November 21, 2012 11 p.m.
NOTICE OF TRUSTEE'S SALE: The following described property will be sold at public auction to the highest bidder, payable in lawful money of the United States, in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID, 83814, on 02/22/2013 at 10:00 AM, (recognized local time) for the purpose of foreclosing that certain Deed of Trust recorded 03/16/2006 as Instrument Number 2019569, and executed by RONALD W MONTAGUE, AND CORA L MONTAGUE, HUSBAND AND WIFE, as Grantor(s), in favor of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., as Beneficiary, to RECONTRUST COMPANY, N.A., the Current Trustee of record, covering the following real property located in Kootenai County, State of Idaho: LEGAL DESCRIPTION: THE LAND REFERRED TO IN THIS COMMITMENT IS DESCRIBED AS FOLLOWS: THOSE CERTAIN PREMISES COMPRISING A PORTION OF THE PROJECT KNOWN AS EVERGREEN COURT, SITUATE AT TWIN LAKES VILLAGE PLAT IN KOOTENAI COUNTY, IDAHO, SAID PROJECT HAVING BEEN ESTABLISHED AS A CONDOMINIUM BY DECLARATION AND BY-LAWS RECORDED AUGUST 3, 1976 AS INSTRUMENT NO. 706570 IN BOOK 84 OF MISCELLANEOUS AT PAGE 371, RECORDS OF KOOTENAI COUNTY, IDAHO, UNDER AND PURSUANT TO THE PROVISIONS OF THE CONDOMINIUM PROPERTY ACT OF THE STATE OF IDAHO, AND THE PREMISES HEREBY CONVEYED BEING MORE PARTICULARLY DESCRIBED AS FOLLOWS: FIRST: UNIT NO. 17 IN BUILDING NO. 3 OF SAID PROJECT AS SHOWN IN THE EXHIBITS ATTACHED TO THE SAID DECLARATION AND FILED THEREWITH, EXCEPTING AND RESERVING AND PORTION OF THE COMMON ELEMENTS LYING WITHIN SAID UNIT AND EASEMENTS THROUGH SAID UNIT AND APPURTENANT AREAS TO THE COMMON ELEMENTS AND OTHER UNITS, ALL AS SET FORTH IN SAID DECLARATION. SECOND: AN UNDIVIDED 3.425439 PERCENTAGE OWNERSHIP INTEREST APPURTENANT TO THE UNIT, WHICH INCLUDES AN UNDIVIDED .0021 PERCENTAGE OWNERSHIP INTEREST APPURTENANT TO THE CARPORT APPURTENANT TO SAID UNIT, IN ALL COMMON ELEMENTS OF SAID PROJECT AS DESCRIBED IN SAID DECLARATION INCLUDING THE BUILDINGS AND LAND DESCRIBED BELOW: LOT C-8, BLOCK 1, TWIN LAKES VILLAGE PLAT, ACCORDING TO THE PLAT RECORDED IN THE OFFICE OF THE COUNTY RECORDER IN BOOK E OF PLATS AT PAGE 151 DOCUMENT NO. 631042, RECORDS OF KOOTENAI COUNTY, IDAHO, ALL LOCATED IN KOOTENAI COUNTY, STATE OF IDAHO; THE EXISTING CONDOMINIUM BUILDINGS, THE EVERGREEN COURT, AND THE GARAGE BUILDING LOCATED ON SAID LAND. EXCEPTING THAT PARCEL CONVEYED IN QUITCLAM DEED TO RON WILSON, RECORDED JULY 7, 1993, AS INSTRUMENT NO. 1311243 DESCRIBED AS FOLLOWS: A PARCEL OF LAND LOCATED IN THE SOUTHEAST QUARTER, SECTION 8, TOWNSHIP 52 NORTH, RANGE 4 WEST, BOISE MERIDIAN, KOOTENAI COUNTY, IDAHO. SAID PARCEL BEING A PORTION OF LOT C-8, BLOCK 1, TWIN LAKES VILLAGE, AS SHOWN ON THE PLAT THEREOF FILED IN BOOK E OF PLATS AT PAGE 151, KOOTENAI COUNTY RECORDS MORE PARTICULARLY DESCRIBED AS FOLLOWS: COMMENCING AT AN IRON ROD MONUMENT MARKING THE SOUTHEASTERLY CORNER, SAID LOT C-8, THE TRUE POINT OF BEGINNING FOR THIS DESCRIPTION; THENCE SOUTH 82 DEGREES 33'30" WEST ALONG THE SOUTHERLY BOUNDARY LINE, SAID LOT C-8, A DISTANCE OF 14.50 FEET; THENCE NORTH 8 DEGREES 34'03" EAST LEAVING SAID LINE, A DISTANCE OF 52.07 FEET TO A POINT ON THE EASTERLY LINE SAID LOT C-8; THENCE SOUTH 7 DEGREES 36'09" EAST (SOUTH 7 DEGREES 26'30" EAST PLAT) ALONG SAID EASTERLY LINE A DISTANCE OF 50.05 FEET TO THE TRUE POINT OF BEGINNING. The Trustee has no knowledge of a more particular description of the above referenced real property, but for purpose of compliance with Idaho Code, Section 60-113, the Trustee has been informed that the street address of 5305 W FAIRWAY LN UNIT 17, Rathdrum, ID, 83858-6677 is sometimes associated with said real property. Bidders must be prepared to tender the trustee the full amount of the bid at the sale in the form of cash, or a cashier's check drawn on a state or federally insured savings institution. Said sale will be made without covenant or warranty, express or implied, regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in that certain Deed of Trust. The default for which this sale is to be made is: Failure to pay the monthly payment due 04/01/2011 of principal, interest and impounds and subsequent installments due thereafter; plus late charges, with interest currently accruing at 8.000% per annum; together with all subsequent sums advanced by beneficiary pursuant to the terms and conditions of said Deed of Trust, and any supplemental modifications thereto. The principal balance owing as of this date on said obligation is $81,444.03, plus interest, costs and expenses actually incurred in enforcing the obligations thereunder and in this sale, together with any unpaid and/or accruing real property taxes, and/or assessments, attorneys' fees, Trustees' fees and costs, and any other amount advanced to protect said security, as authorized in the promissory note secured by the aforementioned Deed of Trust. Therefore, the Beneficiary elects to sell, or cause said trust property to be sold, to satisfy said obligation. NOTICE IS HEREBY GIVEN THAT THIS FIRM IS ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE, AND THAT THE DEBT MAY BE DISPUTED. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(a) IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. DATED: 10/16/2012, RECONTRUST COMPANY, N.A., Name and Address of the Current Trustee is: RECONTRUST COMPANY, N.A., 1800 Tapo Canyon Rd., CA6-914-01-94, SIMI VALLEY, CA 80028-1821, PHONE: (800) 281-8219. TS # 11-0097185 FEI # 1006.145171 Legal 7365 November 1, 8, 15, 22, 2012