, Promissory Note, or by Idaho law. JONATHON D. HALLIN, Attorney at Law, is successor trustee of said Deed of Trust. DATED: October 27, 2010. ____________________________ JONATHON HALLIN, Trustee 601 E. Front Ave., Suite 502, Coeur d'Alene, Idaho 83814 208-667-0517 Legal 1349 November 18, 25, 2010 December 2, 9, 2010

NOTICE OF LETTING Sealed proposals will be received by the IDAHO TRANSPORTATION BOARD only at the office of the IDAHO TRANSPORTATION DEPARTMENT, 3311 WEST STATE STREET, BOISE, IDAHO 83703, ATTN: ROADWAY DESIGN until two o'clock p.m., on December 7, 2010, for the work of bridge deck resurfacing, joint repair, abutment repair, steel shell pile refinishing, and guardrail upgrade; US-95, Blackwell Slough Br, Kootenai Co, known as Idaho Federal Aid Project No. A009(776), in Kootenai County, Key No. 09776. [ADDITIONAL INFORMATION CONTACT: RESIDENT ENGINEER ***MARVIN FENN*** AT (208) 772-1253.] Plans, specifications, form of contract, proposal forms, and other information may be obtained at the office of the Idaho Transportation Department, Boise, Idaho, and are on file for examination at the office of the District Engineer at Coeur d'Alene Idaho. A non-refundable handling and mailing charge of FIVE DOLLARS ($5.00) plus applicable sales tax will be made for bid documents. Phone orders to (800) 732-2098 (in Idaho) or (208) 334-8430 shall be made by credit card (Visa or Mastercard). Written requests shall be made by check or money order to the Idaho Transportation Department, Attn: Revenue Operations, P. O. Box 34, Boise, ID 83731-0034. Dated November 11, 2010 TOM COLE, P.E. Chief Engineer Legal 1377 November 15, 16, 17, 18, 19, 2010

JUST LAW, INC. P.O. Box 50271 Idaho Falls, Idaho 83405 (208) 523-9106 FAX (208) 523-9146 Toll Free 1-800-923-9106 NOTICE OF TRUSTEE'S SALE On February 11, 2011, at the hour of 11:00 o'clock AM of said day, at Pioneer Title Company of Kootenai County, 100 Wallace Avenue, Coeur d' Alene, Idaho, JUST LAW, INC., as Successor Trustee, will sell at public auction to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real property, situated in the County of Kootenai, State of Idaho, and described as follows to wit: Lot 12, Block 1, RIVERVIEW PARK ADDITION, according to the plat recorded in Book "D" of Plats, Page 161, records of Kootenai County, State of Idaho The Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Section 60-113 Idaho Code, the Trustee has been informed the address of 1518 E. 1st Ave., Post Falls, ID, is sometimes associated with the said real property. This Trustee's Sale is subject to a bankruptcy filing, a payoff, a reinstatement or any other conditions of which the Trustee is not aware that would cause the cancellation of this sale. Further, if any of these conditions exist, this sale may be null and void, the successful bidder's funds shall be returned, and the Trustee and the Beneficiary shall not be liable to the successful bidder for any damages. Said sale will be made without covenant or warranty regarding title, possessions or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by Amanda M. Cook, an unmarried woman and Joshua D. McNeil, an unmarried man, as community property, as Grantor(s) with Mortgage Electronic Registration Systems, Inc. as the Beneficiary, under the Deed of Trust recorded December 6, 2006, as Instrument No. 2070739000, in the records of Kootenai County, Idaho. The Beneficial interest of said Deed of Trust was subsequently assigned to Flagstar Bank, FSB, recorded October 7, 2010, as Instrument No. 2285137000, in the records of said County. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(a), IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. The default for which this sale is to be made is the failure to pay the amount due under the certain Promissory Note and Deed of Trust, in the amounts called for thereunder as follows: Monthly payments in the amount of $950.69 for the months of June 2010 through and including to the date of sale, together with late charges and monthly payments accruing. The sum owing on the obligation secured by said Deed of Trust is $129,870.46 as principal, plus service charges, attorney's fees, costs of this foreclosure, any and all funds expended by Beneficiary to protect their security interest, and interest accruing at the rate of 6.375% from May 1, 2010, together with delinquent taxes plus penalties and interest to the date of sale. The Beneficiary elects to sell or cause the trust property to be sold to satisfy said obligation. Dated this 8th day of October, 2010. ____________________________Tammie Harris Trust Officer for Just Law, Inc. For information concerning this sale please contact Just Law, Inc. at www.justlawidaho.com or Toll Free at 1-800-923-9106, Thank you. Legal 1232 October 28, 2010 November 4, 11, 18, 2010

NOTICE OF LETTING Sealed proposals will be received by the IDAHO TRANSPORTATION BOARD only at the office of the IDAHO TRANSPORTATION DEPARTMENT, 311 WEST STATE STREET, BOISE, IDAHO 83703, ATTN: ROADWAY DESIGN until two o'clock p.m., on December 7, 2010, for the work of performing cold milling and plantmix overlay on local reads, MP 0.350 to MP 3.150; STC-5721, Cave Bay Rd; Rock Cr to N of Bitter Cr, known as Idaho Federal Aid Project no. A012(240), in Kootenai County, Key No. 12240. [ADDITIONAL INFORMATION CONTACT; RESIDENT ENGINEER ***MARVIN FENN*** AT (208) 772-1253.] Plans, specifications, form of contract, proposal forms, and other information may be obtained at the office of Idaho Transportation Department, Boise, Idaho, and are on file for examination at the office of the District Engineer at Coeur d'Alene Idaho. A non-refundable handling and mailing charge of FIVE DOLLARS ($5.00), plus applicable sales tax will be made for bid documents. Phone orders to (800) 732-2098 (in Idaho) or (208) 334-8430 shall be made by credit card (Visa or Mastercard). Written requests shall be made by check or money order to the Idaho Transportation Department, Attn: Revenue Operations, P.O. Box 34, Boise, ID 83731-0034. Dated November 12, 2010 TOM COLE, P.E. Chief Engineer Legal 1397 November 16, 17, 18, 19, 20, 2010

