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Legals December. 10, 2010

| December 9, 2010 11:00 PM

Notice of Trustee's Sale Idaho Code 45-1506 Today's date: November 9, 2010 File No.: 7037.71997 Sale date and time (local time): March 11, 2011 at 10:00 AM Sale location: in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID 83814 Property address: 10216 N. Fairway Drive Hayden Lake, ID 83835 Successor Trustee: Northwest Trustee Services, Inc., an Idaho Corporation P.O. Box 997 Bellevue, WA 98009 (425) 586-1900 Deed of Trust information Original grantor: Jeffrey N. Kalina and Jan B. Kalina, husband and wife Original trustee: Stewart Title of Coeur d'Alene Original beneficiary: Mortgage Electronic Registration Systems, Inc. solely as nominee for Ohio Savings Bank Recording date: 01/03/2007 Recorder's instrument number: 2075436000 County: Kootenai Sum owing on the obligation: as of November 9, 2010: $394,323.46 Because of interest, late charges, and other charges that may vary from day to day, the amount due on the day you pay may be greater. Hence, if you pay the amount shown above, an adjustment may be necessary after we receive your check. For further information write or call the Successor Trustee at the address or telephone number provided above. Basis of default: failure to make payments when due. Please take notice that the Successor Trustee will sell at public auction to the highest bidder for certified funds or equivalent the property described above. The property address is identified to comply with IC 60-113 but is not warranted to be correct. The property's legal description is: Lot 9 and that portion of Lot 10, Block 4, Coeur d'Alene Country Club Homes, according to the plat recorded in the office of the County Recorder in Book D of Plats, at Page 119, records of Kootenai County, Idaho described as follows: Beginning at the Southeast Corner of said Lot 10; Thence North 89 degrees 55' West, 41.92 feet along the South line of Lot 10; Thence North 0 degrees 05' West, 6.00 feet parallel with the East line of Lot 10; Thence South 89 degrees 55' East, 39.47 feet parallel with the South line of Lot 10; Thence South 22 degrees 07' 45" East, 6.48 feet to the Point of Beginning. Excepting therefrom that portion of said Lot 9 described as follows: Beginning at the Northwest Corner of said Lot 9; Thence South 0 degrees 05' West, 6.00 feet along the West line of Lot 9; Thence South 89 degrees 55' East, 55.65 feet parallel with the North line of Lot 9; Thence North 45.05' East 8.49 feet to the North line of Lot 9; Thence North 89 degrees 55' West, 61.65 feet along said North line to the Point of Beginning. The sale is subject to conditions, rules and procedures as described at the sale and which can be reviewed at www.northwesttrustee.com or USA-Foreclosure.com. The sale is made without representation, warranty or covenant of any kind. (TS# 7037.71997) 1002.176493-FEI Legal 1405 November 19, 26, 2010 December 3, 10, 2010

LEGAL NOTICE Notice is given that RC Properties Mini Storage will be selling at public auction, the entire contents of unit # 14 and Unit # 16, belonging to Adele Maxson. Last known address 102 Hattie, #4 Cda, Id. 83814. Sale will take place on Sunday, Dec 19th at 1:00 PM on the premises of RC properties mini storage, located at 511 California St., Pinehurst Id. Contents will be sold to\u2020highest bidder for cash or certified funds only. Items described are all items of storage units. RC Properties Mini-storage 511 Calif. St. Pinehurst, ID 208-784-1404 Legal 1553 December 9, 10, 11, 2010

