Legals November. 6, 2010

NOTICE TO CREDITORS Case No. CV-10-8604 IN THE DISTRICT COURT OF THE FIRST JUDICIAL DISTRICT OF THE STATE OF IDAHO IN AND FOR THE COUNTY OF KOOTENAI In the Matter of the Estate of: ROSE YOUNG Deceased. NOTICE IS HEREBY GIVEN that the undersigned has been appointed Personal Representative of the Estate of Rose Young. All persons having claims against the Decedent or her Estate are required to present their claims within four (4) months after the date of the first publication of this notice or said claims will be forever barred. Claims must either be presented to the undersigned at the address indicated, or filed with the Clerk of the Court. DATED this 4 day of October, 2010. VERONICA YOUNG C/O ROBERT R. ROMERO, JR. Attorney for Personal Representative P.O. Box 1148 Coeur d'Alene, Idaho 83816 Legal 1178 October 23, 30, 2010 November 6, 2010

CATHERINE L. DULLEA, CHTD. Attorney at Law 101 N. Fourth Avenue, Suite 204 Sandpoint, Idaho 83864 PHONE: (208) 265-2276 FAX: (208) 265-1556 NOTICE OF TRUSTEE'S SALE NOTICE IS HEREBY GIVEN that on January 14, 2011, at 11:00 a.m. the office of Pioneer Title Co., 100 Wallace Avenue, Coeur d'Alene, Idaho, on behalf of Catherine L. Dullea, Attorney at Law, as Successor Trustee, will sell at public auction to the highest bidder, for cash in lawful money of the United States of America, all payable at the time of sale, the following real property situated in the County of Kootenai, State of Idaho, described as follows: Lot 12, Block 11, SANDERS PARK, according to the plat recorded in the office of the County Recorded in Book "B" of Plats at Page 109, records of Kootenai County, Idaho. The purported physical address is 1701 E. Sherman Avenue, Coeur d' Alene, Idaho. The Trustee has no knowledge of a more particular description of the above-described real property, but for purposes of compliance with Idaho Code \u00DF60-113, information may be obtained from Catherine L. Dullea, Attorney at Law, Telephone (208)265-2276. Said sale will be made, without covenant or warranty regarding title, possession or encumbrances, to satisfy the obligations secured by and pursuant to the power of sale conferred in the Deed of Trust executed by DAVID ROCCO ZITO, TRUSTEE OF THE DAVID ROCCO ZITO FAMILY TRUST, as Grantor to Pioneer Title Co., as Trustee, and said Trustee having resigned and the Beneficiary having appointed Catherine L. Dullea, Attorney at Law, as Successor Trustee, for the benefit and security of BRIAN P. MCCARTHY, TRUSTEE OF THE PONDORO, INC. PROFIT SHARING PLAN, as Beneficiary, said Deed of Trust having been recorded on January 28, 2009, as Instrument No. 2194217000, official records of Kootenai County, Idaho. THE ABOVE GRANTOR IS NAMED TO COMPLY WITH \u00DF45-1506(4)(a) IDAHO CODE. NO REPRESENTATION IS MADE THAT HE IS, OR IS NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. The default for which the sale is to be made is the failure of the Grantor and/or assumptive Grantor(s) to make monthly payments of $1,000.00, each, for the months of June, July and August 2010; failure to pay late fees in the sum of $50.00, each, for the same months; failure to pay $50.00 reimbursement for July, 2010, toward the $200.00/month lower payment reimbursement for payments made for the months of March, April and May, 2010; failure to pay the default and attorney fees in the sum of $250.00; and failure to pay the 2009 real property taxes. The balance owing as of the date hereof on the obligation secured by said Deed of Trust is the amount of $100,000.00, plus accrued interest at the rate of 12.0% per annum from May 12, 2010, plus any other costs or expenses associated with this obligation or foreclosure as provided by the Deed of Trust or Deed of Trust Note or by Idaho law. All portion of this claim shall be assumed valid unless disputed within Thirty (30) days of receiving this Notice. If disputed in writing, verification of the debt will be provided to you. If the original creditor is different from the above-named creditor, the name and address of the original creditor will also be provided. This is an attempt to collect a debt, and any information obtained will be used for that purposes. DATED this 8th day of September, 2010. ____________________________CATHERINE L. DULLEA Attorney at Law Successor Trustee Legal 1234 October 30, 2010 November 6, 13, 20, 2010

CHARLES M. DODSON Attorney at Law 1424 Sherman Avenue, Suite 300 Coeur d'Alene, ID 83814 (208) 664-1577 Facsimile (208) 666-9211 ISB #2134 IN THE DISTRICT COURT OF THE FIRST JUDICIAL DISTRICT OF THE STATE OF IDAHO, IN AND FOR THE COUNTY OF KOOTENAI MAGISTRATES DIVISION PROBATE CASE NO: CV-10-8696 NOTICE TO CREDITORS IN THE MATTER OF THE ESTATES OF JACK WARREN SMITH AND RUTH SHIRLEY HENKLE SMITH, Deceased. ESTATES OF JACK WARREN SMITH and RUTH SHIRLEY HENKLE SMITH, Deceased PROBATE NO: CV-10-8693 NOTICE IS HEREBY GIVEN that the undersigned has been appointed Personal Representative of the above named decedents. All persons having claims against the decedents or decedents' estates are required to present their claims within FOUR (4) months after the date of the first publication of this notice or said claims will be forever barred. Claims must be presented to the undersigned at the address indicated, and filed with the Clerk of the Court. DATED this 22nd day of October, 2010. ____________________________ JACQUELINE LEE BUTERA PERSONAL REPRESENTATIVE C/O CHARLES M. DODSON ATTORNEY AT LAW 1424 SHERMAN AVENUE, SUITE 300 COEUR D'ALENE ID 83814 208-664-1577 ____________________________ CHARLES M. DODSON ATTORNEY FOR PERSONAL REPRESENTATIVE Legal 1241 October 30, 2010 November 6, 13, 2010

NOTICE OF TRUSTEE'S SALE Idaho Code 45-1506 Parcel No.: Exhibit "A" PARCEL Identification Numbers: 007740030030 007740030040 007750030050 007740030100 007760020030 007760020040 007750030020 007750030040 007750030050 007700040040 Loan No.: 2290237 T.S. No.: 20000.2112.DD TSG No.: 137555 On 2/9/2011 at 11:00 AM (recognized local time), In the lobby of Pioneer Title Company of Kootenai County located at 100 Wallace Avenue, Coeur d'Alene, ID 83814.. In the County of Kootenai, State of Idaho, Pioneer Title Company of Ada County, dba Pioneer Lender Trustee Services, as Trustee on behalf of the beneficiary will sell at public auction, to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real property, situated in the County of Kootenai, State of Idaho, and described as follows: Exhibit "B" PARCEL 1: Lots 3, 4, 5 and 10, Block 3, BLACK ROCK THIRD ADDITION, according to the plat recorded in Book "I" of Plats at Page 349, records of Kootenai County, Idaho. PARCEL 2: Lots 3 and 4, Block 2, BLACK ROCK FIFTH ADDITION, according to the plat recorded in Book "J" of Plats at Page 12, records of Kootenai County, Idaho. PARCEL 3: Lots 2, 4 and 5, Block 3, BLACK ROCK FOURTH ADDITON, according to the plat recorded in Book "I" of Plats of Page 441, records of Kootenai County, Idaho. PARCEL 4: Lot 4, Block 4, BLACK ROCK, according to the plat recorded in Book "I" of Plats at Page 299, records of Kootenai County, Idaho. NOTE: The address of the subject property is described as follows: NNA Black Rock, Coeur d'Alene, ID 83814; 16886 S. Citrine Dr., Coeur d'Alene, ID 83814; 16777 S. Gypsum Ct., Coeur d'Alene, ID 83814; and 16791 S. Lazurite Dr., Coeur d'Alene, ID 83814. The Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Section 60-113 Idaho Code, the Trustee has been informed that the address of: NNA Black Rock, Coeur d'Alene, ID 83814; 16886 S. Citrine Dr., Coeur d'Alene, ID 83814; 16777 S. Gypsum Ct., Coeur d'Alene, ID 83814; 16791 S. Lazurite Dr., Coeur d'Alene, ID 83814, is sometimes associated with said real property. Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by: MJN Properties, LLC, an Idaho limited liability company, As grantors, To: North Idaho Title Insurance, Inc., As Trustee, for the benefit and security of Idaho Independent Bank, As Beneficiary, dated 9/7/2004, recorded 9/8/2004, as Instrument No. 1899486, and Modified on 10/14/2005 as Instrument No. 1988145 and Further Modfied on 09/01/2006 as Instrument No. 2053344000 and on 12/23/2009 as Instrument No. 2246473000 records of Kootenai County, Idaho. Please Note: The above Grantors are named to comply with section 45-1506(4)(A), ID Code, No representation is made that they are, or are not, presently responsible for this obligation set forth herein. The Default for which this sale is to be made is the failure to pay when due, under Deed of Trust and Note dated 9/7/2004. INSTALLMENT OF PRINCIPAL AND INTEREST PLUS IMPOUNDS AND / OR ADVANCES WHICH BECAME DUE On 7/11/2010 PLUS LATE CHARGES, AND ALL SUBSEQUENT INSTALLMENTS OF PRINCIPAL, INTEREST, BALLOON PAYMENTS, PLUS IMPOUNDS AND/OR ADVANCES AND LATE CHARGES THAT BECOME PAYABLE.. The principal balance owing as of this date on the obligation secured by said Deed of Trust is $655,514.74, plus accrued interest at the rate of 4.5% through 7/11/2010 and a default rate of 21% per annum from 7/12/2010. All delinquent amounts are now due, together with accruing late charges, and interest, unpaid and accruing taxes, assessments, trustee's fees, attorney's fees, and any amounts advanced to protect the security associated with this foreclosure and that the beneficiary elects to sell or cause the trust property to be sold to satisfy said obligation. Dated: September 30, 2010 By: Pioneer Title Company of Ada County, dba Pioneer Lender Trustee Services Amy L. Bowles, Assistant Trustee Officer Legal 1242 October 30, 2010 November 6, 13, 20, 2010