NOTICE OF TRUSTEE'S SALE: The following described property will be sold at public auction to the highest bidder, payable in lawful money of the United States, in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID, 83814, on March 7, 2011 at 10:00:00 AM, (recognized local time) for the purpose of foreclosing that certain Deed of Trust recorded 10/19/2006 as Instrument Number 2062127000, and executed by REBECCA L. APPLEGATE, A MARRIED WOMAN, AS HER SOLE AND SEPARATE PROPERTY, as Grantor(s), in favor of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., as Beneficiary, to RECONTRUST COMPANY, N.A., the Current Trustee of record covering the following real property located in Kootenai County, State of Idaho. LOT 1, BLOCK 1, ALEJANDRE ACRES, ACCORDING TO THE PLAT FILED IN THE OFFICE OF THE COUNTY RECORDER IN BOOK "G" OF PLATS AT PAGE 118, RECORDS OF KOOTENAI COUNTY, STATE OF IDAHO..The Trustee has no knowledge of a more particular description of the above reference real property, but for purposed of compliance with Idaho Code, Section 60-113, the Trustee has been informed that the street address of 13345 E PERIMETER RD, Athol, ID, 83801 is sometimes associated with said real property. Bidders must be prepared to tender the trustee the full amount of the bid at the sale in the form of cash, or cashier's check drawn on a state or federally insured savings institution. Said sale will be made without covenant or warranty, express or implied, regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the certain Deed of Trust. The default for which this sale is to be made is: Failure to pay the monthly payment due 06/01/2010 of principal, interest and impounds and subsequent installments due thereafter; plus late charges, with interest currently accruing at 7.000% per annum; together with all subsequent sums advanced by beneficiary pursuant to the terms and conditions of said Deed of Trust, and any supplemental modifications thereto. The principal balance owing as of this date on said obligation is $219,491.58, plus interest, costs and expenses actually incurred in enforcing the obligations thereunder and in this sale, together with any unpaid and/or accruing real property taxes, and/or assessments, attorneys' fees, Trustees' fees and costs, and any other amount advanced to protect said security, as authorized in the promissory note secured by the aforementioned Deed of Trust. Therefore, the Beneficiary elects to sell, or cause said trust property to be sold, to satisfy said obligation. NOTICE IS HEREBY GIVEN THAT THIS FIRM IS ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE, AND THAT THE DEBT MAY BE DISPUTED. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(a) IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. DATED: 10/28/2010. Name and Address of the Current Trustee is: RECONTRUST COMPANY, N.A., 1800 Tapo Canyon Rd., CA6-914-01-94, SIMI VALLEY, CA 80028-1821, PHONE: (800) 281-8219. TS # 10-0136227 FEI #:1006.117404 Legal 1400 November 18, 25, 2010 December 2, 9, 2010

Notice of Trustee's Sale Idaho Code 45-1506 Today's date: November 4, 2010 File No.: 7307.23493 Sale date and time (local time): March 07, 2011 at 10:00 AM Sale location: in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID 83814 Property address: 3936 N 19th Street Coeur d' Alene, ID 83815 Successor Trustee: Northwest Trustee Services, Inc., an Idaho Corporation P.O. Box 997 Bellevue, WA 98009 (425) 586-1900 Deed of Trust information Original grantor: Susan K. Schulhoff, a married woman, as her sole an separate property Original trustee: First American Title Insurance Co. Original beneficiary: All American Liberty Mortgage, Inc. Recording date: May 9, 2007 Recorder's instrument number: 2098763000 County: Kootenai Sum owing on the obligation: as of November 4, 2010: $368,006.50 Because of interest, late charges, and other charges that may vary from day to day, the amount due on the day you pay may be greater. Hence, if you pay the amount shown above, an adjustment may be necessary after we receive your check. For further information write or call the Successor Trustee at the address or telephone number provided above. Basis of default: failure to make payments when due. Please take notice that the Successor Trustee will sell at public auction to the highest bidder for certified funds or equivalent the property described above. The property address is identified to comply with IC 60-113 but is not warranted to be correct. The property's legal description is: Lot 4, Block 4, Bentwood Park 2nd Addition, according to the plat recorded in Book I of Plats, Page 334, records of Kootenai County, Idaho. The sale is subject to conditions, rules and procedures as described at the sale and which can be reviewed at www.northwesttrustee.com or USA-Foreclosure.com. The sale is made without representation, warranty or covenant of any kind. (TS# 7307.23493) 1002.157368-FEI Legal 1401 November 18, 25, 2010 December 2, 9, 2010