Notice of Trustee's Sale Idaho Code 45-1506 Today's date: November 30, 2010 File No.: 7174.21837 Sale date and time (local time): March 31, 2011 at 10:00 AM Sale location: in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID 83814 Property address: 10709 N. Bligh Court Hayden, ID 83835 Successor Trustee: Northwest Trustee Services, Inc., an Idaho Corporation P.O. Box 997 Bellevue, WA 98009 (425) 586-1900 Deed of Trust information Original grantor: Greta M. Andazola, an unmarried woman Original trustee: Ecom Title Original beneficiary: Mortgage Electronic Registration Systems, Inc. solely as nominee for Quick Loan Funding Recording date: 01/16/2007 Recorder's instrument number: 2077560000 County: Kootenai Sum owing on the obligation: as of November 30, 2010: $174,641.08 Because of interest, late charges, and other charges that may vary from day to day, the amount due on the day you pay may be greater. Hence, if you pay the amount shown above, an adjustment may be necessary after we receive your check. For further information write or call the Successor Trustee at the address or telephone number provided above. Basis of default: failure to make payments when due. Please take notice that the Successor Trustee will sell at public auction to the highest bidder for certified funds or equivalent the property described above. The property address is identified to comply with IC 60-113 but is not warranted to be correct. The property's legal description is: Lot 14, Block 1, Bligh Court, according to that plat recorded in Book 'F' of Plats, Pages 354 and 354A, Records of Kootenai County, State of Idaho. The sale is subject to conditions, rules and procedures as described at the sale and which can be reviewed at www.northwesttrustee.com or USA-Foreclosure.com. The sale is made without representation, warranty or covenant of any kind. (TS# 7174.21837) 1002.178037-FEI Legal 1563 December 10, 17, 24, 31, 2010

JUST LAW, INC. P.O. Box 50271 Idaho Falls, Idaho 83405 (208) 523-9106 FAX (208) 523-9146 Toll Free 1-800-923-9106 NOTICE OF TRUSTEE'S SALE On April 12, 2011, at the hour of 12:00 o'clock PM of said day, at Kootenai County Title, 1450 Northwest Blvd., Coeur d'Alene, ID, JUST LAW, INC., as Successor Trustee, will sell at public auction to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real property, situated in the County of Kootenai, State of Idaho, and described as follows to wit: Lot 9, Block 2, BOOTHE ADDITION, according to the plat recorded in Book "B" of Plats, Page 69, records of Kootenai County, Idaho The Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Section 60-113 Idaho Code, the Trustee has been informed the address of 1906 N. 8th St., Coeur d'Alene, ID, is sometimes associated with the said real property. This Trustee's Sale is subject to a bankruptcy filing, a payoff, a reinstatement or any other conditions of which the Trustee is not aware that would cause the cancellation of this sale. Further, if any of these conditions exist, this sale may be null and void, the successful bidder's funds shall be returned, and the Trustee and the Beneficiary shall not be liable to the successful bidder for any damages. Said sale will be made without covenant or warranty regarding title, possessions or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by Derrin A. Horton, a married person and Dilva J. Horton, a married person, husband and wife, as Grantor(s) with Mortgage Electronic Registration Systems, Inc. as the Beneficiary, under the Deed of Trust recorded June 10, 2005, as Instrument No. 1955922, in the records of Kootenai County, Idaho. The Beneficial interest of said Deed of Trust was subsequently assigned to PHH Mortgage Corporation, recorded December 17, 2009, as Instrument No. 2245517000, in the records of said County. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(a), IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. The default for which this sale is to be made is the failure to pay the amount due under the certain Promissory Note and Deed of Trust, in the amounts called for thereunder as follows: Monthly payments in the amount of $1,383.98 for the months of July 2009 through and including to the date of sale, together with late charges and monthly payments accruing. The sum owing on the obligation secured by said Deed of Trust is $168,944.14 as principal, plus service charges, attorney's fees, costs of this foreclosure, any and all funds expended by Beneficiary to protect their security interest, and interest accruing at the rate of 7.45% from June 1, 2009, together with delinquent taxes plus penalties and interest to the date of sale. The Beneficiary elects to sell or cause the trust property to be sold to satisfy said obligation. Dated this 6th day of December, 2010. ____________________________Tammie Harris Trust Officer for Just Law, Inc. For information concerning this sale please contact Just Law, Inc. at www.justlawidaho.com or Toll Free at 1-800-923-9106, Thank you. Legal 1564 December 10, 17, 24, 31, 2010