NOTICE OF TRUSTEE'S SALE Idaho Code 45-1506 Loan No.: 2291375B T.S. No.: 20000.2119.DD TSG No.: 137607 On 2/9/2011 at 11:00 AM (recognized local time), In the lobby of Pioneer Title Company of Kootenai County located at 100 Wallace Avenue, Coeur d'Alene, ID 83814.. In the County of Kootenai, State of Idaho, Pioneer Title Company of Ada County, dba Pioneer Lender Trustee Services as Trustee on behalf of the beneficiary will sell at public auction, to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real property, situated in the County of Kootenai, State of Idaho, and described as follows: Lot 6 in Block 114 and Lot 6, Block 115, of First Addition to Spirit Lake, according to the official plat thereof, filed in Book "C" of Plats at Page(s) 32 Official Records of Kootenai County, Idaho. The Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Section 60-113 Idaho Code, the Trustee has been informed that the address of: NNA Spirit Lake, ID 83869 (Vacant Land), is sometimes associated with said real property. Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by: MJN Properties, LLC, A Limited Liablity Company, As grantors, To: Pioneer Title Company of Kootenai County, As Trustee, for the benefit and security of Idaho Independent Bank, As Beneficiary, dated 11/25/2008, recorded 12/1/2008, as Instrument No. 2187679000, records of Kootenai County, Idaho. Please Note: The above Grantors are named to comply with section 45-1506(4)(A), ID Code, No representation is made that they are, or are not, presently responsible for this obligation set forth herein. The Default for which this sale is to be made is the failure to pay when due, under Deed of Trust and Note dated 11/25/2008. INSTALLMENT OF PRINCIPAL AND INTEREST PLUS IMPOUNDS AND / OR ADVANCES WHICH BECAME DUE On 7/11/2010 PLUS LATE CHARGES, AND ALL SUBSEQUENT INSTALLMENTS OF PRINCIPAL, INTEREST, BALLOON PAYMENTS, PLUS IMPOUNDS AND/OR ADVANCES AND LATE CHARGES THAT BECOME PAYABLE. The principal balance owing as of this date on the obligation secured by said Deed of Trust is $213,836.45, plus accrued interest at the rate of 4.5% through 7/11/2010 and a default rate of 21% per annum from 7/12/2010. All delinquent amounts are now due, together with accruing late charges, and interest, unpaid and accruing taxes, assessments, trustee's fees, attorney's fees, and any amounts advanced to protect the security associated with this foreclosure and that the beneficiary elects to sell, or cause the trust property to be sold to satisfy said obligation. Dated: September 30, 2010 By: Pioneer Title Company of Ada County, dba Pioneer Lender Trustee Services Amy L. Bowles, Assistant Trustee Officer Legal 1243 October 30, 2010 November 6, 13, 20, 2010

NOTICE OF TRUSTEE'S SALE Idaho Code 45-1506 Loan No.: 2290334 T.S. No.: 20000.2113.DD TSG No.: 137546 On 2/9/2011 at 11:00 AM (recognized local time), In the lobby of Pioneer Title Company of Kootenai County located at 100 Wallace Avenue, Coeur d'Alene, ID 83814.. In the County of Kootenai, State of Idaho, Pioneer Title Company of Ada County, dba Pioneer Lender Trustee Services, as Trustee on behalf of the beneficiary will sell at public auction, to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real property, situated in the County of Kootenai, State of Idaho, and described as follows: Lot 3, Block 3, Black Rock Third Addition, according to the Plat recorded in Book "I" of Plats at Page 349, Records of Kootenai County, Idaho The Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Section 60-113 Idaho Code, the Trustee has been informed that the address of: 16866 South Citrine Dr., Coeur d'Alene, ID 83814, is sometimes associated with said real property. Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by: MJN Properties, LLC, an Idaho limited liability company, As grantors, To: North Idaho title Insurance, Inc., As Trustee, for the benefit and security of Idaho Independent Bank, As Beneficiary, dated 1/19/2005, recorded 1/21/2005, as Instrument No. 1925606, and Modified on 12/23/2005 as Instrument No. 2003858 and Further Modified on 09/01/2006 as Instrument No. 2053327000 and on 12/23/2009 as Instrument No. 2246479000 records of Kootenai County, Idaho. Please Note: The above Grantors are named to comply with section 45-1506(4)(A), ID Code, No representation is made that they are, or are not, presently responsible for this obligation set forth herein. The Default for which this sale is to be made is the failure to pay when due, under Deed of Trust and Note dated 1/19/2005. INSTALLMENT OF PRINCIPAL AND INTEREST PLUS IMPOUNDS AND / OR ADVANCES WHICH BECAME DUE On 7/11/2010 PLUS LATE CHARGES, AND ALL SUBSEQUENT INSTALLMENTS OF PRINCIPAL, INTEREST, BALLOON PAYMENTS, PLUS IMPOUNDS AND/OR ADVANCES AND LATE CHARGES THAT BECOME PAYABLE.. The principal balance owing as of this date on the obligation secured by said Deed of Trust is $728,924.74, plus accrued interest at the rate of 4.5% through 7/11/2010 and a default rate 21% per annum from 7/12/2010. All delinquent amounts are now due, together with accruing late charges, and interest, unpaid and accruing taxes, assessments, trustee's fees, attorney's fees, and any amounts advanced to protect the security associated with this foreclosure and that the beneficiary elects to sell or cause the trust property to be sold to satisfy said obligation. Dated: September 30, 2010 By: Pioneer Title Company of Ada County, dba Pioneer Lender Trustee Services Amy L. Bowles, Assistant Trustee Officer Legal 1244 October 30, 2010 November 6, 13, 20, 2010

NOTICE OF TRUSTEE'S SALE Idaho Code 45-1506 Loan No.: 2290351 T.S. No.: 20000.2114.DD TSG No.: 137559 On 2/9/2011 at 11:00 AM (recognized local time), In the lobby of Pioneer Title Company of Kootenai County located at 100 Wallace Avenue, Coeur d'Alene, ID 83814.. In the County of Kootenai, State of Idaho, Pioneer Title Company of Ada County, dba Pioneer Lender Trustee Services, as Trustee on behalf of the beneficiary will sell at public auction, to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real property, situated in the County of Kootenai, State of Idaho, and described as follows: Lot 3, Block 2, Black Rock Fifth Addition, according to the plat recorded in Book "J" of Plats at Page 12, records of Kootenai County, Idaho The Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Section 60-113 Idaho Code, the Trustee has been informed that the address of: 16777 S. Gypsum Court, Coeur d'Alene, ID 83814, is sometimes associated with said real property. Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by: MJN Properties, LLC, an Idaho limited liability company, As grantors, To: North Idaho Title Insurance, Inc., As Trustee, for the benefit and security of Idaho Independent Bank, As Beneficiary, dated 2/17/2005, recorded 2/23/2005, as Instrument No. 1931320, and Modified on 12/23/2005 as Instrument No. 2003852 and further Modified on 09/01/2006 as Instrument No. 2053328000 and on 12/23/2009 as Instrument No. 2246476000 records of Kootenai County, Idaho. Please Note: The above Grantors are named to comply with section 45-1506(4)(A), ID Code, No representation is made that they are, or are not, presently responsible for this obligation set forth herein. The Default for which this sale is to be made is the failure to pay when due, under Deed of Trust and Note dated 2/17/2005. INSTALLMENT OF PRINCIPAL AND INTEREST PLUS IMPOUNDS AND / OR ADVANCES WHICH BECAME DUE On 7/11/2010 PLUS LATE CHARGES, AND ALL SUBSEQUENT INSTALLMENTS OF PRINCIPAL, INTEREST, BALLOON PAYMENTS, PLUS IMPOUNDS AND/OR ADVANCES AND LATE CHARGES THAT BECOME PAYABLE.. The principal balance owing as of this date on the obligation secured by said Deed of Trust is $740,484.13, plus accrued interest at the rate of 4.5% through 7/11/2010 and a default rate of 21% per annum from 7/12/2010. All delinquent amounts are now due, together with accruing late charges, and interest, unpaid and accruing taxes, assessments, trustee's fees, attorney's fees, and any amounts advanced to protect the security associated with this foreclosure and that the beneficiary elects to sell or cause the trust property to be sold to satisfy said obligation. Dated: September 30, 2010 By: Pioneer Title Company of Ada County, dba Pioneer Lender Trustee Services Amy L. Bowles, Assistant Trustee Officer Legal 1245 October 30, 2010 November 6, 13, 20, 2010