Loan No. xxxxxx3180 T.S. No. 1297870-09 Parcel No. c171000v003a NOTICE OF TRUSTEE'S SALE On March 22, 2011, at the hour of 11:00am, of said day, at At first american title, 1866 N. Lakewood Drive, Coeur D'alene, Idaho, First American Title Insurance Company, as trustee, will sell at public auction, to the highest bidder, for cash, cashier's check drawn on a State or National Bank, a check drawn by a State or Federal Credit Union, or a check drawn by a State or Federal Savings and Loan Association, Savings Association, or Savings Bank, all payable at the time of sale, the following described real property, situated in the County of Kootenai, state of Idaho, and described as follows, to wit: LOT 3 AND THE EAST HALF OF LOT 2, BLOCK V, CITY OF COEUR D'ALENE, KOOTENAI COUNTY, STATE OF IDAHO, ACCORDING TO THE AMENDED PLAT RECORDED IN BOOK "A" OF PLATS, PAGE 79, THE EAST LINE OF THE ABOVE DESCRIPTION BEING ESTABLISHED ACCORDING TO THE BOUNDARY LINE AGREEMENT RECORDED FEBRUARY 8, 1971 AS INSTRUMENT NO. 576253, RECORDS OF KOOTENAI COUNTY, STATE OF IDAHO, SAID BOUNDARY LINE DESCRIBED AS FOLLOWS: COMMENCING AT THE Northwest CORNER OF LOT I, BLOCK V, CITY OF COEUR D'ALENE, KOOTENAI COUNTY, STATE OF IDAHO, ACCORDING TO THE AMENDED PLAT THEREOF RECORDED IN BOOK "A" OF PLATS, PAGE 79; THENCE NORTH 89859'40" EAST, 126,55 FEET TO AN IRON PIPE, CONSTITUTING THE POINT OF BEGINNING FOR THIS BOUNDARY LINE DESCRIPTION; THENCE SOUTH A DISTANCE OF 110 FEET TO AN IRON PIPE.. Commonly known as 910 East Young Avenue Coeur D'alene Id 83814. Said sale will be made without covenant or warranty, express or implied, regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by John J. Mcmains, An Unmarried Man as Grantor, to Alliance Title and Escrow Corp, as Trustee, for the benefit and security of Mortgage Electronic Registration Systems, Inc., As Nominee For Flexpoint Funding Corporation as Beneficiary, recorded March 26, 2007, as Instrument No. 2090048000, Mortgage records of Kootenai County, Idaho. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(a), IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. The default for which this sale is to be made is: Failure to pay the monthly payment due june 1, 2010 of principal, interest and impounds and subsequent installments due thereafter; plus late charges; together with all subsequent sums advanced by beneficiary pursuant to the terms and conditions of said deed of trust. The estimated balance owing as of this date on the obligation secured by said deed of trust is $156,777.50, including interest, costs and expenses actually incurred in enforcing the obligation thereunder or in this sale, and trustee's fees and/or reasonable attorney's fees as authorized in the promissory note secured by the aforementioned Deed of Trust. First American Title Insurance Company C/o Cal-western Reconveyance Corporation P.O. Box 22004 El Cajon Ca 92022-9004 (800)546-1531 Dated: November 10, 2010 Signature/By First American Title Insurance Company. R-354812 Legal 1402 November 18, 25, 2010 December 2, 9, 2010

Notice of Trustee's Sale TS#: ID-10-396078-NH On 3/15/2011, at 11:00 AM (recognized local time), at the following location in the County of KOOTENAI, State of Idaho: In the lobby of Pioneer Title Company of Kootenai County located at 100 Wallace Avenue, Coeur dAlene, ID 83814, Pioneer Title Company of Ada County dba Pioneer Lender Trustee Services as Trustee , as Trustee on behalf of JPMorgan Chase Bank, National Association will sell at public auction, to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following real property, situated in the County of KOOTENAI State of Idaho, and described as follows: A parcel of land lying in Government Lot 6 of Section 8, Township 50 North, Range 4 W.B.M., Kootenai County, State of Idaho, further described as follows: COMMENCING at the Southwest corner of the Southeast Quarter of said Section 8; thence North 1?22'07" East, along the West line of the Southeast Quarter and Government Lot 6 of said Section 8, a distance of 2790.52 feet; thence North 71?29' East, 244.35 feet; thence North 80?52' East, 268.35 feet to the POINT OF BEGINNING of this parcel description; thence Continuing North 80?52' East, 131.75 feet; thence North 69?29' East, 71.58 feet; thence North 1?22'07" East, 193.54 feet along a line parallel with aforesaid West line of Government Lot 6 to the approximate shore line of the Spokane River; thence North 84?43'23" West, 150.00 feet along said shore line; thence South 69?37'53" West, 50.00 feet along said shore line; thence South 1?22'07" West, 235.64 feet along a line parallel with aforesaid West line of Government Lot 6 to the POINT OF BEGINNING. The Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Section 60-113 Idaho Code, the Trustee has been informed that the address of 5445 W ISLAND VIEW DRIVE, COEUR D ALENE, ID 83814 is sometimes associated with said real property. Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by GEORGE F YOUNG , AN UNMARRIED PERSON AS HIS SEPARATE ESTATE as Grantor/Trustor, in which WASHINGTON MUTUAL BANK, A WASHINGTON CORPORATION A BANK, is named as Beneficiary and KOOTENAI COUNTY TITLE COMPANY, INC., AN IDAHO CORPORATION as Trustee and recorded 8/11/2004 as Instrument No. 1893917 in book xxx, page xxx, of Official Records in the office of the Recorder of KOOTENAI County, Idaho. Please Note: The above Grantors are named to comply with section 45-1506(4) (A), Idaho Code, No representation is made that they are, or are not, presently responsible for this obligation set forth herein. The Default for which this sale is to be made is the failure to pay when due, under Deed of Trust and Note dated 7/29/2004. The monthly installments of principal, interest, and impounds (if applicable) of $2,580.90, due per month for the months of 3/1/2010 through 10/29/2010, and all subsequent installments until the date of sale or reinstatement. The principal balance owing as of this date on the obligation secured by said Deed of Trust is $269,990.83 together with interest thereon at the current rate of 6.2500 per cent (%) per annum from 2/1/2010. All delinquent amounts are now due, together with accruing late charges, and interest, unpaid and accruing taxes, assessments, trustee's fees, attorney's fees, and any amounts advanced to protect the security associated with this foreclosure and that the beneficiary elects to sell or cause the trust property to be sold to satisfy said obligation. If the Trustee is unable to convey title for any reason, the successful bidder's sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee, or the Mortgagee's Attorney. Date: 11/4/2010 By: Pioneer Title Company of Ada County dba Pioneer Lender Trustee Services as Trustee, as Trustee Quality Loan Service Corp. of Washington, as Agent 2141 5th Avenue San Diego, CA 92101 Angelica Castillo, Assistant Secretary For Sale Information Call: 714-730-2727 or Login to: www.fidelityasap.com If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holders right's against the real property only. THIS IS AN ATTEMPT TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. ASAP# 3804914 Legal 1403 November 18, 25, 2010 December 2, 9, 2010