JUST LAW, INC. P.O. Box 50271 Idaho Falls, Idaho 83405 (208) 523-9106 FAX (208) 523-9146 Toll Free 1-800-923-9106 NOTICE OF TRUSTEE'S SALE On February 24, 2011, at the hour of 11:00 o'clock AM of said day, at Kootenai County Title, 1450 Northwest Blvd., Coeur d'Alene, ID, JUST LAW, INC., as Successor Trustee, will sell at public auction to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real property, situated in the County of Kootenai, State of Idaho, and described as follows to wit: Lot 2, Block 2, VARNUM'S ADDITION TO COEUR D'ALENE, according to the plat recorded in the office of the County Recorder in Book A of Plats at page 147, records of Kootenai County, Idaho The Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Section 60-113 Idaho Code, the Trustee has been informed the address of 1067 N. 1st St., Coeur D'Alene, ID, is sometimes associated with the said real property. This Trustee's Sale is subject to a bankruptcy filing, a payoff, a reinstatement or any other conditions of which the Trustee is not aware that would cause the cancellation of this sale. Further, if any of these conditions exist, this sale may be null and void, the successful bidder's funds shall be returned, and the Trustee and the Beneficiary shall not be liable to the successful bidder for any damages. Said sale will be made without covenant or warranty regarding title, possessions or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by Jeffrey A. Butler, a married person, as Grantor(s) with Mortgage Electronic Registration Systems, Inc. as the Beneficiary, under the Deed of Trust recorded February 22, 2006, as Instrument No. 2014971, in the records of Kootenai County, Idaho. The Beneficial interest of said Deed of Trust was subsequently assigned to Suntrust Bank, recorded October 18, 2010, as Instrument No. 2286487000, in the records of said County. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(a), IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. The default for which this sale is to be made is the failure to pay the amount due under the certain Promissory Note and Deed of Trust, in the amounts called for thereunder as follows: Monthly payments in the amount of $929.57 for the months of June 2010 through and including to the date of sale, together with late charges and monthly payments accruing. The sum owing on the obligation secured by said Deed of Trust is $122,645.01 as principal, plus service charges, attorney's fees, costs of this foreclosure, any and all funds expended by Beneficiary to protect their security interest, and interest accruing at the rate of 8.0% from May 1, 2010, together with delinquent taxes plus penalties and interest to the date of sale. The Beneficiary elects to sell or cause the trust property to be sold to satisfy said obligation. Dated this 20th day of October, 2010. ____________________________Tammie Harris Trust Officer for Just Law, Inc. For information concerning this sale please contact Just Law, Inc. at www.justlawidaho.com or Toll Free at 1-800-923-9106, Thank you. Legal 1563 December 10, 17, 24, 31, 2010