NOTICE OF TRUSTEE'S SALE Idaho Code 45-1506 Loan No.: 2290407 T.S. No.: 20000.2115.DD TSG No.: 137556 On 2/9/2011 at 11:00 AM (recognized local time), In the lobby of Pioneer Title Company of Kootenai County located at 100 Wallace Avenue, Coeur d'Alene, ID 83814.. In the County of Kootenai, State of Idaho, Pioneer Title Company of Ada County, dba Pioneer Lender Trustee Services, as Trustee on behalf of the beneficiary will sell at public auction, to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real property, situated in the County of Kootenai, State of Idaho, and described as follows: Lot 5, Block 3, Black Rock Third Addition, According to the Plat Recorded in Book "I" of Plats at Page 349, Records of Kootenai county, Idaho The Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Section 60-113 Idaho Code, the Trustee has been informed that the address of: 16812 S. Citrine Dr., Coeur d'Alene, ID 83814, is sometimes associated with said real property. Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by: MJN Properties, LLC, a Limited Liability Company, As grantors, To: North Idaho Title Insurance, Inc., As Trustee, for the benefit and security of Idaho Independent Bank, As Beneficiary, dated 4/8/2005, recorded 4/11/2005, as Instrument No. 1940905, and was Modified on 12/23/2005 as Instrument No. 2003855 and Furthur Modified on 09/01/2006 as Instrument No. 2053330000 and furthur Modified on 12/23/2009 as Instrumnet No. 2246471000 records of Kootenai County, Idaho. Please Note: The above Grantors are named to comply with section 45-1506(4)(A), ID Code, No representation is made that they are, or are not, presently responsible for this obligation set forth herein. The Default for which this sale is to be made is the failure to pay when due, under Deed of Trust and Note dated 4/8/2005. INSTALLMENT OF PRINCIPAL AND INTEREST PLUS IMPOUNDS AND / OR ADVANCES WHICH BECAME DUE On 7/10/2010 PLUS LATE CHARGES, AND ALL SUBSEQUENT INSTALLMENTS OF PRINCIPAL, INTEREST, BALLOON PAYMENTS, PLUS IMPOUNDS AND/OR ADVANCES AND LATE CHARGES THAT BECOME PAYABLE.. The principal balance owing as of this date on the obligation secured by said Deed of Trust is $767,084.35, plus accrued interest at the rate of 4.5% through 7/11/2010 and a default rate of 21% per annum from 7/12/2010. All delinquent amounts are now due, together with accruing late charges, and interest, unpaid and accruing taxes, assessments, trustee's fees, attorney's fees, and any amounts advanced to protect the security associated with this foreclosure and that the beneficiary elects to sell or cause the trust property to be sold to satisfy said obligation. Dated: September 30, 2010 By: Pioneer Title Company of Ada County, dba Pioneer Lender Trustee Services Amy L. Bowles, Assistant Trustee Officer Legal 1246 October 30, 2010 November 6, 13, 20, 2010

NOTICE OF TRUSTEE'S SALE Idaho Code 45-1506 Loan No.: 2290572 T.S. No.: 20000.2116.DD TSG No.: 137553 On 2/9/2011 at 11:00 AM (recognized local time), In the lobby of Pioneer Title Company of Kootenai County located at 100 Wallace Avenue, Coeur d'Alene, ID 83814.. In the County of Kootenai, State of Idaho, Pioneer Title Company of Ada County, dba Pioneer Lender Trustee Services, as Trustee on behalf of the beneficiary will sell at public auction, to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real property, situated in the County of Kootenai, State of Idaho, and described as follows: The West Half of the Southwest Quarter of Section 8, Township 50 North, Range 4 West, Boise Meridian, Kootenai County, Idaho; LESS that portion thereof lying South of Highland Drive: LESS any portion lying within Riverview Drive, a county road: ALSO LESS any portion lying within Highland Drive. The Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Section 60-113 Idaho Code, the Trustee has been informed that the address of: NNA Riverview Drive, Post Falls, ID 83854 (Vacant Land), is sometimes associated with said real property. Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by: MJN Properties, LLC, a Limited Liabilty Company, As grantors, To: North Idaho Title Insurance, Inc, As Trustee, for the benefit and security of Idaho Independent Bank, As Beneficiary, dated 9/7/2005, recorded 9/8/2005, as Instrument No. 1978895, and Modified on 09/01/2006 as Istrument No.2053339000 and Further Modified on 12/23/2009 as Instrument No. 2246478000 records of Kootenai County, Idaho. Please Note: The above Grantors are named to comply with section 45-1506(4)(A), ID Code, No representation is made that they are, or are not, presently responsible for this obligation set forth herein. The Default for which this sale is to be made is the failure to pay when due, under Deed of Trust and Note dated 9/7/2005. INSTALLMENT OF PRINCIPAL AND INTEREST PLUS IMPOUNDS AND / OR ADVANCES WHICH BECAME DUE On 7/11/2010 PLUS LATE CHARGES, AND ALL SUBSEQUENT INSTALLMENTS OF PRINCIPAL, INTEREST, BALLOON PAYMENTS, PLUS IMPOUNDS AND/OR ADVANCES AND LATE CHARGES THAT BECOME PAYABLE.. The principal balance owing as of this date on the obligation secured by said Deed of Trust is $999,517.58, plus accrued interest at the rate of 4.5% through 7/11/2010 and a default rate of 21% per annum from 7/12/2010. All delinquent amounts are now due, together with accruing late charges, and interest, unpaid and accruing taxes, assessments, trustee's fees, attorney's fees, and any amounts advanced to protect the security associated with this foreclosure and that the beneficiary elects to sell or cause the trust property to be sold to satisfy said obligation. Dated: September 30, 2010 By: Pioneer Title Company of Ada County, dba Pioneer Lender Trustee Services Amy L. Bowles, Assistant Trustee Officer Legal 1247 October 30, 2010 November 6, 13, 20, 2010

NOTICE OF TRUSTEE'S SALE Idaho Code 45-1506 Loan No.: 2291375A T.S. No.: 20000.2118.DD TSG No.: 137603 On 2/9/2011 at 11:00 AM (recognized local time), In the lobby of Pioneer Title Company of Kootenai County located at 100 Wallace Avenue, Coeur d'Alene, ID 83814.. In the County of Kootenai, State of Idaho, Pioneer Title Company of Ada County, dba Pioneer Lender Trustee Services as Trustee on behalf of the beneficiary will sell at public auction, to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real property, situated in the County of Kootenai, State of Idaho, and described as follows: Lot 12, Block 2, Coeur Addition, Kootenai County, State of Idaho, according to the plat recorded in Book "E" of Plats, Page 104 The Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Section 60-113 Idaho Code, the Trustee has been informed that the address of: 205 W. Bourbon Drive, Coeur d'Alene, ID 83815 aka 4297 N Bourbon Dr, Coeur d'Alene, ID 83815, is sometimes associated with said real property. Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by: MJN Properties, LLC, an Idaho Limited Liability Company, As grantors, To: Pioneer Title Company of Kootenai County, As Trustee, for the benefit and security of Idaho Independent Bank, As Beneficiary, dated 11/25/2008, recorded 12/1/2008, as Instrument No. 2187677000, records of Kootenai County, Idaho. Please Note: The above Grantors are named to comply with section 45-1506(4)(A), ID Code, No representation is made that they are, or are not, presently responsible for this obligation set forth herein. The Default for which this sale is to be made is the failure to pay when due, under Deed of Trust and Note dated 11/25/2008. INSTALLMENT OF PRINCIPAL AND INTEREST PLUS IMPOUNDS AND / OR ADVANCES WHICH BECAME DUE On 7/11/2010 PLUS LATE CHARGES, AND ALL SUBSEQUENT INSTALLMENTS OF PRINCIPAL, INTEREST, BALLOON PAYMENTS, PLUS IMPOUNDS AND/OR ADVANCES AND LATE CHARGES THAT BECOME PAYABLE.. The principal balance owing as of this date on the obligation secured by said Deed of Trust is $213,836.45, plus accrued interest at the rate of 4.5% through 7/11/2010 and a default rate of 21% per annum from 7/12/2010. All delinquent amounts are now due, together with accruing late charges, and interest, unpaid and accruing taxes, assessments, trustee's fees, attorney's fees, and any amounts advanced to protect the security associated with this foreclosure and that the beneficiary elects to sell or cause the trust property to be sold to satisfy said obligation. Dated: September 30, 2010 By: Pioneer Title Company of Ada County, dba Pioneer Lender Trustee Services Amy L. Bowles, Assistant Trustee Office Legal 1248 October 30, 2010 November 6, 13, 20, 2010

