Legals August. 16, 2010

Order No. 74432 NOTICE OF TRUSTEE'S SALE On Monday, the 1st day of November, 2010, at the hour of 11:00 A.M. of said day, in the lobby of the office of KOOTENAI COUNTY TITLE COMPANY, located at 1450 Northwest Boulevard, Suite 200, Coeur d'Alene, County of Kootenai, State of Idaho, KOOTENAI COUNTY TITLE COMPANY, INC., an Idaho corporation, as Trustee, will sell at public auction to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real property, situated in the County of Kootenai, State of Idaho, and described as follows: Unit 224, Building 2, of Hayden Lake Executive RV and Boat Condominiums, according to the plat recorded in the office of the County Recorder in Book J of Plats at page 102 thru 102 I, records of Kootenai County, Idaho. Together with an undivided 1/91 interest in Common area and facilities as identified and defined in the Plat thereof recorded November 17, 2004, as Instrument No. 1913335, Declaration of Covenants, Conditions and Restrictions filed November 17, 2004 as Instrument No. 1913334. The Trustee has no knowledge of a more particular description of the above-referenced Property but, for purposes of compliance with Section 60-113 of Idaho Code, the Trustee has been informed that the address sometimes associated with said real property is: 498 W Garwood Road - Unit 224, Rathdrum, Idaho 83858 For further information of the location of the property please contact Kootenai County Title Company. Said sale will be made without covenant or warranty regarding title, possession or encumbrance to satisfy the obligations secured by and pursuant to the power of sale conferred it, the Deed of Trust executed by MURRAY C. SIMMONS and CYNTHIA SIMMONS, husband and wife, to KOOTENAI COUNTY TITLE CO., INC. as Trustee, for the benefit and security of Waterford Park Homes, LLC, an Idaho limited liability company, as initial Beneficiary, recorded the 27th day of December, 2004, as Instrument No. 1921006, records of Kootenai County, Idaho. By Assignment of Deed of Trust recorded on the 17th day of December, 2008, as Instrument No. 2189474000, records of Kootenai County, Idaho, beneficial interest under said Deed of Trust was assigned to bankcda. THE GRANTOR NAMED HEREIN IS LISTED TO COMPLY WITH SECTION 45-1506(4) (a) OF THE IDAHO CODE. No representation is made whether or not they are currently responsible for the obligation listed herein. AND FURTHER, that a breach of the obligation for which the transfer in trust is security has occurred, in that the Grantors above mentioned have failed to make monthly installment payments in the amount of $191.58, including interest, which were due on January 1, 2010 and on the 1st day of each month thereafter through June 1, 2010, AND have failed to pay General Property taxes for the 2007, which are delinquent in the amount of $95.69 plus penalty and interest and General Property taxes for the year 2008, which are delinquent in the amount of $232.16 plus penalty and interest, and General Property taxes for the year 2009 which are delinquent in the amount of $233.54 plus penalty and interest; together with late charges, service charges and any other disbursements, costs, fees or expenses incurred or paid by the Beneficiary and/or Trustee associated with this Notice of Default and/or this foreclosure as provided by the Deed of Trust or Deed of Trust Note, or by Idaho law. The Beneficiary has declared the entire principal and accrued interest due and payable in full. The balance owing as of the 17th day of June, 2010, on the obligation secured by said Deed of Trust is $25,522.08, plus accrued interest in the amount of $828.59, plus interest accruing at the rate of 7.500% annual percentage rate from June 18, 2010 until paid, together with late charges, service charges and any other disbursements, costs, fees or expenses incurred or paid by the Beneficiary and/or Trustee associated with this foreclosure as provided by the Deed of Trust or Deed of Trust Note, or by Idaho law. DATED this 23rd day of June, 2010 KOOTENAI COUNTY TITLE COMPANY, Trustee BY ___/S/_______________ J. T. JACOBSEN, President Legal 0273 July 23, 2010 August 2, 9, 16, 2010

NOTICE OF TRUSTEE'S SALE On Wednesday, the 17th day of November, 2010, at the hour of 10:00 o'clock a.m. of said day at Alliance Title & Escrow, 1270 Northwood Center Ct., Coeur d'Alene, in the County of Kootenai, State of Idaho, Charles W. Fawcett, as Successor Trustee, will sell at public auction, to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real property situated in the County of Kootenai, State of Idaho, and described as follows, to wit: LOT 1, BLOCK 1, ASHBROOK ADDITION, ACCORDING TO THE PLAT RECORDED IN THE OFFICE OF THE COUNTY RECORDER IN BOOK F OF PLATS AT PAGE 298, RECORDS OF KOOTENAI COUNTY, IDAHO. The Successor Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Section 60-113, Idaho Code, the Successor Trustee has been informed that the street address of 320 N. 15th St., Coeur d'Alene, Idaho, is sometimes associated with said real property. Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by LORI M. HARGER, an Unmarried Person, Grantor, to Charles W. Fawcett, Successor Trustee, for the benefit and security of PANHANDLE STATE BANK, recorded July 26, 2007, as Instrument No. 2112694000, Mortgage records of Kootenai County, Idaho; and assigned to the IDAHO HOUSING AND FINANCE ASSOCIATION by Assignment of Deed of Trust recorded on August 20, 2007, as Instrument No. 2117111000, Mortgage records of Kootenai County, Idaho. THE ABOVE GRANTOR IS NAMED TO COMPLY WITH SECTION 45-1506 (4)(a), IDAHO CODE. NO REPRESENTATION IS MADE THAT SHE IS, OR IS NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. The default for which this sale is to be made is (1) the failure to pay when due, monthly installment payments under the Deed of Trust Note dated July 25, 2007, in the amount of $1,209.00 each, for the months of February through June, 2010, inclusive; and for each and every month thereafter until date of sale or reimbursement; and (2) the failure to occupy the premises as required by the Addendum to the Deed of Trust. All delinquent payments are now due, plus accumulated late charges, plus any costs or expenses associated with this foreclosure. The accrued interest is at the rate of 6.60% per annum from January 1, 2010. The principal balance owing as of this date on the obligation secured by said Deed of Trust is $152,363.57, plus accrued interest at the rate of 6.60% per annum from January 1, 2010. DATED This 19th day of July, 2010. CHARLES W. FAWCETT, a Member of the Idaho State Bar, SUCCESSOR TRUSTEE Legal 0363 August 2, 9, 16, 23, 2010

NOTICE OF TRUSTEE'S SALE On Tuesday, the 16th day of November, 2010, at the hour of 10:00 o'clock a.m. of said day at Alliance Title & Escrow, 1270 Northwood Center Ct., Coeur d'Alene, in the County of Kootenai, State of Idaho, Charles W. Fawcett, as Successor Trustee, will sell at public auction, to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real property situated in the County of Kootenai, State of Idaho, and described as follows, to wit: LOT 10, BLOCK 5, WINDSONG 1ST ADDITION, ACCORDING TO THE PLAT RECORDED IN BOOK G OF PLATS, PAGE 90, RECORDS OF KOOTENAI COUNTY, IDAHO. The Successor Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Section 60-113, Idaho Code, the Successor Trustee has been informed that the street address of 1709 N. Summer Rose St., Post Falls, Idaho, is sometimes associated with said real property. Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by JOSHUA D. PAYTON and BRITTANY N. PAYTON, Husband and Wife, Grantor, to Charles W. Fawcett, Successor Trustee, for the benefit and security of MOUNTAIN WEST BANK, recorded April 2, 2004, as Instrument No. 1867695, Mortgage records of Kootenai County, Idaho; and assigned to the IDAHO HOUSING AND FINANCE ASSOCIATION by Assignment of Deed of Trust recorded on June 21, 2004, as Instrument No. 1883477, Mortgage records of Kootenai County, Idaho. THE ABOVE GRANTOR IS NAMED TO COMPLY WITH SECTION 45-1506 (4)(a), IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. The default for which this sale is to be made is the failure to pay when due, monthly installment payments under the Deed of Trust Note dated April 1, 2004, in the amount of $673.00 each, for the months of January through June, 2010, inclusive; and for each and every month thereafter until date of sale or reimbursement. All delinquent payments are now due, plus accumulated late charges, plus any costs or expenses associated with this foreclosure. The accrued interest is at the rate of 5.24% per annum from December 1, 2009. The principal balance owing as of this date on the obligation secured by said Deed of Trust is $87,426.92, plus accrued interest at the rate of 5.24% per annum from December 1, 2009. DATED This 14th day of July, 2010. CHARLES W. FAWCETT, a Member of the Idaho State Bar, SUCCESSOR TRUSTEE Legal 0364 August 2, 9, 16, 23, 2010

LIEN SALE BODY BY SCOTTY 311 E. 3rd Ave. Post Falls, ID 83854 Monday, August 23, 2010 at 10AM VEHICLE: Green Chevrolet Met VIN: 2C1MR5223Y6728155 Legal 0377 August 2, 16, 2010