Notice of Trustee's Sale TS#: ID-10-397867-NH On 3/15/2011, at 11:00 AM (recognized local time), at the following location in the County of KOOTENAI, State of Idaho: Inside the building of First American Title located at 1866 N. Lakewood Drive, Coeur d Alene, ID, 83814, First American Title Insurance Company, as Trustee on behalf of Nationstar Mortgage LLC will sell at public auction, to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following real property, situated in the County of KOOTENAI State of Idaho, and described as follows: LOT 1, BLOCK 58, TOWN OF SPIRIT LAKE, KOOTENAL COUNTY, IDHAO, ACCORDING TO THE PLAT THEREOF RECORDED IN BOOK "B" OF PLATS, PAGE 143 The Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Section 60-113 Idaho Code, the Trustee has been informed that the address of 920 EAST MADISON ST., SPIRIT LAKE, ID 83869 is sometimes associated with said real property. Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by DAN MAPLE, AN UNMARRIED MAN as Grantor/Trustor, in which MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., AS NOMINEE FOR AEGIS MORTGAGE CORPORATION DBA NEW AMERICA FINANCIAL, is named as Beneficiary and PIONEER TITLE COMPANY OF KOOTENAI COUNTY as Trustee and recorded 9/18/2001 as Instrument No. 1696056 in book - , page - , of Official Records in the office of the Recorder of KOOTENAI County, Idaho. Please Note: The above Grantors are named to comply with section 45-1506[4)(A), Idaho Code, No representation is made that they are, or are not, presently responsible for this obligation set forth herein. The Default for which this sale is to be made is the failure to pay when due, under Deed of Trust and Note dated 9/12/2001. The monthly installments of principal, interest, and impounds (if applicable) of $639.59, due per month for the months of 8/1/2010 through 10/26/2010, and all subsequent installments until the date of sale or reinstatement. The principal balance owing as of this date on the obligation secured by said Deed of Trust is $59,900.94 together with interest thereon at the current rate of 8.5000 per cent (%) per annum from 7/1/2010. All delinquent amounts are now due, together with accruing late charges, and interest, unpaid and accruing taxes, assessments, trustee's fees, attorney's fees, and any amounts advanced to protect the security associated with this foreclosure and that the beneficiary elects to sell or cause the trust property to be sold to satisfy said obligation. If the Trustee is unable to convey title for any reason, the successful bidder's sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee, or the Mortgagee's Attorney. Date: 11/05/2010 By: First American Title Insurance Company, as Trustee Quality Loan Service Corp. of Washington, as Agent 2141 5th Avenue San Diego, CA 92101 Angelica Castillo, Assistant Secretary For Sale Information Call: 714-730-2727 or Login to: www.fidelityasap.cotn If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holders right's against the real property only. THIS IS AN ATTEMPT TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. ASAP# 3806326 Legal 1412 November 19, 26, 2010 December 3, 10, 2010

NOTICE OF HEARING ON NAME CHANGE A Petition to change the name of Douglas Blaty-Clifford, born 1-8-1983, in Westlake Village, CA, residing at 5010 E Frazier Dr, Post Falls, has been filed in Kootenai County District Court, Idaho. The name will change to Douglas Blaty; I want to change my name because as a medical student and future physician, it is very difficult to deal with my adopted last name "Blaty-Clifford." It gives me problems with taking exams and filing in spaces, and is also difficult when it comes to assignments and designated email accounts. I also need my name officially changed to Blaty because when I take my medical licensure exams in June of 2011, it is required that all of my IDs match my school name with is Douglas Blaty. I have been known as Douglas Blaty my entire life and it will make everything much less difficult and confusing if I can officially use "Blaty" instead of my longer hyphenated last name. The petitioner's father is living and his address is 5010 E Frazier Dr Post Falls, Idaho 83854. The petitioner's mother is living and her address is 5010 E Frazier Dr Post Falls, Idaho 83854. A hearing on the petition is scheduled for 9:30 o'clock a.m. on 12/23/2010, at the County Courthouse. Objections may be filed by any person who can show the court a good reason against the name change. Date: November 22, 2010 By: Deputy Clerk Legal 1459 November 26, 2010 December 3, 10, 17, 2010