Notice of Hearing on Name Change Case No.: CV10-9934 A Petition to change the name of Nancy Jean Hart, born 1/21/64, in Beech Grove, Indiana, residing at 3169 W. Kathy Loop #117, Coeur d'Alene, has been filed in Kootenai County District Court, Idaho. The name will change to Nancy Jean Toscano, because Ex husband wants his family name back. The petitioner's father is living and his address is 1464 Kincannon Ln. Indpls, Indiana. The petitioner's Mother is living and her address is 1464 Kincannon Ln. Indpls, Indiana. A hearing on the petition is scheduled for 1:30 o'clock p.m. on December 27, 2010, at the County Courthouse. Objections may be filed by any person who can show the court a good reason against the name change. Date: 11-15-10 By: Deputy Clerk Legal 1414 November 18, 25, 2010 December 2, 9, 2010

LIEN SALE On November 29, 2010, a public auction will be held to satisfy storage liens on the following vehicle: 1968 Chevrolet Chevelle VIN #138378A130987 Auction will be held at 2910 W Seltice Wy, Post Falls, ID at 2 p.m. Legal 1416 November 18, 24, 2010

NOTICE OF SUCCESSOR TRUSTEE'S SALE On February 4, 2011, at 9:30 a.m., Pacific Standard Time, at 8109 N. Wayne Blvd., Hayden ID 83835, LISA A. HOLMES, a member of the Idaho State Bar and Successor Trustee to NORTH IDAHO TITLE COMPANY, will sell at public auction, to the highest bidder, for cash, in lawful money of the United States of America, all payable at the time of sale, the following parcel of real property located in the County of Kootenai, State of Idaho, to wit: LOT 16, BLOCK 1 AND LOT 6, BLOCK 3, CRIMSON KING ESTATES, ACCORDING TO THE PLAT, RECORDED IN BOOK "J" OF PLATS AT PAGES 377 THROUGH 377C, RECORDS OF KOOTENAI COUNTY, STATE OF IDAHO. The Successor Trustee has no knowledge of a more particular description of the above-referenced real property, but for purposes of complying with Idaho Code section 60-113, information concerning the location of said real property may be obtained from the Successor Trustee, LISA A. HOLMES, at the address and telephone number set forth below. Said public auction sale shall be made without covenant, guarantee, representation or warranty of any kind regarding title, possession, encumbrances or condition. Said public auction shall be conducted to satisfy an obligation secured by, and pursuant to the power of sale conferred in the Deed of Trust executed by CRIMSON KING ESTATES, L.L.C., as Grantor(s)/Trustor(s), NORTH IDAHO TITLE COMPANY, as original Trustee named in said Deed of Trust, for the benefit and security of RICHARD B. CODDING and ELAINE CODDING, TRUSTEES OF THE CODDING LIVING TRUST, as Beneficiary, dated , signed by the Grantor(s)/Trustor(s) on October 31, 2006 and recorded on November 1, 2006, as Instrument No. 2064728000 in the records of the County Recorder for the County of Kootenai, State of Idaho. THE ABOVE NAMED GRANTOR(S)/TRUSTOR(S) ARE NAMED TO COMPLY WITH IDAHO CODE SECTION 45-1506(4)(a). NO REPRESENTATION IS MADE THAT SAID GRANTOR(S)/TRUSTOR(S) IS(ARE), OR IS(ARE) NOT PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. As of the date of default, October 5, 2010, the default for which this public auction sale is to be made is the failure to: I. Pay all unpaid principal and any interest due thereon in full on November 1, 2008. II. Pay the real property taxes and assessments for 2007, in the principal sum of ONE THOUSAND TWO HUNDRED TWENTY AND 24/100'S DOLLARS ($1,220.24), for the year of 2008 in the principal sum on ONE THOUSAND ONE HUNDRED FIFTY-SEVEN AND NO/100'S DOLLARS ($1,157.00), EACH for Lot 16, Block 1 and Lot 6 Block 3, and for the year 2009 in the principal sum of NINE HUNDRED SIX AND NO/100'S DOLLARS ($906.00), for EACH for Lot 16, Block 1 and Lot 6 Block 3, together with additional taxes, interest and penalties accrued or to accrue up to the time of payment. As of March 31, 2010, the principal balance currently owing on the obligation secured by the aforementioned deed of trust is ONE HUNDRED FIFTY THOUSAND DOLLARS ($150,000.00); accrued interest, at a per annum rate of TWELVE PERCENT (12%), in the amount of THIRTY-SIX THOUSAND SEVENTY-EIGHT AND NO/100'S DOLLARS ($36,078.00), and late charges in the amount of THREE THOUSAND DOLLARS ($3,000.00), for a total due, as of the aforementioned date, of ONE HUNDRED EIGHTY-NINE THOUSAND SEVENTY-EIGHT AND NO/100'S DOLLARS ($189,078.00), exclusive of all delinquent taxes, any interest or penalties thereon and escrow fees. Said delinquent amount continues to accrue interest, late charges and/or fees, escrow fees and/or charges, foreclosure costs and attorneys fees and outstanding taxes and penalties, if any. All delinquencies are now due in full together with all late charges, advances to protect the security, and fees and costs associated with this foreclosure sale. The above named Grantor(s)/Trustor(s) are named to comply with Idaho Code Section 45-1506(4)(a). No representation is made that said Grantor(s)/Trustor(s) is(are), or is(are) not presently responsible for this obligation. The Beneficiary elects, and has directed the Successor Trustee, to sell or cause the aforementioned parcel of real property to be sold to satisfy said obligations. The sale shall be governed by the provisions contained in Title 45, Chapter 15, Idaho Code. The Successor Trustee's authority herein is evidenced by an appointment of successor Trustee recorded as Instrument No. 2196736000 in the records of Kootenai County, State of Idaho. Pursuant to Idaho Code Section 45-1506(12): "Whenever all or a portion of any obligation secured by a deed of trust which has become due by reason of a default of any part of that obligation, including taxes, assessments, premiums for insurance or advances made by a beneficiary in accordance with the terms of the deed of trust, the grantor or his successor in interest in the trust property or any part thereof, or any beneficiary under a subordinate deed of trust or any person having a subordinate lien or encumbrance of record thereon, at any time within one hundred fifteen (115) days of the recording of the notice of default under such deed of trust, if the power of sale therein is to be exercised, or otherwise at any time prior to the entry of a decree of foreclosure, may pay to the beneficiary or their successors in interest, respectively, the entire amount then due under the terms of the deed of trust and the obligation secured thereby (including costs and expenses actually incurred in enforcing the terms of such obligation and a reasonable trustee's fee subject to the limitations imposed by subsection (6) of section 45-1502, Idaho Code, and attorney's fees as may be provided in the promissory note) other than such portion of the principal as would not then be due had no default occurred, and thereby cure the default theretofore existing, and thereupon, all proceedings theretofore had or instituted shall be dismissed or discontinued and the obligation and deed of trust shall be reinstated and shall be and remain in force and effect, the same as if no acceleration had occurred." Pursuant to Idaho Code Section 45-1505(3): "Mortgage foreclosure is a legal proceeding where a lender terminates a borrower's interest in property to satisfy unpaid debt secured by the property. This can mean that when a homeowner gets behind on his or her mortgage payments, the lender forces a sale of the home on which the mortgage loan is based. Some individuals or businesses may say they can "save" your home from foreclosure. You should be cautious about such claims. It is important that you understand all the terms of a plan to "rescue" you from mortgage foreclosure and how it will affect you. It may result in your losing valuable equity that you may have in your home. If possible, you should consult with an attorney or financial professional to find out what other options you may have. Do not delay seeking advice, because the longer you wait, the fewer options you may have. Under Idaho law, you have five (5) days to rescind or undo certain contracts or agreements that relate to transferring interests in property or money in a foreclosure situation. An attorney or financial professional can tell you more about this option." THIS NOTICE IS AN ATTEMPT TO COLLECT A DEBT AND ANY INFORMATION OBTAINED AS A RESULT HEREOF WILL BE USED FOR THAT PURPOSE. Dated this 5th day of October, 2010 /s/ Lisa A. Holmes LISA A. HOLMES, ISB 4525 HOLMES LAW OFFICE, P.A. 8109 N WAYNE DRIVE POST OFFICE BOX 0569 HAYDEN ID 83835-0569 VOICE: (208) 762-0100 FACSIMILE: (208) 762-0199 E-MAIL: holmeslawoffice@verizon.net Legal 1418 November 18, 25, 2010 December 2, 9, 2010