LAKELAND JOINT SCHOOL DISTRICT NO. 272 Kootenai County, Idaho NOTICE OF SPECIAL SCHOOL PLANT FACILITIES LEVY ELECTION NOTICE IS HEREBY GIVEN that, pursuant to Idaho Code Section 33-317A, and Resolution No. 2010-3 of the Board of Trustees of Lakeland Joint School District No. 272, of Kootenai County, Idaho, (the "District"), adopted on May 10, 2010, a special School Plant Facilities Levy Election will be held on Tuesday, August 24, 2010, between the hours of 8:00 A.M. and 8:00 P.M. for the purpose of enabling the qualified and registered voters of the District to vote on the question of authorizing the Board of Trustees of the District to certify a special tax for each of the two (2) fiscal years commencing on July 1, 2010, through June 30, 2012, inclusive, in addition to all other amounts certified, in the amount of $940,900 for each year, for the purpose of constructing a professional technical school facility. The question to be submitted to the electors shall be by ballot reading substantially as follows: LAKELAND JOINT SCHOOL DISTRICT NO. 272 Kootenai County, Idaho SCHOOL PLANT FACILITIES LEVY ELECTION AUGUST 24, 2010 SHALL THE BOARD OF TRUSTEES OF LAKELAND JOINT SCHOOL DISTRICT NO. 272 BE AUTHORIZED, PURSUANT TO SECTION 33-804, IDAHO CODE, TO CERTIFY, FOR THE TWO (2) FISCAL YEARS COMMENCING ON JULY 1, 2010, THROUGH JUNE 30, 2012, INCLUSIVE, A SPECIAL TAX LEVY IN EXCESS OF ALL OTHER AMOUNTS CERTIFIED, IN THE AMOUNT OF $940,900 FOR EACH SUCH FISCAL YEAR, AS A SPECIAL PLANT FACILITIES LEVY FOR THE PURPOSE OF CONSTRUCTING A PROFESSIONAL TECHNICAL SCHOOL FACILITY KNOWN AS KOOTENAI TECHINICAL EDUCATION CENTER (KTEC)? FOR SCHOOL PLANT FACILITY LEVY OF $940,900, (PER YEAR) YES FOR SCHOOL PLANT FACILITY LEVY OF $940,900 (PER YEAR) NO INSTRUCTIONS TO VOTERS: To vote on the foregoing proposition, please make a mark in the box to the right of the words "LEVY, YES" or "LEVY NO" according to how you wish to vote. If, by mistake or accident, you mark, tear, deface or otherwise mutilate or spoil the ballot, please return it to an election judge and obtain another ballot. Qualified electors shall vote at the following polling places: John Brown Elementary 15574 N. Washington Street Rathdrum, ID 83858 Spirit Lake Elementary 32605 North 5th Ave. Spirit Lake, ID 83869 Athol Elementary 6335 E. Menser Ave. Athol, ID 83801 Betty Kiefer Elementary 13898 N Schooner Street Rathdrum, ID 83801 Garwood Elementary 17506 N Ramsey Road Rathdrum, ID 83858 Twin Lakes Elementary 5326 W. Rice Road Rathdrum, ID 83858 Hauser Lake Fire Station 10728 N. Hauser Lake Road Hauser, ID 83854 Bayview Community Center 20298 Perimeter Road Bayview, ID 83803 Only qualified and registered electors eighteen (18) years of age or older who are United States citizens who have resided in the State of Idaho and in the District for at least thirty (30) days next preceding the election, and no others, will be permitted to vote at said special election. No person so qualified and registered and offering himself or herself at a polling place at which he or she is entitled to vote will be denied the privilege of voting at said special election. Any person who is eligible to vote may register on election day by appearing in person at a polling place established for the election, by completing a registration card, making an oath on the form prescribed by law, and providing proof of residence in the manner provided by Section 34-408A Idaho Code, as amended. Any qualified and registered elector of the District who expects to be absent from the District on the date of election or who will be unable, because of physical disability or blindness, to go to the polling place, may vote by absentee ballot in the manner provided by Idaho Code Section 33-406, as amended. If at least fifty-five percent (55%) of the qualified electors voting at the special election vote in favor of the additional tax levy as set forth in the ballot question, the Board of Trustees of the District will certify the additional tax levy in the amount of $940,900 for each of the next two succeeding fiscal years of the District to the Board of Commissioners of Kootenai County, Idaho. DATED this 2nd, 9th & 16th day of August, 2010. Brook A. Cunningham Brook A. Cunningham, Clerk of the Board Lakeland Joint School District No. 272 Legal 0379 August 2, 9, 16, 2010

Notice of Re-Scheduled Trustee's Sale Idaho Code 45-1506A Today's date: July 19, 2010 File No.: 7023.07934 Sale date and time (local time): September 02, 2010 at 10:00 AM Sale location: in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID 83814 Property address: 7769 East Fernan Lake Road Coeur d' Alene, ID 83814 Successor Trustee: Northwest Trustee Services, Inc., an Idaho Corporation P.O. Box 997 Bellevue, WA 98009 (425) 586-1900 Deed of Trust information Original grantor: Jennifer J. Dancy, as her sole and separate property Original trustee: First American Title Company Original beneficiary: Mortgage Electronic Registration Systems, Inc. solely as nominee for Provident Funding Associates, L.P. Recording date: April 25, 2008 Recorder's instrument number: 2156039000 County: Kootenai Sum owing on the obligation: as of July 19, 2010: $287,766.11 Because of interest, late charges, and other charges that may vary from day to day, the amount due on the day you pay may be greater. Hence, if you pay the amount shown above, an adjustment may be necessary after we receive your check. For further information write or call the Successor Trustee at the address or telephone number provided above. Basis of default: failure to make payments when due. Please take notice that the Successor Trustee will sell at public auction to the highest bidder for certified funds or equivalent the property described above. The property address is identified to comply with IC 60-113 but is not warranted to be correct. The property's legal description is: A Tract of land in Government Lot 1 and the Northwest Quarter of the Northwest Quarter in Section 15, Township 50 North, Range 3 West, Boise Meridian, Kootenai County, Idaho, described as follows: Beginning at the Northwest corner of said Section 15, marked by an existing 3/4 inch pipe; thence along the West line of said Section 15, South 00 degrees 03' West, 1,450.07 feet to the True Point of Beginning for this description; thence along the West line of said Section 15, South 00 degrees 03' West, 443.23 feet to a point in the Fernan County Road; thence along the Fernan Road, North 52 degrees 23.5' East, 183.75 feet; thence along the Fernan Road, North 42 degrees 57.5' East, 451.26 feet; thence along the Fernan Road, North 43 degrees 59.5' East, 495.58 feet; thence leaving the Fernan Road, North 53 degrees 15.5' West, 236.02 feet to a point on the Southerly edge of a logging road; thence South 53 degrees 07.5' West, along the Southerly side of said logging road, 131.15 feet; thence South 70 degrees 10.5' West, along the Southerly side of said logging road, 210.15 feet; thence South 51 degrees 30.5' West, along the Southerly side of said logging road, 173.15 feet; thence South 42 degrees 56' West, along the Southerly side of said logging road, 104.72 feet; thence South 21 degrees 51' West, along the Southerly side of said logging road, 114.40 feet; thence South 08 degrees 17' West, along the Southerly side of said logging road, 56.37 feet; thence North 89 degrees 57' West, 48.08 feet to the True Point of Beginning, less the Fernan County Road right of way. The sale is subject to conditions, rules and procedures as described at the sale and which can be reviewed at www.northwesttrustee.com or USA-Foreclosure.com. The sale is made without representation, warranty or covenant of any kind. (TS# 7023.07934) 1002.138468-FEI Legal 0381 August 2, 9, 16, 23, 2010

Notice of Trustee's Sale Idaho Code 45-1506 Today's date: July 19, 2010 File No.: 7777.13194 Sale date and time (local time): November 18, 2010 at 10:00 AM Sale location: in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID 83814 Property address: 16225 N. Gina Court Rathdrum, ID 83858 Successor Trustee: Northwest Trustee Services, Inc., an Idaho Corporation P.O. Box 997 Bellevue, WA 98009 (425) 586-1900 Deed of Trust information Original grantor: Rose M. Aldridge, an unmarried woman and Heather Brunko, an unmarried woman Original trustee: Pioneer Title Company Original beneficiary: Wells Fargo Financial Idaho, Inc. Recording date: February 22, 2007 Recorder's instrument number: 2084326000 County: Kootenai Sum owing on the obligation: as of July 19, 2010: $181,935.14 Because of interest, late charges, and other charges that may vary from day to day, the amount due on the day you pay may be greater. Hence, if you pay the amount shown above, an adjustment may be necessary after we receive your check. For further information write or call the Successor Trustee at the address or telephone number provided above. Basis of default: failure to make payments when due. Please take notice that the Successor Trustee will sell at public auction to the highest bidder for certified funds or equivalent the property described above. The property address is identified to comply with IC 60-113 but is not warranted to be correct. The property's legal description is: Lot 7, Block 5, Westwood Villa, Kootenai County, State of Idaho, according to the plat recorded in Book "F" of Plats, Page 50. The sale is subject to conditions, rules and procedures as described at the sale and which can be reviewed at www.northwesttrustee.com or USA-Foreclosure.com. The sale is made without representation, warranty or covenant of any kind. (TS# 7777.13194) 1002.163666-FEI Legal 0382 August 2, 9, 16, 23, 2010

NOTICE OF TRUSTEE'S SALE T.S. No.: ID-248806-C Loan No.: 7471758680 A.P.N.: P1350010007A; 246245 NOTICE IS HEREBY GIVEN that, PIONEER TITLE COMPANY OF ADA COUNTY dba PIONEER LENDER TRUSTEE SERVICES the duly appointed Successor Trustee, will on 10/15/2010 at 11:00 AM (recognized local time), In the office of Pioneer Title Company located at 100 Wallace Ave., Coeur D' Alene, ID 83814 , will sell at public auction, to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real property and personal property, situated in the County of Kootenai, State of Idaho, and described as follows: LOT 7, BLOCK 10, DRUMHELLER'S ADDITION TO POST FALLS, ACCORDING TO THE PLAT RECORDED IN BOOK "E" OF DEEDS, PAGE 244, RECORDS OF KOOTENAI COUNTY, IDAHO. TOGETHER WITH THAT PORTION OF 9TH AVENUE VACATED BY ORDINANCE NO. 924, RECORDED JANUARY 22, 1999 AS INSTRUMENT NO. 1572475, WHICH ATTACHES BY OPERATION OF LAW. The Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Section 60-113 Idaho Code, the Trustee has been informed that the address sometimes associated with said real property is: 301 EAST 9TH STREET POST FALLS, Idaho 83854 Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by: HEATHER JO MONAGHAN, A MARRIED WOMAN, AS HER SOLE AND SEPARATE PROPERTY, as grantors, to LAND AMERICA LAWYERS TITLE, as Trustee, for the benefit and security of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., AS NOMINEE FOR HOMECOMINGS FINANCIAL, LLC (F/K/A HOMECOMINGS FINANCIAL NETWORK, INC.) A LIMITED LIABILITY COMPANY, as Beneficiary, dated 11/22/2006, recorded 11/28/2006, as Instrument No. 2069372000 and re-recorded , records of Kootenai County, Idaho, the beneficial interest in which is presently held by MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC.. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(A), IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. The Default for which this sale is to be made is the failure to pay when due, under Deed of Trust and Note dated 11/22/2006. The monthly payments for Principal, Interest and Impounds (if applicable) of 579.48, due per month from 3/1/2010 through 10/15/2010, and all subsequent payments until the date of sale or reinstatement. The principal balance owing as of this date on the obligation secured by said Deed of Trust is $127,261.94, plus accrued interest at the rate of 4.87% per annum from 2/1/2010. All delinquent amounts are now due, together with accruing late charges, and interest, unpaid and accruing taxes, assessments, trustee's fees, attorney's fees, and any amounts advanced to protect the security associated with this foreclosure. The Beneficiary elects to sell or cause the trust property to be sold to satisfy said obligation. Dated: 6/11/2010 PIONEER TITLE COMPANY OF ADA COUNTY dba PIONEER LENDER TRUSTEE SERVICES By Executive Trustee Services, As Attorney In Fact Dee Ortega, authorized signatory C/O Executive Trustee Services, LLC 2255 North Ontario Street, Suite 400 Burbank, California 91504-3120 Sale Line: (714) 730-2727 ASAP# 3610776 Legal 0383 August 2, 9, 16, 23, 2010

