Legals December 25, 2015

T.S. No. 031723-ID Parcel No.: 072270020210 NOTICE OF TRUSTEE'S SALE On 4/5/2016 at 10:00 AM (recognized local time), at the VETERAN'S MEMORIAL PLAZA NORTH ENTRANCE ADMIN BUILDING 451 N GOVERNMENT WAY, COUER D'ALENE, ID 83815, in the County of Kootenai, SYDNEY K. LEAVITT, ESQ., a member of the State Bar of Idaho, of ALDRIDGE PITE, LLP as trustee, will sell at public auction, to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real property, situated in the County of Kootenai, State of Idaho, and described as follows, to wit: LOT 21, BLOCK 2, OF SHAMROCK RANCH II, ACCORDING TO THE PLAT THEREOF, RECORDED IN BOOK G OF PLATS, PAGE 260, RECORDS OF KOOTENAI COUNTY, IDAHO. The Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Idaho Code Section 60-113, the Trustee has been informed that the address of: 29255 N CARIBOU AVE, ATHOL, ID 83801, is commonly associated with said real property. Said sale will be made without covenant or warranty, express or implied, regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by BEN ANDERSON AND JORELL ANDERSON, HUSBAND AND WIFE, as Grantor(s), to STEWART TITLE OF BOISE, INC., as Trustee, for the benefit and security of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS INC., SOLELY AS NOMINEE FOR FIELDSTONE MORTGAGE COMPANY, ITS SUCCESSORS AND ASSIGNS, as Beneficiary, dated 7/18/2007, recorded 7/26/2007, as Instrument No. 2112631000, official records of Kootenai County, Idaho. Please note: The above named Grantors are named to comply with Idaho Code Section 45-1506(4)(a); no representation is made that they are, or are not, presently responsible for the obligation. The default for which this sale is to be made is the failure to make monthly payments when due from 3/1/2015 and all subsequent monthly payments thereafter, including installments of principal, interest, impounds, advances, plus any charges lawfully due under the note secured by the aforementioned Deed of Trust, Deed of Trust and as allowed under Idaho Law. The sum owing on the obligation secured by said Deed of Trust as of 11/20/2015 is $244,502.27 including interest, costs, fees, including trustee and/or attorney fees and costs, and expenses actually incurred in enforcing the obligation thereunder or in this sale and to protect the security associated with the Deed of Trust, as authorized in the Note, Deed of Trust or as allowed under Idaho Law. Because interest, late charges, fees, costs and expenses continue to accrue, the total amount due varies from day to day. Hence, if you pay the amount shown above, an adjustment may be necessary after receipt of funds to satisfy the debt. For further information, write the Trustee at 4375 Jutland Drive, Ste. 200, San Diego, CA 92117, or call (866)931-0036 DATED: 11/20/2015 SYDNEY K. LEAVITT, ESQ., a member of the State Bar of Idaho, of ALDRIDGE PITE, LLP LEGAL 4705 DECEMBER 11, 18, 25, 2015 JANUARY 1, 2016

MICHAEL F. PEACOCK Attorney at Law 123 McKinley Avenue Kellogg, Idaho 83837 Telephone: (208) 783-1231 Facsimile: (208) 783-1232 Idaho State Bar No. 2291 ATTORNEY FOR PERSONAL REPRESENTATIVE NOTICE TO CREDITORS CASE NO. CV-2015-518 IN THE DISTRICT COURT OF THE FIRST JUDICIAL DISTRICT OF THE STATE OF IDAHO, IN AND FOR THE COUNTY OF SHOSHONE IN THE MATTER OF THE ESTATE OF THEODORE M. REYNOLDS, Deceased. NOTICE IS HEREBY GIVEN that the undersigned has been appointed Personal Representative of the above- named decedent. All persons having claims against the decedent or the estate are required to present their claims within four months after the date of the first publication of the Notice or said claims will be forever barred. Claims must be presented to the undersigned at the address indicated, and filed with the Clerk of the Court. Dated this 11th day of December, 2015 /S/__________________ Randy Reynolds c/o Michael F. Peacock Attorney at Law 123 McKinley Avenue Kellogg, ID 83837 LEGAL 4800 DECEMBER 18, 25, 2015 JANUARY 1, 2016