NOTICE OF TRUSTEE'S SALE Idaho Code 45-1506 Loan No.: 1097849-9001 T.S. No.: 20000.2155 TSG No.: 137889 On 3/3/2011 at 11:00 AM (recognized local time), In the lobby of Pioneer Title Company of Kootenai County located at 100 Wallace Avenue, Coeur d'Alene, ID 83814.. In the County of Kootenai, State of Idaho, Pioneer Title Company of Ada County, dba Pioneer Lender Trustee Services, as Trustee on behalf of the beneficiary will sell at public auction, to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real property, situated in the County of Kootenai, State of Idaho, and described as follows: Lot 1, Block 6, Black Rock Fourth Addition, according to the plat recorded in Book "I" of Plats at Page 441, records of Kootenai County, Idaho The Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Section 60-113 Idaho Code, the Trustee has been informed that the address of: NNA Magma Lane, Coeur d'Alene, ID 83814 (vacant land), is sometimes associated with said real property. Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by: Michael Dean Terpstra, Holly A. Terpstra, husband and wife, and Dennis Oliviera, a single man, As grantors, To: North Idaho Title Insurance, Inc., As Trustee, for the benefit and security of Zions First National Bank, As Beneficiary, dated 11/7/2007, recorded 11/21/2007, as Instrument No. 2132841000, records of Kootenai County, Idaho. Please Note: The above Grantors are named to comply with section 45-1506(4)(A), ID Code, No representation is made that they are, or are not, presently responsible for this obligation set forth herein. The Default for which this sale is to be made is the failure to pay when due, under Deed of Trust and Note dated 11/7/2007. INSTALLMENT OF INTEREST ONLY PAYMENTS WHICH BECAME DUE On 6/10/2010 PLUS LATE CHARGES IF ANY, AND ALL SUBSEQUENT INSTALLMENTS OF INTEREST PLUS ADVANCES AND LATE CHARGES THAT BECOME PAYABLE. The principal balance owing as of this date on the obligation secured by said Deed of Trust is $219,639.42, plus accrued interest at the rate of 8.5% per annum to date of default and at the default rate of 11.5% per anum from 06/10/2010 until paid. All delinquent amounts are now due, together with accruing late charges, and interest, unpaid and accruing taxes, assessments, trustee's fees, attorney's fees, and any amounts advanced to protect the security associated with this foreclosure and that the beneficiary elects to sell or cause the trust property to be sold to satisfy said obligation. Dated: October 15, 2010 By: Pioneer Title Company of Ada County, dba Pioneer Lender Trustee Services Amy L. Bowles, Assistant Trustee Officer Legal 1419 November 18, 25, 2010 December 2, 9, 2010