LIEN SALE 8/16/10 9:00 AM, 274 W. Hanley Ave. Coeur d'Alene, ID 83815. 1982 HONDA ACCORD VIN#JHMSZ3329CC167925 Legal 0440 August 6, 16, 2010

NOTICE OF TRUSTEE'S SALE Trustee's Sale No. ID-XXX-100233 NOTICE IS HEREBY GIVEN that, Michael A. Pope, Esq. ISB# 6267, the duly appointed Successor Trustee, will on October 29, 2010, at the hour of 10:00 AM, of said day, Front entrance of the Kootenai County Courthouse, 324 W Garden Ave, Coeur d'Alene, ID, sell at public auction to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real and personal property (hereafter referred to collectively as the "Property"), situated in the County of Kootenai, State of Idaho, to-wit: THE NORTH HALF OF THE NORTH HALF OF THE NORTHEAST QUARTER OR THE NORTHEAST QUARTER OF SECTION 29, TOWNSHIP 53 NORTH, RANGE 4 WEST, BOISE MERDIAN, KOOTENAI COUNTY, STATE OF IDAHO. The Trustee has no knowledge of a more particular description of the above-referenced Property but, for purposes of compliance with Section 60-113 of Idaho Code, the Successor Trustee has been informed that the address of 5319 West Ghost Rider Road, Spirit Lake, ID 83869, is sometimes associated with said real property. Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by Bill Lewis and Tami Lewis, as Grantor, to FIRST AMERICAN TITLE COMPANY, as Trustee, for the benefit and security of Option One Mortgage Corporation, a California Corporation, as Beneficiary, dated 9/19/2006, recorded 9/25/2006, under Instrument No. 2057371000, Mortgage records of Kootenai County, IDAHO, the beneficial interest in which is presently held by Wells Fargo Bank, N.A., as trustee Option One Mortgage Loan Trust 2007-FXD1 Asset-Backed Certificates, Series 2007-FXD1. The above Grantors are named to comply with Section 45-1506(4)(a), Idaho Code. No representation is made that they are, or are not, presently responsible for this obligation. The default for which is sale is made is the failure to pay when due under the Deed of Trust Note dated 9/19/2006, the monthly payment which became due on 8/1/2009 and all subsequent monthly payments, plus late charges and other costs and fees as set forth. Amount due as of June 30, 2010 Delinquent Payments from August 01, 2009 (08-01-09 through 06-30-10) 11 payments at $2,667.64 each $29,344.04 Late Charges: $0.00 Beneficiary Advances: $0.00 Suspense Credit: $0.00 Total $29,344.04 All delinquencies are now due, together with unpaid and accruing taxes, assessments, trustee's fees, attorney's fees, costs and advances made to protect the security associated with this foreclosure. The principal balance is $302,611.86, together with interest thereon at 8.450% per annum from 7/1/2009, until paid. The Beneficiary elects to sell or cause the trust property to be sold to satisfy said obligation. Anyone having any objection to the sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the same. Dated: March 31, 2010 By, Michael A. Pope, Esq ISB# 6267, Successor Trustee c/o Robert J Hopp & Associates, LLC P.O. Box 8689 Denver, CO 80201 Phone (303) 788-9600 NOTE: Pursuant to the Fair Debt Collection Practice Act you are advised that this firm is deemed to be a debt collector attempting to collect a debt and any information obtained will be used for that purpose. (RSVP# 198862 ) Legal 0451 August 9, 16, 23, 30, 2010

TitleOne Corporation 1101 W. River Street, Ste 201 Boise, Idaho 83702 (208) 424-8511 Order No.: TS1001563 CHF 1065315032/Burton/330000-C NOTICE OF TRUSTEE'S SALE On the 30th day of November, 2010, at the hour of 10:00 a.m. of this day (recognized local time), in the office of First American Title Company, 1866 North Lakewood Drive, Coeur d'Alene, Idaho 83814, in the County of Kootenai County, State of Idaho, TitleOne Corporation, an Idaho corporation, as successor trustee, will sell at public auction to the highest bidder, for cash or cashier's check (cash equivalent), in lawful money of the United States, all payable at the time of sale in compliance with Section 45-1506(9) Idaho Code, the following described real property, situated in Kootenai County, State of Idaho, and described as follows to wit: Unit 408, PRAIRIE VIEW TERRACE 1ST ADD. CONDOS, according to the plat recorded in Book K of Plats at Page 168, records of Kootenai County, Idaho. TOGETHER with an undivided interest in the Common Areas, as described in the Declaration of Covenants, Conditions, and Restrictions for Prairie View Terrace, recorded October 15, 2007 as Instrument No. 2126693000, and also as described in the Declaration of Phase Annexation and of Covenants, Conditions and Restrictions for Prairie View Terrace 1st Add. Condos, recorded July 28, 2008 as Instrument No. 2170458000. The Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Section 60-113, Idaho Code, the Trustee has been informed that according to the County Assessors office, the address of 3389 Garin Ct., Post Falls, ID, 83854, is sometimes associated with said real property. Said sale will be made without covenant or warranty regarding title, possession, or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by James L. Burton and Misty L. Burton, Husband and Wife, as Grantor(s), to TitleOne Corporation, an Idaho corporation, as successor trustee, and JPMorgan Chase Bank, N.A., as Beneficiary, recorded August 14, 2008, as Instrument No. 2173609000, and assigned to Chase Home Finance LLC by assignment recorded July 21, 2010, as Instrument No. 2273999000, in the records of Kootenai County, Idaho. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION (45-1506)(4)(A), IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. The default for which this sale is to be made is the failure to pay when due, under Deed of Trust Note, the monthly payments of $1,058.61, due per month for the month of November 1, 2009 and all subsequent monthly payments of principal, interest, late charges and any miscellaneous fees thereafter. The Principal balance is $152,947.17, the current interest rate is 6.875% per annum, as of February 25, 2010. All amounts are now due, together with unpaid and accruing taxes, assessments, trustee's fees, attorney's fees, costs and advances made to protect the security associated with this foreclosure and that the beneficiary elects to sell or cause the trust property to be sold to satisfy said obligation. Dated: July 21, 2010 TITLEONE CORPORATION Successor Trustee By: Amy L. Wilcoxson Trust Officer Legal 0454 August 9, 16, 23, 30, 2010

NOTICE OF TRUSTEE'S SALE On FRIDAY, NOVEMBER 12, 2010, AT THE HOUR OF 11:00 o'clock A.M., local time, of said day, at the front steps of the Kootenai County Courthouse, 501 Government Way, Coeur d'Alene, Idaho, Jonathon D. Hallin, as Successor Trustee, will sell at public auction to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real property, together with fixtures, of the following described real property in Kootenai County, Idaho: Lot 3, Block 2, BAR CIRCLE "S" RANCH SIXTH ADDITION, according to the plat recorded in the office of the County Recorder in Book "G" of Plats at Page 31, records of Kootenai County, Idaho. Commonly known as: 1837 West Dolan Road, Rathdrum, Idaho 83858 The Trustee has no knowledge of a more particular description of the above referenced real property for purposes of compliance with Section 60-113 Idaho Code. Said sale will be made without covenant or warranty regarding title, possession or encumbrance to satisfy the obligations secured by and pursuant to the power of sale conferred in the Deed of Trust described as follows: A Deed of Trust to secure an indebtedness of $392,000.00, and any other amounts as therein provided, payable under the terms, conditions, provisions and stipulations thereof. Dated: October 10, 2005 Grantor: Lee A. Metcalf and Kristine D. Metcalf, husband and wife Trustee: Kootenai County Title Co Beneficiary: Mountain West Bank Recorded: October 17, 2005 Instrument No.: 1988753 THE GRANTORS NAMED HEREIN ARE LISTED TO COMPLY WITH SECTION 45-1506 OF THE IDAHO CODE. No representation is made whether or not they are currently responsible for the obligation listed herein. The default for which this sale is to be made is the obligation secured by the Deed of Trust is in default for failure of the obligors to pay monthly payments since April 2010. As of June 10, 2010, the outstanding principal balance owing on the obligation secured by the Deed of Trust was $387,360.12, plus accrued interest and late charges in the amount of $5,491.98. Additional interest accrues at the rate of 5.625% per annum or $60.52501 per day. Grantors must also pay outstanding taxes, interest, penalties, late charges, service charges, appraisal fees, title policy fees, and any other disbursements, costs, fees or expenses incurred or paid by the Beneficiary and/or Trustee associated with this Notice of Default and/or foreclosure as provided by the Deed of Trust, Promissory Note, or by Idaho law. JONATHON D. HALLIN, Attorney at Law, is successor trustee of said Deed of Trust. DATED: July 8th, 2010. ____________________________ JONATHON HALLIN, Trustee 601 E. Front Ave., Suite 502, Coeur d'Alene, Idaho 83814 208-667-0517 Legal 0294 July 26, 2010 August 2, 9, 16, 2010

LIEN SALE BODY BY SCOTTY 311 E. 3rd Ave. Post Falls, ID 83854 Monday, August 23, 2010 10AM VEHICLE: 1991 White Cadillac Elderado VIN: 1G6EL13B8MU613176 Legal 0455 August 9, 16, 2010