272-10 NOTICE OF TRUSTEE'S SALE At 10:00 o'clock A.M. (recognized local time) on March 16, 2011, in the Office of First American Title Company, Inc., located at, 1866 N. Lakewood Drive, Coeur d'Alene, Idaho, First American Title Company Inc., as Successor Trustee, will sell at public auction, to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real property, situated in Kootenai County, Idaho, and described as follows, to-wit: THE NORTH HALF OF THE NORTHEAST QUARTER OF THE NORTHEAST QUARTER OF THE SOUTHWEST QUARTER OF SECTION 13, TOWNSHIP 53 NORTH, RANGE 4 WEST, BOISE MERIDIAN, KOOTENAI COUNTY, IDAHO. Information concerning the foreclosure action may be obtained from the Trustee, whose telephone number is (208) 785-2515. According to the Trustee's records, the street address of 31264 E. Red Dell Loop, Athol, Idaho 83801 is sometimes associated with said property. Said sale will be made without covenant or warranty regarding title, possession, or encumbrances to satisfy the obligations secured by and pursuant to the power of sale conferred in the Deed of Trust executed by, David A Nowak and Christina K Nowak, husband and wife, as Grantor(s), First American Title Company of North Idaho, Inc., as Trustee, for the benefit and security of, Mountain West Bank, as Beneficiary; said Deed of Trust was recorded August 05, 2005 as Kootenai County Recorder's Instrument No. 1970445. The default for which this sale is to be made is as follows:1) Failure to pay the entire balance of principal, plus accrued interest thereon, on or before September 1, 2010. The above Grantor(s) are named to comply with Section 45-1506(4)(a), Idaho Code. No representation is made that they are, or are not, presently responsible for this obligation. As of October 4, 2010 there is due and owing on the loan an unpaid principal balance of $76,491.78, accrued interest in the amount of $821.50, plus late charges in the amount of $25.00 for a total amount due of $77,338.28. Interest continues to accrue on the Note at the rate of 6.125% per annum with a per diem rate of $12.836 after October 4, 2010. All delinquencies are now due together with any late charges, advances to protect the security, and fees and costs associated with this foreclosure. The Beneficiary elects to sell or cause said property to be sold to satisfy said obligation. DATED November 12, 2010 FIRST AMERICAN TITLE COMPANY, INC., SUCCESSOR TRUSTEE /s/ Becky Stucki, Trust Officer Legal 1497 December 3, 10, 17, 24, 2010

271-10 NOTICE OF TRUSTEE'S SALE At 10:30 o'clock A.M. (recognized local time) on March 16, 2011, in the Office of First American Title Company, Inc., located at, 1866 N. Lakewood Drive, Coeur d'Alene, Idaho, First American Title as Trustee, will sell at public auction, to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real property, situated in Kootenai County, Idaho, and described as follows, to-wit: LOT 19, BLOCK 2, COEUR D'ALENE PLACE, ACCORDING TO THE PLAT FILED IN BOOK "G" OF PLATS, PAGE 210, RECORDS OF KOOTENAI COUNTY, STATE OF IDAHO. Information concerning the foreclosure action may be obtained from the Trustee, whose telephone number is (208) 785-2515. According to the Trustee's records, the street address of 1672 W. Durham Drive, Coeur d'Alene, Idaho 83815 is sometimes associated with said property. Said sale will be made without covenant or warranty regarding title, possession, or encumbrances to satisfy the obligations secured by and pursuant to the power of sale conferred in the Deed of Trust executed by, David A Nowak and Christina K Nowak, husband and wife as Grantor(s), First American Title, as Trustee, for the benefit and security of, Mountain West Bank, as Beneficiary; said Deed of Trust was recorded August 05, 2005 as Kootenai County Recorder's Instrument No. 1970446. The default for which this sale is to be made is as follows: 1) Failure to pay the entire balance of principal, plus accrued interest thereon, on or before September 1, 2010. The above Grantor(s) are named to comply with Section 45-1506(4)(a), Idaho Code. No representation is made that they are, or are not, presently responsible for this obligation. As of October 4, 2010 there is due and owing on the loan an unpaid principal balance of $76,491.78, accrued interest in the amount of $821.50, plus late charges in the amount of $25.00 for a total amount due of $77,338.28. Interest continues to accrue on the Note at the rate of 6.125% per annum with a per diem rate of $12.836 after October 4, 2010. All delinquencies are now due together with any late charges, advances to protect the security, and fees and costs associated with this foreclosure. The Beneficiary elects to sell or cause said property to be sold to satisfy said obligation. DATED November 12, 2010 FIRST AMERICAN TITLE /s/ Becky Stucki, Trust Officer Legal 1499 December 3, 10, 17, 24, 2010