NOTICE OF TRUSTEE'S SALE Idaho Code 45-1506 Loan No.: 2291469 T.S. No.: 20000.2117.DD TSG No.: 137552 On 2/9/2011 at 11:00 AM (recognized local time), In the lobby of Pioneer Title Company of Kootenai County located at 100 Wallace Avenue, Coeur d'Alene, ID 83814.. In the County of Kootenai, State of Idaho, Pioneer Title Company of Ada County, dba Pioneer Lender Trustee Services, as Trustee on behalf of the beneficiary will sell at public auction, to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real property, situated in the County of Kootenai, State of Idaho, and described as follows: Exhibit "A" PARCEL I: Lots 1, 2 and 3, Block 1, GRANITE BLUFF SECOND ADDITION, according to the plat recorded in Book "K" of Plats at Page 240 records of Kootenai County, State of Idaho. PARCEL II: A parcel of land located in the North Half of Lot 3 in the Northwest Quarter of the Southwest Quarter of Section 30, Township 49 North, Range 3 West, Boise Meridian, Kootenai County, Idaho, more particularly described as follows: BEGINNING at the Southwest corner, a point on the highwater line of Lake Coeur d'Alene whence the Northeast corner of Lot 3 of Section 30, Township 49 North, Range 3 West, Boise Meridian, bears North 52829' East 836.4 feet distant; thence South 62815' East 287 feet to the Southeast corner, a point on the West side of Alternate U.S. Highway 95; thence Northeasterly 76 feet along said highway to the Northeast corner; thence North 62815' West 310 feet to the highwater line of Lake Coeur d'Alene; thence Southwesterly 75 feet along the highwater line to the Southwest corner and PLACE OF BEGINNING. NOTE: The addresses of the subject properties are described as follows: Parcel 1: NNA Post Falls, ID 83854 Parcel 2: 380 E. Ganos Lane, Harrison, ID 83833 The Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Section 60-113 Idaho Code, the Trustee has been informed that the address of: NNA, Post Falls, ID 83854 AND 380 E. Ganos Lane, Harrison, ID 83833, is sometimes associated with said real property. Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by: MJN Properties, LLC, as to parcel I and Michael J. Newell and Linda M. Newell, Husband and Wife, as to parcel II, As grantors, To: Pioneer Title Company of Kootenai County, As Trustee, for the benefit and security of Idaho Independent Bank, As Beneficiary, dated 12/4/2009, recorded 12/22/2009, as Instrument No. 2246353000, records of Kootenai County, Idaho. Please Note: The above Grantors are named to comply with section 45-1506(4)(A), ID Code, No representation is made that they are, or are not, presently responsible for this obligation set forth herein. The Default for which this sale is to be made is the failure to pay when due, under Deed of Trust and Note dated 12/4/2009. INSTALLMENT OF PRINCIPAL AND INTEREST PLUS IMPOUNDS AND / OR ADVANCES WHICH BECAME DUE On 7/11/2010 PLUS LATE CHARGES, AND ALL SUBSEQUENT INSTALLMENTS OF PRINCIPAL, INTEREST, BALLOON PAYMENTS, PLUS IMPOUNDS AND/OR ADVANCES AND LATE CHARGES THAT BECOME PAYABLE.. The principal balance owing as of this date on the obligation secured by said Deed of Trust is $354,848.88, plus accrued interest at the rate of 4.5% through 7/11/2010 and a default rate of 21% per annum from 7/12/2010. All delinquent amounts are now due, together with accruing late charges, and interest, unpaid and accruing taxes, assessments, trustee's fees, attorney's fees, and any amounts advanced to protect the security associated with this foreclosure and that the beneficiary elects to sell or cause the trust property to be sold to satisfy said obligation. Dated: September 30, 2010 By: Pioneer Title Company of Ada County, dba Pioneer Lender Trustee Services Amy L. Bowles, Assistant Trustee Officer Legal 1249 October 30, 2010 November 6, 13, 20, 2010

NOTICE OF TRUSTEE'S SALE On February 22, 2011, at the hour of 1:00 o'clock PM of said day, at Kootenai County Title, 1450 Northwest Blvd., Coeur d'Alene, ID, JUST LAW, INC., as Successor Trustee, will sell at public auction to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real property, situated in the County of Kootenai, State of Idaho, and described as follows to wit: Lot 9, Block 3, of COEUR D'ALENE PLACE FIFTEENTH ADDITION, according to the plat thereof, recorded in Book J of Plats at Pages 295, et seq., records of Kootenai County, Idaho The Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Section 60-113 Idaho Code, the Trustee has been informed the address of 2688 W. Dumont Dr., Coeur d'Alene, ID, is sometimes associated with the said real property. This Trustee's Sale is subject to a bankruptcy filing, a payoff, a reinstatement or any other conditions of which the Trustee is not aware that would cause the cancellation of this sale. Further, if any of these conditions exist, this sale may be null and void, the successful bidder's funds shall be returned, and the Trustee and the Beneficiary shall not be liable to the successful bidder for any damages. Said sale will be made without covenant or warranty regarding title, possessions or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by Samuel T. Dribben and Melanie Anne Dribben, husband and wife, as Grantor(s) with Mortgage Electronic Registration Systems, Inc. as the Beneficiary, under the Deed of Trust recorded December 5, 2007, as Instrument No. 2134581000, in the records of Kootenai County, Idaho. The Beneficial interest of said Deed of Trust was subsequently assigned to PHH Mortgage Corporation, recorded October 15, 2010, as Instrument No. 2286178000, in the records of said County. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(a), IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. The default for which this sale is to be made is the failure to pay the amount due under the certain Promissory Note and Deed of Trust, in the amounts called for thereunder as follows: Monthly payments in the amount of $1,955.60 for the months of July 2010 through and including to the date of sale, together with late charges and monthly payments accruing. The sum owing on the obligation secured by said Deed of Trust is $268,810.28 as principal, plus service charges, attorney's fees, costs of this foreclosure, any and all funds expended by Beneficiary to protect their security interest, and interest accruing at the rate of 6.375% from June 1, 2010, together with delinquent taxes plus penalties and interest to the date of sale. The Beneficiary elects to sell or cause the trust property to be sold to satisfy said obligation. Dated this 19th day of October, 2010. Tammie Harris Trust Officer for Just Law, Inc. For information concerning this sale please contact Just Law, Inc. at www.justlawidaho.com or Toll Free at 1-800-923-9106, Thank you. Legal 1182 October 23, 30, 2010 November 6, 13, 2010

NOTICE OF TRUSTEE'S SALE Idaho Code 45-1506 Loan No.: 2291375C T.S. No.: 20000.2120.DD TSG No.: 137639 On 2/23/2011 at 11:00 AM (recognized local time), In the lobby of Pioneer Title Company of Kootenai County located at 100 Wallace Avenue, Coeur d'Alene, ID 83814.. In the County of Kootenai, State of Idaho, Pioneer Title Company of Ada County, dba Pioneer Lender Trustee Services, as Trustee on behalf of the beneficiary will sell at public auction, to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real property, situated in the County of Kootenai, State of Idaho, and described as follows: PARCEL 1: Lot 7, Block 3; Lot 15, Block 2 and Lots 1, 2 and 4, Block 4, PRAIRIE MEADOWS THIRD ADDITION, according to the plat recorded in Book "J" of Plats at Page 144, records of Kootenai County, Idaho PARCEL 2: Lot 10, Block 2; Lot 11, Block 3, PRAIRIE MEADOWS 4th ADDITION, according to the plat recorded in Book "J" of Plats at Page 179, records of Kootenai County, Idaho. ALSO KNOWN AS Lots 1, 2 and 3, Block 1, PRAIRIE MEADOWS FIFTH ADDITION, according to the plat recorded in Book "J" of Plats at Page 330, records of Kootenai County, Idaho The Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Section 60-113 Idaho Code, the Trustee has been informed that the address of: 2948, 2960, 3110 & 3119 N. Radiant Star Road AND 1969, 2039 & 2077 W. Twinkling Star Road AND 1875 Evening Star Road, Post Falls, ID 83854, is sometimes associated with said real property. Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by: Prairie Meadows, LLC an Idaho Limited Liability Company, As grantors, To: North Idaho Title Insurance, Inc, As Trustee, for the benefit and security of Idaho Independent Bank, As Beneficiary, dated 11/25/2008, recorded 12/1/2008, as Instrument No. 2187680000, records of Kootenai County, Idaho. Please Note: The above Grantors are named to comply with section 45-1506(4)(A), ID Code, No representation is made that they are, or are not, presently responsible for this obligation set forth herein. The Default for which this sale is to be made is the failure to pay when due, under Deed of Trust and Note dated 11/25/2008. INSTALLMENT OF PRINCIPAL AND INTEREST PLUS IMPOUNDS AND / OR ADVANCES WHICH BECAME DUE On 7/11/2010 PLUS LATE CHARGES, AND ALL SUBSEQUENT INSTALLMENTS OF PRINCIPAL, INTEREST, BALLOON PAYMENTS, PLUS IMPOUNDS AND/OR ADVANCES AND LATE CHARGES THAT BECOME PAYABLE.. The principal balance owing as of this date on the obligation secured by said Deed of Trust is $213,836.45, plus accrued interest at the rate of 21% per annum from 6/10/2010. All delinquent amounts are now due, together with accruing late charges, and interest, unpaid and accruing taxes, assessments, trustee's fees, attorney's fees, and any amounts advanced to protect the security associated with this foreclosure and that the beneficiary elects to sell or cause the trust property to be sold to satisfy said obligation. Dated: October 13, 2010 By: Pioneer Title Company of Ada County, dba Pioneer Lender Trustee Services Amy L. Bowles, Assistant Trustee Officer Legal 1250 October 30, 2010 November 6, 13, 20, 27, 2010