NOTICE OF PUBLIC HEARING NOTICE IS HEREBY GIVEN that the Idaho Housing and Finance Association, ("IHFA"), on January 14,2016, at 10:00 a.m. in the fourth floor conference room at its offices at 565 West Myrtle Street, Boise, Idaho, will hold a public hearing as required by the Internal Revenue Code of 1986 (the "Code"), with respect to the proposed plan of financing under Section 147(f)(2)(C) of the Code by IHFA for issuance of single family mortgage revenue bonds in one or more series or issues (from time to time), which may be new money or refunding bonds, in an aggregate principal amount not to exceed $1,500,000,000, with the first bonds to be issued within one year of approval under Section 147(f) of the Code and any remaining bonds to be issued within three years thereafter. The proceeds of such bonds will be used to provide financing to qualified purchasers of single family homes located in the State of Idaho, which purchasers meet various ownership and income limitations. Interested persons wishing to express their views on the issuance of such bonds or on the nature or location of the facilities to be financed will be given an opportunity to do so. Written comments may be submitted to John R. Sager, Executive Vice President, CFO, IHFA at Post Office Box 7899, Boise, Idaho 83707-1899 or at 565 West Myrtle Street, Boise, Idaho 83702, (208) 331-4728, Facsimile: (208) 331-4804, until the time set for said public hearing. Persons desiring to speak at the hearing may do so in person or by telephone and must notify IHFA in writing, at the above address or telecopy number, Attention: John R. Sager, Executive Vice President, CFO, at least 24 hours prior to the hearing, and if desiring to testify by telephone, to indicate their telephone number to be called at the time of the said hearing. Questions concerning the hearing and related matters may be directed to John R. Sager, Executive Vice President, CFO, at the above-mentioned address by telephone at (208) 331-4728 or by E-Mail at JohnS@ihfa.org. LEGAL 4822 DECEMBER 25, 2015

TRUSTEE'S NOTICE OF SALE Reference is made to that certain trust deed made by Harvey McKinley and Dorothy McKinley, husband and wife as grantor, to First American Title as trustee, in favor of Mortgage Electronic Registration Systems, Inc., solely as nominee for GreenPoint Mortgage Funding, Inc. as beneficiary, dated August 7, 2006, recorded August 14, 2006, in the mortgage records of Kootenai County, Idaho, as Document No. 2049183000, and assigned to U.S. Bank National Association, as Trustee for Greenpoint Mortgage Funding Trust Mortgage Pass-Through Certificates, Series 2006-AR6 on October 20, 2014 in the records of Kootenai County, Idaho, as Document No. 2474585000, covering the following described real property situated in said county and state, to wit: A PART OF THE SOUTHEAST QUARTER OF SECTION 15, TOWNSHIP 51 NORTH, RANGE 5 WEST, BOISE MERIDIAN, KOOTENAI COUNTY, STATE OF IDAHO, LYING EASTERLY OF THE 60 FOOT STRIP OF LAND DESCRIBED IN THE DEED OF IDAHO AND WASHINGTON NORTHERN REAILROAD, RECORDED IN BOOK 36 OF DEEDS, PAGE 332, RECORDS OF KOOTEANI COUNTY, STATE OF IDAHO, DESCRIBED AS FOLLOWS: THE EAST 375.33 FEET OF THE WEST 750.66 FEET OF THE EAST 1151.00 FEET OF THE SOUTH 733.93 FEET THEREOF; EXCEPT COUNTY ROAD PROPERTY ADDRESS: 11391 W Hayden Ave, Post Falls, ID 83854 There is a default by the grantor or other person owing an obligation or by their successor in interest, the performance of which is secured by said trust deed, or by their successor in interest, with respect to provisions therein which authorize sale in the event of default of such provision. The default for which foreclosure is made is grantors' failure to pay when due the following sums: monthly payments beginning December 1, 2013 through October 30, 2015 in the total amount of $58,662.10; together with title expense, costs, trustee's fees and attorney's fees incurred herein by reason of said default; any further sums advanced by the beneficiary for the protection of the above described real property and its interest therein; and prepayment penalties/premiums, if applicable. By reason of said default, the beneficiary has declared all sums owing on the obligation secured by said trust deed immediately due and payable, said sums being the following, to wit: $407,505.33 with interest thereon at the rate of 3.75000 percent per annum beginning November 1, 2013; plus escrow advances of $7,013.75; plus late charges of $547.20; plus other fees and costs in the amount of $5,470.00; together with title expense, costs, trustee's fees and attorney's fees incurred herein by reason of said default; any further sums advanced by the beneficiary for the protection of the above described property and its interest therein; and prepayment penalties/premiums, if applicable. WHEREFORE, notice is hereby given that the undersigned trustee will on March 4, 2016, at the hour of 10:00 AM, at Veteran`s Memorial Plaza, North Ent Admin Bldg, 451 N Government Way, Coeur D` Alene, ID 83815, in the City of Coeur D` Alene, County of Kootenai, State of Idaho, sell at public auction to the highest bidder for cash the interest in the real property described above, which the grantor had or had power to convey at the time of the execution by grantor of the trust deed together with any interest which the grantor or grantor's successors in interest acquired after the execution of the trust deed, to satisfy the foregoing obligations thereby secured and the costs and expenses of the sale, including reasonable charges by the trustee. In construing this notice, the singular includes the plural, the word "grantor" includes any successor in interest to the grantor as well as any other person owing an obligation, the performance of which is secured by the trust deed, and the words "trustee" and "beneficiary" include their respective successors in interest, if any. Robinson Tait, P.S. 710 Second Ave, Suite 710 Seattle, WA 98104 LEGAL 4827 DECEMBER 25, 2015 JANUARY 1, 8, 15, 2016

IN THE DISTRICT COURT OF THE FIRST JUDICIAL DISTRICT OF THE STATE OF IDAHO, IN AND FOR THE COUNTY OF KOOTENAI CASE NO. CV-15-7597 SUMMONS MERRILL ROWLAND, Petitioner, vs. TORIANNA POWELL, Respondent. NOTICE: YOU HAVE BEEN SUED BY THE ABOVE-NAMED PETITIONER. THE COURT MAY ENTER JUDGMENT AGAINST YOU WITHOUT FURTHER NOTICE UNLESS YOU RESPOND WITHIN TWENTY (20) DAYS. READ THE INFORMATION BELOW. TO: TORIANNA POWELL, Respondent. YOU ARE HEREBY NOTIFIED that in order to defend this lawsuit, an appropriate written response must be filed with the above-designated court within twenty (20) days after service of this Summons on you. If you fail to so respond the court may enter judgment against you as demanded by the Petitioner in the Petition for Decree Establishing Paternity and Order Re: Child Custody, Visitation and Child Support. A copy of the Petition for Decree Establishing Paternity and Order Re: Child Custody, Visitation and Child Support is served with this Summons. If you wish to seek the advice or representation by an attorney in this matter, you should do so promptly so that your written response, if any, may be filed in time and other legal rights protected. An appropriate written response requires compliance with Rule 10(a)(1) and other Idaho Rules of Civil Procedure and shall also include: 1. The title and number of this case. 2. If your response is an Answer to the Petition, it must contain admissions or denials of the separate allegations of the Petitioner and other defenses you may claim. 3. Your signature, mailing address and telephone number, or the signature, mailing address and telephone number of your attorney. 4. Proof of mailing or delivery of a copy of your response to Petitioner's attorney, as designated above. To determine whether you must pay a filing fee with your response, contact the Clerk of the above-named Court. The nature of the claim against you is as prayed in the Petition for Decree Establishing Paternity and Order Re: Child Custody, Visitation and Child Support. DATED this 28th day of December, 2015. JIM BRANNON CLERK OF THE DISTRICT COURT By: LISA DIXON Deputy LEGAL 4736 DECEMBER 4, 11, 18, 25, 2015