PUBLIC NOTICE OF VACANCY Notice is hereby given that the Timberlake Fire Protection District's Board of Fire Commissioners shall fill the vacant fire commissioner position for Sub-District 1 at the Board meting on December 20, 2010 at 6:00 p.m. at the Bayview Community Center, located on Perimeter Road, Bayview, Id. All qualified elector residents of Sub-District 1 who are interested in being considered for appointment to fill the vacancy must deliver a written request to the District Secretary at Northern Lakes Fire Protection District located at 125 W. Hayden Ave., Hayden Idaho, or mail the request to: TFPD Secretary, PO Box 810 Athol, ID 83801, or email the request to admin@timberlakefire.com. All requests must be received no later than 5:00 p.m. on November 29, 2010. All persons seeking appointment are requested to also attend the December 20, 2010 Board meeting. Persons seeking clarification of the boundaries of Sub-District 1 may review a map of the District at Timberlake Fire Station 1 located at 5985 E. Hwy 54 Athol, Idaho during regular business hours. Legal 1420 November 18, 2010

Notice of Trustee's Sale Idaho Code 45-1506 Today's date: September 28, 2010 File No.: 7023.70984 Sale date and time (local time): February 01, 2011 at 10:00 AM Sale location: in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID 83814 Property address: 30595 North Alice Court Athol, ID 83801 Successor Trustee: Northwest Trustee Services, Inc., an Idaho Corporation P.O. Box 997 Bellevue, WA 98009 (425) 586-1900 Deed of Trust information Original grantor: Kim Miller and Randy R. Miller, wife and husband Original trustee: North Idaho Title Original beneficiary: Mortgage Electronic Registration Systems, Inc. solely as nominee for Panhandle State Bank Recording date: November 29, 2006 Recorder's instrument number: 2069510000 County: Kootenai Sum owing on the obligation: as of September 28, 2010: $181,717.80 Because of interest, late charges, and other charges that may vary from day to day, the amount due on the day you pay may be greater. Hence, if you pay the amount shown above, an adjustment may be necessary after we receive your check. For further information write or call the Successor Trustee at the address or telephone number provided above. Basis of default: failure to make payments when due. Please take notice that the Successor Trustee will sell at public auction to the highest bidder for certified funds or equivalent the property described above. The property address is identified to comply with IC 60-113 but is not warranted to be correct. The property's legal description is: Lot 15, Block 2, Northern Meadows Phase 2, according to the plat recorded in Book "G" of Plats at Page 174, records of Kootenai County, Idaho. The sale is subject to conditions, rules and procedures as described at the sale and which can be reviewed at www.northwesttrustee.com or USA-Foreclosure.com. The sale is made without representation, warranty or covenant of any kind. (TS# 7023.70984) 1002.174551-FEI Legal 1233 October 28, 2010 November 4, 11, 18, 2010

NOTICE OF TRUSTEE'S SALE On Wednesday, the 9th day of February, 2011, at the hour of 10:00 o'clock a.m. of said day at Alliance Title & Escrow, 1270 Northwood Center Ct., Coeur d'Alene, in the County of Kootenai, State of Idaho, Charles W. Fawcett, as Successor Trustee, will sell at public auction, to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real property situated in the County of Kootenai, State of Idaho, and described as follows, to wit: LOT 11, BLOCK 2, MOUNTAIN VIEW ESTATES, ACCORDING TO THE PLAT RECORDED IN BOOK G OF PLATS, PAGE 89, RECORDS OF KOOTENAI COUNTY, IDAHO. The Successor Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Section 60-113, Idaho Code, the Successor Trustee has been informed that the street address of 940 N. Shannon Ln., Post Falls, Idaho, is sometimes associated with said real property. Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by JAMES R. COCHRAN and RENEE C. COCHRAN, Husband and Wife, Grantor, to Charles W. Fawcett, Successor Trustee, for the benefit and security of MOUNTAIN WEST BANK, recorded June 28, 2007, as Instrument No. 2107889000, Mortgage records of Kootenai County, Idaho; and assigned to the IDAHO HOUSING AND FINANCE ASSOCIATION by Assignment of Deed of Trust recorded on October 3, 2007, as Instrument No. 2124858000, Mortgage records of Kootenai County, Idaho. THE ABOVE GRANTOR IS NAMED TO COMPLY WITH SECTION 45-1506 (4)(a), IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. The default for which this sale is to be made is the failure to pay when due, monthly installment payments under the Deed of Trust Note dated June 26, 2007, in the amount of $1,404.00 each, for the months of April through September, 2010, inclusive; and for each and every month thereafter until date of sale or reimbursement. All delinquent payments are now due, plus accumulated late charges, plus any costs or expenses associated with this foreclosure. The accrued interest is at the rate of 5.80% per annum from March 1, 2010. The principal balance owing as of this date on the obligation secured by said Deed of Trust is $203,578.60, plus accrued interest at the rate of 5.80% per annum from March 1, 2010. DATED This 7th day of October, 2010. CHARLES W. FAWCETT, a Member of the Idaho State Bar, SUCCESSOR TRUSTEE Legal 1259 November 4, 11, 18, 25, 2010