Notice of Trustee's Sale Idaho Code 45-1506 Today's date: July 23, 2010 File No.: 7261.28042 Sale date and time (local time): November 24, 2010 at 10:00 AM Sale location: in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID 83814 Property address: 1384 W. Bering Ave. Coeur D Alene, ID 83815 Successor Trustee: Northwest Trustee Services, Inc., an Idaho Corporation P.O. Box 997 Bellevue, WA 98009 (425) 586-1900 Deed of Trust information Original grantor: Angela Cherie McCabe, a single woman Original trustee: North Idaho Title Insurance, Inc. Original beneficiary: Mortgage Electronic Registration Systems, Inc. solely as nominee for The Mortgage Store Financial, Inc. Recording date: June 24, 2005 Recorder's instrument number: 1959768 County: Kootenai Sum owing on the obligation: as of July 23, 2010: $128,555.92 Because of interest, late charges, and other charges that may vary from day to day, the amount due on the day you pay may be greater. Hence, if you pay the amount shown above, an adjustment may be necessary after we receive your check. For further information write or call the Successor Trustee at the address or telephone number provided above. Basis of default: failure to make payments when due. Please take notice that the Successor Trustee will sell at public auction to the highest bidder for certified funds or equivalent the property described above. The property address is identified to comply with IC 60-113 but is not warranted to be correct. The property's legal description is: Lot 8, Block 2, Ramsey Meadows First Addition, according to the plat recorded in Book "I" of Plats at Page 127, records of Kootenai County, Idaho. The sale is subject to conditions, rules and procedures as described at the sale and which can be reviewed at www.northwesttrustee.com or USA-Foreclosure.com. The sale is made without representation, warranty or covenant of any kind. (TS# 7261.28042) 1002.164325-FEI Legal 0457 August 9, 16, 23, 30, 2010

Notice of Trustee's Sale Idaho Code 45-1506 Today's date: July 28, 2010 File No.: 7777.13226 Sale date and time (local time): November 29, 2010 at 10:00 AM Sale location: in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID 83814 Property address: 1720 N. Stagecoach Dr. Post Falls, ID 83854 Successor Trustee: Northwest Trustee Services, Inc., an Idaho Corporation P.O. Box 997 Bellevue, WA 98009 (425) 586-1900 Deed of Trust information Original grantor: Joseph D. Haak an unmarried person and Dale E. Haak, an unmarried person Original trustee: First American Title Company Original beneficiary: Centex Home Equity Company, LLC Recording date: September 14, 2005 Recorder's instrument number: 1980289 County: Kootenai Sum owing on the obligation: as of July 28, 2010: $147,550.63 Because of interest, late charges, and other charges that may vary from day to day, the amount due on the day you pay may be greater. Hence, if you pay the amount shown above, an adjustment may be necessary after we receive your check. For further information write or call the Successor Trustee at the address or telephone number provided above. Basis of default: failure to make payments when due. Please take notice that the Successor Trustee will sell at public auction to the highest bidder for certified funds or equivalent the property described above. The property address is identified to comply with IC 60-113 but is not warranted to be correct. The property's legal description is: Lot 3, Block 1, Prairie Ridge Second Addition, according to the plat recorded in Book G of Plats, Page 464, records of Kootenai County, Idaho. The sale is subject to conditions, rules and procedures as described at the sale and which can be reviewed at www.northwesttrustee.com or USA-Foreclosure.com. The sale is made without representation, warranty or covenant of any kind. (TS# 7777.13226) 1002.164875-FEI Legal 0458 August 9, 16, 23, 30, 2010

Notice of Trustee's Sale Idaho Code 45-1506 Today's date: July 28, 2010 File No.: 7817.20309 Sale date and time (local time): November 29, 2010 at 10:00 AM Sale location: in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID 83814 Property address: 1815 W. Yaquina Dr. Post Falls, ID 83854 Successor Trustee: Northwest Trustee Services, Inc., an Idaho Corporation P.O. Box 997 Bellevue, WA 98009 (425) 586-1900 Deed of Trust information Original grantor: Thomas Steven Demmer, an unmarried man Original trustee: Pioneer Title Co. Original beneficiary: Mortgage Electronic Registration Systems, Inc. solely as nominee for First Horizon Home Loan Corporation Recording date: October 24, 2006 Recorder's instrument number: 2062975000 County: Kootenai Sum owing on the obligation: as of July 28, 2010: $242,571.73 Because of interest, late charges, and other charges that may vary from day to day, the amount due on the day you pay may be greater. Hence, if you pay the amount shown above, an adjustment may be necessary after we receive your check. For further information write or call the Successor Trustee at the address or telephone number provided above. Basis of default: failure to make payments when due. Please take notice that the Successor Trustee will sell at public auction to the highest bidder for certified funds or equivalent the property described above. The property address is identified to comply with IC 60-113 but is not warranted to be correct. The property's legal description is: Lot 12, Block 2, Montrose Sixth Addition, according to the plat recorded in Book "J" of Plats, Pages 230-230E, records of Kootenai County, State of Idaho. The sale is subject to conditions, rules and procedures as described at the sale and which can be reviewed at www.northwesttrustee.com or USA-Foreclosure.com. The sale is made without representation, warranty or covenant of any kind. (TS# 7817.20309) 1002.164968-FEI Legal 0459 August 9, 16, 23, 30, 2010

NOTICE OF HEARING FOR NAME CHANGE A Petition to change the name of Amanda lynn Dahl, born 11-28-83, in Seattle, WA, residing at 15881 N. Meyer Rd. #6, Rathdrum, has been filed in Kootenai County District Court, ID. The name will change to Kylar Reighn Ascension Gutierrez, I want to change my name for religious reasons. The petitioner's father has died and she has no living relatives on her father's side. The petitioner's mother is living and her address is 2513 E. Sharp Spokane, WA 99202. A hearing on the petition is scheduled for 10:00 o'clock AM on 9-7-10, at the County Courthouse. Objections may be filed by any person who can show the court a good reason against the name change. Date: 8-5-10 By: Sherry Huff Deputy Clerk Legal 0475 August 9, 16, 23, 30, 2010

NOTICE OF HEARING ON NAME CHANGE A Petition to change the name of Deborah Leah Kitnick, born December 14, 1964, in Burbank, CA, residing at 15881 N. Meyer Rd. #6, Rathdrum, has been filed in Kootenai County District Court, ID. The name will change to Deborah Leah Gutierrez, I want to change my name because my finance has just died and it is his, mine, my children's, and his families wishes for us to still take his name. The petitioner's father has died and she has no living relatives on her father's side. The petitioner's mother is living and her address is 118 S. Moen St. Spokane Valley, WA 99016. A hearing on the petition is scheduled for 10:00 o'clock AM on 9-7-10, at the County Courthouse. Objections may be filed by any person who can show the court a good reason against the name change. Date: 8-5-10 By Sherry Huff Deputy Clerk Legal 0476 August 9, 16, 23, 30, 2010

NOTICE OF OPEN MEETING NOTICE IS HEREBY GIVEN that the Kootenai County Board of Commissioners will conduct an open meeting at or after the hour of 10:00 a.m. on September 2, 2010, in Board Chambers, Kootenai County Administration Building, located at 451 Government Way, Coeur d'Alene, Idaho, to consider the following: A request by David Haman (Property Owner) and/or Knife River LLC (Lessee), to temporarily alter the hours of operation (concrete batching) to "24-hours a day for a maximum of twenty (20) days" (between 1 PM September 2, through 11:59 PM November 3, 2010) for the completion of a special night-time required project, located on 160 acres at the southeast corner of Greensferry Road an Wyoming Avenue (The northwest _ of Section 13, Twp. 51 North, Range 5 W.B. M., Kootenai County Idaho) Pursuant to the approved 1995 (as amended in 2001) Conditional Zoning Development Agreement, such a request may be presented to the Commissioners at an opening meeting. If you require special accommodations, please contact the Kootenai County Planning Department seven (7) days prior to the public hearing. Additional information may be obtained from the Kootenai County Building and Planning Department located at 451 Government Way, P.O. Box 9000, Coeur d'Alene, Idaho 83816-9000, (208) 446-1070. Legal 0523 August 16, 2010

NOTICE OF HEARING ON NAME CHANGE A Petition to change the name of Stacy Nicole Rohr, born May 25, 1977, in Oceanside, California, residing at PO Box 273, Athol, has been filed in Kootenai County District Court, Idaho. The name will change to Stacy Nicole Keith, I want to change my name because I divorced my spouse. The petitioner's father is living and his address is 4760 E. Stach Rd. Coeur d'Alene, Idaho 83814. The petitioner's mother is living and her address is 1211 E. Pennsylvania Ave, Coeur d'Alene, Idaho 83814. A hearing on the petition is scheduled for 10:00 o'clock AM on September 7, 2010, at the County Courthouse. Objections may be filed by any person who can show the court a good reason against the name change. Date: July 22, 2010 DANIEL J ENGLISH By: _________________________ Deputy Clerk Legal 0545 August 16, 23, 30, 2010 September 6, 2010

NOTICE OF AVAILABILITY OF LOW-INCOME HOUSING TAX CREDIT Notice is hereby given by Idaho Housing and Finance Association that the first application period for the year 2011 Low-Income Housing Tax Credit has been opened.\u2020 Applications will be accepted through 5 p.m. on Friday, September 3, 2010. Non-Targeted Credit\u2020 \u2020\u2020\u2020\u2020\u2020\u2020\u2020\u2020\u2020\u2020\u2020\u2020\u2020 $\u2020\u2020\u2020\u2020\u2020 1,573,600 Nonprofit Set-Aside \u2020\u2020\u2020\u2020\u2020\u2020\u2020\u2020\u2020\u2020\u2020\u2020\u2020\u2020\u2020\u2020 $\u2020\u2020\u2020\u2020\u2020\u2020\u2020\u2020 486,900 Rural Set-Aside\u2020\u2020\u2020\u2020\u2020\u2020\u2020\u2020\u2020\u2020\u2020\u2020\u2020\u2020\u2020\u2020\u2020\u2020\u2020\u2020\u2020\u2020 $ \u2020\u2020\u2020\u2020\u2020\u2020\u2020 324,600 \u2020\u2020\u2020\u2020\u2020\u2020\u2020\u2020\u2020\u2020\u2020\u2020\u2020\u2020\u2020\u2020\u2020\u2020\u2020\u2020\u2020\u2020\u2020\u2020\u2020 \u2020\u2020\u2020\u2020\u2020\u2020\u2020\u2020\u2020 Total\u2020\u2020\u2020\u2020\u2020\u2020\u2020\u2020\u2020\u2020\u2020\u2020\u2020\u2020\u2020\u2020\u2020\u2020\u2020\u2020\u2020\u2020\u2020\u2020$\u2020\u2020\u2020\u2020\u2020 2,385,100 Developers of affordable housing interested in applying for a Low-Income Housing Tax Credit Reservation may obtain a copy of the 2010 Allocation Plan and application form by contacting the Multifamily Program Assistant, Idaho Housing and Finance Association, P.O. Box 7899, Boise, ID\u2020 83707-1899, telephone (208) 331-4769 or toll free (800) 219-2285, or for hearing impaired (800) 545-1833.\u2020 A copy of the Allocation Plan and application is available on the Internet at www.ihfa.org under Multifamily Housing / Low Income Housing Tax Credits.\u2020 Legal 0527 August 16, 2010