File No.: 290339 / Customer Ref No. CSC 36743929 NOTICE OF TRUSTEE'S SALE On April 5, 2016 at the hour of 10:30AM, of said day, in the office of Alliance Title & Escrow Corporation located at 1270 Northwood Center Ct Coeur d'Alene, ID 83814. Alliance Title & Escrow Corp., as trustee, will sell at public auction, to the highest bidder, for cash, cashiers check, certified check or tellers check, (from a bank which has a branch in the community at the site of the sale), money order, State of Idaho check or local government check, or cash equivalent in lawful money of the United States, all payable at the same time of sale, the following described real property, situated in the County of Kootenai, State of Idaho, and described as follows, to wit: Lot 8, Block 2, Alan Park East, according to the plat recorded in Volume "G" of Plats, Page 475, records of Kootenai, State of Idaho. THE TRUSTEE HAS NO KNOWLEDGE OF A MORE PARTICULAR DESCRIPTION OF THE ABOVE-DESCRIBED REAL PROPERTY, BUT FOR PURPOSES OF COMPLIANCE WITH IDAHO CODE, SECTION 60-113, THE TRUSTEE HAS BEEN INFORMED THAT THE STREET ADDRESS OF: 980 North Townsend Loop, Post Falls, ID 83854, MAY SOMETIMES BE ASSOCIATED WITH SAID REAL PROPERTY. Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the deed of trust executed by Jared Cooper and Mollie Cooper, husband and wife, as Grantor to Alliance Title & Escrow Corp., as Trustee, for the benefit and security of United States of America acting through the Rural Housing Service or successor agency, United States Department of Agriculture (formerly Farmers Home Administration or Rural Economic & Community Development) as Beneficiary, recorded May 15, 2009 as Instrument No. 2211565000, Mortgage records of Kootenai County, Idaho. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(a), IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. The default for which this sale is to be made is failure to: Make principal and interest payments as set forth on said Deed of Trust and Promissory Note. The original loan amount was $146,444.00 together with interest thereon at the rate of 4.6250% per annum, as evidenced in Promissory Note dated May 15, 2009. Payments are in default for the months of July 2014 through and including November 2015 in the amount of $745.34 per month and continuing each and every month thereafter until date of sale or reinstatement. The balance now due is $134,371.55 in Principal; Interest is $8,002.46, subsidy granted is $17,350.65, and fees currently assessed are $3,106.90 computed through September 28, 2015 with interest accruing thereafter at the daily rate of $17.3824. In addition to the above, there is also due any late charges, advances, escrow collection fees, attorney fees, fees or costs associated with this foreclosure. The balance owing as of this date on the obligation secured by said deed of trust is $151,722.20, excluding interest, costs and expenses actually incurred in enforcing the obligations thereunder or in this sale, as trustee's fees and/or reasonable attorney's fees as authorized in the promissory note secured by the aforementioned Deed of Trust. Dated: December 1, 2015 Alliance Title & Escrow Corp. By: Melissa Ambriz, Trust Officer Phone 877-947-1553 This communication is on behalf of a debt collector and is an attempt to collect a debt. Any information obtained will be used for that purpose. LEGAL 4747 DECEMBER 11, 18, 25, 2015 JANUARY 1, 2016

Spirit Lake PD will be accepting apps from Lateral & POST Certifiable candidates until 5:00 PM on Jan 8. We require a cover letter, resume, copy of POST Certification, and Application for Employment which can be found online at www.cityofspiritlakeid.gov Completed apps can be submitted directly to our office, by mail at PO Box 1018 Spirit Lake, ID 83869, or emailed to hmcdaniel@spiritlakeid.gov LEGAL 4745 DECEMBER 8, 11, 15, 18, 22, 25, 2015

TRUSTEE'S NOTICE OF SALE Reference is made to that certain trust deed made by Erik H. Melton and Brenda L. Melton, husband and wife as grantor, to North Idaho Title as trustee, in favor of Mortgage Electronic Registration Systems, Inc., as nominee for Alliance Bancorp as beneficiary, dated January 12, 2005, recorded January 19, 2005, in the mortgage records of Kootenai County, Idaho, as Document No. 1924964, and assigned to Deutsche Bank Trust Company Americas, as Trustee for Residential Accredit Loans, Inc., Mortgage Asset-Backed Pass-Through Certificates, Series 2005-QA4 on June 5, 2015 in the records of Kootenai County, Idaho, as Document No. 2501059000, covering the following described real property situated in said county and state, to wit: LOT 6, BLOCK 3, FIELDSTONE AT PRAIRIE FALLS