NOTICE OF TRUSTEE'S SALE Idaho Code 45-1506 Loan No.: 2291219A T.S. No.: 20000.2121.DD TSG No.: 137620 On 2/9/2011 at 11:00 AM (recognized local time), In the lobby of Pioneer Title Company of Kootenai County located at 100 Wallace Avenue, Coeur d'Alene, ID 83814. In the County of Kootenai, State of Idaho, Pioneer Title Company of Ada County, dba Pioneer Lender Trustee Services, as Trustee on behalf of the beneficiary will sell at public auction, to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real property, situated in the County of Kootenai, State of Idaho, and described as follows: Exhibit "A" PARCEL I: Lots 1, 2, 3, 4, 5 and 8, Block 1, ASPEN CREEK FIRST ADDITION, according to the plat recorded in Book "J" of Plats at Page 152, records of Kootenai County, Idaho. PARCEL II: Lots 1, 2, 3, and 4, Block 1, ASPEN CREEK SECOND ADDITION as per map recorded in Book "J" of Plats, at page 153, records of Kootenai County, Idaho. The Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Section 60-113 Idaho Code, the Trustee has been informed that the address of: NNA, 6232, 6132, 6024, 5932, 5790, 6305, 6081, 6001 West Quaking Aspen Drive, Coeur d'Alene, ID 83814 , is sometimes associated with said real property. Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by: Aspen Creek Estates, LLC, an Idaho Limited Liability Company, As grantors, To: Pioneer Title Company of Kootenai County, As Trustee, for the benefit and security of Idaho Independent Bank, As Beneficiary, dated 12/28/2007, recorded 1/2/2008, as Instrument No. 2138715000, and was Modified on 12/23/2009 as Instrument No. 2246475000 records of Kootenai County, Idaho. Please Note: The above Grantors are named to comply with section 45-1506(4)(A), ID Code, No representation is made that they are, or are not, presently responsible for this obligation set forth herein. The Default for which this sale is to be made is the failure to pay when due, under Deed of Trust and Note dated 12/28/2007. INSTALLMENT OF PRINCIPAL AND INTEREST PLUS IMPOUNDS AND / OR ADVANCES WHICH BECAME DUE On 7/11/2010 PLUS LATE CHARGES, AND ALL SUBSEQUENT INSTALLMENTS OF PRINCIPAL, INTEREST, BALLOON PAYMENTS, PLUS IMPOUNDS AND/OR ADVANCES AND LATE CHARGES THAT BECOME PAYABLE. The principal balance owing as of this date on the obligation secured by said Deed of Trust is $912,366.81, plus accrued interest at the variable rate of 4.5% through 07/11/2010 and a default rate of 21% per annum from 7/12/2010. All delinquent amounts are now due, together with accruing late charges, and interest, unpaid and accruing taxes, assessments, trustee's fees, attorney's fees, and any amounts advanced to protect the security associated with this foreclosure and that the beneficiary elects to sell or cause the trust property to be sold to satisfy said obligation. Dated: September 30, 2010 By: Pioneer Title Company of Ada County, dba Pioneer Lender Trustee Services Amy L. Bowles, Assistant Trustee Officer Legal 1251 October 30, 2010 November 6, 13, 20, 2010

NOTICE OF TRUSTEE'S SALE Idaho Code 45-1506 Loan No.: 2291219B T.S. No.: 20000.2122.DD TSG No.: 137612 On 2/9/2011 at 11:00 AM (recognized local time), In the lobby of Pioneer Title Company of Kootenai County located at 100 Wallace Avenue, Coeur d'Alene, ID 83814. In the County of Kootenai, State of Idaho, Pioneer Title Company of Ada County, dba Pioneer Lender Trustee Services as Trustee on behalf of the beneficiary will sell at public auction, to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real property, situated in the County of Kootenai, State of Idaho, and described as follows: Exhibit "A" PARCEL I: A parcel of land in a portion of the Northwest Quarter of Section 4, Township 49 North, Range 4 West, Boise Meridian, Kootenai County, Idaho, more particularly described as follows: COMMENCING at the West Quarter of said Section 4; thence North 3810' East, 842.3 feet to a point on the Easterly right-of-way line of State Highway 95, said point being the TRUE POINT OF BEGINNING for this description; thence Leaving the said Easterly right-of-way line, North 89853'55" East, 1,330.16 feet; thence South 0852'27" West, 442.65 feet; thence South 89855'26" West, 1330.67 feet to the said Easterly right-of-way line; thence Along the said Easterly right-of-way line, North 0855'52" East, 442.08 feet to the TRUE POINT OF BEGINNING. PARCEL II: A parcel of land in a portion of the Northwest Quarter of Section 4, Township 49 North, Range 4 West, Boise Meridian, Kootenai County, Idaho, more particularly described as follows: COMMENCING at the West Quarter of said Section 4; thence North 5838' East, 400.9 feet to a point on the Easterly right-of-way line of State Highway 95, said point being the TRUE POINT OF BEGINNING for this description; thence Leaving the said Easterly right-of-way line of State Highway 95, said point being the TRUE POINT OF BEGINNING for this description; thence Leaving the said Easterly right-of-way line, North 89855'26" East, 1,330.67 feet; thence South 0852"27" West, 374.03 feet to the Northerly right-of-way line of Mica/Kidd Island Road; thence Along the said Northerly right-of-way line, South 89855'25" West, 1,122.29 feet to the Southeast corner of the Mica Grange Property; thence Leaving the said Northerly right-of-way line, North 1800'05" East, 183.66 feet to the Northeast corner of the said Mica Grange Property; thence South 89854'43" West, 209.01 feet to the Northwest corner of the said Mica Grange Property; thence Along the said Easterly right-of-way line, North 0855'52" East, 190.22 feet to the TRUE POINT OF BEGINNING. PARCEL II: A parcel of land in a portion of the Northwest Quarter of Section 4, Township 49 North, Range 4 West, Boise Meridian, Kootenai County, Idaho, more particularly described as follows: COMMENCING at the West Quarter corner of said Section 4; thence North 48807' East, 1,855.0 feet to a 5/8 rebar, said rebar being the TRUE POINT OF BEGINNING for this desription; thence North 2804'40" East, 101.89 feet to a point on the Southerly boundary line of the plat of Aspen Creek Amended, Book I, Page 176, records of Kootenai County; thence Along the said Southerly boundary line North 89842'00" East, 1,288.09 feet; thence Leaving the said Southerly bondary line along the center quarter line of said Section 4, South 0847'55" West, 413.91 feet; thence Leaving the said Northerly boundary line of the said Worley Highway District Property, South 89855'27" West, 628.99 feet; thence North 0833'35" East, 307.03 feet to the TRUE POINT OF BEGINNING. NOTE: The address of the subject property is described as follows: VACANT LAND The Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Section 60-113 Idaho Code, the Trustee has been informed that the address of: NNA, Coeur d'Alene, ID 83814, is sometimes associated with said real property. Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by: Michael J. Newell and Linda Marie Newell, Husband and Wife, As grantors, To: Pioneer Title Company of Kootenai County, As Trustee, for the benefit and security of Idaho Independent Bank, As Beneficiary, dated 12/28/2007, recorded 1/2/2008, as Instrument No. 2138716000, and was Modified on 12/23/2009 as Instrument No. 2246469000 records of Kootenai County, Idaho. Please Note: The above Grantors are named to comply with section 45-1506(4)(A), ID Code, No representation is made that they are, or are not, presently responsible for this obligation set forth herein. The Default for which this sale is to be made is the failure to pay when due, under Deed of Trust and Note dated 12/28/2007. INSTALLMENT OF PRINCIPAL AND INTEREST PLUS IMPOUNDS AND / OR ADVANCES WHICH BECAME DUE On 7/11/2010 PLUS LATE CHARGES, AND ALL SUBSEQUENT INSTALLMENTS OF PRINCIPAL, INTEREST, BALLOON PAYMENTS, PLUS IMPOUNDS AND/OR ADVANCES AND LATE CHARGES THAT BECOME PAYABLE.. The principal balance owing as of this date on the obligation secured by said Deed of Trust is $912,366.81, plus accrued interest at the rate of 4.5% through 7/11/2010 and a default rate of 21% per annum from 7/12/2010. All delinquent amounts are now due, together with accruing late charges, and interest, unpaid and accruing taxes, assessments, trustee's fees, attorney's fees, and any amounts advanced to protect the security associated with this foreclosure and that the beneficiary elects to sell or cause the trust property to be sold to satisfy said obligation. Dated: September 30, 2010 By: Pioneer Title Company of Ada County, dba Pioneer Lender Trustee Services Amy L. Bowles, Assistant Trustee Officer Legal 1252 October 30, 2010 November 6, 13, 20, 2010