Notice of Trustee's Sale Idaho Code 45-1506 Today's date: August 2, 2010 File No.: 7023.74351 Sale date and time (local time): December 03, 2010 at 10:00 AM Sale location: in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID 83814 Property address: 613 W. Bushwood Avenue Coeur d' Alene, ID 83815 Successor Trustee: Northwest Trustee Services, Inc., an Idaho Corporation P.O. Box 997 Bellevue, WA 98009 (425) 586-1900 Deed of Trust information Original grantor: Shirley A. Wright, an unmarried woman Original trustee: First American Title Company Original beneficiary: Mortgage Electronic Registration Systems, Inc. solely as nominee for Idaho Independent Bank Recording date: September 15, 2009 Recorder's instrument number: 2232089000 County: Kootenai Sum owing on the obligation: as of August 2, 2010: $104,402.79 Because of interest, late charges, and other charges that may vary from day to day, the amount due on the day you pay may be greater. Hence, if you pay the amount shown above, an adjustment may be necessary after we receive your check. For further information write or call the Successor Trustee at the address or telephone number provided above. Basis of default: failure to make payments when due. Please take notice that the Successor Trustee will sell at public auction to the highest bidder for certified funds or equivalent the property described above. The property address is identified to comply with IC 60-113 but is not warranted to be correct. The property's legal description is: Lot 19, Block 1, Palisades Addition, according to the plat recorded in Book I of Plats, Page 356, records of Kootenai County, Idaho. The sale is subject to conditions, rules and procedures as described at the sale and which can be reviewed at www.northwesttrustee.com or USA-Foreclosure.com. The sale is made without representation, warranty or covenant of any kind. (TS# 7023.74351) 1002.165512-FEI Legal 0528 August 16, 23, 30, 2010 September 6, 2010

NOTICE OF TRUSTEE'S SALE On FRIDAY, NOVEMBER 12, 2010, AT THE HOUR OF 11:00 o'clock A.M., local time, of said day, at the front steps of the Kootenai County Courthouse, 501 Government Way, Coeur d'Alene, Idaho, Jonathon D. Hallin, as Successor Trustee, will sell at public auction to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real property, together with fixtures, of the following described real property in Kootenai County, Idaho: Lot 21, Block 1, THE LANDINGS AT WATERFORD, according to the plat recorded in Book "I" of Plats, Page 490, records of Kootenai County, Idaho. Commonly known as: 3767 West Loxton Loop, Coeur d'Alene, Idaho 83814 The Trustee has no knowledge of a more particular description of the above referenced real property for purposes of compliance with Section 60-113 Idaho Code. Said sale will be made without covenant or warranty regarding title, possession or encumbrance to satisfy the obligations secured by and pursuant to the power of sale conferred in the Deed of Trust described as follows: Dated: October 1, 2004 Grantor: Jeremy J. Morse, an unmarried person and Charles J. Morse, an unmarried person Trustee: Pioneer Title Company Beneficiary: Mountain West Bank Recorded: October 12, 2004 Instrument No.: 1906225 Loan No.: 018091652 THE GRANTORS NAMED HEREIN ARE LISTED TO COMPLY WITH SECTION 45-1506 OF THE IDAHO CODE. No representation is made whether or not they are currently responsible for the obligation listed herein. The default for which this sale is to be made is the obligation secured by the Deed of Trust is in default for failure of the obligors to pay the monthly payments since May 2010. As of June 17, 2010, the outstanding principal balance owing on the obligation secured by the Deed of Trust was $145,690.46, plus accrued interest and late charges in the amount of $1,060.02. Additional interest accrues at the rate of 3.625000% per annum or $14.60800 per day. Grantors must also pay outstanding taxes, interest, penalties, late charges, service charges, appraisal fees, title policy fees, and any other disbursements, costs, fees or expenses incurred or paid by the Beneficiary and/or Trustee associated with this Notice of Default and/or foreclosure as provided by the Deed of Trust, Promissory Note, or by Idaho law. JONATHON D. HALLIN, Attorney at Law, is successor trustee of said Deed of Trust. DATED: July 6th, 2010. ____________________________ JONATHON HALLIN, Trustee 601 E. Front Ave., Suite 502, Coeur d'Alene, Idaho 83814 208-667-0517 Legal 0295 July 26, 2010 August 2, 9, 16, 2010

Notice of Trustee's Sale Idaho Code 45-1506 Today's date: August 3, 2010 File No.: 7777.13286 Sale date and time (local time): December 02, 2010 at 10:00 AM Sale location: in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID 83814 Property address: 1665 W Orchard Ave. Hayden, ID 83835 Successor Trustee: Northwest Trustee Services, Inc., an Idaho Corporation P.O. Box 997 Bellevue, WA 98009 (425) 586-1900 Deed of Trust information Original grantor: Zachary J. Olson, a single man and Keri M. Hanson, a single woman Original trustee: First American Title Insurance Company Original beneficiary: Mortgage Electronic Registration Systems, Inc. solely as nominee for EquiFirst Corporation Recording date: December 4, 2006 Recorder's instrument number: 2070427000 County: Kootenai Sum owing on the obligation: as of August 2, 2010: $182,897.35 Because of interest, late charges, and other charges that may vary from day to day, the amount due on the day you pay may be greater. Hence, if you pay the amount shown above, an adjustment may be necessary after we receive your check. For further information write or call the Successor Trustee at the address or telephone number provided above. Basis of default: failure to make payments when due. Please take notice that the Successor Trustee will sell at public auction to the highest bidder for certified funds or equivalent the property described above. The property address is identified to comply with IC 60-113 but is not warranted to be correct. The property's legal description is: A portion of Tract 218, Hayden Lake Irrigated Tracts, Kootenai County, State of Idaho, according to the amended plat recorded in Book "C" of Plats at Page 67, described as follows: Beginning at a point in the center of the road (Orchard Avenue) which point is also on the South line of, and 167.2 feet West of the Southeast corner of said Tract 218; thence continuing West along center line of road and said South line of Tract 218, 55 feet more or less, to a point that is 222.06 feet West of the Southeast corner of said Tract 218; thence North 223 feet; thence East 40 feet; thence South 50 feet parallel to the East line of said Tract 218; thence East 15 feet, more or less, to a point 167.2 feet West of the East line of Tract 218; thence South parallel to the East line of said Tract 218, 173 feet, more or less, to the Point of Beginning. Less and except that portion lying within road right of way. The sale is subject to conditions, rules and procedures as described at the sale and which can be reviewed at www.northwesttrustee.com or USA-Foreclosure.com. The sale is made without representation, warranty or covenant of any kind. (TS# 7777.13286) 1002.165256-FEI Legal 0529 August 16, 23, 30, 2010 September 6, 2010

Notice of Trustee's Sale Idaho Code 45-1506 Today's date: August 4, 2010 File No.: 7307.23730 Sale date and time (local time): December 06, 2010 at 10:00 AM Sale location: in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID 83814 Property address: 782 W. Peach Tree Drive Hayden, ID 83835 Successor Trustee: Northwest Trustee Services, Inc., an Idaho Corporation P.O. Box 997 Bellevue, WA 98009 (425) 586-1900 Deed of Trust information Original grantor: David M. Marquez and Gloria K. Marquez, husband and wife Original trustee: First American Title Company Original beneficiary: All American Liberty Mortgage, Inc. Recording date: January 30, 2002 Recorder's instrument number: 1716457 County: Kootenai Sum owing on the obligation: as of August 4, 2010: $102,043.34 Because of interest, late charges, and other charges that may vary from day to day, the amount due on the day you pay may be greater. Hence, if you pay the amount shown above, an adjustment may be necessary after we receive your check. For further information write or call the Successor Trustee at the address or telephone number provided above. Basis of default: failure to make payments when due. Please take notice that the Successor Trustee will sell at public auction to the highest bidder for certified funds or equivalent the property described above. The property address is identified to comply with IC 60-113 but is not warranted to be correct. The property's legal description is: Lot 2, Block 2, Hayden Orchards, Kootenai County, State of Idaho, according to the plat recorded in Book "E" of Plats at Page 186. The sale is subject to conditions, rules and procedures as described at the sale and which can be reviewed at www.northwesttrustee.com or USA-Foreclosure.com. The sale is made without representation, warranty or covenant of any kind. (TS# 7307.23730) 1002.165841-FEI Legal 0530 August 16, 23, 30, 2010 September 6, 2010

Notice of Re-Scheduled Trustee's Sale Idaho Code 45-1506A Today's date: August 4, 2010 File No.: 7479.20331 Sale date and time (local time): September 20, 2010 at 10:00 AM Sale location: in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID 83814 Property address: 2618 E. Hayden View Dr. Coeur d' Alene, ID 83815 Successor Trustee: Northwest Trustee Services, Inc., an Idaho Corporation P.O. Box 997 Bellevue, WA 98009 (425) 586-1900 Deed of Trust information Original grantor: Breck A. Samuelson, unmarried Original trustee: U.S. Bank Trust Company, National Association Original beneficiary: U.S. Bank, National Association N.D. Recording date: June 14, 2007 Recorder's instrument number: 2105177000 County: Kootenai Sum owing on the obligation: as of August 4, 2010: $202,404.56 Because of interest, late charges, and other charges that may vary from day to day, the amount due on the day you pay may be greater. Hence, if you pay the amount shown above, an adjustment may be necessary after we receive your check. For further information write or call the Successor Trustee at the address or telephone number provided above. Basis of default: failure to make payments when due. Please take notice that the Successor Trustee will sell at public auction to the highest bidder for certified funds or equivalent the property described above. The property address is identified to comply with IC 60-113 but is not warranted to be correct. The property's legal description is: Lot 17, Block C, Hayden View Estates, as recorded in Book "E" of Plats, Page 187, in the Kootenai County Records office, Idaho. The sale is subject to conditions, rules and procedures as described at the sale and which can be reviewed at www.northwesttrustee.com or USA-Foreclosure.com. The sale is made without representation, warranty or covenant of any kind. (TS# 7479.20331) 1002.146827-FEI Legal 0531 August 16, 23, 30, 2010