FIRST ADDITION, ACCORDING TO THE PLAT RECORDED IN BOOK "I" OF PLATS AT PAGE 448, RECORDS OF KOOTENAI COUNTY, IDAHO. PROPERTY ADDRESS: 2755 North Ivy Lane, Post Falls, ID 83854 There is a default by the grantor or other person owing an obligation or by their successor in interest, the performance of which is secured by said trust deed, or by their successor in interest, with respect to provisions therein which authorize sale in the event of default of such provision. The default for which foreclosure is made is grantors' failure to pay when due the following sums: monthly payments beginning December 1, 2014 through December 16, 2015 in the total amount of $7,248.01 which includes a suspense balance of $145.00; together with title expense, costs, trustee's fees and attorney's fees incurred herein by reason of said default; any further sums advanced by the beneficiary for the protection of the above described real property and its interest therein; and prepayment penalties/premiums, if applicable. By reason of said default, the beneficiary has declared all sums owing on the obligation secured by said trust deed immediately due and payable, said sums being the following, to wit: $69,686.95 with interest thereon at the rate of 2.62500 percent per annum beginning November 1, 2014; plus escrow advances of $912.02; plus late charges of $111.04; less a suspense balance of $145.00; plus other fees and costs in the amount of $2,942.74; together with title expense, costs, trustee's fees and attorney's fees incurred herein by reason of said default; any further sums advanced by the beneficiary for the protection of the above described property and its interest therein; and prepayment penalties/premiums, if applicable. WHEREFORE, notice is hereby given that the undersigned trustee will on April 20, 2016, at the hour of 10:00 AM, at Veteran`s Memorial Plaza, North Ent Admin Bldg, 451 N Government Way, Coeur D` Alene, ID 83815, in the City of Coeur D` Alene, County of Kootenai, State of Idaho, sell at public auction to the highest bidder for cash the interest in the real property described above, which the grantor had or had power to convey at the time of the execution by grantor of the trust deed together with any interest which the grantor or grantor's successors in interest acquired after the execution of the trust deed, to satisfy the foregoing obligations thereby secured and the costs and expenses of the sale, including reasonable charges by the trustee. In construing this notice, the singular includes the plural, the word "grantor" includes any successor in interest to the grantor as well as any other person owing an obligation, the performance of which is secured by the trust deed, and the words "trustee" and "beneficiary" include their respective successors in interest, if any. Robinson Tait, P.S. 710 Second Ave, Suite 710 Seattle, WA 98104 LEGAL 4761 DECEMBER 11, 18, 25, 2015 JANUARY 1, 2016

TRUSTEE'S NOTICE OF SALE Reference is made to that certain trust deed made by Donald J Millhouse and Amy E Millhouse, husband and wife as grantor, to Fidelity National Title & Escrow as trustee, in favor of Mortgage Electronic Registration Systems, Inc. solely as nominee for Nationwide Lending Corporation as beneficiary, dated October 25, 2006, recorded November 1, 2006, in the mortgage records of Kootenai County, Idaho, as Document No. 2064595000, and assigned to U.S. Bank National Association, as Trustee for Residential Asset Securities Corporation, Home Equity Mortgage Asset-Backed Pass-Through Certificates, Series 2007-KS1 by assignment recorded on April 29, 2013 in the records of Kootenai County, Idaho, as Document No. 2407525000, covering the following described real property situated in said county and state, to wit: LOT 9 IN BLOCK 1 OF COEUR D`ALENE PLACE FOURTH ADDITION, ACCORDING TO THE OFFICIAL PLAT THEREOF, FILED IN BOOK G OF PLATS AT PAGE(S) 483, 483A AND 483B, OFFICIAL RECORDS OF KOOTENAI COUNTY, IDAHO. PROPERTY ADDRESS: 5976 North Belleville Drive, Coeur D` Alene, ID 83815 There is a default by the grantor or other person owing an obligation or by their successor in interest, the performance of which is secured by said trust deed, or by their