NOTICE OF TRUSTEE'S SALE On Tuesday, the 15th day of February, 2011, at the hour of 10:00 o'clock a.m. of said day at Alliance Title & Escrow, 1270 Northwood Center Ct., Coeur d'Alene, in the County of Kootenai, State of Idaho, Charles W. Fawcett, as Successor Trustee, will sell at public auction, to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real property situated in the County of Kootenai, State of Idaho, and described as follows, to wit: LOT 28, BLOCK 1, TUSCANY PLACE, ACCORDING TO THE PLAT RECORDED IN THE OFFICE OF THE COUNTY RECORDER IN BOOK J OF PLATS AT PAGE 497, RECORDS OF KOOTENAI COUNTY, IDAHO. The Successor Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Section 60-113, Idaho Code, the Successor Trustee has been informed that the street address of 525 W. Grange Ave., Post Falls, Idaho, is sometimes associated with said real property. Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by REUBEN J. RENNER and TEAIRA L. RENNER, Husband and Wife, Grantor, to Charles W. Fawcett, Successor Trustee, for the benefit and security of FIRST HORIZON HOME LOANS, A DIVISION OF FIRST TENNESSEE BANK, N.A., recorded January 18, 2008, as Instrument No. 2141083000, Mortgage records of Kootenai County, Idaho; and assigned to the IDAHO HOUSING AND FINANCE ASSOCIATION by Assignment of Deed of Trust recorded on May 9, 2008, as Instrument No. 2158556000, Mortgage records of Kootenai County, Idaho. THE ABOVE GRANTOR IS NAMED TO COMPLY WITH SECTION 45-1506 (4)(a), IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. The default for which this sale is to be made is the failure to pay when due, monthly installment payments under the Deed of Trust Note dated January 16, 2008, in the amount of $1,305.00, for the month of April, 2010, and in the amount of $1,282.00 each, for the months of May through September, 2010, inclusive; and for each and every month thereafter until date of sale or reimbursement. All delinquent payments are now due, plus accumulated late charges, plus any costs or expenses associated with this foreclosure. The accrued interest is at the rate of 5.60% per annum from March 1, 2010. The principal balance owing as of this date on the obligation secured by said Deed of Trust is $162,371.54, plus accrued interest at the rate of 5.60% per annum from March 1, 2010. DATED This 12th day of October, 2010. CHARLES W. FAWCETT, a Member of the Idaho State Bar, SUCCESSOR TRUSTEE Legal 1260 November 4, 11, 18, 25, 2010

NOTICE OF TRUSTEE'S SALE On Wednesday, the 16th day of February, 2011, at the hour of 10:00 o'clock a.m. of said day at Alliance Title & Escrow, 1270 Northwood Center Ct., Coeur d'Alene, in the County of Kootenai, State of Idaho, Charles W. Fawcett, as Successor Trustee, will sell at public auction, to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real property situated in the County of Kootenai, State of Idaho, and described as follows, to wit: LOT 4, BLOCK 2, HERITAGE PLACE, ACCORDING TO THE PLAT RECORDED IN THE OFFICE OF THE COUNTY RECORDER IN BOOK "F" OF PLATS AT PAGE 344, RECORDS OF KOOTENAI COUNTY, IDAHO. The Successor Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Section 60-113, Idaho Code, the Successor Trustee has been informed that the street address of 1009 N. Frank Ct., Post Falls, Idaho, is sometimes associated with said real property. Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by MAGDALENA PIMENTEL, an Unmarried Person, and JOSE T. FIGUEROA GUZMAN, an Unmarried Person, Grantor, to Charles W. Fawcett, Successor Trustee, for the benefit and security of MOUNTAIN WEST BANK, recorded April 9, 2007, as Instrument No. 2093045000, Mortgage records of Kootenai County, Idaho; and assigned to the IDAHO HOUSING AND FINANCE ASSOCIATION by Assignment of Deed of Trust recorded on July 23, 2007, as Instrument No. 2111865000, Mortgage records of Kootenai County, Idaho. THE ABOVE GRANTOR IS NAMED TO COMPLY WITH SECTION 45-1506 (4)(a), IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. The default for which this sale is to be made is the failure to pay when due, monthly installment payments under the Deed of Trust Note dated April 5, 2007, in the amount of $1,225.00 each, for the months of April through September, 2010, inclusive; and for each and every month thereafter until date of sale or reimbursement. All delinquent payments are now due, plus accumulated late charges, plus any costs or expenses associated with this foreclosure. The accrued interest is at the rate of 5.17% per annum from March 1, 2010. The principal balance owing as of this date on the obligation secured by said Deed of Trust is $188,515.67, plus accrued interest at the rate of 5.17% per annum from March 1, 2010. DATED This 14th day of October, 2010. CHARLES W. FAWCETT, a Member of the Idaho State Bar, SUCCESSOR TRUSTEE Legal 1261 November 4, 11, 18, 25, 2010

NOTICE OF TRUSTEE'S SALE On Tuesday, the 15th day of February, 2011, at the hour of 10:00 o'clock a.m. of said day at Alliance Title & Escrow, 1270 Northwood Center Ct., Coeur d'Alene, in the County of Kootenai, State of Idaho, Charles W. Fawcett, as Successor Trustee, will sell at public auction, to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real property situated in the County of Kootenai, State of Idaho, and described as follows, to wit: LOT 4, BLOCK 9, STRAWBERRY FIELDS SECOND ADDITION, ACCORDING TO THE PLAT RECORDED IN BOOK "J" OF PLATS AT PAGES 344 THROUGH 344G, RECORDS OF KOOTENAI COUNTY, IDAHO. The Successor Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Section 60-113, Idaho Code, the Successor Trustee has been informed that the street address of 8532 N. Boysenberry Loop, Hayden, Idaho, is sometimes associated with said real property. Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by ADAM G. HEATON, an Unmarried Man, Grantor, to Charles W. Fawcett, Successor Trustee, for the benefit and security of FIRST HORIZON HOME LOANS A DIVISION OF FIRST TENNESSEE BANK, N.A., recorded September 4, 2007, as Instrument No. 2119705000, Mortgage records of Kootenai County, Idaho; and assigned to the IDAHO HOUSING AND FINANCE ASSOCIATION by Assignment of Deed of Trust recorded on November 8, 2007, as Instrument No. 2131009000, Mortgage records of Kootenai County, Idaho. THE ABOVE GRANTOR IS NAMED TO COMPLY WITH SECTION 45-1506 (4)(a), IDAHO CODE. NO REPRESENTATION IS MADE THAT HE IS, OR IS NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. The default for which this sale is to be made is the failure to pay when due, monthly installment payments under the Deed of Trust Note dated August 28, 2007, in the amount of $1,284.00 each, for the months of April through September, 2010, inclusive; and for each and every month thereafter until date of sale or reimbursement. All delinquent payments are now due, plus accumulated late charges, plus any costs or expenses associated with this foreclosure. The accrued interest is at the rate of 5.91% per annum from March 1, 2010. The principal balance owing as of this date on the obligation secured by said Deed of Trust is $178,907.77, plus accrued interest at the rate of 5.91% per annum from March 1, 2010. DATED This 12th day of October, 2010. CHARLES W. FAWCETT, a Member of the Idaho State Bar, SUCCESSOR TRUSTEE Legal 1262 November 4, 11, 18, 25, 2010