Notice of Trustee's Sale Idaho Code 45-1506 Today's date: August 8, 2010 File No.: 7174.21668 Sale date and time (local time): December 08, 2010 at 10:00 AM Sale location: in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID 83814 Property address: 5869 N. Dunmoore Street Coeur d' Alene, ID 83815 Successor Trustee: Northwest Trustee Services, Inc., an Idaho Corporation P.O. Box 997 Bellevue, WA 98009 (425) 586-1900 Deed of Trust information Original grantor: Kenneth S. Thomas and Tonya K. Thomas, husband and wife Original trustee: Alliance Title & Escrow Corp. Original beneficiary: Mortgage Electronic Registration Systems, Inc. solely as nominee for Central Pacific Mortgage Company Recording date: December 6, 2006 Recorder's instrument number: 2070827000 County: Kootenai Sum owing on the obligation: as of August 8, 2010: $213,049.16 Because of interest, late charges, and other charges that may vary from day to day, the amount due on the day you pay may be greater. Hence, if you pay the amount shown above, an adjustment may be necessary after we receive your check. For further information write or call the Successor Trustee at the address or telephone number provided above. Basis of default: failure to make payments when due. Please take notice that the Successor Trustee will sell at public auction to the highest bidder for certified funds or equivalent the property described above. The property address is identified to comply with IC 60-113 but is not warranted to be correct. The property's legal description is: Lot 6 in Block 1 of Palisades Addition, according to the official plat thereof, filed in Book I of Plats at Page(s) 356 and 356A official records of Kootenai County, Idaho. The sale is subject to conditions, rules and procedures as described at the sale and which can be reviewed at www.northwesttrustee.com or USA-Foreclosure.com. The sale is made without representation, warranty or covenant of any kind. (TS# 7174.21668) 1002.165964-FEI Legal 0532 August 16, 23, 30, 2010 September 6, 2010

NOTICE OF TRUSTEE'S SALE TS No. 10-0018328 Title Order No. 100078218IDGNO Parcel No. 007760090010 The following described property will be sold at public auction to the highest bidder, payable in lawful money of the United States, In the lobby of Pioneer Title Company of Kootenai County located at 100 Wallace Avenue, Coeur d'Alene, ID 83814, on 12/17/2010 at 11:00 am, (recognized local time) for the purpose of foreclosing that certain Deed of Trust recorded 03/20/2006 as Instrument Number 2020185000, and executed by MELANIE PFRIMMER, AND DOUGLAS C PFRIMMER, WIFE AND HUSBAND, as Grantor(s), in favor of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., as Beneficiary, to RECONTRUST COMPANY, N.A., the Current Trustee of record, covering the following real property located in Kootenai County, state of Idaho: LOT 1, BLOCK 9, OF BLACK ROCK FIFTH ADDITION, ACCORDING TO THE PLAT THEREOF, RECORDED IN BOOK J OF PLATS, PAGE 12, RECORDS OF KOOTENAI COUNTY, IDAHO. The Trustee has no knowledge of a more particular description of the above referenced real property, but for purpose of compliance with Idaho Code, Section 60-113, the Trustee has been informed that the street address of, 5164 WEST ONYX CIRCLE , COEUR D'ALENE, ID 83814 is sometimes associated with said real property. Bidders must be prepared to tender the trustee the full amount of the bid at the sale in the form of cash, or a cashier's check drawn on a state or federally insured savings institution. Said sale will be made without covenant or warranty, express or implied, regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in that certain Deed of Trust. The default for which this sale is to be made is: Failure to pay the monthly payment due 11/15/2008 of principal, interest and impounds and subsequent installments due thereafter; plus late charges, with interest currently accruing at 6.000% per annum; together with all subsequent sums advanced by beneficiary pursuant to the terms and conditions of said Deed of Trust, and any supplemental modifications thereto. The principal balance owing as of this date on said obligation is $282,726.25, plus interest, costs and expenses actually incurred in enforcing the obligations thereunder and in this sale, together with any unpaid and /or accruing real property taxes, and/or assessments, attorneys' fees, Trustees' fees and costs, and any other amount advanced to protect said security, as authorized in the promissory note secured by the aforementioned Deed of Trust. Therefore, the Beneficiary elects to sell, or cause said trust property to be sold, to satisfy said obligation. NOTICE IS HEREBY GIVEN THAT THIS FIRM IS ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE, AND THAT THE DEBT MAY BE DISPUTED. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(a) IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. DATED: 08/09/2010 RECONTRUST COMPANY, N.A. Successor Trustee Vanessa Horton Name and Address of the Current Trustee is: RECONTRUST COMPANY, N.A. 1800 Tapo Canyon Rd., CA6-914-01-94 SIMI VALLEY, CA 80028-1821 PHONE: (800) 281-8219 ASAP# 3688023 Legal 0533 August 16, 23, 30, 2010 September 6, 2010

Notice of Trustee's Sale T.S. No.: ID-10-369329-NH On 12/1/2010, at 11:00:00 AM (recognized local time), at the following location in the County of KOOTENAI, State of Idaho: the lobby of Pioneer Title Company of Kootenai County located at 100 Wallace Avenue, Coeur dAlene, ID 83814, Pioneer Title Company of Ada County dba Pioneer Lender Trustee Services as Trustee , as Trustee on behalf of HSBC Bank USA, N.A., as Trustee on behalf of ACE Securities Corp. Home Equity Loan Trust and for the registered holders of ACE Securities Corp. Home Equity Loan Trust, Series 2007-ASAP2, Asset Backed Pass-Through Certificates will sell at public auction, to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following real property, situated in the County of KOOTENAI State of Idaho, and described as follows: The North 100 feet of the following described property in Lot 27, Block 4 and that portion of Lot 26, Block 4, PINEVILLA ESTATES SECOND ADDITION, according to the plat recorded in the office of the Kootenai County Recorder in Book "E" of Plats at Page 152, records of Kootenai County, Idaho, more particularly described as follows: BEGINNING at the Southwest corner of said Lot 26; thence North 89?49'22" East, 30.0 feet; thence Along a tangent curve to the right 13 feet, which has a radius of 85.35 feet of which the long chord bears South 85?48'38" East, 12.99 feet; thence North 12?25'24" East, 148.56 feet to a point on the North line of said Lot 26; thence North 52?08' 11" West, 50.00 feet to the Northwest corner of said Lot 26; thence South along the West line of said Lot 26 to the POINT OF BEGINNING. The Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Section 60-113 Idaho Code, the Trustee has been informed that the address of 211 South Westwood Drive , Post Falls, ID 83854 is sometimes associated with said real property. Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by WALLACE PRATT AND RONNA PRATT , HUSBAND AND WIFE as Grantor/Trustor, in which MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., AS NOMINEE FOR GOLF SAVINGS BANK, A WASHINGTON STOCK SAVINGS BANK, is named as Beneficiary and PIONEER TITLE COMPANY OF KOOTENAI COUNTY as Trustee and recorded 2/16/2007 as Instrument No. 2083546000 in book xxx, page xxx of Official Records in the office of the Recorder of KOOTENAI County, Idaho. Please Note: The above Grantors are named to comply with section 45-1506(4)(A), Idaho Code, No representation is made that they are, or are not, presently responsible for this obligation set forth herein. The Default for which this sale is to be made is the failure to pay when due, under Deed of Trust and Note dated 2/9/2007. The monthly installments of principal, interest, and impounds (if applicable) of $1,458.33, due per month for the months of 3/1/2010 through 7/15/2010, and all subsequent installments until the date of sale or reinstatement. The principal balance owing as of this date on the obligation secured by said Deed of Trust is $219,022.99 together with interest thereon at the current rate of 7.9900 per cent (%) per annum from 2/1/2010. All delinquent amounts are now due, together with accruing late charges, and interest, unpaid and accruing taxes, assessments, trustee's fees, attorney's fees, and any amounts advanced to protect the security associated with this foreclosure and that the beneficiary elects to sell or cause the trust property to be sold to satisfy said obligation. If the Trustee is unable to convey title for any reason, the successful bidder's sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee, or the Mortgagee's Attorney. Date: 8/2/2010 By: Pioneer Title Company of Ada County dba Pioneer Lender Trustee Services as Trustee , as Trustee Quality Loan Service Corp. of Washington, as Agent 2141 5th Avenue San Diego, CA 92101 Nina Hernandez, Assistant Secretary For Sale Information Call: 714-730-2727 or Login to: www.fidelityasap.com If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holders right's against the real property only. THIS IS AN ATTEMPT TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. ASAP# 3679614 Legal 0534 August 16, 23, 30, 2010 September 6, 2010

Notice of Trustee's Sale Loan No. 0999355068 T.S. No. 201000352 - 33612 On 11/23/2010 at 11:00am (recognized local time), at the following location in the County of Kootenai, State of Idaho: In the lobby of Pioneer Title Company of Kootenai County located at 100 Wallace Avenue, Coeur d' Alene, ID 83814, Pioneer Lenders Trustee Services, LLC, as Trustee will sell at public auction, to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following real property, situated in the County of Kootenai, State of Idaho, and described as follows: Lot 7, Block 4, Fernan Lake Terrace First Addition, according to the plat recorded in the office of the county recorder in Book E of Plats at Page 244, records of Kootenai County, Idaho The Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Section 60-113 Idaho Code, the Trustee has been informed that the address of 2916 E Fernan Hill Road, Coeur D' Alene, Idaho 83814 is sometimes associated with said real property. Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by Gilbert A. Krivor who acquired title as G. Alann Krivor and Mali J. Krivor, husband and wife, as grantors, to Wells Fargo Financial National Bank, as Trustee, for the benefit and security of Wells Fargo Bank, N.A., as Beneficiary, dated 08/22/2006 and recorded on 09/25/2006, as Instrument No. 2057357000, of Official Records of Kootenai County, Idaho. Please Note: The above Grantors are named to comply with section 45-1506(4)(A), Idaho Code, No representation is made that they are, or are not, presently responsible for this obligation set forth herein. The Default for which this sale is to be made is the failure to pay when due, under Deed of Trust and Note dated 08/22/2006, The monthly installments of principal, interest, and impounds (if applicable) of 629.92, due per month for the months of 12/15/2009 through 7/2/2010, and all subsequent installments until the date of sale or reinstatement. The principal balance owing as of this date on the obligation secured by said Deed of Trust is $174,923.53, plus accrued interest at the rate of 4.24% per annum from 11/15/2009. All delinquent amounts are now due, together with accruing late charges, and interest, unpaid and accruing taxes, assessments, trustee's fees, attorney's fees, and any amounts advanced to protect the security associated with this foreclosure and that the beneficiary elects to sell or cause the trust property to be sold to satisfy said obligation. If the Trustee is unable to convey title for any reason, the successful bidder's sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. T.D. Service Company 1820 E. First Street, Suite 210, Santa Ana, CA 92705-4063 Sale Information Line: 714-259-7850 Reinstatement and Pay-Off Requests: (714) 480-5472 THIS IS AN ATTEMPT TO COLLECT A DEBT AND INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Date: 7/7/10 Pioneer Lenders Trustee Services, LLC By: Kara Lansberry, Assistant Trustee Officer ASAP# 3647226 Legal 0535 August 16, 23, 30, 2010 September 6, 2010