successor in interest, with respect to provisions therein which authorize sale in the event of default of such provision. The default for which foreclosure is made is grantors' failure to pay when due the following sums: monthly payments beginning October 1, 2014 through December 23, 2015 in the total amount of $15,100.86 which includes a suspense balance of $1.89; together with title expense, costs, trustee's fees and attorney's fees incurred herein by reason of said default; any further sums advanced by the beneficiary for the protection of the above described real property and its interest therein; and prepayment penalties/premiums, if applicable. By reason of said default, the beneficiary has declared all sums owing on the obligation secured by said trust deed immediately due and payable, said sums being the following, to wit: $129,751.37 with interest thereon at the rate of 4.38000 percent per annum beginning September 1, 2014; plus escrow advances of $3,411.40; plus late charges of $455.64; plus a Deferred Principal Balance of $82,397.37; less a suspense balance of $1.89; plus other fees and costs in the amount of $4,433.78; together with title expense, costs, trustee's fees and attorney's fees incurred herein by reason of said default; any further sums advanced by the beneficiary for the protection of the above described property and its interest therein; and prepayment penalties/premiums, if applicable.. WHEREFORE, notice is hereby given that the undersigned trustee will on April 15, 2016, at the hour of 10:00 AM, at Veteran`s Memorial Plaza, North Ent Admin Bldg, 451 N Government Way, Coeur D` Alene, ID 83815, in the City of Coeur D` Alene, County of Kootenai, State of Idaho, sell at public auction to the highest bidder for cash the interest in the real property described above, which the grantor had or had power to convey at the time of the execution by grantor of the trust deed together with any interest which the grantor or grantor's successors in interest acquired after the execution of the trust deed, to satisfy the foregoing obligations thereby secured and the costs and expenses of the sale, including reasonable charges by the trustee. In construing this notice, the singular includes the plural, the word "grantor" includes any successor in interest to the grantor as well as any other person owing an obligation, the performance of which is secured by the trust deed, and the words "trustee" and "beneficiary" include their respective successors in interest, if any. Robinson Tait, P.S. 710 Second Ave, Suite 710 Seattle, WA 98104 LEGAL 4762 DECEMBER 11, 18, 25, 2015 JANUARY 1, 2016

IN THE DISTRICT COURT FOR THE FIRST JUDICIAL DISTRICT OF THE STATE OF IDAHO, IN AND FOR THE COUNTY OF KOOTENAI Case No. CV-2015-8342 SUMMONS BY PUBLICATION JEANNE BUELL, Plaintiff, v. CARL BUELL a.k.a. DOUGLAS BROWN, WILLIAM J. SCHIECHE, and their respective heirs and devisees; and JOHN and JANE DOES I through X, including ANY AND ALL PERSONS KNOWN OR UNKNOWN having any claim to or interest whatsoever in the following-described parcel of property: The Southeast Quarter of the Northeast Quarter of Section 34, Township 47 North, Range 4 West, Boise Meridian, Kootenai County, Idaho; and Defendants. TO: CARL BUELL a.k.a. DOUGLAS BROWN, WILLIAM J. SCHIECHE, and JOHN AND JANE DOES I through X NOTICE: YOU HAVE BEEN SUED BY JEANNE BUELL, THE PLAINTIFF, IN THE DISTRICT COURT IN AND FOR KOOTENAI COUNTY, IDAHO, CASE NO. CV-2015-8342 You are hereby notified that in order to defend this lawsuit, an appropriate written response must be filed with the above designated court within 20 days after service of this Summons on you by publication. If you fail to so respond the court may enter judgment against you as demanded by the plaintiff in the Complaint. The Complaint seeks to quiet title to Plaintiff Jeanne Buell with a decree nullifying any claim of the named Defendants, Carl Buell a.k.a. Douglas Brown, William J. Schieche, and John and Jane Does I through X, or their heirs, devisees or estates, in and to the real property described by Exhibit 1 attached to the Complaint and this Summons. A copy of the Complaint is available from the Clerk of the District Court. If you wish to seek the advice of or representation by an attorney in this matter, you should do so promptly so that your written response, if any, may be filed in time and other legal rights protected. An appropriate written response requires compliance with Rule 10(a)(1) and other Idaho Rules of Civil Procedure and shall also include: 1. The title and number of this case. 2. If your response is an Answer to the Complaint, it must contain admissions or denials of the separate allegations of the Complaint and other defenses you may claim. 