LEGAL NOTICE On December 6, 2010, at the hour of 10:00 o'clock am in the front lobby of Pioneer Title Company, 100 Wallace Avenue, Coeur d'Alene, Idaho 83814, C. Jon Nees, a member of the Idaho State Bar, as successor trustee, will sell at public auction, to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real property, situated Kootenai County, State of Idaho, and described as follows: The East Half of the East 2/3rds of the South Half of the Southeast Quarter of the Southwest Quarter of Section 31, Township 52 North, Range 3 West, Boise Meridian, Kootenai County, Idaho. Situate in Kootenai County, Idaho. Tax Parcel No. 52N03W317050. The Successor Trustee has no knowledge of a more particular description of the above-referenced real property, but for purposes of compliance with Idaho Code Section 60-113, the Successor Trustee has been informed that the address of vacant land, Kootenai County ID Parcel No. 52N03W317050 B/N 204481, is sometimes associated with said real property. For more information regarding the location of said real property, please contact C. Jon Nees at (509) 928-9900. Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by Louis E. Christen and Elaine M. Christen, Trustees of the Louis E. and Elaine M. Christen Revocable Trust as Grantor, to Pioneer Title Company of Kootenai County, as Trustee, and the following individuals and/or entities as Beneficiaries: (i) R. Gunning & Associates, L.L.C., a Washington limited liability company, as to an undivided 18% interest; (ii) Equity Trust Co., Custodian FBO Preston K. Ramsey IRA Account No. 46633, as to an undivided 10% interest; (iii) Philip G. Rowe, a married man dealing in his separate property, as to an undivided 15% interest; (iv) Caferro Living Trust dated December 22, 2003, Jay J. Caferro and Jacqueline L. Caferro, Trustees, as to an undivided 11% interest; (v) McGinn Living Trust dated October 5, 2005, Gerald A. McGinn and F. Christine McGinn, Trustees, as to an undivided 11% interest; (vi) Dennis D. Hilsabeck, a married man dealing in his separate property, as to an undivided 11% interest; (vii) Ione V. Simpson Trust dated July 1, 2003, Ione V. Simpson, Trustee, as to an undivided 14% interest; (viii) Equity Trust Co., Custodian FBO Denyse King Allen IRA Account No. 46927, as to an undivided 10% interest (collectively, the "Beneficiaries"), dated March 18, 2008, and recorded March 21, 2008 as Instrument No. 2150147000, records of Kootenai County, Idaho. THE ABOVE GRANTOR IS NAMED TO COMPLY WITH SECTION 45-1506(4)(a) IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. The default for which the foreclosure is to be made is the failure to pay when due, under the Deed of Trust and Balloon Note dated March 18, 2008, all sums due and owing on March 21, 2010. The principal balance owing as of this date on the obligation secured by said Deed of Trust is $99,893.86.00, plus unpaid interest in the amount of $4,959.11 at 12% per annum from October 21, 2009 to March 21, 2010, plus interest accruing at the rate of 15% per annum from March 22, 2010, in the amount of $5,057.63 as of July 20, 2010 and any accrued interest thereafter. All delinquent payments are now due, plus accumulated late charges, delinquent real property taxes in the approximate sum of $2,089.14, trustee's fees, attorney's fees, costs and advances made to protect the security associated with this foreclosure. The amount necessary to bring the loan current would be the principal sum of $99,893.86, plus interest in the amount of $10,016.74, along with all costs and fees (including, without limitation, late fees) associated with this foreclosure. The Beneficiaries elect to sell or cause the trust property to be sold to satisfy this obligation. DATED this 20th day of July, 2010. THIS FIRM IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. ____________________________ C. Jon Nees, Successor Trustee Kyle W. Nolte, PLLC 12929 E. Sprague Avenue, Suite 101 Spokane Valley, WA 99216 (509) 928-9900 Legal 1253 October 30, 2010 November 6, 13, 20, 2010

NOTICE OF LETTING Sealed proposals will be received by the IDAHO TRANSPORTATION BOARD only at the office of the IDAHO TRANSPORTATION DEPARTMENT, 3311 WEST STATE STREET, BOISE, IDAHO 83703, ATTN: ROADWAY DESIGN until two o'clock p.m., on November 23, 2010, for the work of performing Cold Recycled Asphalt Base Stabilization (CRABS) and plantmix overlay on local roads, MP 1.325 to MP 5.753; STC-5722, Conkling Rd; Larson to Benewah Co Ln, known as Idaho Federal Aid Project No. A012(232), in Kootenai County, Key No. 12232. [ADDITIONAL INFORMATION CONTACT: RESIDENT ENGINEER ***MARVIN FENN*** AT (208) 772-1253.] Plans, specifications, form of contract, proposal forms, and other information may be obtained at the office of the Idaho Transportation Department, Boise, Idaho, and are on file for examination at the office of the District Engineer at Coeur d'Alene Idaho. A non-refundable handling and mailing charge of FIVE DOLLARS ($5.00) plus applicable sales tax will be made for bid documents. Phone orders to (800) 732-2098 (in Idaho) or (208) 334-8430 shall be made by credit card (Visa or Mastercard). Written requests shall be made by check or money order to the Idaho Transportation Department, Attn: Revenue Operations, P. O. Box 34, Boise, ID 83731-0034. Dated October 29, 2010 TOM COLE, P.E. Chief Engineer Legal 1279 November 2, 3, 4, 5, 6, 2010

ATTENTION IDAHO TRANSPORTATION DEPARTMENT PROJECT BIDDERS: Federal Regulation 49 CFR 26.11 (c), states, "[State DOTs and other recipients] must create and maintain a bidders list, consisting of all firms bidding on prime contracts and bidding or quoting subcontracts on DOT-assisted projects." For every firm, the following information must be included: (1) Firm name; (2) Firm address; (3) The age of the firm; (4) The annual gross receipts of the firm; (5) Type of business; (6) The ownership status of the firm; (7) Firm's status as a DBE or non-DBE; and (8) Identification of work area locations. All contractors, consultants and other participants who intend to bid and/or contribute on Idaho Transportation Department (ITD) federal-aid projects for calendar year 2011 must provide the above information by December 15, 2010, to the Idaho Transportation Department, EEO Office, P.O. Box 7129, Boise, Idaho 83707-1129. Forms for providing this information may be obtained by contracting the ITD - EEO Office, (208) 334-4442 or by accessing http://www.itd.idaho.gov/civil/pdf/biddersupdate.pdf Companies that neglect to submit the requested form will be required to provide the information prior to the start of work and/or contribution on any ITD federal-aid project. Questions regarding the required information should be directed to Julie Caldwell, Contract Compliance Officer, at (208) 334-8458. Legal 1301 November 6, 2010