NOTICE OF PUBLIC HEARING OF ANNEXATION OF PROPERTY INTO NORTH KOOTENAI WATER DISTRICT Kootenai County, Idaho Beilec ANNEXATION The Board of Directors (the "Board") of the North Kootenai Water District (the "District") will be holding a public hearing on the annexation of property into the District. The public hearing will be held as follows: Day: Thursday Date: December 16, 2010 Time: 12:30 p.m. Location: 1841 West Hayden Avenue, Hayden, Idaho The annexation hearing is based upon petitions filed by Beilec, property owner(s) of the Beilec (Beilec Property). A copy of the Petitions and a description of the area covered by the Petition can be obtained from the District by sending a request to: North Kootenai Water District P.O. Box 2290 Hayden, Idaho 83835 All persons interested in appearing at the time and place of the hearing may show cause in writing why the Petition for Annexation should not be granted. The Board shall consider, at the hearing, any objection presented in writing. The failure of any person to show cause in writing shall be deemed as an assent to include their property within the boundaries of the District. Anyone wishing to provide written comments, who is unable to attend the hearing, may provide them in advance of the hearing by sending them, first class mail, postage pre-paid, to: North Kootenai Water District P.O. Box 2290 Hayden, Idaho 83835 Failure to have your written comments to the Board in advance of the public hearing means they will not be considered by the Board at the public hearing. DATED this 18th day of November, 2010. NORTH KOOTENAI WATER DISTRICT, Kootenai County, Idaho Legal 1510 December 3, 10, 2010

Notice of Trustee's Sale Idaho Code 45-1506 Today's date: November 24, 2010 File No.: 7104.11170 Sale date and time (local time): March 24, 2011 at 10:00 AM Sale location: in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID 83814 Property address: 5922 W Prairie Ave Post Falls, ID 83854 Successor Trustee: Northwest Trustee Services, Inc., an Idaho Corporation P.O. Box 997 Bellevue, WA 98009 (425) 586-1900 Deed of Trust information Original grantor: J. Hank Hester and Janet Hester, husband and wife Original trustee: First American Title Insurance Co. Original beneficiary: Mortgage Electronic Registration Systems, Inc. solely as nominee for BNC Mortgage, Inc. Recording date: October 4, 2005 Recorder's instrument number: 1985948 County: Kootenai Sum owing on the obligation: as of November 24, 2010: $476,381.58 Because of interest, late charges, and other charges that may vary from day to day, the amount due on the day you pay may be greater. Hence, if you pay the amount shown above, an adjustment may be necessary after we receive your check. For further information write or call the Successor Trustee at the address or telephone number provided above. Basis of default: failure to make payments when due. Please take notice that the Successor Trustee will sell at public auction to the highest bidder for certified funds or equivalent the property described above. The property address is identified to comply with IC 60-113 but is not warranted to be correct. The property's legal description is: A parcel of land lying situated in the Northwest Quarter of Section 29, Township 51 North, Range 4 West of the Boise Meridian, more particularly described as follows, to-wit; Commencing at the Northwest corner of Section 29, Township 51 North, Range 4 West of the Boise Meridian; thence North 89 degrees 34' 00'' East along the North line of said Section 29 a distance of 1466.78 feet to the True Point of Beginning; thence extending North 89 degrees 34' 00'' East along said North line 200.00 feet to the Northwest corner of a parcel of land as described in that certain Warranty Deed recorded as Instrument No. 1352285, records of Kootenai County, Idaho; thence South 5 degrees 07' 21'' East (shown of record to be South 5 degrees 07' 21'' East -1206.89 feet) along the Southwesterly line of the said parcel 1207.16 feet to a point on the existing Northeasterly right of way line of Spokane International Railroad; thence North 64 degrees 35' 23'' West along said existing Northeasterly Railroad right of way line 200.00 feet; thence North 6 degrees 29' 54'' West 1122.23 feet to the True Point of Beginning. The above described parcel subject to all easements of record or view as of this date. Basis of bearings of the above described parcel is from record of survey by PLS 4194 recorded in Book 10 at page 22, records of Kootenai County, Idaho. The sale is subject to conditions, rules and procedures as described at the sale and which can be reviewed at www.northwesttrustee.com or USA-Foreclosure.com. The sale is made without representation, warranty or covenant of any kind. (TS# 7104.11170) 1002.115969-FEI Legal 1511 December 3, 10, 17, 24, 2010