NOTICE OF TRUSTEE'S SALE On Tuesday, the 22nd day of February, 2011, at the hour of 10:00 o'clock a.m. of said day at Alliance Title & Escrow, 1270 Northwood Center Ct., Coeur d'Alene, in the County of Kootenai, State of Idaho, Charles W. Fawcett, as Successor Trustee, will sell at public auction, to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real property situated in the County of Kootenai, State of Idaho, and described as follows, to wit: LOT 19, BLOCK 1, THE LANDINGS AT WATERFORD THIRD ADDITION, ACCORDING TO THE PLAT RECORDED IN BOOK "J" OF PLATS, PAGE 271 AND 271A, RECORDS OF KOOTENAI COUNTY, IDAHO. The Successor Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Section 60-113, Idaho Code, the Successor Trustee has been informed that the street address of 3295 Lotze Loop, Coeur d'Alene, Idaho, is sometimes associated with said real property. Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by JAMES G. ELLIOTT and RENEE ELLIOTT, Husband and Wife, Grantor, to Charles W. Fawcett, Successor Trustee, for the benefit and security of GLOBAL CREDIT UNION, recorded September 27, 2007, as Instrument No. 2123870000, Mortgage records of Kootenai County, Idaho; and assigned to the IDAHO HOUSING AND FINANCE ASSOCIATION by Assignment of Deed of Trust recorded on September 27, 2007, as Instrument No. 2123871000, Mortgage records of Kootenai County, Idaho. THE ABOVE GRANTOR IS NAMED TO COMPLY WITH SECTION 45-1506 (4)(a), IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. The default for which this sale is to be made is the failure to pay when due, monthly installment payments under the Deed of Trust Note dated August 21, 2007, in the amount of $1,188.00 each, for the months of April through September, 2010, inclusive; and for each and every month thereafter until date of sale or reimbursement. All delinquent payments are now due, plus accumulated late charges, plus any costs or expenses associated with this foreclosure. The accrued interest is at the rate of 6.11% per annum from March 1, 2010. The principal balance owing as of this date on the obligation secured by said Deed of Trust is $172,169.24, plus accrued interest at the rate of 6.11% per annum from March 1, 2010. DATED This 21st day of October, 2010. CHARLES W. FAWCETT, a Member of the Idaho State Bar, SUCCESSOR TRUSTEE Legal 1263 November 4, 11, 18, 25, 2010

NOTICE OF TRUSTEE'S SALE On Tuesday, the 22nd day of February, 2011, at the hour of 10:00 o'clock a.m. of said day at Alliance Title & Escrow, 1270 Northwood Center Ct., Coeur d'Alene, in the County of Kootenai, State of Idaho, Charles W. Fawcett, as Successor Trustee, will sell at public auction, to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real property situated in the County of Kootenai, State of Idaho, and described as follows, to wit: LOT 8, BLOCK 1, BAKER & LOVLYN ADDITION, ACCORDING TO THE PLAT RECORDED IN BOOK "F" OF PLATS AT PAGE 6, RECORDS OF KOOTENAI COUNTY, IDAHO. The Successor Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Section 60-113, Idaho Code, the Successor Trustee has been informed that the street address of 1305 E. Borah Ave., Coeur d'Alene, Idaho, is sometimes associated with said real property. Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by COBY FUQUA, an Unmarried Man, Grantor, to Charles W. Fawcett, Successor Trustee, for the benefit and security of COUNTRYWIDE HOME LOANS INC., recorded June 20, 2007, as Instrument No. 2106348000, Mortgage records of Kootenai County, Idaho; and assigned to the IDAHO HOUSING AND FINANCE ASSOCIATION by Corrective Assignment of Deed of Trust recorded on September 12, 2007, as Instrument No. 2121270000, Mortgage records of Kootenai County, Idaho. THE ABOVE GRANTOR IS NAMED TO COMPLY WITH SECTION 45-1506 (4)(a), IDAHO CODE. NO REPRESENTATION IS MADE THAT HE IS, OR IS NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. The default for which this sale is to be made is the failure to pay when due, monthly installment payments under the Deed of Trust Note dated June 19, 2007, in the amount of $1,266.00 each, for the months of April through September, 2010, inclusive; and for each and every month thereafter until date of sale or reimbursement. All delinquent payments are now due, plus accumulated late charges, plus any costs or expenses associated with this foreclosure. The accrued interest is at the rate of 5.70% per annum from March 1, 2010. The principal balance owing as of this date on the obligation secured by said Deed of Trust is $172,368.48, plus accrued interest at the rate of 5.70% per annum from March 1, 2010. DATED This 21st day of October, 2010. CHARLES W. FAWCETT, a Member of the Idaho State Bar, SUCCESSOR TRUSTEE Legal 1264 November 4, 11, 18, 25, 2010