SUMMARY OF COEUR D'ALENE ORDINANCE NO. 3389 A-1-09 / Annexation of the former DeArmond Mill Site AN ORDINANCE ANNEXING TO AND DECLARING TO BE A PART OF THE CITY OF COEUR D'ALENE, KOOTENAI COUNTY, IDAHO, SPECIFICALLY DESCRIBED PORTIONS OF SECTION 14, TOWNSHIP 50, NORTH, RANGE 4W, BOISE MERIDIAN; ZONING SUCH SPECIFICALLY DESCRIBED PROPERTY HEREBY ANNEXED; CHANGING THE ZONING MAPS OF THE CITY OF COEUR D'ALENE; AMENDING SECTION 1.16.200, COEUR D'ALENE MUNICIPAL CODE, BY DECLARING SUCH PROPERTY TO BE A PART OF PRECINCT #54; REPEALING ALL ORDINANCES AND PARTS OF ORDINANCES IN CONFLICT HEREWITH AND PROVIDING A SEVERABILITY CLAUSE. THE ORDINANCE SHALL BE EFFECTIVE UPON PUBLICATION OF THIS SUMMARY. THE FULL TEXT OF THE SUMMARIZED ORDINANCE NO. 3389 IS AVAILABLE AT COEUR D'ALENE CITY HALL, 710 E. MULLAN AVENUE, COEUR D'ALENE, IDAHO 83814 IN THE OFFICE OF THE CITY CLERK. Susan K. Weathers, City Clerk Legal 0547 August 16, 2010

NOTICE OF SALE A sealed bid sale of personal goods stored by the following individuals will be held on Monday, August 23, 2010, at By the Mall Mini Storage, 6176 N. Government Way, Dalton Gardens, ID 83815, to satisfy storage liens. All goods will be available for inspection prior to the sale during regular business hours-Monday through Friday, 9:00 a.m.-5:00 p.m. All bids should be submitted to By the Mall Mini Storage before 9:00 a.m., August 23, 2010. Bruce Kinkead Misc. Household Items 3913 N. 18th Coeur d'Alene, ID Tina DeBoy Misc. Household Items P.O. Box 3775 Hayden, ID Rachelle Jenks Misc. Household Items 9450 N. Government Way Hayden, ID Legal 0548 August 16, 20, 2010

M. Gregory Embrey, ISB No. 6045 WITHERSPOON KELLEY Attorneys and Counselors The Spokesman-Review Building 608 Northwest Boulevard, Suite 300 Coeur d'Alene, Idaho 83814 Telephone: (208) 667-4000 Facsimile: (208) 667-8470 Email: mge@witherspoonkelley.com Attorneys for Personal Representative Robert C. Fraley IN THE DISTRICT COURT OF THE FIRST JUDICIAL DISTRICT OF THE STATE OF IDAHO, IN AND FOR THE COUNTY OF KOOTENAI Case No. CV-10-6354 NOTICE TO CREDITORS (I.C. \u00DF 15-3-801) In re: The Estate of Mary Naomi Fraley NOTICE IS HEREBY GIVEN that the undersigned has been appointed Personal Representative of the above-named Decedent's Estate. All persons having claims against the Decedent or the Estate are required to present their claims within four (4) months after the date of the first publication of this Notice or said claims will be forever barred. Claims must be presented to the undersigned at the address indicated, and filed with the Clerk of the Court. DATED this 11 day of August, 2010. ____________________________ Robert C. Fraley 2187 W. Polo Green Post Falls, ID 83854 (208) 457-8678 Legal 0544 August 16, 23, 30, 2010

Notice of Trustee's Sale Idaho Code 45-1506 Today's date: June 17, 2010 File No.: 7104.15447 Sale date and time (local time): October 21, 2010 at 10:00 AM Sale location: in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID 83814 Property address: 3545 W Echo Drive Post Falls, ID 83854 Successor Trustee: Northwest Trustee Services, Inc., an Idaho Corporation P.O. Box 997 Bellevue, WA 98009 (425) 586-1900 Deed of Trust information Original grantor: Esther L. Morigeau, a widow Original trustee: North Idaho Title Original beneficiary: Advanta Finance Corp. Recording date: June 9, 1998 Recorder's instrument number: 1541165 County: Kootenai Sum owing on the obligation: as of June 17, 2010: $23,213.94 Because of interest, late charges, and other charges that may vary from day to day, the amount due on the day you pay may be greater. Hence, if you pay the amount shown above, an adjustment may be necessary after we receive your check. For further information write or call the Successor Trustee at the address or telephone number provided above. Basis of default: failure to make payments when due. Please take notice that the Successor Trustee will sell at public auction to the highest bidder for certified funds or equivalent the property described above. The property address is identified to comply with IC 60-113 but is not warranted to be correct. The property's legal description is: Lot 23, Block 8 First Addition to Mountain View Terrace, according to plat recorded in Book "D" of Plats at Page 178 records of Kootenai County, Idaho. The sale is subject to conditions, rules and procedures as described at the sale and which can be reviewed at www.northwesttrustee.com or USA-Foreclosure.com. The sale is made without representation, warranty or covenant of any kind. (TS# 7104.15447) 1002.160903-FEI Legal 0310 July 26, 2010 August 2, 9, 16, 2010

FOR SALE BY PUBLIC AUCTION 32 FT/1987 Sea Ray VIN: SERT6017F787 REG# WN 7375 RK Auction will be held at 3350 N. Old Atlas Rd., Coeur d'Alene, ID at 12 pm August 28, 2010. Legal 0551 August 16, 23, 2010

FOR SALE BY PUBLIC AUCTION 1999 EZ Loader Boat Trailer VIN: 1ZEAATYM1XA007518 PLATE # 49 NU5 Auction will be held at 3550 North Old Atlas Rd., Coeur d'Alene, ID at 12 pm August 28, 2010. Legal 0552 August 16, 23, 2010

Notice of Trustee's Sale T.S. No.: ID-09-257661-TD On 11/9/2010, at 11:00 am (recognized local time), at the following location in the County of KOOTENAI, State of Idaho: In the lobby of Pioneer Title Company of Kootenai County located at 100 Wallace Avenue, Coeur dAlene, ID 83814, Pioneer Lender Trustee Services, LLC an Idaho limited liability company, as Trustee on behalf of JPMorgan Chase Bank, National Association will sell at public auction, to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following real property, situated in the County of KOOTENAI State of Idaho, and described as follows: Lot 15, Block 1, proposed SECOND ADDITION TO FINNEY TRACTS, Section 4, Township 49 North, Range 3 West, Boise Meridian, Kootenai County, Idaho, more particularly described as follows: COMMENCING at the East meander corner on the North line of Section 4, Township 49 North, Range 3 West, Boise Meridian, from which the East Quarter corner of said Section 4 bears South 48?45'26" East, 4222.57 feet; thence South 29?39'3S" East. 1353.53 feet to the Northwest corner of Lot 15, proposed SECOND ADDITION TO FINNEY TRACTS and the TRUE POINT OF BEGINNING; thence South 24?07'55" West, 146.87 feet to the Southwest corner of Lot 15; thence South 63?35'07" East, 103.23 feet to the Southeast comer of Lot 15; thence North 22?58'05" East, 147.89 feet to the Northeast corner of Lot 15; thence North 64?05'04" West, 100.19 feet to the Northwest corner of Lot 15, the TRUE POINT OF BEGINNING. NOTE: The address of the subject property is described as follows: 4768 S. Eddyville Rd., Harrison, ID 83833.The Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Section 60-113 Idaho Code, the Trustee has been informed that the address of 4768 S EDDYVILLE RD , HARRISON, ID 83833 is sometimes associated with said real property. Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by KENNETH D. GIMBEL, A SINGLE MAN as Grantor/Trustor, in which JPMorgan Chase Bank, National Association, is named as Beneficiary and FIRST AMERICAN TITLE INS. CO. as Trustee and recorded 1/24/2006 as Instrument No. 2009570 in book xxx, page xxx of Official Records in the office of the Recorder of KOOTENAI County, Idaho. Please Note: The above Grantors are named to comply with section 45-1506(4)(A), Idaho Code, No representation is made that they are, or are not, presently responsible for this obligation set forth herein. The Default for which this sale is to be made is the failure to pay when due, under Deed of Trust and Note dated 1/13/2006. The monthly installments of principal, interest, and impounds (if applicable) of $2,012.28, due per month for the months of 12/1/2008 through 4/1/2009, and all subsequent installments until the date of sale or reinstatement. The principal balance owing as of this date on the obligation secured by said Deed of Trust is $267,271.91 together with interest thereon at the current rate of 5.8750 per cent (%) per annum from 11/1/2008. All delinquent amounts are now due, together with accruing late charges, and interest, unpaid and accruing taxes, assessments, trustee's fees, attorney's fees, and any amounts advanced to protect the security associated with this foreclosure and that the beneficiary elects to sell or cause the trust property to be sold to satisfy said obligation. If the Trustee is unable to convey title for any reason, the successful bidder's sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee, or the Mortgagee's Attorney. Date: 7/12/2010 By: Pioneer Lender Trustee Services, LLC an Idaho limited liability company, as Trustee Quality Loan Service Corp. of Washington, as Agent 2141 5th Avenue San Diego, CA 92101 Nina Hernandez, Assistant Secretary For Sale Information Call: 714-730-2727 or Login to: www.fidelityasap.com If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holders right's against the real property only. THIS IS AN ATTEMPT TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. ASAP# 3647620 Legal 0311 July 26, 2010 August 2, 9, 16, 2010