Notice of Trustee's Sale Idaho Code 45-1506 Today's date: November 24, 2010 File No.: 7037.72141 Sale date and time (local time): March 24, 2011 at 10:00 AM Sale location: in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID 83814 Property address: 14447 N. Stevens Street Rathdrum, ID 83858 Successor Trustee: Northwest Trustee Services, Inc., an Idaho Corporation P.O. Box 997 Bellevue, WA 98009 (425) 586-1900 Deed of Trust information Original grantor: Sean M. Luby, a married person, as his sole and separate property Original trustee: Kootenai County Title Company Original beneficiary: Mortgage Electronic Registration Systems, Inc. solely as nominee for Mountain West Bank Recording date: 04/30/2008 Recorder's instrument number: 2156898000 County: Kootenai Sum owing on the obligation: as of November 24, 2010: $151,983.25 Because of interest, late charges, and other charges that may vary from day to day, the amount due on the day you pay may be greater. Hence, if you pay the amount shown above, an adjustment may be necessary after we receive your check. For further information write or call the Successor Trustee at the address or telephone number provided above. Basis of default: failure to make payments when due. Please take notice that the Successor Trustee will sell at public auction to the highest bidder for certified funds or equivalent the property described above. The property address is identified to comply with IC 60-113 but is not warranted to be correct. The property's legal description is: Lot 2, Block 1, Meadowland Estates, according to the plat recorded in the Office of the County Recorder in Book G of Plats at Page 293, Records of Kootenai County, Idaho. The sale is subject to conditions, rules and procedures as described at the sale and which can be reviewed at www.northwesttrustee.com or USA-Foreclosure.com. The sale is made without representation, warranty or covenant of any kind. (TS# 7037.72141) 1002.177764-FEI Legal 1512 December 3, 10, 17, 24, 2010