3. Your signature, mailing address and telephone number, or the signature, mailing address and telephone number of your attorney. 4. Proof of mailing or delivery of a copy of your response to Plaintiff's attorney, as designated above. To determine whether you must pay a filing fee with your response, contact the Clerk of the above-named court. EXHIBIT 1 Property Description The Southeast Quarter of the Northeast Quarter of Section 34, Township 47 North, Range 4 West, Boise Meridian, Kootenai County, Idaho. DATED this 8th day of December, 2015. JIM BRANNON, Kootenai County Clerk of the District Court By:/s/ Lisa Dixon Deputy LEGAL 4768 DECEMBER 11, 18, 25, 2015 JANUARY 1, 2016

IN THE DISTRICT COURT OF THE FIRST JUDICIAL DISTRICT OF THE STATE OF IDAHO, IN AND FOR THE COUNTY OF KOOTENAI CASE NO. CV15-8399 NOTICE TO CREDITORS In the Matter of the Estate of: DONALD D. CRUICKSHANK and SUSAN M. CRUICKSHANK Deceased. NOTICE IS HEREBY GIVEN that the undersigned has been appointed Personal Representative of the above-named Decedent. All persons having claims against the Decedent or the estate are required to present their claims within FOUR (4) MONTHS after the date of the first publication of this Notice to Creditors, or said claims will be forever barred. Claims must be presented to the undersigned at the address indicated and filed with the Clerk of the Court. Dated this 11th day of December , 2015. /s/__________ TONY A. CRUICKSHANK Personal Representative c/o. CUSACK LAW FIRM, PLLC 320 E. Neider Avenue, Suite 206 Coeur d' Alene, ID 83815 LEGAL 4793 DECEMBER 18, 25, 2015 JANUARY 1, 2016

Notice of Trustee's Sale Idaho Code 45-1506 Today's date: December 11, 2015 File No.: 7345.28684 Sale date and time (local time): April 20, 2016 at 9:00 AM Sale location: La Quinta Inn & Suites - Coeur d'Alene, 333 W. Ironwood Drive, Coeur d'Alene, ID 83814, Auction.com Room Property address: 8478 West 4th Street Rathdrum, ID 83858 Successor Trustee: Northwest Trustee Services, Inc., an Idaho Corporation P.O. Box 997 Bellevue, WA 98009 (425) 586-1900 Deed of Trust information Original grantor: Ronald B Manning and Kimberley A Manning, husband and wife Original trustee: Pioneer Title Company of Kootenai County Original beneficiary: Mortgage Electronic Registration Systems, Inc. as nominee for Idahy Federal Credit Union Recording date: 03/06/2006 Recorder's instrument number: 2017287 County: Kootenai Sum owing on the obligation: as of December 11, 2015: $97,379.00 Because of interest, late charges, and other charges that may vary from day to day, the amount due on the day you pay may be greater. Hence, if you pay the amount shown above, an adjustment may be necessary after we receive your check. For further information write or call the Successor Trustee at the address or telephone number provided above. Basis of default: failure to make payments when due. Please take notice that the Successor Trustee will sell at public auction to the highest bidder for certified funds or equivalent the property described above. The property address is identified to comply with IC 60-113 but is not warranted to be correct. The property's legal description is: Lot 1, Block 2, Roth Addition, according to the Plat thereof, filed in Book "E" of Plats at Page 135, records of Kootenai County, State of Idaho. The sale is subject to conditions, rules and procedures as described at the sale and which can be reviewed at www.northwesttrustee.com or USA-Foreclosure.com. The sale is made without representation, warranty or covenant of any kind. Manning, Ronald and Kimberley (TS# 7345.28684) 1002.284551-File No. LEGAL 4796 DECEMBER 25, 2015 JANUARY 1, 8, 15, 2016