NOTICE OF TRUSTEE'S SALE TS No. 08-0108778 Title Order No. 080051063IDGNO Parcel No. C89100080050 The following described property will be sold at public auction to the highest bidder, payable in lawful money of the United States, In the lobby of Pioneer Title Company of Kootenai County located at 100 Wallace Avenue, Coeur d'Alene, ID 83814, on 11/29/2010 at 11:00 am, (recognized local time) for the purpose of foreclosing that certain Deed of Trust recorded 10/14/2005 as Instrument Number 1988356, and executed by DEBRA A BERGER, AN UNMARRIED WOMAN, as Grantor(s), in favor of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., as Beneficiary, to RECONTRUST COMPANY, N.A., the Current Trustee of record, covering the following real property located in Kootenai County, state of Idaho: LOT 5, BLOCK 8, TAYLOR'S ADDITION TO COEUR D'ALENE, ACCORDING TO THE PLAT RECORDED IN BOOK "B" OF PLATS AT PAGE 106, RECORDS OF KOOTENAI COUNTY, IDAHO. The Trustee has no knowledge of a more particular description of the above referenced real property, but for purpose of compliance with Idaho Code, Section 60-113, the Trustee has been informed that the street address of, 917 E SAINT MARIES AVE , COEUR D ALENE, ID 83814-4350 is sometimes associated with said real property. Bidders must be prepared to tender the trustee the full amount of the bid at the sale in the form of cash, or a cashier's check drawn on a state or federally insured savings institution. Said sale will be made without covenant or warranty, express or implied, regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in that certain Deed of Trust. The default for which this sale is to be made is: Failure to pay the monthly payment due 07/01/2008 of principal, interest and impounds and subsequent installments due thereafter; plus late charges, with interest currently accruing at 5.875% per annum; together with all subsequent sums advanced by beneficiary pursuant to the terms and conditions of said Deed of Trust, and any supplemental modifications thereto. The principal balance owing as of this date on said obligation is $122,388.55, plus interest, costs and expenses actually incurred in enforcing the obligations thereunder and in this sale, together with any unpaid and /or accruing real property taxes, and/or assessments, attorneys' fees, Trustees' fees and costs, and any other amount advanced to protect said security, as authorized in the promissory note secured by the aforementioned Deed of Trust. Therefore, the Beneficiary elects to sell, or cause said trust property to be sold, to satisfy said obligation. NOTICE IS HEREBY GIVEN THAT THIS FIRM IS ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE, AND THAT THE DEBT MAY BE DISPUTED. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(a) IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. DATED: 07/19/2010 Name and Address of the Current Trustee is: RECONTRUST COMPANY, N.A. 1800 Tapo Canyon Rd., CA6-914-01-94 SIMI VALLEY, CA 80028-1821 PHONE: (800)281-8219 RECONTRUST COMPANY, N.A. Successor Trustee Vanessa Horton ASAP# 3657956 Legal 0312 July 26, 2010 August 2, 9, 16, 2010

NOTICE OF RESCHEDULED TRUSTEE'S SALE Rescheduled from Prior Sale Date: TS No. 08-0111894 Title Order No. 080088564 Parcel No. P42450030220 The following described property will be sold at public auction to the highest bidder, payable in lawful money of the United States, In the lobby of Pioneer Title Company of Kootenai County located at 100 Wallace Avenue, Coeur d'Alene, ID 83814, on 11/29/2010 at 11:00 am, (recognized local time) for the purpose of foreclosing that certain Deed of Trust recorded 11/24/2006 as Instrument Number 2068783000, and executed by DONALD J BODENMAN, AND DONNA J BODENMAN, HUSBAND AND WIFE, as Grantor(s), in favor of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., as Beneficiary, to RECONTRUST COMPANY, N.A., the Current Trustee of record, covering the following real property located in Kootenai County, state of Idaho: LOT 22, BLOCK 3, HUNTERS GLEN, ACCORDING TO THE PLAT RECORDED IN BOOK "I" OF PLATS AT PAGE 260, 260A AND 260B, RECORDS OF KOOTENAI COUNTY, IDAHO. The Trustee has no knowledge of a more particular description of the above referenced real property, but for purpose of compliance with Idaho Code, Section 60-113, the Trustee has been informed that the street address of, 4525 E. MOSSBERG CIRCLE , POST FALLS, ID 83854 is sometimes associated with said real property. Bidders must be prepared to tender the trustee the full amount of the bid at the sale in the form of cash, or a cashier's check drawn on a state or federally insured savings institution. Said sale will be made without covenant or warranty, express or implied, regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in that certain Deed of Trust. The default for which this sale is to be made is: Failure to pay the monthly payment due 01/01/2008 of principal, interest and impounds and subsequent installments due thereafter; plus late charges, with interest currently accruing at 6.340% per annum; together with all subsequent sums advanced by beneficiary pursuant to the terms and conditions of said Deed of Trust, and any supplemental modifications thereto. The principal balance owing as of this date on said obligation is $248,000.00, plus interest, costs and expenses actually incurred in enforcing the obligations thereunder and in this sale, together with any unpaid and /or accruing real property taxes, and/or assessments, attorneys' fees, Trustees' fees and costs, and any other amount advanced to protect said security, as authorized in the promissory note secured by the aforementioned Deed of Trust. Therefore, the Beneficiary elects to sell, or cause said trust property to be sold, to satisfy said obligation. NOTICE IS HEREBY GIVEN THAT THIS FIRM IS ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE, AND THAT THE DEBT MAY BE DISPUTED. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(a) IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. DATED: 07/19/2010 Name and Address of the Current Trustee is: RECONTRUST COMPANY, N.A. 1800 Tapo Canyon Rd., CA6-914-01-94 SIMI VALLEY, CA 80028-1821 PHONE: (800) 281-8219 RECONTRUST COMPANY, N.A. Successor Trustee /S/ Vanessa Horton ASAP# 3657915 Legal 0313 July 26, 2010 August 2, 9, 16, 2010

NOTICE OF TRUSTEE'S SALE On Wednesday, the 24th day of November, 2010, at the hour of 10:00 o'clock a.m. of said day at Alliance Title & Escrow, 1270 Northwood Center Ct., Coeur d'Alene, in the County of Kootenai, State of Idaho, Charles W. Fawcett, as Successor Trustee, will sell at public auction, to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real property situated in the County of Kootenai, State of Idaho, and described as follows, to wit: LOT 1, BLOCK 1, DAVIS CENTER, ACCORDING TO THE PLAT RECORDED IN BOOK "G" OF PLATS AT PAGES 82 AND 82A, RECORDS OF KOOTENAI COUNTY, IDAHO. The Successor Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Section 60-113, Idaho Code, the Successor Trustee has been informed that the street address of 697 W. Honeysuckle Ave., Hayden, Idaho, is sometimes associated with said real property. Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by DANIEL A. TAYLOR and ASHLEY A. TAYLOR, Husband and Wife, Grantor, to Charles W. Fawcett, Successor Trustee, for the benefit and security of MOUNTAIN WEST BANK, recorded March 6, 2007, as Instrument No. 2086618000, Mortgage records of Kootenai County, Idaho; and assigned to the IDAHO HOUSING AND FINANCE ASSOCIATION by Assignment of Deed of Trust recorded on September 7, 2007, as Instrument No. 2120628000, Mortgage records of Kootenai County, Idaho. THE ABOVE GRANTOR IS NAMED TO COMPLY WITH SECTION 45-1506 (4)(a), IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. The default for which this sale is to be made is the failure to pay when due, monthly installment payments under the Deed of Trust Note dated March 5, 2007, in the amount of $1,102.00 each, for the months of August, 2009, through July, 2010, inclusive; and for each and every month thereafter until date of sale or reimbursement. All delinquent payments are now due, plus accumulated late charges, plus any costs or expenses associated with this foreclosure. The accrued interest is at the rate of 6.09% per annum from July 1, 2009. The principal balance owing as of this date on the obligation secured by said Deed of Trust is $160,140.80, plus accrued interest at the rate of 6.09% per annum from July 1, 2009. DATED This 22nd day of July, 2010. CHARLES W. FAWCETT, a Member of the Idaho State Bar, SUCCESSORTRUSTEE Legal 0360 August 2, 9, 16, 23, 2010

NOTICE OF TRUSTEE'S SALE On Wednesday, the 24th day of November, 2010, at the hour of 10:00 o'clock a.m. of said day at Alliance Title & Escrow, 1270 Northwood Center Ct., Coeur d'Alene, in the County of Kootenai, State of Idaho, Charles W. Fawcett, as Successor Trustee, will sell at public auction, to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real property situated in the County of Kootenai, State of Idaho, and described as follows, to wit: THE NORTH 30 FEET OF LOTS 7 AND 8, BLOCK 14, DRUNHELLER'S ADDITION TO POST FALLS ACCORDING TO THE PLAT RECORDED IN BOOK "E" OF PLATS AT PAGE 244, RECORDS OF KOOTENAI COUNTY, IDAHO. The Successor Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Section 60-113, Idaho Code, the Successor Trustee has been informed that the street address of 812 N. Frederick St., Post Falls, Idaho, is sometimes associated with said real property. Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by CARRIE A. KIRBY, a Single Woman, Grantor, to Charles W. Fawcett, Successor Trustee, for the benefit and security of METROCITIES MORTGAGE, LLC, recorded December 20, 2007, as Instrument No. 2137147000, Mortgage records of Kootenai County, Idaho; and assigned to the IDAHO HOUSING AND FINANCE ASSOCIATION by Assignment of Deed of Trust recorded on March 3, 2008, as Instrument No. 2147282000, Mortgage records of Kootenai County, Idaho. THE ABOVE GRANTOR IS NAMED TO COMPLY WITH SECTION 45-1506 (4)(a), IDAHO CODE. NO REPRESENTATION IS MADE THAT SHE IS, OR IS NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. The default for which this sale is to be made is the failure to pay when due, monthly installment payments under the Deed of Trust Note dated December 12, 2007, in the amount of $605.00 each, for the months of February through July, 2010, inclusive; and for each and every month thereafter until date of sale or reimbursement. All delinquent payments are now due, plus accumulated late charges, plus any costs or expenses associated with this foreclosure. The accrued interest is at the rate of 5.81% per annum from January 1, 2010. The principal balance owing as of this date on the obligation secured by said Deed of Trust is $83,123.19, plus accrued interest at the rate of 5.81% per annum from January 1, 2010. DATED This 22nd day of July, 2010. CHARLES W. FAWCETT, a Member of the Idaho State Bar, SUCCESSOR TRUSTEE Legal 0362 August 2, 9, 16, 23, 2010