CATHERINE L. DULLEA, CHTD. Attorney at Law 101 N. Fourth Avenue, Suite 204 Sandpoint, Idaho 83864 PHONE: (208) 265-2276 FAX: (208) 265-1556 NOTICE OF TRUSTEE'S SALE NOTICE IS HEREBY GIVEN that on March 15, 2011, at 11:00 a.m. the office of Alliance Title & Escrow Corp., 1270 Northwood Center Court, Coeur d'Alene ID 83814, on behalf of Catherine L. Dullea, Attorney at Law, as Successor Trustee, will sell at public auction to the highest bidder, for cash in lawful money of the United States of America, all payable at the time of sale, the following real property situated in the County of Kootenai, State of Idaho, described as follows: Lot 1 in Block 1 of Riccoraid Haymond Addition, according to the official plat thereof, filed in Book I of Plats at Page(s) 458 Official Records of Kootenai County, Idaho. EXCEPTING THEREFROM that portion of said Lot 1 conveyed by Warranty Deed recorded February 22, 2006, to the City of Hayden, more particularly described as follows: That certain real property lying within the Northeast Quarter of the Northeast Quarter of Section 23, Township 51 North, Range 4 West, Boise Meridian, City of Hayden, in Kootenai County, Idaho, and being a portion of that certain Warranty Deed recorded as Instrument No. 1906493 on October 13, 2004, in the records of said county, and being a portion of Tract 226 of the Amended Plat of Hayden Lakes Irrigated Tracts recorded in Book C of Plats at Pages 66-67 in the records of said county, more particularly described as follows: COMMENCING at the Northwest corner of Section 24 in said Township 51 North, Range 4 West as described in the Corner Perpetuation and Filing Record filed as Instrument No. 1650700 in the records of said county, said point located in Station 33+54.70 offset left 5.00 feet from the Government Way design centerline, which bears North 01?11'37" East 2,648.14 feet from the West Quarter corner of Section 24 in said Township 51 North, Range 4 West as described in the Corner Perpetuation and Filing Record as Instrument No. 1650704 in the records of said county; thence Southerly along the East line of said Section 23 as shown on the Riccoraid Haymond Addition plat recorded in Book I of Plats at Page 458 in the records of said county, South 01?11'37" West 662.04 feet; thence North 89?18'15" West 40.00 feet to the POINT OF BEGINNING at the Northeast corner of Lot 1 as shown on said Riccoraid Haymond Addition plat, on the West line of Government Way, having a half-width of 40 feet as dedicated on said Riccoraid Haymond Addition Plat, at Station 26+92.25 offset left 40.00 feet from said design centerline; thence Along said West line of Government Way, South 01?11'37" West 82.94 feet, to Station 26+09.31 offset left 40.00 feet from said design centerline; thence Leaving said West line of Government Way, North 88?48'23" West 4.00 feet; thence Along a line parallel with said West line of Government Way, North 01?11'37" East 82.90 feet, to the North line of Lot 1 as shown on said Riccoraid Haymond Addition Plat; thence Along the North line of said Lot 1, South 89?18'15" East 4.00 feet, to the POINT OF BEGINNING. The purported physical address is 9375 N. Government Way, Hayden, ID. The Trustee has no knowledge of a more particular description of the above-described real property, but for purposes of compliance with Idaho Code \u00DF60-113, information may be obtained from Catherine L. Dullea, Attorney at Law, Telephone (208)265-2276. Said sale will be made, without covenant or warranty regarding title, possession or encumbrances, to satisfy the obligations secured by and pursuant to the power of sale conferred in the Deed of Trust executed by GARY LEE HAYMOND and H. JOHANNE HAYMOND, husband and wife, as the original Grantors to Alliance Title & Escrow Corp., as Trustee, and said Trustee having resigned and the Beneficiary having appointed Catherine L. Dullea, Attorney at Law, as Successor Trustee, for the benefit and security of LYLE D. WALKER and JOYCE P. WALKER, husband and wife, as original Beneficiaries, said Deed of Trust having been recorded on July 17, 1998, as Instrument No. 1546591, and re-recorded June 24, 2008, as Instrument No. 2165386000, official records of Kootenai county, Idaho. The beneficial interest was assigned to KEITH R. CARPENTER, TRUSTEE OF THE WOOD STONE CORPORATION PROFIT SHARING PLAN, by documents recorded July 18, 2008, Instrument No. 2168998000, and June 8, 2009, Instrument No. 2215404000, records of Kootenai County, Idaho. The current owner of the real property is purported to be SMRZ LIVING SOLUTIONS, LLC THE ABOVE GRANTOR IS NAMED TO COMPLY WITH \u00DF45-1506(4)(a) IDAHO CODE. NO REPRESENTATION IS MADE THAT IT IS, OR IS NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. The default for which the sale is to be made is the failure of the Grantor and/or assumptive Grantor(s) to make monthly payments of $879.72, each, for the months of May, June, July, August, September and October, 2010; failure to pay late fees in the sum of $25.00, each, for the same months; and failure to pay the 2nd half of the 2009 real property taxes. The balance owing as of the date hereof on the obligation secured by said Deed of Trust is the amount of $109,779.54, plus accrued interest at the rate of 6.876% per annum from April 12, 2010, plus any other costs or expenses associated with this obligation or foreclosure as provided by the Deed of Trust or Deed of Trust Note or by Idaho law. All portion of this claim shall be assumed valid unless disputed within Thirty (30) days of receiving this Notice. If disputed in writing, verification of the debt will be provided to you. If the original creditor is different from the above-named creditor, the name and address of the original creditor will also be provided. This is an attempt to collect a debt, and any information obtained will be used for that purposes. DATED this 28th day of October, 2010. ____________________________CATHERINE L. DULLEA Attorney at Law Successor Trustee Legal 1542 December 10, 17, 24, 31, 2010

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