NOTICE OF TRUSTEE'S SALE: The following described property will be sold at public auction to the highest bidder, payable in lawful money of the United States, in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID, 83814, on February 25, 2011 at 10:00 AM, (recognized local time) for the purpose of foreclosing that certain Deed of Trust recorded 10/30/2007 as Instrument Number 2129198000, and executed by MICHAEL L. TOM, A SINGLE MAN, as Grantor(s), in favor of BANK OF AMERICA, N.A., as Beneficiary, to RECONTRUST COMPANY, N.A., the Current Trustee of record, covering the following real property located in Kootenai County, State of Idaho. LOT 21, BLOCK 1, DIAMOND BAR ESTATES, ACCORDING TO THE PLAT RECORDED IN THE OFFICE OF THE COUNTY RECORDER IN BOOK "G" OF PLATS AT PAGE 164, RECORDS OF KOOTENAI COUNTY, IDAHO. The Trustee has no knowledge of a more particular description of the above reference real property, but for purposed of compliance with Idaho Code, Section 60-113, the Trustee has been informed that the street address of, 14101 NORTH RODEO ROAD, Rathdrum, ID, 83858-8138 is sometimes associated with said real property. Bidders must be prepared to tender the trustee the full amount of the bid at the sale in the form of cash, or cashier's check drawn on a state or federally insured savings institution. Said sale will be made without covenant or warranty, express or implied, regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the certain Deed of Trust. The default for which this sale is to be made is: Failure to pay the monthly payment due July 01, 2010 of principal, interest and impounds and subsequent installments due thereafter; plus late charges, with interest currently accruing at 6.875% per annum; together with all subsequent sums advanced by beneficiary pursuant to the terms and conditions of said Deed of Trust, and any supplemental modifications thereto. The principal balance owing as of this date on said obligation is $298,459.71, plus interest, costs and expenses actually incurred in enforcing the obligations thereunder and in this sale, together with any unpaid and/or accruing real property taxes, and/or assessments, attorneys' fees, Trustees' fees and costs, and any other amount advanced to protect said security, as authorized in the promissory note secured by the aforementioned Deed of Trust. Therefore, the Beneficiary elects to sell, or cause said trust property to be sold, to satisfy said obligation. NOTICE IS HEREBY GIVEN THAT THIS FIRM IS ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE, AND THAT THE DEBT MAY BE DISPUTED. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(a) IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. DATED: October 18, 2010 RECONTRUST COMPANY, N.A., Name and Address of the Current Trustee is: RECONTRUST COMPANY, N.A., 1800 Tapo Canyon Rd., CA6-914-01-94, SIMI VALLEY, CA 80028-1821, PHONE: (800) 281-8219. TS # 10-0131842 FEI #:1006.116119 Legal 1302 November 6, 13, 20, 27, 2010

Notice of Trustee's Sale T.S. No.: ID-10-374129-NH On 12/28/2010, at 11:00:00 AM (recognized local time), at the following location in the County of KOOTENAI, State of Idaho: In the lobby of Pioneer Title Company of Kootenai County located at 100 Wallace Avenue, Coeur dAlene, ID 83814, Pioneer Title Company of Ada County dba Pioneer Lender Trustee Services as Trustee , as Trustee on behalf of Aurora Loan Services LLC will sell at public auction, to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following real property, situated in the County of KOOTENAI State of Idaho, and described as follows: LOT 1, BLOCK 2, DIAMOND BAR ESTATES, ACCORDING TO THE PLAT RECORDED IN BOOK "G" OF PLATS AT PAGE 164, RECORDS OF KOPOTENAI COUNTY, IDAHO. The Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Section 60-113 Idaho Code, the Trustee has been informed that the address of 1670 WEST DIAMOND BAR ROAD , RATHDRUM, ID 83858 is sometimes associated with said real property. Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by LYN S TRAMMELL , A MARRIED MAN, AS HIS SOLE AND SEPERATE PROPERTY as Grantor/Trustor, in which MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., AS NOMINEE FOR AMERICAN BROKERS CONDUIT A CORPORATION, is named as Beneficiary and NORTH IDAHO TITLE as Trustee and recorded 8/29/2005 as Instrument No. 1975902 in book xxx, page xxx, of Official Records in the office of the Recorder of KOOTENAI County, Idaho. Please Note: The above Grantors are named to comply with section 45-1506(4)(A), Idaho Code, No representation is made that they are, or are not, presently responsible for this obligation set forth herein. The Default for which this sale is to be made is the failure to pay when due, under Deed of Trust and Note dated 8/22/2005. The monthly installments of principal, interest, and impounds (if applicable) of $1,994.31, due per month for the months of 4/1/2010 through 8/10/2010, and all subsequent installments until the date of sale or reinstatement. The principal balance owing as of this date on the obligation secured by said Deed of Trust is $316,896.15 together with interest thereon at the current rate of 5.6250 per cent (%) per annum from 3/1/2010. All delinquent amounts are now due, together with accruing late charges, and interest, unpaid and accruing taxes, assessments, trustee's fees, attorney's fees, and any amounts advanced to protect the security associated with this foreclosure and that the beneficiary elects to sell or cause the trust property to be sold to satisfy said obligation. If the Trustee is unable to convey title for any reason, the successful bidder's sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee, or the Mortgagee's Attorney. Date: 08/19/2010 By: Pioneer Title Company of Ada County dba Pioneer Lender Trustee Services as Trustee , as Trustee Quality Loan Service Corp. of Washington, as Agent 2141 5th Avenue San Diego CA 92101 Angelica Castillo, Assistant Secretary For Sale Information Call: 714-730-2727 or Login to: www.fidelityasap.com If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holders right's against the real property only. THIS IS AN ATTEMPT TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. ASAP# 3702272 Legal 1303 November 6, 13, 20, 27, 2010

NOTICE OF TRUSTEE'S SALE Loan No.: 0015597602 T.S. No.: 10-10775-6. On 02/17/2011 at 11:00 am (recognized local lime), In the lobby of Pioneer Title Company of Kootenai County located at 100 Wallace Avenue, Coeur d Alene, ID 83814. In the County of Kootenai, State of Idaho, Fidelity National Title Insurance Company as successor Trustee on behalf of DEUTSCHE BANK NATIONAL TRUST COMPANY will sell at public auction, to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real property, situated in the County of Kootenai, State of Idaho, and described as follows: lot 3, block 2, Best Hill Meadows First Addition, According to the Plat Recorded in Book "G" of Plats at Pages 119 and 11SA, Records of Kootenai County , State of Idaho The Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Section 60-113 Idaho Code, the Trustee has been informed that the address of: 2752N WHITE PINES DR , COEUR D'ALENE , ID, is sometimes associated with said reai property. Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by: DAVE C PAQUIN, a married man , As grantors, To: FIRST AMERICAN TITLE COMPANY , As Trustee, for the benefit and security of OPTION ONE MORTGAGE CORPORATION, A CALIFORNIA CORPORATiON**, As Beneficiary, dated 03/04/2005, recorded 03/09/2005, as Instrument No. 1934178, of the records of Kootenai County, Idaho. "ASSIGNMENT OF DOT TO DEUTSCHE BANK NATIONAL TRUST COMPANY RECORDED 10/12/2010 AS INSTRUMENT NO. 2285655000" Please Note: The above Grantors are named to comply with section 45-1506(4)(A), Idaho Code, No representation is made that they are, or are not, presently responsible for this obligation set forth herein. The Default for which this sale is to be made is the failure to pay when due, under Deed of Trust and Note dated 03/04/2005. The monthly payments for Principal, Interest and Impounds (if applicable) of $1,909.43, due per month from 06/01/2010 , and all subsequent payments until the date of sale or reinstatement. The principal balance owing as of this date on the obligation secured by said Deed of Trust is $225,915.80, plus accrued interest at the rate of 6.97500% per annum from 05/01/2010 . All delinquent amounts are now due, together with accruing late charges, and interest, unpaid and accruing taxes, assessments, trustee's fees, attorney's fees, and any amounts advanced to protect the security associated with this foreclosure and that the beneficiary elects to sell or cause the trust property to be sold to satisfy said obligation. Dated: October 19, 2010 By: Fidelity National Title Insurance Company 17592 E. 17th Street, Suite 300, Tustin CA 92780 714-508-5100 Lisa Bradford, authorized signor SALE INFORMATION CAN BE OBTAINED ON LINE AT www.fidelityasap.coin AUTOMATED SALES INFORMATION please call 714-259-7850 ASAP# 3783669 Legal 1183 10/23/2010, 10/30/2010, 11/06/2010, 11/13/2010

NOTICE OF TRUSTEE S SALE Loan No.: 0211487616 T.S. No.: 10-10531-6 On 02/17/2011 at 11:00 am (recognized local time). In the lobby of Pioneer Title Company of Kootenai County located at 100 Wallace Avenue, Coeur d'Alene, ID 83814. In the County of Kootenai, State of Idaho, Fidelity National Title Insurance Company as successor Trustee on behalf of WELLS FARGO BANK N.A. will sell at public auction, to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real property, situated in the County of Kootenai, State of Idaho, and described as follows: Lot 1, Block 1, BOLIVAR FIRST ADDITION, as per plat recorded in Book "J" of Plats, Pages 187, 187A and 187B, records of Kootenai County, State of Idaho The Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Section 60-113 Idaho Code, the Trustee has been informed that the address of: 6132 ROVEN ST N , COEUR D ALENE , ID, is sometimes associated with said real property. Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by: ROBERT DEAN STANLEY AND DEBORAH KAY STANLEY, HUSBAND AND WIFE, As grantors, To: POWER TITLE COMPANY OF KOOTENAI COUNTY , As Trustee, for the benefit and security of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC,*" As Beneficiary, dated 01/06/2009, recorded 01/12/2009, as Instrument No. 2192057000, of the records of Kootenai County, Idaho. "ASSIGNMENT OF DOT TO WELLS FARGO BANK N.A RECORDED 10/13/2010 AS INSTRUMENT NO. 2285885000** Please Note: The above Grantors are named to comply with section 45-1506(4)(A), Idaho Code, No representation is made that they are, or are not, presently responsible for this obligation set forth herein. The Default for which this sale is to be made is the failure to pay when due, under Deed of Trust and Note dated 01/06/2009. The monthly payments for Principal, Interest and Impounds (if applicable) of $2,316.22, due per month from 05/01/2010 , and all subsequent payments until the date of sale or reinstatement. The principal balance owing as of this date on the obligation secured by said Deed of Trust is $384,096.11, plus accrued interest at the rate of 5.00000% per annum from 04/01/2010 . All delinquent amounts are now due, together with accruing late charges, and interest, unpaid and accruing taxes, assessments, trustee's fees, attorney's fees, and any amounts advanced to protect the security associated with this foreclosure and that the beneficiary elects to sell or cause the trust property to be sold to satisfy said obligation. Dated: October 19, 2010 By: Fidelity National Title Insurance Company 17592 E. 17th Street, Suite 300, Tustin, CA 92780 714-508-5101 Lisa Bradford, authorized signor SALE INFORMATION CAN BE OBTAINED ON LINE AT www.fidelityasap.com AUTOMATED SALES INFORMATION please call 714-259-7850 ASAP# 3783762 Legal 1184 10/23/2010, 10/30/2010, 11/06/2010, 11/13/2010

NOTICE TO CREDITORS PROBATE CASE NO. CV-2010-8548 IN THE DISTRICT COURT OF THE FIRST JUDICIAL DISTRICT OF THE STATE OF IDAHO, IN AND FOR THE COUNTY OF KOOTENAI IN THE MATTER OF THE ESTATE OF: TERRY WAYNE STIDMAN, Decedent. NOTICE TO CREDITORS Estate of Terry Wayne Stidman Probate Case No. CV-2010-8548 NOTICE IS HEREBY GIVEN that the undersigned has been appointed personal representative of the above named decedent. All persons having claims against the decedent or his estate are required to present their claims within four (4) months months after the date of the first publication of this notice or said claims will be forever barred. Claims must either be presented to the undersigned at the address indicated, or filed with the Clerk of the Court. GARRY DWAYNE STIDMAN 13378 Road 12.7 N.W. Quincy, Washington, 98848 (509)787-2657 Legal 1185 October 23, 30, 2010 November 6, 13, 2020

NOTICE TO CREDITORS (I.C. 15-3-801) Case No. CV 10-8532 IN THE DISTRICT COURT OF THE FIRST JUDICIAL DISTRICT OF THE STATE OF IDAHO, IN AND FOR THE COUNTY OF KOOTENAI IN THE MATTER OF THE ESTATE OF Hazel M. Reader Deceased NOTICE TO CREDITORS (I.C. 15-3-801) NOTICE IS HEREBY GIVEN that Cindy Sue Curtis has been appointed Personal Representative of the above named Estate. All persons having claims against the decedent or the Estate are required to present their claims within four (4) months after the date of the first publication of this Notice to Creditors, or said claims will be forever barred. Claims must be presented to the undersigned at the address indicated and filed with the Clerk of the Court. Dated this 20 day of October 2010 Katherine Monroe Coyle, Attorney at Law Wytychak Elder Law P.O. Box 1888 Coeur d'Alene, ID 83816-1888 Telephone (208)765-3595 Legal 1187 October 23, 30, 2010 November 6, 2010

NOTICE OF MOTION AND HEARING Case No. CV 06-3914 IN THE DISTRICT COURT OF THE FIRST JUDICIAL DISTRICT OF THE STATE OF IDAHO, IN AND FOR THE COUNTY OF KOOTENAI IN THE MATTER OF THE ESTATE OF Faye Pinson An incapacitated/protected person 1. Notice is hereby given that on October 8, 2010, Debra A. Gordon, whose address is 6520 Clair Shore Drive, Apollo Beach, Florida, 33572 filed a MOTION FOR SUBSTITUTION OF GUARDIAN in the above estate. 2. A copy of the motion is on file with the Clerk of the Court and may be reviewed upon request. 3. The motion has been set for hearing at the KOOTENAI County Courthouse on January 18, 2011 at 9:00 o'clock a.m. Dated this 18 day of October 2010 Katherine Monroe Coyle, Attorney at Law Legal 1188 October 23, 30, 2010 November 6, 2010

NOTICE OF TRUSTEE'S SALE On February 23, 2011, at the hour of 1:00 o'clock PM of said day, at Kootenai County Title, 1450 Northwest Blvd., Coeur d'Alene, ID, JUST LAW, INC., as Successor Trustee, will sell at public auction to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real property, situated in the County of Kootenai, State of Idaho, and described as follows to wit: The East 170 feet of Tract 36, and the East 170 feet of the North one-half of Tract 35, FRUITLANDS, according to the plat recorded in the office of the County Recorder in Book C of Plats at Page 12, records of Kootenai County, Idaho. EXCEPTING THEREFROM the North 95 feet of said Tract 36 The Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Section 60-113 Idaho Code, the Trustee has been informed the address of 2807 N. Fruitland Lane, Coeur d'Alene, ID, is sometimes associated with the said real property. This Trustee's Sale is subject to a bankruptcy filing, a payoff, a reinstatement or any other conditions of which the Trustee is not aware that would cause the cancellation of this sale. Further, if any of these conditions exist, this sale may be null and void, the successful bidder's funds shall be returned, and the Trustee and the Beneficiary shall not be liable to the successful bidder for any damages. Said sale will be made without covenant or warranty regarding title, possessions or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by Jesse J. Hannon, single man, as Grantor(s) with Mortgage Electronic Registration Systems, Inc, as the Beneficiary, under the Deed of Trust recorded October 1, 2003, as Instrument No. 1833082, in the records of Kootenai County, Idaho. The Beneficial interest of said Deed of Trust was subsequently assigned to Flagstar Bank, FSB, recorded October 20, 2010, as Instrument No. 2286756000, in the records of said County. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(a), IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. The default for which this sale is to be made is the failure to pay the amount due under the certain Promissory Note and Deed of Trust, in the amounts called for thereunder as follows: Monthly payments in the amount of $627.39 for the months of November 2009 through and including to the date of sale, together with late charges and monthly payments accruing. The sum owing on the obligation secured by said Deed of Trust is $73,967.53 as principal, plus service charges, attorney's fees, costs of this foreclosure, any and all funds expended by Beneficiary to protect their security interest, and interest accruing at the rate of 6.125% from October 1, 2009, together with delinquent taxes plus penalties and interest to the date of sale. The Beneficiary elects to sell or cause the trust property to be sold to satisfy said obligation. Dated this 21st day of October, 2010. Trust Officer for Just Law, Inc. For information concerning this sale please contact Just Law, Inc. at www.justlawidaho.com or Toll Free at 1-800-923-9106, Thank you. Legal 1189 October 23, 30, 2010 November 6, 13, 2010

NOTICE OF PETITION AND HEARING (I.C. 15-1-401) Case No. CV-2010-8807 IN THE DISTRICT COURT OF THE FIRST JUDICIAL DISTRICT OF THE STATE OF IDAHO, IN AND FOR THE COUNTY OF KOOTENAI IN THE MATTER OF THE ESTATE OF: DOROTHY J. MCKEON, and PETER J. MCKEON, Deceased. 1. Notice is hereby given that on October 12, 2010, Margaret P. White, Deputy Attorney General, filed a petition for formal adjudication of intestacy and formal appointment of personal representative. 2. A copy of the petition accompanies this Notice. 3. The petition has been set for hearing in this Court at Coeur d'Alene, Idaho, on November 16, 2010, at 9:30 o'clock, a.m. DATED this 15th day of October, 2010. MARGARET P. WHITE Deputy Attorney General CERTIFICATE OF MAILING THE UNDERSIGNED HEREBY CERTIFIES that a true and correct copy of the foregoing NOTICE OF PETITION AND HEARING was mailed first class, postage prepaid, on the 15th day of October, 2010, to: KOOTENAI COUNTY CLERK KOOTENAI COUNTY COURTHOUSE POST OFFICE BOX 9000 COEUR D'ALENE, IDAHO 83816-9000 MARJORIE BASABARA 4807 NORTH LARCH COURT SPOKANE VALLEY, WA 99216 Cambria Queen, Paralegal Contracts and Administrative Law Division Legal 1181 October 23, 30, 2010 November 6, 2010